gq;Nfw;ghsu; ifNaL ைல ஜி ட ைபனா கி லி டரசி சிய லி டரசி Ntiytha;g;Gj; jpwd;fs kw;Wk; njhopy;KidAk; jpwd;fs; tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; t.vzÊ ghfq;fs; kw;Wk; gpupTfs i tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gf;fk; vzÊ gq;Nfw;ghsu; ifNaL ii tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk lgHkkxh iqfLrdk 1. Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpupT 1.1 – jdpg;gl;l gyq;fs; kwÊWkÊ kjpg;G mikg;Gfs; gpupT 1.2 – b[pl;ly; fy;tpawpT: njhFg;Giu gpupT 1.3 – gz tp~aq;fs gpupT 1.4 – Ntiytha;g;G kwÊWkÊ Ra-Ntiytha;g;gpw;fhf jahuhFjy; gpupT 1.5 – njhopy; Kiditij Gupe;Jnfhs;jy; gpupT 1.6 – njhopy; KidNthuhFtjw;F jahuhFjy; 2 2 gq;Nfw;ghsu; ifNaL fw;wypd; Kf;fpakhd tpisTfs; ,e;jg; gpuptpd; ,Wjpapy;, cq;fshy; nra;af;$baitfs;: 1. Rfhjhuj;jpd; mu;j;jj;ij tpsf;Fjy; 2. nghJthd Rfhjhug; gpur;rpidfisg; gl;baypLjy; 3. nghJthd Rfhjhug; gpur;rpidfisj; jLg;gjw;fhd Fwpg;Gfis tpthjpj;jy; 4. Rfhjhutpaypd; mu;j;jj;ij tpsf;Fjy; 5. ];tr; ghuj; mgpahd;apd; Nehf;fj;ij tpthjpj;jy; 6. gof;fj;jpd; mu;j;jj;ij tpsf;Fjy; 7. ghJfhg;ghd gzp #oiy mig;gjw;fhd topfs; Fwpj;J tpthjpj;jy; 8. gzpashuf ; shy; gpdg ; ww ; Ntzb ; a Kff ; pakhd ghJfhgG ; goff ; qf ; s; gww ; p tpthjpjj ; y; 9. Ra-gFg;gha;tpd; Kf;fpaj;Jtj;ij tpsf;Fjy; 10. kh];nyht;tpd; gbepiy Njitfspd; cjtpAld; Cf;fj;ijg; gw;wp tpthjpj;jy; 11. rhjid Cf;fj;jpd; mu;j;jj;ij tpsf;Fjy; 12. rhjid Cf;fj;Jld; ,Uf;Fk; njhopy;KidNthupd; gz;Gfisg; gl;baypLjy; 13. cq;fSf;F Cf;fkspf;Fk; gy;NtW fhuzpfisg; gl;baypLjy; 14. Ra-gFg;gha;tpy; mZFKiwapd; gq;if tpthjpj;jy; 15. rhjfkhd mZFKiwia vg;gb guhkupg;gJ Fwpj;J tpthjpj;jy; 16. cq;fSila gyq;fs; kw;Wk; gytPdq;fisg; gl;baypLjy; 17. Neu;ikahd egu;fspd; jd;ikfis tpthjpj;jy; 18. njhopy;KidNthu;fspy; Neu;ikapd; Kf;fpaj;Jtk; Fwpj;J tpsf;Fjy; 19. cWjpahd gzp newpKiwfspd; $Wfs; Fwpj;J tpthjpj;jy; 20. rpwe;j gzp newpKiwfis vg;gb Ngzp tsu;f;f Ntz;Lk; Fwpj;J tpthjpj;jy; 21. kpfTk; Mf;fj;jpwDld; ,Uf;Fk; egu;fspd; jd;ikfisg; gl;baypLjy; 22. mjpfg;gbahf GJikahd tpraq;fisr; nra;Ak; gl;baypLjy; 23. Neu Nkyhz;ikapd; ed;ikfs; Fwpj;J tpthjpj;jy; 24. jpwikahf Neuj;ij epu;tfpf;Fk; Nkyhsu;fspd; gz;Gfisg; gl;baypLjy 25. jpw k;kpF NeuNkyhz;ik cj;jp; Fwpj;J tptupj;jy; 26. Nfhgj;jpd; fl;Lg;ghl;bd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 27. Nfhgj;jpd; fl;Lg;ghL cj;jpfs; Fwpj;J tp tupj;jy; 28. Nfhgj;jpd; fl;Lg;ghl;bw;fhd Fwpg;Gfs; gw;wp tpthjpj;jy; 29. kd mOj;jj;jpw;fhd fhuzq;fs; gw;wp tpthjpj;jy; 30. kd mOj;jj;jpw;fhd mwpFwpfis tpthjpj;jy; 31. kd mOj;jj;jpd; fl;Lg;ghl;bw;fhd Fwpg;Gfis tpthjpj;jy; 32. fzpdpapd; mbg;gil gFjpfis milahsk; fhZjy; 33. tpirg;gyifapd; mbg;gil gFjpfis milahsk; fhZjy; 34. fzpdp Jiwf;fhd Fwpg;gpl;l mbg;gil nrhw;fis epidT$u;jy; 35. mbg;gilahd fzpdp tpirfspd; nray;ghl;il epidT$u;jy; 2 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk egu;fspd; Fzeyd;fisg; Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 36. MgP];- , d; Kf;fpakhd gad;ghLfs; gw;wp tpthjpj;jy; 37. ikf;Nuhrhg;l; mTl;Yf;- ,d; ed;ikfs; gw;wp tpthjpj;jy; 38. ,-fhkhu;];- ,d; gy;NtW tiffs; gw;wp tpthjpj;jy 39. rpy;yiw tpw;gidahsu;fs; kw;Wk; thbf;ifahsu;fSf;fhf ,-fhkhu;]; -,d; ed;ikfisg; gl;baypLjy;; 40. ,e;jpahtpy; ,-fhku;] ,;w;F Cf;fkspf;f b[pl;ly; ,e;jpah gpur;rhuk; vg;gb cjTk; vd;gJ gw;wp tpthjpj;jy; 41. ,-fhku;]; jsj;jpy; ePq;fs; vg;gb jahupg;G my;yJ Nritia tpw;gid nra;tPu;fs; vd;gJ Fwpj;J tpsf;Fjy; 42. gzk; Nrkpg;gjpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 43. gzk; Nrkpg;gjpd; ed;ikfis tpthjpj;jy; 44. gy;NtW tifahd tq;fp fzf;Ffs; Fwpj;J tpthjpj;jy; 45. tq;fp fzf;F jpwf;Fk; nray;Kiw gw;wp tpsf;Fjy; 46. gzk; Nrkpg;gjpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 47. KjyPL nra;tjw;fhd tpUg;gj;Nju; Tfspd; Kf;fpa tiffis tpsf;Fjy; 48. gy;NtW tifahd fhg; gPL;fis tpsf;Fjy; 49. gy;NtW tifahd tupfis tpsf;Fjy; 50. Md;iyd; tq;fpapd; gad;ghLfis tpthjpj;jy; 51. kpd;dZ epjp gupkhw;wq;fspd; Kf;fpakhd tiffis tpthjpj;jy; 52. Neu;fhzYf; F jahu; nra;tjw;fhd topKiwfis tpthjpj;jy; 53. jpwk;gl jw;Fwpg;G cUthf;Ftjw;fhd topKiwfis tpthjpj;jy; 54. kpfTk; mjpfkhf Nfl;fg;gLk; Neu;fhzy; Nfs;tpfis tpthjpj;jy; 55. kpfTk; mjpfkhf Nflf ; gg ; Lk; Neuf ; hzy; Nfst ; pfSfF ; gjpyspgg ; J FwpjJ ; tpthjpjj ; y; 56. mbg;gil gzpapl nrhy;ypay; Fwpj;J tpthjpj;jy; 57. njhopy;KidAk; fUj;jhf;fk; Fwpj;J tpthjpj;jy; 58. njhopy;Kidtjpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 59. njhopy;KidNthupd; gz;Gfis tpsf;Fjy; 60. gy;NtW tifahd epWtdq;fs; gw;wp tpsf;Fjy' 61. Jpwikahd jiytUf;fhd gz;Gfisg; gl;baypLjy; 62. jpwikahd jiyikj;Jtjpd; ed;ikfis tpthjpj;jy; 63. jpwikahd FOtpd; jd;ikfisg; gl;lbaypLjy; 64. jpwk;gl ftdk; nrYj;Jtjpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 65. vg;gb jpwk;gl ftdk; nrYj;j Ntz;Lk; vd;W tpthjpj;jy; 66. jpwk;gl NgRtjpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 67. jpwk;gl vg;gb Ngr Ntz;Lk; vd;W tpthjpj;jy; 68. Gpur;rpidfSf;F vg;gb jPu;T fhz Ntz;Lk; vd;W tpthjpj;jy; 69. Kf;fpakhd gpur;rpidfSf;F jPu;T fhZk; gz;Gfisg; gl;baypLjy; 70. gpur;rpidfSf;F jPu;T fhZk; jpwd;fis kjpg;gpLtjw;fhd topfis tpthjpj;jy; 71. Ngr;Rthu;j;ijapd; Kf;fpaj;Jtj;ij tpthjpj;jy; 3 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 72. vg;gb Ngr;Rthu;j;ij elj;j Ntz;Lk; vd;W tpthjpj;jy; 73. Gjpa tzpf tha;g;Gfis vg;gb milahsk; fhz Ntz;Lk; vd;W tpthjpj;jy; 74. cq;fs; tzpfj;jpw;Fs;Ns tzpf tha;g;Gfis vg;gb milahsk; fhz Ntz;Lk; vd;W tpthjpj;jy; 75. njhopy;KidNthupd; mu;j;jj;ij tpsf;Fjy 76. gy;NtW tifahd njhopy;KidNthu; Fwpj;J tpthjpj;jy; 77. njhopy;KidNthupd; gz;Gfisg; gl;baypLjy; 78. njhopy;KidNthupd; ntw;wp fijfis epidT$u;jy; 79. njhopy;KidAk; nray;Kiwia tpthjpj;jy; 80. njhopy;KidNthu; Rw;W#oy; mikg;G gw;wp tpthjpj;jy; 81. Nkf; ,d; ,e;jpah gpur;rhuj;jpd; Nehf;fj;ij tpthjpj;jy; 82. njhopyKidNthiu Cf;Ftpg;gjw;fhd Kf;fpakhd jpl;lq;fs; Fwpj;J tpthjpj;jy; 83. njhopy;KidNthUf;Fk;; mgha j;ij; vjpu;nfhs; s;Sk; czu;Tf;Fk; ,ilapyhd njhlu;G Fwpj;J tpthjpj;jy; 84. njhopy;KidNthUf;Fk; rkhspf;Fk; jpwDf;Fk cs;s njhlu;G Fwpj;J tpthjpj;jy; 85. rkhspf;Fk; jpwd;; ,Uf;Fk; njhopy;KidNthupd; gz;Gfis tpthjpj;jy; 86. Njhy;tpia vg;gb rkhspg;gJ vd;W tpthjpj;jy; 87. re;ij Ma;T vg;gb Nkw;nfhs;sg;gLfpwJ vd;W tpthjpj;jy 88. khu;f;nfl;bq;fpd; 4 Ps-fis tpthjpj;jy; ; 89. fUj;J cUthf;fj;jpd; Kf;fpaj;Jtj;ij tpthjpj;jy; 90. tzpfj;jpd; mbg;gil nrhy;ypaiy epidT$u;jy; 91. CRM mtrpak; Fwpj;J tpthjpj;jy; 92. CRM-,d; ed;ikfs; Fwpj;J tpthjpj;jy; 93. nel;nthu;f;fpq;fpd; mtrpak; Fwpj;J tpthjpj;jy; 94. nel;nthu;f;fpq;fpd; ed;ikfs; Fwpj;J tpthjpj;jy; 95. ,yf;Ffs; mikg;gjpd; Kf;fpaj;Jtk; gw;wp tpthjpj;jy; 96. FWfpa-fhy,kjj ; pa-fhy kwW ; k; ez P l ; -fhy ,yfF ; f SfF ; ,ilNa tpjj ; pahrgg ; LjJ ; jy; 97. tzpf jpl;lk; vg;gb vOj Ntz;Lk; vd;W tpthjpj;jy; 98. epjp jpl;lkpLtjw;fhd nray;Kiwia tpsf;Fjy; 99. eP; q;fs; vjpu;nfhs;Sk; mghaj;ij vg;gb epu;tfpg;gJ vd;gjw;fhd topfis tpthjpj;jy; 100. tq;fp epjpf;fhf tpz;zg;gpf;Fk; nray;Kiwfs; kw;Wk; topKiwfis tpthjpj;jy; 101. cq;fs; epWtdj;ij vg;gb epu;tfpf;f Ntz;Lk; vd;W tpthjpj;jy 102. epWtdj;ij njhlq;Ftjw;F Kd;du; xt;nthU njhopy;KidNthUk; Nfl;f Ntz;ba Kf;fpakhd Nfs;tpfisg; gl;baypLjy; 4 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpuptpd; 1.1. jdpg;gl;l gyq;fs; kwÊWkÊ kjpg;G mikg;Gfs; gpuptpd; Fwpf;Nfhs;fs; ,e;jg; gpuptpd; ,Wjpapy;> cq;fshy; gpd;tUgitfisr; nra;a KbAk;: 1. cly;eyj;jpd; mu;j;jj;ij tpsf;Fjy;; 2. nghJthd cly;eyg;; gpur;rpidfisg; gl;baypLjy; 3. nghJthd cly;eyg;; gpur;rpidfisj; jLg;gjw;fhd Fwpg;Gfis tpthjpj;jy; 4. Rfhjhutpaypd; mu;j;jj;ij tpsf;Fjy; 5. ];tr; ghuj; mgpahd;apd; Nehf;fj;ij tpthjpj;jy; 6. gof;fj;jpd; mu;j;jj;ij tpsf;Fjy; 7. ghJfhg;ghd gzp #oiy m ik g;gjw;fhd topfs; Fwpj;J tpthjpj;jy; 8. gzpashuf ; s; gpdg ; ww ; Ntzb ; a Kff ; pakhd ghJfhgG ; goff ; qf ; s; FwpjJ ; tpthjpjj ; y;; 9. Ra-gFg;gha;tpd; Kf;fpaj;Jtj;ij tpsf;Fjy; 10. rpwe;j gzp newpKiwfis vg;gb Ngzp tsu;f;f Ntz;Lk; vd;gJ Fwpj;J tpthjpj;jy; 11. rhjid Cf;fj;jpd; mu;j;jj;ij tpsf;Fjy; 12. rhjid Cf;fj;Jld; ,Uf;Fk; njhopy;KidNthupd; gz;Gfisg; gl;baypLjy; 13. cq;fSf;F Cf;fkspf;Fk; gy;NtW fhuzpfisg; gl;baypLjy; 14. Ra-gFg;gha;tpy; mZFKiwapd; gq;if tpthjpj;jy; 15. rhjfkhd mZFKiwia vg;gb guhkupg;gJ Fwpj;J tpthjpj;jy; 16. cq;fSila gyq;fs; kw;Wk; gytPdq;fisg; gl;baypLjy; 17. Neu;ikahd egu;fspd; gz;G fis tpthjpj;jy; 18. njhopy;KidNthu;fspy; Neu;ikapd; Kf;fpaj;Jtk; Fwpj;J tpsf;Fjy; 19. cWjpahd gzp newpKiwfspd; $Wfs; Fwpj;J tpthjpj;jy; 20. rpwe;j gzp newpKiwfis vg;gb Ngzp tsu;f;f Ntz;Lk; Fwpj;J tpthjpj;jy; 21. kpfTk; Mf;fj;jpwDld; ,Uf;Fk; egu;fspd; gz;G fisg; gl;baypLjy; 22. mjpfg;gbahf GJikahd tpraq;fisr; nra;Ak; egu;fspd; Fzeyd;fisg; gl;baypLjy; 23. Neu Nkyhz;ikapd; ed;ikfs; Fwpj;J tpthjpj;jy; 24. jpwikahf Neuj;ij epu;tfpf;Fk; Nkyhsu;fspd; gz;Gfisg; gl;baypLjy 25. jpwikahd Neu Nkyhz;ikcj;jp ; Fwpj;J tpthjpj;jy; 26. Nfhg; fl;Lg;ghl;bd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 27. Nfhg fl;Lg;ghL cj;jpfs; Fwpj;J tpthjpj;jy; 28. Nfhg; fl;Lg;ghl;bw;fhd Fwpg;Gfs; gw;wp tpthjpj;jy; 29. kd mOj;jj;jpw;fhd fhuzq;fs; gw;wp tpthjpj;jy; 30. kd mOj;jj;jpw;fhd mwpFwpfis tpthjpj;jy; 31. kd mOj;j; fl;Lg;ghl;bw;fhd Fwpg;Gfis tpthjpj;jy; 5 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 1.1.1 Rfhjhuk;, gof;fq;fs;, Rfhjhutpay;: Rfhjhuk; vd;why; vd;d cyf Rfhjhu mikg;gpd; (WHO) gb, Rfhjhuk; vd;gJ 'KOikahd cly;, kdk;, kw;Wk; r%f eyDld; ,Uf;Fk; epiy, ntWk; Neha; my;yJ cly; gytPdq;fs; ,y;yhky; ,Ug;gJ my;y." mjhtJ Rfhjhuj;Jld; ,Ug;gJ vd;gJ Rfhjhukpd;ik ,y;yhky; ,Ug;gJ kl;Lky;yhky; - czu;TG+u;tkhf ePq;fs; mikjpahf kw;Wk; clYWjpahf czu;tJ vd;W mu;j;jk;. cjhuzkhf, rsp my;yJ ,Uky; Nghd;w cly; Neha;fs; vJTk; ,y;yhky; ,Ug;gjpdhy; ePq;fs; MNuhf;fpakhf ,Uf;fpwPu;fs; vd;W nrhy;y KbahJ. ePq;fs; mikjpahf, Xa;thf kw;Wk; kfpo;r;rpahf czu;fpwPu;fsh vd;gJ gw;wp rpe;jpf;f Ntz;Lk;. nghJthd Rfhjhu gpur;rpidfs; rpy nghJthd Rfhjhu gpur;rpidfs;: Ÿ xt;thikfs; Ÿ M];Jkh Ÿ rUk NfhshWfs; Ÿ kdmOj;jk; kw;Wk; ftiy Ÿ ePupopT Ÿ ,Uky;, rsp, njhz;il Gz; Ÿ Jhq;Ftjpy; rpukk; Ÿ cly; gUkd; Rfhjhu gpur;rpidfisj; jLg;gjw;fhd Fwpg;Gfs; Neha; my;yJ tpahjpfis Fzg;gLj;Jtij tpl vg;NghJNk Rfhjhu kpd;ikia jLg;gjw;fhd eltbf;iffs; vLg;gJ rpwe;jJ. ePq;fs; ,tw;iwg; gpd;gw;Wtjd;; %yk; MNuhf;fpakhf ,Uf;fyhk;: Ÿ goq;fs;,fha;fwpfs; kw;Wk; nfhl;ilfs; Nghd;w MNuhf;fpakhd czTfis rhg;gpLjy; Ÿ MNuhf;fpakw;w kw;Wk; ru;f;fiu Nru;f;fg;gl;l czTfis Fiwj;jy; Ÿ jpdKk; NghJkhd msT jz;zPu; Fbj;jy; Ÿ Gifg;gpbf;fhky; my;yJ kJ mUe;jhky; ,Ug;gJ Ÿ thuj;jpy; 4-5 Kiwfs, ehisf;F Fiwe;jgl;rk; 30 epkplq;fs; clw;gapw;rp nra;jy; Ÿ Njitg;gLk; NghJ jLg;G+rpfs; vLj;Jf;nfhs;jy; Ÿ Nahfh gapw;rpfs; kw;Wk; jpahdk; eilKiwg;gLj;Jjy; ePq;fs; ,e;j Rfhjhu juepiyfspy; vj;jid gpd;gw;WfpwPu;fs;? cq;fSf;F nghUj;jkhdij bf; nra;aTk; 1. jpdKk; ,uT Fiwe;jgl;rk; 7-8 kzp Neuk; Jhq;fTk;. 2. fhiyapy; kw;Wk; ,utpy; gLf;iff;F Nghtjw;FKd; Kjypy; <nkapy; rupghu;g;gij jtpu;f;fTk; 3. czTfis jtw tpl Ntz;lhk; - rupahd czT Neuq;fspy; tof;fkhf czT rhg;gplTk;. 4. xt;nthU ehSk; rpwpjsT gbf;fTk;. 5. Ntz;lhj czTfs; rhg;gpLtij tpl tPl;by; rikj;j czTfis rhg;gplTk;. 6 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 6. cl;fhUtij tpl mjpf mstpy; epw;fTk; 7. Kjypy; fhiyapy; xU fpsh]; jz;zPu; Fbf;fTk; NkYk; ehs; KOtJk; Fiwe;jgl;rk; 8 fpsh]; jz;zPu; Fbf;fTk;. 8. kUj;Jtu; kw;Wk; gy; kUj;Jtuplk; tof;fkhd gupNrhjidfSf;fhf nry;yTk;. 9. thuj;jpy; Fiwe;jgl;rk; 5 ehl;fSf;F 30 epkplq;fs; clw;gapw;rp nra;aTk;. 10. fhw;Whl;lg;gl;l ghdq;fis mjpf mstpy; cl;nfhs;tij jtpu;f;fTk;. Rfhjhutpay; vd;why; vd;d cyf Rfhjhu mikg;gpd;(WHO) gb, “Rfhjhutpay; vd;gJ Rfhjhuj;ijg; guhkupf;f kw;Wk; Neha;fs; guTtij jLf;f cjTk; epiyfs; kw;Wk; eilKiwfisf; Fwpf;fpwJ.” NtW thu;j;ijfspy;,Rfhjhutpay; vd;why; cq;fshy; Kbe;jij nra;J; cq;fSila Rw;Wg;Gwj;ij Rj;jkhf itg;gjd; %yk; fpUkpfs; kw;Wk; Neha;fs; guTtjw;fhd tha;g;Gfis Fiwg;gPu;fs;. . cjhuzkhf,cq;fs; tPl;bd;; rikayiwia vLj;Jf;nfhs;Sq;fs; ey;y Rfhjhutpay; vd; g J rikayiw vg; N ghJNk Rj; j khf Neu; j ; j pahf ,Ug; g ij cWjp nra;jy;,czTfis; ePf;fp,ghj;jpuq;fis; fOTjy;; kw;Wk;; Fg;igf;$ilfs; Fg;igfshy; epuk;gp topahky; ,Ug;gJ. ,tw;iw nra;tJ vypfs; my;yJ fug;ghd; Nghd;w G+r;rpfis <u;g;gjw;fhd tha;g;Gfis Fiwf;Fk;,kw;Wk; Neha; guTtjw;F fhuzkhf ,Uf;Fk; G+Q;ir kw;Wk; kw;w ghf;Bupah tsu;r;rpiaj; jLf;Fk;. ePq;fs; ,e;j Rfhjhu juepiyfspy; vj;jid gpd;gw;WfpwPu;fs;? cq;fSf;F nghUj;jkhdij bf; nra;aTk; 1. jpdKk; Nrhg;gpdhy; Fspj;jy; my;yJ \tu; nra;J nfhs;Sjy; - thuj;jpy; 2-3 Kiw; \hk;Gthy; cq;fspd; jiyKbia fOTjy; 2. jpdKk; Rj;jkhd Gjpa cs;shilfis mzpe;J nfhs;Sjy; 3. fhiyapy; kw;Wk; gLf;f Nghtjw;F Kd; cq;fspd; gw;fis Jyf;Fjy; 4. cq;fs; tpuy; kw;Wk; fhy; efq;fis mbf;fb ntl;Ljy;; 5. foptiw gad;gLj;jpa gpd;du; cq;fs; iffis Nrhg;gpdhy; fOTjy; 6. cq;fSf;F mjpfk; tpau;j;jhy; cq;fs; mf;Fs; ; Ju;ehw;wj;ij ePf;f bNahlud;l; gad;gLj;Jjy; 7. rikg;gjw;F my;yJ rhg;gpLtjw;F Kd;du; cq;fs; iffis Nrhg;gpdhy; fOTjy; 8. cq;fSf;F Neha; ,Uf;Fk; NghJ tPl;by; ,Ug;gJ.,jdhy; cq;fSf;F ,Ug;gJ kw;wtu;fSf;F guthJ. 9. mOf;fhd Jzpfis kPz;Lk; mzpe;J nfhs;tjw;F Kd; mtw;iw 10. ,UKk;NghNjh Jk;Kk;NghNjh b\;A+/cq;fs; iffshy; cq;fs; %f;if kiwj;jy; xt;nthU bf; nra;j mwpf;iffSf;Fk; cq;fSf;F ePq;fNs 1 ghapd;l; nfhLg;gjpd; %yk;, ePq;fs; vt;tsT Rfhjhuj;Jld; ,Uf;fpwPu;fs; vd;gijg; ghu;f;fTk;! gpd;du; cq;fs; kjpg;ngz; vd;d Fwpf;fpwJ vd;gijg; ghu;f;fTk;. cq;fs; kjpg;ngz; 0-7/20: cWjpahf eyj;Jld; ,Ug;gjw;F ePq;fs; ,d;Dk; mjpfk; fbdkhf ciof;f Ntz;Lk;! jpdKk; ey;y gof;fq;fis eilKiwg;gLj;jp ePq;fs; vt;tsT eykhf czUfpwPu;fs; vd;gijg; ghu;f;fTk;! 7-14/20: guthapy;iy, Mdhy; Nkk;gLj;Jtjw;fhd tha;g;G cs;sJ! cq;fs; jpdrup tof;fj;jpy; ,d;Dk; rpy ey;y gof;fq;fis Nru;f;f Kaw;rpf;fTk;. 7 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 14-20/20: rpwe;j gzp! NkYk; ew;gzpia njhluTk;! cq;fs; cly; kw;Wk; kdk; cq;fSf;F ed;wp njuptpf;fpwJ! ];tr; ghuj; mgpahd; Rfhjhutpay; kw;Wk; Rfhjhu eilKiwfis ekf;fhfg; gpd;gw;Wtjpd; Kf;fpaj;Jtk; Fwpj;J ehk; Vw;fdNt tpthjpj;Njhk;. Mdhy;,Rfhjhukhf Rj;jkhf ,Ug;gJ kl;Lk; NghJkhdJ my;y. ehk; ,e;j juepiyia ek;Kila tPLfs;,ek;Kila mUfpy; ,Uf;Fk; Rw;Wg;Gwq;fs; ; nkhj;jkhf ehl;bw;Fk; ePl;bf;f Ntz;Lk;. '];tr; ghuj; mgpahd;' (Rj;jkhd ,e;jpah Nehf;fk;) gpujk ke;jpup = eNue;jpu Nkhb mtu;fshy; 2 mf;Nlhgu; 20141 md;W njhlq;fg;gl;lJ, ,ij rupahf nra;tjpy; ek;gpf;ifAld; ,Uf;fpwhu;. ,e;jg; gzpapd; Nehf;fk; ,e;jpahtpd; rhiyfs; kw;Wk; njUf;fisr; Rj;jk; nra;jy; NkYk; Jha;ikia midj;J epiyfspYk; Nkk;gLj;JtJ. jw;NghJ ,e;jg; gzp ehL KOtJk; 4,041 efuq;fs; kw;Wk; lTd;fis cs;slf;FfpwJ. Rj;jkhd ,e;jpahtpw;fhf kpy;ypad; fzf;fhd kf;fs; cWjpnkhop vLj;Jf;nfhz;Ls;sdu;. ePq;fSk; cWjpnkhop vLj;Jf;nfhs;s Ntz;Lk;,ek;Kila ehl;il Rj;jkhf itg;gjw;F midj;J rhj;jpakhd tp\aq;fisAk; nra;a Ntz;Lk;! gof;fq;fs; vd;why; vd;d gof;fk; vd;gJ mbf;fb kPz;Lk; nra;ag;gLk; elj;ijahFk;. ek; midtUf;Fk; ey;y gof;fq;fs; kw;Wk; nfl;l gof;fq;fs; cs;sd. [hd; biuld; mtu;fspd; nrhw;fis kdjpy; itj;Jf;nfhs;sTk;: “ehk; Kjypy; ek;Kila gof;fq;fis cUthf;FNthk; gpd;du; ek;Kila gof;fq;fs; ek;ik cUthf;Fk;.”mjdhy;jhd; ey;y gof;fq;fis tho;f;ifapd; topKiwahf;FtJk;, tpopg;Gzu;Tld;; nfl;l gof;fq;fis; eilKiwg;gLj;Jtijj; jtpu;g;gJk; Kf;fpakhdJ;. cq;fs; jpdrup tof;fj;jpd; gFjpah;f Ntz;ba rpy ey;y gof;fq;fs;: Ÿ vg;NghJNk Mf;fg;G+u;tkhd mZFKiwAld; ,Ug;gJ Ÿ clw;gapw;rp nra;tij cq;fs; jpdrup tof;fkhf khw;WtJ; Ÿ Cf;fkspf;Fk; vOr;rpA+l;Lk; fijfisg; gbg;gJ Ÿ rpupg;gJ! Kbe;j tiuapy; mbf;fb rpupf;f gof;fg;gLj;jp nfhs;jy; Ÿ FLk;gk; kw;Wk; ez;gu;fSf;fhf Neuk; xJf;Fjy; Ÿ gLf;iff;F rPf;fpuk; nry;tJ kw;Wk; mjpfhiyapy; vOe;jpUg;gJ cldbahf ePq;fs; iftpl Ntz;ba rpy nfl;l gof;fq;fs;: Ÿ fhiy czit jtpu;g;gJ Ÿ cq;fSf;F grpapy;yhj NghJ $l ];ehf;]; rhg;gpLjy; Ÿ nfhOg;G kw;Wk; ru;f;fiu rhu;e;j czTfis mjpf mstpy; rhg;gpLjy; Ÿ Gifg;gpbj;jy;, kJ mUe;Jjy; kw;Wk; Nghij kUe;J vLj;Jf;nfhs;jy; Ÿ cq;fshy; Kbe;j msit tpl mjpf mstpy; gzk; nryT nra;jy; Ÿ Njitaw;w gpur;rpidfs; Fwpj;J ftiyg;gLjy; Ÿ jhkjkhf Jhq;fp jhkjkhf vOe;jpUg;gJ 1- https://swachhbharat.mygov.in/ 8 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Fwpg;Gfs; Ÿ jpdKk; Rfhjhukhd kw;Wk; Rfhjhutpay; eilKiwfisg; gpd;gw;Wjy; kduPjpahf cly;uPjpahf eykhf ,Ug;gij ePq;fs; czu;tPu;fs; Ÿ Rfhjhutpay; vd;gJ Rfhjhuj;jpd; %d;wpy; ,uz;L gq;F – vdNt ey;y Rfhjhutpay; ,J ePq;fs; cWjpahf MNuhf;fpakhf ,Ug;gjw;F cjTk;! 