Business Plan
Date: 5.30.2024
The Phone was replaced with SmartPhone, Money will be replaced with SmartMoni
1. SmartMoni.com
https://www.smartmoni.com
2. SmartMoni Business & Market Plan
https://drive.google.com/drive/folders/1a8w8pSolr82KVHyEIuSBdaVcVlErJO2g
SmartMoni - ALL Videos
https://www.youtube.com/playlist?list=PLRMWUY08d5hFgvwiOsTXbOGTeSLPdJB7Q
CEO – MrMoniPlus | Brent D Amundson
------------------------------------Skype: MrGoMainSt – Signal/WhatsApp: 63-927-001-8080
Tampa, Fl. 407-979-4779 (Worldwide) | Cebu, Philippines - +63-927-001-8080
eMail: mrmoni@smartmoni.com | Web: https://www.smartmoni.com
WonWorld
People Places & Community
Food | Housing | Education | Healthcare | Transportation
Cheap & Abundant + Opportunity & Prosperity
Local Solutions for Global Progress
New 21st Century Moni - We Make it Better
SmartMoni w/MoniPlus
We Put the “l” in Moni & Give You More
1. GoMainSt - Discovery Engagement Choices & More
2. MoniSuite: Currency, Payments, Privacy, Advertising, Banking, Transfers, Trade, Trade Currency,
Central Bank & Digital Tokens
3. 8 Branded Platforms: MoniPlus - MoniCoin - Moni-ID - MoniAds | MoniCenter | MoniExpress |
MoniTrade | MoniGold | MoniTrust | MoniTokens
The Money Opportunity today, could be the largest in the history of the World. We double the size
of this Opportunity by integrating Money, with Advertising & Social. We change the Nature of
Moni. We change the Business Model of Moni. We begin with MoniPlus. We use MoniAds to
embed MoniPromos & MoniPoints w/Private Moni-ID (U Own It & U Control It) in every
transaction: $100 becomes $120, $140, $160, $180, $200 increased Purchasing Power. It's all
supported by a New Independent Nat'l Advertising Network Coast to Coast w/5-in-1 Media
Advantage.
We then wrap this new expanded business model around 8 New Moni Platforms. This brings
substantial new capabilities and revenue streams across the board to all-of-them. MoniCenter
takes the word Bank out of Money and introduces a new Multi-Source Model for Loans. The world
grows weary of Visa & Mastercard. Our MoniPlus Card has zero transaction fees and runs under its
own Global Network to achieve its own Brand w/ATM Network. MoniTrade introduces a new
model where MTOs are introduced for funding and trading. MoniExpress sends Moni direct - Wallet
to Wallet w/Currency Swaps. There are no Intermediaries. MoniGold delivers a new Trading
Currency and is backed by Premium Vaults. Our new Central Bank delivers a radical change from its
77-year-old Business Model to introduce Peer Index for increased Currency Valuations and Market
Affinity w/AI-Plus for increased Monitoring & Management Tools to deliver Health Wealth and
Prosperity at a Country Level - Sovereign Plus. At the same time, countries need to upgrade their
"old legacy" financial systems. We see this as a tremendous opportunity.
Decades ago there was DOS Operating System with 6 Major Companies, each providing an
Application. Then Microsoft showed up with Windows and Microsoft Office then took it all.
Facebook & Google derive 90% of their Revenue from Advertising. Their model is 10-20 years old
and limited to 2 Platforms. We introduce MoniAds with 5-in-1 Media Advantage, 5X Ways to
Promote your Business and a new Dedicated & Independent National Advertising Network across
the USA tapping into $10 Billion Market Firehose.
The Telephone gave way to the SmartPhone, we believe Money will give way to Smartmoni.
We Forecast: $323 Million Revenue & an $X Billion Market Cap in 24 Months
We Require: $10 Million in Funding with Estimated: 4-5 Months for Buildout & 4-5 Months for
Market Capture USA then on to Int’l. After Buildout & US Market Capture in Progress, we have
been requested to launch at Crypto.com Exchange, Singapore and will launch to raise another $10
Million. Note: You will read our Formula for deriving this Revenue Forecast, then tell us - "It will be
more"
CEO Experience: 30 Years Top Gun - Turnkey Global Networks
“You’re only as good as your Next Network & with Full engagement – its Better Every time.”
1. Corporate: 50 Fortune 100 Global Networks – Exxon, Shell, Texaco, Occidental, McDermott,
State of California & Alaska etc
2. Banks: 8 Global Networks - Citibank, American Express, Bank of America, JP Morgan, HSBC,
ANZ, Fuji - Visa & Mastercard.
3. Countries: 3 Nat’l Internets – Japan, Australia & Hong Kong
4. Regions: 83 Countries - Latin America – Africa: Designed Installed & Managed Nat’l Internets
A. GoMainSt w/PocketPlus - 1st MarketSocial w/MoniSuite
• Discovery Engagement Choices & More
• 5 Different Ways to promote your Products & Service.
• 5-in-1 Media Advantage: Print – Internet – Mobile - Beacon – MoniPlus
• CitySquare: Brand New Dedicated National Advertising Channel Coast to Coast
• USA Coast to Coast: 50 Premium Partners: 101 Metros/2,345 Cities @ 14,345 Locations.
B. SmartMoni w/MoniPlus - A Better Way
We Put the “l” in Moni & Give You More
MoniSuite: Currency, Payments, Privacy, Advertising, Banking, Transfers, Trade, Trade
Currency, Central Bank & Digital Tokens
8 Branded Platforms: MoniPlus - MoniCoin - Moni-ID - MoniAds | MoniCenter | MoniExpress |
MoniTrade | MoniGold | MoniTrust | MoniTokens
C. The Build & Roll Out
GoMainSt & 8 Moni Platforms
We apply our Vendor Matrix and Expedite the Building of All Platforms w/Lower Costs, Lower
Risk & Faster to Market.
