Your Client Fulfillment Baseline SNAPSHOT The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: cF-0020 Detemining "where are we now.3" in client fulfillment "If you don't do your homework, you won't make your free throws." - Larry Bird, professional basketball player Evaluating your client futfillrnent process is key to understanding and addressing what your customers care most about. Client fulfillment, in addition to the actual design of your product or service, consists of three main processes: L - a - - - COST J m The baseline for your production, delivery,- and customer service prooesses is the quantified status of the process as it exists now. Tfa& and R.vw Key m r s r Your baseline is your starting point for planning and for measuring improvement. Let's see where Evaluation of your processes and establishing their ba~elines are both described in terms of the key indlcators that describe their inputs, their outputs and thdu costs. A Business Development Publication of E-Myth Worldwide Putting the Pieces Together Santa Rosa, California, USA This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Page 1 Your Client Fulfillment Baseline Determining "where are we now ? " in client jidjillment "If you don't do your homework, you won't make your free throws." - Larry Bird, professional basketball player In Your Customer's Eyes, Client Fulfillment Is the Heart of Your Business While all of the Seven Centers of Management Attention (leadership, marketing, money, management, lead generation, lead conversion, and client fulfillment) are important and deserve your attention, client fulfillment is what your customers care most about. It's the one that gives them what they want from you - the one they're paying their money for. It's the ultimate proof that you did what you promised to do. For your customers, nothing about your business is as important as client fulfillment. It's what will put you ahead of your competition and allow you and your business to thrive. So client fulfillment deserves special attention because it's the only sure way into the hearts and minds of your customers. Customers don't really care if your financial systems are in place, if your leadership is inspired, if your lead generation is attracting just the right people, or what style of management your key people practice. What they do care about is whether you manage to consistently provide them with a quality product that meets their needs, whether you're able to get that product into their hands quickly, reliably, and at an attrac.live price, and whether your customer service processes are he lpl'u l and efficient. That's what they care most about, and if you want to keep them as customers, that's what you need to care about! Your Baseline Tells You Where You Are and Lets You Measure Progress The key question, then, is how do you establish the very best possible client fulfillment process for your business, or more accurately, for your customers? You're going to do this by looking at the three major processes that make up client fulfillment (production, delivery, and customer service) and evaluating the input, output and costs for each of those processes, which will enable you to clearly and specifically document your current performance level - your baseline. Why do you need a baseline? If you don't know where you are now, it's rather difficult to figure out where you're going! You This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 2 care very much where you're going, and a baseline - by telling you exactly where you are right now - will provide the point of reference from which you can set goals and measure your progress. By documenting your current baseline and tracking changes over time, you're going to have a clear sense of how effective your improvements to those processes have been. That's what this business development process, your Client Fulfillment Baseline, is all about - evaluating the major components of your client fulfillment process and establishing the baseline from which you'll set goals and measure your progress. What, Exactly, Is Client Fulfillment? First things first. What is the client fulfillment process? Client fulfillment consists of the product itself plus three major processes - production, delivery, and customer service - the combined result of which is to put your product or service into the hands of satisfied customers. You dealt with your product in the previous booklet (Your Product Strategy and Design), and now you'll focus on the three major processes of client fulfillment. Production: is what it takes to make your product or service a reality. It starts where product design leaves off. In other words, once you've identified the product or service you want to offer for sale and have specified its particular attributes - what will make your product different and better than anyone else's - production is how you actually create, make, or acquire that product or service so you can sell it. What does production look like in your business? If you have more than one dissimilar product or service, you probably have more than one production process. The kinds of things you do in This document is conlidential and proprietary to E-Myth Worldwide and cannot be used. disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 3 production and the number of steps there are from beginning to end vary widely from one type of business to the next. But every business has at least one production process. Look at your organization chart and your business system listing (from Your Business Systems Strategy, Module 4, MG-0010). Identify those systems that are part of your production process. Where does the production process begin and where does it end? It begins at the point where your product is no longer an idea, but begins to take some tangible form. And it ends when