1.1.2 ghJfhg;G: ghJfhg;ghd gzpaplj;ij tbtikg;gjw;fhd Fwpg;Gfs; xt;nthU gzpaku;j;JdUk; mjpf mstpy; rhj;jpakhd tiuapy; ghJfhg;G newpKiwfs; mtUila gzpaplj;jpy; gpd;gw;wg;gLtij cWjp nra;tjw;F flikg;gl;bUf;fpwhu;fs;. tzpfj;ij mikf;Fk; NghJ, cupikahsu;fs; ,tw;wpy; ftdk; nrYj;j Ntz;Lk;: Ÿ FdptJ kw;Wk; jpUk;Gtij jtpu;g;gjw;F gzpr;#oy; uPjpahf tbtikf;fg;gl;l kur;rhkhd;fs; kw;Wk; cgfuzq;fisg; gad;gLj;jTk;. Ÿ fdufkhd nghUl;fis Jhf;FtJ my;yJ vLj;Jr;nry;tij jtpu;g;gjw;F ,ae;jpu rhjd cjtpfs; toq;fTk Ÿ mghafukhd gzpfSf;fhf ghJfhg;G cgfuzq;fis itj;Jf;nfhs;sTk; Ÿ mtrufhyj;jpy; ntspNaWtjw;fhd topfs; mikf;fTk;. NkYk; ,it; vspjpy; mZFk; gbahf ,Ug;gij cWjp nra;aTk; Ÿ Rfhjhu tpjpfs; mikf;fTk; NkYk;,it nray;gLj;jg;gLtij cWjpnra;aTk; Ÿ gzpaplj;ij Rw;wp tof;fkhd ghJfhg;G Ma;Tfspd; eilKiwfisg; gpd;gw;wTk; Ÿ tof;fkhd fl;bl Ma;Tfs; elj;jg;gLtij cWjp nra;aTk; Ÿ gzpaplj;jpw;fhd ghJfhg;gpy; epGzu;fspd; MNyhridiag; ngw;W mijg; gpd;gw;wTk; Ngr;Rthuj;ijf;Fl;glhj gzpahsu; ghJfhg;G gof;fq;fs; xt;nthU gzpaku;j;JdUk; mjpf mstpy; rhj;jpakhd tiuapy; ghJfhg;G newpKiwfs; mtUila gzpaplj;jpy; gpd;gw;wg;gLtij cWjp nra;tjw;F flikg;gl;bUf;fpwhu;fs;. tzpfj;ij mikf;Fk; NghJ, cupikahsu;fs; ,tw;wpy; ftdk; nrYj;j Ntz;Lk;: Ÿ cldbahf Nkw;ghu;itahsuplk; ghJfhg;gw;w epiyikfis mwptpf;fTk; Ÿ tOf; f p tpOjy; , jLf; f p tpOjy; kw; W k; ghJfhg;Gmghaq;fis fz;lwpe;J mwptpf;fTk;. Ÿ Nkw;ghu;itahsuplk; midj;J fhaq;fs; kw;Wk; tpgj;Jf;fis njuptpf;fTk; Ÿ Njitg;gLk; NghJ rupahd ghJfhg;G cgfuzj;ij mzpe;J nfhs;sTk; Ÿ ghJfhg;G Nehf;fq;fSf;fhf toq;fg;gl;Ls;s cgfuzj;ij vg;gb gad;gLj;j Ÿ Ntz;Lk; vd;W mwpe;J nfhs;sTk; Ÿ kw;w egu;fSf;F Mgj;J Vw;gLj;jf;$ba eltbf;ifs; gw;wp tpopg;Gld; ,Ue;J jtpu;f;fTk;. Ÿ gfy; nghOjpy;; rpy Neuq;fspy; Xa;ntLf;fTk; kw;Wk; thuj;jpy; rpy Neuq;fspy; gzpapypUe;J Xa;ntLf;fTk; 9 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk tpOr; r pfSf; F toptFf; f f; $ ba gq;Nfw;ghsu; ifNaL Fwpg;Gfs; Ÿ mtrufhyj;jpy;, gzpaplj;jpy; ve;j mtrufhy vz;iz miof;f Ntz;Lk;vd;W njupe;J nfhs;sTk;. Ÿ Fog;gkhd ntspNaw;wq;fisj; gapw;rpfis eilKiwg;gLj;jTk; jtpu;f;f tof;fkhd mtru fhy ntspNaw;w 1.1.3 Ra gFg;gha;T – mZFKiw, rhjid Cf;fk;: Ra-gFg;gha;T vd;why; vd;d cq;fspd; KO jpwid cz;ikapy; miltjw;F,cq;fis gw;wp ePq;fNs Mokhf Ma;T nra;J ePq;fs; cz;ikapy; vd;d khjpupahd egu; vd;gijf; fz;lwpa Ntz;Lk;. cq;fspd; MSikiag; Gupe;J nfhs;tjw;fhd ,e;j Kaw;rp Ra-gFg;gha;T vd;W mwpag;gLfpwJ. cq;fis ePq;fNs ,e;j Kiwapy; kjpg;gPL nra;tJ; ePq;fs; tsu;r;rp miltjw;F cjTk;,NkYk; cq;fsplk; Nkk;gLj;j Ntz;ba,khw;w Ntz;ba my;yJ ePf;fg;gl Ntz;ba gFjpfis milahsk; fhZtjw;Fk; cjTk;. cq;fSf;F vJ Cf;fkspf;fpwJ,cq;fs; mZFKiwfs; vd;d kw;Wk; cq;fspd; gyq;fs; kw;Wk; gytPdq;fs; vd;d vd;W ePq;fNs Mokhf Ma;T nra;tjpd; %yk; cq;fis ePq;fs; rpwg;ghf Gupe;J nfhs;syhk;. Cf;fk; vd;why; vd;d Cff ; k; vdg;J kpfTk; vspikahf,Fwpgg;pll ; Kiwapy; eq P f ; s; eleJ ; nfhst ; jwF ; myy ; J elji ; jff ; hd fhuzk.; xNu khjpupahd tpUgg;qf ; shy; midtUk; Cff ; kiltjpyi ; y vdg;ijg; GupeJ ; nfhst ; jpy; Kff ; pakhdJ ,Jjhd; – kff ; s; gy nttN;tW tp\aqf ; shy; Cff ; kspff ; gg;Lfpwhuf ; s.; kh]n ; yhtt ; pd; gbepiy Njitfisg; ghug;g;jpd; %yk; ehk; ,ij edF ; GupeJ ; nfhss ; yhk.; kh];nyht;tpd; gbepiy Njitfs; gpugy mnkupff ; cstpayhsu; Mgpufhk; kh]n ; yht; mtuf ; s; kff ; s; vjdhy; Cff ; kilfpwhuf ; s; vdg ; ijg; GupeJ ; nfhss ; tpUkg ; pdhu; . Ra-tsur ; r ; pff ; hf Njitgg ; Lk; (Rakhfcss ; Njitfs); kpfTk; mbgg ; ilahd Njitfs; (clypay; Njitfs; vdW ; mioff ; gg ; LfpwJ) Kjy; kpfTk; Kff ; pakhd Njitfs; tiuapyhf, IeJ ; tifahd Njitfs; css ; d vdW ; mtu; ekg ; pdhu.; clypay; kwW ; k; Rakhf-css ; NjitfSfF ; ; ,ilNa NtW %dW ; Njitfs; css ; d – ghJfhgG ; Njitfs,; cupikgg ; hL kwW ; k; mdG ; Njitfs; kwW ; k; kupahij Njitfs.; ,ej ; Njitfs; nghJthf IeJ ; epiyfSld; gpukpL NghdW ; fhll ; gg ; Lfpdw ; d. NkYk>; ,J kh]n ; yhtpd; gbepiy Njitfs; vdW ; mwpagg ; LfpwJ. Rakhdcs;sgbahf: Ra-KOik Njitfs; xUtupd; KO jpwid miljy;, Mf;fj;jpwdhd eltbf;iffs; cl;gl kupahij Njitfs;: nfsutk; kw;Wk; rhjid czu;T cstpay; Njitfs; cupikg;ghL kw;Wk; md;G Njitfs;: intimaterelationships, friends neUf;fkhd cwTfs;, ez;gu;fs; ghJfhg;G Njitfs;: ,lu;fhg;G, ghJfhg;G clypay; Njitfs;: czT, jz;zPu,; mutizg;G, Xa;T 10 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk mbg;gilNjitfs; Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; ePq;fs; gpukpilg; ghu;f;Fk;NghJ> ,Ug;gjpNyNa fPNo fhzg;gLk; epiy>mbg;gil Njitfis rpj;jupf;fpwJ. ,e;j Njitfs; G+u;j;jp milAk; tiuapy;> ek;Kila elj;ij mbg;gil Njitfspdhy; Cf;fkspf;fg;gLfpwJ vd;W kh];nyht; mtu;fs; ek;gpdhu;. mitfs; G+u;j;jp mile;jTld;,ehk; mLj;j epiyf;F efUfpNwhk.; NkYk;> mLj;j epiyapd; Njitfshy; Cf;fkspf;fg;gLfpNwhk;. ehk; ,ij ey;y cjhuzj;Jld; Gupe;J nfhs;syhk;. &gh kpfTk; Vio FLk;gj;jpypUe;J tUfpwhs;. mtSf;F xU ; NghJkhd msT czT, jz;zPu,; mutizg;G my;yJ Xa;T ,Ue;jJ ,y;iy. kh];nyhtpd; $w;Wg;gb &gh ,e;j mbg;gil Njitfs; fpilf;Fk; vd;W cWjpahf ,Uf;Fk; tiuapy;, mts; mLj;j epiyapyhd Njitfshd ghJfhg;G Njitfs; gw;wp rpe;jpf;f $l khl;lhs;. Mdhy; &ghtpw;F mtSila mbg;gil Njitfs; G+u;j;jp milAk; vd;W ek;gpf;if te;J tpl;lhy;,mts; mLj;j epiyf;F efUths;. gpd;du;> mtSila elj;ijel;G kw;Wk; cwT ghJfhg;gpw;fhd mtSila Njitfspd; %yk; Cf;fkspf;fg;gLk;. ,e;j Njitfs; G+u;j;jpahdTld;,&gh clNd mLj;j epiyf;F efUths;,NkYk; cwTKiwfs; kw;Wk; ez;gu;fSf;fhd mtSila Njitfspd; %yk; Cf;fkspf;fg;gLths;. ,e;j Njit G+u;j;jpahdTld;,&gh gpd;du>; ehd;fhtJ epiyapyhd mtSila kupahij Njitfspy; ftdk; nrYj;Jths;;. mjd; gpd;du;> mtSila KO jpwid miltjw;fhd tpUg;gk; vDk; Ie;jhtJ ,Wjp epiyahd NjitfSf;F efUths rhjid Cf;fj;ijg; gw;wp Gupe;Jnfhs;jy; kf;fs; mbg;gil,cstpay; kw;Wk; Ra-KOik Njitfshy; Cf;fkspf;fg;gLfpwhu;fs; vd;W ,g;NghJ ekf;F njupAk;. vdpDk;,rpy egu;fs; kpfTk; rthyhd rhjidfis miltjpd; %ykhfTk; Cf;fkspf;fg;gLfpwhu;fs;. ,J rhjid Cf;fk;,my;yJ 'rhjidf;fhd Njit' vd;W mwpag;gLfpwJ. rhjid Gupa xt;nthU kdpjDf;Fk; ,Uf;Fk; ce;Jjy;> xt;nthUtUf;Fk; NtWgLk;. ,e;j ce;Jjy; njhopy; KidNthUf;F kpfTk; mjpfkhf ,Uf;f Ntz;Lk; - VjhtJ xd;iw rhjpf;f> jdpj;J epw;f ce;Jjy; Ntz;Lk;. ,J kl;Lk; my;yhky; mNj ce;Jjy; ,Uf;Fk; gy;ntW egu;fis Ntiyf;F mku;j;j Ntz;Lk;. ,th;fSf;F epiwa rthy;fisr; re;jpj;J rhjpf;f Ntz;Lk; vd;w vz;zk; NkNyhq;fp ,Uf;Fk;. cq;fSf;F Cs;sfkspg;gJ vd;d cq;fSf;F cz;ikapy; Cf;fkspf;Fk; tp\aq;fs; vd;d? cq;fSf;F cz;ikapy; Cf;fkspf;Fk; Ie;J tp\aq;fisg; gl;bayplTk;. Neu;ikahf gjpyspf;f Ntz;Lk; vd;gij epidtpy; nfhs;sTk;! ehd; ,tw;why; Cf;fkspf;fg;gLfpNwd;: rhjid Cf;fj;Jld; ,Uf;Fk; njhopy;KidNthupd; gz;Gfs; rhjid Cf;fj;Jld; ,Uf;Fk; njhopy;KidNthiu gpd;tUkhW tptupf;fyhk;: Ÿ jdpg;gl;l rhjidfSf;fhf Mgj;ij re;jpg;gjjw;F gakpy;yhky; ,Ug;gJ Ÿ rthy;fs; vjpu;nfhs;tij tpUk;Gjy; Ÿ vjpu;fhyj;ij Nehf;fp ,Ug;gJ 11 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL kw;Wk; R+o;epiyf;F Vw;wthW elj;jy; Ÿ tpl;Lf;nfhLj;jy; Ÿ rhjfkhd fUj;Jf;fis tplvjpu;kiwahd fUj;Jf;fSf;F kjpg;G mspj;jy; Ÿ ,yf;Ffis mila Ntz;Lk; vd;fpw NghJ tplhKaw;rpAld; Ÿ kpfTk; ijupakhf ,Ug;gJ Ÿ cau;e;j mstpyhd Mf;fj;jpwd; kw;Wk; GJikAld; ,Ug;gJ Ÿ Xa;tpy;yhky; - njhlu;e;J NkYk; rhjid mila Kaw;rpj;jy; Ÿ gpur;rpidfSf;F jPu;T fhZtjw;fhf jdpg;gl;l Kiwapy; nghWg;ghd czu;T ,Ug;gJ ,ijg; gw;wp rpe;jpf;fTk;: Ÿ ,e;jg; gz;Gfspy; vj;jid cq;fsplk; cs;sJ? Ÿ ,e;jg; gz;Gfis Kbfpwjh? ntspg;gLj;Jk; njhopy;KidNthu; gw;wp cq;fshy; rpe;jpf;f mZFKiw vd;why; vd;d ,g;NghJ Ra-gFg;gha;tpw;fhf Cf;fk; vt;tsT Kf;fpakhdJ vd;gijg; gw;wp ehk; Gupe;Jnfhz;Nlhk;. ek;ik ehNk Gupe;Jnfhs;tjpy;> ek;Kila mZFKiw tfpf;Fk; gq;ifg; ghu;f;fyhk;. mZFKiwia VijahtJ my;yJ ahiuahtJ gw;wp rpe;jpg;gjpy;kw;Wk; czu;tjpy; cq;fSila Nghf;F (Neu;kiw my;yJ vjpu;kiw) vd;W tptupf;fyhk;. mZFKiw vd;gJ tho;tpd; xt;nthU mk;rj;jpw;Fkhdntw;wpf;fhd mbj;jskhFk;.ek;Kila mZFKiw ek;Kila rpwe;j ez;guhf my;yJ ek;Kila Nkhrkhd vjpupahf ,Uf;fyhk;. NtW thuj;ijfspy;: \\tho;f;ifapy; ,Uf;Fk; xNu ,ayhik Nkhrkhd mZFKiw jhd;.|| rpf;fyhd Neuq;fs; kw;Wk; Njhy;tpfs; Kjy; ey;y Neuq;fs; kw;Wk; ntw;wpfs; tiutzpfj;ij njhlq;Fk; NghJ, ePq;fs; gy;NtW tifahd czu;Tfis vjpu;nfhs;tJ epr;ra;k;. cq;fs; mZFKiwjhd;> fbdkhd fhyfl;lq;fspy; cq;fisf; fhg;ghw;Wk;;. NkYk; ntw;wpia Nehf;fp cq;fSf;F topfhl;Lk;. mZFKiw kw;wtu;fSf;Fk; gutf;$baJ. cq;fs; thbf;ifahsu;fs; Kjy; cq;fSila gzpahsu;fs; kw;Wk; cq;fSila KjyPl;lhsu;fs; tiu ,J cq;fis Rw;wp ,Uf;Fk; midtiuAk; ghjpf;Fk;. ;. vjpu;kiwahd mZFKiw cq;fs; egu;fSf;F Cf;fkpd;ikia Vw;gLj;Jk; NghJ Neu;kiw mZFKiw gzpaplj;jpy; ek;gpf;ifia cUthf;f cjTk;. Neu;kiw mZFKiwia vg;gb cUthf;FtJ ey;y nra;jp vd;dntd;why; mZFKiw vd;gJ xU tpUg;gj;Nju;thFk;. vdNt ek;Kila mZFKiwia Nkk;gLj;JtJ,fl;Lg;gLj;JtJ kw;Wk; khw;WtJ> ehk; nra;a Ntz;Lk; vd;W KbT nra;jhy; rhj;jpakhdJ jhd;;! gpd;tUk; Fwpg;Gfs; Neu;kiwkdepiyia Ngzp tsu;f;f cjTk;: Ÿ cq;fs; mZFKiw cq;fisf; fl;Lg;gLj;jhky;> ePq;fs; cq;fs; mZFKiwia fl;Lg;gLj;j epidtpy; nfhs;sTk;. Ÿ VNjDk; rpy Neu;kiw tp~aq;fisg; ghu;g;gjpy;> Nfl;gjpy; my;yJ gbg;gjpy; jpdKk; Fiwe;jgl;rk; 15 epkplq;fs; nrytpLq;fs;;. Ÿ Gfhu; kl;LNk nra;Ak; vjpu;kiwahd egu;fisj; jtpu;f;fTk; kw;Wk; cq;fis gw;wp ePq;fNs Gfhu; nra;tij epWj;Jq;fs;;. Ÿ cq;fs; kdjpypUe;J vjpu;kiwahd nrhw;fis thu;j;ijfshy; cq;fs; nrhy;yfuhjpia tpupthf;fTk;. Ÿ cq;fs; kdjpypUe;J vjpu;kiwahd nrhw;fis ePf;Fq;fs;. NkYk;; rhjfkhdthu;j;ijfshy; cq;fs; nrhy;yfuhjpia tpupthf;Fq;fs;. 12 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk ePf;fTk; kw;Wk; rhjfkhd Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ cq;fSf;Fs;Sk;> cq;fSila tho;tpYk;> kw;wtu;fsplKk; ey;yJ vd;d ,Uf;fpwJ vd;gij ftdpj;J; ed;wpAld; ,Uq;fs;. Ÿ cq;fs; ,yf;Ffis mile;J ePq;fs; ntw;wp ngWtij ePq;fNs fw;gid nra;Aq;fs.; cq;fSila gyq;fs; kw;Wk; gytPdq;fs; vd;d cqf ; is eq P f ; Ns MaT ; nrat ; jwf ; hd kwn ; whU top Neui ; kahf cqf ; Sila gyqf ; s; kwW ; k; gytd P qf ; is milahsk; fhZjy.; ,J cqf ; Sila gyqf ; is eq P f ; s; rpwej ; Kiwapy; rhjfkhf gadg ; Ljj ; pfn ; fhss ; kwW ; k; cqf ; Sila gytd P qf ; is Fiwff ; cjTk.; fN P o ,UfF ; k; neLtupirfspy; cqf ; Sila gyqf ; s; kwW ; k; gytd P qf ; s; midji ; jAk; Fwpff ; Tk.; eq P f ; Ns cqf ; splk; Neui ; kahf ,Uff ; NtzL ; k; vdg ; ij epidtpy; nfhsS ; qf ; s!; gyq;fs; gytPdq;fs; Fwpg;Gfs; Ÿ rhjid Cf;fj;ij fw;Wf;nfhs;syhk; Ÿ jtWfs; Vw;gLtJ Fwpj;J gag;gl Ntz;lhk; Ÿ ePq;fs; njhlq;Ftij Kbf;f cq;fSf;F ePq;fNs gapw;rpaspj;Jf; nfhs;Sq;fs;;. Ÿ ngupa mstpy; fdT fhZq;fs;. 1.1.4 Neu;ik kw;Wk; gzp newpKiwfs;: Neu;ik vd;why; vd;d Neu;ik vd;gJ epahakhf kw;Wk; cz;ikahf ,Uf;fpd;w gz;G. mjhtJ ek;gpf;if Vw;gLj;Jk; Kiwapy; NgRjy;> ele;J nfhs;Sjy;. Neu;ikahdtu; vd;W tptupf;fg;gLk; egu; cz;ikahf kw;Wk; cs;sg;G+u;tkhf,NkYk; tQ;rfj;Jld; my;yJ #o;r;rpfs; nra;gtuhf ,y;;yhky;> ; jpULgtuhf my;yJ Vkhw;Wgtuhf ,y;yhky; ,Ug;gtu;. Neu;ikapy; ,uz;L gupkhzq;fs; cs;sd – xd;W jfty;njhlu;gpy; Neu;ik kw;nwhd;W elj;ijapy; Neu;ik. Neui ; k kpfTk; Kff ; pakhd gzG ; . Vnddpy>; ,J mikjpia mspff ; pwJ. NkYk; ekg ; pfi ; f mbgg ; ilapyhd cwTKiwfis cUthfF ; fpwJ. Neui ; kaww ; tuhf ,Ugg ; J,kWGwk,; gjll ; ji ; j Vwg ; LjJ ; k.; NkYk>; ekg ; pfi ; faww ; kwW ; k; Kuzg ; hlhd cwTKiwfSfF ; toptFfF ; k.; Neu;ikahd egu;fspd; gz;Gfs; Neu;ikahd jdpegu;fspy; rpy jdpj;Jtkhd gz;Gfs; cs;sd. Neu;ikahd egu;fspd; kj;jpapy; ,Uf;Fk; rpy nghJthd gz;Gfs;: 1. kw;wtu;fs; mtu;fisg; gw;wp vd;d rpe;jpf;fpwhu;fs; vd;W ftiyg;gl khl;lhu;fs;. mtu;fs; mtu;fshfNt ,Ug;gjpy; ek;gpf;ifAld; ,Ug;ghu;fs; - mtu;fspd; kNdhghtq;fSf;fhf mtu;fs; kw;wtu;fSf;F tpUg;gkhdtu;fshf my;yJ tpUg;gkw;wtu;fshf ,Ug;gijg; gw;wp ftiyg;gl khl;lhu;fs;. 2. mtu;fspd; ek;gpf;iffspy; epiyahf ,Ug;ghu;fs;. mtu;fspd; fUj;J rpWghd;ikapdUld; ,Uf;fpwJ vd;W njupe;J ,Ue;jhYk; $l> mtu;fspd; Neu;ikahd fUj;ij njuptpg;gJ Fwpj;J jpUk;gj; jpUk;g rpe;jpf;fkhl;lhu;fs;. 3. mtuf ; s; jplkhd cWjp nfhzl ; tuf ; s.; mjhtJ mtuf ; spd; Neui ; kahd fUjJ ; ff ; Sff ; hf kww ; tuf ; s; mtuf ; is fLikahf juepiygg ; LjJ ; tjpdhy; ghjpff ; gg ; l khll ; huf ; s.; 13 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 4. mtu;fs; ek;gpf;ifahd, mu;j;jKs;s kw;Wk; MNuhf;fpakhd ez;gu;fisjq;fSld; Nru;j;Jf; nfhs;thu;fs;. Neu;ikahd egu;fs;> tof;fkhf Neu;ikahd ez;gu;fSld; ,ize;jpUg;ghu;fs;. mtu;fspd; ez;gu;fs; mtu;fsplk; vg;NghJk; cz;ikahf ntspg;gilahf ,Ug;ghu;fs; vd;fpw ek;gpf;ifAld; ,Ug;ghu;fs;. 5. mtu;fspd; rfhf;fs; mtu;fis ek;Gthu;fs;. cz;ikahd kw;Wk; nray; Nehf;fKs;s fUj;Jf;fs; kw;Wk; MNyhridf;fhfkjpf;fg;gLk;; egu;fspy; xUtuhf ,Ug;ghu;fs;. njhopy;KidNthu;fspy; Neu;ikapd; Kf;fpaj;Jtk; njhopy;KidNthupd; Kf;fpakhd gz;Gfspy; xd;W Neu;ik. njhopy;KidNthu; thbf;ifahsu;fs;,gzpahsu;fs; kw;Wk; KjyPl;lhsu;fSld; Neu;ikahf ,Uf;Fk; NghJ, mtu;fSld; gzp nra;gtu;fis mtu;fs; kjpf;fpwhu;fs; vd;gij fhl;LfpwJ. njhopy;KidNthu; mtu;fSf;F mtu;fNs Neu;ikahf ,Ug;gJk; Kf;fpakhdJ. njhopy;KidNthu; Neu;ikahf ,Ug;gJ kpfg; ngupa ed;ikfSf;F vg;gb toptFf;Fk; vd;gij ehk; ghu;f;fyhk;. Ÿ Neu;ik kw;Wk; thbf;ifahsu;fs;: njhopy;KidNthu; thbf;ifahsUld; Neu;ikahf ,Uf;Fk;NghJ> ,J cWjpahd cwTKiwfSf;F toptFf;fpwJ. ,jdhy; njhopy;; tsu;r;rp milfpwJ. NkYk; tYthd thbf;ifahsu; njhlu;Gfs; fpilf;fpwJ. Ÿ Neu;ik kw;Wk; gzpahsu;fs;: njhopy;KidNthu; mtu;fspd; gzpahsu;fSld; Neu;ikahd cwTKiwfis cUthf;Fk; NghJ, ,J gzpaplj;jpy; mjpf; ntspg;gilj;jd;ikf;F toptFf;fpwJJ; mjpf mstpyhd nray;jpwd; kw;Wk; rpwe;j tpisTfisj; jUfpwJ. Ÿ Neu;ik kw;Wk; KjyPl;lhsu;fs;: njhopy;KidNthu;, KjyPl;lhsUld; Neu;ikahf ,Ug;gJ vd;gJ gyq;fis kl;Lk; gfpu;e;J nfhs;tJ vd;W ,y;yhky; xspTkiwtpd;wp jw;Nghjia kw;Wk; rhj;jpakhd gytPdq;fs;,gpur;rpid gFjpfs; kw;Wk; jPu;T cj;jpfis ntspg;gLj;Jjy;. KjyPl;lhsu;fSf;F mjpf mstpyhd mDgtk; ,Uf;fpwJ vd;gij kdjpy; nfhs;sTk;. NkYk; midj;J Gjpa epWtdq;fspYk; gpur;rpidfs; ,Uf;Fk; vd;W njupe;J nfhs;sTk;. midj;Jk; ed;whf ,Uf;fpwJ> kpfTk; rupahf midj;Jk; ,aq;Ffpd;wd vd;W $WtJ ngUk;ghyhd KjyPl;lhsu;fSf;F vr;rupf;if mwpFwp. Ÿ jdf;Fj; jhNd Neu;ikahf ,Ug;gJ: Fwpg;ghf njhopy;KidNthu;fis vLj;Jf; nfhz;lhy;> jdf;Fj; jhNd xUtu; Neu;ik ,y;yhky; ,Ug;gJ Nkhrkhd KbTfis Vw;gLj;jyhk;.vy;yh Neuq;fspYk; mtu;fspd; #o;epiy Fwpj;J ajhu;j;jkhf ,Ug;gJk;> mtu;fspd; epWtdj;jpd; xt;nthU mk;rKk; mJ cz;ikapNyNa vd;dntd;W Jy;ypakhff; fzpg;gJk; njhopy;KidNthu; ntw;wp ngWtjw;F Kf;fpakhdjhFk;. gzp newpKiwfs; vd;why; vd;d gzpaplj;jpy; newpKiwfSld; ,Ug;gJ vd;why; cq;fSila KbTfs; kw;Wk; jfty; njhlu;Gfs; midj;jpYk; Neu;ik, xUikg;ghL kw;Wk; kupahij Nghd;w kjpg;Gfis ntspg;gLj;Jjy;. ,J ngha; nrhy;Yjy;, Vkhw;Wjy; kw;Wk; jpULjy; Nghd;w vjpu;kiwahd gz;Gfis ntspg;gLj;jhky; ,Ug;gJ vd;W mu;j;jk;. gzpapl newpKiwfs>; epWtdjj ; pd; ,yhgjj ; py; ngupa gqF ; tfpff ; p dw ; d. caue ; j ; mstpyhd xOqF ; zuT ; kwW ; k; $lL ; Kawr ; pAld; ,Ugg ; J epWtdjj ; pwF ; Kff ; pakhdJ. mjdhyj ; hd>; ngUkg ; hyhd epWtdqf ; s; mtuf ; spd; gzpahsuf ; shy; gpdg ; ww ; gg ; l Ntzb ; a Fwpgg ; pll ; gzpapl newpKiw fSff ; hd topfhlL ; jyf ; is epiygg ; LjJ ; fpwhuf ; s.; ,ej ; topfhlL ; jyf ; s; nghJthf epWtdjj ; pd; gzpahsuf ; spd; ifNalb ; y; Fwpgg ; plgg ; lb ; Uff ; pdw ; d. cWjpahd gzp newpKiwfspd; $Wfs; njhopy;KidNthu; cWjpahd gzp newpKiwfis ntspg;gLj;j Ntz;Lk;, NkYk; gzpaplj;jpy; mNj mstpyhd gzp newpKiwfis ntspg;gLj;Jtjpy; ek;gpf;ifAld; 14 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; ,Uf;Fk; me;j jdpegu;fis kl;LNk gzpapy; mku;j;j Ntz;Lk;. cWjpahd gzp newpKiwfspd; rpy $Wfs;: Ÿ epGzj;Jtk;: ngUepWtd mikg;gpy; cq;fis ePq;fNs vg;gb Kd;itj;Jf; nfhs;fpwPu;fs; vd;gjpypUe;J gzpaplj;jpy; ePq;fs; vg;gb kw;wtu;fis elj;JfpwPu;fs; vd;gJ tiuapy; ,jpy; midj;Jk; mlq;Fk;. Ÿ kjpg;gspf;Fk; jd;ik: mjhtJ #o;epiy vt;tsT mOj;jkhf my;yJ ntbf;ff;$ba mstpy; ,Ue;jhYk; nghUl;gLj;jhky; rkepiyapy; rhku;j;jpakhf ,Ug;gJ. Ÿ rhu;e;jpUf;Fk; jd;ik: mjhtJ $l;lj;jpy; fye;J nfhs;s rupahd Neuj;jpy; tUtjhf ,Ue;jhYk; my;yJ Fwpj;j Neuj;jpy; gzpia toq;Ftjhf ,Ue;jhYk;, vg;NghJNk cq;fs; thu;j;ijfspd; gb ele;J nfhs;jy;. Ÿ mu;g;gzpg;G: mjhtJ epakpf;fg;gl;l gzp epiwtilAk; tiuapy; ntspNaWtjw;F kWg;gJ, NkYk; rhj;jpakhd tiuapy; kpfTk; rpwe;j mstpy; gzpia epiwT nra;jy;. Ÿ cWjpg;ghL: mjhtJ jilfs; cq;fis epWj;Jtjw;F khwhf mtw;iw rthyhf vLj;Jf;nfhz;L, tpUg;gkhd KbTfis miltjw;F> xU Nehf;fj;JlDk; gpur;ridfis vjpu;nfhs;Sk; jpwDlDk;; nray;gLjy; Ÿ nghWg;G: mjhtJ cq;fs; eltbf;iffs; kw;Wk; cq;fs; eltbf;iffspd; tpisTfSf;fhf nghWg;Gzu;Tld; ,Ug;gJ. NkYk; cq;fs; jtWfSf;fhf rhf;FNghf;Ffs; nrhy;yhky; ,Ug;gJ. Ÿ gzpTilik: mjhtJ midtupd; Kaw;rpfs; kw;Wk; fbd ciog;ig xg;Gf;nfhs;jy;.NkYk;> rhjidfSf;fhd ed;kjpg;ig gfpu;e;J nfhs;jy;. ey;y gzp newpKiwfis vg;gb Ngzp tsu;g;gJ njhopy;KidNthuhf, gzpaplj;jpy; xt;nthU FO cWg;gpduplkpUe;J ePq;fs; vjpu;ghu;f;Fk; elj;ijiag; gw;wp njspthf ePq;fs; tiuaWg;gJ Kf;fpakhdJ. gzpahsu;fs; ,itfs; Nghd;w Neu;kiwahd gzp newpKiwfis ntspg;gLj;j Ntz;Lk; vd;W ePq;fs; vjpu;ghu;f;fpwPu;fs; vd;gij ePq;fs; njspTg;gLj;j Ntz;Lk;: Ÿ Neu;ik: tQ;rfk; my;yJ ngha; ,y;yhky;, xUtUf;F xJf;fg;gLk; midj;J gzpfSk; KOikahd Neu;ikAld; nra;ag;gl Ntz;Lk;. Ÿ rpwe;j mZFKiw: midj;J FO cWg;gpdu;fSk; kw;Wk;Mf;fG+u;t czu;TlDk;; ,Uf;f Ntz;Lk;. Ÿ ek;gfj;jd;ik: gzpahsu;fs; mtu;fs; ,Uf;f Ntz;ba ,lj;jpy;, vg;NghJ ,Uf;f Ntz;LNkh mg;NghJ ,Uf;f Ntz;Lk;. Ÿ rpwej ; gzp goff ; qf ; s:; gzpahsuf ; s; vgN ; ghJk; Neuj ; j ; pahfjqf ; is ruPhf itjJ ; ,Uff ; NtzL ; k,; nghUjj ; kww ; nkhopia xU NghJk; gadg ; Ljj ; f$ ; lhJ, vyy ; h Neuqf ; spYk; mtuf ; is mtuf ; Ns njhopyK ; iwapy; eljj ; pfn ; fhss ; NtzL ; k,; Nghdw ; it. Ÿ Kidg;G: Fiwe;jgl;rkhf nra;tJ NghjhJ. xt;nthU FO cWg;gpdUk; capu;g;ghf Kidg;ig ntspg;gLj;j Ntz;Lk;. - negotiable. Ÿ ek;gfj;jd;ik: ek;gpf;if Ngr;Rthu;j;ijf;Fl;gl;lJ my;y. gzpahsiu Kbatpy;iy vd;why;, me;j gzpahsiu ntspNaw mDkjpf;f Ntz;Lk;. Ÿ kupahij: gzpahsu;fs; epWtdk;, rl;lk;, mtu;fspd; gzp, mtu;fspd; rf gzpahsu;fs; kw;Wk; mtu;fis mtu;fNs kjpf;f Ntz;Lk;. 