H ow to read a
KP Chart
1
Chapter 1: Fundamentals
Four components of a birth chart or Kundli
Houses
Sign
Ascendant
Planet
Houses are the domain of our life where the energies of planet and
sign operate. Houses are always fixed and constant.
Signs are the sectors which fall in different houses as per the
ascendant. Each sign lies less than 30 degrees only.
Planets are the energies representing the will of God on human life
and they operate through houses by having the lordship of sign in
astrology.
Ascendant Is the sign which was rising at the Eastern Horizon at the
time of your birth. The sign falling in the 1st house of your Horoscope
is known as your ascendant.
Description of houses in astrology
First House: self, appearance, attitude, body and gains through selfefforts.
Second house: family, childhood, money accumulated, banking, food
we eat, speech.
Third house: marketing, younger, sibling, printing, communication,
media, short travel, attraction hobbies, writing. 3
2
Fourth house: mother, early education, home, real estate, vehicle,
domestic atmosphere, immovable assets.
Fifth house: love feeling, solutions, advising, entertainment, children,
learning, creativity, Mantra, speculation.
Sixth house: loans, litigation, enemy, competition, job, service,
disease, maternal uncle.
Seventh house: spouse, Partner, worldly interaction, daily sale or
retail store.
Eight houses: Occult, lottery, chronic disease, surgery sudden gain,
sudden loss, unearned money, depression, technical work, factory
production, humiliation, inheritance, suicidal tendencies,
procrastination, sham Shan.
Ninth house: Religion, law, higher education, insights, Guru, Father,
long distance travel, Internet, grandparents, Ancestors (Pitra), luck,
Higher Learning.
Tenth house: Fame Status Karma politics government recognition
branding.
Eleventh house: fulfillment, gains and profits, friend circle,
philanthropic institution, NGO clubs, societies.
Twelfth house: Investment, expenditure, shopping mall, foreign,
meditation, jail, Hospital, research, import and export, innovation,
charity.
3
Here in the part B, we will be studying the planetary
effects and the house effects as per KP chart….
Now we will be studying the planetary effects and what each
planetary placement signifies in accordance with the KP chart.
Remember when we say alignment, it can be done at three levels.
These are houses, planets and rashi.
Alignment as per the house is the most common form as we utilize the
house energy in a positive manner. For example, if someone is having
his twelfth house activated and the person is suffering through huge
losses and disappointments. We will advice such individuals to do
more and more charity, get into meditation or do something connected
to foreign country to avoid bad energy of this house.
Similarly, if someone is having his eight-house activated and person
is experiencing a lot of pain, mental agony and obstacles in whatever
he is doing. We can suggest such individual to get into technical
activities, research-based work or practicing something related to the
eight house. This will balance the bad energy of eight house harming
that individual.
What Makes you cry or suffer: Its 8th and 12th house only.
However, 8th house is mainly responsible as it gives you pain,
suffering, humiliation and many other things like this. 12th house
gives you expenditure and loss only, but when got connected to 8th
house there will be major and drastic losses resulting in pain and
suffering.
Therefore, whenever someone comes to you, you need to see how the
8th and 12th houses are active, mainly 8th. Root Cause of every
problem in Astrology Remedial Basis of 8th and 12th house: Before
4
entering field of astrology, I used to visit an astrologer near my place,
but he is no more.
I always noticed that he used to advice people to visit hospitals court
and police stations on frequent basis and drink or having some food
there. I always wonder why he used to say so. After entering field of
astrology, I observed that an individual used to visit hospitals, court
and police stations especially when 8th house is operating in MAP. 9
Logically if you are visiting these places when houses related to these
places are getting activated in MAP.
If you are doing this intentionally then events related to these places
may bypass as you are already there where your planets want, you to
be. I have noticed that a doctor has all the combinations of a patient
having the most serious diseases. If you look at the chart of a
hospitalized patient and a doctor, you will notice that both have 6th,
8th and 12th house in operation in MAP.
It clearly shows that God has finalized a destination for every
individual, and it is fixed. But the way of reaching that point could be
different based on the selection through your karma. This is the point
where an astrologer can create a difference in your life by telling you
the right choice.
If you are already performing an activity related to a bad house, then
the intensity of that house gets lowered. For example, if 8th house is
activated during MAP, then doing astrology as a profession or
business is good for you. Also, there will be lesser need of performing
any remedy related to 8th house. Same way if you are experiencing
bad results of 12th house like loses, huge expenditure or isolation,
then you can positively utilize the energy of this house by start
investing, getting involved in a business involved in import or export
and most important is doing charity.
5
Planets related to 8th and 12th house are like products whose GST
you must pay. Now you have two options, either you pay your GST
regularly or you must pay it suddenly with a huge penalty. Therefore,
it is advised in earlier time to do charity on regular basis. Some
religions are advised to donate 10% percent of their earning in
charitable work. If we look at this astrologically, we will notice that
doing this is an activity to satisfy your 12th house. So always perform
charitable deeds so that you won’t get any penalty for not paying
natures GST
NOTE:
MAP here means Mahadasha, Antardasha & Pratyantardasha.
Sun Placement: Placement of sun in a horoscope tell us the area
where one feels like connecting to his own soul. Sun is the natural
atma karaka or the soul significator in astrology. For example, if
someone is having his sun placed in the 6th house then one will find
soul satisfaction while doing positive activities of 6th house. This is
like working for the underprivileged.
6
Example Chart 1
In the example chart 1 one will have complete satisfaction of the
soul while doing creative work, sports and any kind of learning. Sun
is not only the atma karaka, but it also the karaka of fame. So, the
house where sun is placed can give you everlasting fame.
Moon Placement: Placement of Moon in a horoscope tell us the area
where one feels emotionally connected. Moon is the Karaka of our
emotions and thoughts. It’s only through a balance mind and
emotional stability one can achieve everything in life.
7
Example chart 2
Look at the example chart 2 where Moon is placed in the tenth house
of career and profession. So, this person will have emotional stability
once he focusses on his karma. In other words, we can also say that
the individual will always have thoughts related to career and status.
Mars Placement: Placement of mars in a horoscope tell us about the
area where one will utilize his energy and actions. Mars placement
also shows the area of conflict and fight in our life.
8
Example Chart 3
Look at the placement of mars in the example horoscope 3. It is
placed in the tenth house of career and status. Now mars here will
make this individual action oriented when it comes to career matters.
He may also have conflicts, fights and anger issues at the workplace.
Rahu Placement: Rahu is all about passion and things you are very
much attached with. Rahu is someone who knows no boundaries or
restrictions. It is set to achieve everything the person is desired of.
9
Example Chart 4
Here Rahu is placed in the 1st house of self and therefore the person is
very possessive about own self. He is a go getter. However, this
placement will also give a over materialistic attitude.
Ketu Placement: Similarly, ketu placement in example chart 4
shows the area where one is detached of. In the chart above you can
see the ketu placed in the 7th house of relationship. The person will
least care about relationship matters. He may also feel detached with
the partner.
Venus Placement: Placement of Venus shows the area where one can
get wealth and prosperity. It also shows the area where one can have
or will experience unconditional love. In example chart 4 Venus is
10
placed in the eight house of research, technology and occult. It shows
that one can have great wealth by involving these things in life.
Mercury Placement: Mercury is the karaka of intellect and
intelligence in astrology. Placement of mercury in a chart represents
the area where one can use his intelligence and intellect to grow. In
the example chart 4 Mercury is placed in the 9th house of higher
learning and expansion.
Jupiter Placement: Jupiter placement shows the domain of your life
where you will experience true wisdom and knowledge. It also shows
the area which help you grow in your life with support of your luck.
Here Jupiter is placed in the seventh house of relationship and
marriage. Spouse will bring good luck to this person. Life partner will
be someone who can help him knowing the true wisdom.
Saturn Placement: Saturn placement shows the life area where one
needs to be very disciplined and focused. It also shows the domain
where one will experience pain because of not performing the karma
related to that area. In the example chart 4, Saturn is
Placed in the twelfth house of investment and expenditure. One needs
to be very focused and disciplined on things the person is spending
his wealth or health on. Lack of focus in the investment area will lead
you to a lot of disappointment and pain.
This is how we can map the life of an individual through the
placement of 9 planets in different house. No planet is good or bad, it
all depends on how we use them in accordance with their placement.
