Quiz on Employment Insurance Group One 1. What event was key in the development of unemployment insurance? Answer: The key event in the development of unemployment insurance in Canada was the Great Depression of the 1930s. During this time, mass unemployment led to social unrest and the realization that a government-run system was needed to provide financial support for those out of work. 2. Employment Insurance covers: a. Provincial employees b. Federal employees c. Both Provincial and Federal employees d. Employees who are Canadian citizens or landed immigrants Answer: c. Both Provincial and Federal employees Explanation: Employment Insurance (EI) applies to both provincial and federal employees, although the rules may vary slightly depending on jurisdiction. Group Two 3. Name three types of employment insurance coverage for those employed in Canada. Answer: 1. Regular Benefits - For individuals who have lost their job through no fault of their own (e.g., layoffs). 2. Sickness Benefits - For employees who are unable to work due to illness or injury. 3. Maternity and Parental Benefits - For those taking time off for the birth or adoption of a child. 4. What are the four levels of appeals available when a disagreement arises over employment insurance? Answer: 1. Reconsideration - Requesting a review of the decision by the same agency that made the decision. 2. Social Security Tribunal - An independent tribunal that hears appeals regarding EI decisions. 3. Federal Court - If the individual is unsatisfied with the tribunal's decision, they can apply to the Federal Court. 4. Federal Court of Appeal - The final stage of appeal, if an individual believes there is an error in law. Group Three 5. If an employee does not have a SIN number, they can begin work if they provide their SIN number within 3 weeks. a. True b. False Answer: a. True Explanation: An employee can start working without a SIN number, but they must provide the SIN within 3 weeks, or the employer may be required to withhold taxes until they have it. 6. A Record of Employment must be issued if a person has worked for at least three months for an employer. a. True b. False Answer: b. False Explanation: A Record of Employment (ROE) is required whenever an employee experiences an interruption in earnings, not solely based on the length of employment. However, the employer must issue an ROE if the employee leaves or is terminated, regardless of the time worked. Group Four 7. What is the qualifying period for employment benefits? Answer: The qualifying period for Employment Insurance benefits varies depending on the regional unemployment rate and the number of hours worked. Generally, workers need to have worked between 420 and 700 hours in the last 52 weeks to qualify for regular benefits. 8. Workers can contribute to WSIA if they sign an agreement indicating their desire to do so. a. True b. False Answer: b. False Explanation: Workers' Safety and Insurance Act (WSIA) contributions are mandatory for most employees in Ontario, and they cannot opt out by signing an agreement. Employers are required to register and make contributions for their employees. 9. List at least 4 requirements for an effective claims management system. Answer: 1. Clear communication - Ensuring that both employees and employers understand the process and requirements. 2. Timely response - Ensuring that claims are processed quickly to prevent unnecessary delays. 3. Document management - Accurate record-keeping for each claim to ensure all necessary information is available. 4. Compliance with regulations - Ensuring that the system adheres to relevant laws, regulations, and industry standards. 1. .