Chapter 7 The Labor Market, Wages, and Unemployment 7.1 Introduction In this chapter, we learn • how a supply-and-demand model helps us understand the labor market. • how labor market distortions like taxes and firing costs affect employment in the long run. • how to compute present discounted values. • why the return to a college education has risen enormously over the last half-century. 7.2 The U.S. Labor Market In the U.S. labor market, • wages account for two-thirds of per capita GDP. • average wages have grown 2 percent per year for the last century. The employment-population ratio: • Fraction of the civilian population over the age of 16 that is working • Has been increasing over time • Decreases during recessions Ratio of Unemployment to Population in the United States, 1960–2016 The Composition of the U.S. Labor Force, February 2016 The U.S. Labor Market The unemployment rate • The fraction of the labor force that is unemployed A person is unemployed if he or she • does not have a job that pays a wage or salary, • has actively looked for a job in the last 4 weeks, and • is available to work. The U.S. Unemployment Rate The Dynamics of the Labor Market • For most people, periods of unemployment are relatively short. • However, a significant fraction remain unemployed for long periods of time. • Many countries have developed social safety nets. • Job creation and job destruction occur each month in the United States. 7.3 Supply and Demand Downward-sloping labor demand • Diminishing marginal product of labor (MPL) Upward-sloping labor supply curve • Price of leisure is higher when wages are higher. The intersection of labor supply and demand determines the • level of employment. • wage rate. The Labor Market A Change in Labor Supply If the government collects a tax on wages • the labor supply curve shifts left. • a worker receives less money and supplies less labor—this applies to any wage. • To be in equilibrium, firms must raise wages. An Income Tax at Rate 𝝉 A Change in Labor Demand If the government creates regulations making it harder to fire workers, • firms will demand fewer workers. • labor demand shifts left, • wages and employment fall. • Initially, the unemployment rate rises • but recovers as discouraged workers drop out of the labor force. A Reduction in Labor Demand Wage Rigidity Wage rigidity • Wages fail to adjust after a shock to labor demand or supply. What happens if wages do not fall in the above demand shock example? • The labor market will not clear; this results in a larger fall in employment. A Reduction in Labor Demand with Wage Rigidity Case Study: Supply and Demand Shocks in the U.S. Labor Market Rise in employment-population ratio • Increase in female workers Supply shocks: • Changes in social norms Demand shock: • Reduced discrimination against women Rising unemployment in the 1960s and 1970s • Baby-boomer generation entering the workforce Supply shock: • Younger workers have higher unemployment rates. Different Kinds of Unemployment Cyclical unemployment: • Associated with short-run fluctuations in output The natural rate of unemployment: • Rate that would prevail with no cyclical unemployment • Frictional unemployment: • Workers between jobs in the dynamic economy • Structural unemployment: • Labor market failure to match workers and firms natural rate 7.4 The Bathtub Model of Unemployment Bathtub model • States how employment and unemployment evolve over time • (1) • where Bathtub Model of Unemployment—1 where (2) Bathtub Model of Unemployment—2 Solving the model: • Set the change in unemployment to zero • Solve the equation for U Bathtub Model of Unemployment—3 The unemployment rate is the fraction of the labor force that is unemployed: To alter the natural rate of unemployment: • Change the job-finding rate. • Change the job separation rate. Policies along these lines can have unintended consequences. 7.5 Labor Markets around the World Since 1980: • Unemployment in Europe is well above the rate in the United States. European unemployment has increased because of • adverse shocks and high oil prices. • inefficient labor market institutions: • higher unemployment • welfare benefits Unemployment in the United States, Europe, and Japan Hours Worked per Person Labor Markets around the World—1 GDP per capita is lower in Europe. Why? • People work fewer hours. If working less is voluntary: • Europeans enjoy leisure more. • Welfare is likely improved. If working less is due to distortions in the labor market: • This outcome is likely not welfare enhancing. Case Study: Efficiency of Wages and Henry Ford Ford instituted a five-dollar-a-day minimum wage. The theory of efficiency wages: • Paying a wage greater than the market equilibrium wage may actually increase profits. 