I'm a Risk Averse Person. All my Deals? The Cost, Development & Launch Date I delivered on
time & on budget. Every Time.
Table of Contents
1. Team Up
2. Why Now?
3. A Better Way
4. Opportunity
5. Brand an Industry
6. Product Design
7. Lower Risk, Investment, Faster to Market
8. No Boundaries
9. Value Layer
10. Market Capture
11. Moni Markets
12. MonPlus
13. MoniCoin
14. Moni-ID
15. MoniAds
16. ZeroPlus Fees
17. MoniPlus Card (No Visa/Mc)
18. MoniExpress
19. MoniTrade
20. MoniGold
21. MoniTokens
22. MoniTrust (CBCD)
23. MoniCenter
24. Won World Foundation
25. GoMainSt
26. Fintech Unicorns
27. MarketSocials
28. GoMainSt
29. 5X PromoMatrix
30. MarketStream
31. USA Nat’l Distribution
32. MTO Offering
Intelligence in Every Transaction
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Team Up!
Expertise, Experience & Results
CEO & CTO – Mr Moni / Brent D Amundson
UCF - BS Finance/Economics, MBA - Thunderbird Global Mgmt.
25 years’ experience in sale design implementation & management of Turnkey
Global Networks. Turnkey Nets - Citibank, Am Express, HSBC, ANZ, Fuji Bank and
managed Bank of America Chase Visa & Mastercard Worldwide etc. Managed the
Public Internet for 83 Countries and installed the 1st National Internets for
Australia & Japan. Employment: Texaco, Control Data, McDonnell Douglas
(Tymnet. Positions: Account Rep, Country Mgr. – Japan, Director of Pacific Rim,
NCR: W. Region – Private Network Sales). Achieved most profitable and high
growth Company in MDC. Also 425% of Sales consistently in career in Sale of
Public & Private Nets- MDC & NCR https://www.linkedin.com/in/bamundson/
Partners & Swat Teams
Rather than rely on a few individuals to build out our platforms. We utilize a team with special expertise.
1. Is 40th largest Software Company in the World
2. Several are listed in Top 50 Fastest Growing Companies in India
3. Each are the Top in their respective Specialties worldwide. (Social, Commerce, Blockchain)
As Teams, Developers, Vendors, Partners, Customers work together, the results are always better
Why Now?
The Opportunity is Bigger than Anyone Even Realizes.
Convergence: Advertising – Social - Money
1. No More Boundaries
You don’t have to knock down walls, they have all disappeared across major market sectors. All due to
expanded technology: processing power, bandwidth, and data stream. Tremendous opportunities now
exist to expand applications, capabilities, & services. Across 3 Major Sectors: Advertising, Social & Money.
2. It has been 15 Years with the Internet.
a. Isolated Models – Advertising, Social and Payments are old, stale, and limited.
b. Social - Not one is designed for Commerce, its just an afterthought.
c. Advertising – Limited media & reach, just internet and mobile: all stalking & trolling.
d. Money – Limited, Fragmented, expensive with 3-6 Fees per transaction.
e. Blockchain – Limited to Transactions and Ledger, authorization, and verifications.
3. A Better Way
Blockchain is only ½ the solution. No Boundaries Services taps advertising, social and money sectors to
deliver full on demand interactive intelligence for personal smart shopping across 16 market segments to
achieve higher purchasing power in every transaction.
4. Digital Stream is now Full & On-Demand
Concurrence: Advertising – Social – Messaging – Shopping – Payments – Loyalty – Plus – (MoniStream). 1.
Full Datastream allows running full integrated applications. (Think MS Office – 7 Apps in 1)
5. MarketStream (16 Sectors) - People Places & Community
SmartMoni is intelligent and can be Tailored and Personalized across the 16 Market Sectors
CitiLife | Auto | Business | Dining | Education | Home | Health | Groceries | ProServices | Wealth | Retail
| Travel | Holiday |Community - Charity - Faith - Civics
6. An Expanded and Robust New Business Model
• Value Layer: More Processing power, More Bandwidth, Full datastream w/Multiple Market Sectors.
• Discovery Engagement Choices and Plus: On Demand for Every Facet of Your Day.
• Digital Stream is Full: It’s All Personal Now: Introduce Smart Living
7. Tread Carefully: Currency is Sovereign.
In the last 300 years, Global Currency has changed 12 times, in 8 of those there was War.
We are designed to threaten no one and compliment everyone. We add a Value Layer.
Next Generation Design, Capabilities and Benefits
1. We change the Nature of Moni.
Instead of a sign of wealth, it promotes & creates wealth as you use it.
2. We change the Business Model of Moni.
We promote and reward People Places & Community in every transaction w/ZeroPlus fees.
3. We change how Moni is Serviced.
We bypass Intermediaries and deliver Wallet-to-Wallet Services with MoniPlus
4. We introduce a Global Brand MoniCoin with a New Value Layer
Currency is Sovereign. We threaten no one and compliment everyone
5. We Reinvent Personal Privacy with Higher Level Security.
We create the Public & Private Spheres & introduce U-Control & U-Monetize w/Safeguard (Biometrics)
6. We introduce 1st Cross Border Seamless Moni Transfers
No boundaries as Moni enables Wallet-to-Wallet transfers with “Click” and with Currency Options
7. We Realign, Refocus & Expand the Banking Model.
No Boundary Services: advertising, commerce, person to person yields, crowd lending and funding.
8. We introduce Digital MTO Market for Trading
MTO MoniStock introduces a new industry standard Trading for Retail, Venture & Premium Companies
Full DeFi Crowd Trading Lending & Funding & Trading for Small, Venture and Established Companies
9. We extend the Reach of Moni to “Everyone”
Free Plus MoniPlus Services w/Increased Purchasing Power. It Targets-n-Attracts the Un-Banked
10. We bring Advertising to Life across 16 Service Sectors.
Trolling-n-Stalking has been replaced with: Personal: Discovery, Engagement, Choices & More.