15 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk ek;gpf;ifAlDk; Mw;wy; ek;g gq;Nfw;ghsu; ifNaL Ÿ ehzak;: xt;nthU FO cWg;gpdUk; KOiahd newpKiwfSld; ,Uf;f Ntz;Lk; NkYk; Nkd;ikahd elj;ijia vy;yh Neuq;fspYk; ntspg;gLj;j Ntz;Lk;. Ÿ jpwd;: jpwikapy;yhj gzpahsu;fs; Neuk; kw;Wk; tsq;fis tPzhf;Fk; NghJ jpwikahd gzpahsu;fs; epWtdk; tsu;r;rpaila cjTthu;fs;. Fwpg;Gfs; Ÿ ahuhtJ cq;fsplk; cz;ikiaAk;; ePq;fs; Nfl;f tpUk;ghjij nrhd;dhy; Nfhgg;gl Ntz;lhk;. Ÿ vg;NghJNk cq;fSila jtWfSf;fhf nghWg;ig Vw;Wf;nfhs;sj; jahuhf ,Uq;fs;. 1.1.5 Mf;fj;jpwd; kw;Wk; GJik: Mf;fj;jpwd; vd;why; vd;d Mf;fj;jpwd; vd;why; tpj;jpahrkhf rpe;jpj;jy;. mjhtJ tp\aq;fis Gjpa topfspy; my;yJ gy;NtW Nfhzq;fspy; ghu;j;J, gpd;du; ,e;j fUj;Jf;fis vy;yhk; cz;ikahf khw;Wjy;. Mf;fj;jpwdpy; ,uz;L gFjpfs; cs;sd: rpe;jpj;jy; kw;Wk; cw;;gj;jp nra;jy;. ntWk; fUj;Jf;fis kl;Lkitj;Jf;nfhs;;Sjy;cq;fis fw;gid jpwDilatuhf nra;fpwJ, Mf;fj;jpwd;; my;y. vdpDk;> Nahrid nra;J mjd;gb ele;J nfhs;Sjy; cq;fis Mf;fj;jpwDilauhf nra;fpwJ. cau;e;j mstpy; Mf;fj;jpwDld; ,Uf;Fk; egu;fspd; gz;Gfs; Mf;fj;jpwDs;s egu;fspd; rpy gz;Gfs;: Ÿ mtu;fs; fw;gidj;jpwDilatu;fs; kw;Wk; tpisahl;Lj;jdkhdtu;fs; Ÿ mtu;fs; gpur;rpidfis gy;NtW Nfhzq;fspy; ghu;g;ghu;fs; Ÿ mtu;fs; rpwpa tptuq;fis ftdpg;ghu;fs; Ÿ mYj;Jf; nfhs;tij mtu;fs; rfpj;Jf; nfhs;s khl;lhu;fs; Ÿ mtu;fs; tpjpfs; kw;Wk; tof;fq;fis ntWg;ghu;fs; Ÿ mtu;fs; gfy;fdT fhZtij tpUk;Gthu;fs Ÿ ;mtu;fs; kpfTk; Mu;tkhf ,Ug;ghu;fs; GJik vd;why; vd;d GJikf;F gy;NtW tiuaiwfs; cs;sd. vspa nrhw;fspy; nrhy;tnjd;why;, GJik vd;gJ; kjpg;G Nru;;f;ff;$ba Nahridia jPu;thf khw;Wjy;. Gjpa jahupg;G, Nrit my;yJ nray;Kiw nray;gLj;Jjy; my;yJ Fwpg;gplj;jf;f mstpy; jw;Nghija jahupg;G,Nrit my;yJ nray;Kiwia Nkk;gLj;Jtjpd; %yk; kjpg;G Nru;g;gJ vd;w nghUspYk; ,jid vLj;Jf;nfhs;s KbAk;. cau;e;j mstpy; GJikahf ,Uf;Fk; egu;fspd; gz;Gfs; GJikahd egu;fspd; rpy gz;Gfs;: Ÿ mtu;fs; tp\aq;fis tpj;jpahrkhf nra;tij ghuhl;Lthu;fs; Ÿ mtu;fSf;F FWf;F topfspy; ek;gpf;if ,Uf;fhJ Ÿ mtu;fs; tof;fj;jpw;F khwhf ,Ug;gJ Fwpj;J gag;gl khl;lhu;fs; Ÿ mtu;fs; cau;e;j mstpy; capu;g;ghf epiyahf ,Ug;ghu;fs; Ÿ mtu;fs; Vw;ghLfSld;, vr;rupf;ifahf ,Ug;ghu;fs; kw;Wk; Mgj;Jfis ntWg;ghu;fs; 16 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Fwpg;Gfs; Ÿ cq;fSila Mf;fj;jpwdhd gzpfspypUe;J tof;fkhf ,ilntspfs; vLj;J Gjpa fz;Nzhl;lj;ijg; ngWtjw;F cq;fis ePq;fs; uPrhu;[; nra;J nfhs;Sq;fs Ÿ mbf;fb Kd;khjpupfs; jahu; nra;J, mtw;iw Nrhjpj;J ;,NkYk; Njitahdkhw;wq;fs; nra;Jnfhs;Sq;fs;. 1.1.6 Neu Nkyhz;ik: Neu Nkyhz;ik vd;why; vd;d Neu Nkyhz;ik vd;gJ cq;fs; Neuj;ij epu;tfpf;Fk;nray;Kiw. NkYk; gy;NtW eltbf;iffSf;F ,ilNa cq;fs; Neuj;ij vg;gb xJf;FtJ vd;W KbT nra;jy;. rpwe;j Neu Nkyhz;ik vd;gJ jpwk;gl gzp nra;tjw;Fk; (Fiwthd Neuj;jpy; mjpf mstpy; nra;jy;) fbdkhf gzp nra;tjw;Fk;; (mjpfk; nra;tjw;fhf mjpf Neuk; gzpnra;jy;) ,ilapyhd tpj;jpahrk;. ,Wf;fkhd fhyf;nfLf;fs; kw;Wk; mOj;jkhd #o;epiyfis ePq;fs; vjpu;nfhs;Sk; NghjpYk; $l, jpwikahd Neu Nkyhz;ik jpwikahd gzp KbTfSf;F toptFf;Fk;. kWGwk;, cq;fs; Neuj;ij jpwk;gl epu;tfpf;fhky; ,Ug;gJ jpwikaw;w tpisTfis Vw;gLj;Jk;. NkYk; mOj;jk; kw;Wk; ftiyia mjpfupf;Fk;. Neu Nkyhz;ikapd; ed;ikfs; Neu Nkyhz;ik ,J Nghd;w ngupa ed;ikfSf;F toptFf;Fk;: Ÿ mjpf mstpyhd cw;gj;jp Ÿ rpwe;j njhopy;Kiw ew;ngau Ÿ njhopy;Kiw Kd;Ndw;wj;jpw;fhd mjpf tha;g;Gfs; Ÿ cau;e;j mstpyhd jpwd; Ÿ Fiwthd mOj;jk Ÿ ,yf;Ffis miltjw;F mjpf tha;g;Gfs; Neuj;ij jpwk;gl epu;tfpf;fhky; ,Ug;gJ ,J Nghd;w tpUg;gkw;w tpisTfis Vw;gLj;jyhk;: Ÿ fhyf;nfLfisj; jtwtpLjy; Ÿ juf;Fiwthd gzpj; juk Ÿ epWj;jg;gl;l njhopy;Kiw tho;f;if Ÿ jpwdw;w gzp tpisTfs; Ÿ Nkhrkhd njhopy;Kiw ew;ngau Ÿ kd mOj;jk; kw;Wk; ftiy mjpfupj;jy; Neuj;ij jpwk;gl epu;tfpf;Fk; Nkyhsu;fspd; gz;Gfs; Neuj;ij jpwk;gl epu;tfpf;Fk; Nkyhsu;fspd; rpy gz;Gfs;: Ÿ mtu;fs; jpl;lq;fis rPf;fpuj;jpNyNa njhlq;Fthu;fs; Ÿ mtu;fs; jpdrup Nehf;fq;fs; mikg;ghu;fs Ÿ mtu;fs; rpwe;j KbTfSf;fhf, Njitg;gl;lhy; jpl;lq;fis khw;Wthu;fs; Ÿ mtu;fs; nefpo;Tjd;ikAld; ntspg;gilahf ,Ug;ghu;fs Ÿ mtu;fspd; cjtp Njit vd;why; egu;fsplk; Kd;djhfNt njuptpg;ghu;fs; Ÿ mtu;fSf;F vg;gb ,y;iy vd;W nrhy;y Ntz;Lk; vd;W njupAk;. Ÿ mtu;fs; gzpfis Fwpg;gpl;l fhyf;nfLfSld; gpupg;ghu;fs; 17 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ mtu;fs; njhlu;e;J ePz;l fhy ,yf;Ffs; Ma;T nra;thu;fs; Ÿ mtu;fs; Njitg;gl;lhy; khw;W jPu;Tfis Nahrpg;ghu;fs; Ÿ mtu;fs; Njitg;gLk; NghJ cjtp Nfl;ghu;fs Ÿ mtu;fs; fhg;G jpl;lq;fs; cUthf;Fthu;fs; jpwikahd Neu Nkyhz;ik El;gq;fs; Fwpg;gpl;l Neu Nkyhz;ik El;gq;fis eilKiwg;gLj;Jtjpd; %yk; ePq;fs; cq;fs; Neuj;ij rpwg;ghf epu;tfpf;fyhk;. rpy gaDs;s Fwpg;Gfs;: Ÿ md; i wa ehSf; f hd gzpffSf; f hfTk; > mj; J ld; eP q ; f s; re; j pf; f f; $ ba FWf;fPLfSf;fhfTk; jpl;lkpLq;fs;. cq;fSila Neu jpl;lj;ij fz;lwpa cq;fSf;F ePq;fNs Fiwe;jgl;rk; 30 epkplq;fs; xJf;Fq;fs;;. cq;fs; jpl;lj;jpy;,FWf;fPLfSf;fhf nfhQ;r Neuj;ij jpl;lkpLq;fs;. Ÿ Fwpg;gpl;l mstpyhd gzpfis ePq;fs; epr;rakhf epiwT nra;a Ntz;Lk; vd;W ,Uf;Fk;NghJ> “njhe;juT nra;a Ntz;lhk;” vd;fpw Fwpia itf;fTk;. Ÿ cq;fs; kjpy; ftdr; rpjwy; ,y;yhky; ghu;j;Jf;nfhs;Sq;fs;. xypf;fpd;w njhiyNgrpfisg; Gwf;fzpf;f cq;fSf;F ePq;fNs gapw;rpaspAq;fs;;,mul;ilnra;jpfSf;F gjpyspf;f Ntz;lhk;. NkYk;> r%f Clf jsq;fspypUe;J ,izg;ig Jz;bf;fTk;. Ÿ cq;fs; gzpfisgfpu;e;J nfhLq;fs;. ,J cq;fs; gzpfis tpiuthf Kbg;gjw;F cjTtJ kl;Lky;yhky;,cq;fis Rw;wp ,Ug;gtu;fspd; jdpg;gl;l jpwd;fis ntspg;gLj;Jtjw;Fk; cjTk;;. Ÿ js;spg;NghLtij epWj;jTk;. Njhy;tpf;fhd gak; my;yJ tp\aq;fis ePq;fs; tpUk;gpathW Kiwahf nra;a KbahJ vd;fpw ek;gpf;ifapd; fhuzj;jhy; jhd; js;spg;NghLjy; nghJthf Vw;gLfpwJ vd;gij cq;fSf;F ePq;fNs epidTg;gLj;jpf; nfhs;Sq;fs;;. Ÿ Kd;Dupikg;gLj;Jq;fs;. mjDila mtruk; kw;Wk; Kf;fpaj;Jtj;jpd; tupirapy; epiwT nra;ag;gl Ntz;ba gzpfisg; gl;bayplTk;. gpd;du;> xd;wd; gpd; xd;whf xt;nthU gzpiaAk; epiwT nra;tjpy; ftdk; nrYj;jTk;. Ÿ cq;fs; gzp eltbf;iffspd; gjpit guhkupf;fTk;. ePq;fs; vt;tsT jpwk;gl ,Uf;fpwPu;fs;kw;Wk; jpdKk; vt;tsT Neuk; tPzhfpwJ vd;gij ePq;fs; Gupe;J nfhs;s cjTtjw;F gjpit Ma;T nra;Aq;fs;. Ÿ Neuk; tpuakhFtij Fiwg;gjw;F Neu Nkyhz;ik ,yf;Ffs; cUthf;Fq;fs Fwpg;Gfs; Ÿ vg;NghJNk kpfTk; Kf;fpakhd gzpfis Kjypy; epiwT nra;Aq;fs;. Ÿ jpdKk; Fiwe;jgl;rk; 7 – 8 kzpNeuk; Jhq;Fq;fs;. Ÿ cq;fs; ehis Kd;djhfNt njhlq;Fq;fs;. Ÿ rpwpa, Kf;fpakw;w tptuq;fspy; mjpf Neuk; tPzhf;f Ntz;lhk;. Ÿ ePq;fs; Nkw;nfhs;Sk; xt;nthU gzpf;Fk; Neu tuk;ig tFj;Jf; nfhs;Sq;fs;. Ÿ gzpfSf;F ,ilNa cq;fSf;F ePq;fNs nfhQ;rk; Xa;T nfhLq;fs.; 18 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.1.7 Nfhg fl;Lg;ghL: Nfhg fl;Lg;ghL vd;why; vd;d Nfhg fl;Lg;ghl;bd; nray;Kiw: 1. ePq;fs; my;yJ NtW ahuhtJ Nfhgkilfpwhu; vd;gij fz;lwptjw;F fw;Wf;nfhs;jy;; 2. rhjfkhd topapy; #o;epiyia mikjpahf;Ftjw;F rpwe;j eltbf;if vLg;gJ Nfhg fl;Lg;ghL vd;gJ Nfhgj;ij mlf;Fjy; vd;W mu;j;jk; my;y. Nfhg fl;Lg;ghl;bd; Kf;fpaj;Jtk; Nfhgk; vd;gJ rupahd rhjhuzkhd kdpj czu;T. cz;ikapy;, rupahd topapy; fl;Lg;gLj;jg;gLk; NghJ, Nfhgk; MNuhf;fpakhd czu;thff; fUjg;glyhk;. vdpDk;, ,ij Nrhjid nra;atpy;iy vd;why;, Nfhgk; ek;ik KiwNflhf nray;gl nra;ayhk.; NkYk;> ehk; mNefkhf gpd;du; tUj;jg;gLk; gbahd tpraq;fis NgRtjw;F my;yJ nra;tjw;F toptFf;fyhk;. mjpf mstpyhd Nfhgk;: Ÿ cq;fis cly;uPjpahf fhag;gLj;Jk;: ,J ,ja Neha;, ePupopT, gytPdkhd Neha; vjpu;g;G mikg;G, Jhf;fkpd;ik, kw;Wk; cau; ,uj;j mOj;jj;jpw;F toptFf;Fk;. Ÿ cq;fis kduPjpahf fhag;gLj;Jk;: ,J cq;fs; rpe;jidia %b NkYk; kd mOj;jk;, kdr;Nrhu;T kw;Wk; kdey Rfhjhu gpur;rpidfSf;F toptFf;fyhk; Ÿ cq;fSila njhopy;Kiw thof;ifia fhag;gLj;Jk;: ,J cq;fSila rf gzpahsu;fs;, Kjyhspfs; kw;Wk; thbf;ifahsu;fis me;epag;gLj;jyhk; NkYk; kupahij ,og;G Vw;gLk;. Ÿ cq;fSila cwTKiwia fhag;gLj;Jk;: cq;fis ek;Gtjw;F, cq;fsplk; Neu;ikahf ,Uf;f kw;Wk; cq;fsplk; nrsfupakhf czu;Tld; ,Uf;f cq;fspd; FLk;gj;jpdu; kw;Wk; ez;gufSf;F fbdkhd czu;T Vw;gLj;Jk;. mjdhy; jhd; Nfhg fl;Lg;ghL, my;yJ rupahf Nfhgj;ij fl;Lg;gLj;JtJ, kpfTk; Kf;fpakhdJ. Nfhg fl;Lg;ghl;L cj;jpfs; ,q;Nf cq;fs; Nfhgj;ij fl;Lg;gLj;Jtjw;fhd rpy cj;jpfs;: cj;jp 1: Xa;ntLj;jy; kpfTk; vspjhf Mokhf %r;RtpLjy; kw;Wk; MRthrg;gLj;Jk; glq;fisg; ghu;g;J Nfhg czu;Tfis fl;Lg;gLj;Jtjpy; kpfTk; mw;Gjkhf Ntiy nra;fpwJ. ,e;j vspa %r;R gapw;rpia Kaw;rpf;fTk;: 1. cq;fspd; cjutpjhdj;jpypUe;J Mokhf %r;RtplTk; (cq;fs; khu;gpypUe;J %r;R tpl Ntz;lhk;) 2. cq;fSila tapw;wpypUe;J %r;R tUtij fhl;rpg;gLj;jTk; 3. 'Xa;ntLf;fTk;" my;yJ 'vspjhf vLj;Jf;nfhs;sTk;' vd;fpw mikjpg;gLj;Jk; thuj;ijfis kPz;Lk; kPz;Lk; nrhy;yTk;. (thu;j;ijfis kPz;Lk; kPz;Lk; nrhy;Yk; NghJ Mokhf %r;RtpLtij epidtpy; nfhs;sTk;) 4. MRthrg;gLk; jUzj;ij glkhf;fTk; (,J cq;fSila epidthw;wy; my;yJ cq;fSila fw;gidahf ,Uf;fyhk;) ,e;j Xa;ntLf;Fk; El;gj;ij jpdKk; gpd;gw;wTk;, Fwpg;ghf cq;fSf;F Nfhg czu;T Vw;gLfpwJ vd;W ePq;fs; czUk; NghJ. cj;jp 2: mwpthw;wyk; kWrPuikg;G mwpthw;wy; kWrPuikg;G vd;why; ePq;fs; rpe;jpf;Fk; Kiwia khw;Wjy; vd;W mu;j;jk;. Nfhgk; cq;fis rgpf;f nra;a, cWjp vLf;f, ngupJgLj;j kw;Wk; tpaf;Fk; mstpy; ele;J nfhs;s nra;ayhk;. ,J Vw;gLk; NghJ, cq;fSila Nfhgkhd vz;zq;fis kpfTk; fhuzf; 19 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL fhupaj; njhlu;Gila vz;zq;fSld; khw;Wtjw;F cq;fis ePq;fNs fl;lhag;gLj;jpf; nfhs;sTk;. cjhuzkhf, 'midj;Jk; ghohfptpl;lJ' vd;W rpe;jpg;gjw;F gjpyhf cq;fs; kdepiyia khw;wp ',J|| cyfj;jpd; KbT my;y NfhgkiltJ ,jw;F 'jPu;T MfhJ|| vd;W cq;fsplk; ePq;fNs nrhy;Yq;fs;. cj;jp 3: gpur;rpidf;F jPu;T fhZjy; cq;fshy; fl;Lg;gLj;j Kbahj gpur;rpid gw;wp NfhgkiltJ rupahf ,aw;ifahd gjpy; czu;T. rpy Neuq;fspy;, ePq;fs; vt;tsT Kaw;rp nra;jhYk;, ePq;fs; vjpu; nfhz;bUf;Fk; rpukj;jpw;F jPu;T ,y;yhky; ,Uf;Fk;. mj;jifa re;ju;g;gq;fspy;, gpur;rpidf;F jPu;T fhZtjpy; ftdk; nrYj;jhky; khwhf gpur;rpidia ifahStjpy; vjpu;nfhs;tjpy; ftdk; nrYj;jTk;. cq;fshy; Kbe;j tiuapy; rpwg;ghf ifahStPu;fs;, Mdhy; ePq;fs; tpUk;Gk; jPu;T fpilf;ftpy;iy vd;why; cq;fis ePq;fNs gop nrhy;y khl;Bu;fs; vd;W cq;fSf;F ePq;fNs epidTg;gLj;jpf;nfhs;Sq;fs;. cj;jp 4: rpwe;j jfty; njhlu;G ePq;fs; Nfhgkhf ,Uf;Fk; NghJ, Jy;ypakw;w KbTfs; vLg;gJ kpfTk; vspjhdJ. ,e;j re;ju;g;gj;jpy;, ePq;fs; gjpyspg;gij epWj;j Ntz;Lk;, NkYk; ePq;fs; nrhy;y Ntz;baJ gw;wp nrhy;Ytjw;F Kd;du; rpe;jpf;fTk;. cq;fs; %isapy; tUk; Kjy; tp\aj;ij nrhy;Ytijj; jtpu;f;fTk;. kw;wtu;fs; vd;d nrhy;fpwhu;fs; vd;gij ePq;fs; ftdkhf Nfl;f Ntz;Lk;. gjpyspg;gjw;F Kd;du; ciuahly; gw;wp rpe;jpf;fTk;. cj;jp 5: cq;fs; #o;epiyia khw;Wjy; cq;fs; #o;epiy cq;fSf;F Nfhgk; Vw;gLj;Jtjhf ,Ue;jhy;, Kaw;rp nra;J cq;fs; #oypy; ,Ue;J ,ilntsp vLf;fTk;. cq;fSf;F ePq;fNs jdpg;gl;l Neuk; xJf;fp nfhs;sTk;, Fwpg;ghf kpfTk; gugug;ghd kd mOj;jkhd ehl;fspy;. mikjpahf my;yJ nfhQ;r Neuk; jdpahf ,Ug;gJ ePq;fs; mikjpailtjw;F epr;rak; cjTk;. Nfhg fl;Lg;ghl;bw;fhd Fwpg;Gfs; gpd;tUk; Fwpg;Gfs; cq;fs; Nfhgj;ij fl;Lg;ghl;by; itf;f cjTk;: Ÿ Nfhgjj ; py; NgRtjwF ; Kdd ; u; cqf ; s; vzz ; qf ; is Nrfupff ; nfhQr; Neuk; vLjJ ; fn ; fhss ; Tk.; Ÿ ePq;fs; mikjpahdTld; vjpu;g;G my;yhj Kiwapy;, cq;fSila Nfhgj;jpw;fhd fhuzj;ij cWjpahd Kiwapy; ntspg;gLj;jTk;. Ÿ Nfhgk; tUfpwJ vd;W ePq;fs; czu;e;jTld; RWRWg;ghf XLjy; my;yJ eilgapw;rp nra;jy; Nghd;w rpy tifahd cly;uPjpahd clw;gapw;rpfis nra;aTk;. Ÿ cq;fSila jpdrup tof;fj;jpy; FWfpa ,ilntspfs; vLf;fTk;, Fwpg;ghf kpfTk; kd mOj;jkhd ehl;fspy;. Ÿ cz;ikapy; ftdk; nrYj;Jtjw;F khwhf, cq;fSf;F gpur;rpidf;F vg;gb jPu;T fhZtJ vd;gjpy; ftdk; nrYj;jTk;. Nfhgk; Vw;gLj;Jk; Fwpg;Gfs; Ÿ tpNuhjk; itj;Jf;nfhs;tjw;F kd;dpf;f Kaw;rpf;fTk;. gjpyhf, Ÿ fpz;ly; nra;J Jhf;fp vwpe;J mtkhdg;gLj;Jtij jtpu;f;fTk;. khwhf, mikjpahf Kjpu;r;rpahd Kiwapy; cq;fSila tpuf;jpf;fhd fhuzj;ij tpsf;f Kaw;rpf;fTk;. 20 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk cq;fSf;F Nfhgk; Vw;gLj;Jgtu;fis Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.1.8 kd mOj;jj;jpd; fl;Lg;ghL: kd mOj;jk; vd;why; vd;d ehk; RikAld; ek; Nky; Vw;wg;gl;Ls;s Rikia ifahs KbAkh vd;W njupahky; ,Uf;Fk; NghJ ehk; 'kd mOj;jj;jpy;' ,Ug;gjhf nrhy;fpNwhk;. ek;Kila eyid mr;RWj;Jk; my;yJ rthypLk; vijAk; ehk; kd mOj;jk; vd;W tiuaWf;fyhk;. kd mOj;jk; ey;yjhf my;yJ Nkhrkhdjhf ,Uf;fyhk; vd;gij ftdpg;gJ Kf;fpakhdJ. ey;y kd mOj;jk; ek;ik ,af;Fk; NghJ, vjpu;kiwahd kd mOj;jk; ek;Kila kdk; kw;Wk; cly; MNuhf;fpaj;ij Fiwf;fpwJ. kd mOj;jj;jpw;fhd fhuzq;fs; kd mOj;jk; cl;Gw kw;Wk; ntspg;Gw fhuzpfshy; Vw;glyhk; kd mOj;jj;jpd; cl;Gw fhuzq;fs; Ÿ epue;jukhd ftiy Ÿ ,Wf;fkhd rpe;jid Ÿ rhj;jpakpy;yh vjpu;ghu;g;Gfs; Ÿ mtek;gpf;if jd;ik Ÿ vjpu;kiwahd Ra-Ngr;R Ÿ midj;Jk; cs;s my;yJ midj;Jk; ,y;yhj mZFKiw kd mOj;jj;jpd; ntspg;Gw fhuzq;fs; Ÿ ngupa mstpyhd tho;f;if khw;wq;fs; Ÿ cwTKiwfspy; rpukq;fs Ÿ mjpf mstpy; nra;a Ntz;ba fl;lhak; Ÿ gzpapy; my;yJ gs;spapy; rpukq;fs; Ÿ epjp njhlu;ghd rpukq;fs; Ÿ Foe;ijfs;/my;yJ FLk;gk; gw;wpa ftiy kd mOj;jj;jpd; mwpFwpfs; kd mOj;jk; mJthfNt gy tpjq;fspy; ntspg;glyhk;. kd mOj;jj;jpd; mwpthw;wy;, czu;r;rp, cly;uPjpahd kw;Wk; elj;ij mwpFwpfisg; ghu;f;fTk;. mwpthw;wy; mwpFwpfs; czu;r;rp mwpFwpfs; Ÿ epidthw;wy; gpur;rpidfs; Ÿ kdr;Nrhu;T Ÿ ftdk; nrYj;Jtjpy; gpur;rpidfs; Ÿ Nghuhl;lk; Ÿ jPu;khdpg;gjpy; FiwghL Ÿ vupr;ryiljy; Ÿ mtek;gpf;ifjd;ik Ÿ jdpik Ÿ gjl;lk; Ÿ gjl;lk; Ÿ epue;jukhd ftiy Ÿ Nfhgk; 21 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL cly;uPjpahd mwpFwpfs; Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ NehT kw;Wk; typ tapw;Wg;Nghf;F my;yJ kyr;rpf;fy; Fkl;ly; kaf;f czu;T neQ;R typ kw;Wk;/my;yJ Ntfkhd ,ja Jbg;G neQ;R typ kw;Wk;/my;yJ Ntfkhd ,ja Jbg;G mbf;fb rsp my;yJ [_uk; Nghd;w czu;Tfs; elj;ij mwpFwpfs; Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ grp mjpfupj;jy; my;yJ Fiwjy; mjpf Jhf;fk; my;yJ NghJkhd msT Jhf;fhky; ,Ug;gJ R%fj;jpypUe;J tpyfp ,Ug;gJ ngWg;Gfisg; Gwf;fzpj;jy; kJ my;yJ rpfnul; vLj;Jf;nfhs;jy; efk; fbj;jy;, Ntff;fl;Lg;ghL Nghd;w gjl;lkhd gof;fq;fs; kd mOj;jj;ij fl;Lg;gLj;Jtjw;fhd Fwpg;Gfs; gpd;tUk; Fwpg;Gfs; cq;fs; kd mOj;jj;ij fl;Lg;gLj;Jtjpy; rpwg;ghf cjtyhk;: Ÿ cq;fs; kd mOj;jj;jpd; gy;NtW %y fhuzq;fis ePq;fs; ifahsf;$ba gy;NtW topfis Fwpj;Jf; nfhs;sTk;. Ÿ cq;fshy; midj;ijAk; fl;Lg;gLj;j KbahJ vd;gij epidtpy; nfhs;sTk;, Mdhy; ePq;fs; vg;gb gjpyspf;fpwPu;fs; vd;gij fl;Lg;gLj;jyhk;. Ÿ Nfhgj;Jld;, jw;fhg;G czu;Tld; my;yJ capu;g;gw;w Kiwapy; vjpu;nfhs;tjw;F khwhf cq;fSila czu;Tfs;, fUj;Jf;fs; kw;Wk; ek;gpf;iffis tpthjpf;fTk;. Ÿ ePq;fs; kd mOj;jkhf czUk; NghJ jpahdk;, Nahfh my;yJ lha; r;rp Nghd;w Xa;ntLf;Fk; El;gq;fis eilKiwg;gLj;jTk; Ÿ clw;gapw;rp nra;tjpy; cq;fSila ehspd; gFjpia mu;g;gzpAq;fs; Ÿ goq;fs;, fha;fwpfs; Nghd;w MNuhf;fpakhd czTfis rhg;gplTk;. Fwpg;ghf ru;f;fiu mjpf mstpy; epiwe;jpUf;Fk; MNuhf;fpakw;w czTfisj; jtpu;f;fTk; Ÿ cq;fSila ehis jpl;lkplTk; vdNt ePq;fs; Fiwthd kd mOj;jj;Jld;, cq;fs; Neuj;ij rpwg;ghf epu;tfpf;fyhk;. Ÿ Njitg;gLk; NghJ kf;fs; kw;Wk; tp\aq;fSf;F ,y;iy vd;W nrhy;Yq;fs;. Ÿ cq;fSila nghOJNghf;F kw;Wk; Mu;tq;fis njhlUtjw;F Neuj;ij jpl;lkpLq;fs;. Ÿ cq;fSf;F Fiwe;jgl;rk; 7 - 8 kzpNeuk; Jhf;fk; fpilg;gij cWjp nra;aTk; Ÿ ePq;fs; fh/gp; vLj;Jf;nfhs;tij Fiwf;fTk; Ÿ FLk;gk; kw;Wk; ez;gu;fSld; nrytpLk; Neuj;ij mjpfupf;fTk;. Fwpg;Gfs; Ÿ eq P f ; s; kd mOjj ; jJ ; ld; ,UfF ; k; NghjpYk; $l rpupff ; cqf ; is eq P f ; s; fll ; hagg ; Ljj ; pf; nfhsS ; qf ; s.; rpupgg ; J> ekfF ; jsut ; hd kfpor ; r ; pahd czui ; t mspff ; pwJ. Ÿ ghjpf;fg;gl;ltu; Nghd;W Nahrpg;gJ kw;Wk; czu;tij epWj;jTk;. cq;fSila mZFKiwia khw;wp capu;g;ghf ,Ug;gjpy; ftdk; nrYj;jTk;. 