7.6 How Much Is Your Human Capital Worth? The present discounted value of your lifetime income is likely greater than $1 million. Present discounted value: • The value of money you would need to put in the bank today to equal a given future value • Tells how much a future payment or a future flow of payments is worth today Present Discounted Value—1 To calculate the value of a stream of equal payments over a given number of years: • Arrange the sum of each period’s present discounted values into a geometric series. • Use the formula for a sum of a geometric series to calculate the present discounted value of the stream of payments. If a is some number between 0 and 1, then calculating a geometric series is: Present Discounted Value—2 The series for $100 initial payment for 20 years: From the previous slide: If a = 1/(1 + R), then: Present Discounted Value: Example 1 Letting the interest rate R = 0.10 What is the pdv on $100 over 20 years? • pdv = $936 Present Discounted Value: Example 2 Assume: • The average income is $63,000 • No wage growth • An interest rate of 3 percent • A lifetime work span of 45 years The pdv of this stream of payments is $1.59 million. • 7.7 The Rising Return to Education The premium to having a college degree: • Has been rising rapidly over the last forty years • Far outweighs the forgone wages and tuition costs The Rising Return to Education Theoretically, ↑ wages ↑ supply of college graduates ↓ wages? Why hasn’t this happened? In practice, ↑ wages ↑ supply of college graduates ↑ demand for educated workers Change in demand > supply ↑ wages? Understanding the Rising Return to Education Case Study: Income Inequality Rising college premium is one cause of rising income inequality. Early 1900s • Most inequality associated with capital income Recently • Most inequality associated with salaries and business income Income Inequality in the United States and France 7.8 Economic Growth and Income Inequality So far, we have explored growth as an average income per person. Evidence suggests that economic growth may not be equally distributed. Economic Growth and Income Inequality Clicker Question 1 Which of the following is an example of cyclical unemployment? a. A worker loses her job because the minimum wage increases substantially. b. A worker quits her job to find a better job. c. A worker is unemployed because the cost of finding a job in another city is too high. d. A worker loses her job because the economy begins to enter a recession. Clicker Question 1 – Answer Which of the following is an example of cyclical unemployment? a. A worker loses her job because the minimum wage increases substantially. b. A worker quits her job to find a better job. c. A worker is unemployed because the cost of finding a job in another city is too high. d. A worker loses her job because the economy begins to enter a recession. Clicker Question 2 There is a shock that shifts labor supply or labor demand to the left. Then, in theory, the unemployment rate in the long run will a. depend on whether labor supply or labor demand is shocked. b. be unchanged from the level prior to the shock. c. be higher. d. be lower. Clicker Question 2 – Answer There is a shock that shifts labor supply or labor demand to the left. Then, in theory, the unemployment rate in the long run will a. depend on whether labor supply or labor demand is shocked. b. be unchanged from the level prior to the shock. c. be higher. d. be lower. Clicker Question 3 When computing the present discounted value (pdv) of a future stream of labor income, an increase in the interest rate will a. reduce the pdv. b. increase the pdv. c. have no change on the pdv. d. depend on the time path of income. Clicker Question 3 – Answer When computing the present discounted value (pdv) of a future stream of labor income, an increase in the interest rate will a. reduce the pdv. b. increase the pdv. c. have no change on the pdv. d. depend on the time path of income. Clicker Question 4 Suppose oil prices increase. Which of the following is true? a. Equilibrium wages are lower. b. Employment is lower. c. Both of these choices are correct. d. None of these choices are correct. Clicker Question 4 – Answer Suppose oil prices increase. Which of the following is true? a. Equilibrium wages are lower. b. Employment is lower. c. Both of these choices are correct. d. None of these choices are correct. Clicker Question 5 The rise of the employment-population ratio in the United States is most likely explained by a. an increase in female participation in the labor force. b. a decrease in unemployment benefits. c. an