There is another form of alignment which is based on the
significations of rashi. However, in part A and part B we are focusing
on the alignment based on the planets and house-based significations.
11
Chapter 2: Why KP chart?
Heavenly bodies of the universe also known as Planet are situated in a
belt also known as Zodiac belt. The whole zodiac is of 360 degree and
divided into 12 equal parts forming Zodiac signs also known as Rashi.
Complete Zodiac is further subdivided in twenty-seven nakshatras
and each nakshatra is again divided into nine sub. These subs are the
core of KP astrology. These subs are studied to decode any promise or
event in KP astrology. However, KP astrology and Parashar Jyotish
differs with each other based on house division method. In Vedic
jyotish there is an equal house division system whereas in KP it is
unequal, and any house can be lesser or more than 30 degrees. This
system of unequal house division is known as placidus house division.
As KP chart or bhava chalit chart is something which shows the true
position of your planets as per the house. Therefore, we will be
studying the placement of different house lords as per the KP chart.
First Lord in First House: This is an advantageous position when it
comes to your body and physique. However, this position gives a selfcentric attitude to a person. Life revolves around me and myself only.
Person thinks a lot about himself like how he looks, what he likes or
dislikes.
Therefore, many times you will see such a person not mixing well
with the family. Person likes to be an independent soul and gets
frustrated if someone tries to dominate or control this person.
Karma Alignment: For this placement, an individual is advised to
put more efforts to gain in life. The first house is 11th from the third
12
house thereby showing great gains through self-efforts. Most of the
time you will see such a person complaining a lot about how wealth is
not coming in his life.
The reason for this is his self-centric attitude which is negating the
second house of wealth as first house is 12th from second showing
failure to accumulate wealth.
First Lord in the second house: This is a position for those where
family and wealth are on the top of their priority list. They always
dream of making wealth and accumulating everything they can. These
are the kind of people whom you will see that are not wearing their
new clothes, in fact they are depositing them as well as accumulation
is there in their mind all the time.
Because of this nature only they become insecure in their life as
focusing too much on second house will weaken third house of
courage. Even if they have a lot of assets, money, and wealth. Still,
they will always have an insecurity of losing it.
Karma Alignment: All you need is to focus on your skill
enhancement. Second lord in second is already promising you great
wealth. All you need to see is whether your skills are getting utilized
or not.
13
Karma alignment: Focusing too much on finance will directly affect
your courage. This placement will itself bring a lot of wealth to the
native. So, avoid overthinking on the matters related to the second
house. In fact, one should make effective use of the resources he or
she is having as the second house represents your resources as well.
Focus more on utilization than accumulation.
First Lord in the third house: The person is very much attached to
his younger siblings. If this planet is in a movable sign, then the
person likes to travel a lot and is always on the move. The person has
got a strong mental development. This individual will always have
plans to do or begin something new. However, the execution of these
plans depends on the condition of the 5th house and the fifth lord.
Karma alignment: The house where your Lagna lord goes becomes
an integral part of life and it induces the significations related to it in
14
that individual. Here the 3rd house represents deals, networking and
marketing as well. If you have any of these qualities, then you can
make use of these qualities in your profession as well. You can also
pursue a career where travelling is involved as travel is something
which can shape your mindset.
First Lord in the fourth house: The person is very much attached to
the mother and native place as well. In other words, this placement
makes a person homesick. This placement is not very good when it
comes to enjoying life.
As 4th house negates the significations of 5th house and enjoyment
and entertainment is one of them. You will see these people most of
the time in a serious mode. However, this person can still enjoy life
depending upon the house where the 5th lord is placed. This
placement also gives weak immunity to a person. This is a good
placement for those seeking a luxurious and comfortable life.
Karma alignment: Too much comfort and luxury affect your
intelligence too as 4th house negates 5th house of intelligence and
creativity. You can still use the 4th house by choosing any career or
doing any business which can be operated from home. You can see a
lot of tutors and freelancers having this combination.
First Lord in the fifth house: This is one of the trickiest placements
in astrology. On one hand this person is a genius and has a unique
creative mind. And on the other side they are the most careless fellow
out there. They hardly follow any system or routine. Ordering them to
follow a timetable is like a punishment for them. This is because
routine and system are 6th house attributes. Here the 5th house is
negating the 6th house.
15
Karma Alignment: Although there is no doubt that these people are
born geniuses. But the thing is that they can become quite aimless
because of their overindulgence in fun and enjoyment. We need to
identify their skills and use it in a positive manner so that these
individuals can create a better product or a service which can serve
the whole world.
Any profession where their skills, creativity and intelligence are
utilized will work great for them.
First Lord in the sixth house: These are the people who like to be at
your service all the time, which means they are always ready to serve.
If they do so they will live a disease-free life as this problem gives a
diseased body. People find it difficult to maintain a healthy and
hygienic lifestyle.
16
Many times, you will see and observe that these people don’t want to
interact too much with other people. In a positive sense you will find
these people following a strict routine like gymming, jogging and
following a diet plan for them.
Karma Alignment: unlike those with the lagna lord in 5th. These are
the system oriented and routine loving people. However, it becomes a
necessary part of their life to avoid getting diseased. It’s better for
them to work under an environment with a denied system. That's why
they do better in service or jobs. If they want to engage themselves in
a business, then the service industry is best for them.
First Lord in the seventh house: Many times, you will observe some
people who can’t do anything alone. They always need a company or
someone who can give them company. Be it shopping or going to a
restaurant, they can’t do it alone. These are the people who love
interacting with people. These are the business minded people. They
even see their marriage as an opportunity to gain something. Overall,
they see life as a profit and loss statement.
Karma Alignment: Art of interaction is their key to success. They
should choose a career where interaction is an integral part or else,
they won’t be able to deliver the complete results. This is the reason
why they do well in business as it satisfies their soul to the fullest.
House where your first lord goes becomes an integral part of your
personality and character. It is always better if one can use it in his
professional area also.
First lord in 8th house: This is one of the most challenging
placements in astrology as it gives unending stress to a person. Person
can get into addiction or become an extremist. On the negative side,
this person is always in search of making easy money.
17
At times they can become the most unethical person out there. They
can also have chronic issues because of which they experience a lot of
bodily discomfort. They can become the most negative minded person
as it becomes very hard for them to erase any negative memory which
in turn hampers their growth.
Karma alignment: we all know that the 8th house is one of the most
negative houses to deal with. Still this house can bring you great
fortune in life. For that you need to develop an analytical mindset.
You have a unique ability to get into depth of any matter. Utilizing
this skill positively will surely balance your life and you will have
great success in the end.
This is the reason that these people do great in the field like Taxation,
Research, CBI and insurance. However, choosing a career does not
overall depend upon the first lord placement. But it is always better
to choose a career field where you can use your inborn talent.
Therefore, any career where research or analysis is involved will do
great for the individual with lagna lord in 8th house.
18
First lord in 9th house: This placement blesses an individual with a
good fortune in life. The person follows ideals and principals and is
very attached to father also. It becomes very difficult for them to
perform any unethical act even if it is for their own benefit. This is the
reason you can say that these are the god-fearing people. They have
that inborn talent of guiding people and show them the right path.
Karma Alignment: This is one of the best placements for an obstacle
free life as the individual will always have that divine support with
him all the time. Many things they get in their life because of their
luck only. However, they are advised not to become too religious as
this can distract from their career.
Any career where guidance, counselling or higher education is
concerned will bring out the best in them.
19
First lord in 10th house: For these people life is all about career and
work. On the negative side, these people become very much
authoritative because of which they tend to lose many people in their
life. It may be their spouse too.
It's very hard to work alongside these people as their principle is like
my way or the highway. They are destined to attain a good status and
fame in their life. In whichever area they are, they become very
popular or the talk of the town.
Karma Alignment: These people have that power to control a large
group of people. This is the reason you see them working well in the
profession where administration is required. They are the leaders by
birth and have that charisma because of which people will follow
them.
However, they are advised to experience their authority in a positive
way or else they will start losing trust in other people. Better to pursue
a career like Civil services, administrative head or politics.
20
The above chart belongs to late Shri PV Narsimha Rao.
First lord in 11th house: These are the true social animals. You will
experience many people in life who can’t live without society. They
love social gatherings and have a huge social network. However, this
statement doesn’t work true for those having Saturn as their first lord.