you have a complete product or service ready for sale or delivery to your customer. If you're in the retail grocery business, your production process might include identification of vendors, purchasing, and receiving. The production process for a company manufacturing kits for children's toys might incorporate testing, purchasing, assembly, quality control, and packaging . For a carpet cleaning business, production might involve recruiting, providing necessary training, purchasing or leasing equipment, buying cleaning supplies, and of course the actual cleaning process itself. Delivery: is getting your product or service from your business to your customers. It begins where your production process leaves off. Delivery always has the element of transportation. During your production process, you took raw materials and added value to those materials with the end result being your actual product or service. Delivery transfers the value of that product or service to your customer. It's helpful to think of delivery options in the same terms we discussed in Module 2 - Your Trading Area. Essentially, there is inbound delivery and there are two kinds of outbound delivery: Inbound: For an inbound business, your customers become an active partner in the "delivery" of your product or service. Even though they come to your location, you still accomplish delivery to them. For inbound businesses (e.g. grocery store, amusement park, restaurant, department store, gas station, airline, barber shop, dentist), the focus is less on the physical transfer of a product or service, and more on the experience of the transfer itself. Outbound: With outbound delivery, the physical transfer of value to the customer is more prominent, but the experience should still not be ignored. There are two types of outbound delivery: This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpuMished wok protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 4 In-business production. You create a product or service at your location and transport it to your customers (pizza delivery, mail order businesses, manufacturers of all kinds, newspapers, magazines, door-to-door sales business.) The toy kit manufacturer might deliver his product by way of mail, shipping (air, rail or sea). On-site production: You go to the customer's location to create your product or provide your service (carpet cleaners, inhome nursing care, janitorial service, electricians, contractors, management consultants, etc.). Many companies use several forms of delivery. For instance a furniture store will usually allow you to take your purchase with you like an inbound business, but may also provide outbound delivery services with their own trucks and crew or through third parties such as Federal Express or local trucking companies. Customer service: is what you can and do provide over and above the minimum requirements the customer expects as honest value for his money. Customer service is what causes your customers to perceive your product or service in a better light. The customer is not paying for these "extras," and they are not "necessary" in order to acquire or use your product or service. A good rule of thumb is that if it's not an inherent element of your product or service, it's probably customer service. It can be difficult to define what falls into this category because there are so many possibilities. Opportunities for customer service can happen whenever any part of your business interacts with a current or potential customer. Customer service might include any of the following types of service: attitude, assistance, information and advice, training, maintenance, and creditlfinancial arrangements. The grocer might offer recipe cards to spotlight seasonal produce, trim meat to customers' individual specifications, carry groceries to customers' vehicles, or feature a nutritionist offering menu suggestions for selected food items. The toy manufacturer might provide a toll-free number to help with assembly problems, in-house demonstrations of the full capabilities of the finished toys, or an insert which suggests games and activities for those children ultimately receiving the toys. The carpet cleaner might provide handouts on dealing with stains, offer suggestions for protecting carpets in the future, or perhaps offer a free "carpet life analysis." This document is confidential and proprietary to €-Myth Worldwide and cannot b e used. disclosed or duplicated without the prior wriiien consent of E-Mfl Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. Your Client Fulfillment Baseline The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Page 5 Establishing the Baseline for Your Production, Delivery and Customer service Processes Let's have a step by step look at how you establish your baseline. 1 Evaluation is done without looking at the internal workings of the process itself, but rather at its inputs, outputs, INPUT: Output from other processes plus the resources used in the process, including: Space and Facilities Materials OUTPUT: What is produced by the process: COSTS: The costs directly attributable to the process Total direct cost Inputs, outputs, and costs must be described in detail and quantified in terms of their key indicators: QUANTITY Identify the process. You'll begin identifying the elements of your three main client fulfillment processes (production, delivery and customer service) by listing the beginning point, the ending point and, perhaps, some of the key components within each process. The place to start is the systems diagram and systems development plan from Your Business Systems Strategy (Module 4, MG-00 10). The individual systems that collectively make your product or service a reality are your production process. In the same manner, identify your delivery process - the systems that are needed to put your product or service into your customer's hands. Finally, identify your customer service process, which consists of the systems you have in place to add additional value to your product or service above what's promised. Use Process Identification worksheets to keep track. Remember, for baseline purposes, you won't be looking at the individual systems within the production, delivery, and customer service processes, but at the way each process operates as a whole. 