22 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpuptpd; 1.2. b[pl;ly; ,yf;fpak;: xU kWghu;it gpuptpd; Fwpf;Nfhs;fs; ,e;j ghlj;jpd; Kbtpy;> ePq;fs; ,tw;iw nra;a KbAk;;: 1. fzpdpapd; mbg;gil ghfq;fis fz;lwpjy; 2. fPNghu;bd; mbg;gil ghfq;fis fz;lwpjy; 3. mbg;gil fzpdp nrhw;fis epidTgLj;Jjy; 4. mbg;gil fzpdp fPf;fspd; nray;ghl;il epidTgLj;Jjy; 5. MS Office -,d; Kf;fpa gad;ghLfis tpthjpj;jy; 6. Microsoft Outlook-,d; gad;fis tpthjpj;jy; 7. <-fhku;];-,d; ntt;NtW tiffis tpthjpj;jy; 8. tu;j;jfu;fs; kw;Wk; thbf;ifahsu;fSf;fhd <-fhku;]; gyd;fis gl;baypLjy; 9. b[pl;ly; ,e;jpah gpur;rhuk; vt;thW ,e;jpahtpd; <-fhku;];-I Cf;Ftpf;f cjTk; vd;W tpthjpj;jy 10. ePq;fs; vt;thW xU <-fhku;]; jsj;jpy; xU g;uhlf;il tpw;gPu;fs; my;yJ Nrit GuptPu;fs; vd;W tpsf;Fjy; 1.2.1 fzpdp kw;Wk; ,d;lu;nel; mbg;gilfs;: khdplu MwÊwy; nghjÊjhiz kT]; fPNghu;b vkÑfr 1.2.1 fPNghu;bd; ghfq;fs; Ÿ nrd;l;uy; g;uhr]pq; A+dpl; (rpgpA): ,J fzpdpapd; %isahFk;. ,J g;Nuhf;uhk; mwpTWj;jy;fis nkhopngau;j;J nray;gLj;Jk;. Ÿ `hu;l; l;iut;: mjpf msT juTfis Nrkpf;ff;$ba xU rhjdk;. Ÿ khdplu;: jfty;fis ghu;itf;F ntspg;gLj;Jk; fzpdp jpiu nfhz;l xU rhjdk;. Ÿ kT]:; khdpll ; upy; nghUlf ; is FwpapLtjwf ; hf gadg;Ljj ; gg;Lk; xU ifahy; ,aff ; f$ ; ba rhjdk.; Ÿ gpupz;lu;: fzpdpapy; ,Ue;J tUk; ntspg;ghLfis mr;rplg;gl;l fhfpj Mtzq;fshf khw;wf;$ba xU rhjdk;. fPNghu;bd; mbg;gil ghfq;fs Nfg;]; ghf;];Ng]; \rpg;l; ];Ng]; vd;lu; VNuh fP]; vkÑfr 1.2.2 fPNghu;bd; ghfq;fs; 23 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ MNuh fP]; : cq;fs; fu;riu efu;j;Jtjw;F ,e;j fPf;fis mOj;jTk;. Ÿ ];Ng]; ghu; : xU ];Ngi] Nru;f;Fk;. Ÿ vd;lu; / upl;lu;d; : cq;fs; fu;riu xU Gjpa tupf;F efu;j;Jk;. Ÿ rpg;l;: cq;fSf;F xU fPapd; Nky;Fwp Ntz;Lnkd;whNyh my;yJ Nfgply; nyl;lu; Ntz;Lnkd;whNyh ,jid mOj;jTk;. Ÿ fhg;]; yhf; : ePq;fs; ilg; nra;j vOj;Jf;fs; midj;Jk; Nfg;gplyhf Ntz;Lnkd;why; ,e;j fPia mOj;jTk;> kPz;Lk; midj;ijAk; Nyhau; Nfrpy; Ntz;Lnkd;why; kPz;Lk; mjid mOj;jTk;. Ÿ ghf;];Ng]; :cq;fs; fu;rUf;F ,lJ gf;fj;jpy; cs;s midj;ijAk; ePf;Fk;. mbg;gil ,d;lu;nel; nrhw;fs; Ÿ jp ,d;lu;nel;: jfty;fis gupkhWk; xU gue;j ru;tNjr fzpdp ,izg;Gfspd; njhFg;G. Ÿ jp Ntu;y;l; itl; ntg;: ,d;lu;nel;by; cs;s jfty;fis cq;fSf;F mZfr; nra;Ak; mikg;G. Ÿ ntg;irl;: xU Fwpg;gpl;l jiyg;gpw;fhd jfty;fs; nfhz;l Ntu;y;l; itl; ntg; (kw;Wk; ,d;lu;nel;) ,y; cs;s xU ,lk;. Ÿ N`hk;Ng[;: xU ,izajsj;ij gw;wp jfty;fis ntg;irl;by; cs;s ,ju gf;fq;fSf;F topelj;JfpwJ. Ÿ ypq;f;/i`g;gu;ypq;f;: cq;fis NtW xU Nfhg;G my;yJ Mg;n[f;l;-f;F vLj;J nry;Yf;Fk; xU i`iyl; nra;ag;gl;l my;yJ mbf;Nfhbl;l Ifhd;> fpuhgpf; my;yJ nlf;];l;. Ÿ ntg; ml;u]; /AMu;vy;: ntg;irl;bd; Kftup. Ÿ ml;u]; ghf;];: ntg; Kftupia ePq;fs; ilg; nra;tjw;F gpuTru; tpz;Nlhtpy; cs;s xU ngl;b. toq;FfpwJ kw;Wk; ,J Fwpg;Gfs; Ÿ ePq;fs; xU .com ml;u];-f;F nry;Yk;NghJ> http:// my;yJ www. -I ilg; nra;aj; Njitapy;iy. ntWk; ntg;irl;bd; ngaiu ilg; nra;J> Ctrl + Enter mOj;jpdhy; NghJkhdJ. (cjhuzk;: www.apple.com-f;F nry;tjw;F 'apple ' vd;W ilg; nra;J> Ctrl + Enter mOj;jpdhy; NghJk;) Ÿ nlf;];l;-,d; msit Fiwf;fTk; mjpfupf;fTk; Ctrl fPia mOj;jp> + my;yJ - mOj;j Ntz;Lk;. Ÿ xU gf;fj;ij kPz;Lk; Vw;w my;yJ GJg;gpf;f F5 my;yJ Ctrl + R mOj;jTk;. 24 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.2.2 MS Office kw;Wk; <nkapy;: MS Office gw;wp MS Office myy ; J Microsoft Office vdg ; J Microsoft epWtdjj ; hy; cUthff ; gg ; ll ; xU fzpdp gN;uhfu;hk; njhFgG ; . ,J midjJ ; gaduf ; SfF ; kj ; hd; vdw ; hYk>; ,jpy; khztuf ; s>; tl P L ; gaduf ; s; kwW ; k; tzpf gaduf ; s; vdW ; Fwpgg ; plgg ; ll ; nttN;tW gjpgG ; fs; css ; d. midjJ ; gN;uhfu;hkf ; Sk; tpzN;lh]; kwW ; k; khff ; pzN;lh\; ,uzb ; Yk; xjj ; pireJ ; nrayg ; lf$ ; baJ. kpfTk; gpugykhd Mgp]; g;uhlf;l;]; kpfTk; gpugykhd cyfstpy; gad;gLj;jg;gLk; gad;ghLfspy; rpy: Ÿ Microsoft Word: ,J> gadu;fs; xU Mtzj;jpy; nlf;];l;-I ilg; nra;aNth my;yJ glq;fis Nru;f;fNth mDkjpf;Fk;. Ÿ Microsoft Excel: ,J> xU ];g;nul;\Pl;by; juTfis GFj;Jtjw;F mDkjpf;Fk;. NkYk;>; ,jpy; fzf;fPLfs; kw;Wk; tiuglq;fis cUthf;Fk;. Ÿ Microsoft PowerPoint:,J> gadu;fis ciu> glq;fs; kw;Wk; kPbah Nghd;wtw;iw Nru;f;f mDkjpf;Fk; kw;Wk; ];iyl;N\h kw;Wk; g;Nunrz;Nl\d; Nghd;wtw;iw cUthf;Fk;. Ÿ Microsoft Outlook:,J> gaduf ; is kpdd ; Qr ; y; mDgG ; tjwF ; k; ngWtjwF ; k; mDkjpfF ; k.; Ÿ Microsoft One Note:,J> xU jhspy; Ngdhit itj;J tiujy; kw;Wk; Fwpg;Gfs; vLg;gJ Nghd;w czu;it gadu;fSf;F mspf;Fk;. Ÿ Microsoft Access: ,J juTfis gy Nlgps;fshf Nrkpg;gjw;F mDkjpf;Fk;. Vd; Microsoft Outlook I Nju;T nra;aNtz;Lk; ,J xU gpugykhd kpd;dQ;ry; epu;thf Nju;T. Fwpg;ghf gzpaplq;fspy;> Microsoft Outlook,y; Kftup Gj;jfk;> Nehl;Gf;> ntg; gpuTru; kw;Wk; Nfyz;lu; Nghd;wit cs;sJ. ,e;j g;Nuhf;uhkpd; rpy Kf;fpa gyd;fs;: Ÿ xUq;fpizf;fg;gl;l Njly; nray;ghL: midj;J g;Nuhf;uhk;fspYk; cs;s juTfs; KOtjpYk; NjLtjw;F Kf;fpa nrhw;fis ePq;fs; gad;gLj;jyhk;. Ÿ Nkk;gl;l ghJfhg;G: cq;fs; kpd;dQ;ryhdJ `hf;fu;];> [q;f; nkapy; kw;Wk; gp\;\pq; ntg;irl; <nkapy; Nghd;wtw;wpy; ,Ue;J ghJfhg;ghf ,Uf;Fk;. Ÿ kpd;dQ;ry; xj;jpirT: cq;fs; kpd;dQ;riy cq;fs; Nfyz;lu;> njhlu;G gl;bay;-,y; cs;s Nehl;]; kw;Wk; cq;fs; NghDld; xj;jpirT nra;J nfhs;syhk;! Ÿ kpd;dQ;rYf;F Mg;iyd; mZfy;: ,d;nlu;dl; ,y;iyah? xU gpur;ridAk; ,y;iy! kpd;dQ;ry;fis M/g;iydpy; vOjp> mtw;iw ePq;fs; kPz;Lk; ,d;lu;nel; ,izg;G ngw;wTld; mDg;gyhk;. Fwpg;Gfs; Ÿ kpd;dQ;rYf;F gjpyspf;f Ctrl+R vd;Dk; FWf;Ftop Kiwia mOj;jTk;. Ÿ kpfTk; Kf;fpakhd kpd;dQ;rYf;F kl;LNk mwptpg;Gfis njuptpf;FkhW cq;fs; nl];f;lhg;ig mikf;fTk;. Ÿ nkNr[;-fis Nju;T nra;J ,d;ru;l; fPia mOj;jp tpiuthf gpshf; nra;Aq;fs; Ÿ mbf;fb mDg;gg;gLk; kpd;dQ;riy kWgb gad;gLj;j nlk;g;Nyl;-Mf Nrkpf;fTk;. Ÿ Kf;fpakhd kpd;dQ;riy Nfhg;Gfshf trjpahf NrkpAq;fs;. 25 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 1.2.3 <-fhku;];: <-fhku;]; vd;why; vd;d <-fhku;]; vd;gJ nghUl;fs; kw;Wk; Nritfis thq;Fjy; my;yJ tpw;gJ> my;yJ Nju;T my;yJ gzj;ij my;yJ juit ,d;lu;nel;-,y; kpd;dZ Kiwapy; gupkhw;wk; nra;tjhFk;. <-fhku;]; vd;gJ "vnyf;l;uhdpf; fhku;];"-,d; RUf;fk;. <-fhku;];-,d; cjhuzq;fs; <-fhku;];-apd; rpy cjhuzq;fs;: Ÿ Md;iyd; rhg;gpq; Ÿ kpd;dZ gzk; nrYj;jy;fs; Ÿ Md;iyd; Vyk; Ÿ ,d;lu;nel; ghq;fpq; Ÿ Md;iyd; bf;nfl;bq; <-fhku;]; tiffs; guptu;j;jidapy; gq;Nfw;ghsu;fspd; tifapd; mbg;gilapy; <-fhku;]; tifg;gLj;jg;gLk;. <fhku;];-apd; Kf;fpa tiffs; ,it: Ÿ gprpd]; L gprpd]; (gp2 gp): ,uz;L guptu;j;jid jug;gpdUk; tzpf egu;fs;. Ÿ gprpd]; L fd;rpA+ku; (gp2 rp): tzpf egu;fs; Efu;Nthu;fSf;F kpd;dZKiwapy; tpw;gJ Ÿ fd;rpA+ku; L fd;rpA+ku; (rp 2 rp): Efu;Nthu; xd;whf ,ize;J ,ju Efu;Nthu;fSf;F nghUl;fis tpw;gJ> thq;FtJ my;yJ tu;j;jfk; nra;tJ;. Ÿ fd;rpA+ku; L gprpd]; (rp 2 gp): Efu;Nthu;fs; nghUl;fis cUthf;fp> mtw;iw tpepNahfk; nra;tjw;fhf epWtdq;fis NjLtJ;. Ÿ gprpd]; L ml;kpdp];l;Nurd; (gp 2V): epWtdq;fs; kw;Wk; nghJ epu;thfj;jpilNa elf;Fk; Md;iyd; guptu;j;jidfs;. Ÿ fd;rpA+ku; L ml;kpdp];l;Nurd; (rp 2V): jdpegu;fs; kw;Wk; nghJ epu;thfj;jpilNa elf;Fk; Md;iyd; guptu;j;jidfs;. <-fhku;]; ,d; gyd;fs; gprpd]; tu;j;jfu;fs; kw;Wk; thbf;ifahsu;fSf;F> <-fhku;]; rpy gyd;fis mspf;Fk;. thbf;ifahsu;fSf;fhd gyd;fs;: Ÿ Md;iyd; ,Ug;gpd; epWty; Ÿ Xtu;n`l; fl;lzq;fis ePf;fp ,af;f fl;lzq;fis Fiwj;jy; Ÿ rpwe;j fPtu;l;];-I gad;gLj;Jtjd; %yk; g;uhz;l; tpopg;Gzu;it mjpfupj;jy; Ÿ Gtpapay; kw;Wk; Neuf; fl;Lg;ghLfis ePf;fp tpw;gidia mjpfupj;jy; thbf;ifahsu;fSf;fhd gyd;fs; : Ÿ ve;j xU filiaf; fhl;bYk; gytifahd Nju;Tfis toq;FfpwJ. Ÿ njhiyJ}u ,lq;fspy; ,Ue;J nghUl;fisAk; NritfisAk; ngwr; nra;Ak;. Ÿ Efu;Nthu; tpiy xg;gPLfis nra;tjw;F mDkjpf;fpwJ. b[pl;ly; ,e;jpah gpur;rhuk; gpujku; eNue;jpu Nkhb mtu;fs; 2015-Mk; Mz;by; b[pl;ly; ,e;jpah gpur;rhuj;ij1 epWtpdhu;> ,jd; Nehf;fkhdJ ,e;jpahtpy; cs;s xt;nthU FbkfDk; b[pl;ly; Nritfs;> nghJmwpT kw;Wk; jftYf;F mZfiy toq;fNtz;Lk; vd;gNj MFk;. ,e;j gpur;rhukhdJ ehl;bd; Md;iyd; cs;fl;likg;ig Nkk;gLj;jp> ,d;lu;nel; ,izg;ig mjpfupj;J> ,jd;%yk; <fhku;]; Jiwia Cf;Ftpf;Fk;. 1- http://www.digitalindia.gov.in/ 26 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; jw;NghJ> Md;iyd; guptu;j;jidfs; mjpf mstpy; ilau;2 kw;Wk; ilau;3 efuq;fspy; ,Ue;J tUfpd;wd. b[pl;ly; ,e;jpah gpur;rhuk; te;Jtpl;lhy;> muR jdJ Nritfis nkhigy; ,izg;Gfs; %yk; mspf;Fk;. ,jdhy; ehl;bd; njhiyJ}u %iyfspy; cs;s egu;fSf;Fk; ,d;nlu;dl;il toq;Ftjw;F cjTk;. ,J ,e;jpahtpd; ilau;4 efuq;fs; kw;Wk; fpuhkg;Gwq;fspy; <-fhku;]; khu;f;nfl; Eiotjw;F cjTk;. <-fhku;]; nray; ePq;fs; Md;iydpy; tpw;f tpUk;Gk; xU g;uhlf;l; my;yJ Nritia Nju;T nra;aTk;. jw;NghJ cs;s <-fhku;]; jsq;fis vt;thW ePq;fs; gad;gLj;JtPu;fs; my;yJ Gjpa <fhku;]; jsq;fis vt;thW cUthf;FtPu;fs;> cq;fs; g;uhlf;l; my;yJ Nritia vt;thW tpw;gPu;fs; vd;gij tpsf;fp xU rpwpa Fwpg;ig vOjTk;. Fwpg;Gfs; Ÿ cq;fs; <-fhku;]; jsj;ij epWTtjw;F Kd;> midj;ijAk; Nrhjpf;fTk;. Ÿ cq;fs; r%f Clfj;jpw;F kpFe;j ftdk; mspf;fTk;. 27 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gpuptpd; 1.3. gzj;jpd; Kf;fpaj;Jtk;; gpuptpd; Fwpf;Nfhs;fs; ,e;jg; gpuptpd; ,Wjpapy;> cq;fshy; gpd;tUgitfisr; nra;a KbAk;: 1. gzk; Nrkp;g;gjpd; Kf;fpaj;Jtk; gw;wp tpthjp;j;jy;; 2. gzk; Nrkp;;g;gjpd; ed;;ikfs; gw;wp tpthjp;j;jy;; 3. tq;fpapd; Kf;fpa fzf;F tiffis gw;wp tpthjp;j;jy;; 4. tq;fpap;;y; fzf;F Jtq;FtJ gw;wp tpsf;fkspj;jy; 5. epiyahd nryT kw;Wk; khWk; nrytpw;F ,ilNa cs;s tpj;ahrk; 6. Kf;fpakhd KjyPl;L tiffs; Fwp;j;J tpsf;fkspj;jy; 7. gy tifahd fhg;gPL jp;l;l;q;fs; Fwpj;J tpsf;fkspj;jy; 8. gy tifahd thpfs; Fwp;j;J tpsf;fkspj;jy; 9. ,iza tq;fpapd; gad;fs; Fwp;j;J tpthjp;j;jy 10. Kf;fpa kp;d;dZ gz; ghpth;;j;jidfs; Fwp;j;J tpthjp;j;jy;; 1.3.1 jdpegh; epjp- Vd; Nrkp;;f;f Ntz;Lk;: Nrkp;g;gjpd; Kf;fpaj;Jtk ek;Kila vjp;;h;fhyk; epr;rakw;wJ vd;W ekf;Fj; njhpAk;. ehis> mLj;j thuk; mLj;j tUlk; vd;d elf;Fk; vd;W cq;fSf;Fj; njhpahJ. mjdhy; jhd; Nrkp;g;G gof;fk; njhlh;e;J Kf;fpaj;Jtk; ngw;W tUfpwJ. gz Nrkpg;gpdhy; fhyg;Nghf;fp;;y; xUtUila epjp epiyik Kd;Nd;wwk; milfpwJ. ,jid njhpe;J nfhz;lhy; ePq;fs; mturj;jpw;fhf vLj;Jitj;j gzk; cq;fSf;F kd epk;kjpia mspf;Fk;. gzj;ij Nrkpg;gJ; gy tha;g;Gf;fSf;fhd fjit cq;fSf;Fj; jpwe;J itf;Fk;. Nrkpg;ggjp;d; gad;fs; gzk; Nrkp;;f;Fk; cq;fSf;F> gof;fj;jpid tsh;g;gjhy; gy ed;ikfs; fpilf;Fk;. Nrkp;g;gpdhy; Ÿ nghUshjhu Rje;jpuk;: ePq;fs; NghJkhd gzk; Nrkpj;J itj;jpUe;jhy; ePq;fs; ghJfhg;ghf czUtPh;fs;. cq;fSf;Fg; gpbj;j tpLKiwia Ntz;L;k;NghJ Njh;e;njLg;gjpypUe;J> cq;fSf;F Ntz;bagb Ntiyia khw;WtJ my;yJ Gjpa njhopy; njhlq;FtJ tiu cq;fSf;F Ntz;baij Njh;e;njLf;fyhk;. Ÿ fy;tpf;fhf cq;fis KjyPL nra;jy; : gzk; Nrkp;j;jhy; ePq;fs; gbf;Fk; gbg;gpw;F Ntz;ba fl;lzj;ij nrYj;jyhk;. ,J cq;fs; mDgtj;jpid mjpfhpg;gjhy; Kbtpy; ey;y rk;gsk; fpilf;Fk; Ntiyf;F nry;yyhk;. Ÿ fldpypUe;J tpLjiy: Nghjpa msT Nrkp;g;G itj;jpUe;jhy;> ePq;fs; ePz;l ehs; Njf;fpitj;jpUe;j fld; my;yJ fl;lzq;fis Nrkpg;gpypUe;J fl;btplyhk;. Ÿ vjph;ghuh nrytpw;F jahuhf ,Uj;jy;: ifapy; gzk; Nrkpj;Jitj;jpUe;jhy; vjph;ghuh nryTfshd jpBnud;W Vw;gLk; fhh; kw;Wk; tPL gOJghu;j;jy; Nghd;w epfo;Tfis rpukkpd;wp vjph;nfhs;syhk;. Ÿ jPBh; nryTfs;;: Nrkpg;gpdhy; jPBh; nryTfshd vjp;;h;ghuj cly; eyf;FiwT my;yJ jtp;h;f;f Kbahj gazq;fs; Nghd;wtw;iw gzr; rpukkpd;wp vjph;nfhs;syhk;. Ÿ nghpa nryT m. nfhs;Kjy; m. ,yf;F vspjpy; KbAk;: Nrkpg;G fr;rpjkhf 28 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; nra;jpUe;jhy;> ePq;fs; thq;fNtz;Lk;; vd epidj;jpUe;j fhh; my;yJ tPL Nghd;w nghpa nfhs;Kjy; ,yf;FfSf;F vspjhf gzk; fl;lyhk;. Ÿ xa;T ngWjy;: cq;fs; NtiyapypUe;J cq;fSf;F tUkhdk; fpilf;ffhj NghJk; ePq;fs; gy fhyk; Nrkpj;j gzk; cq;fis Rfkhf itj;jpUf;Fk; Fwpg;Gfs; Ÿ cq;fs; nrytopf;Fk; gof;ffj;ij epWj;Jq;fs;: xU thuj;jpy;>; xU nghUspy; mjpf gzk; nrytop;;f;fhjPh;fs;. mjw;F gjpyhf ePq;fs; nryT nra;a epidj;jpUe;j gzj;ij Nrkpg;gpy; itj;jpLq;fs;. Ÿ xU rpy thuj;jpy; xU rpy ehl;fspy; ePq;fs; ve;j nryTk; nra;akhl;Nld; vd KbT vLj;J mjid fl;lhak; nray;gLj;;Jq;fs;. 1.3.2 tq;fp fzf;Ffspd; tiffs;> xU tq;fp fzf;F Jtf;Fjy;: gytif tq;fp fzf;Ffs ,e;jpahtpy;> tq;fpfs; ehd;F tifahd fzf;F Nritfis toq;Ffpd;wd. mit Ÿ elg;G fzf;F Ÿ Nrkpg;G fzf;F Ÿ njhlh; gz itg;G fzf;F Ÿ epue;ju gz itg;G fzf;F elg;G fzf;F ,ej ; fzff ; py; gzk; jput itgg ; hf ,Ugg ; jhy; ,J tpahghpfSfF ; k; epWtdqf ; SfF ; k; cfej ; J. ,ej ; fzfF ; KjyL P kwW ; k; rpW NrkpgG ; fSfF ; cfej ; J myy ; vdg ; jhy; xU ehisfF ; ,jj ; id Kiwjhd; ghpthj ; j ; id nraa ; NtzL ; k; vdg ; J fll ; hak; fpilahJ. xU ehisfF ; vjj ; id Kiw NtzL ; nkdw ; hYk; ghpthj ; j ; id; nraJ ; nfhss ; yhk.; ,ej ; fzfi ; f itjj ; pUgg ; thf ; spd; Nrkpgg ; pwF ; tlb ; fpilahJ. rpy NritfSfF ; fll ; zk; czL ; . Nrkpg;G fzf;F Nrkpg;ig Cf;Ftpf;f ,e;j fzf;Ffs; Jtf;fg;gLtjhy; rk;gsk; ngWk; jdp egh;fs;> Xa;T ngw;wth;fs; kw;Wk; khzth;fSf;F jdpr; rYif cz;L. vt;tsT gzk; NghlNtz;Lk>; vt;tsT gzk; vLf;f Ntz;Lk; vd;gjpy; ve;jtpj jilAk; ,y;iy. Mdhy; gzk; vLg;gjpy; tiuaiw cz;L. ,jpy; fzf;F itj;jpUg;gth;fSf;F mth;fspd; Nrkpg;gpw;F tl;b cz;L. njhlh; ,l;L itg;G fzf;F Mh;b vdg;gLk; njhlh; gzitg;G fzf;F itj;jpUg;gth;fspd; fzf;Ffspy;; xl;L nkhj;jkhf Nrkpf;f Kbahky; ,Ug;gth;fs;; khjhkhjk; Nrkpf;fyhk;. ,e;j fzf;F itj;jpUg;gth;fs; xU Fwpg;gpl;l rpwpa njhifapid xU Fwpg;gpl;l fhy ,ilntspapy; Nrkpf;fyhk;. (Fiwe;j gl;rk; 6 khj fhyk;) Fwp;g;gpl;l fhyfl;lj;jpy; gzk; fl;ltpy;iy vd;why; mjw;F mguhjj; njhif t#ypf;fg;gLk;. Fwp;g;gpl;l fhy Kbtpy; nkhj;j njhifAk; tl;bAld; Nrh;j;J jpUk;gf; fpilf;Fk;. epue;ju ,l;L itg;G fzf;F v/g;b vdg;gLk; epue;ju gzitg;gpy;; ePz;l ehisf;F gzitg;G nra;a Ntz;Lk; vd;gth;fSf;F ,e;j Nrkpg;gpy; mjpf tl;b fpilf;Fk;. ,jw;fhd tl;b tpfpjk; njhifapid nghWj;Jk;> gzitg;G fhyj;jpid nghWj;Jk; tq;fpf;F tq;fp khWgLk;. ,e;j fzf;fpy; thbf;fiahshpd; gzk; xU Fwpg;gpl;l fhy mstpw;F tq;fpapy; gzitg;G nra;ag;gLk;. 