What is mobile credit card processing & how does it work? Mobile credit card processing is a term that describes the process of using your smartphone or other mobile device to accept payments from customers. This involves using either an app on your phone, or connecting a card swiping device to your phone in order to accept payment directly through your mobile device. The popularity of mobile credit card processing has grown significantly over the last several years, as smartphones and other mobile devices such as tablets have become much more common. This allows business owners to accept credit card payments any time, anywhere by simply having their customers whip out their phones or other mobile devices and make payments. In order for this process to work correctly, you must be using the services of a credit card processor that offers mobile credit card processing. These processors will provide you with the necessary software or apps to run on your phone, and will also process the payments for you so that they show up in your account. It's important to note that not all credit card processors offer mobile processing services, so it's something you'll need to research before selecting a provider. In addition, there are usually fees associated with mobile credit card processing, so you'll need to take that into consideration as well. Overall, mobile credit card processing is a very convenient way to accept payments from customers, and can be a great option for businesses of all sizes.