These people are those who expect a lot from others. On the negative
side these are the most over ambitious people. Their problem lies in
their mindset which forces them always to gain something as losing is
something they hate the most. These are the type of people who wish
to own a Jaguar but don’t want to spend money even for a small car.
Karma Alignment: This is a positive placement as far as
achievement in life is concerned. But these people need to learn how
to give also. You receive only after giving is what nature’s law says.
21
If you won’t learn the art of giving. You will always have that
emptiness inside you and will not be able to figure it out why. Better
to choose a career where socializing becomes a part of your role.
They work well in NGOs, Clubs, Societies and event management.
First lord in 12th house: Isolation is what satisfies them the most.
They love to be alone and like to be in their world of imagination.
Bad part is that they don’t have a good body disposition and weak
bodily strength. They are the most spendthrift people you will see.
The major problem related to this placement is that they suffer a lot of
disappointment in life. This is because it becomes very hard for them
to stick to one thing because of their changeable mind. That is the
reason they always keep on changing their strategy, ideas and plans.
Karma alignment: Talking about the positive side of this placement,
it gives a high imaginative power to these individuals. If utilized
positively then it will yield wonderful results in every aspect of life.
Adopting a spiritual mindset will enhance their intuition up to a level
that they will be able to foresee events before they happen.
They got a unique sense of what you call gut feeling. Moving away
from home or to the foreign lands may bring stability to their life.
Careers related to 12th house like yoga teacher, spiritual masters,
foreign organizations, hospitals, jail, asylums and export/import are
some of the areas where they can utilize their unique and gifted talent.
That is the reason that you will see many scriptwriters with this
placement. Adopting a high level of let go attitude is also advisable
for these individuals to succeed well in life.
22
Second Lord in the first house: This placement shows that the
individual will find it easy to create wealth opportunities on his own.
These individuals will amass great wealth through self-efforts. It is
because 1st house is 11th from 3rd house of self-efforts. Wealth is a
very important factor for this individual as somewhere it is affecting
the whole mindset and perception about how he sees the word. First
house relates to the body and mindset of an individual. Therefore,
these people can make wealth through the significations of the 1st
house.
You will see a lot of physiotherapists, naturopathy practitioners and
psychiatrists also with this placement. However, this is not a very
ideal position for maintaining a sound bank balance.
Karma alignment: The key to your wealth is to increase your selfefforts. Laziness and procrastination are like a poison for your wealth.
23
Second Lord in the second house: This is a wonderful placement
which ensures that your finances will be good. People also enjoy good
family bonding. Bank position of these individuals will also be quite
good. These people can make good money by getting involved in
careers related to finance, Banking, Jewelry and dealing in gemstones.
Lot of chartered accountants, bankers and jewelers have got this
placement. This placement can also bring a person in family business.
Person also able to enjoy good food and many times you will observe
frequent lunch and dinner parties occurring inside the home.
Second Lord in the third house: This placement can bring great
wealth through the significations of the 3rd house. The 3rd house is
the house of commissioned income or the income through deals. Also,
24
Lot of real estate agents and other commission agents have this
placement in their charts.
One can also make money through activities related to tour and travel,
Writing, social media, and online marketing. If you got this placement
and you are planning to start your own business. It's better for you to
go for a franchise model.
Second lord in 4th house: This placement gives great wealth through
landed property. You can see people having a lot of rental income
through property with this placement. Education is also an option for
this individual. His own native place is advantageous for him for
making wealth.
However, if other conditions are not favoring this individual to remain
in his native place, he can go far away from the native place and can
still choose to make money through 4th house significations.
This is also a good placement for those planning to work from home.
You will observe many teachers earning quite well by private tuitions.
25
Second lord in 5th house: This is ideal placement for those who
want to make money through speculative activities like share trading.
However, if any negative house lord like 8th or 12th is also sitting in
the 5th house. It becomes quite difficult to make money through 5th
house. However, we can still make gains through karma alignment.
One can also be an actor, sports star or a product developer. This
placement is quite an interesting placement as there will be increase in
wealth of the individual from the day their child got conceived.
Second lord in 6th house: This is a good placement for financiers
who lend money and take huge interest in return. Person gets an easy
loan whenever he wants. One can also make money by dealing.
26
With the other significations of the 6th house. Lot of doctors and
lawyers also got this placement as both work under the domain of 6th
house. Servants will bring money luck to this individual. Many times,
you see a person having a huge rise in finance after the arrival of any
servant or a pet animal in their house. All these individuals have got
the above-mentioned placement.
Second lord in 7th house: one’s finances will surely rise after
marriage. Partnership is also beneficial for this individual. These
people will do well if their business is related to trading or retail.
Your enemies will not be able to stand in front of you. Interaction
plays a very important role in your finances. These people like to do
their independent business and their family also supports them for the
same. Family plays a very important role in your relationship matters
also. Many times, they get huge money through their marriage in the
form of dowry.
27
Second lord in 8th house: One may gain a lot through 8th house
significations like legacy and insurance. This placement also produces
great wealth through unethical means like bribery, smuggling and
other such acts. Once in a lifetime the whole family will face a time
full of crisis.
Still this placement will produce great results if one wants to get into
some technical field, research work, mining and other 8th house
related activities. In ancient times this house was considered as one of
the most malefic houses. But in the modern-day context, this house
will show its presence everywhere.
Second lord in 9th house: The family of this individual believes very
much in their tradition and customs set by their ancestors. You find
these people saying that whatever they are getting is due to the divine
grace, or their ancestors or the guru they believe in. It is good for
them to get into a field where they can guide, train or educate people.
28
They can also get into their ancestry profession. You will rarely see
these individuals getting suffered due to lack of wealth. Whatever
they need and whenever they need, wealth will come to them easily.
Second lord in 10th house: This is one of the best placements for a
second lord to be in. In whichever profession an individual is. He or
she will be able to amass great wealth. Even their family gives a lot of
importance to the profession. For the family, work comes first and
everything later.
These people may get into administrative fields, government jobs and
politics also. Even if they are not directly connected to the
government. They still make a lot of money with the help of those in
power. The mantra for success for these people is to work only. You
just need to perform your karma. Wealth will come to you on its own.
29
The following chart belongs to the richest man of India, Mukesh
Ambani. Look at the placement of the 2nd lord in 10th. Remember
what i mentioned “all you need to perform your karma well “.
This chart is of one of the richest men in the world, Bill gates. Again,
you will see the second lord in the 10th house. So, you see if you have
this placement in your chart. Just make a quick check whether you are
performing your karma well and get started with your work now.
Second lord in 11th house: For these individuals, their social
network is their key to wealth. If working positively this placement
30
will help an individual easily identify wealth opportunities while
interacting with social circles and friends.
It's like someone looking for a job or a business opportunity and
suddenly you met a friend of yours and he gave you an idea of where
you can look for these opportunities and finally you succeeded in
cracking those opportunities.
These people should take part in group activities, social gatherings
and community events. You never know someone from these may
provide you an idea which can change your whole life.
Second lord in 12th house: This placement can either make you the
richest or the poorest person in this world. Most of the time the 12th
house is seen as the house of loss. Actually, it’s not true. Remember.
Remember the energy phenomenon, energy can neither be created nor
be destroyed. It can only be transformed from one form to another
form. Same goes true with the second lord in the 12th house.
In this material world, to gain something new you need to lose
something you already have. It means the more you spend or the more
you utilize your 12th house in a positive sense.
The wealthier you will become. You will find great opportunities in
foreign land or in places very far away from your home.
12th house is the house of expenditure, charity and investments as
well. Better to start your day by planning your investments and where
you can serve the society through your money in the form of charity.
Do it and see the miracles yourself. Don’t be afraid of losing money.
Remember whatever you give is what you receive.
31
Third lord in first house:
This placement gives rise to a good communicator. People like to talk
more about maintaining good health and shaping their personality.
Person is very much attracted to his own self, and he is a self-made
personality.
It’s always better to put optimum efforts on self-improvement.
Sometimes we believe that whatever we do or whatever we think is
the only right thing. Here you need to make substantial efforts in
raising your standard.
Third lord in second house:
32
Person is very much attached to wealth matters and the family. Third
house shows attachment as well as the self-efforts we make.
Therefore, the native should work hard rather than thinking too much
about the money matters.