29 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gzitg;G fhyk; Kbe;jJk; njhifapid ngw;Wf;nfhs;syhk;. Ntz;Lnkd;why; njhif Kjph;tpw;F Kd;dNu ngw;Wf;nfhs;syhk;. Mdhy;> mjw;fhd mguhjj; njhif gpbj;jk; nra;ag;gLk;. ,JTk; tq;fpf;F tq;fp khWgLk;. tq;fp fzf;F Jtf;Fjy; tq;fp fzf;ifj; Jtf;FtJ vspikahdJ. ePq;fs; vt;thW fzf;if Jtf;fyhk; vd;W fPNo ghh;f;fyhk;. gb1. fzf;F Jtf;fg; gbtj;jpid G+h;j;jp nra;a Ntz;Lk;. ,e;j gbtj;jpy; fPo;fz;l tptuq;fs; Njitg;gLk;. Ÿ Ra tptuq;fs; (ngah> Kfthp> njhiyNgrp vz;> gpwe;j ehs;> ghypdk;> njhopy;) Ÿ fzf;F tptuk; ngWk; Kiw (mr;Refy; / kp;d;d;Qry;) Ÿ Muk;g itg;G tptuk; (nuhf;fk;/ fhNrhiy) Ÿ cqf ; s; fzfi ; f ,afF ; k; tpjk; (,izak-;nryN;grp-toff ; khd fhNrhiy kwW ; k; gwW ; r; rl P L ; Kiw) ,jwF ; Njitahd ,ljj ; py; ifnahgg ; k; ,ll ; ij cWjp nraJ ; nfhss ; Tk.; gb 2. cq;fs; Gifg;glj;jpid xl;;lTk;. cq;fs; rkPgj;jpa Gifg;glj;jpid gbtj;jpy; mjw;nfd cs;s ,lj;jpy; xl;lTk;. gb 3.cq;fs; thbf;ifahsiu mwpe;J nfhs;Sq;fs; (Nfxa;rp) tptuj;jpid mspf;fTk; (Nfxa;rp) ,e;j Kiwapy; tq;fp jdJ thbf;ifahshpd; milahsk;> Kfthp Nghd;wtw;iw rhp ghh;f;fpwJ. xU tq;fpf; fzf;fpid Jtf;Ftjw;F xU thbf;fiahsh; rpy mq;fPfhpf;fg;gl;l Mtzq;fis milahsj;jpw;fhfTk; Kfthp rhpghh;g;gpw;fhfTk; rkh;g;gpf;fNtz;Lk;. rpy mYty; hPjpahd Kf;fpa Mtzq;fs; (Xtpb) ,Njh> Ÿ flTr;rPl;L Ÿ xl;Leh; chpkk Ÿ thf;fhsh; milahs ml;il Ÿ tUkhd thp fzf;F ml;il Ÿ Mjhh; ml;il gb 4. midj;J Mtzq;fisAk; rkh;g;gpj;jy; fzf;F Jtq;Fk; gbtk; kw;Wk; Nfxa;rp Mtzq;fis G+h;j;jp nra;J rkh;g;gpf;f Ntz;Lk;. me;j gbtq;fis; vy;yhk; rhpghh;j;j gpd;dh; fzf;F Jtf;fg;gLk;. Fwpg;Gfs; Ÿ rhpahd fzf;F tifapid Njh;e;njL;f;fTk Ÿ gbtq;fis G+h;j;jp nra;aTk;. Ÿ fl;lzk; Fwpj;J tprhupf;fTk;. Ÿ tpjpKiwfis Ghpe;Jnfhs;sTk Ÿ ,iza tq;fp fzf;fpy; NruTk;- mJ trjpahdJ. Ÿ cq;fs; ifapUg;gpid fz;fhzpf;fTk; 30 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.3.3 nryTfs;: epue;ju kw;Wk; khWk; nryT : vJ epue;ju nryT kw;Wk; khWk; nryT epue;ju nryT kw;Wk; khWk; nryT jhd; xU epWtdj;jpd; nkhj;j nrythFk;. xU nghUis cw;gj;jp nra;Ak; NghJ xU epWtdk; ,uz;L tifahd nryTfis Nkw;nfhs;Sk;. epue;ju nrythdJ xU nghUis cw;gj;jp nra;Ak; NghJ khwhJ. mJ vg;NghJk; xNu khjphpahfj; jhd; ,Uf;Fk;. Mdhy; khWk; nrythdJ xU nghUspd; cw;gj;jp mstpw;Nfw;g $lNth FiwaNth nra;Ak;;. mjhtJ ,e;j nryT cw;gj;jp mstpw;Nfw;g khWgLk;. epue;ju kw;Wk; khWk; nrytpw;Fs;s tpj;ahrk; epue;ju kw;Wk; khWk; nrytpw;Fs;s rpy Kf;fpa tpj;ahrq;fs; gpd;tUkhW mbg;gil epue;ju nryT khWk; nryT mh;j;jk; vt;tsT cw;gj;jpahdhYk; nryT khwhJ cw;gj;jpf;Nfw;g nryT khWk; ,ay;G Neuj;jpw;F rk;ke;jg;gl;lJ mstp;w;F rk;ke;jg;gl;lJ nrytpLjy; Vt;tsT cw;gj;jp nra;jhYk; xNu msT nryT MFk; myF Vt;tsT cw;gj;jpahfpwNjh tpiy me;j tpfpjhrhugb khWk; cjhuzk; Nja;khdk;> thlif> rk;gsk;> fhg;gPL> thpfs; cw;gj;jp nra;jhy; jhd; nryT MFk; xU xU vz;zpf;ifapd; tpiy khwhJ nghUl;fspd; nryT> $yp> juF> rpg;gkpLk; nryT Nghd;wit. Fwpg;Gfs; Ÿ xU nryT epue;ju nryth my;;yJ khWk; nryth vd;W eph;zapg;gjw;F fPo;fz;l Nfs;tpfisf; NfSq;fs;. epWtdk;> cw;gj;jpia epWj;jpa gpwFk; nryT khwpajh? ,y;iy vd;why; mJ epue;ju nryT. Mk; vd;why; mJ khWk; nryT. 1.3.4 KjyPL> fhg;gPL kw;Wk; thpfs;: KjyPL KjyPL vd;why; vjph;fhyj;jpy; ,yhgk; ngwNtz;b ,;d;W nrytplg;gl;l gzk;. Kf;fpakhd KjyPLfs; tUkhW. Ÿ gj;jpuq;fs;: mjpkhf gzk; ngwNtz;b jdpahh; kw;Wk; nghJj;Jiw epWtdq;fs; gj;jpuq;fis ntspapLfp;d;wd. Ÿ gqF ; fs:; gqF ; fs; myy ; J gqF ; epWtdqf ; shy; ntspaplgg;lL ; nghJ kff ; shy; thqf ; gg;LtJ. Ÿ rpW Nrkpg;G jpl;lq;fs;: kpfr; rpwpa mstpy; Nrkpf;fg;gLtij Cf;fg;gLj;JtJ rpW Nrkpg;G jpl;lq;fs;. njhopyhsh; itg;G epjp> Rfd;ah rk;hpjp kw;Wk; Njrpa Xa;Tjpa jpl;lk; Mfpad rpy gpugykhd jpl;lq;fshFk;. Ÿ gu];gu epjp: KjyPl;lhsh;fsplkpUe;J epjpiag; ngw;W gy ghJfhg;ghd jpl;lq;fspy; KjyPl;bid nra;tJ xU njhopy;Kiw epjp fUtpahFk;. Ÿ epue;ju ,l;Litg;G: xU Fwpg;gpl;l njhifia xU Fwpg;gpl;l fhy mstpw;F tl;bf;fhf epjp epWtdq;fsplk; itj;jpUg;gJ. Ÿ tPl;Lkid tpw;gid epWtdq;fs;: tq;fpfsplkpUe;J fldhf tPl;Lkidfs; thq;fp mjpf tpiyf;F ,yhgk; <l;l tpw;fg;gLtJ. 31 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk epjpiag; ngw;W gq;Nfw;ghsu; ifNaL Ÿ n`l;[; epjpfs;: ,e;j tifahd epjpfs; jdpahh; kw;Wk; nghJ epjp tpahghu epjpfspy; KjyPL nra;ag;gLfpwJ. Ÿ jdpahh; gq;F: jdpahh; gq;fpy; mjd; gq;Ffs; jdpahfNth my;yJ gq;Fr; re;ijapNyh ntsp;g;gilahf gl;bayplg;gLtJ ,y;iy. Ÿ jdpahh; gq;F: jdpahh; gq;fpy; mjd; gq;Ffs; jdpahfNth my;yJ gq;Fr; re;ijapNyh ntsp;g;gilahf gl;bayplg;gLtJ ,y;iy. fhg;gPL ,J ,uzL ; tifgg;Lk; xdW ; MAs; fhgg;L P kwn ; whdW ; MAs; fhykyy ; hj myy ; J nghJf; fhgg;L P . MAs; fhg;gPL kdpj tho;;f;iff;fhd midj;J fhg;gPLfSk; ,jpy; mlq;Fk;. MAs; fhg;gPL jpl;lq;fs; Kf;fpa MAs; fhg;gPL jpl;lq;fs;: Ÿ fhyf;fhg;gPL: ,J kpf vspikahd kypthd fhg;gPlhFk;. ,J> xU Fwpg;gpl;l fhy mstpw;F ghJfhg;gpidj; jUk;. Cjhuzkhf> 15 Kjy; 20 tUlq;fs;. ,jpy;; ,wg;gpw;F gpwF me;j FLk;gj;jpw;F Fwpg;gpl;l njhif fpilf;Fk;. Fwpg;gpl;lfhyk; tiu capUld; ,Ue;jhy; ve;j gzKk; fpilf;fhJ. Ÿ nlhskd;;l; nfhs;if: ,jpy; fhg;gPL kw;Wk; KjyPL vd;w ,U trjpfs; cz;L. gFjp njhif fhg;gPL> jp;l;l njhifapYk; kPjj; njhif gq;fpYk; KjyPL nra;a;ggLfpwJ. ,jpy; xU Fwp;g;gplg;gl;l nkhj;j njhif> ghyprpjhuh; ,we;j gpwF my;yJ Fwpg;gpl;l fhy ,ilntsp;;f;Fg; gpwF - ,tw;wpy; vJ Kjypy; elf;fpwNjh mg;NghJ me;j njhif mspf;fg;gLk;. Ÿ Adpl; ypq;fl; fhg;gPL jp;l;lk;.: (Aypg;) ,jpy; gphpkpaj; njhifapy; xU gFjp MAs; fhg;gPl;bw;Fk; kPjj;njhif> gq;Ffs; my;yJ fld;fspYk; KjyPL nra;ag;gLk;. ,jd; %yk; Nrkpf;Fk; gof;fk; njhlUk;. Ÿ gzk; jpUk;gtUk; MAs; fhg;gPL : ghyprpjhuh; capUld; ,Uf;Fk;NghJ Fwpg;gpl;l fhy ,ilntspapy;> capUld; ,Ug;gjw;fhd Cf;fj; njhif ghyprp fhyj;jpy; fpilf;Fk;. ghyprpjhuh; ,wf;Fk; gl;rj;jp;y; KO fhg;gPl;Lj; njhif kw;Wk; capUld; ,Ug;gjw;fhd njhifAk; fpilf;Fk;. Ÿ KO MAs; fhg;gPL: ,jpy; fhg;gPL kw;Wk; KjyPL fpilf;fpwJ. ,jpy; xUthp;;d; MAl;fhyk; my;yJ 100 tUlk; tiu fhg;gPL fpilf;Fk;. nghJ fhg;gPL: ,jpy; nrhj;Jf;fshd fhy;eilfs;> tptrhag; gaph;fs;> nghUl;fs;> Miyfs;> fhh; Nghd;wtw;wp;w;F fhg;gPL nra;ag;gLfpwJ. nghJ fhg;gPL jpl;lq;fs;: ,jpy; cs;s jpl;lq;fs; gpd;tUkhW: Ÿ thfd fhg;gPL: ,J ehd;F kw;Wk; ,uz;L rf;fu thfdq;fSf;F nghUe;Jk; Ÿ kUj;Jtf; fhg;gPL: ,jpy; cs;s fhg;gPl;Lj; jpl;;lq;fshd jdpegh;> FLk;gk;> kpjit Rfhjhu fhg;gPL xUq;fpize;j kUj;Jtf; fhg;gPL>Kf;fpa Neha; fhg;gPL Nghd;wit mlq;Fk;. Ÿ gazf;fhg;gPL: ,jpy; jdpegh; gazf; fhg;gPL> FLk;g gazf; fhg;gPL> khzth; gazf; fhg;gPL> %j;;j Fbkf;fs; gazf; fhg;gPL Nghd;wit mlq;Fk;. Ÿ ,y;yf;fhg;gPL: tPl;bw;Fk; tPl;by; cs;s midj;J nghUl;;fSf;Fk; Mgj;jpypUe;J ghJfhg;G jUfpwJ. 32 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ fly; fhg;gPL: ,e;j fhg;gPl;by; nghUl;fs;> ruf;Ffs; Nghd;wtw;iw vLj;Jr;nry;Yk; NghJ Vw;gLk; ,og;gpypUe;Jk; uapy;> rhiy> fly; kw;Wk; thd;topahf nfhz;Lnry;Yk; NghJ Vw;gLk; ,og;gpypUe;Jk; ghJfhg;G mspf;fpwJ. thpfs; thpfspy; ,uz;L tif cz;L - xd;W Neh;Kf thp kw;nwhd;W kiwKf thp Neh;Kf thp Neh;Kfthpfs; xU nghUspd; kPNjh my;yJ eghpd; kPNjh Nehpilahf tpjpf;fg;gLfpwJ. rpy Neh;Kf thpfs; tUkhW: Ÿ tUkhd thp: ,e;j thp cq;fSila Mz;L epjptUtha;f;fhf tpjpf;fg;gLfpwJ. ,J jdpegh; kw;Wk; epWtdq;fSf;Fg; nghUe;Jk;. Ÿ Kyjd Mjhaq;fs; thp: ,e;j thpahdJ ePq;fs; fdprkhd njhifapid ngWk; NghJ tpjpf;fg;gLfpwJ. ,jpy; ,uz;L tif cz;L- FWfpafhy Kyjd Mjhaq;fs; thpahdJ 36 khjq;fSf;Fk; Fiwthd KjyPl;bw;Fk;> ePz;lfhy %yjd Mjhaq;fs; thp 36 khjj;jpw;Fk; mjpfkhd KjyPl;bw;Fk; tpjpf;fg;gLfpwJ Ÿ gq;F ghpth;j;jid thp: ,e;j thpahdJ gq;fpd; tpiyNahL Nrh;f;fg;gLfpwJ. ,J gq;fpid xt;nthU Kiw thq;Fk;NghJk; tpw;Fk; NghJk; tpjpf;fg;gLfpwJ. Ÿ Nky;tUkhdk; thp: ,e;j thpahdJ xU epWtdk; my;yJ Copah; rYiffis ngWk;NghJ tpjpf;fg;gLfpwJ. kiwKf thp: kiwKf thpahdJ nghUs; kw;Wk; NritfSf;F tpjf;fg;gLfpwJ. rpy kiwKf thpfSf;F cjhuzq;fs; gpd;tUkhW: Ÿ tpw;gid thp: ,e;j thpahdJ xU nghUis tp;w;gjw;F tpjpf;fg;gLfpwJ. Ÿ Nrit thp: ,e;j thpahdJ ,e;jpahtpy; mspf;fggLk; NritfSf;F tpjpf;fg;gLfpwJ. Ÿ Rq;fthp kw;Wk; efh;Rq;f thp: Rq;fthpahdJ ntspehl;bypUe;J ,wf;Fkjp nra;ag;gL;k; nghUl;fspd;kPJ tpjpf;fg;gLfpwJ. efh;Rq;f thpahdJ ,e;jpahtpy; khepyk; tpl;L khepyk; nry;Yk; nghUl;fsp;;d; kPJ tpjpf;fg;gLfpwJ. Ÿ Rq;fthp kw;Wk; efh;Rq;f thp: Rq;fthpahdJ ntspehl;bypUe;J ,wf;Fkjp nra;ag;gL;k; nghUl;fspd; kPJ tpjpf;fg;gLfpwJ. efh;Rq;f thpahdJ ,e;jpahtpy; khepyk; tpl;L khepyk; nry;Yk; nghUl;fsp;;d; kPJ tpjpf;fg;gLfpwJ. Ÿ fyhy; thp: fyhy; thpahdJ ,e;jpahtpy; cw;gj;jp my;yJ jahhpf;fg;gl;;l nghUl;fsp;d; kPJ tpjpf;fg;gLfpwJ. Fwpg;Gfs; Ÿ cq;fSf;F ve;j mstpw;F Ntfkhf gzk; jpUk;g fpilf;f Ntz;Lk; vd;W KbT nra;J mjw;Nfw;wthW KjyPl;bid Njh;e;njLf;fyhk;. Ÿ cq;fSf;Fj; Njitahd rhpahd tif fhg;gPl;bidj; Njh;e;njLf;f Ntz;Lk;. Ÿ thpfs; fl;lhky; ,Ue;jhy; mjw;fhd jz;lidahf mguhjk; Kjy; rpiwjz;lid tiu ngw Nehplyhk;. 33 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 1.3.5 ,izajs tq;fpNrit- neg;l;> Mh;b[pv];> Kjypad: ,izajs tq;fp Nrit vd;why; vd;d ? ,izajs tq;fp Nrit my;yJ Md;iyd; tq;fpNrit vd;gJ tq;fpf; fzf;F itj;jpUg;gth;fs; jq;fSila fzf;F tpguq;fis jq;fSila kbf;fzpzp topahf ve;j gFjpapypUe;Jk; ngwyhk;. ,e;j Kiwapy; fzf;F gw;wpa fl;lisfis mDg;g KbAk;. xU fzf;F itj;jpUg;gth; jd;Dila fzf;fpid mZf mtUf;nfd;W xJf;fg;gl;l jdpg;gl;l milahs vz;izAk;> flTr;nrhy;ypidAk; itj;jpUf;f Ntz;Lk;. ,izajs tq;fp Nritfis fPo;fz;ltw;wp;w;F gad;gLj;jyhk;: Ÿ tq;fp fzf;fpy; cs;s ,Ug;gpid mwpe;Jnfhs;s Ÿ xU fzf;fpy; ,Ue;J kw;nwhU fzf;fpw;F gz ghpkhw;wk; nra;a Ÿ fhNrhiyfis mspg;gjw;F Vw;ghL nra;a Ÿ fl;lzq;fs; nrYj;j cj;jputpl Ÿ fhNrhiy Gj;jfk; ngw Ÿ fzf;Ffs; gw;wpa mwpf;if ngw Ÿ epue;ju gzitg;G nra;a kpd;dD gzg;ghpth;j;jid kp;d;dZ gzg; ghpth;j;jid topahf vspjhf; tPl;bypUe;J ekf;F gpbj;j Neuj;jpy; xUq;fpize;j tq;fp fUtpfshd ,izajs my;yJ nry;Ngrp tq;fp Nrit topahf xUtUf;F gzk; mDg;gyhk;. ,jpy;> kpd;dZ Eiothapy; topahf kpf vspjhf ghpth;j;jid nra;ayhk;. ,e;j ,izajs tq;fp Kyk; ePq;fs; fPo;fz;l Nritapid Njh;e;njLf;fyhk;: Ÿ mNj tq;fpapYs;s cq;fs; fzf;fpw;F gzk; mDg;gyhk; Ÿ mNj tq;fpapYs;s kw;wth;fs; fzf;fpw;F gzk; mDg;gyhk; Ÿ kw;w tq;fpapYs;s kw;w fzf;FfSf;F ne/g;l; trjpapd; %yk; gzk; mDg;gyhk;. Ÿ kw;w tq;fpfSf;F Mh;b[pv]; %yk; gzk; mDg;gyhk;. Ÿ gy;NtW fzf;FfSf;F Ivk;gp;]; %yk; gzk; mDg;gyhk;. ne/g;l; neg;;l; (NEFT- National Electronic Funds Transfer) vd;gJ Njrpa kpd;dZ gzg; ghpth;j;jid vd;gjp;;d; RUf;fk;. ,e;jg; gzghpth;j;jidapy; cq;fs; fzf;fpypUe;J ve;j tq;fp fzf;fpw;Fk;> mNj tq;fp my;yJ ve;j tq;fpahfTk; ,Uf;fyhk;. ne/g;l; trjpAld; jdp egh;> epWtdq;fs;> ngUepWtdq;fs; Nghd;wit tq;fp fzf;FfSf;fpilNa gzg;ghpkhw;wk; nra;J nfhs;syhk;. ,J Nghd;W gzg;ghpkhw;wk; ne/g;l; topahf nra;a ,uz;L tpraq;fs; Kf;fpkhf Ntz;Lk;. Ÿ gzk;nrYj;Jk; tq;fp Ÿ gzk;ngWk; tq;fp ne/g;l topahf gzg;ghpkhw;wk; nra;tjw;F Kd;G gzk; ngWk; gadhsp gw;wpa tptuq;fis gjpT nra;J nfhs;s Ntz;Lk;. gjptpid KOikahf;f gpd;tUtdtw;iw nra;a Ntz;Lk;. Ÿ gzk; ngWgth; ngah; Ÿ gzk; ngWgthpd; fzf;F vz; Ÿ gzk; ngWgthp;d tq;fpapd; ngah; 34 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ gzk; ngWgthpd; Ivg;v];rp NfhL Mh;b[pv]; (RTGS- Real Time Gross Settlement) ,e;j gzg; ghpkhw;w Kiwapy; gzk; xU tq;fpapypUe;J kw;nwhU tq;fp;f;F mNjNeuj;jp;;y; xl;Lnkhj;jkhf gzg;gghpkhw;wk; nra;ayhk;. ,t;thW mDg;gg;gl;l gzk;> gzk; mDg;Ggthpd; fzf;fpypUe;J cldbahf fopf;fg;gl;L gzk; ngWgthpd; fzf;fpy; cldbahf tuT itf;fg;gLfpwJ. ,e;j Mh;b[pv]; Eiothapy; ghuj hprh;t; tq;fpapdhy; eph;tfpf;fg; gLfpwJ. tq;fpfSf;fpila kpd;dZ Kiwapy; ghpth;j;jid nra;ag;gLfpwJ. Mh;b[pv]; Kiwapy;> jdpegh; kw;Wk; epWtdq;fs; mjpf msT gzg; ghpth;j;jid nra;a ,aYk;. gzk; mDg;Gtjw;F Kd;dh; gadhspapd; fzf;F gw;wpa tptuq;fis ,izajs tq;fp fzf;F %yk; gjpT nra;a Ntz;Lk;. ,e;j gjptpid Nkw;nfhs;s fPo;fz;l tptuq;fs; Njitg;gLk;: Ÿ gzk; ngWgth; ngah Ÿ gadhspapd; tq;fp tpyhrk; Ÿ gzk; ngWgthpd; fzf;F vz Ÿ gzk; ngWgthpd; Ivg;v];rp NfhL Ivk;gpv]; Ivk;gpv]; (IMPS - Immediate Payment Services) ,jdhy; xNu Neuj;jpy;; cldbahf ,e;jpah KOtJk; cs;s tq;fpfspy; gzg; ghpkhw;wk; nra;a KbAk;. Ivk;gpv]; Kiwapy; kpd;dZ gzg; ghpth;j;jid Kiwapy; nkhigy; tq;fp my;yJ FWQ;nra;jp Kiwapy; nry;Ngrp topahf nra;a ,aYk;. ,jid jhdpaq;fp gzk; gl;Lthlh ,ae;jpuk; vdg;gLk; Vbvk; (ATM ) topahf my;yJ ,izak; topahfTk; nra;ayhk;. ,e;j trjp. 24 kzp NeuKk; thuj;jpw;F 7 ehl;fSk; cz;L. ,e;j Kiw kpfTk; ghJfhg;ghdJ. fl;lis epiwNtw;wg;gl;l cld; xg;Gjy; te;JtpLk;. ,e;j Kiwapy; ePqfs; gzk; mDg;g nra;a Ntz;banjy;yhk;: Ÿ Ivk;gpv]; trjp ngw tq;fpapy; gjpT nra;Jnfhs;s Ntz;Lk;. Ÿ tq;fpapypUe;J nkhigy; kzp Ibd;bigah; (MMID) ngw Ntz;Lk; Ÿ vk;gpIvz; tq;fpapypUe;J ngw Ntz;Lk;. XUKiw ngw;Wtpl;lhy; cq;fSila tq;fp fzf;fpw;F nrd;W my;yJ FWQ;nra;jp %ykhf njhif mDg;g Ntz;b Nfhhpf;if itf;fyhk;. gadhsp gzj;jpidg; ngw mtUf;F 1. mtUila nry;Ngrp vz; mtUila fzf;Fld; ,izf;fg;gl;bUf;f Ntz;Lk;. 2. vk;gpIvz; tq;fpapypUe;J ngw Ntz;Lk;. Ivk;gpv]; %yk; gzg;ghpth;j;jid Jtf;f fPo;fz;l tptuq;fs; Njitg;gLk;. 1. gadhspapd; nkhigy; vz; 2. gadhspap;;d vk;vk;Ib 3. ghpkhw;wk; nra;ag;gLk; njhif 4. cq;fSila Ivk;gpvz cq;fs; fzf;fpypUe;J gzk; fopf;fg;gl;l cld; kw;Wk; gadhspapd; fzf;fpy; gzk; tuT itf;fg;gl;l cld; cq;fSf;F ghpkhw;wk; nra;jjw;fhd Fwpg;G vz;> vjph;fhy Fwpg;gp;;w;fhf FWQ;;nra;jpahf mDg;gg;gLk;;. 35 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL neg;l> Mh;b[pv]; kw;Wk; Ivk;gpv];;f;F ,ilNa cs;s NtWghL neg;> NEFT Mh;b[pv]; RTGS Ivk;gpv];; IMPS mzp mzpahf nra;ag;gLfpwJ; okLrfod le; okLrfod le; mbg;gil jPh;T KO totk; National Electronic Fund Transfer Neuk; jpq;fs; Kjy; nts;sp tiu 8.00 kzp Kw;gfy;6.30 kzp gpg Real Time Gross Settlement Immediate Payment Service 9.00 kzp Kw;gfy;4.30 kzp gpg 24x7 9.00 kzp Kw;gfy;1.30 kzp gpg 24x7 Neuk; rdp;f;fpoik 8.00 kzp Kw;gfy;1.00 kzp gpg khw;Wtjw;F Fiwe;j gl;r njhif `1 yl;rk; khw;Wtjw;F mjpfgl;r njhif `10 yl;rk; `10 yl;rk; xU ehisf;F `2 yl;rk; Hprh;t; tq;fpapd; Mizg;gb mjpfgl;r fl;lzk; 10>000 tiu U2.5 U10>000 Kjy; 1yl;rk; tiu - U5 1yl;rj;jpw;F Nky; 2 yl;rj;jpw;Fs; U 15 2 yl;rj;jpw;F Nky; 5 yl;rj;jpw;Fs U 25 5 yl;rj;jpw;F Nky; 10 yl;;rj;jpw;Fs; U25 2 yl;rj;jpw;F Nky; 5 yl;rj;jpw;Fs U 25 5 yl;rj;jpw;F Nky; 10 yl;;rj;jpw;Fs; -U50 10>000 tiu U5 U10>000 Kjy; 1yl;rk; tiu - U5 1yl;rj;jpw;F Nky; 2 yl;rj;jpw;Fs; U 15 `1 `2 yl;rk; Fwpg;Gfs; Ÿ kpd;dQ;rypy; tUk; cq;fs; fzf;Ffs; Fwpj;j ,iza tq;fpapd; ve;j ,izg;igAk; fpsp;;f; nra;a Ntz;lhk;. Ÿ ,iza tq;fp Nritapid Nfl;fg;gLtJ ,y;iy. Ÿ cq;fs; ,izajs flTr; nrhy;iy khw;Wtij tof;fkhf nfhz;bUq;fs;. gad;gLj;Jk;NghJ 36 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk cq;fs; tuT nryT tptuk; Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpuptpd; 1.4. Ntiytha;g;G kw;Wk; RaNtiytha;g;Gf;F jahHnra;jy; gpuptpd; Fwpf;Nfhs;fs; ,e;jg; gpuptpd; ,Wjpapy;> cq;fshy; gpd;tUgitfisr; nra;a KbAk;: 1. xU NeHfhzYf;F jahuhtjw;fhd gbepiyfis tpthjpj;jy; 2. xU gaDs;s jw;Fwpg;ig cUthf;Ftjw;fhd gbepiyfis tpthjpj;jy; 3. kpfTk; mbf;fb Nfl;fg;gLk; NeHfhzy; Nfs;tpfis tpthjpj;jy; 4. kpfTk; mbf;fb Nfl;fg;gLk; NeHfhzy; Nfs;tpfSf;F vt;thW gjpyspg;gJ vd;gij tpthjpj;jy; 5. mbg;gil gzpapl nrhw;gjq;fis tpthjpj;jy; 1.4.1 NeHfhzYf;F jahuhjy;: xU NeHfhzYf;F jahuhtJ vg;gb ePq;fs; tpUk;Gk; gzpiag; ngWtjpy; ntw;wpailtJ vd;gJ xU gzpf;fhd NeHfhzy; vg;gb ,Uf;fpwJ vd;gijg; nghWj;Nj ngUk;ghYk; ,Uf;fpwJ. vdNt> ePq;fs; cq;fs; NeHfhzYf;F nry;tjw;F Kd;dH> NeHfhzYf;fhf xU ey;y mstpyhd Muha;r;rp kw;Wk; jpl;lkplYld; jahuhtJ Kf;fpakhFk;. xU NeHfhzYf;F ed;whfj; jahuhtjw;Fg; gpd;gw;w Ntz;ba gpd;tUk; gbepiyfis ghHf;fTk;: 1. ePq;fs; NeHfhzy; nry;y Ntz;ba epWtdk; Fwpj;J Ma;T nra;jy;. Ÿ epWtdk; Fwpj;J Kd;dNu njupe;Jnfhs;tJ cq;fSf;F NeHfhzy; Neuj;jpy; cjTk;. epWtdj;ijg; gw;wpa cq;fspd; mwpthdJ NeHfhzy; Neuj;jpy; cq;fSf;F gjpyspf;f cjTfpwJ kw;Wk; cq;fis kpfTk; jd;dk;gpf;if kpf;ftuhf czu itf;fpwJ. ,J cq;fis kw;wtHfsplk; ,Ue;J epr;rakhf NtWgLj;jpf;fhl;LfpwJ. Ÿ epWtdj;jpd; gpd;Gyk; Fwpj;j jfty;fisj; NjlTk;. epWtdk; gw;wpa fz;Nzhl;lk; kw;Wk; mjd; njhopw;rhiy tptuj;ij fz;Lgpbf;fTk;. Ÿ epWtdk; vd;d nra;fpwJ vd;gijg; gw;wpj; ed;whfj; njupe;Jnfhs;s epWtdj;jpd; tiyjsj;ijg; ghHitaplTk;. Kf;fpakhd jfty;fis xU epWtdj;jpd; tiyjsk; toq;FfpwJ. epWtdj;jpd; ,yf;F Fwpj;j mwpf;ifiag; gbj;J> Gupe; J nfhs; s Tk; . epWtdj; j pd; jahupg; G g; n ghUl; f s; / Nritfs; kw; W k; thbf;ifahsupd; gl;bay; Fwpj;J ftdpf;fTk;. epWtdj;jpd; vjpHghHf;fg;gLk; tsHr;rp kw;Wk; epiyj;jd;ik Fwpj;J xU vz;zj;ijg;ngw VjhtJ nra;jpj;jhs; ntspaPl;bd; %ykhfg; gbf;fTk;. Ÿ cq;fspd; Ma;T epiwtile;j gpwF> cq;fSf;F VNjDk; Nfs;tpfs; Fwpj;Jf;nfhs;sTk;. 