increase in young people because of the baby boom. d. improvements to capital. Clicker Question 5 – Answer The rise of the employment-population ratio in the United States is most likely explained by a. an increase in female participation in the labor force. b. a decrease in unemployment benefits. c. an increase in young people because of the baby boom. d. improvements to capital. Clicker Question 6 According to the bathtub model of unemployment, which of the following statements is true if a law permanently increases only the job finding rate? a. The natural rate of unemployment will fall. b. The natural rate of unemployment will rise. c. The unemployment rate will fall, but the natural rate of unemployment will be unchanged. d. The unemployment rate will rise, but the natural rate of unemployment will be unchanged. Clicker Question 6 – Answer According to the bathtub model of unemployment, which of the following statements is true if a law permanently increases only the job finding rate? a. The natural rate of unemployment will fall. b. The natural rate of unemployment will rise. c. The unemployment rate will fall, but the natural rate of unemployment will be unchanged. d. The unemployment rate will rise, but the natural rate of unemployment will be unchanged. Clicker Question 7 A country has a total civilian population (over age 16) of 300 million. Of this population, 225 million are employed, 25 million are unemployed, and the remainder of the population is not in the labor force. The unemployment rate is a. 0.083. b. 0.100. c. 0.111. d. 0.150. Clicker Question 7 – Answer A country has a total civilian population (over age 16) of 300 million. Of this population, 225 million are employed, 25 million are unemployed, and the remainder of the population is not in the labor force. The unemployment rate is a. 0.083. b. 0.100. c. 0.111. d. 0.150. Clicker Question 8 Suppose a piece of art yields $50 of income each year, and its income stream does not grow or decline over time. What is the present discounted value of the object, assuming it lasts forever? The interest rate is 5 percent. a. $1,050 b. $10,500 c. $105,000 d. We cannot calculate pdv for an infinite number of periods. Clicker Question 8 – Answer Suppose a piece of art yields $50 of income each year, and its income stream does not grow or decline over time. What is the present discounted value of the object, assuming it lasts forever? The interest rate is 5 percent. a. $1,050 b. $10,500 c. $105,000 d. We cannot calculate pdv for an infinite number of periods. Clicker Question 9 Suppose you open a savings account at the campus credit union. Into this savings account, you place $100 in savings. The interest rate is 5 percent. The future value of this account in two years is $110.25. a. true b. false Clicker Question 9 – Answer Suppose you open a savings account at the campus credit union. Into this savings account, you place $100 in savings. The interest rate is 5 percent. The future value of this account in two years is $110.25. a. true b. false Clicker Question 10 Workers in Europe work fewer hours than in the United States, and thus per capita GDP is lower in Europe. Because per capita income is lower in Europe, Europeans are clearly worse off in terms of welfare than Americans. a. true b. false Clicker Question 10 – Answer Workers in Europe work fewer hours than in the United States, and thus per capita GDP is lower in Europe. Because per capita income is lower in Europe, Europeans are clearly worse off in terms of welfare than Americans. a. true b. false Clicker Question 11 Increasing wages beyond the wage rate needed to retain a worker will definitely decrease a firm’s profit. a. true b. false Clicker Question 11 – Answer Increasing wages beyond the wage rate needed to retain a worker will definitely decrease a firm’s profit. a. true b. false Clicker Question 12 The magnitude of the increase in demand for college graduates does not depend on the size of the shifts in the market of high school graduates. a. true b. false Clicker Question 12 – Answer The magnitude of the increase in demand for college graduates does not depend on the size of the shifts in the market of high school graduates. a. true b. false Clicker Question 13 If a tax is imposed on labor supply and wages are rigid, wages and the employment-population ratio will be lower than the market clearing level after the shock. a. true b. false Clicker Question 13 – Answer If a tax is imposed on labor supply and wages are rigid, wages and the employment-population ratio will be lower than the market clearing level after the shock. a. true b. false Clicker Question 14 The labor demand curve slopes downward