11. We create a Substantially Expanded Model for Advertising & Coupons: a 5-in-1 Media Advantage: Print
Internet Mobile Beacon MoniPlus w/5X PromoMatrix for a New Coast-to-Coast USA Ad Channel
12. We introduce a Seamless – Smart Living for Everyone
A New Value Layer delivers Discovery, Engagement, Choices & Plus for Every Facet of Your Day.
We Brand an Industry
A Wealth of Opportunities Across Major Market Segments.
1. MoniPlus
2. MoniCoin
3. MoniAds
4. MoniExpess
5. MoniCenter
6. MoniTrade
7. Moni.Gold
8. MoniTokens
9. MoniTrust
10. GoMainSt
11. PocketPlus
12. CitiSquare
SmartMoni Proprietary
1. MoniPlus
2. MoniExpress
3. MoniTrust
4. MoniStream
5. Value Layer
6. MarketStream
7. SmartTokens
8. 5 Media Advantage
Coast to Coast
New Model: We promote & reward people, places & community.
Full featured Universal Coin w/Local Currency (Fully Backed 100%)
A new type of Advertising: discovery, engagement, choices & more.
Global-n-Seamless w/Click: Wallet-to-Wallet: Send Receive Gifts Payments & Escrow
No Boundaries: Advertising, Commerce, Income Yields, Crowd Lending,
DeFi Trading w/MoniStocks: Retail, Venture & Prime w/Crowd Funding
Gold branded & designed to serve as a Trade Currency. Increase liquidity & velocity.
Digi-Assets: New Industry Standard: MoniTokens, ValueTokens, MarketTokens.
New Central Banking model with Currency Peer Index & Market Affinity tools.
The 1st MarketSocial for Commerce. A New Type of Smart Living w/Services
New Coupon Model: 5X PromoMatrix for 16 Mkt Sectors w/5-in-1 Media Advantage
CitiGuides: Grocery Stores, Pharmacies & Convenience Stores @ 8,300 Locations
We put “I’ in Moni and Give You More w/MoniPromos & MoniPoints.
Anytime Anywhere Anyone – Cross Border MoniCoin | Wallet-2-Wallet
CBCD: Peer Index w/MoniCore - MoniPreserve - Market Affinity
Concurrence: Promos – Social – Message – Commerce – Payments – Loyalty – Plus
Blockchain is only ½ the Solution: We add the Value Layer: Social Advertising Money
CitiLife - Auto | Business | Dining | Education | Home | Health | Groceries | Pro
Services | Wealth | Retail | Travel | Holiday | *Community: Charity -Faith – Civics
New Industry Brands: Market Token, Value Token and Moni Token
Advertising: Print – Internet – Mobile – Beacon – MoniPlus (3 are Proprietary)
New Nat’l Ad Channel - 101 Chains - 108 Metros/2,345 Cities @ 14,300 Locations
The Big Advantage
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Literally designed to Succeed from the Ground Up: Design, Delivery – Market Acceptance
We begin with already White Label Production Platforms that are fully operational
Swat Teams are deployed that are familiar w/platforms to add our value layer.
We achieve Lower Investment, Lower Risk & Faster to Market
We also obtain faster revenues w/higher returns while capturing market share.
No Boundaries
Advertising - Social - Money
MoniPlus, MoniCenter | MoniAds | MoniTrade | MoniExpress | MoniSwift | MoniTokens
MoniCoin
We Add the Value Layer
Blockchain is only ½ the Solution.
No Boundaries
Advertising, Social & Money
We expand the Business Model, its Capabilities & Profits
We created the MoniStream to tap the MarketStream
To feed the MoniChain and to Seed the MoniCoin
MoniPlus
We Put the “I” in Moni & Give You More
We Make Using CREDIT CARD or CASH a VERY BAD DEAL
We increase Purchasing Power in Every Transaction
MarketStream
Discovery, Engagement, Choices & Plus+
For Every Facet of Your Day
We Add the Value Layer
No boundaries: Advertising, Social & Money
Technology: Bandwidth, Speed, Full Data Stream w/Proximity On Demand
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Blockchain
Industry Tokens
Moni Stream
Market Stream
MoniPlus
Network: Ledger, Verification & Authorization of Transactions.
Digital Assets. Create, Monetize, Trade & Manage w/out 3rd Party.
Concurrence: Promos, Messaging, Social, Commerce, Paymnts, Loyalty w/Plus
Discovery Engagement & Choices for every Facet of Your day – 16 Markets
We put the “I” in Moni and Give You More in Every Transaction
Applications Today
Outdated, Fragmented, Cumbersome & Non-Intuitive
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Transactions
Datastream
Industry
Applications
Social
Advertising
Services
Money
Cost per transaction and processed by a Central Host.
Each has their own specialization per application.
Transactions are treated all the same, no differentiation.
Specialized and Segmented by Type of Application
Top 5 Social Apps, Commerce has been an After Thought.
Its trolling and stalking, undergoing big changes & largest tech revenue source.
Services are local, there is no Amazon Etc for Shopping of Services.
Central 3rd Party Control: Driven by Fees & Delays per Transaction
Intelligence in Every Transaction
GoMainSt w/Embedded Moni Services
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We introduce MoniCoin as an alternative for commerce
We introduce MoniAds with 5X Promo Matrix embedded in every transaction
We introduce MoniPlus across 17 Service Sectors in USA - Coast to Coast.
We introduce New Industry Standards and Universal Moni Branding for an Entire Industry.
SmartMoni w/MoniPlus
We Put the ‘I” in Moni & Give You More
Rather than a Sign of Wealth, It Increases Wealth as You Use It
We make spending CASH or using a CREDIT CARD a BAD DEAL
Prosperity is for Everyone.
GoMAINST w/POCKETPLUS
The 1st MarketSocial – A New Type of Shopping
5-in-1 Media Advantage
Print – Internet – Mobile – Beacon – MoniPlus
Give us 1 Promo (5XMatrix) & We deliver it across 5 Media and create MoniPlus.