2. ,Ue;jhy; gzpf;fhd NjitfSf;F cq;fspd; jpwd;fs; kw;Wk; fy;tpj;jFjp nghUe;Jfpwjh vd;gJ Fwpj;J Nahrpf;fTk;. Ÿ gzpapd; tptuk; Fwpj;J ftdkhfg; gbj;J> gFg;gha;T Nkw;nfhs;sTk;. Ÿ gzpf;fhd Njitfis g+Hj;jp nra;tjw;F Njitahd mwpT> jpwd;fs; kw;Wk; jpwikfs; Fwpj;J njupe;Jnfhs;sTk;. Ÿ epWtdj;jpd; gjtpfspd; gbepiy mikg;ig ghHf;fTk;. me;j mikg;gpy; ePq;fs; tpz;zg;gpf;Fk; gjtp vq;F cs;sJ vd;gijf; fz;Lgpbf;fTk;. 3. ngUk;ghYk; Nfl;fg;gl;l tof;fkhd NeHfhzy; Nfs;tpfs; Fwpj;J gbj;J> mjw;fhd cq;fspd; gjpy;fisj; NjHT nra;aTk;. 37 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ ngUk;ghyhd NeHfhzy;fspy; jw;Fwpg;G rhHe;j> kNdhghtk; rhHe;j kw;Wk; fs Ma;T Fwpj;j fyitahd Nfs;tpfNs Nfl;fg;gLfpd;wd vd;gij epidtpy; nfhs;sTk;. Ÿ ,e;j %d;W gpupTfspy; Nfl;fg;gLk; tof;fkhd mspf;fg;NghFk; gjpy;fs; Fwpj;J Nahrpf;fTk;. Nfs;tpfSf;F ePq;fs; Ÿ cq;fshy; ek;gpf;ifahf kw;Wk; njspthf ntspg;gLj;j KbAk; tiuapy; me;j gjpy;fis gapw;rp nra;aTk;. 4. NeHfhzYf;fhd cq;fs; cilia jpl;lkplTk;. Ÿ mYty;rhHe;j jw;nrayhd cilia mzpayhk; vd;W ntspg;gilahf njuptpj;jpUe;jhy; jtpu> mYty;rhHe;j rhjhuzkhd cilia NjHT nra;tJ vg;nghOJk; ghJfhg;ghdJ MFk;. (ve;j #oYf;F vJ Njit vd;gij ePq;fNs KbT nra;ayhk;). Ÿ cq;fs; Milfs; J}a;ikahfTk;> ryit nra;ag;gl;Lk; ,Ug;gij cWjp nra;aTk;. eLepiyahd epwq;fisj; NjHT nra;aTk;- kpfTk; mlHj;jpahfTk; Ntz;lhk;> kq;fyhfTk; Ntz;lhk;. Ÿ ePq;fs; mzpAk; fhyzpfs; cq;fs; MilfSf;Fg; nghUj;jkhf ,Uf;f Ntz;Lk;. mit Rj;jkhfTk;> NeHfhzYf;Fg; nghUj;jkhdjhfTk; ,Uf;f Ntz;Lk;. Ÿ ePq;fs; xU njhopy;Kiwapyhd> kpfTk; jpwikahd egH vd;w czHit ePq;fs; re;jpf;Fk; xt;nthU eguplKk; Vw;gLj;j Ntz;Lk; vd;gNj cq;fspd; Nehf;fk; vd;gij epidtpy; nfhs;sTk;. 5. NeHfhzYf;F cq;fSf;Fj; vd;gij cWjpnra;aTk;. Njitahd midj;ijAk; vLj;Jf;nfhz;Ls;sPHfs; Ÿ cq;fs; jw;Fwpg;gpd; rpy gpujpfis vLj;Jf;nfhs;sTk;. cq;fspd; jw;Fwpg;ig gpujpnaLf;f ey;y jukhd fhfpjj;ijg; gad;gLj;jTk;. Ÿ vg;nghOJk; xU ePskhd Nehl;Ngl; kw;Wk; xU Ngdhit vLj;Jf;nfhs;sTk;. Ÿ tpz; z g; g gbtj; i j epug; G tjw; F jfty;fisAk; vLj;Jf;nfhs;sTk;. cq; f Sf; F j; Njitahd midj; J Ÿ Njitg;gl;lhy;> cq;fs; gzpapd; rpy khjpupfis vLj;Jr;nry;yTk;. 6. nrhw;fs;-my;yhj jfty;njhlHgpd; Kf;fpaj;Jtj;ij epidtpy; nfhs;sTk;. Ÿ jd;dk;gpf;ifia ntspg;gLj;Jtjw;F gapw;rp nra;aTk;.Gd;diff;f Ntz;Lk; kw;Wk; fz;izg; ghHj;J Ngr Ntz;Lk; vd;gij epidtpy;nfhs;sTk;. cWjpahf if;FYf;f gapw;rp nra;aTk;. Ÿ cly; nkhopapd; Kf;fpaj;Jtj;ij epidtpy; itf;fTk;. epkpHe;J Neuhf mkHtjw;F gapw;rp nra;aTk;. glglg;ghf ,Uj;jy; kw;Wk; fhy;fisj; jl;Ljy; Nghd;w gjl;lkhd iriffis epWj;j Rakhf gapw;rp nra;Jnfhs;sTk;. Ÿ cq;fspd; nray;ghLfis rupghHj;Jf;nfhs;Sk; tifapy; gapw;rp nra;Jnfhs;sTk;. cq;fspd; Kf ghtidfs; cq;fspd; cz;ikahd czHTfs; Fwpj;j ey;y ghHitia mspf;Fk; vd;gij epidtpy; nfhs;sTk;. xU NeHkiwahd Njhw;wj;ij Vw;gLj;Jtjw;F gapw;rp nra;Jnfhs;sTk;. 7. NeHfhziy epiwT nra;tjw;fhd Nfs;tpfspd; gl;baiy jahH nra;aTk;. Ÿ cq;fSf;F VNjDk; Nfs;tpfs; cs;sjh vd;w NeHfhzy; nra;gtupd; Nfs;tpAlNdNa ngUk;ghyhd NeHfhzy;fs; epiwtilfpd;wd. ePq;fs; epiwa Ma;T nra;Js;sPHfs; kw;Wk; epWtdj;ijg; gw;wp NkYk; epiwa fw;Wf;nfhs;tjw;F MHtj;Jld; ,Uf;fpwPHfs; vd;gijf; fhl;l ,JNt cq;fSf;fhd tha;g;ghFk;. 38 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ NeHfhzy; nra;gtH cq;fsplk; ,e;jf; Nfs;tpiaf; Nfl;ftpy;iynadpy;> ePq;fs; rpy tpraq;fis tpthjpf;f tpUk;Gtjhf mtHfsplk; njuptpf;fTk;. epWtdj;ijg; gw;wp ePq;fs; gbf;Fk;nghOJ ePq;fs; jahH nra;j Fwpg;Gfis Nkw;Nfhs; fhl;Ltjw;F ,Jjhd; rupahd NeukhFk;. Ÿ gpd;tUgit ,e;j Neuj;jpy; ePq;fs; Nfl;f Ntz;ba rpy ey;y Nfs;tpfs; Mfk;: ¡ ,e;jg; gzpapy; ehd; ntw;wpfukhf ,Ug;gjw;F kpf Kf;fpakhd jFjpahf ePq;fs; vijf; fUJfpwPHfs;? ¡ vdJ nray;jpwd; vt;thW kjpg;gplg;gLk;? ¡ Kd;Ndw;wj;jpw;F vd;ndd;d tha;g;Gfs; cs;sd? ¡ gzpakHj;Jk; nray;Kiwapy; mLj;jLj;j gbepiyfs; vd;d? Ÿ epWtdj;jpd; tiyj;jsj;jpy; vspjhff; fpilf;ff;$ba jfty;fs; gw;wp vg;nghOJk; Nfl;ff;$lhJ vd;gij epidtpy; nfhs;sTk;. Fwpg;Gfs; Ÿ cs;shHe;j kw;Wk; tprhupf;ff;$ba Nfs;tpfisf; Nfl;fTk;. Ÿ jfty; njhlHG Nkw;nfhs;Sk;nghOJ> Gd;dif nra;jy;> fz;izg; ghHj;J NgRjy; kw;Wk; jPtpukhf ftdpj;jy; kw;Wk; jiyairj;jy; Nghd;w rpwe;j cly;nkhopfisg; gad;gLj;jTk;. rupaw;w Kiwapy; cl;fhUjy; kw;Wk; efUjy;> mUfpYs;s nghUl;fSld; tpisahLjy;> glglg;ghf ,Uj;jy;> fk; nky;Yjy; my;yJ KZKZj;jy; Mfpatw;iw nra;af;$lhJ. 1.4.2 xU rpwg;ghd jw;Fwpg;ig jahHnra;jy;: xU rpwg;ghd jw;Fwpg;ig jahHnra;tJ vg;gb xU jw;Fwpg;G vd;gJ xU tpz;zg;gjhuupd; gzp mDgtk;> fy;tpj;jFjp kw;Wk; jpwd;fs; Mfpatw;wpd; gl;bay; nfhz;l xU Kiwahd MtzkhFk;. tpz;zg;gjhuH NeHfhzy; nra;ag;gLtjw;F jFjpahdtH vd;W rhj;jpaKs;s gzpakHj;JdH ek;gf;$ba tifapy; NghJkhd jfty;fis xU ey;y jw;Fwpg;G mspf;fpwJ. vdNt xU gaDs;s jw;Fwpg;ig cUthf;FtJ Kf;fpakhFk;. xU gaDs;s jw;Fwpg;ig cUthf;Ftjw;fhd gbepiyfisg; ghHf;fTk;: gbepiy 1: Kftup gFjpia vOjTk; Kftup gFjpahdJ cq;fs; jw;Fwpg;gpd; Nky;gFjpapy; ,Uf;Fk;. ,jpy; cq;fspd; ngaH> Kftup> njhiyNgrp vz; kw;Wk; kpd;dQ;ry; Kftup Nghd;w jfty;fs; ,Uf;Fk;. cq;fs; jw;Fwpg;gpd; kw;w gFjpapy; ,Ue;J ,ijg; gpupj;Jf;fhl;l> ,e;jg; gFjpapd;fPo; xU jbkdhd Nfhl;il cs;Eiof;fTk;. cjhuzk;: fpahjp Nkj;jh gpuPr; Nfz;b> Kk;ig - ,e;jpah njhlHG vz;: +91 2223678270 kpd;dQ;ry;: khyati.mehta@gmail.com 39 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gbepiy 2: jw;Fwpg;gpd; RUf;fg; gFjpiar; NrHj;jy; cq;fs; jw;Fwpg;gpd; ,e;jg; gFjpapy; cq;fspd; xl;Lnkhj;j gzp mDgtq;fs;> rhjidfs;> tpUJfs;> rhd;wpjo;fs; gw;Wk; gyq;fs; Mfpait gl;bayplg;gl Ntz;Lk;. ePq;fs; cq;fspd; RUf;fkhd jw;Fwpg;ig 2-3 Gy;yl; Gs;spfshf FWfpajhf jahH nra;ayhk; my;yJ 8-10 Gy;yl; Gs;spfshf ePz;ljhf jahH nra;ayhk;. cjhuzk;: jw;Fwpg;gpd; RUf;fk; Ÿ xU rpyy ; iw tpwg ; id epiyaji ; j epHtfpgg ; jpy; 6 MzL ; fs; gzp mDgtk; nfhzL ; ss ; > jpyy ; p gyf ; iyff ; ofjj ; py; ,UeJ ; gll ; k; ngwW ; ss ; xU fs Nkwg ; hHitahsH. Ÿ fhrhsHfs; kw;Wk; jsj;jpy; gzpGupAk; gzpahsHfs; cl;gl rpy;yiw tpw;gid epiya CopaHfis epHtfpg;gjpy; epGzj;Jtk;. gbepiy 3: cq;fspd; fy;tpj;jFjpfisr; NrHj;jy; cq;fspd; fy;tpg; gjpTfisg; gl;baypLk;nghOJ> cq;fspd; mjpfgl;r fy;tpj;jFjpia Kjypy; gl;byplTk;. mjpfgl;r fy;tpj;jFjpf;F fPo; ,uz;lhtJ mjpfgl;r fy;tpj;jFjpia NrHf;fTk;> NkYk; mNjNghy; NrHj;Jf;nfhz;L nry;yTk;. cq;fspd; fy;tp gpd;Gyk; Fwpj;J xU njspthd kw;Wk; Jy;ypakhd fz;Nzhl;lj;ij mspf;f> ePq;fs; gl;baypl;Ls;s xt;nthU gl;lk; my;yJ rhd;wpjOf;Fkhd cq;fspd; epiy> juepiy> rjtpfpjk; my;yJ rpgpI Fwpj;j jftiy NrHf;f Ntz;baJ mtrpakhFk;. eq P f ; s; VjhtJ rhdw ; pjo; gbgG ; fs; myy ; J gapwr ; pfs; Kbjj ; pUej ; hy>; cqf ; spd; fyt ; pjj ; Fjp gFjpfF ; fo P ; eq P f ; s; gapwr ; pfs; kwW ; k; rhdw ; pjof ; s; gFjpia eq P f ; s; NrHff ; yhk cjhuzk:;.; fy;tpj; jFjpfs; Ÿ <fyt ; p fww ; epWtdjj ; pd; ngaH>-y; ,UeJ ; <rjtpfpjk; myy ; J nghUjj ; khd gpw kjpgn ; gz; mikgG ; >cld; <fyt ; pjj ; Fjpia css ; plTk>; <jFjpngww ; Njjpia css ; plTk>; gbepiy 4: cq;fspd; njhopy;El;gj; jpwd;fisg; gl;bayplTk; cq;fspd; njhopy;El;gj; jpwd;fisg; gl;baypLk;nghOJ> ePq;fs; kpfTk; epr;rakhf ek;Gfpw jpwd;fSld; Kjypy; njhlq;fTk;. cq;fSf;F mjpfg;gbahf ,y;yhj gpw jpwd;fis gpd;dH NrHf;fTk;. xU Fwpg;gpl;l jpwd; kl;LNk cq;fspd; jw;Fwpg;Gf;F tYNrHf;f NghJkhdJ vd;W ePq;fs; fUjpdhy;> me;j xNu xU jpwid kl;LNk NrHg;gJk; KOikahf Vw;Wf;nfhs;sj;jf;fNj MFk;. cq;fsplk; njhopy;El;g jpwd;fs; vJTk; ,y;iynadpy;> ePq;fs; ,e;jg; gbepiyia jtpHj;Jtplyhk;. cjhuzk;: njhopy;El;gj; jpwd;fs; Ÿ <nghUjj ; khdjhf ,Uej ; hy>; cqf ; spd; njhopyE ; lg ; jpwid ,qN;f css ; plTk>; gbepiy 5: cq;fspd; fy;tpf;$l nra;Kiwj; jpl;l mDgtj;ij cs;Eiof;fTk; ePq;fs; gzpGupe;j midj;J Kf;fpakhd nra;Kiwj; jpl;lq;fisAk; gl;bayplTk;. ,e;jg; gFjpapy; gpd;tUk; jfty;fis NrHf;fTk;: • jpl;lj; jiyg;G • epWtdk • gq;fspg;G • tpsf;fk; • 40 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gad;gLj;jpa jsk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; cjhuzk;: fy;tpf;$l nra;Kiwj; jpl;lq;fs; Ÿ jpl;lj; jiyg;G: (jpl;lj;jpd; jiyg;ig cs;splTk;) Ÿ epWtdk;: (ePq;fs; nra;Kiwj; jpl;lj;ij nra;j epWtdj;jpd; ngaiu cs;splTk;) Ÿ gad;gLj;jpa jsk;: (VjhtJ jsj;ijg; gad;gLj;jpapUe;jhy;>mij cs;splTk;) Ÿ gq;fspg;G: (,e;jj; jpl;lj;jpw;fhd cq;fspd; gq;fspg;ig cs;splTk;) Ÿ tpsf;fk;: (jpl;lj;ijg; gw;wpa xU tpsf;fj;ij xU tupapy; cs;splTk;) gbepiy 6: cq;fs; gyq;fisg; gl;bayplTk; ,q;Nfjhd; cq;fspd; Kf;fpakhd gyq;fs; midj;ijAk; ePq;fs; gl;baypl Ntz;Lk;. ,e;jg; gFjpahdJ xU Gy;yl; ,lg;gl;l gl;bay; tbtj;jpy; ,Uf;f Ntz;Lk;. cjhuzk;: gyq;fs; Ÿ kpfr;rpwe;j Ngr;R> vOj;J kw;Wk; Kd;dpiyg;gLj;Jjy; jpwd; Ÿ nray;ghL-rhHe;j kw;Wk; KbTfspy;-ftdk; nrYj;jf;$ba jpwd; Ÿ kpfr;rpwe;j Neu Nkyhz;ik jpwd;fs; gbepiy 7: cq;fspd; fy;tprhuh nray;ghLfisg; gl;bayplTk; cq;fSf;F gy Jiwfspy; MHtKs;sJ vd;Wk;> cq;fs; tho;f;ifapy; fy;tpiaj; jtpu epiwa cs;sJ vd;Wk; ntspg;gLj;JtJ kpfTk; Kf;fpakhFk;. cq;fspd; fy;tprhuh nray;ghLfisr; NrHg;gjhy;> cq;fisg; Nghd;Nw fy;tp kjpg;ngz;fs; kw;Wk; nra;Kiwj; jpl;l mDgtq;fs; cs;s mNgl;rfHfistpl cq;fSf;F $Ljy; gyd;fis mspf;Fk;. ,e;jg; gFjpahdJ xU Gy;yl; ,lg;gl;l gl;bay; tbtj;jpy; ,Uf;f Ntz;Lk;. cjhuzk;: cq;fspd; fy;tprhuh nray;ghLfisg; gl;bayplTk; Ÿ (cq;fspd; fy;tprhuh nray;ghl;il ,q;Nf cs;splTk;. v.fh.: -f;fhf tpisahlg;gl;l -d; cWg;gpduhd (tpisahl;bd; ngaH)mstpy;> (gupR/tpUjpd; ngaH) ntd;whH) gbepiy 8: cq;fspd; jdpg;gl;l tptuq;fis vOjTk; cq;fs; jw;Fwpg;gpd; ,Wjpg;gFjpahdJ gpd;tUk; jdpg;gl;l jfty;fisf; nfhz;bUf;f Ntz;Lk;: • gpwe;j Njjp • ghypdk; kw;Wk; jpUkz epiy • ehl;Lupik • njupe;j nkhopfs; cjhuzk;: jdpg;gl;l tptuq;fs; Ÿ gpwe;j Njjp: Nk 25>1981 Ÿ ghypdk; kw;Wk; jpUkz epiy: ngz;> jpUkzkhfhjtH Ÿ ehl;Lupik: ,e;jpad; Ÿ njupe;j nkhopfs;: Mq;fpyk;> `pe;jp> jkpo;> /gpnuQ;R 41 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Fwpg;Gfs; Ÿ cq;fs; jw;Fwpg;G Nfhg;gpd; ngaiu RUf;fkhf> vspikahf kw;Wk; jftyspf;Fk; tifapy; itf;fTk;. Ÿ jw;Fwpg;G njspthfTk;> mr;Rg; gpiofs; ,y;yhky; ,Ug;gijAk; cWjpnra;aTk;. Ÿ vg;nghOJk; cq;fspd; jw;Fwpg;ig ntw;W nts;isj;jhspy; kl;LNk jahHnra;aTk;. 1.4.3 NeHfhzypy; mbf;fb Nfl;fg;gLk; Nfs;tpfs; NeHfhzypy; kpfTk; mbf;fb Nfl;fg;gLk; Nfs;tpfs; kw;Wk; mtw;Wf;F vt;thW gjpyspg;gJ vd;gJ Fwpj;j rpy gaDs;s Fwpg;Gfisg; ghHf;fTk;. Nf 1. cq;fisg; gw;wpf; nfhQ;rk; $w KbAkh? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ cq;fspd; KOikahd Ntiytha;g;G my;yJ jdpg;gl;l jfty;fis toq;f Ntz;lhk;. Ÿ ePq;fs; kpfTk; kjpg;Gkpf;fjhf kw;Wk; nghUj;jkhdjhff; fUJk; 2-3 Fwpg;gpl;l gzp mDgtq;fisf; Fwpg;gplTk;. Ÿ ,e;jf; Fwpg;gpl;l gzpf;F cq;fspd; me;jg; gzp mDgtq;fs; vt;thW cq;fisj; jFjpAilatuhf Mf;fpaJ vd;gijf; $wp epiwT nra;aTk;. Nf 2. ,e;j fhypg;gzpaplk; Fwpj;J cq;fSf;F vt;thW njupate;jJ? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ ,e;jg; gzp Fwpj;J ePq;fs; vt;thW Nfs;tpg;gl;BHfs; vd;W NeHfhzy; nra;gtuplk; njuptpf;fTk;-mJ xU ez;gH %ykhfth(ez;gupd; ngaH)> epfo;r;rp my;yJ fl;Liu (mtw;wpd; ngaiuf; $wTk;) %ykhfth my;yJ xU Ntiytha;g;G ,izajsk; (ve;j xd;W vd;W $wTk;) %ykhfth vd;W $wTk;. Ÿ ,e;jg; gzpaplk; Fwpj;J cq;fSf;F kfpo;r;rpaspg;gJ vJ kw;Wk; ,e;jg; gzpaplj;jpy; cq;fisf; Fwpg;ghff; ftHe;jJ vJ vd;W tpsf;fTk;. Nf 3. cq;fSf;F epWtdj;ijg; gw;wp vd;d njupAk;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ epWtdj;jpd; 'vq;fisg; gw;wp" vd;w tiyg;gf;fj;ij mg;gbNa xg;gpf;f Ntz;lhk;. Ÿ epWtdj;jpd; ,yf;Ffs; Fwpj;J ePq;fs; Gupe;Jnfhz;Ls;sij kw;Wk; ftdj;Jld; ,Ug;gijf; fhl;lTk;. Ÿ epWtdj;jpd; Fwpf;Nfhs; kw;Wk; kjpg;Gfspy; ePq;fs; Vd; ek;gpf;iff; nfhz;bUf;fpwPHfs; vd;gij tpsf;fTk;. Nf 4. cq;fSf;F ,e;j Ntiy Vd; Njitg;gLfpwJ? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ ePq;fs; ,e;j Ntiyapd;kPJ MHtj;Jld; ,Uf;fpwPHfs; vd;gijf; fhl;lTk;. Ÿ ,e;j Ntiy cq;fSf;F Vd; rpwg;ghf nghUe;JfpwJ vd;gij milahsk; fhzTk;. Ÿ ePq;fs; epWtdj;ij Vd; Nerpf;fpwPHfs; vd;gij tpsf;fTk;. Nf 5. ehq;fs; Vd; cq;fis gzpakHj;j Ntz;Lk;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ ePq;fs; gzpfis kl;Lk; nra;ahky;> epr;rakhf kpfr;rpwe;j KbTfis cq;fshy; mspf;f KbAk; vd;gij cq;fs; thHj;ijfs; %yk; ep&gpf;fTk;. 42 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ mzpapdH kw;Wk; gzpr;#oYld; ePq;fs; Vd; rpwe;j nghUj;jkhf ,Ug;gPHfs; vd;gij tpsf;fTk;. Ÿ gpw tpz;zg;gjhuu;fis tpl;Ltpl;L cq;fis Vd; NjHT nra;a Ntz;Lk; vd;gij tpsf;fTk;. Nf 6. cq;fspd; kpfr;rpwe;j njhopy;Kiw gyq;fs; vd;d? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ NeHikahf ,Uf;fTk;-ePq;fs; nrhd;dhy; rpwg;ghf ,Ug;gjhf epidg;gijtpl> cq;fspd; cz;ikahd gyq;fs; rpytw;iw gfpuTk;. Ÿ eP q ; f s; tpz; z g; g pf; F k; cjhuzq;fSld; $wTk;. gzpaplj; j pw; F Ÿ ,e; j g; gyq; f is eP q ; f s; cjhuzq;fSld; $wTk;. vt; t hW nghUj; j khd Fwpg; g pl; l gyq; f is nray; g Lj; j pf; f hl; b As; s P H fs; vd; g ij Nf 7. cq;fs; gytPdkhf ePq;fs; vijf; fUJfpwPHfs;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ cq;fspd; Ra-tpopg;GzHT kw;Wk; NeHikia kjpg;gpLtNj ,e;jf; Nfs;tpapd; Nehf;fk; MFk;. Ÿ ePq;fs; Nkk;gLj;Jtjw;F fLikahfg; NghuhLk;> Mdhy; Nkk;gLj;j Kbahj xU gz;ig cjhuzkhff; $wTk;. Nf 8. ePq;fs; vjpHghHf;Fk; Cjpaq;fs; vd;d? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ ePq;fs; tpz;zg;gpf;Fk; gzpf;fhd Cjpa tpfpj tiuaiw Fwpj;J Kd;dNu nra;J> fz;Lgpbf;fTk;. Ma;T Ÿ cq;fspd; gzp Kd;mDgtk;> fy;tpj;jFjp kw;Wk; jpwd;fspd; mbg;gilapy; me;j Cjpa tpfpjj;jpy; ePq;fs; ve;j ,lj;jpy; ,Uf;fpwPHfs; vd;gij fz;Lgpbf;fTk;. Ÿ tise;J nfhLf;Fk; jd;ikAld; ,Uf;fTk;. cq;fspd; jpwd;fs; kjpg;Gkpf;fit> cq;fSf;F ,e;jg; gzp Njit vd;gjhy;> Cjpak; Fwpj;J Ngr;RthHj;ijapy; <Lglyhk; vd;W NeHfhzy; nra;gtuplk; njuptpf;fTk;. Nf 9. gzpf;F ntspapy; ePq;fs; vd;d nra;a tpUk;GfpwPHfs;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ epWtdj;jpd; fyhr;rhuj;Jld; ePq;fs; nghUe;JtPHfsh vd;gij rupghHg;gNj ,e;jf; Nfs;tpapd; Nehf;fkhFk;. Ÿ NeHikahf ,Uf;fTk; - cq;fSf;Fg; gpbj;jkhd kw;Wk; kfpo;r;rpaspf;Fk; nray;ghLfs; kw;Wk; nghOJNghf;Ffs; Fwpj;J jpwe;j kdJld; gfpHe;Jnfhs;sTk;. Nf 10. ePq;fs; xU tpyq;fhf ,Ue;jhy;> ve;j tpyq;fhf ePq;fs; ,Uf;f tpUk;gpapUg;gPHfs;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ cqf ; shy; Rakhf Nahrpff ; Kbfpwjh vdg ; ij rupghHgg ; Nj ,ej ; f; Nfst ; papd; Nehff ; khFk.; Ÿ jtwhd gjpy; vd;W vJTk; ,y;iy-Mdhy; cq;fspd; gjpypd; %ykhf cq;fspd; gyq;fs; my;yJ jdpg;gl;l gz;Gfs; Fwpj;J xU ey;y jhf;fj;ij Vw;gLj;j Kaw;rpf;fTk;. Nf 11: ek;khy; rpwe;jjhf my;yJ tpj;jpahrkhf vd;d nra;a KbAk; vd;W ePq;fs; epidf;fpwPHfs;? gjpy; mspg;gjw;fhd Fwpg;Gfs;: 43 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ ePq;fs; epWtdj;ijg; gw;wp Ma;T nra;Js;sPHfsh vd;gij rupghHg;gJk;> ePq;fs; tpj;jpahrkhf Nahrpj;J Gjpa vz;zq;fis mspf;fpwPHfsh vd;gij gupNrhjpg;gJNk ,e;jf; Nfs;tpapd; Nehf;fkhFk;. Ÿ Gjpa Nahridfisg; gupe;Jiuf;fTk;. ,e;j Nahridfis nray;gLj;j cq;fspd; <LghL kw;Wk; epGzj;Jtk; vt;thW ,Uf;fpwJ vd;gijf; fhl;lTk;. Nf 12: ePq;fs; vq;fsplk; NtW VNjDk; Nfl;f tpUk;GfpwPHfsh? gjpy; mspg;gjw;fhd Fwpg;Gfs;: Ÿ epWtdj;jpd; tiyjsj;jpy; vspjhf gjpy; fz;Lgpbf;ff;$ba my;yJ xU tpiuthd Md;iyd; Njly; %ykhf gjpy; fz;Lgpbf;ff;$ba Nfs;tpfisf; Nfl;f Ntz;lhk;. Ÿ cq;fspd; Gj;jprhypj;jdkhf Nfs;tpfisf; Nfl;fTk;. Nahrpf;Fk; jpwidf; fhl;lf;$ba mwpTg;g+Htkhd Fwpg;Gfs; Ÿ gjpyspf;Fk;nghOJ NeHikahf kw;Wk; jd;dk;gpf;ifAld; ,Uq;fs;. Ÿ cq;fspd; gjpy;fs; jhf;fj;ij Vw;gLj;Jk; tifapy; ,Uf;f> cq;fspd; fle;jfhy mDgtq;fspy; ,Ue;J cjhuzq;fisg; gad;gLj;jTk;. 