2 Describe the process inputs. Identify the main resources needed for this process to function, and describe them in terms of their key system indicators. If it's labor intensive, INTANGIBLES how many man-hours are required? If it's a function of facilities, how much space, tools or system evaluation process. equipment are needed to ensure that the process can do its job? If the process relies on raw materials, what sort of supplies need to be available and in what quantities? If the process is data driven, what sort of information is needed? You may want to refresh your memory about "resources" and the role they play in designing business systems. (See Module 4: MG-0090 Systems Design and Documentation.) Use Process Baseline worksheets This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Mylh Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 6 (make copies of the one in the Worksheets section) to track your work in this step and the next two. ldentify the Process I ldentify Inputs I ldentify Output I Estimate Costs I Select Key lndicators I Establish and Document Baseline I Track and Review Key lndicators 3 Describe the process outputs. Identify the result, by-products, and waste products produced by the process in terms of its key indicators. Output is the final result of the process you're evaluating. Think about why this process was put into place and what importance it has in the overall client fulfillment process. Be sure to identify any by-products (wanted or unwanted) that result from this process. 4 Estimate process costs. What costs can be directly tracked to this specific process? Remember not to include general or overhead costs in your calculations. Do your best to collect cost information that is compatible with your accounting system. Get the precise accounting information if you can, estimate if you can't. 5 Select key indicators. Your job here is to identify a small number of revealing indicators, those that will give you the ability to monitor the process objectively. Key indicators may include such measures as total cost, cost per unit of output, numberslamounts of key resources (like headcount, man-hours, amounts of supplies or raw materials) and output measures (such as units produced or delivered, customers served, etc.) - any indicators that let you take the pulse of the important parts of the process and, which taken as a whole, allow you to monitor it. As part of your criteria for selecting key indicators, consider the impact on your customers, the impact on your business, and the overall effectiveness of the process. Use the Key Indicators worksheet to record and track your choices. 6 Establish and document your baseline. Using the key indicators you selected, establish where your level of performance is at this particular time. Be sure to record not only the final result (dollars, time, inputloutput ratios, units delivered~consumed,etc.) but also your rationale and any assumptions you made in your calculations. This baseline will be the key to understanding your current performance level and to evaluating the effectiveness of changes or improvements you put into place. You'll have the objective data to see and quantify improvements and you'll know precisely where to get the "best bang for your buck!" 7 Track key indicators and review periodically. Assign a responsible individual the accountability for tracking your future progress against these baselines. Make it a part of your This document is confidential and proprietary to €-Myth Worldwide and cannol be used, disclosed or duplicated without the prior written consent of €-Myth Worldwide. This Is an unpublished work prolected by federal copyright laws and no unauthorized copying, adaptatlon, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 7 periodic review of key strategic indicators to track your client fulfillment processes quarterly, or in some regular time frame which is consistent with your business. Example: SweetTooth, Inc. Let's see the evaluation process in action by looking at how it worked for the client fulfillment processes of SweetTooth, Inc., makers of hand-dipped chocolates. The owner, Betty Rappel, began by working through each step of the system evaluation process. We've simplified SweetTooth's actual process to make the example clearer. 1 Identify the process. To begin, Betty took an "overview" look at her three main client fulfillment processes (production, delivery, and customer service) by filling out a Process Identification worksheet for each of them. (All of her worksheets are shown at the end of this section. As you read them, you'll be able to see how her reasoning progressed as she worked through each step.) Betty wanted to make sure that she was seeing each of the three processes in a clearly defined way, and that she was "assigning" her various, individual sub-systems to their "right" client fulfillment process. She wasn't going to look at each one of those subsystems in detail yet, but she wanted all her production activities included in production, all delivery activities in delivery, and ditto for customer service. She had a few systems that were difficult to pinpoint and that required some thought in order to classify into one process or another. For instance, she provides a "Certificate of Purity" with each box of chocolates. Is the certificate part of her production process or