Discovery Engagement & Choice – Wuts New! Wuts Hot! Wuts a Deal! Weekly & Life Events
CitiSquare w/PocketPlus @ Top US 986 Chains, Local Metro Business, Restaurants, Service, Grocery Chains
CitiLife | Dining | Home |Medical | Pro | Wealth | Charity | Faith |Education | Travel | Education | Civics
Partnered with 101 Grocery Chains in 101 Metros/2,345 Cities @ 14,300 Locations
Discovery Choices & More for Every Facet of Your Day
A New Type of Smart Shopping
MoniPlus
We Put the “I” in Moni & Give You More
MoniCoins w/MoniPromos & MoniPoints w/Moni-ID & ZeroPlus Fees
$100 in MoniCoins = $120-140-160-180-200 + MoniPoints
MoniPromos & MoniPoints w/AI SmartShopper powered by MoniAds
We create the MarketStream to Feed the MoniChain to Seed the MoniCoin to Deliver MoniPlus
“We make using CASH or CREDIT CARD a VERY BAD DEAL”
Intelligence in Every Transaction
MoniCoin
A New Medium of Exchange
Universal Brand | Global-Region-Country | 100% Fully Backed.
MoniToken: Local Currency, ZeroPlus Fees, Moni-ID w/MoniPlus - Payments, Transfers
MoniExpress, MoniPay, MoniLoad, MoniSwap, MoniVault, MoniSafe, MoniEscrow
We Threaten No One & Compliment Everyone
A New Medium of Exchange
Moni-ID
Personal Privacy Reinvented
Advertising – Social – Messaging – Commerce – Payments
Permissioned – Anonymous | Private | Royalty | Sale
Public | Private Sphere – Higher Security – LifeGuard
U-Control | U-Personalize | U-Monetize
MoniCenter
Safe Convenient & Secure
MoniPlus | MoniYield | MoniExpress | MoniAds | MoniLend | MoniTrade
Payments, Advertising, Messaging, Commerce, Loyalty, Plus
Embedded Services: Banking, Lending, Wealth Mgt, Insurance
Personal | People | Merchants | Business | Community | Global
Prosperity for Everyone
MoniAds
Discovery Engagement Choices & More
A New Type of Advertising
5-in-1 Media Advantage
Print – Internet – Mobile – Beacons – MoniPlus w/Geo Tagging
Brand New Nat’l Channel CitiSquare @ 60 Grocery Stores/Pharmacies in 101 Metros/2,345 Cities
CitiLife | Auto |Business |Dining | Education | Home | Health | Groceries | ProServices
Wealth | Retail | Travel | Holiday | Charity Faith Civics (Community)
For Every Facet of Your Day
MoniTrade
Trade for Today
MoniMart, TradeMart, ValuMart, MarketVest, Moni.Gold
Currencies – Stocks – Assets - Funds
Safe Secure & Convenient
MoniTokens
Equity | Assets | Currencies
Market Tokens - Value Tokens - Moni Tokens
Create Monetize Manage & Trade
New Industry Brands
MoniExpress
Anytime – Anywhere - Anyone
Send – Receive – Exchange – Gift – Escrow
Nex Gen bypasses ACH Account to Account w/Fees
Wallet to Wallet
MoniTrust / MoniSwift
CBCD Monetary & Market Authority
PeerIndex: People Ecology, Economy & Resources
MoniPreserve: Currency, Exchange, Reserves & Monetary
MoniCore: MoniPrime, MoniMarket, MoniSocial, MoniSwift
Peer Index, MoniPreserve, MoniCore w/Market Affinity w/AI-MoniPlus
Sovereign Plus
MoniPlus
We put the “i” in Moni & Give You More
Current
1. Currency, Credit Cards, Debit Cards, ATMs w/Loyalty
What’s New
1. Stable Coins w/Lower Fees (Unstable)
2. We introduce a MoniToken w/Universal Brand – MoniCoin (Fully Backed w/Escrow)
3. We add a Value Layer to bring Discovery Engagement Choices & More for Every Facet of Your Day
4. We change the Business Model of Money; we make Money with Advertising rather then “Fees”.
A Better Way
1. MoniPlus
- MoniPromos & MoniPoints in every transaction.
Value:
- $100 becomes $120-140-160-180-200 in Increased Purchasing Power.
2. MoniCoin
- Universal Brand w/Local Currency
3. Moni-ID
- We Reinvent privacy. U-Own it / U Control It w/4 Levels of Privacy
4. ZeroPlus Fees - No Fees w/ Free Promos & Points In every transaction or transfer
5. MoniAds
- New Ad Model w/5X Promo Matrix across 14 Market Segments & Geotagging
6. MoniShop
- Integrated Payments & Promos/Points for Online Merchants & Brick Retailers
Proprietaries
1. Coupons
- New Model: 5X Promo Matrix for every facet of your day @ 16 Mkt Sectors
2. SmartView
- Tailored Advertising, Social Messaging, Commerce, Payments & Plus
3. MarketStream - 5-in-1 Media Advantage – Print, Internet, Mobile, Beacon & MoniPlus
4. MoniStream
- Concurrence: Promos, Social, Messaging, Commerce, Payments, Loyalty & Plus
MoniCoin - A New Medium of Exchange
Current
1. Currency – Cash, Credit Cards, Debit Cards.
2. StableCoin – Generic, not fully backed w/fluctuating value and flawed algorithms
What’s New
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Universal Branded Sovereign MoniCoin based upon Local Currency (Fully Backed)
A Value Layer is added to deliver a whole new Personalized Feature set On-Demand.
Promos n Points transform the Business Model - Replacing “Never Ending Fees.”
SmartView provides the ability to Tailor Sectors and Personalize with Geo Point-tag & delivery.
Introduce the Value Layer across 16 Market Sectors increase Purchasing Power in Every Transaction
Discovery Engagement Choices with Plus for Every facet of Your Day.
