THE LIVED EXPERIENCE OF SMALL BUSINESS OWNERS IN
BARANGAY CALUMPANG GENERAL SANTOS CITY ON MANAGING
CASH FLOW
A Qualitative Research
_______________________________________________
By:
Chris Lawrence D. Segura
Alyssa Donaldo
John Christosper Nuez
Kassanda Bianca T. Yusores
Francis Mark A. Lavanancia
Frances Canonigo
Arcel Jean T. Alibade
Genino Reyes
Grade 11 ABM TAN
SENIOR HIGH SCHOOL DEPARTMENT
GENERAL
SANTOS
CITY
NATIONAL
HIGHSCHOOL
Calumpang,General Santos City
May 2023
THE LIVED EXPERIENCE OF SMALL BUSINESS OWNERS IN BARANGAY
CALUMPANG
GENERAL SANTO CITY ON
CASH FLOW MANAGEMENT
_________________________________
A Research Paper
Presented to
Ms.Pearl Joy L. Jakar
_________________________
In Partial Fulfillment of the Requirements
For Practical Research 1
__________________
By:
Chris Lawrence D. Segura
Alyssa Donaldo
John Christosper Nuez
Kassanda Bianca T. Yusores
Francis Mark A. Lavanancia
Frances Canonigo
Arcel Jean T. Alibade
Genino Reyes
Grade 11 ABM TAN
SENIOR HIGH SCHOOL DEPARTMENT
GENERAL
SANTOS
CITY
NATIONAL
HIGHSCHOOL
Calumpang,General Santos City
2023
CHAPTER I
INTRODUCTION
Background of the Study
Cash flow managament is an important aspect of running a successful business,
espcially for small business owners who often have limited resources. In Barangay
Calumpang General Santos City,small business play a significant role in the local economy.
However,these businesses face unique cahllenges in managing their cash flow due to
various factor such as limited financial literacy and lack of acess to finanical resources.
Cash flow management is a significant challenge that small business owners face
globally. Many small business struggle to maintain a positive cash flow due to factors such
as late payments from customers,unexpected expenses and difficulty accesing credit. In
additiom, the COVID-19 pandemic has further exacerbated cash flow problems for smal
business, with many experiencing reduced revenue and increased expeses. According to
a study by the small Business Administration,82% of small businesses fail due to cash flow
problems.he lack of financial literacy and access to finanical resources can also contribute
to cash flow issues for small business owners.
Cash flow management in a business is an important thing that enteprenuers
entrepreneurs must know. A simple mistake can lead to bankruptcy and it does not only
effect the business but also affect the nation.One of its impacts in the Philippines is
inflation.It is the rising of market price in any product/service offer. As the researcher said,
mismanaging money in a business cam cause bankruptcy.Bankruptcy can force business
owners to increase their product/service prices which can lead the country to infaltion.
Cash flow management of small businesses greatly affect General Santos City.The
city is known for being the one supplier of tuna in the Philippines. And if fishing companies
failed to manage the finanical matter it will affect not only the area of Barangay
Calumpang.But if the company sucessfully manage the business cash flow, it would not
just only bring scuess to the company but also in General Santos City.
Therefore, it is essential to undestand the factors that contribute to cash flow
management problems among small businesses in Barangay Calumpang, as this
knowledge can inform global effort to support small business owners in managing their
finances effectively, By conductingn a study on cash flow management, The Researchers
and Participants will be able to determine how small bsuiness owners handle the flow of
cash.Cash flow management is also important considering that it helps organizations
accurately predict how much money will be available to use in the future.
Grand tour Question
The researchers wants to find out how small business owners maintain successfully
the flow of money of their businesses.
Specifically this reasearch aims to anser these question:
1.How is the experinece of small business owners in Barangay Calumpang General Santos
City on cash flow management?
Scope and Limitations
This study will focus on the live experience of small business owners in Barangay
Calumpang, General Santos City, specifically on cash flow management. The study will
explore how small business owners in the barangay manage their cash flow on a daily,
weekly, and monthly basis. The study will also examine the challenges that small business
owners face when managing their cash flow and the strategies they use to overcome these
challenges. The study will cover small businesses in different industries such as retail, food
and beverage, and services.
This study has several limitations that should be considered when interpreting the
findings. Firstly, the study will only focus on small business owners in Barangay Calumpang,
General Santos City, and the findings may not be generalizable to other barangays or cities.
Secondly, the study will rely on self-reported data from small business owners, which may
be subject to bias or errors. Thirdly, the study will only focus on cash flow management and
will not cover other aspects of financial management such as accounting, taxation, and
budgeting. Finally, the study will only cover small businesses and may not be applicable to
larger businesses or corporations.
The purpose of this survey is to learn about their actual cash flow experiences in
their small enterprises.
The goal of this study is to learn about how participants dealt with managing cash
flow in their small enterprises.
The participants of this study is those small business owners, In its 2019 List of
Establishments, the Philippine Statistics Authority (PSA) recorded 1,000,506 business
enterprises operating in the country. Of these, 99.5% (995,745) are MSMEs.
The main purpose of this research is to inform action, to prove a theory, and
contribute to developing knowledge in this file/study. A tool
for building knowledge and facilitating learning. Means to understand various issues and
increase public awareness. An aid to business success.
Where will i conduct our research in this article, we will look ay four different date
collection – techniques, observation, questionair, interviews and fucos group discussion –
and evaluate their sustainability under different circumstances.
Benefits and Beneficiaries
This study would be a great help to the following:
Small business owners: The direct recipients to the output of this research are the
small business owners. This study will guide the small business owners on how to
manage their cash flows.
Customers: The research benefits the customers of the small business owners. This
study will help them know the lived experiences on cash flow management by small
business owners.
Researchers: This study would allow them to fulfill researchers requirments in the field
of practical reseach. It might allow the researchers to have informations about the lived
experiences on cash flow management of the small business owners.
Future Researchers: In the near future, researchers will make use of the results of the
researchers present study, It will allow them to gain a sufficient knowledge from the
researchers present study about the lived experience of small business owners and to
know how to manage cash flow.
Definition of Terms and Concepts
For the clarity and better understanding of the terms used in this Study, the
following concepts were defined.
Cash Flow Management: It is the process of organizing, monitoring, and regulating
the flow of money into and out of a company is known as cash flow management. It
entails anticipating future cash requirements, making sure there are enough resources on
hand to satisfy these demands, and managing any extra cash in a way that optimizes its
worth.
Small Business Owners: It is a person who establishes, plans, and runs a business
with a lot of initiative (and frequently while taking a lot of risk) is referred to as an
entrepreneur or a small business owner.