is it a customer service? Because it's packed inside each box, she decided it's part of production. Now that Betty has clearly identified the parameters of the three processes, she's ready to pick any one of them, complete the rest of the benchmarks for that one, and then do the same for the other two processes. (We'll discuss them collectively.) Describe the process inputs. With her systems identified, Betty next listed the major resources needed for each of these processes to function. She focused on the "big ticket" items, those that had the greatest overall impact on the process she was examining (the largest quantities, the most expensive elements, those that contributed most to the taste, the machinery that contributed most to the process, staffing, etc.). She worked through 2 This document Is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior wrinen consent of E-Myth Worldwide. This is an unpublished work protected by lederel copyright laws end no unauthorized copying, adaptation, distribution or display is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 8 each phase of her production, delivery, and customer service processes to identify needed inputs using key indicator data to objectively describe them. She recorded her findings on Process Baseline worksheet. Describe the process output. Betty examined each process to identify its primary end result (expected outcome), any byproducts (wanted or unwanted) that were produced, and any waste that was a function of each process. She also recorded these on the Process Baseline worksheets. 3 4 Estimate process costs. Betty found that in some areas (production for example) it was relatively easy to determine her costs. She had requisitions and invoices that told her exactly how much she had spent on materials, equipment, and floor space; and she knew the salaries of those employees who were employed in the production area. In other areas (customer service), the nonspecific nature of the process made it very difficult to pin down exact costs. In those cases, she used what data was available and came up with estimates for the costs she felt were reasonably representative of the actual amounts involved. 5 Select key indicators. At this point, Betty had quite a list of inputs, outputs, and costs associated with each client fulfillment process. And with it came a sense of accomplishment and clarity beyond what she had expected at the outset. But she was not done yet. Next, Betty examined the information she'd collected, carefully looking at the costs and other items of significance. "Which pieces of information will be the most useful in telling me whether or not my process is doing what it's supposed to?'Looking at the data from this perspective, Betty found the items, or indicators, that would allow her to assess the ongoing effectiveness of her client fulfillment processes. These same indicators will point her in the most fruitful directions for making improvements where they will have the most substantial impact. At the end of her assessment, Betty selected those key indicators for each of the three client fulfillment processes. These would serve as her guideposts to success. Establish and document a baseline for key indicators. Betty pinpointed the current levels of performance for the key indicators she had selected and recorded those baselines on the Key Indicators worksheet. 6 Track key indicators and review periodically. Betty was surprised that she had been able to document so many specifics about her client fulfillment processes, and she acknowl- 7 This document is confidential and proprietary to E-Myth Worldwide and cannot be used. disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work pmtected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is perrnltted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 9 edged that it was vital to the future of her business to use those baselines as a foundation for future improvements. She assigned her production manager the task of periodically tracking the production process against its baseline; her delivery supervisor was charged with keeping track of progress for the delivery baseline. Betty decided to personally track her customer service baseline. All three managers understood that their job was to not only sustain current levels in high performing areas, but also to measure progress in areas where improvements were indicated. This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. Your Client Fulfillment Baseline The ~ - ~ yMastery th Program Module 5: Foundations of E-Myth Money Management Business Development Process: CF-0020 Page 10 Example: SweetTooth, Inc. PRODUCTION PROCESS BASELINE WORKSHEETS ***\tmmN-ia-m%-m { Process Baseline Worksheet YOUR PRODUCTION PROCESS INPUTS: Fresh raw materials (perishables, wrappers, boxes), staff, equipment, floor space, recipes My production process, the way I make the idea of my product or service a reality, is: (write one or two sen- tences) receive orders, purchase ingredients, mix chocolate, tion costs = $75,600. Unit cost dip fruits and shape individual pieces, wrap them in individual foil wrappers, and assemble in I l b . assortments, along with special QUANTITY INPUT Candy (l-lb box) lngredlents ($19.958 per month) orders. The production process begins with: identification of vendors and purchase of ingredients and packaging materials. Suppl~es Staff I3 QUALITY 84% Grade A 11%= Grade B 5%= Grade C Standard #43(a) wraps =Grade 2 wax paper Production pay- Need average D~pplng.shaplng of 4 days to 8 wrapplng tram new em- employees are ployee In proce- galnlng we~ghti dures roll $27,775/m E and ends with: funy assembled assortment boxes ready for Equ~pment,Maintenance average = $208/m sh~pmentand dellvery INTANGIBLES Fresh ~ngredlents' cost var~ableby season Floor space1436sqf i devoted to D ~ O ~ U