A Better Way
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Universal Brand Coin
MoniToken:
Moni-ID
ZeroPlus Fees
- MoniCoin (Dollar, Yen, Peso etc.)
- Digital Local Currency – Country by Country
- Personalized: Private | Permissioned | Anonymous | Resale
- MoniPromos & MoniPoints for every transaction & transfer
We Threaten No One and Compliment Everyone
1. Designed with Reason to Change and Early Adoption in Whole Country Markets.
2. Serviced by In-Country Chains and Mobile Carriers - Safe, Secure and Convenient.
3. Fully integrated Feature & Benefit Value Services for People Places & Community.
Moni-ID - Reinventing Identity & Privacy
Current
1. No identification except via host-based verification/authorization of the transaction
What’s New
1. New Era Services: Integrated ID across the Mainstream to include Advertising, Social, Payments
2. New Smart Living Services: Choices on Demand w/Geo Proximity.
Value Stream: Promos – Social – Messaging – Commerce – Payments – Loyalty – Plus (7)
A Better Way
1. SmartView – Privacy Reinvented and Working for You.
A. Moni ID – Permissions: Verification, Authorization w/Moni Metrics
2. Personal - U-Control It | U-Monetize It | U-Personalize It
A. Public Sphere | Private Sphere
B. Permissioned - Monetization – Personalization
C. Anonymous | Private | Personal | Royalty | Resale
D. Lifeguard – Biometric Security (1st in USA)
3. Value Layer – Discovery Choices Engagement with Plus +
A. For Every Facet of Your Day across the MarketStream (16 Sectors)
B. MoniStream | Advertising – Messaging – Social – Commerce – Payments – Loyalty – Plus
Privacy is not just a Feature but a Hot Button
Note: I post Moni-ID on LinkedIn, the response is exponential
ZeroPlus Fees
Rewards ( MoniPromos & MoniPoints) for Every Transaction
Current
1. All Payment & Transfer transactions have associated Multiple Fees.
What’s New
1. New Crypto has potential of “Reduced Fees” for every transaction but many do not deliver.
A Better Way
1. New Business Model - Promoting People, Places & Community and Rewarding Users.
2. New Moni - MoniPlus w/MoniPromos & MoniPoints to deliver increased Purchasing Power.
3. New MoniAds – On Demand Shopping: Spot, Save, “Share-with-Friends” n Click-to-Buy
Smart Living
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People Places & Community
Discovery Engagement, Choices and More across 16 Market Segments
Increased Purchasing Power in Every Transaction for Every Facet of Your Day.
Promotion and Rewards across 16 Market Segments delivered On Demand w/Pinpoint Delivery
Community Highlight: Faith, Charity & Public Services
MoniPlus Card
New MoniPlus Brand (No Visa/MC)
Both Crypto & Currency Prepaid Promo (Debit) Card w/Personal Load Card @ Home & ATM Service
Current
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Credit/Debit Cards w/EMV Smart Chip
Monopoly Branding: Visa, Mastercard
All Limited to Bank Account to Bank Account Based Transactions
Card Limitations: Delays, Fees, Charges, Penalties
Whats New
1. Combo Currency & Crypto Cards
2. Crypto Cards under Visa/Mastercard Brands
A Better Way
1. New MoniPlus Branded Card w/Lifeguard Biometric Max Security /No Visa-Mastercard Branding
2. Universal MoniCoin – w/MoniPlus & Click to X-Currencies
3. Personal Card Reader w/Lifeguard: 1st Biometric Card in USA for Max Security
4. Fully Backed w/Escrow. Money is never touched until Redeemed
5. Seamless Global Wallet-to-Wallet bypassing Intermediaries: Bank Account-to-Bank-Account
6. MoniRewards: MoniPromos & MoniPoints w/Moni-ID & ZeroPlus Fees
7. Inclusion: Free MoniPlus Card w/Account - Prepaid, Debit, Transfers & Rewards with No Fees.
9. SmartView Discover Engagement Choices & Plus for Every Facet of Your Day (16 Market Service Sectors)
10. Cross Border transfers w/EZ Swap for Currencies: Person-to-Person: Anywhere Anytime Anyone.
11. Global - Card & ATMs: USA, Canada, Mexico, Philippines, Malaysia, Singapore, Australia, India. Etc.
MoniAds
Discovery Engagement Choices & More
Current
1. Old Stale: Stalking & Trolling and 3rd Party Cookies are about to go away.
2. Coupons: 100-Year-old model, static, 1 type and fragmented Media Coverage
3. Media Coverage of Advertisers is very fragmented: Print or Mobile & Internet or TV
Wuts New
1. An Ad Model with Intuitive Intelligence providing Services n Choices on Demand.
2. Increased processing power, more bandwidth and a full data stream w/geo tagging.
A Better Way
1. A New Type of Advertising – Discovery Engagement Choices & More
2. Expanded Coverage: 5-in-1 Media Advantage: Print Internet Mobile Beacons MoniPlus
77% of Marketers will change for more Coverage. FB & Google: 95% Revenue is Ads on 2 Media
3. MoniPlus – MoniPromos & MoniPoints to promote merchants & reward users in every transaction.
4. 5X Promo Matrix – 5 Different ways to Promote your Brand Products & Services
Wuts New! Wuts Hot! Wuts a Deal! Weeklys & Life Events & (2 Wild Cards)
5. Discovery w/Pin-n-Tag: Spot - Save, “Share-with-Friends”, & Click-to-Buy.
6. Tailored across the Market Stream w/16 Market Sectors.
CitiLife | Auto | Business | Dining | Education | Home | Health | Groceries | ProServices Wealth |
Retail | Travel | Holiday / Charity Faith Civics
7. SmartView – On Demand Tailored Sectors w/Personalized Choices & Pin-n-Geo Tag Services
MoniPlus w/Merchants - MoniShop
The MoniShop Advantage
Current
1. Visa Mastercard and Debit Purchases
2. PayPal – integrates Visa Mastercard Purchases, a new layer with Additional Fees
What’s New
1. Merchant accepts Monicoins for purchase with ZeroPlus Fees.
2. Merchant utilizes MoniAds to generate 5X Promos to advertise his brand products & Services.
3. Merchant accepts MoniPlus for Payments to include rewards with MoniPromos & MoniPoints.
A Better Way
1. MoniCoin
2. Moni-ID
3. ZeroPlus Fees
4. Lifeguard
5. MoniAds
6. Delivery
- Universal Stablecoin fully backed by Currency of Your Choice.