Siblings of the native may have great wealth. The marketing strategy
of the native should be something which can convince people that
your product or service may prove to be a useful resource for them.
Third lord in third house:
Person will have a strong mental development with high inner
courage. He will be a hardworking person putting a lot of effort into
whatever he does. He can be a good network builder and has great
marketing skills. He can become a great deal maker. This is a great
position for those wanting to become an entrepreneur. For success one
should learn and utilize the art of deal making.
Third lord in fourth house:
Person may work hard to attain building and fixed assets. He would
like to have all the comforts and luxury in life. He may have property
in joint names. Whenever the person will have communication with
other people. Home affairs, lands, vehicles and property will surely be
one of the topics. One should start making marketing goals to give
people a sense of comfort and peace through their product or service.
Third lord in fifth house:
Native would like to enjoy life and have fun through sports, romance
and adventure activities. Siblings of the native are also caring and fun
loving. Entertainment, sports, creativity or development of any
product will be the point of discussion while you communicate with
them. As a marketing strategy they need to enhance and market the
creative part of their product and service.
33
Third lord in sixth house:
These are the people who love gymming and exercising. You will see
these people getting into dieting most of the time for maintaining their
physical fitness. While communicating with them you will see them
discussing improving things, maintaining health and maintaining
quality. Their marketing style should be developed in such a way that
they can show their customers why their product or service is better in
quality in comparison with others in the market.
Third lord in seventh house:
These are the individuals who are quite attracted towards the opposite
sex. They love to be in their company and talk to them. Relationship
and business matters are something they discuss the most while
communicating. To grow in their business, they should focus on a
marketing plan to boost up the sales.
Third lord in eight house:
These people are those who can be the techno lovers or those
involving themselves in drugs, alcohol or some other kind of
addiction. They love to know about every secret around them.
Technology and transformation are the matter of discussion and their
favorite topic. They should focus on strengthening their mind and will
power. Their marketing plan should be based on telling people that in
what area they are superior in technology in comparison to their
competitors.
Third lord in ninth house:
These people are very inclined towards religious activities, and you
will notice the same while communicating with them. Their siblings
are someone who are ideal and sincere. They should put their efforts
in order to expand and grow their business. Their marketing strategy
34
should focus on ensuring their customer will have growth through
their product or the service they are offering.
Third lord in tenth house:
These people are very passionate about their profession and put a lot
of effort in maintaining their status. They love being the center of
attraction. Their siblings will achieve great heights in the professional
arena. Marketing, sales or travelling might be a part of their
profession. Their marketing strategy should be based on how they are
offering the best-in-class product and services. In short, they need to
raise the standard of their product and service.
Third lord in eleventh house:
These people can really work hard to achieve their goals. Their gains
and profits are directly proportional to the efforts they put in. Their
siblings will be going to become very successful in life. These people
usually have a big social circle which they can utilize for their gains
and desire fulfillment. They should focus on building a marketing
plan which can assure people that how they can help them in making
their life easier and more resourceful.
Third lord in twelfth house:
The native is very much inclined to settle abroad. This position can
make a person spendthrift who likes to shop all the time. On the
negative side they can be someone who doesn't want to spend a penny
and try to save everything they have. Their marketing strategy should
be such which ensures people that buying your product or service can
be their greatest investment.
Fourth lord in first house:
35
Their peace of mind comes through being independent. This position
will make you learn new things every time. People will be able to
make landed properties through their own efforts.
Fourth lord in second house:
They get inner peace within their family. They use their bank savings
for making landed properties. Mother is someone who dominates the
whole family. This position makes a person live in a joint family.
Mother is someone who added family values and ethics during your
childhood.
Fourth lord in third house:
They love to travel as it provides them mental strength. They are
someone who likes to be outside their home all the time.
They acquire comfort and luxury through self-efforts. Usually, you
see these people having property in joint names. Mother is very
courageous and hardworking.
Fourth lord in fourth house:
Best position for those having desire for a comfortable home and
luxury in life. They usually have a great domestic environment and
complete peace of mind inside their home. This position helps them in
acquiring landed properties with much ease. It will be your mother’s
company which gives you real inner peace.
Fourth lord in fifth house:
It shows that inner peace will come through involving self into some
creative things. Lots of activities like sports, art, creativity and
entertainment are part of your daily activities at home. Person will
acquire all the luxury, comforts and property through his own
intelligence. Mother is someone who helps you a lot in adding to your
creativity and intelligence.
36
Fourth lord in sixth house:
The person must face a lot of challenges while dealing with domestic
matters. Mother of this individual may not have a sound physical or
mental health. She must be a lady who is very disciplined when it
comes to daily routine. One must take bank loans while buying landed
properties. In Fact, it is good to reside in a property which is bought
on loan.
Fourth lord in seventh house:
This is a good position for relationship matters. Mother plays a very
important role in your marriage. The person may buy property in the
partner's name. He can also get property through wife after marriage.
A sense of comfort and luxury comes after marriage. This position
also gives residence abroad as the seventh house is fourth from fourth
which shows a home away from home.
Fourth lord in eight house:
This is not a good position for fourth house matters. People struggle a
lot to get peace of mind. However, he feels comfortable while
involving himself in technical or research-based work. Mother must
suffer a lot in life. Person can acquire properties through inheritance.
Technical education can help this individual to gain inner peace.
Fourth lord in ninth house:
Mother is someone who might have played the role of father as well.
She is someone who has high ideals and follows an idealistic
approach in her life. This is a good position for acquiring fourth house
significations through luck. This is also a good position for those who
want to pursue higher studies. Whatever you have studied in life will
help you grow and expand in your life.
Fourth lord in tenth house:
37
Mother can be someone with a professional background. She may be
the one who encouraged you in your career. You will acquire more
and more comforts and properties as you grow professionally.
Whatever you will study will help you in your professional growth.
You will see many people acquiring various skills by studying them
during their career. You can relate to those people with this
placement. Sense of inner peace comes through professional
achievements.
Fourth lord in eleventh house:
This is a great position for educational achievements. Real peace of
mind comes after desires get fulfilled. It also shows that the mother is
a social person. Whatever gains you will make through your
profession or anything else will be getting used in acquiring
properties, vehicles and other luxury.
Your wish fulfillment is very much attached to your learning. More
learning means more gains and profits here.
Fourth lord in twelfth house:
This is a great placement for those practicing meditation or any other
spiritual exercise as it helps you get peace of mind in isolation. This is
also a great placement for those who want to settle abroad as it
promises an individual having a residence abroad.
Mother can be a spiritual or non-materialistic woman.
Let go attitude will help these individuals to gain real peace of mind.
This is also a good position for those having a dream of studying
abroad.
Fifth lord in first house:
38
This placement bestows a person with a happy go lucky nature. The
person knows the art of being happy very well. Very much attached to
his children’s, especially the first one.
Native is very creative and uses his intelligence in an artistic manner.
Whatever good is happening to the native is because of the past life
good karma.
Fifth lord in Second house:
Native uses his intelligence in generating wealth. Financial security is
the only thing which can make a native happy. Native like to enjoy a
variety of foods. He likes to be with the family whenever they get
time.
39
Fifth lord in third house:
People with this communication are very wise in communication.
They use their intelligence in networking and to connect with people.
This placement makes them do well in the fields related to sales and
marketing. They are very good at planning things.
Fifth lord in fourth house:
Native will find real happiness within their home. They use their
intelligence in domestic issues. However, they can use their skills by
choosing to work in a career related to the fourth house. Remember
5th house shows the area you are skillful at.
Fifth lord in fifth house:
40
Person will have strong intelligence and will have a clear purpose in
life. They are very good solution givers. Learning is what gives them
real happiness. This is the best placement for an individual to get into
a field related to Sports, artistic fields, product development, solution
providers and technical support.
Fifth lord in sixth house:
This person has got a unique intelligent mind. The reason being the
sixth house is the house of money received through the customer on
account of the products and services you are offering. They are quite
talented in taking out money from the customer. Apart from that they
find themselves more skilled in the area of finance, Medical, litigation
and service-related industry.
Fifth lord in seventh house:
They have a great mind which will help them grow financially in
business. They know the art of customer interaction quite well in
comparison to others. Person will use his intelligence in maintaining
their relationship as well.
