What is mobile credit card processing & how does it work? Mobile credit card processing allows businesses to accept credit card payments using a mobile device, such as a smartphone or tablet. This can be done either by swiping the customer's card through a card reader that is attached to the mobile device, or by manually entering the credit card information into the device. Mobile credit card processing is convenient for businesses that do not have a physical location, or that conduct business outside of traditional store hours. There are a few different ways that businesses can use mobile credit card processing. The first is through a dedicated mobile credit card processing service, such as Square or PayPal. These services provide businesses with a mobile app that they can use to accept credit card payments on the go, and usually come with a small card reader that can be attached to a smartphone or tablet. The other option is to use a mobile credit card processing app from your merchant services provider or bank. While there are some possible disadvantages to using mobile credit card processing, such as potential security concerns and higher transaction fees than traditional credit card transaction processing, the increasing popularity of mobile devices means that this method of payment is likely to become even more common in the near future. If you are looking for a convenient way to accept credit card payments on the go, or if your business operates outside of typical store hours, then mobile credit card processing might be right for you.