- U-Control U Manage Private & Permissioned Identity
- Zero Fees /Free Promo issued per transaction/transfer.
- Maximum Security Biometric Identification
- Deliver Merchant MoniPromos & MoniPoints w/5-in-1 Media Advantage.
- MoniPlus: Spot, Save, Share-w-Friends & Click-to-Buy w/Geo Tagging.
Intelligence in Every Transaction
MoniCenter
We Bring Moni to Life - Safe Secure & Convenient
Current
1. Banks, S&Ls, Credit Unions: Fees & ALL Transaction Based
2. Limited in a Box w/More Limits & Artificial Boundaries - DeFi Services & Exchanges
What’s New
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We add a Value Layer across Market Platforms for Discovery, Engagement Choices & More.
We expand Business Model to include Advertising, Commerce, Exchange, Trade & Asset Mgmt
We expand Ad Media to 5 Platforms too substantially increase profitability of Moni Platforms
We offer Lending and Funding Services to local markets, small medium businesses across Industries
Ability to harvest Moni Customers through GoMainSt w/PocketPlus USA – Zero Advertising Needed
A Better Way
On Demand Services for People Places & Community – Tremendous tool for the Un-Banked
1. MoniPlus
– Cash & Credit Cards are a Bad Deal w/AI SmartShopper.
2. MoniAds
– Discovery, Engagement & Choices for Every Facet of your Day (14 Mkt Sectors)
3. MoniYield
– Flex Interest bearing Accounts: Daily & Monthly
4. MoniTrade
– Investing: Currencies, Assets and Funding
5. MoniExpress – Global: Send Receive Pay Gifts w/Currency Exchange & Escrow
Fast Start w/Value Layer Added
White Label Platforms – Fully Operational | Stablecoin, Wallets, Ads, P2P, NFT, Stocks & Crow
MoniExpress
Anyone Anywhere Anytime
Current
1. Bank to Bank w/Fees
2. 3rd Party Remittance Services w/Fees
3. 3rd Party delays in transmission & deposits to Ach Bank Accounts.
What’s New
1. Global Internet Services
2. Cross Border Money Transfers
3. More 3rd Party Intermediaries & Remitters
A Better Way
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Universal MoniCoin
Lifeguard for Maximum Biometric Security
By Passes traditional Money Intermediaries
NexGen Person-to-Person Wallet-to-Wallet Transfers
Easy payment/transfers with Instant Swap for Multiple Currencies
No Fees or Transaction Charges due to ZeroPlus Promos
Fast, Convenient & Real Time
Services
1. Send, Receive, Payments, Gift
2. Instant Exchange Currency
3. Exchanges w/Escrow
Intelligence in Every Transaction
MoniTrade
Trading for Today & Tomorrow
Current
1. Market Exchanges: Currencies, Stocks, Funds
2. Markets Served: Currency, Equity & Funds
3. Crypto: Currency, Tokens, Equity, Assets, Funds
What’s New
1. Digital Tokens
2. New Types
3. Target Market
- Create, Monetize, Trade & Manage
- Tokens, Stocks, Assets, Currencies, Funds
- OTC Market | Penny Stocks to MTO Market
A Better Way
- Safe Secure & Convenient w/Local to Global
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- Industry St’d: MoniTokens, Value Tokens, Market Tokens
- MTO Market replaces OTC Market (Penny Stocks)
- DeFi - Market Tokens w/3 Levels & Grades
- DeFi - Funding and add: Small business and Local markets
- Buy Sell Trade Transfer Gold seamlessly cross border: Wallet-to-Wallet
- Daily Promotion of Market Activity and Players.
- Harvest Customers with App and CitiGuides 8 Million Monthly Coast to Coast
SmartTokens
TradeMart
MoniStocks
MoniCrowd
Moni.Gold
MoniNews
GoMainSt
MoniTrade
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MoniMart
TradeMart
Moni.Gold
ValuVest
RealtyVest
- Buy Sell Fund Trade MoniCoins & Currencies: Dollar, Yen, Peso etc.
- Buy Sell Fund Trade of MoniStocks: Retail, Venture & Prime.
- Buy Sell Trade: Gold backed MoniCoin
- Buy Sell Fund Trade: Art, Collectibles, Music, Games, Sports (Later)
- Buy Sell Fund Trade: Land, Industrial, Commercial, Residential (Later)
MoniGold – a New Medium of Exchange
Monetizing Gold to create higher liquidity for both Value & Trade
Current
1. Certificates - Certified ownership of Gold Stored in a Vault
2. Physical Ownership – Gold is physically stored on private property
What’s New
Digital Tokens – Coins backed by Gold
Trade Currency – A New Medium of Exchange.
Branded & Designed to increase utility, liquidity, velocity and trade.
“When Mining Creates Real Value”
1. Moni.Gold Coins
2. Gold Currency
- Backed by Certified Bullion Vaults.
- 1000x Increments to 1 Oz.
a) Easily Traded
b) Easy Redeemed
c) Certified Vaults
d) Improved Value
e) Increased Value
f) Gold Currency
- Digital Transfer and Exchange
- Convert to physical ownership.
- Security & Safe Keeping
- Risk of Devaluation very low
- Velocity increases enhancing Utility & Value
- 1000 increments to an Oz facilities trade.
