CASH
IELTS Speaking Part 1
1. DO YOU OFTEN
USE CASH?
Not very often, to be honest. I usually pay by card or
with my phone because it is quicker and more
convenient. I only tend to use cash for small
purchases, such as buying fruit from a street
vendor or paying for parking.
K
N
I
H
T
U
O
Y
O
D
.
2
L
L
I
W
H
CAS
N
I
R
A
E
DISAPP
?
E
R
U
T
U
THE F
It might become much less common, but I do not
think it will disappear completely. Some people
still prefer cash because it helps them control
their spending, and in some places digital payment
systems are not always available. So, I think cash
will remain as a backup option.
E
H
T
S
A
W
N
E
H
3. W
D
I
A
P
U
O
Y
E
M
I
T
LAST
N
I
G
N
I
H
T
E
M
O
S
FOR
CASH?
I
n
he
w
o
ag
ys
da
w
fe
a
ly
ab
ob
pr
as
w
e
The last tim
as
w
l
ta
to
he
T
.
op
sh
l
ca
lo
l
al
sm
a
om
fr
k
ac
sn
bought a
y
m
g
in
us
an
th
er
si
ea
lt
fe
sh
ca
in
ng
quite low, so payi
t
no
d
di
at
th
es
ac
pl
e
os
th
of
e
on
so
al
as
w
It
e.
phon
really encourage card payments.
4. IS CASH STILL
IMPORTANT IN
EVERYDAY LIFE?
Yes, I think it still is. Even though cashless
transactions are becoming more common,
cash remains useful in certain situations,
especially in small shops, local markets, or
during technical problems. So, in my view, it
still plays an important role.
F
O
S
D
N
I
K
T
A
H
W
5.
Y
L
L
A
U
S
U
PLACES
?
H
S
A
C
E
REQUIR
Small businesses are the first ones that come to
mind. For example, street stalls, traditional
markets, and tiny family-run stores sometimes
prefer cash, either because it is simpler for them or
because they do not have card machines. In those
cases, having some cash on hand is very practical.
O
D
Y
H
6. W
E
L
P
O
E
P
OLDER
R
E
F
E
R
P
N
E
T
F
O
CASH?
r
de
ol
y
an
M
.
ity
ar
ili
m
fa
is
on
as
re
or
aj
I think one m
e
or
m
s
el
fe
it
so
,
es
liv
le
ho
w
r
ei
th
sh
ca
ed
us
people have
e
m
so
,
so
Al
.
em
th
to
y
th
or
tw
us
tr
straightforward and
,
gy
lo
no
ch
te
ith
w
le
ab
rt
fo
m
co
lly
fu
of them may not be
l.
fu
ss
re
st
ss
le
y
pl
m
si
is
sh
ca
in
ng
yi
so pa
7. HAVE YOU EVER BEEN
IN A SITUATION WHERE
YOU NEEDED CASH BUT
DID NOT HAVE ANY?
Yes, that has happened to me before. I once tried
to buy something from a small roadside shop, but
they only accepted cash and I had none with me. It
was a bit inconvenient, and since then I have tried
to carry at least a small amount just in case.
K
N
I
H
T
U
O
8. DO Y SPEND
PEOPLE
N
E
H
W
Y
L
T
DIFFEREN E CASH?
THEY US
Yes, I believe so. People tend to be more cautious
when they hand over actual notes and coins because
the money feels more tangible. When paying by
phone or card, the transaction is so quick that
people may not pay much attention to how much
they are spending.
Y
S
A
E
T
I
S
I
.
9
H
S
A
C
T
E
G
O
T
U
O
Y
E
R
E
H
W
L IV E ?
y
m
in
s
M
T
A
of
ty
en
pl
e
ar
re
he
T
.
sy
Yes, it is fairly ea
I
,
id
sa
t
ha
T
.
ss
ce
ac
to
sy
ea
so
al
e
ar
area, and banks
am
I
ow
kn
I
ss
le
un
s
ay
ad
ow
n
ey
on
m
rarely withdraw
t.
en
ym
pa
l
ta
gi
di
pt
ce
ac
ot
n
es
do
at
th
re
going somewhe
10. DO YOU THINK CASH
IS MORE RELIABLE THAN
DIGITAL PAYMENT?
In certain situations, yes. For instance, if there is
a power cut, a poor internet connection, or a
technical issue with a payment app, cash can be
much more dependable. However, in daily life,
digital payment is usually faster and more
efficient.