Opening
Teacher : Assalamualaikum wr. wb
Student : Waalaikumsalam wr.wb
Teacher : Good morning everyone, how are you today?
Student : Sounds good ma’am
Teacher : Alhamdulillah, if it is good, hopefully our learning today will be launched and made
easy. So before the lesson begins, let's pray first. To the lead of class.. Daffa please lead the
prayer.
Daffa : Ok, thank you ma’am , all of you friends, before we start learning it would be nice to
pray first. Prayer begins. Done.
Teacher : Thank you Daffa for leading the prayer, is there anyone who is not present today,
Daffa?
Daffa : Alhamdulillah, all of student are present
. Teacher : Alhamdulillah, if all of you are present, it means that you are in good health. Okay,
let's just start learning today. Previously, I wanted to ask, does anyone remember what we
learned last week?
Jamal : The market, ma’am
Teacher : yes, Jamal, last week we learned about the market. Is there anyone here who still
remembers the meaning of the market?
Dita : I am ma’am
Teacher : Yes, Dita, please
Dita : The market is a meeting place between sellers and buyers of goods or services
Teacher : It is true what Dita said, the market is a place where sellers and buyers of goods or
services meet. Now, the market itself is not limited to having a real physical form, friends, but
online markets such as marketplaces are still categorized as markets even though sellers and
buyers meet online. So far understandable?
Student : Understood ma’am
Inti
Teacher : Good if it has been understood, now I will move on to the next material. Anyone know
what we will learn about?
Anggi : Financial Services Institutions
Teacher : That's right Anggi, today we will learn about Financial Services Institutions. Try
Anggi explain what is a Financial Services Institution?
Anggi : eehh.. an institution related to financial problems, ma’am.
Teacher : Yes, Anggi is the answer, now for more details, I will share the screen the power point
*sharescreen PPT*
Teacher: Well, we saw earlier that financial service institutions are an agency or service provider
organizations related to finance, and these institutions have also been officially regulated by the
government through financial regulations. Now before I continue does anyone have any
questions?
…
Teacher: Well, maybe no one wants to ask yet, you already understand about the material, now
last week I have divided the group for the meeting now and have asked you to discuss the
material that I have shared. Now, I want to ask a representative of group 1 to explain. Who is the
representative of group 1?
Jamal : Jamal ma’am
Teacher : Ok Jamal, because group 1 got the material on the central bank. Please explain what is
a Central Bank.
Jamal : Thank u ma’am, the Central Bank is an agency in charge of monetary policy in the
territory of the country. The central bank is also tasked with maintaining currency stability,
banking sector stability, and the financial system as a whole.
Teacher: Well, Jamal, thank you for the explanation, yes, the central bank are the agency
responsible for monetary policy in the territory of the State, and in Indonesia itself the Central
Bank is Bank Indonesia. Alright, then I invite the representatives of group 2 to explain about
Commercial Banks.
Fariq : Ok, thank you, I am the representative of group 2 who will explain about Commercial
Banks. Commercial bank is a bank that carries out business activities conventionally and or
based on sharia principles, which in its activities provides services in payment traffic.
Teacher : Ok, thank you for the explanation regarding commercial banks, so here is someone
who wants to mention examples of commercial banks in Indonesia?
Vero : I want ma’am
Teacher : Please vero
Vero : examples that I know of are BRI, BNI, Bank Mandiri, and also BTN
Teacher : That's right vero, now examples like BRI, BNI, Mandiri, BTN are also very familiar in
around us. Now, let's move on to the last group, namely group 3 who received BPR material.
Please go to the representatives of group 3.
Tiara : Ok ma’am, thank you for the opportunity. So… BPR is an abbreviation of Rural Bank
which is a bank financial institution that carries out business activities conventionally or based
on sharia principles which in its activities does not provide services in payment traffic.
Teacher : Alright Tiara, thank you for the explanation. now before, are there any student who
doesn't understand? Is there anything to ask?
Risma : I want to ask Ma’am
Teacher : Yes, Risma, please
Risma : What is the difference between Commercial Bank and BPR? Because when viewed from
the meaning, it looks the same
Teacher: Good question, previously from group 3, does anyone want to answer first?
Febi : I want to try to answer Ma’am
Teacher : Yes, please
Febi : The general difference is in terms of its activities, BPR’s are not allowed to carry out
foreign exchange activities while commercial banks are allowed.
Teacher: The right answer, thank you, Febi, for the answer. So, I will complete it, besides being
not allowed to carry out foreign exchange (foreign exchange) activities, BPR’s are also not
allowed to serve check/giro services and may only operate in 1 province, so in terms of scope, it
is smaller. How can risma be understood?
Risma : Ok ma’am it can be understood. Thank you ma’am and febi for the explanation
Closing
Teacher : Well, because time is running out, I will just close the presentation of the results of the
group discussion. Thank you to the children who participated in the group discussion. Now
before I close the lesson, does anyone want to conclude our lesson for today?
Daffa ; I want Ma’am
Teacher : oke please daffa
Daffa : Ok ma'am, so today we are learning about the definition of a financial service institution
which is an agency or organization that provides services related to finance. Then we learn the
types, namely bank and non-bank financial service institutions.
Teacher: Very good, the conclusion is very good, thank you. Here, I will conclude that our lesson
today is about Financial Services Institutions, which is an agency or organization that provides
services related to finance. Then we discuss its functions, namely to provide financial
information, facilitate product exchange, and create and provide liquidity. Now, because this
lesson has been completed, for the next meeting we will still discuss Financial Services
Institutions but will focus more on non-bank financial services institutions. And don't forget,
before I closed, I gave a quiz to you via Google Classroom, so please check Google Classroom,
the deadline is today at 5 PM. Don't forget to do it. Good enough for today and thank you to
those who have participated, both asking and answering or explaining, for the next meeting I
want you all to be more active in participating in learning, both asking and answering. Ok,
madam, end today's meeting, thank you, wassalamualaikum wr.wb
Student : Waalaikumsalam wr.wb