41
Fifth lord in eight house:
This is a very good placement if someone wants to get into researchbased fields. These people do quite well in the occult field, or any
technology driven field. They normally have an uncommon
intelligence which is very much required to get into a subject which
requires out of box thinking. As far as their common sense is
concerned, you won’t call them an intelligent one.
Fifth lord in ninth house:
This is a great placement as this will help an individual to learn
anything at a higher level. This is a unique combination as the
intelligence is getting divine support. With God grace they will
always follow a path of wisdom, knowledge and righteousness.
This is the best place for the fifth lord to be in.
Fifth lord in 10th house:
42
Again, a very good placement of the fifth lord promising a great
career. The reason is that the individual will use his skills and talent
for career growth. The person becomes quite passionate about the
career and therefore becomes a workaholic.
Fifth lord in 11th house:
This position of fifth lord results in fructification of desires with ease.
Fifth house is the house of happiness and the placement of the fifth
lord in a particular house tells the area through which a person will
derive happiness. The native will love to be in the company of friends
and their social circle. In business the individual will use his skills for
an increase of turnover.
Fifth lord in 12th house:
This placement will give you happiness through spending and
investing money. The person will have hidden talent. This person
loves to imagine things as the 12th house is the house of imagination.
Isolation or personal space is one thing which keeps them alive and
happy. This is a great placement for those who want to get into
investment related fields.
43
Sixth lord in first house:
You have a competitive mindset and always got a habit of comparing
things. You may have a difference of opinions with those around you.
This is the reason that you may get into fights with other people very
soon. You may get a disease related to the head area. You should
maintain a set routine and a proper diet for maintaining body and
physical strength or else you may get sick very soon.
If you are in a job, then you need to work on your personality or what
we call image building.
Sixth lord in second house:
44
This is not a good position to be in as there will be a lot of disputes in
the family. The person may face litigation related to the family assets.
These people need to be very careful regarding what food they eat.
Sixth house is the house of disease and the sixth lord going in the
second house shows that food intake may become the source of the
disease.
These people may find good job opportunities in the banking sector,
wealth management, gems and jewelry or food industry.
Sixth lord in third house:
These people may have disputes with the younger siblings. However,
this is a good combination as it develops a strong fighting spirit in the
individual with a strong will power.
These people may have cervical issues or issues related to ENT. Their
job profile may be related to travelling, Marketing or documentation.
People in transferable jobs have this kind of combination in their
charts.
They find good job opportunities in the tour and travel sector, Media
and online marketing companies.
Sixth lord in Fourth house:
These people face a lot of litigation related to lands and properties.
Heart related disease or chest infection is quite common with these
individuals. Domestic atmosphere is not very pleasant, and people
find peace of mind outside the home. It is advisable for them to leave
their birthplace to lead a peaceful life.
You will find many job opportunities in the field of real estate
hospitality, vehicles, civil work and household item related industries.
45
Sixth lord in Fifth house:
Person will have disputes and differences of opinion with his own
children’s. There may be sickness related to the stomach like liver
problems, digestive issues or gastric problems. The person may have
disappointment in love affairs. It shows that children may face a lot of
challenges in life.
Job opportunities in Sports, Cinema, artistic industry and product
development industries are high.
Sixth lord in sixth house:
Person will face a lot of challenges in his life. He may have disease
related to the spleen or intestines. He may encounter a lot of enemies
also. However, this is a great position to win competition of any kind.
Be it a litigation, challenge or any competition, Person will be a
winner at the end. The person is having a never say die spirit to any
challenge in life.
Job opportunities in the service sector are very high. This is a very
good position to attain a great position in a government job as these
jobs require winning competitions and sixth lord in sixth will ensure
that.
Sixth lord in seventh house:
Not a very good position for relationship matters as there will be
differences of opinion with the spouse. Person may have disease
related to the sexual organs. This placement can bring difficulty in
childbirth as it hampers productivity of a person.
There may be a lot of disputes among the business partners.
Job opportunities in the trading sector and international business are
very high for these individuals.
46
Sixth lord in eight house:
Diseases related to private parts are a big possibility with such
placement. It brings prolonged illness and makes the disease chronic
in nature. The extremist behavior of the native may bring a lot of
enmity to the native. For businessmen this is not a good placement as
the payments might get stuck because of which person suffers a lot.
A lot of job opportunities lie in taxation, audit, manufacturing and
research-based industries.
Sixth lord in 9th house:
There may not be very cordial relations with the father or the guru.
However, one needs to balance these relations as they might affect the
luck of the person. Disease related to the thigh area is a big
possibility. Placement of the sixth lord shows how you must deal with
the challenges of your life. Here it shows that your wisdom will help
you in overcoming those challenges.
Job opportunities lie in universities, educational institutions,
publication houses and religious institutions.
Sixth lord in 10th house:
Enmity at the workplace will come into picture with this placement.
The person will follow a strict routine in his professional life. You
will see many people working as IAS, IFS and on other administrative
posts. Knee problems or disease related to legs may become an issue
in life. With the help of higher authority or the government the person
can become a winner.
Government jobs or any job profile that requires administration will
do best for you. Go for it.
47
Sixth lord in 11th house:
Here the lord of enmity has gone to the house of friends and social
circle. The person will fight hard to achieve his goals in life. There is
a strong will to compete in life for getting the desired things. There
may be differences of opinion with many people because of your over
ambitious attitude.
Job opportunities lie in the networking, PR firms, Clubs, NGO and
community-based professions.
Sixth lord in 12th house:
Here the lord of disease has gone to the 12th house because of which
the person might find it difficult to walk because of problems in legs.
Person may have a lot of changes while doing a job. Investment may
get into litigation. This is not a very good position for relationship
matters as the lord of disputes and fight has gone to the twelfth house
of bed pleasures. Person may get loans through unknown sources.
Great placement for those looking to pursue a job abroad.
Opportunities lie in hospitals, meditation centers, jails and MNCs as
well.
Seventh lord in 1st house:
Seventh house is all about interacting with other people. Therefore,
you need not go to people to interact with them. They will come
automatically to you. Seventh lord in first also shows that you will
have a spouse of independent nature. She will hate it if someone tries
to dominate her.
48
Seventh house is the house of business. Therefore, the person may
choose the business of his choice because of this placement.
Business related to the first house will be a good choice for this
individual. For business growth, you need to brand your business and
should give your business a name.
Seventh lord in 2nd house:
Seventh lord in the second house shows that the person can get into
family business. Business related to gems, food, finance and wealth
management is a good choice. Spouse of the person will be a familyoriented person.
Spouse will be very much after money because of which problems
may arise in the relationship. This position also shows that your
opponents will meet danger. Spouse will have control over the family
and finances. Spouse may come within the family relations. For
business growth, one needs to learn to utilize all the resources
properly.
Seventh lord in 3rd house:
Life partner will give strength to this individual. Communication is a
very essential part of the relationship. Marriage might happen through
the help of social media or any mediator. Partner is a very
communicative person and loves to share ideas with other people.
Business related to tour and travel, media and commission is a good
choice. Digital marketing may play a significant role in the business
growth.
49
Seventh lord in 4th house:
Life Partner may come within the same locality. There may be
breaking of any love affair before marriage. Spouse will be a home
loving person. Spouse will have authority in the domestic issues.
Business related to real estate, vehicles, hospitality and education is
best suited for these individuals. You will see these people operating
their business from their residences.
For better growth of business, one should always keep on learning
new things about their business. It is because the fourth house is the
house of education, and the seventh house shows the business. So, it
is better to educate yourself more and more with respect to the
business you are doing.
Seventh lord in 5th house:
50
This position usually gives a love marriage to the native. Spouses will
be of loving and caring nature. Partner will be a creative and
passionate person. Your spouse will have desire fulfillment after
marriage. Business related to sports, arts, cinema and children will
give them good success.
Idea to grow their business is to add creativity in whatever they are
doing. Be it their product or service, you need to add more creativity
into that and make them more attractive.
Seventh lord in 6th house:
Spouse might be someone in service. He or she might have a diseased
body. Partner is not an easy person to get along with. Life partner is
someone who always tries to do something opposite of what is
expected of him. Service sector business will give them great success.
They should focus on what kind of manpower they are hiring.
Remember it is your employees only because of whom an
organization grows. For growing more in your business, you need to
focus on choosing employees who may prove assets to the
organization not a liability.