because the marginal product of labor is diminishing as we add additional labor. a. true b. false Clicker Question 14 – Answer The labor demand curve slopes downward because the marginal product of labor is diminishing as we add additional labor. a. true b. false Clicker Question 15 Bob is not employed by anyone. He does not care about finding a job and is not searching for a job. Bob is unemployed. a. true b. false Clicker Question 15 – Answer Bob is not employed by anyone. He does not care about finding a job and is not searching for a job. Bob is unemployed. a. true b. false Clicker Question 16 The unemployment rate in Europe has been higher than that in the United States during the last two decades because a. Europeans are not willing to work as much. b. of the productivity decline in the European economies and high oil prices in the 1970s. c. the European system of unemployment insurance is inefficiently designed. d. of the combined effect of the inefficient unemployment insurance system and the productivity slowdown/high oil prices in the 1970s. Clicker Question 16 – Answer The unemployment rate in Europe has been higher than that in the U.S. during the last two decades because a. Europeans are not willing to work as much. b. of the productivity decline in the European economies and high oil prices in the 1970s. c. the European system of unemployment insurance is inefficiently designed. d. of the combined effect of the inefficient unemployment insurance system and the productivity slowdown/high oil prices in the 1970s. Clicker Question 17 If 21 percent of the unemployed find jobs and 0.9 percent of the employed lose their jobs, the natural rate of unemployment will be a. 3.1 percent. b. 3.5 percent. c. 4.1 percent. d. 14.8 percent. Clicker Question 17 – Answer If 21 percent of the unemployed find jobs and 0.9 percent of the employed lose their jobs, the natural rate of unemployment will be a. 3.1 percent. b. 3.5 percent. c. 4.1 percent. d. 14.8 percent. Clicker Question 18 You want to deposit $625 in a savings account. If you choose bank A, your balance will be $756 in two years (bank A pays interest annually). However, you know that banks B and C also offer savings accounts: bank B pays an annual interest of 9 percent, while bank C pays an annual interest of 10 percent. Assuming you plan to keep your money in the bank for two years, which bank should you choose? Round to one decimal place. a. I am indifferent to bank A and bank B. b. I am indifferent to bank B and bank C. c. I am indifferent to bank A and bank C. d. I am indifferent to bank A, bank B, and bank C. Clicker Question 18 – Answer You want to deposit $625 in a savings account. If you choose bank A, your balance will be $756 in two years (bank A pays interest annually). However, you know that banks B and C also offer savings accounts: bank B pays an annual interest of 9 percent, while bank C pays an annual interest of 10 percent. Assuming you plan to keep your money in the bank for two years, which bank should you choose? Round to one decimal place. a. I am indifferent to bank A and bank B. b. I am indifferent to bank B and bank C. c. I am indifferent to bank A and bank C. d. I am indifferent to bank A, bank B, and bank C. Clicker Question 19 The rise in income inequality in the United States after 1980 is associated with a. higher taxes for low-income people. b. lower taxes for high-income people. c. capital income. d. salaries and business income. Clicker Question 19 – Answer The rise in income inequality in the United States after 1980 is associated with a. higher taxes for low-income people. b. lower taxes for high-income people. c. capital income. d. salaries and business income. Clicker Question 20 Globalization helps explain some of the rising wage inequality in America. a. true b. false Clicker Question 20 – Answer Globalization helps explain some of the rising wage inequality in America. a. true b. false Clicker Question 21 The linotte rente is a perpetual bond released by the French government in 1789. It promises to pay 1000 livres a year until the death of the very last descendant (essentially, a bond that pays out forever). Assuming that 1000 livres is worth $1.00, and the discount rate is 3%, what is the PDV of this "forever" bond? a. b. c. d. 0 infinity $33.33 $1.00 Clicker Question 21 – Answer The linotte rente is a perpetual bond released by the French government in 1789. It promises to pay 1000 livres a year until the death of the very last descendant (essentially, a bond that pays out forever). Assuming that 1000 livres is worth $1.00, and the discount rate is 3%, what is the pdv of this "forever" bond? a. b. c. d. 0 infinity $33.33 $1.00