1.4.4 jahuhf cs;s thHj;ijfs; - nrhw;fs; kw;Wk; nrhw;gjq;fs;: gzpapl mbg;gil nrhw;gjq;fs; xt;nthU gzpahsUk; gpd;tUk; nrhw;fs; Fwpj;J ed;whf mwpe;J itj;jpUf;f Ntz;Lk;: Ÿ tUlhe;jpu tpLKiw: gzpakHj;JgtHfshy; gzpahsUf;F toq;fg;gLk; Cjpaj;Jld; $ba tpLKiwf;fhy tpLg;G. Ÿ gpd; G yj; i j rupghHj; j y; : tpz; z g; g jhuu; f shy; mspf; f g; g Lk; Jy;ypaj;jd;ikia rupghHf;f gzpakHj;JgtH gad;gLj;Jk; xU Kiw. jfty; f spd; Ÿ rYiffs;: gzpahsupd; Cjpa Ngf;Nf[pd; xU ghfk;. Ÿ ,ilNtisfs:; gzpNeuqf ; spd; ,ilNa gzpahsHfs; XaT ; vLfF ; k; FWfpa XaT ; Ntisfs.; Ÿ Cjpa Ngf;Nf[;: gzpakHj;JgtHfshy; jdJ gzpahsUf;F toq;fg;gLk; rk;gsk; kw;Wk; rYiffspd; njhFg;G. Ÿ <Lnra; Neuk; (<L Neuk;): Cjpaj;jpw;F gjpyhd tpLg;G. Ÿ xg;ge;j gzpahsH: xU epWtdj;jpw;fhf gzpGupAk; xU gzpahsupd; Nritia kw;nwhU epWtdj;jplk; jpl;l mbg;gilapy; my;yJ Neu mbg;gilapy; me;j epWtdk; tpw;gid nra;jy;. Ÿ Ntiytha;g;G xg;ge;jk;: xU gzpahsH Cjpak; my;yJ rk;gsj;jpw;F khw;whf gzpia toq; f xg; G f; n fhz; L > mJ gzpakHj; J gtuhy; Vw; W f; n fhs; s g; g Lk; n ghOJ> Ntiytha;g;G xg;ge;jk; eilKiwf;F tUfpwJ. Ÿ ngUepWtd fyhr;rhuk;: xU epWtdj;jpd; midj;J cWg;gpdHfshYk; gfpug;gLk; ek;gpf;if kw;Wk; kjpg;Gfs;> xU jiyKiwg; gzpahsHfsplk; ,Ue;J mLj;j jiyKiwf;F nfhz;Lnry;yg;gLfpwJ. Ÿ vjpH cupikr;rYif/vjpH cj;Njr rYif: xU epWtdj;jhy; mspf;fg;gLk; rk;gsj;jpd; msit mjpfupf;f Ntiy ngWk; rhj;jpaKs;s tpz;zg;gjhuu;fshy; gad;gLj;jg;gLk; Ngr;RthHj;ij cj;jp. 44 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ NkYiw fbjk;: mNgl;rfupd; jw;Fwpg;Gld; NrHe;JtUk; xU fbjk;. mNgl;rfupd; jw;Fwpg;gpy; cs;s Kf;fpa tpraq;fis ,J vLj;Jiuf;fpwJ. NkYk;> vjpHghHf;fg;gLk; gzpaplj;jpw;fhd gq;fspg;ig Nkw;nfhs;Sk; tpz;zg;gjhuupd; jpwid ep&gpf;Fk; cz;ikahd cjhuzq;fis mspf;fpwJ. Ÿ Ratptuf;Fwpg;G(rptp) /jw;Fwpg;G: tpz;zg;gjhuupd; rhjidfs;> fy;tpg; gpd;Gyk;> gzp Kd;mDgtk;> jpwd;fs; kw;Wk; gyq;fs; gw;wpa RUf;fk;. Ÿ kWg;Gf; fbjk;: gzpakHj;Jgtuhy; gzpahsUf;F toq;fg;gl;l Ntiytha;g;G rYifia kWj;J> gzpahsuhy; gzpakHj;JgtUf;F mDg;gg;gLk; xU fbjk;. Ÿ gpbj;jq;fs;: gzpahsupd; Cjpaj;jpy; ,Ue;J fopf;fg;gLk; njhifs;.,it gzpahsupd; rk;gs tptuj;jpy; gl;bayplg;gLk;. Ÿ ghFghL: xU egiu kw;nwhU egiug;Nghy; rhjfkhf elj;jhj nray;. Ÿ gzpahsH: Cjpaj;jpw;F khw;whf kw;nwhU eguplk; gzpGupAk; xU egH. Ÿ gzpahsH gapw;rp: gzpahsupd; ed;ikf;fhf Nkw;ghHitahsuhy; gzpahsH fye;Jnfhs;s mDkjpf;fg;gLk; gapw;rp tFg;G my;yJ cs;shHe;j gapw;rp. Ÿ Ntiyapy;yh fhyk;: NtiyfSf;F ,ilNa Ntiyapy;yhky; ,Ue;j fhyk;. Ÿ epiyahd tpjpKiw xg;ge;jk;: Ntiytha;g;G xg;ge;jk;. xg;Gf;nfhs;sg;gl;l Njjpapy; ,uj;J nra;ag;gLk; Ÿ gpd;-njhlHr;rp: jdJ jw;Fwpg;ig rkHg;gpj;j gpwF> xU Ntiytha;g;G mspf;Fk; rhj;jpaKs;s gzpakHj;Jgtiu tpz;zg;gjhuH njhlHGnfhs;Sk; nray;. Ÿ gFjp Neu gzpahsHÆMNyhrfHÆRje;jpukhd xg;ge;jjhuH: jdf;fhf gzpGupAk;> ntt;NtW gzpakHj;JgtHfspd; jw;fhypf Ntiyfis nra;JKbf;Fk; xU egH. Ÿ tpLKiw: Cjpaj;Jld; $ba Ntiyapy;yh ehs;. Ÿ kzpNeu Cjpak;: 60 epkplq;fs; nra;Ak; Ntiyf;fhf toq;fg;gLk; rk;gsk; my;yJ Cjpa njhif. Ÿ cs;SiwT gzp: xU Ntiytha;g;Gf;F jFjpAs;s gzpahsUf;F> cs;SiwT gzp vd; W miof; f g; g Lk; gzpakHj; J gtuhy; toq; f g; g Lk; Ntiytha; g ; G . ,jpy; epWtdj;jpw;fhf gzpahsH xU epiyahd> tiuaWf;fg;gl;l fhyj;jpw;Fg; gzpGupa Ntz;Lk;. Ÿ NeHfhzy;: xU Ntiytha;g;Gf;F jFjpAs;s gzpahsiu gzpakHj;jyhkh vd;gij jPHkhdpf;f> Ntiytha;g;gspf;Fk; rhj;jpaKs;s gzpakHj;JgtH kw;Wk; gzpahsH ,ilNa eilngWk; ciuahly;. Ÿ gzpff ; hd tpzz ; gg ; k:; mNglr ; fupd; ngaH> Kftup> njhlHG tptuqf ; s; kwW ; k; gzp mDgtk; Nghdw ; mNglr ; fupd; jftyf ; isf; NflF ; k; xU gbtk.; xU Fwpgg ; pll ; epWtdjj ; py; gzpGupa tpzz ; gg ; jhuH MHtjJ ; ld; ,Uff ; pwhH vdg ; ijf; fhlL ; tNj xU tpzz ; gg ; jhuH gzpff ; hd tpzz ; gg ; ji ; j rkHgg ; pgg ; jpd; Nehff ; khFk.; Ÿ Ntiytha;g;G: xU Ntiytha;g;Gf;F jFjpAs;s gzpahsUf;F gzpakHj;Jgtuhy; toq;fg;gLk; Ntiyf;fhd tha;g;G. Ÿ Ntiy Njly; KftH: fhypg; g zpaplq; f isj; NjLtjw; f hf epuypy; cs; s gl; b ayplg; g l; L s; s tiuaiwfis NjHT nra; t jd; % yk; > tpz; z g; g jhuHfs; Ntiytha;g;Gfis NjLtjw;fhd xU epuy;. Ÿ jwf ; hypf gzptpyff ; y:; gzpahsUfF ; mspff ; gzpakHjJ ; duplk; vej ; NtiyAk; ,yi ; ynadpy>; gzpakHjJ ; dH jwf ; hypkhf gzpahsiu Ntiyapy; ,UeJ ; tpyfF ; k; nray.; 45 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ tpLg;G: tpLg;G my;yJ gzpf;F tuhky; ,Ug;gjw;F gzpakHj;Jduhy; gzpahsUf;F mspf;fg;gLk; Kiwahd mDkjp. Ÿ Vw;Wf;nfhs;Sk; fbjk;: Ntiytha;g;G toq;Fk; xg;Gjy; kw;Wk; gzp tpjpKiwfs; Mfpatw;iw cWjpnra;J xU gzpahsUf;F xU gzpakHj;Jduhy; nfhLf;fg;gLk; fbjk;. Ÿ xg;ge;j fbjk;: Ntiytha;g;gpd; tpjpKiwfis Nfhbl;Lf; fhl;Lk; xU fbjk;. Ÿ gupe;Jiuf; fbjk;: xU egupd; gzpj;jpwid cWjpnra;Ak; Nehf;fj;jpw;fhf vOjg;gLk; xU fbjk;. Ÿ NgWfhy tpLg;G: fHg;gkhf ,Uf;Fk; my;yJ rkPgj;jpy; Foe;ij gpurtpj;j ngz;fshy; vLf;fg;gLk; tpLg;G. Ÿ mwpTiuahsH: cq;fspd; njhopy;Kiw tho;f;if Fwpj;J cq;fSf;F mwpTiu mspj;J> topfhl;Lk; cq;fis tpl caHgjtpapy; gzpakHj;jg;gl;Ls;s xU egH. Ÿ Fiwe;jgl;r Cjpak;: xU kzpNeu mbg;gilapy; toq;fg;gLk; Fiwe;jgl;r Cjpak;. Ÿ mwptpg;G: Ntiytha;g;G xg;ge;jkhdJ xU Fwpg;gpl;l Njjpapy; epiwtilAk; vd;gijf; Fwpg;gpl;L xU gzpahsH my;yJ gzpakHj;Jgtuhy; nra;ag;gLk; mwptpg;G. Ÿ Ntiytha;g;G xg;ge;jk; : gzpapy; Nru Ntz;ba Njjp> rk;gsk;> gzp epge;jidfs; Nghd;w Ntiy njhlHghd Kf;fpa jfty;fs; mlq;fpa> gzpakHj;Jgtuhy; gzpahsUf;F mspf;fg;gLk; xU fbjk;. Ÿ jpwe;j xg;ge;jk;: gzpahsH my;yJ gzpakHj;JgtH ,uj;J nra;Ak;tiu njhlHe;J nray;ghl;by; ,Uf;Fk; xU Ntiytha;g;G xg;ge;jk;. Ÿ kpifj;jFjp: xU egH Njitg;gLtijtpl mjpf Mz;Lfs; gzp mDgtk; my;yJ mjpf fy;tpj;jFjpfisf; nfhz;bUg;gjhy; my;yJ jw;nghOJ my;yJ Kd;dH mjpf rk;gsj;ijg; ngw;wpUg;gjhy;> me;jf; Fwpg;gpl;l gzpf;F nghUe;jhky; ,Uj;jy;. Ÿ gFjp-Neug; gzpahsH: rhjhuzkhf Ntiy Neuq;fSf;Nf gzpGupAk; xU gzpahsH. nra;ag;gLk; Neuj;ijtpl Fiwthd Ÿ je;ijf;fhd tpLg;G: rkPgj;jpy; je;ijahd xU gzpahsUf;F mspf;fg;gLk; tpLg;G. Ÿ gzpf;F NjHT nra;gtHfs;ÆngUepWtd jiyikg; gjpTf;F NjHT nra;gtHfs; ÆmYtyHfisj; NjLk; epWtdq;fs;: xU Fwpg;gpl;l gzpf;fhd egHfisj; NjLtjw;F gzpakHj;JgtHfshy; Cjpakspf;fg;gLk; njhopy;Kiw epGzHfs;. Ÿ gjtp tpyfk;: jdJ gzpia tpl;L tpyFtjhf> gzpakHj;jpatuplk; Kiwahfj; njuptpj;jy;. xU gzpahsH jd;id Ÿ Ra-Ntiytha;g;G: xU gzpahsuhf Ntiy nra;ahky;> jdJ nrhe;j tpahghuj;ij Nkw;nfhs;Sk; xU egH. Ÿ gzpNeuj; jhs;: xt;nthU ehSk; gzpahsH vj;jid kzpNeuq;fs; gzpGupe;jhH vd;gijj; njuptpf;f> gzpahsu; gzpakHj;jpatuplk; rkHg;gpf;Fk; xU gbtk;. 46 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpuptpd; 1.5. njhopy;Kiditg; gw;wpg; Gupe;Jnfhs;Sjy; gpuptpd; Fwpf;Nfhs;fs; ,e;jg; gpuptpd; ,Wjpapy;> cq;fshy; gpd;tUgitfisr; nra;a KbAk;: 1. njhopy;Kidtpd; fUj;Jg;gbtk; Fwpj;J tpthjpj;jy; 2. njhopy;Kidtpd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 3. njhopy;Kidtpd; gz;Geyd;fs; Fwpj;J tpthjpj;jy; 4. njhopy;Kidtpd; gy;NtW tiffis tpsf;Fjy; 5. xU rpwe;j jiytupd; gz;Gfisg; gl;baypLjy; 6. xU rpwe;j jiyikapd; ed;ikfis tpthjpj;jy; 7. xU rpwe;j mzpapd; gz;Gfisg; gl;baypLjy; 8. jpwk;gl ftdpj;jypd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 9. jpwk;gl vt;thW ftdpg;gJ vd;gJ Fwpj;J tpthjpj;jy; 10. jpwk;gl NgRjypd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 11. jpwk;gl vt;thW NgRtJ vd;gJ Fwpj;J tpthjpj;jy; 12. gpur;rpidfis vt;thW jPHg;gJ vd;gJ Fwpj;J tpthjpj;jy; 13. Kf;fpakhd gpur;rpidfSf;F jPHT fhZk; gz;Gfisg; gl;baypLjy; 14. gpur;rpidfSf;F jPHT fhZk; jpwd;fis kjpg;gpLk; topfs; Fwpj;J tpthjpj;jy; 15. Ngr;RthHj;ij jpwdpd; Kf;fpaj;Jtk; Fwpj;J tpthjpj;jy; 16. vt;thW Ngr;RthHj;ij Nkw;nfhs;tJ vd;gJ Fwpj;J tpthjpj;jy; 17. Gjpa tzpf tha;g;Gfis milahsk; fhZtJ vg;gb vd;gJ Fwpj;J tpthjpj;jy; 18. cq;fspd; tzpfj;jpw;Fs; Gjpa tzpf tha;g;Gfis milahsk; fhZtJ vg;gb vd;gJ Fwpj;J tpthjpj;jy; 19. njhopy;KidNthH vd;gjd; nghUis tpsf;Fjy; 20. gy;NtW tifahd njhopy;KidNthHfs; Fwpj;J tpthjpj;jy; 21. njhopy;KidNthHfspd; gz;Geyd;fisg; gl;baypLjy; 22. njhopy;KidNthupd; ntw;wpf; fijfis epidT$Hjy; 23. njhopy;KidT nray;ghL Fwpj;J tpthjpj;jy; 24. njhopy;KidT #oiy tptupj;jy; 25. ~,e;jpahtpy; jahupg;Nghk;| gpur;rhuj;jpd; Nehf;fk; Fwpj;J tpthjpj;jy; 26. njhopy;KidNthHfis Cf;Ftpg;gjw;fhd Kf;fpa jpl;lq;fs; Fwpj;J tpthjpj;jy; 27. njhopy;KidT kw;Wk; mghak; ,ilNa cs;s cwT Fwpj;J tpthjpj;jy; 28. njhopy;KidT kw;Wk; kPz;nlOjy; ,ilNa cs;s cwT Fwpj;J tpthjpj;jy; 29. kPz;nlOk; njhopy;KidNthupd; gz;Geyd;fis tptupj;jy; 30. Njhy;tpia vg;gb rkhspg;gJ vd;gJ Fwpj;J tpthjpj;jy; 47 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL 1.5.1 fUj;Jg;gbtk; Fwpj;j mwpKfk;> (xU njhopy;KidNthupd; gz;Geyd;> epWtdq;fspd; tiffs; Æ tpahghu epWtdq;fspd; tiffs;): njhopy;KidNthHfs; kw;Wk; njhopy;KidT ve;jtpjkhd mghak; ,Ue;jhYk;> xU tzpfk; njhlq;f KbT nra;Js;s xt;nthUtUk; xU njhopy;KidNthH MFk;. njhopy;KidNthHfs; jq;fspd; Ranjhopiy elj;JfpwhHfs;> epjprhHe;j mghaq;fSf;F nghWg;ngLj;Jf;nfhs;fpwhHfs;. NkYk;> njhopypy; ntw;wpaila jq;fspd; gilg;Gj;jpwd;> Mf;fj;jpwd; kw;Wk; mjpf mstpyhd Ra-Cf;fj;ijg; gad;gLj;JfpwhHfs;. mtHfs; ngupajhf fdT fhz;fpwhHfs; kw;Wk; jq;fspd; vz;zq;fis rhj;jpaKs;s nray;fshf khw;Wtjw;F vd;d Ntz;LkhdhYk; nra;a Kaw;rpf;fpwhHfs;. xU epWtdj;ij cUthf;FtNj xU njhopy;KidNthupd; Fwpf;Nfhs; MFk;. epWtdj;ij cUthf;Fk; ,e;j nray;ghNl njhopy;KidT vd;W miof;fg;gLfpwJ. njhopy;Kidtpd; Kf;fpaj;Jtk; njhopy;KidT vd;gJ gpd;tUk; fhuzq;fSf;fhf kpfTk; Kf;fpakhdjhFk;: 1. ,J Gjpa epWtdq;fis cUthf;f toptFf;fpwJ 2. ,J re;ijaplj;jpw;F Gjpa rpe;jidfisf; nfhz;LtUfpwJ 3. ,J tho;f;ifj; juk; Nkk;gl toptFf;fpwJ 4. ,J xU ehl;bd; nghUshjhuk; tsHr;rpaila cjTfpwJ njhopy;KidNthHfspd; gz;Geyd;fs; midj;J ntw;wpfukhd njhopy;KidNthHfSk; rpy nghJthd Fzhjpraq;fisf; nfhz;bUg;ghHfs;. mit: Ÿ jq;fspd; gzpapy; kpfTk; MHtj;Jld; ,Ug;ghHfs; Ÿ jq;fs;kPJ ek;gpf;if itj;jpUg;ghHfs; Ÿ xOf;fj;JlDk;> mHg;gzpg;G czHTlDk; ,Ug;ghHfs; Ÿ Cf;fj;JlDk; ce;JjYlDk; nray;gLthHfs; Ÿ mjpf gilg;Gj;jpwd; nfhz;bUg;ghHfs; Ÿ vjpHfhy ,yf;F Fwpj;j ghHit nfhz;bUg;ghHfs; Ÿ jpwe;j kdJld; ,Ug;ghHfs; Ÿ KbntLf;Fk; jpwd; nfhz;bUg;ghHfs; njhopy;KidNthHfs; gpd;tUk; jd;ikiaAk; nfhz;bUg;ghHfs;: Ÿ mjpf mghaj;ij nghWj;Jf;nfhs;Sjy; Ÿ xt;nthd;iwAk; KOikahfj; jpl;lkpLjy; Ÿ jq;fspd; gzj;ij Gj;jprhypj;jdkhf epHtfpj;jy; Ÿ jq;fspd; thbf;ifahsHfSf;F Kd;Dupik mspj;jy; Ÿ jq;fspd; jahupg;Gg;nghUs; kw;Wk; mjd; re;ij Fwpe;J tptukhfg; Gupe;Jnfhs;Sjy; Ÿ Njitg;gLk;nghOJ epGzHfsplk; ,Ue;J mwpTiu ngWjy; Ÿ jq;fspd; ,og;Gfis vg;nghOJ Fiwf;f Ntz;Lk; vd;gijj; njupe;Jitj;jpUj;jy; Gfo;ngw;w njhopy;KidNthHfSf;F cjhuzq;fs; rpy Gfo;ngw;w njhopy;KidNthHfs;: Ÿ jpUgha; mk;ghdp (upiyad;];) 48 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ lhf;lH. fHrd;gha; gNly; (epHkh) Ÿ m]pk; gpNuk;[p (tpg;Nuh) Ÿ mdpy; mfHthy; (Ntjhe;jh upNrhHr];) epWtdq;fspd; tiffs; ,e;jpahtpy; cs;s xU njhopy;KidNthuhf> gpd;tUk; VjhtJ epWtdj;ij ePq;fs; nrhe;jkhf itj;Jf;nfhz;L> ,af;fyhk;: xU tifapyhd jdpegH cupikjhuH jdpegH cupikjhuH epWtdj;jpy;> me;j epWtdj;ij xU jdpg;gl;l egH nrhe;jkhf itj;Jf;nfhz;L> epHtfpf;fpwhH kw;Wk; fl;Lg;gLj;JfpwhH. rl;lg;g+Htkhd eilKiwfSf;F ,e;j tifahd tzpfk; kpfTk; vspjhd xd;whFk;. tzpfk; kw;Wk; cupikahsH MfpNahH rl;lg;gb ntt;NtwhdtH ,y;iy. ,yhge\;lq;fs; midj;Jk; cupikahsiuNa rhUk;njhopy;KidNthUf;fhd flik tiuaiw ,y;yhjJ MFk;. gq;FjhuH xU gq; F epWtdk; vd; g J ,uz; L my; y J mjw; F mjpfkhd egHfshy; cUthf;fg;gLk;.epWtdj;jpd; cupikahsHfs; gq;FjhuHfs; vd;W miof;fg;gLfpwhHfs;. midj;J gq;FjhuHfshYk; gq;F gj;jpuk; ifnahg;gkplg;gl Ntz;Lk;. epWtdk; kw;Wk; mjd; gq;FjhuHfs; MfpNahH rl;lg;gb ntt;NtwhdtHfs; ,y;iy. ,yhgq;fs; gq;FjhuHfshy; gfpHe;Jnfhs;sg;gLk;. e\;lq;fisg; nghWj;jtiuapy;> gq;FjhuHfspd; flik tiuaiw ,y;yhjJ MFk;. xU epWtdkhdJ tiuaWf;fg;gl;l MAisf; nfhz;bUf;fpwJ. gq;FjhuHfspy; ahuhtJ xUtH ,we;JNghdhNyh> Xa;Tngw;Wtpl;lhNyh> jpthyhfptpl;lhNyh my;yJ kdeyk; ghjpf;fg;gl;lhNyh> ,J fiye;JNgha;tpLk;. tiuaWf;fg;gl;l nghWg;G nfhz;l gq;FjhuH (vy;vy;gP) tiuaWf;fg;gl;l nghWg;G nfhz;l gq;FjhuH my;yJ vy;vy;gp-apy;> epWtdj;jpd; gq;FjhuHfs; epiyahd ,Ug;G kw;Wk; tiuaWf;fg;gl;l nghWg;G Mfpa ,uz;ilAk; mDgtpf;f KbAk;. xt;nthU gq;Fjhuupd; tiuaWf;fg;gl;l nghWg;Gk; vy;vy;gp-apy; mtHfspd; gq;fspg;gpw;F Vw;g ,Uf;Fk;. gq;fspg;G kw;Wk; mjd; gq;FjhuHfs; rl;lg;gb jdpj;jdpahf ,Ug;ghHfs;. Fwpg;Gfs; Ÿ kw;wtHfspd; jtWfspy; ,Ue;J fw;Wf;nfhs;sTk;. Ÿ cq;fSf;F vd;d Njit vd;gjpy; njspthf ,Uq;fs;. Ÿ cq;fspd; Nahridf;Fg; nghUj;jkhf gpur;rpidiaj; NjLtijtpl> jPHT fhz;gjw;F gpur;rpidiaj; NjLq;fs;. 1.5.2 jiyikg; gz;G kw;Wk; FOg;gzp: jiyikg; gz;G kw;Wk; jiytHfs; kw;wtHfs; gpd;gw;w xU cjhuzj;ij mikg;gNj jiyikg;gz;G vdg;gLk;. xU ey;y cjhuzj;ij Vw;gLj;JtJ vd;why;> cq;fshy; tpUg;gg;gl;L nra;aKbahj xd;iw kw;wtHfisr; nra;a nrhy;Yjy; my;y. jiyikg;gz;G vd;gJ xU FOthf kw;Wk; xU epWtdkhf ntw;wpngw vd;d nra;a Ntz;Lk; vd;gijf; fz;Lgpbg;gNjahFk;. jiytHfs; rupahd tp\aq;fisNa nra;a Ntz;Lk; vd;W ek;GthHfs;.kw;wtHfs; rupahd tp\aq;fisr; nra;tjw;Fk; mtHfs; cjTthHfs;. xU rpwe;j jiytH vd;gtH: Ÿ vjpHfhyj;ijg; gw;wpa xU Cf;fkspf;Fk; njhiyNehf;Fg;ghHitia cUthf;FfpwhH. 49 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Ÿ me;jj; njhiyNehf;Fg;ghHitia nray;gLj;j jdJ FOtpdUf;F Cf;fkspf;fpwhH. midj;J njhopy;KidNthUf;Fk; Njitahd jiyikg; gz;Gfs; xU njhopyK ; idNthH kpfrr ; pwej ; jiyikg; gzG ; fisg; ngww ; pUej ; hy; klL ; Nk> xU ntw;wpfukhd epWtdj;ijf; fl;likg;gJ rhj;jpakhFk;. gpd;tUgit xt;nthU njhopyK ; idNthUk; fzb ; gg ; hf nfhzb ; Uff ; Ntzb ; a rpy Kff ; pakhd jiyikg; gzG ; fs:; 1. ajhHj;jj;jd;ik: gpur;rpidfisj; jPHg;gjw;fhf kw;Wk; mghaq;fisf; Fiwg;gjw;fhf midj;J jilfs; kw;Wk; rthy;fisAk; rkhspf;Fk; jpwd;. 2. gzpT: jtWfis nkd;ikahf kw;Wk; gzpthf xj;Jf;nfhs;Sjy; kw;Wk; cq;fspd; nray;fSf;fhf tpiuthf nghWg;Ngw;Wf;nfhs;Sjy; vd;gJ ,jd; mHj;jk; MFk;. jtWfis rupnra;a Ntz;ba rthy;fshfg; ghHf;f Ntz;Lk;> Fiwnrhy;tjw;fhd tha;g;Gfshf fUjf;$lhJ. 3. tise; J nfhLf; F k; j d; i k: kpfTk; tise; J nfhLf; F k; j d; i kAld; ,Ug; g Jk; > khw;wq;fSf;F vspjhf xj;Jg;NghtJk; xU ey;y jiytUf;F Kf;fpakhdjhFk;. vg;nghOJ xj;Jg;Nghf Ntz;Lk;> vg;nghOJ xj;Jg;Nghff;$lhJ vd;gijj; njupe;Jnfhz;bUg;gJk; mjw;F rkkhf Kf;fpakhdjhFk;. 4. ek;gfj;jd;ik: cq;fspd; gyk; kw;Wk; cq;fspd; gytPdk; Mfpa ,uz;ilAk; fhl;Ljy; vd; g J ,jd; mHj; j k; MFk; . kdpjdhf ,Uj; j y; kw; W k; kw; w tHfsplk; kdpjj;jd;ikAld; ,Uj;jy; vd;gJ ,jd; mHj;jkhFk;. 5. GJg;gpj;Jf;nfhs;Sjy;: Njitg;gLk;nghOJ cq;fs; jiyikg;gz;G ghzpia GJg;gpj;Jf;nfhs;Sjy; my;yJ khw;wpf;nfhs;Sjy; vd;gJ ,jd; mHj;jkhFk;. ,ijr; nra;tjw;F> cq;fspd; jiyikg;gz;gpy; vq;Nf ,ilntsp cs;sJ vd;gijf; fw;Wf;nfhs;tJk; mij rupnra;a vd;d tsq;fs; Njit vd;gijf; fz;Lgpbg;gJk; Kf;fpakhFk;. 6. tpopg;GzHT: cq;fis kw;wtHfs; vg;gb ghHf;fpwhHfs; vd;gijf; fz;lwpa Neuj;ij vLj;Jf;nfhs;tJ vd;gJ ,jd; mHj;jkhFk;. cq;fisr; Rw;wpAs;stHfis cq;fspd; ,Ug;G vt;thW ghjpf;fpwJ vd;gijg; Gupe;Jnfhs;Sjy; ,jd; mHj;jkhFk;. rpwe;j jiyikg;gz;gpd; ed;ikfs; rpwe;j jiyikg;gz;gpdhy; vz;zw;w ed;ikfs; cs;sd. rpwe;j jiyikg;gz;ghdJ jiytHfSf;F gpd;tUgitfis ntw;wpfukhf mspf;fpwJ: Ÿ FO cWg;gpdHfspd; tpRthrk; kw;Wk; flikAzHitg; ngWjy; Ÿ epWtdj;jpd; ,yf;Ffs; kw;Wk; Fwpf;Nfhis miltjw;fhf FOtpdiu Ntiy nra;a Cf;Ftpj;jy; Ÿ FO cWg;gpdHfsplk; kd typikiaf; fl;likj;jy; kw;Wk; ek;gpf;ifia Vw;gLj;Jjy; Ÿ FO cWgg ; pdHfis gu]g ; uk; GupeJ ; nfhss ; CfF ; tpjj ; y; kwW ; k; FOgg ; wi ; w Vwg ; LjJ ; jy; Ÿ khw Ntz;ba #oy; Vw;gLk;nghOJ khw;wj;jpd; Njitia FO cWg;gpdHfsplk; typAWj;jp ek;g itj;jy;. FOg;gzp kw;Wk; FOf;fs; xU nghJthd ,yf;if miltjw;fhf xU gzpaplj;jpy; cs;s egHfs; jq;fspd; jdpg;gl;l jpwd;fis xd;whfr; NrHf;Fk;nghOJ FOg;gzp Njhd;WfpwJ. ,e;jg; nghJthd ,yf;if miltjw;fhf xd;whfr; NrHe;J gzpGupAk; jdpg;gl;l egHfshy; rpwe;j mzp Vw;gLfpwJ. xU rpwe;j FOtpdH ,Wjp KbT fpilg;gjw;F jhq;fNs nghWg;Ngw;Wf;nfhs;thHfs;. njhopy;KidT ntw;wpapy; FOg;gzpapd; Kf;fpaj;Jtk; xU njhopy;KidAk; jiytUf;F> xU rpwe;j FOitf; fl;likg;gJ me;j epWtdj;jpd; ntw;wpapy; Kf;fpakhdjhFk;. jhd; fl;likf;Fk; FOtpdH rpy Kf;fpakhd gz;Gfs;> Fzhjpraq;fs; kw;Wk; gz;Geyd;fisf; nfhz;bUg;gij xU njhopy;KidNthH fz;bg;ghf cWjpnra;a Ntz;Lk;. gpd;tUgitfisf; nfhz;bUg;gJ xU rpwe;j FOthFk;: 50 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1. xNu Nehf;fk;: midj;J FO cWg;gpdHfSk; mzpapd; Nehf;fk;> ghHit kw;Wk; ,yf;Ffs; Fwpj;J rkkhd nghWg;GzHTld; ,Uf;f Ntz;Lk; NkYk mij njspthfg; Gupe;Jnfhs;s Ntz;Lk;. 2. rpwe;j njhlHGnfhs;Sk; jpwd;fs;: FO cWg;gpdHfs; jq;fspd; gpur;rpidfis ntspg;gLj;Jjy;> re;Njfq;fis Nfl;ly; kw;Wk; rpf;fyhd jfty;fisj; njuptpf;f tpsf;fg;glq;fs; kw;Wk; ml;ltiziag; gad;gLj;Jjy; Mfpa jpwd;fisg; ngw;wpUf;f Ntz;Lk;. 3. xj;Jiof;Fk; jpwd;: xt;nthU cWg;gpdUk; Gjpa Nahridfs; Fwpj;J tof;fkhf fUj;J njuptpg;gij cupikahff; fUj Ntz;Lk;. 4. Kd;ndLf;Fk; jpwd;: mzpapy; nray;jpwDld; $ba jdpegHfs; ,Uf;f Ntz;Lk;. cWg; g pdHfs; Gjpa NahridfSld; tUjy; > jw; N ghJs; s Nahridfis Nkk;gLj;Jjy; kw;Wk; Rakhf Ma;T nra;jy; Mfpatw;wpy; MHtk; nfhz;bUf;f Ntz;Lk;. 