Seventh lord in 7th house:
This is a good position as it provides a strong foundation to the
relationship. Spouse is someone who loves to interact with people.
Spouse will be someone who will always give you strength in the
tough times. Spouse will have a business-oriented mind and he or she
can use their contacts for business purposes.
Any business related to retail or trading will give great success.
People need to learn the art of entrepreneurship. Remember that
maintaining a business is more difficult than starting it.
51
Seventh lord in 8th house:
Spouses will be of secretive nature and will have unpredictable
behavior. Partner will undergo a huge transformation after marriage.
Person might get into an extra marital affair also. Business related to
manufacturing, audit firms, technology taxation and research is a
good option.
For business growth these people should learn the art of
transformation. Remember if people are not liking your product or
service, a little transformation will help you attract them again.
Seventh lord in 9th house:
You will get a spouse who is ideal and religious in nature. Life
partner will have some principles in life which will be strictly
followed. Religious ceremonies or visiting a pilgrimage is very much
possible right before or after marriage.
Business will have exponential growth. Business related to education
and publication may provide great success to the native. Your wisdom
and divine blessings will help you in the growth of your business.
Person should always focus on expansion and growth of the business
along with the ways to achieve that.
Seventh lord in 10th house:
Spouse will be a career-oriented person and must have an
authoritative attitude. There are egoistic issues which may create a rift
in the relationship. Your business may have some ties with the
government, or you may work closely with the higher officials. You
52
need to work on improving the brand value of your business.
Remember the tenth house is status also.
So, you need to maintain a decent status of your business.
For growing better in your business, you need to focus on the
administrative part. Remember if you can’t manage your resources
well. They are of no use.
Seventh lord in 11th house:
Spouse will be socially very active. There will be friendly ties among
the couple. They will try to enjoy every moment of their relationship.
However, the negative side of this combination is that the spouse will
be an over ambitious person. The person can make their friends as
their business partner.
Social connectivity is very much required to gain momentum in
business. Any business such as cooperative societies, cooperative
banks, clubs and NGOs will be great for these people. All you need to
focus on is one thing. You need to figure out how you can utilize your
social circle to strengthen your business.
Seventh lord in 12th house:
Spouses may come from a distant place or may be a foreigner or
someone from another culture. He or she may have a weak body
disposition. This is not a good position for a relationship as it results
in a lot of disappointments.
Business opportunities in foreign lands are very high for these
individuals. Timely investments are a very essential part of their
business. Business related to fisheries, export import, hospitals and
shopping malls will do great for these individuals.
The key to their business growth is to learn the art of investment in
business.
53
Eight lords in first house:
This placement shows that the native may experience bodily
discomfort. However, it also shows that the person may transform
himself through his own attitude. The source of the problem for the
native is his own behavior and mindset. If a native is going through a
painful period in life, then he or she should go through a process of
self-realization to avoid all these issues.
Eight lord in Second house:
This placement shows the problems and pain coming through family
and wealth matters. Because of these kinds of testing times, the
person can transform himself into a different individual. Native
should speak very carefully as his own speech can cause him big
trouble. The person may develop health problems due to overeating
and addictions. He or she should have a check over their eating habits.
Eight lord in third house:
This placement shows problems related to documentation,
communication and networking. Sometimes you see a person getting
cheated in a deal because of some fraud involving documents. This is
the placement which can make this thing come true. This placement
also shows that there might be trouble from younger siblings. You
need to have a watchful attitude while dealing with the third house
matters.
Eight lord in fourth house:
Not a very good placement for those who want to have a peace of
mind. Mind is always equipped with some sort of negative thoughts
and insecurities. A homesick nature is not a very good thing for these
individuals. They need to go out and interact with people to come out
of this problem. This placement is also not good for domestic
54
happiness. For females this is a very important combination as they
have a huge transformation after becoming a mother.
Eight lord in fifth house:
This placement can cause a break in studies. There may be issues
related to the love affairs also. However, a person can transform
himself completely through learning new things and skills. This
placement can also give huge wealth through fifth house
significations which is sports, cinema, creativity and providing
solutions.
Eight lord in sixth house:
This is not a good position especially for health matters. This
placement shows pain and suffering because of disease. Servants and
employees may bring trouble to the native. For those having tenants
may get into trouble because of them. However, this is a very good
position for those involved in physical activities as this position can
bring a bodily transformation through exercise like gyming and
jogging.
Eight lord in seventh house:
Not a good position for relationship matters. Partnerships are not
advised for these individuals as partners may cheat them because of
financial benefits. This position signifies those people who got a
major change in their behavior and attitude specially after marriage.
Analytics and research-based approach in business may give them
great heights.
Eight lord in eight house:
This position can give you the best or worst results. The reason is the
strengthening of eight houses. On one hand this position can give rise
55
to an extremist person. On other hand the person can have a research
minded approach to everything he does. This position also promises
inheritance to the native. However, we suggest that the person can
have great success if he gets into something after doing proper
research on data, facts and figures.
Eight lord in ninth house:
Being ethical and religious is a good thing for any individual. But
overindulgence in these things might cause problems also. This
statement holds true for these individuals. Sometimes you see people
involving themselves too much in religious activity and getting
disturbances at personal and professional front. These individuals
should have a practical approach towards life or else their luck will
not support them. However huge transformation in life may happen
with the blessings of a guru.
Eight lord in tenth house:
These individuals will always have some blockage or stress related to
their career. Their over authoritative or bossy attitude is something
which blocks their professional growth.
However, one can transform himself after focusing on what they are
doing as a karma. This placement is best suited and can give
enormous wealth to those in the field of insurance, taxation, Research,
surgery, mining, manufacturing and technology related fields. One
should always try to bring some technical transformation in whatever
he is doing as a profession.
Eight lord in eleventh house:
Trouble or getting cheated through friends is a very common problem
for these individuals. They got backstabbed specially through those in
the social circle. They should start less socializing and focusing on
56
what changes they need in their career or business to bring more gains
and profits. Remember the energy formulae, eight house in a
horoscope can bring transformation and problems both. We only need
to align the energy of this house in the right manner.
Eight lord in twelfth house:
You will see many people getting their investments stuck and facing
financial issues because of it. These individuals should avoid making
hasty decisions while going for any investment.
In Fact, they should do proper research work regarding where they are
putting their money. They should try to avoid making investments in
their name and can do it on other names or jointly. They can bring
positive transformation in life by adopting a let go attitude. It's better
not to stick to something which will always give you pain, be it a
thought or memory also.
Ninth lord in first house:
This is one of the best combinations for an individual as it makes
someone born lucky. The person will always have that divine support
with him. The person will be highly respected and a blessed
individual. However, to utilize this combination more effectively and
have growth in life. People should learn how to grow their own
personality. The person will have real expansion in life once they start
branding themselves.
Ninth lord in second house:
This is a good position for materialistic matters as a person will have
the support of their luck in wealth matters. Their wisdom and learning
are very much dependent on their upbringing as a child. However, this
combination will have a better impact if one learns to make the use of
the resources. Remember the second house apart from wealth also
signifies the resources one is having. Ninth house shows growth and
57
expansion. Therefore, this placement shows that one can have growth
and expansion through the utilization of resources.
Ninth lord in third house:
This shows that one can achieve great heights through their selfefforts. It’s very important that an individual should get good results
from the efforts they are making to achieve anything. This is the
position where your efforts or determination is directly proportional to
your growth and prosperity.
One should start marketing their products or services for better
growth. If they don’t know the art. It’s better to hire someone who
knows it better.
Ninth lord in fourth house:
This shows that a person will have divine wisdom and grace through
the mother’s blessings. Disrespecting your mother while having this
combination in your chart is like blocking the road to prosperity for
self. Guidance of a mother while dealing with any issue will be like
divine help.
The person will have all the comfort and luxury in life because of this
position. In the case of business or a job, one should educate himself
more and more with respect to what services or products he is having.
Educating here means gaining more and more knowledge of your
work.
Ninth lord in fifth house:
This is again a beautiful combination one can have in his birth chart.
Fifth house is the house of intelligence and when the ninth lord goes
there it shows that person will achieve growth and prosperity through
58
own intelligence. Person gains knowledge and wisdom by learning
new things. In case of business or career growth, one should learn
adding more creativity in whatever he is doing. Sometimes a little
change in the presentation of a product makes it more attractive to
those who are buying it.