Intelligence in Every Transaction
MoniTokens – A New Industry Standard
Monetizing Assets for Higher Participation for both Value & Trade
Current
3. ICO Token – Generic, Vague & Non-Compliant
4. STO/ETO/DAO Tokens – Security: SEC, Equity, Restrictive, Non-Forward
What’s New
Digital Tokens – Assets, Currencies & Markets
MoniTokens - New Industry Standard
Our own Industry Brands: Equity Assets & Currencies
Create, Monetize, Manage & Trade: Digital Tokens: MTO, VTO, CTO
1. MarketToken
2. ValueToken
3. MoniTokens
- MTO: MoniStock: MTO - Private, Partner, Corporate, LLC, Members.
- VTO: ValuNFTs: VTO Asset Digital Creation, Sale, Trade and Manage
- CTO: Currency: Games, Companies, Organizations
MoniTrust (CBCD)
Managing Sovereign Markets for Monetary Value Efficiency & Purpose
Current
2. Swift Banking Network
3. Ripple XRP Banking Inter-Network
4. 3rd Party Monetary Mgmt
What’s New
Expansion of Country & Market Services
1. MoniCore: Peer, Prime, Market, Social
2. MoniPreserve: Currency, Reserves, Exchange, Swift
3. Peer Index: People, Ecology, Economy & Resources
4. Market Affinity – Country, Markets, Industry, Sectors
5. Social Metrics – Societal Demographics w/Pinpoint Response
6. Fast Forward - M2M /Machine to Machine Financial Trans.net
A Better Way
1. Currency exchange and settlement facility.
2. Currency, Reserves, Exchange & Settlements
3. Currency w/Sovereign Nat’l Resources: (Ex. USA - $58 Trillion in Nat Resources)
4. Market Metrics: Country, Regions, States, Cities, Counties by 16 Market Sectors.
5. Market Affinity: Stats across 16 Markets via Demographics Time w/Geo-Metrics.
6. Market Focus: Economic Funnel for Growth: Funding Retail, Venture & Prime
7. Market Modeling: Management of Monetary & Country Markets
8. Market Prime – Target Sector funding toward Regions and Sectors
9. Market Social - Improved Dynamics toward Social Fabric for Quality of Life
New Market Socials w/Embedded Financial Services
Providing the vehicle to bundle, expand and deliver embedded Services to Users-on-Demand
The 1st MarketSocial
GOMAINST w/POCKETPLUS USA
1. 5-in-1 Media Advantage - Print | Internet | Mobile | Beacons | MoniPlus
2. We Rebrand a $10 Billion Coupon Industry with 5X Promo Matrix.
3. CitiSquare - 8 Million PocketPlus Published & Distributed Free All Month Long
4. Instead of Direct Mail | New Nat’l Channel - Free, Picked Up Voluntairly at Chain Entrances
5. Partnered w/101 Grocery & Pharmacy Chains in 101 Metros/2,135 Cities @ 14,300 Locations
6. Lowers the COST of Print & Promotion Advertising by 85% with more Coverage All Month Long
7. Print is still ½ of Coupon Market: 40% of Adults are 50+ they don’t use PC/SP for Value Shopping
8. Tapping a $10 Billion Coupon Market with a New Nat’l Distribution Model – Coast to Coast
9. 1st Month - $50,000 for each Ad – Launch 100 Merchants - $5 Mill Revenue/$2.6 Mill Profit.
10. 3.24% Market Capture @ $10 Billion - 12 Month Forecast is $234 Million Revenue
Nat'l Launch in USA – Feb/March 2022
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A New Type of Shopping – Discovery, Engagement, Choices & More
Provide a 5X PromoMatrix @ 14 Mkt Sectors w/5-in-1 Media Advantage.
Target: 785 National Retail, Restaurant & Service Chains w/MoniPlus
Target 18 million Bus/Orgs across the MarketStream w/MoniPlus
Target: 30,000 Online Commerce Sites w/MoniPlus vs PayPal
CitiMart Commerce – PocketPlus | CitiAds | CityEvents | CitiAppts | CityTravel
16 Markets: CitiLife – Auto – Business - Dining - Home – Health - Education – ProServices - Wealth –
Retail – Travel – Holiday|Community: Faith - Charity – Civics. GoTos: Rides | Groceries | Take Out
Multiple (4) - Rich & Ready Markets
Ads $550 Billion | Shopping $2.34 Trillion | Payments $3.4 Trillion | Identification $34 Billion
SERVICES w/16 Market Sectors – Wide-Open Market for Commerce & Shopping.
Market Size
1. People to People
2. Retail – Merchants, Restaurants, Services
3. Community – Charity, Faith & Civics
4. Global Reach & Access
5. GoMainSt MarketSocial – 16 Mkt Segments
Size (USA)
$ 800 Billion
$ 5.700 Trillion
$33.000 Trillion
$ 4.000 Trillion
$16.4 Trillion
US Market Partners – All Month Long (CitiSquare)
1. 60 Grocery Chains, Pharmacies & C-Stores in 101 Metros/2,345 Cities @ 14,300 Locations
US Market Targets
1. Top 785 National Retail, Restaurant & Service Chains
2. 13 Million Merchants, Business & Civic Entities
3. 150 Million Consumers – People Places & Community
MarketStream (16)
CitiLife | Auto | Business | Dining | Education | Home | Health | Groceries | ProServices | Wealth |
Retail | Travel | Holiday | Community: Charity -Faith – Civics
The Easy Sell – We offer “More!”
The Coupon Industry Growing Exponentially & We Rewrite the Business Model
We introduce Discovery, Engagement, Choices and More.
Instead of a 100-year-old Single Purpose Coupon, we reinvent with 5X Promo Matrix
Instead of 1-3 Media, we provide a 5-in-1 Media Advantage – Print Internet Mobile Beacon MoniPlus
We provide discovery, engagement, choices and More across 16 market segments w/geo tagging.
We partner with 101 Chains in 108 Metros/2,135 Cities @ 14,300 locations coast-to-coast.
Coupons are growing exponentially.
The redemption of both digital and print coupons is on the rise, with 100 millions of Americans using
coupons to save money on purchases each month.
