What is the Pag-IBIG Loyalty Card? The Pag-IBIG Loyalty Card is a rewards and discount card that is exclusively for Pag-IBIG Fund members. Cardholders can enjoy exclusive rewards and discounts of up to 50% at more than 350 partner merchants and establishments such as Puregold, Bo’s Coffee, David’s Salon, McDonald’s, Petron, Shakey’s, Air21, Human Nature, Vision Express, Papa John’s, and many more. The Pag-IBIG Loyalty Card can also be used as a cash card where members can conveniently receive the proceeds of their multi-purpose loans, Pag-IBIG MP2 dividends, and other Pag-IBIG benefits. Cardholders no longer have to wait for their checks to clear and the proceeds of their loans and dividends can be withdrawn at BancNet ATMs. Aside from being a discount card and ATM cash card, the Pag-IBIG Loyalty Card is also considered as a valid ID. Members can use the card as a secondary ID in various private and public transactions. Furthermore, the Pag-IBIG Loyalty Card can be used to create and activate a Virtual PagIBIG account without the need to visit the Pag-IBIG office for account activation. Here is a comparison table showing the similarities and differences between the original Pag-IBIG Loyalty Card and the newer Pag-IBIG Loyalty Card Plus issued in partnership with UnionBank and AUB. Pag-IBIG Loyalty Card Plus Features and Benefits Your Pag-IBIG Loyalty Card Plus comes with a host of features and benefits: Avail of exclusive discounts and rewards at 350+ partner merchants and establishments all over the Philippines. Receive proceeds from Pag-IBIG short-term loans, Pag-IBIG MP2 dividends and other benefits. Withdraw money at any UnionBank, AUB or BancNet ATM worldwide. Swipe at over 200,000 point-of-sale (POS) terminals nationwide. Make cashless payments online and in stores. Enjoy zero maintaining balance, initial deposit and monthly fees. Deposit money to your prepaid or savings account courtesy of UnionBank or AUB. Earn interest from your UnionBank savings account. Experience 24/7 online banking by linking your Pag-IBIG Loyalty Card Plus to your bank’s mobile app. Create and activate a Virtual Pag-IBIG account using your card. Present the card as a valid secondary ID for both private and public transactions. Pag-IBIG Loyalty Card Requirements and Eligibility Before you proceed with your application, make sure that you meet the eligibility criteria and requirements for owning a Pag-IBIG Loyalty Card. You may apply for a Pag-IBIG Loyalty Card as long as you meet the following criteria: You must have a Pag-IBIG Membership ID (MID) number. You must be an active Pag-IBIG member or MP2 retiree member under Circular No. 407 who opted for an annual dividend payout. Valid ID email address and mobile number. If you meet the aforementioned eligibility criteria, you can apply for a Pag-IBIG Loyalty Card by providing the following requirements: Duly accomplished Loyalty Card Plus application form (HQP-PFF-108) that you can download here or from the Pag-IBIG website. Valid ID acceptable to the Pag-IBIG Fund (1 original and 1 photocopy). ₱125 application fee. How to Apply for a Pag-IBIG Loyalty Card (2023 Updated Guide) Step 1: Fill Out the Pag-IBIG Loyalty Card Plus Application Form The next step is to fill out the Loyalty Card Plus application form. Follow these instructions in accomplishing the application form: Fill out the application form in one (1) copy only. Write all entries in BLOCK or CAPITAL LETTERS only. Fields marked with an asterisk (*) are required. Write N/A if the information is not applicable. Don’t forget to write your 12-digit Pag-IBIG Membership ID (MID) number and the issuing partner bank (e.g. UnionBank, AUB) on the upper-right portion of the form. Step 2: Submit Application Form and Valid ID to Pag-IBIG After accomplishing the LCP application form, go to the nearest Pag-IBIG branch and submit it together with your valid ID. Pag-IBIG branches are open from 8:00 AM to 5:00 PM, Mondays to Fridays (except holidays). The following is a list of valid IDs that are accepted by the Pag-IBIG Fund: Passport Philippine National ID (PhilID) Unified Multi-Purpose ID (UMID) Government Service Insurance System (GSIS) e-Card Social Security System (SSS) Card Driver’s License Professional Regulation Commission (PRC) ID National Bureau of Investigation (NBI) Clearance Police Clearance Postal ID Voter’s ID Barangay Certification, Barangay ID or similar documents bearing a picture of the member Senior Citizen Card Integrated Bar of the Philippines (IBP) ID Overseas Workers Welfare Administration (OWWA) ID Overseas Filipino Worker ID Seaman’s Book or Seafarer’s Identification and Record Book (SIRB) Alien Certification of Registration or Immigrant Certificate of Registration Government Office and GOCC ID (e.g. AFP ID, Pag-IBIG Fund Loyalty Card) Certification from the National Council for the Welfare of Disabled Persons (NCWDP) Department of Social Welfare and Development (DSWD) Certification Company ID issued by private entities or institutions registered with, supervised or regulated by the BSP, SEC or IC Step 3: Pay the Card Application Fee Next, pay the ₱125 application fee to the bank representative. Take note that you should only pay the fee to the bank personnel assigned to the Loyalty Card Plus kiosk at the Pag-IBIG branch. Step 4: Have Your Picture and Fingerprints Taken The Pag-IBIG Loyalty Card Plus representative will take your picture, scan your fingerprints, and ask you to sign on the digital tablet. The representative will then request you to validate your information as shown on the computer monitor and will proceed with the onsite card personalization. Step 5: Claim Your Pag-IBIG Loyalty Card In less than an hour, you can claim your brand-new Pag-IBIG Loyalty Card Plus. You will receive your card along with the PIN mailer from the bank representative. Pag-IBIG Loyalty Card Pag-IBIG Loyalty Card Plus (AUB) Pag-IBIG Loyalty Card Plus (UnionBank) Purpose Membership card only Membership card with ATM prepaid account Membership card with ATM savings account Card Expiration No expiry 10 years 8 years ATM Withdrawals N/A Yes (BancNet ATMs) Yes (BancNet ATMs) With EMV Chip None Yes Yes Maintaining Balance N/A None None Initial Deposit N/A None None Monthly Fee N/A None None Application Fee ₱125 ₱125 ₱125 With Mobile App N/A Yes (Hello Pag-IBIG) Yes (UnionBank Online) Quick Summary on How to Apply for a Pag-IBIG Loyalty Card 1. Fill out the Pag-IBIG Loyalty Card Plus application form (HQP-PFF-108) that you can download here or from the Pag-IBIG website. You can also request the form at the Pag-IBIG branch. 2. Visit the nearest Pag-IBIG branch and submit the duly-accomplished LCP application form and a valid ID (1 photocopy and 1 original). 3. Pay the ₱125 application fee to the bank representative. 4. The Pag-IBIG representative will take your picture, scan your fingerprints, and ask you to sign on the digital tablet. 5. The Pag-IBIG representative will request you to validate your information as shown on the computer monitor and will then proceed with the onsite card personalization. 6. Receive the Pag-IBIG Loyalty Card Plus together with the PIN mailer from the bank representative.