Ninth lord in sixth house:
It is believed that growth attracts criticism also and when people are
doing it means you are on the right track. This statement holds true
for those having ninth lord in the sixth house. The more people try to
oppose you or challenge you, the more you will grow in life.
Sixth house stands for employees and servants also. It is because of
the dedication and hard work of the employees that an organization
grows. Just like the fifth house stands for creativity, the sixth house
stands for quality. Once you start focusing on improving the quality
of your product, you will have tremendous growth.
Ninth lord in seventh house:
This is a great position for those having luck and prosperity after
marriage. Your partner's advice will be like a guru’s blessing. Ninth
house relates to guru, a person guides you to the path of knowledge,
wisdom and growth. When the ninth lord goes into the seventh house,
it shows that you need to respect your partner as your guru. Seventh
house is the house of relationship and customers also. To have growth
in business and career you need to learn how to maintain healthy
relationships with the customers.
Ninth lord in eight house:
This is a position where you will have the luck supporting you in
adverse conditions. Normally you will see these people complaining a
lot by calling themselves unlucky. But they always have that divine
support while getting into a big problem. While striving for growth
59
and prosperity, they need to transform or obsolete their product or
service.
Remember change is the only constant and if you can’t adapt to the
change, you won’t grow professionally. Therefore, you need to bring
a major change in whatever you are doing.
Ninth lord in ninth house:
This position suits those who don’t want to work very hard. Person
will get many things in life without even asking for them. Problem
with these people is that they forget to work very hard as they get
many things quite easily. This is the only blockage in their growth and
prosperity. Having luck support in life doesn’t mean that everything
will happen on its own.
Even if God has stored something special for you, you must put your
own efforts into getting it. Blessings and guidance of a guru will act
like a protective shield for you against any adversity of life.
Ninth lord in tenth house:
Best placement for professional growth is ninth lord in the tenth house
as it adds the luck factor to your career. It gives great support from the
government or those in the higher authorities. Person should refrain
himself from doing anything against the government. Nowadays it
seems that many people try to cheat the government through tax
evasion and many such things. Doing such an act with this placement
will never let you grow in your career. Just focus on doing the karma
in the right manner and rest your luck will do for you.
Ninth lord in eleventh house:
With divine blessings all your desires will be getting fulfilled. You
will have friends or someone from your social circle who will guide
60
you in such a way that it will help you in resolving many issues. This
position brings great gains with less effort.
Eleventh house also represents societies, NGOs and clubs.
The person needs to be socially active to have growth in life.
Remember you are in the middle of a party, and someone just came to
you and gave you an idea which can completely transform everything
in your career. This can truly happen with those having the ninth lord
in the eleventh house.
Ninth lord in twelfth house:
This position can make someone a super-rich person. The reason for
this is because of this placement the person will have luck support in
investment matters. In the case of wealth, doing the right investment
at the right time is the most important factor. It also shows that your
guru might be someone from a foreign country or someone with a
different culture.
Doing charity and adopting a let go attitude will also bring good luck
to the native. The person will have exponential growth in the foreign
lands. Learn the art of investment for growth and prosperity.
Tenth lord in first house:
First house represents self and personality because of which it
becomes very important for this person to work on how he presents
himself in the professional arena. Apart from that it first deals with
the physical body, attitude and behavior of a person. Therefore, you
will see many people.
This is a fortunate combination for a native to choose a career of his
own taste. Person can find career opportunities easily in comparison
to others. He can achieve good career status without putting in so
much effort. People do very well in the fields related to body behavior
61
and image like psychiatrist, politics and physical trainer etc. The way
you look or how you present yourself is very important for your
career.
Mantra for success: Work hard on your personality even if it
requires hiring an image consultant.
Tenth lord in second house:
This is a placement which engages a person to get into family
business. Person can choose a career related to finance, food, gems,
jewelry etc. One should always remember that the 2nd house is 5th
house from 10th house, and it shows love and passion. More you
become passionate about your career. More money will come to you.
Second house shows your resources also. Therefore, one with this
position should utilize his resources in a good manner.
Mantra for success: Learn how to utilize your resources.
Tenth lord in third house:
Person should choose to do his own business rather than doing a job.
Reason for this is that the third house stands for self-effort and a
person can do a lot of hard work for his career growth. Many times,
you see people getting a lot of success by getting into a franchise
business.
Person can also go for a career related to media, marketing, tour and
travels. Nowadays social media is a very essential tool for any
business, and we see many job profiles falling under this category.
His writings may bring him good name and fame. Better to start your
career away from your birthplace.
Mantra for success: Learn to market yourself or your product.
62
Tenth lord in fourth house:
These people love to work from home. Many Times, you will see
these people making family relations with those at the workplace.
Peace of mind is a very important thing for these people when it
comes to their profession.
They don’t want to get into a career with a lot of aggressive working
and a war-like atmosphere. These people will do quite well in
education, vastu, real estate, vehicles, agriculture and industries as
well.
Mantra for success: A stable mind will give you exceptional growth
in your career. For balancing your mind, check the placement of your
moon.
Tenth lord in 5th house:
Any career where you can have a feel of joy and pleasure is very good
for you. Career with a lot of discipline or routine will not suit you.
These people do well in sports, cinema, Product development or any
field where creativity is required. With this position, a person can do
very well in astrology also as this is the house of suggesting remedial
measures also. This combination if not utilized positively may bring
harm to one’s career as 5th house is 8th from 10th.
Mantra for success: your career success lies in your artistic talent
and your creativity. Learn to create something new.
Tenth lord in 6th house:
Sixth house is the house of dealing with day-to-day problems,
conflicts, debts, disease and service also. This is the house of doctors,
lawyers, financers and those having business related to the service
industry. Sixth house also signifies improvements and quality control.
63
Those having this position should always focus on increasing the
quality of their products and services. This is a fortunate position as
the 6th house is ninth from the tenth house.
Mantra for success: The more you work on the quality, better will be
your career growth.
Tenth lord in 7th house:
The person has great skills on how to deal with the customers. This
placement makes the person a good businessman with great
entrepreneur skills. Person will have a rise in status after marriage.
Having your spouse at the workplace will bring great luck to your
career. Career related to the retail, trading and contractual business.
Seventh house is the tenth-to-tenth house and because of this the
person commands great respect in the profession.
The person should never stop interacting with people. Their career
success is directly proportional to their interaction with people.
Tenth lord in 8th house:
For a layman, this is a very bad placement for the tenth lord. This
placement gives a lot of stress about career. Person is not able to get
the right guidance with respect to his career. Person can face a lot of
humiliation and disappointments with regards to his public image.
There will be a lot of backstabbing happening at the workplace.
However, this placement requires a deep research and analysis before
getting into any field. With this placement, one can have great success
in taxation, surgery, mining, manufacturing, insurance and research
related fields.
64
Mantra for success: you need to transform your attitude towards
your career. Shortcuts will never give you success. Research and
analysis are deeply required.
Tenth lord in 9th house:
The Ninth house is the house of growth and expansion. It represents
your luck, guru and the wisdom you will have in your life. With this
placement a person does very well in any form of consultancy. The
person will find it difficult to work in a job. He is better suited for
entrepreneurship-based roles. This is a very good placement for
becoming a professor, Consultant, philosopher and a guru.
Mantra for success: Ninth house is all about growth and expansion.
People need to learn how to grow their business and identify the tools
required for business growth.
Tenth lord in 10th house:
This is a very good placement as it provides a great foundation for
your career. This placement brings a great administrative quality to
the native. You will see a lot of Professionals in administrative roles
with this placement. Professionals in the core team of a company like
CFO, CEO And Administrative head are having such combinations.
This is also a great combination to get into a government job. People
can also work closely with the government.
Mantra for success: Learn the art of leadership and the skills needed
for it. You are a leader who is born to lead.
Tenth lord in 11th house:
Tenth lord in the eleventh house makes a person highly ambitious.
Public relations are a very important part of one’s life having 10th
65
lord in eleventh. It's very important for these people to participate in
social events as they will find a lot of opportunities there. Working in
or closely with NGOs, clubs and societies will benefit these
individuals.
Mantra for success: Work on your PR skills. Remember your wealth
will come through the art of networking and connecting with people.