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90% of consumers use coupons in some way (Valassis)
There will be 1.05 billion digital coupon users by 2019 (Juniper Research)
Digital coupon redemptions totaled $47 billion in 2017 (Juniper Research)
By 2022, digital coupon redemptions are set to total $91 billion (Juniper Research)
Globally, the mobile coupons industry is slated to grow by 56.5% by 2025 (Orion Research)
Worldwide, 31 billion Coupons are expected to be redeemed by 2019 (Statista)
This represents a 93.75% increase from 2014 (Statista)
Digital coupon redemption is projected to rise by 94% by 2022 (Juniper Research)
93% of millennials use mobile devices to compare deals online and in-store (ReadyCloud)
GoMainSt w/PocketPlus
CitiMart: PocketPlus, CitiAds, CitiEvents, CitiBook, CitiTravel, StreetTalk, SmartShop, MoniPlus
1. Showcase
2. PocketPlus
3. Weekly Billboards
4. Life Events
5. MoniPlus
6. CitiAds
5. CitiMart
6. CitiEvents
7. CitiBook
8. CitiTravel
9. StreetTalk Messenger
10. AI SmartShopper
– Highlight Products & Services
- Wuts New! Wuts Hot1 Wuts-a-Deal! – Life Events
– Autos, Malls, Education, Grocery Stores
- People Places & Community Events
- MoniCoins w/MoniPromos & MoniPoints.
- Buy & Sell City Classified Ad Marketplace (MoniCoin)
- Buy and Sell Online Stores, Restaurants & Services (MoniCoin)
- Book events: Birthdays, Anniversaries, Parties (MoniCoin)
- Book appts with Salons, Doctors, Dentists, Auto (MoniCoin)
- Buy travel and destination trips. (MoniCoin)
- Chat, Message, Stream or Calling
- Personal & Private Assistant
The CitiSquare
Partners - 101 Grocery Chains in 101 Metros/2,345 Cities @ 13,400 Locations
CitiLife | Auto | Business | Dining | Education | Home | Health | ProServices | Wealth
| Retail | Travel | Holiday | Community - Charity | Faith | Civics | (14 Markets)
Intelligence in Every Transaction
Intelligence in Every Transaction
Intelligence in Every Transaction
Intelligence in Every Transaction
Market Token Offering - MTO | Exchange
A New Industry Standard for Digital Market Tokens for Funding & Trading
MTO - Market Token
1. 6 Months – Launch Coast-to-Coast in USA, 1st Months Revenue $5 Million w/20% Mthly Growth
2. 12 Months – After establishing a National Brand do a Public Offering for $300 Million to $X Billion
Crypto Exchange in Singapore contacted us and offered to launch our Coin in their Exchange.
3. 18 Months Launch – Tap 1,000 of Chain Partners w/100 $20 Million to raise $2 Billion
SmartMoni MTO Schedule (Still Finalizing Numbers)
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Seed
Launch MTO
Market COIN
Partners
Country
- $1-2 Million
- $20 Million
- $10-20 Billion
- $2 Billion
- $X Billions
2024
2024
6-18 Months after Launch
12 Months after Launch
Country by Country
8 Value Bumps in 12 Months
This is based upon Operational Value Benchmarks that we expect to reach within 18 Months.
Each forms the basis and opportunity to raise more Holdings and enhance MTO Value.
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3 Site Build Out – GoMainSt, MoniAds, MoniCenter
Brands Services that Deliver 203 Moni Domains across 8 Moni Markets:
USA National Launch of GoMainSt w/PocketPlus USA in 100 Metros/2,135 Cities
Target 785 USA Nat’l Retail, Restaurant, Service Chains Adoption of MoniPlus
Target 3,000 Online Merchant Accounts across 14 Market Segments
Target 18 Million Business | Organization Entities
USA Acquisition/Merger of National Distributor for PocketPlus @ 100 Metros
SE Asia Expansion into Singapore, Malaysia, Philippines & Australia
Close Partners: 101 Grocery Chains/785 Retail, Restaurant, Service Chains - $2 Billion
SmartMoni Equity & Revenue Timeline
1. 6 Month build out by Swat Teams: GoMainSt, MoniAds, MoniCenter w/MoniTrade.
All production platforms with emphasis of Value Layer & SmartView implementations.
2. 6 Months launch in USA: 101 Chains in 108 Metros/2,345 Cities @ 14,300 locations
3. 1st Month Revenue is $5 Million w/20% monthly growth.
4. 18 Months Revenue is 2.34% of $10 Billion Marketing Firehouse is $234 Million
A New Channel Coast-to-Coast Channel tapping a $10 Billion Marketing Firehose
What if we capture more? No Boundaries No Limitations w/Better Results.
5. Crypto Market Exchange: “Moni” could generate Market Cap of X Billions in 1st Year.
Market Offerings
1. 1st Month - Private MTO Offering for $30 Million
2. 9 Months - Public MTO Offering for $300 Million - $XX Billion Market Cap
3. 18 Months – Partner MTO Offering to 100 of Top 785 Chains @ $20 Million is $2 Billion
Mobile Carriers, Grocery, Retail, Restaurants and Convenience Stores. (Country by Country)
We Change the Business Model of Money
We promote and reward People Places & Community
Coast to Coast
A Substantially Expanded Business Model
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Embedded MoniServices @ 16 Market Sectors
CitiMart w/PocketPlus + CitiAds tailored toward 16 Industries for FinTech Commerce
Flow Through Traffic to MoniTrust, MoniExpress, MoniAds, MoniTrust, MoniTrade
Market Capture of USA - 101 Metros/2,345 Cities @ 14,300 Locations
WonWorld
Community Opportunity & Prosperity
Focus on UN Like Solutions
Energy | Food | Housing | Education | Healthcare | Transportation
Country CBCDs via MoniTrust | Sovereign Plus
Cheap & Abundant + Opportunity & Prosperity
Local Solutions for Global Progress