Agricultural Social Insurance Fund
Basic Information
About KRUS
• Agricultural Social Insurance Fund is an
independent public institution separated from
social insurance system – ZUS.
• KRUS was established in 1990 to realize tasks
connected with full servicing farmers’ social
insurance.
• KRUS is supervised by the Minister of Agriculture
and Rural Development.
• The President of KRUS is appointed by the Prime
Minister of the Republic of Poland on application
of the Minister of Agriculture and Rural
Development.
2
Legal bases
• The act of 20 December 1990 on farmers' social insurance
(full text: Official Journal 2013, item 1403 uniform text).
The basic legal acts of the European Community are:
• Council Regulation (EEC) No. 1408/71 of 14 June 1971
on the application of social security schemes to employed
persons, to self-employed persons and to members of their
families moving within the Community,
• Council Regulation (EEC) No. 574/72 of 21 March 1972
laying down the procedure for implementing Regulation (EEC)
No. 1408/71 on the application of social security schemes
to employed persons, to self-employed persons and to
members of their families moving within the Community.
3
Managment and organization
Managment
• President
• Deputy Presidents
Structure
• Head office in Warsaw
• 16 regional branches
• 256 local offices
•
7 Farmers’ Rehabilitation Centres
4
Tasks
• Covering by social insurance
• Payment of insurance benefits
• Leading medical certification system
• Prevention activity
• Rehabilitation activity
• Initiating development of voluntary insurance
• Realization of other tasks given by the state
5
The Council of Farmers’ Social
Insurance
The interests of the insured persons and beneficiaries are
represented in KRUS by the Council of Farmers’ Social Insurance
whose members are appointed by the Minister of Agriculture
and Rural Development among the candidates presented by the
national farmers' social and professional organizations and trade
unions.
The Council of Farmers:
• consists of 25 members appointed by farmers’ organizations
for 3 years,
• has control rights in relation to the President of KRUS
• supervises the Contribution Fund,
• estimates the amount of quarterly contribution into accident,
sickness and maternity insurance,
• represents affairs of insured persons and beneficiaries.
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Persons who subject farmers’ social
insurance
Farmers and members of the households who
work with them and who:
• have Polish citizenship,
• or stay in the territory of the Republic of Poland based on a visa,
residence permit for a specified period of time, permit for
settlement, permit for the stay of a long-term resident of the
European Communities, a consent for tolerated stay or related to
the obtaining of the refugee status in the Republic of Poland,
or a supplementary protection, or
• are the citizens of the EU member states, the Swiss Confederation
or member states of the European Free Trade Association (EFTA) parties to the agreement on the European Economic Area.
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Persons who are covered by both
types of insurance obligatorily
• Farmer residing and conducting a farming activity on his own
account in the territory of the Republic of Poland on the farm being
in his possession, of the area above 1 conversion ha of arable land
(including also the group of agricultural producers) or a special
section of agricultural production, i.e. activity related to farming, not
requiring a farm, the size of which and production type are defined
by the act,
• Spouse of the farmer,
• Member of the household, i.e. a person close to the farmer who is
at least 16 years old, remains in a common household with the
farmer or dwells in the area of his household, works in this
household on a permanent basis and is not related to the farmer by
a labor relation,
if these persons are not subject to another social insurance and do not
have a fixed right to old age or disability pension, or the right to social
insurance benefits.
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2 types of insurance
2 types of insurance coverage
Types of insurance:
• old age and disability insurance,
• accident, health and maternity insurance.
Types of insurance coverage:
• obligatory,
• voluntary.
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Benefits from the old-age
and disibility insurance
• Farmers’ old-age pension
• Farmers’ pension by virtue of incapacity for work
• Farmers training pension
• Family pension
• Old-age and disibility pension from socila
insurance
for individual farmers and members of their
families
• Allowances to old-age and disibility pensions
• Funeral allowance
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Benefits from the accident, health
and maternity insurance
• A one-off indemnity by virtue of permanent
or long-term detriment to health or death
resulting from an accident at agricultural work
or a farmer’s vocational disease
• Sickness allowance
• Maternity allowance
11
Number of insured in 1991-2013
2013
1468178
1492257
1516308
1535461
1570328
1574394
1598197
1615272
1581929
1540158
1589325
1559534
1502088
1452368
1428172
1414942
1418116
1387241
1426595
1475133
1567848
1650000
1750000
2011
2009
2007
2005
2003
2001
1999
1997
1995
1993
1991
0
500000
1000000
1500000
2000000
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Number of benificiaries in 1991-2013
2013
1245700
1285700
1326638
1374647
1425500
1455800
1508082
1585970
1661800
1708600
1755312
1797897
1841827
1887258
1928914
1968843
2000557
2027885
2049177
2046187
2027046
1989966
1790640
2011
2009
2007
2005
2003
2001
1999
1997
1995
1993
1991
0
500000
1000000
1500000
2000000
13
2500000
Prevention activity
KRUS:
• is obligated by the Law in the farmers’ social
insurance to run comprehensive activity aiming at
prevention of work injuries in agriculture and
farmers’ occupational diseases,
• organizes trainings and courses for farmers, and
competitions about the principles of safe work.