Tenth lord in 12th house:
This is not a welcome position as it brings a lot of changes in one’s
career. It also brings a lot of disappointment in professional life. This
is due to the distracted mindset of the individual. However, this is a
great position if one wants to work in an investment-based
organization.
These people do very well in the profession connected to foreign
countries, hospitals, jail and yoga. You will also find these people
doing well in MNCs. Investment you are making in your business will
impact your career growth.
Mantra for success: Start focusing on one thing and stop being jack
of all trades. In short you need to learn how to stop getting distracted.
Eleventh lord in first house:
Eleventh lord going in first shows that native will make gains through
self-efforts. The native is a likeable personality among friends and
social circle. This placement gives a very fast recovery in case of any
disease.
Eleventh lord in second house:
66
This placement gives gains through family speech and gems. Friends
become a part of family. Majority of the friends are family-oriented
people. Friends help a lot in wealth related matters.
Eleventh lord in third house:
Travel will always bring him gains. He can also make profits through
commission. There will be a lot of short trips with friends. Change of
place will bring fulfillment of desires.
Eleventh lord in Fourth house:
Gains through agriculture and landed properties. The native will be
able to build a house of his choice. This placement also brings good
educational success and gains through it.
Eleventh lord in Fifth house:
Native will have great gains through sports, music and other artistic
activities. There will be a great scope of making money through
speculative activities and Children.
Eleventh lord in 6th house:
People get faithful employees working under him. Win in fight and
litigation. Domestication of Pet animals will be beneficial for the
native. Sixth house is the loss of an opponent and therefore the native
desires get fulfilled very easily.
Eleventh lord in 7th house:
Person will get a life partner pertaining to his own taste. There will be
a good relationship with the partner in the business. Gains in the retail
and trading related activities.
Eleventh lord in 8th house:
Person must wait a lot for their desires to get fulfilled. He will have
unexpected gains and profits in his life. He will get money through
inheritance. Research based activities will bring him gains.
67
Eleventh lord in 9th house:
One will have gains through research and new inventions. Will have
gains through long distance travel.
The person respects his father a lot. Adopting an idealistic and
religious attitude will bring success to the native.
Eleventh lord in 10th house:
This is a great placement when it comes to career success. People
will have friends in higher authorities, and they are highly placed in
their career.
Eleventh lord in 11th house:
This is good placement as it makes a native very friendly in behavior.
Native will get friends of their taste. Every desire of the native will be
easily fulfilled.
Eleventh lord in 12th house:
There will be gains through investment and charity. Person will be
able to make money through unknown sources. He will have the
fulfillment of desires in foreign lands.
Twelfth lord in first house:
Native don’t want to open with anybody. Yourself centric attitude is
your biggest weakness. The greatest investment one can make is to
invest in self. The native should learn to give and adopt a let go
attitude to lead a meaningful life.
Twelfth lord in second house:
Native will have a lot of expenses for their family. He would like to
have great food. Second house is one’s childhood also. This position
gives a tough childhood and many times it is observed that native
68
must leave the family like going to a boarding school or change of
birthplace. You can invest your money in the form of Bank FDs.
Twelfth lord in second house:
This position may give you loss because of the siblings. Person will
have a lack of willpower and motivation. Person may spend a lot of
money on short travels. Investment in mutual funds is good for the
native.
Twelfth lord in fourth house:
Native love to spend a lot on family and for acquiring domestic
comforts. Native will surely be going to have a change of residence
within the four years of his birth. He should make investment in real
estate to utilize this placement in a better way.
Twelfth lord in fifth house:
This placement will bring a lot of problems and issues related to
children. People must spend a lot on kids. This position will bring loss
in speculative activities like share trading. To utilize this combination
in a better way one needs to start making investments for their
children.
Twelfth lord in sixth house:
This is not a favorable placement as it brings a lot of expenditure on
account of disease and health. Person may have servants who are not
helpful and always try to cheat in a hidden manner. To utilize this
combination well and grow in life, one needs to perform charity for
diseased people.
Twelfth lord in seventh house:
There may be loss due to partnership in business. Litigation will be in
the favor of the opponent. There may be a lot of disappointments on
69
account of relationships. It is advised that the person should make an
investment along with the spouse in joint names.
Twelfth lord in eight house:
They will have a lot of unexpected losses and expenditures. They
need to make their investment carefully or it may get stuck and result
in loss. It is advised that these people should do charity in a hidden
manner (Gupt Daan). The individual can use a partner's bank account
to invest in FDs.
Twelfth lord in ninth house:
The Ninth house is the house of Dharma and righteousness. Person
will have a spiritual upliftment through the blessings of a guru. Person
will perform a lot of charity.
Twelfth lord in tenth house:
There may be a lot of disappointments on account of career. There
are a lot of changes happening in career. Person spends a lot of money
to maintain his status in society. It’s better for the couple to make
investment in real estate in joint names.
Twelfth lord in eleventh house:
There may be losses and disappointment through friends and social
circle. However, there may be gains through the friends having a
spiritual mindset. The native should adopt a let go attitude to avoid
disappointments in life.
Twelfth lord in twelfth house:
Twelfth lord in the twelfth house gives a lot of expenditure and
investments as well. It’s up to a person whether he is utilizing this
position for spending money or investing it.
70
Wealth and House of fortune (Concept of Fortuna)
In astrology we have a sensitive point in a birth chart known as
Fortuna point and this house can become a source of your wealth.
Late. Shri. KS Krishnamurthy ji has mentioned in one of his books
that the house where Fortuna point is in your birth chart will bring
great fortune to an individual with regards to wealth. Activities related
to this house can bring a lot of wealth opportunities in one’s life.
Planets Forming benefic aspects like 30-degree, 60 degree or 120
degrees to the Fortuna points may bring wealth through their
significations. For example, Mars forming a 60-degree relation with
the Fortuna will bring wealth through lands and properties.
Fortuna point is calculated by adding the longitude of Lagna and
Moon and subtracting the total from the Sun. The degree arrived after
the calculation will locate the Fortuna point of this individual.
71
Look at the lagna, it is 25 degrees 19 minutes, and the Moon is 5
degrees 2 minutes. We need to add these two degrees and subtract the
Sun 4 degrees 48 minutes from the total. The resultant degree will be
Cancer 25degree 40 minutes.
Krishnamurthy ji has clearly said that Fortuna point gives great
fortune through the significations of the houses occupied by it in the
Bhava Chart. The lord of the Fortuna sign receiving beneficial aspects
gives great riches to individuals.
This chart belongs to the famous Bollywood star shri Amitabh
Bachchan. Look at the Fortuna point, it’s in Aquarius falling in the
first house.
Fortuna falling in various houses gives different results. Here we are
mentioning the results of Fortuna in all the 12 houses.
72
1st House: Fortuna in the first house makes one very fortunate in his
career. It gives great gains and riches through self-efforts as 1st house
is 11th from third.
2nd House: This position gives great wealth and a decent bank
balance. Person enjoys riches and a good bond with the family.
3rd House: The person will make a lot of money through short
travels commission and agency business. Writing will also bring good
luck in wealth matters.
4th House: Property investment will bring him wealth and luck. The
more he educates himself, more wealth will come to him.
5th House: Person will earn a lot of money through Sports, Cinema
and music etc. He will have great gains in speculative activities. Birth
of children will bring him wealth and luck.
6th House: Servants and pet animals will bring him wealth and luck.
He can make great money through small banking transactions.
7th house: Person gains through partnership and opposite sex.
Marriage will strengthen his wealth.
8th House: Spouse will help him in getting money. He may get good
wealth through inheritance. Insurance and other 8th house activities
will bring a lot of wealth.
9th House: Person gains a lot through the guidance of a guru. He
makes good money while traveling long distances. He gains a lot
through educational activities also.
73
10th House: This is a very fortunate position as it will bring great
money through any profession. People will have a lot of money
opportunities with the help of higher authorities and the government.
11th House: Person will have gains through social circle and friends.
Desires related to money will be easily getting fulfilled. Profits in any
career.
12th House: Investment will bring good luck and the person earns a
lot through the unknown sources or the sources which don’t even
belong to you. Any activity against this native will end up giving him
great benefits. A let go attitude is a great tool to enhance financial
status.
Look at the Fortuna point in the example chart above. It is placed in
the second house. This is the reason because of which the native will
enjoy a great bank balance throughout his life.
74
75