C tion Recipes 7 unique mixture THE BEST1 ? g and the key steps in between are: Receiving materials, storage of materials, mixing chocolate recipes, dipping and shap- OUTPUT l - l b Assoriment touallty rejection (apx. 24 indlvid- rate at 4 9% (88 ual pieces) boxedmo) ing fruits and nuts, hand wrapping each piece, assembling various assortment boxes, quality inspection and testing, mainte- t nance and cleaning, preparing cartons for shipment. per month W~VN ) ~ er,e m S t cariondmo (2 4% return rate) . r n~ m 3 rrS.r*me ~ m ,rriia** w-wh 1 r i * r n m t ~ + v ~ * - t * s - r ~ - i * ~ ws*Wlt*r*a-u w rw a~t.' ~hu. r Key Indicators Worksheet Process PRODUCTION - - Date April 199X f - - 1 m r day --- - Cost of perishable ingredients: Price per carton Previous Period current Period m- IOMS t * * m ~ ~ 3 *an* U' 180 per day $11.08 -- --- Total ingredient cost per month $19,958 - I Baseline - - Inventory availability for ingredients: days of inventory on hand at standard production rate 2.73 days avg. - Accuracy of assembly (number of boxes rejected per day by quality inspection for inaccuratelfaulty mix) 88 boxeslmo 4.9% I I This document is confldential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated wlthout the prlor written consent of E-Myth Worldwlde. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distributionor display is permitted. Z Your Client Fulfillment Baseline The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Page 11 Example: SweetTooth, Inc. DELIVERY PROCESS BASELINE WORKSHEETS Process Baseline Worksheet Process Identification Worksheet , YOUR DELIVERY PROCESS My delivery process, the way my product or service passes from me to my customers, is: (write one or two sentences) by several methods I have an on-site sales outlet . ! I also s h ~ pto spec~altyand department stores throughout a w ~ d e area I am lust b e g ~ n n ~ nagcatalog sales operation that will requlre m a ~ l ~ nand g commerc~alcarrler The delivery process begins with: Rece~ptof fully pack- aged cartons from product~on,~ n c l u d ~ ncompleted g pack~ngs l ~ p s and ~nspectloncharts For In-house sales, the dellvery process begins w ~ t hd~rectrequests for pleces from the ~n-housesales coord~nator and ends with: rec~eptby our customers (or d~str~butors) of derations in selection of shipper our assortments and the key steps in between are: prioritizing shipments, preparing shipping labels, deciding on mode of transportation. arranging pickup. For in-house sales: transporting items from production floor to sales outlet and restocking as needed throughout day. Mail UPS 2000 boxedmo 3500 boxedrno IN-HOUSE SALES OUTLET Average 18 boxes & 75 assorted lnd~v~dual pieces per day ' 4 mail runs a day 1 Randomthrough] out day, h~gher volume dur~ng hollday seasons 1 Process DELIVERY of distributors Spoilage during delivery cycle (chocolate melting, fresh ingredients over-ripe) - - - - -- 1 30 boxeslmo 1.7% -- Average cost of delivery (per carton) via UPS via mail percent of total deliveries lost during shipment This document is confidential and proprietary to E-Myth Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Myth Worldwide. This is an unpublished work protected by federal copyright laws and no unauthorized copying, adaptation, distribution or display is permitted. The ~ - ~ yMastery t h Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 12 Example: SweetTooth, Inc. CUSTOMER SEVICE PROCESS BASELINE WORKSHEETS YOUR CUSTOMER SERVICE PROCESS The customer services I provide to my customers include: unique holiday and special-occasion wrapping and ingredients, hand-printed messages for gift, made-to-order adjustments sewices = $540 per assortments, options on seasonal fruits exotic nuts I identify new customer service opportunities by: including customer surveys in selected assortment boxes, having a suggestion box to encourage ideas from my employees. My employees practice good customer service by: ged from this sys- ( 1 ) freely offering their opinions for making me aware of comments they receive from suppliers and clients (good or bad!); (2) responding to complaints within 24 hours of receipt; (3) moneyback guarantee if customer is dissatisfied for any reason. f produc- may not be worth additional ex- ' Cost of custom wrapping per box Customer complaints received per month Average time to resolve customer complaints -- - - This document is confidential and proprietary to E-Mylh Worldwide and cannot be used, disclosed or duplicated without the prior written consent of E-Mylh Worldwide. Thls is an unpublished work protected by federal copyright laws and no unauthorizedcopying, adaptation, distribution or dlsplay is permitted. The E-Myth Mastery Program Module 5: Foundations of E-Myth Client Fulfillment Business Development Process: CF-0020 Your Client Fulfillment Baseline Page 13 Customers: Love 'em or They'll Leave You! Client fulfillment is not an easy task. Customers can be fickle and they're not always going to tell you when and why they're unhappy. It's up to you to do the groundwork to determine how well you're meeting and hopefully exceeding their expectations. You can't afford the luxury of not providing exactly what your customers want, need or expect. To quote noted magician Henning Nelms "Any relationship between what you want to present to the paying public and what they want to see is purely coincidental." Your business is no magic act. Evaluating your client fulfillment process tells you if what your customers want and what you consistently deliver are one and the same! This document Is confidential end proprietary to E-Mylh Worldwide and cannot be used, disclosed or duplicated wlthout the prior written consent of E.Mylh Woddwide. Th~sis an unpublished wolk protected by federal copyright laws end no unauthorized copying, adaptation, distribution or dlsplay is permked.