Prevention activities carried out by the KRUS resulted
in reduction in a number accidents at work on a farm.
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Number of accidents in 2008-2013
30000
25899
25000
24372
23494
22642
22370
21093
20000
15000
10000
5000
15
0
2008
2009
2010
2011
2012
2013
Number of accidents per 1000 insured
in 1993-2013
35
29.3
30
25
24.6
20.1
20
20
15
13.3
12.9
11.6
11.3
11.2
10.9
10.9
11
10.7
10
5
16
0
1993
1997
2001
2003
2005
2006
2007
2008
2009
2010
2011
2012
2013
KRUS Safety Mark
• KRUS makes efforts to introduce production and distribution of safe
technical means for farmers.
• President of KRUS awards the fair prizes „KRUS Safety Mark” and the statue
„Dobrosław” – „Product which improves safty of work on the farm” to the
safest products.
• By the end of 2011 25 producers had the right to attach the KRUS Mark to
187 products, and the fair distinction was received by 58 suppliers for 98
types of products.
„Krus Safety Mark”
„Dobrosław”
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Rehabilitation activity
KRUS:
• conducts activities on prevention of work injuries
connected with agricultural work and occupational
illness,
• assists the insured persons and those who have a right
to insurance benefits, presently enable to work on the
farm or threatened with such incapacity, with different
forms of rehabilitation or with a possibility of qualifying
for a new job.
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Forms of rehabilitation
• 7 Farmers’ Rehabilitation Centers that
specializes in rehabilitation of the
locomotion system diseases.
• From 1993 more than 282.000 farmers
and 26.000 children have taken advantage
of KRUS treatment rehabilitation.
19
Number of children who underwent
medical rehabilitation in 1993-2013
2000
1800
1600
1400
1200
1000
800
600
400
200
0
1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013
No of children 748 1027 1056 969 931 997 1001 1124 1264 1312 1385 1400 1414 1407 1803 1807 1612 1648 1315 1218 1202
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Farmers’ Rehabilitation Centers
Farmers’ Rehabilitation Centers:
• Iwonicz Zdrój
• Horyniec Zdrój
• Szklarska Poręba
• Jedlec
• Kołobrzeg
Training and Rehabilitation Centre:
• Teresin
Recreation and Rehabilitation Centre:
• Świnoujście
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Farmers’ Rehabilitation Centre
in Iwonicz Zdrój
Farmers’ Rehabilitation Centre
in Jedlec
22
Recreation and Rehabilitation Centre
in Świnoujście
Training and Rehabilitation Centre
in Teresin
Farmers’ Rehabilitation Centre
in Kołobrzeg
Farmers’ Rehabilitation Centre
in Szklarska Poręba
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Farmers’ Rehabilitation Centre
in Horyniec
ISO Standards in KRUS
Since 2004 KRUS has been one of few
Government Administration offices which
initiated the International Organization for
Standarization’s System in Poland, in
accordance with the European Union ISO
Standards.
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International cooperation
1991
• KRUS became a member of ISSA (International Social Security
Association)
• KRUS runs General Secretariat of the ISSA International Section
on Prevention in Agriculture
• President of KRUS performs function of the Section’s President
1999
• KRUS became 15th member of the European Forum of
Insurances Against Accidents at Work and Occupational Diseases
• In 2000 the President of KRUS signed the statutes of the Forum
2004
• KRUS participated in the EU LEONARDO
KRUS is an institutional partner of:
•
•
•
•
•
SODRA – State Social Insurance Fund Board of the Republic of Lithuania
SVB – Austrian Institution of Farmers Social Insurance
LSV-SPv – German Federation of Agricultural Proffesional Associations
MELA – Farmers' Social Insurance Institution in Finland
MSA – Mutualité Sociale Agricole in France
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For more information please visit our website:
www.krus.gov.pl or call: +(48) 22 592 65 90