Number of E-Money Periods 2015 2016 Instrument 34,314,795 51,204,580 2017 2018 90,003,848 167,205,578 2019 2020 292,299,320 432,281,380 2021 2020 December January February March A pril 432,281,380 442,612,567 456,736,475 470,811,351 483,354,024 Notes : With the issuance of Bank Indonesia Regulation Number 11/12/PBI/2009 on Electronic Money, on April 13, 2009, electronic money regulation is detached from card-cased payment instrument regulation. Electronic money regulation consist of requirements and procedures for licensing, guideline of electronic money’s activity, oversight and sanction, also enhancement of technology security May 498,202,416 June 511,254,525 July 495,280,424 A ugust 513,968,693 September 530,664,510 October 544,192,781 November December 558,959,664 575,323,419