5. njhiyNehf;Fg;ghHit: nfhz;l cWg;gpdHfs;:vjpHtug;NghFk; gpur;rpidfis milahsk; fz;L> me;j rhj;jpaKs;s gpur;rpidfs; cz;ikahd gpur;rpidfshf khWtjw;F Kd;dH mjpy; eltbf;if vLf;Fk; jpwid FOtpdH ngw;wpUf;f Ntz;Lk;. 6. rpwe;j jftikg;G jpwd;fs;: khw;wk; vd;gJ xU Mf;fg;g+Htkhd nray; vd;W FO ek;g Ntz; L k; . khw; w k; vd; g ij Gjpa tp\aq; f is Nkk; g Lj; J tjw; f hd kw; W k; Kaw;rpg;gjw;fhd tha;g;ghff; fUj Ntz;Lk;. 7. rpwe;j epWtd jpwd;fs;: epiyahd gzp nray;Kiwfs;> rkepiyg;gLj;jg;gl;l nghWg;Gfs;> rupahfj; jpl;lkplg;gl;l jpl;lq;fs; kw;Wk; Kd;Ndw;wk; kw;Wk; MHXI-I mstpLtjw;fhd rupahd Kiwfs; Mfpa jpwid FOtpdH ngw;wpUf;f Ntz;Lk;. Fwpg;Gfs; Ÿ cq;fspd; Kjy;fl;l NahridapNyNa ,Uf;f Ntz;lhk;. mJ gupzkpg;gjw;F > khWtjw;F mDkjpAq;fs;. Ÿ cq;fspd; gytPdk; Fwpj;J njupe;Jitj;jpUq;fs; kw;Wk; cq;fspd; <Lnra;Ak; FOitf; fl;likAq;fs;. Ÿ rupahd egHfis gzpakHj; J tJ kl; L k; NghJkhdJ my; y . mtHfis Cf;fg;gLj;Jtjw;fhf mtHfSf;F ePq;fs; gjtp caHT my;yJ Cf;fj;njhif mspf;f Ntz;Lk;. Ÿ cq;fspd; FOtpdupd; kupahijia rk;ghjpAq;fs;. Fiwfis 1.5.3 jfty;njhlHG jpwd;fs;: ftdpj;jy; kw;Wk; NgRjy;: rpwg;ghf ftdpj;jypd; Kf;fpaj;Jtk; jfty; njhlHG nray;Kiwapd;nghOJ nra;jpia rupahfg; ngw;Wf;nfhs;Sk; kw;Wk; Gupe;Jnfhs;Sk; jpwNd ftdpj;jy; vdg;gLk;. ftdpj;jy; vd;gJ rpwe;j jfty;njhlHGf;F Kf;fpakhdjhFk;. rpwe;j ftdpf;Fk; jpwd; ,y;yhky; ,Ue;jhy;> nra;jpfs; jtwhfg; Gupe;Jnfhs;sg;gLk;. ,jdhy; jfty;njhlHgpy; ,ila+W Vw;gLk; kw;Wk; nra;jpia mDg;GgtH kw;Wk; ngWgtH ,ilNa vupr;ry; cz;lhFk;. ftdpj;jYk; fhjhy; Nfl;lYk; xd;wy;y vd;gijg; Gupe;Jnfhs;tJ Kf;fpakhFk;. fhjhy; Nfl;ly; vd;gJ ePq;fs; Nfl;Fk; rj;jj;ij kl;LNk Fwpf;Fk;.ftdpj;jy; vd;gJ mijtpl ,d;Dk; mjpfkhdJ MFk;. ftdpf;f Ntz;Lk; vd;why;> xUtH ftdj;ijf; Ftpf;f Ntz; L k; . fijia ntWkNd ftdpg; g J kl; L ky; y hky; > fij vt; t hW njhlHGgLj;jg;gLfpwJ> nkhop kw;Wk; Fuy; gad;gLj;jg;gLk; Kiw kw;Wk; NgRgtH vt;thW 51 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL jd; cly;nkhopia gad;gLj;JfpwhH vd;gjpYk; ftdj;ijf; Ftpg;gJ vd;gJ ,jd; mHj;jk; MFk;. nrhw;fs; epiwe;j kw;Wk; nrhw;fs; my;yhj nkhopfis xUtH vt;thW rpwg;ghf cs;thq;fpf;nfhz;L Gupe;Jnfhs;fpwhH vd;gijg; nghWj;Nj ftdpf;Fk; jpwd; cs;sJ. rpwg;ghf ftdpg;gJ vg;gb rpwg;ghf ftdpf;f> ePq;fs;: Ÿ NgRtij epWj;j Ntz;Lk; Ÿ ,ila+W nra;af;$lhJ Ÿ vd;d nrhy;yg;gLfpwNjh mjpy; KOikahf ftdk; nrYj;jTk; Ÿ jiyairf;fTk; kw;Wk; cw;rhf%l;Lk; thHj;ijfs; kw;Wk; iriffisg; gad;gLj;jTk;. Ÿ jpwe;j kdJld; ,Uq;fs; Ÿ NgRgtupd; ghHitiag; gw;wp Nahrpf;fTk; Ÿ kpf>kpf nghWikahf ,Uq;fs; Ÿ gad;gLj;jg;gLk; njhdp kPJ ftdk; nrYj;Jq;fs; Ÿ NgRgtupd; cly;nkhopfs;> Kf ghtidfs; kw;Wk; fz;ghHitfs; kPJ ftdk; nrYj;Jq;fs; Ÿ NgRgtiu mtrug;gLj;j Ntz;lhk; Ÿ NgRgtupd; ghtidfs; my;yJ gof;fq;fs; cq;fis vupr;rY}l;l my;yJ ftdj;ij jpirjpUg;g mDkjpf;f Ntz;lhk; rpwg;ghf NgRtjpd; Kf;fpaj;Jtk; xU nra;jp vt;thW ntw;wpfukhf njuptpf;fg;gl;Ls;sJ vd;gJ mij ePq;fs; vt;thW KOikahfg; Gupe;Jnfhz;Ls;sPHfs; vd;gijg; nghWj;Nj ,Uf;fpwJ. xU rpwe;j Ngr;rhsH vd;gtH njspthd thHj;ijfis ntspg;gLj;j Ntz;Lk;> thHj;ijfis rupahf cr;rupf;f Ntz;Lk;> rupahd thHj;ijfis NjHT nra;a Ntz;Lk; kw;Wk; vspjhfg; Gupe;Jnfhs;Sk; tifapy; ,ilntsp tpl;Lg; Ngr Ntz;Lk;. ,ijj;jtpu> cuf;fg; Ngrg;gLk; thHj;ijfshdJ gad;gLj;jg;gLk; iriffs;> njhdp kw;Wk; cly;nkhopAld; nghUe;j Ntz;Lk;. ePq;fs; vd;d nrhy;fpwPHfs; kw;Wk; mij ePq;fs; nrhy;Yk; njhdp Mfpait vz;zw;w czHTfis cUthf;Fk;. xU egH jaq;fpj; jaq;fpg; Ngrpdhy;> mtH Fiwthd Rakupahij nfhz;ltuhf my;yJ tpthjpf;fg;gLk; jiyg;gpy; mtUf;F NghJkhd mwpT ,y;yhjjhf czHe;Jnfhs;sg;gLk;. xUtH mikjpahd Fuypy; Ngrpdhy;>mtH $r;r Rghtk; cs;stuhf Kj;jpiuaplg;gLthH. xUtH cuj;j Fuypy; kpfTk; njspthfg; Ngrpdhy;> mtH mjpf ek;gpf;ifAs;stuhff; fUjg;gLthH. ,J NgRtij xU kpf Kf;fpahd jfty;njhlHG jpwdhf Mf;FfpwJ. rpwg;ghf NgRtJ vg;gb rpwg;ghf NgRtjw;F> ePq;fs;: Ÿ cq;fspd; Ngr;rpy; fz;fisg; ghHj;jy;> Gd;difj;jy;> jiyairj;jy;> irif nra;jy; Nghd;w cly; nkhopfis NrHj;Jf;nfhs;s Ntz;Lk;. Ÿ eq P f ; s; czi ; kahfg; Ngrg; NghtjwF ; Kdd ; H cqf ; s; Ngrr ; pd; tiuitf; fll ; ikff ; Tk.; Ÿ cqf ; spd; czHrr;pfs; kwW ; k; czHTfs; midjJ ; k; flL ; gg;hlb ; y; css ; ij cWjp nraa ; Tk.; Ÿ cq;fs; Ngr;ir rupahd RUjp kw;Wk; Fuypy; cr;rupf;fTk;. cq;fspd; Ngr;R midj;J Neuq;fspYk; njs;sj;njspthf ,Uf;f Ntz;Lk;. 52 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ NgRk;nghOJ kfpo;r;rpahd> ,ay;ghd njhdpapy; NgrTk;. ePq;fs; xU Ngr;Rtof;fpy; Ngr Kw;gLtjhfNth my;yJ ,ay;gw;w Kiwapy; NgRtjhfNth ghHitahsHfs; czuf;$lhJ. Ÿ cq;fspd; nra;jpia njuptpf;f> RUf;fkhd kw;Wk; Fwpg;ghd thHj;ijfisg; gad;gLj;jTk;. njsptpy;yhky; NgRtij fz;bg;ghfj; jtpHf;f Ntz;Lk;. Ÿ cq;fspd; Ngr;R jHf;f uPjpahf rupahf ,Ug;gij cWjpnra;aTk;. Ÿ Njitahdijg; NgrTk;. Njitaw;w jfty;fs; vijAk; NrHf;f Ntz;lhk;. Ÿ glg;ghf ,Uj;jy;> eLq;Fjy; Nghd;w vupr;rY}l;Lk; ghtidfis jtpHf;f Kaw;rpf;fTk;. Ÿ cq;fspd; thHj;ijfis ftdkhfj; NjHT nra;aTk;. ngUk;ghyhd ghHitahsHfs; Gupe;Jnfhs;s rpukg;glhj tifapy; vspikahd thuj;ijfisg; gad;gLj;jTk;. Ÿ gjhif my;yJ nts;isg;gyif Nghd;w fhl;rpg;nghUl;fisg; gad;gLj;jTk;. Ÿ ePq;fs; vd;d nrhy;fpwPHfs; vd;gijg; ghHitahsHfs; Gupe;Jnfhs;Sk;tifapy; nkJthfg; NgrTk;. vdpDk;> kpfTk; nkJthfg; Ngrf;$lhJ vd;gjpy; ftdkhf ,Uq;fs;> Vnddpy; ,J tpiwg;ghdtuhf> xOq;fhf jahH nra;ahjtuhf my;yJ kw;wtHfis jho;thdtHfshf epidg;gtuhf fUjr;nra;JtpLk;. Ÿ rupahd jUzq;fspy; ,ilepWj;j Ntz;Lk; vd;gij epidtpy;nfhs;sTk;. Fwpg;Gfs; Ÿ kw;wtHfs; vd;d nrhy;fpwhHfs; vd;gijf; ftdpg;gJ cq;fSf;F rpukkhf ,Ue;jhy;> mtHfs; $wpa thHj;ijfis cq;fs; kdjpw;Fs; jpUk;g nrhy;ypg;ghHj;Jf;nfhs;sTk;. Ÿ vg;nghOJk; NgRk;nghOJk;> ftdpf;Fk;nghOJk;> ePq;fs; njhlHGnfhs;Sk; egupd; fz;izg; ghHj;J njhlHGnfhs;sTk;. ,J ciuahlypy; <Lghl;il Vw;gLj;Jk; kw;Wk; Cf;fg;gLj;Jk;. 1.5.4 gpur;rpidfSf;F jPHT fhZjy; kw;Wk; Ngr;RthHj;ij jpwd;fs;: xU gpur;rpid vd;why; vd;d Mf;];/NghHL mfuhjpapd;gb(1995)> xU gpur;rpid vd;gJ> xU jPHit vjpHNehf;Fk; xU re;Njfj;Jf;Fupa my;yJ fbdkhd tp\ak;" MFk;. midj;J gpur;rpidapYk; ,uz;L tp\aq;fs; cs;sd: 1. ,yf;Ffs; 2. jilfs; ,yf;Ffis miltjw;fhf jilfis milahsk; gpur;rpidf;Fj; jPHT fhz;gjpd; Nehf;fk; MFk;. fz;L> mtw;iw ePf;FtNj gpur;rpidfSf;F jPHT fhz;gJ vg;gb gpur;rpidf;Fj; jPHT fhz;gjw;F gFj;jwpAk; jpwd; mtrpakhFk;. xU gpur;rpidia vjpHnfhs;Sk;nghOJ gpd;gw;w Ntz;ba rpy jHf;fuPjpahd gbepiyfs; ,q;Nf cs;sd: gbepiy 1: gpur;rpidia milahsk; fhZjy; gbepiy 2: gpur;rpidiag; gw;wp tpupthf Ma;T nra;jy; gbepiy 3: rhj;jpaKs;s midj;J jPHTfisAk; gl;baypLjy; gbepiy 4: rpwe;j jPHTfis NjHT nra;jy; gbepiy 5: NjHT nra;ag;gl;l jPHit eilKiwg;gLj;Jjy; 53 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gbepiy 6: midjJ ; gpurr ; pidfSk; czi ; kapNyNa jHPff ; gg ; lL ; ss ; jh vdW ; cWjpnraj ; y; gpur;rpidf;F jPHT fhz;gjw;fhd Kf;fpakhd gz;Gfs; tzpf cupikahsHfs; kw;Wk; mjd; gzpahsHfs; Mfpa ,UtUf;Fk; ed;F Nkk;gLj;jg;gl;l gpur;rpidf;Fj; jPHTfhZk; jpwd; vd;gJ Kf;fpakhdjhFk;. gpur;rpidfs; vt;tsT rpwg;ghf jPHf;fg;gLfpd;wd vd;gjpy; gpd;tUk; MSikg; gz;Gfs; Kf;fpa gq;F tfpf;fpd;wd: • jpwe;j kdJld; ,Uj;jy; • Jbg;ghf ,Uj;jy; • NeHkiwahd mZFKiwiaf • rupahd Nfs;tpfisf; Nfl;ly; • gjl;lkpy;yhky; ,Uj;jy; • rupahd gpur;rpidapd;kPJ ftdk; nfhz;bUj;jy nrYj;Jjy; gpur;rpidfSf;F jPHT fhZk; jpwd;fis kjpg;gpLtJ vg;gb xU njhopy;KidNthuhf> xU tpz;zg;gjhutpz;zg;gjhuiu gzpakHj;Jk; Kd;dNu mtupd; gpur;rpidf;F jPHT fhZk; jpwid kjpg;gpLtJ xU ey;y Nahridahf ,Uf;Fk;. gpd;tUgit ,e;jj; jpwid kjpg;gpLtjw;fhd rpy topfs; MFk;: 1. tpz; z g; g gbtq; f s; : tpz; z g; g jhutpz; z g; g jhuupd; gpur; r pidia jpwd;fSf;fhd rhd;iw tpz;zg;gg; gbtj;jpy; g+Hj;jp nra;AkhW $wTk;. jP H f; F k; 2. cstpay; gupNrhjidfs;: jpwDs;s tpz;zg;gjhuHfSf;F jHf;fuPjpahf fhuzk; mwpjy; kw;Wk; tpkHrd uPjpapy; rpe;jpj;jy; Mfpa NjHTfisf; nfhLj;J> mtHfs; vt;thW ,Uf;fpwhHfs; vd;W gupNrhjpj;jy;. 3. NeHfhzy;fs;: xU cj;Njrkhd gpur;rpidf;Fupa #oiy cUthf;fp my;yJ newpKiw rhHe;j Nfs;tpfis vOg;gp> tpz;zg;gjhuHfs; vt;thW gjpyspf;fpwhHfs; vd;W ghHf;fTk;. 4. El;gkhd Nfs;tpfs;: ep[ tho;tpy; ,Ue;J rpy gpur;rpidfis tpz;zg;gjhuHfsplk; nfhLj;J> mtHfspd; rpe;jpf;Fk; nray;Kiwia kjpg;gplTk;. Ngr;RthHj;ij vd;why; vd;d Ngr;RthHj;ij vd;gJ NtWghLfis jPHg;gjw;F gad;gLj;jg;gLk; xU KiwahFk;. rHr;irfis jtpHf;Fk;nghOJ> rkurk; my;yJ xg;ge;jk; %ykhf NtWghLfisf; fistNj Ngr;RthHj;ijapd; Nehf;fkhFk;. Ngr;RthHj;ij elf;ftpy;iynadpy;> rr;ruTfshy; kdpjHfSf;F ,ilNa kdf;frg;G Vw;glf;$ba tha;g;Gs;sJ. rpwe;j Ngr;RthHj;ij jpwd;fshdJ ,uz;L jug;gpdiuAk; jpUg;jpgLj;Jk; kw;Wk; typikahd cwTfis ePz;l fhyj;jpw;F tsHf;Fk;. Vd; Ngr;RthHj;ij elj;jNtz;Lk; xU tzpfj;ij njhlq;Fk;nghOJ epiwa Ngr;RthHj;ijfs; Nkw;nfhs;s Ntz;Lk;. rpy Ngr;RthHj;ijfs; rpwpajhf ,Uf;Fk;> mNjNeuk; kw;witfs; me;j njhlf;fj;ij cUthf;Fk; my;yJ cilf;Fk; mstpw;F Kf;fpakhdjhf ,Uf;Fk;. gzpaplj;jpd; cs;NsAk; Ngr;RthHj;ij Kf;fpa gq;F tfpf;fpwJ. xU njhopy;KidNthuhf> Ngr;RthHj;ij Nkw;nfhs;tJ vg;gb vd;W ePq;fs; kl;Lk; njupe;Jnfhs;shky;> cq;fSila gzpahsHfSf;Fk; Ngr;RthHj;ij fiyapy; gapw;rpaspf;f Ntz;Lk;. Ngr;RthHj;ij elj;JtJ vg;gb ePq;fs; Ngr;RthHj;ij elj;Jtjw;F cjTk; rpy gbepiyfisg; ghHf;fTk;: 54 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gbepiy 1: Ngr;RthHj;ijf;FKd; jahHnra;jy; gpur;rpid Fwpj;J tpthjpf;f vq;Nf re;jpg;gJ vd;W xg;Gf;nfhs;Sjy;> ahH ahnuy;yhk; gq;Nfw;f Ntz;Lk; vd;W KbT nra;jy; kw;Wk; tpthjj;jpw;F Neu tiuaiw mikj;jy;. gbepiy 2: gpur;rpidia tpthjpj;jy; ,jpy; Nfs;tpfs; Nfl;ly;> kw;w jug;gpdH nrhy;tijf; ftdpj;jy;> cq;fspd; ghHitfisj; njuptpj;jy; kw;Wk; re;Njfq;fisj; njspTgLj;Jjy; Mfpait cs;sd. gbepiy 3: Fwpf;Nfhis njspTgLj;jpf;nfhs;Sjy; ,uz;L jug;gpdUk; xNu gpur;rpidf;F jPHTfz;L> xNu ,yf;if mila tpUk;GfpwhHfs; vd;gij cWjpnra;jy;. gbepiy 4: ,uz;L jug;gpdUf;Fk; ntw;wp vd;gij Nehf;fkhf nfhs;Sjy; Ngr;RthHj;ij elj;Jk;nghOJ Kbe;j msT jpwe;j kdJld; ,Uf;f Kaw;rpAq;fs;. ,uz;L jug;gpdUk; xU KbTf;F te;J> xj;Jg;NghFk;tifapy; rkurk; nra;J> khw;Wj; jPHTfis $Wq;fs;. gbepiy 5: xg;ge;jj;ij njspthf tiuaWq;fs; xU xg;ge;jk; Vw;gl;lgpwF> me;j xg;ge;jj;jpd; tptuq;fs;> Gupe;Jnfhs;shky; Nghtjw;fhd tha;g;Gfs; ,y;yhky; ,uz;L jug;gpdUf;Fk; njspthf ,Uf;f Ntz;Lk;. gbepiy 6: Vw;Wf;nfhs;sg;gl;l jPHTfis eilKiwg;gLj;Jq;fs; jPHTfis nray;gLj;Jtjw;fhd nray;ghLfSf;F xg;Gf;nfhs;Sjy; Fwpg;Gfs; Ÿ xd;iwg; ngWtjw;fhf ciof;Fk;Kd;dH> cq;fSf;F epr;rakhf vd;d Ntz;Lk; vd;gijj; njupe;Jnfhs;Sq;fs; Ÿ NgRtijtpl> ftdpg;gjw;F kw;Wk; rpe;jpg;gjw;F mjpf Kf;fpaj;Jtk; nfhLq;fs; Ÿ mLj;jtiu nty;tijtpl xU cwitf; fl;likg;gjpy; ftdk; nrYj;Jq;fs; Ÿ cq;fspd; jpwd;fs; Kbitg; ghjpf;Fk; vd;gij epidtpy;nfhs;Sq;fs; Ÿ vg;nghOJ ntspNaw Ntz;Lk; vd;W njupe;Jitj;jpUq;fs; - rpyNeuq;fspy; xU xg;ge;jj;ij miltJ rhj;jpakpy;yhky; Nghfyhk; 1.5.5 tzpf tha;g;Gfis milahsk; fhZjy;: njhopy;KidNthHfs; kw;Wk; tha;g;Gfs; 'njhopy;KidNthH vg;nghOJk; khw;wj;ij vjpHNehf;fp> mjw;Nfw;g nray;gl;L> mij xU tha;g;ghf gad;gLj;jpf;nfhs;thHfs;." - gPl;lh buf;fH tzpf tha;g;Gfis milahsk;fhZk; jpwd; vd;gJ xU njhopy;KidNthupd; mtrpakhd gz;ghFk;. xU tha;g;G vd;why; vd;d tha;g;G vd;w thHj;ijahdJ VjhtJ xd;iwr; nra;tjw;F #oy;fshy; Vw;gLj;jg;gLk; xU ey;y tha;g;G my;yJ xU rhjfkhd #oiyf; Fwpf;fpwJ. xU tzpf tha;g;G vd;gJ xU Fwpg;gpl;l Neuj;jpy;> xU Fwpg;gpl;l #oypy; xU Fwpg;gpl;l tzpfj;ij nray;gLj;Jtjw;fhf cs;s xU ey;y my;yJ rhjfkhd khw;wk; MFk;. njhopy;KidNthHfs; vjpHnfhs;Sk; nghJthd Nfs;tpfs; jq;fSf;F rupahd xU tzpf tha;g;ig vg;gbf; fz;Lgpbg;gJ vd;gNj midj;J njhopy;KidNthHfSk; vjpHnfhs;Sk; xU Kf;fpakhd Nfs;tpahFk;. 55 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gpd;tUgit njhopy;KidNthHfs; vg;nghOJk; rpe;jpf;Fk; rpy nghJthd Nfs;tpfs; MFk;: Ÿ Gjpa epWtdkhdJ> g+Hj;jp nra;ag;glhj NjitfSf;fhfg; Gjpa nghUs; my;yJ Nritia mwpKfg;gLj;j Ntz;Lkh? Ÿ Gjpa epWtdkhdJ> xU re;ijapy; ,Ue;J jw;nghOJ fpilf;Fk; nghUs; my;yJ Nritiaj; NjHTnra;J> mit fpilf;fhj NtW xU ,lj;jpy; mspf;f Ntz;Lkh? Ÿ NtW vq;fhtJ ntw;wpfukhf Kaw;rpj;J> Nrhjid nra;ag;gl;l Kiwapd;gb epWtdk; mikf;fg;gl Ntz;Lkh? vdNt> Gjpa kw;Wk; jw;NghJs;s tzpf tha;g;Gfis milahsk; fhZtJ kw;Wk; mJ ntw;wpailtjw;fhd tha;g;ig kjpg;gpLtJ Mfpatw;iw xU njhopy;KidNthH fw;Wf;nfhs;tJ kpfTk; Kf;fpakhFk; vg;nghOJ xU rpe;jid xU tha;g;ghfpwJ xU rpe;jid vg;nghOJ xU tha;g;ghfpwJ vd;why;: Ÿ mJ xU thbf;ifahsUf;F kjpg;Gfis cUthf;Fk;nghOJ my;yJ NrHf;Fk;nghOJ Ÿ mJ xU Kf; f pakhd gpur; r pidia jP H f; F k; n ghOJ> rpf; f yhd mfw;Wk;nghOJ my;yJ xU Njitiag; g+Hj;jpnra;Ak;nghOJ Ÿ xU typikahd re;ij kw;Wk; ,yhg tuk;G ,Uf;Fk;nghOJ Ÿ rupahd ,lk; kw;Wk; rupahd Neuj;jpy; epWtdH kw;Wk; epHthf FOtpdUld; ed;whfg; nghUe;Jjy; tp\aj; i j tha;g;Gfis vjpHNehf;Fk;nghOJ fUjg;gl Ntz;ba fhuzpfs; tzpf tha;g;Gfis vjpHNehf;Fk;nghOJ> gpd;tUgitfisf; fUj;jpy;nfhs;sTk;: Ÿ nghUshjhug; Nghf;Ffs; Ÿ re;ijg; Nghf;Ffs; Ÿ epjpAjtpfspy; khw;wq;fs; Ÿ murpay; Mjutpy; khw;wq;fs; Ÿ tpw;gidahsHfs;> gq;FjhuHfs; Ÿ ,yf;F ghHitahsHfspy; khw;wk kw;Wk; nghUs; toq;FgtHfs; ,ilNa cs;s cwTfspy; khw;wk; Gjpa tzpf tha;g;Gfis milahsk; fhz;gjw;fhd topfs; 1. re;ij jpwikapd;ikfis milahsk;fhZjy; xU re;ijiag; ghHf;Fk;nghOJ> me;j re;ijapy; vd;ndd;d jpwikapd;ikfs; cs;sd vd;gij fUj;jpy;nfhs;Sq;fs;. me;jj; jpwikapd;ikfis rupnra;tjw;fhd topfs; Fwpj;J NahrpAq;fs;. 2. Kf;fpa ,ila+Wfis mfw;Wq;fs; xU Gjpa nghUs; my;yJ Nritia cUthf;Ftjw;Fg; gjpyhf> ePq;fs; xU nghUs;> Nrit my;yJ nray;Kiwia GJikahf Nkk;gLj;jyhk;. 3. Gjpjhf rpytw;iw cUthf;Fjy; jw;NghJs;s tzpf khjpupfspd; mbg;gilapy;> thbf;ifahsHfSf;F GJikahd mDgtj;ij Vw;gLj;JtJ vg;gb vd;W NahrpAq;fs;. 4. xU tsUk; Jiw / njhopw;rhiyia NjHTnra;jy; ve;j Jiwfs; my;yJ njhopw;rhiyfs; tsHfpd;wd vd;W Ma;Tnra;J> mjpy; vd;d tha;g;Gfis gad;gLj;jyhk; vd;W NahrpAq;fs;. 56 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 5. nghUl;fis tpj;jpahrg;gLj;Jtijg; gw;wp Nahrpj;jy; cq;fspd; kdjpy; Vw;fdNt xU nghUs; ,Ue;jhy;> mij jw;NghJs;s xd;wpy; ,Ue;J ve;j topfspy; jdpj;Jf;fhl;LtJ vd;W NahrpAq;fs;. cq;fspd; tzpfj;jpw;Fs; tzpf tha;g;Gfis milahsk; fhz;gjw;fhd topfs; 1. ];Nthl; gFg;gha;T ];Nthl; gFg;gha;it cUthf;FtJ cq;fspd; tzpfj;jpw;Fs; tzpf tha;g;Gfis milahsk; fhz;gjw;fhd xU rpwe;j topahFk;. ];Nthl; vd;w RUf;fkhdJ gyq;fs;> gytPdq;fs;> tha;g;Gfs; kw;Wk; Mgj;Jfisf; Fwpf;fpwJ. tzpf tha;g;Gfis vjpHNehf;Fk;nghOJ gpd;tUgitfisf; fUj;jpy;nfhs;sTk;: ];Nthl; fl;likg;igg; gad;gLj;jp cq;fisAk;> cq;fs; Nghl;bahsHfisAk; ghHf;Fk;nghOJ ePq;fs; gad;gLj;jf;$ba tha;g;Gfis cq;fshy; ntspg;gLj;j KbAk; ];Nthl; gFg;gha;T fl;likg;G: gyk; cq;fspd; gyq;fs; vd;d? cq;fsplk; vd;d jdpj;Jtkhd jpwd;fs; cs;sd? kw;wtHfistpl ePq;fs; vt;thW rpwe;jtH? cq;fspd; gyq;fshf kw;wtHfs; czHtJ vd;d gytPdk; gytPdk; cq;fspd; gytPdq;fs; vd;d? cdJ Nghl;bahsHfs; cd;idtpl vij rpwg;ghf nra;fpwhHfs;? S W O T tha;g;Gfs; ve;jg; Nghf;F cq;fis Mf;fg;g+Htkhfg; ghjpf;fpwJ? cq;fSf;F vd;ndd;d tha;g;Gfs; fpilf;fpd;wd? Mgj;J Mgj;J cq;fsplk; cWjpahd epjp trjp ,Uf;fpwjh? ve;jg; Nghf;F cq;fis vjpHkiwahfg; ghjpf;fpwJ? 1.5.1. ];Nthl; gFg;gha;T kw;Wk; cq;fspd; ntw;wpf;F ,ila+whf ,Uf;Fk; Mgj;Jfis epHtfpf;f kw;Wk; mfw;w KbAk;. 2. cq;fspd; a+v];gP-I Vw;gLj;Jjy; cq;fspd; Nghl;bahsHfsplk; ,Ue;J cq;fspd; a+v];gP kw;Wk; epiyikia tpj;jpahrkhf Vw;gLj;jTk;. Vd; cq;fsplk; ,Ue;J thbf;ifahsHfs; thq;f Ntz;Lk; vd;gij milahsk;fz;L> me;jf; fhuzj;ij tpsk;gug;gLj;jTk;. tha;g;ig gFg;gha;T nra;jy; ePq;fs; tha;g;ig xUKiw milahsk; fz;l gpwF> ePq;fs; mijg; gFg;gha;T nra;a Ntz;Lk;. xU tha;g;ig gFg;gha;T nra;a> ePq;fs;: Ÿ Nahridapy; ftdk; nrYj;Jq;fs; Ÿ me;j Nahridf;fhd re;ijapd;kPJ ftdk; nrYj;Jq;fs; Ÿ Nahrid Fwpj;J njhopw;rhiy jiytHfsplk; NgRq;fs; Ÿ Nahridf; Fwpj;J nray;gLgtHfsplk; NgRq;fs; 57 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Fwpg;Gfs; Ÿ tha;g;Gfs;> #oy; rhHe;jit vd;gij epidtpy;nfhs;Sq;fs;. Ÿ xU ep&gpf;fg;gl;l rhjidiag; ghUq;fs;. Ÿ rkPg fhyq;fspy; gpugykhf ,Ug;gij jtpUq;fs;. Ÿ cq;fspd; Nahridia NerpAq;fs;. 1.5.6 njhopy;KidNthUf;F Mjuthd #oy;: xU njhopy;KidNthH vd;why; vd;d xU njhopy;KidNthH vd;fpw xU egH: Ÿ xU gzpahsUf;fhf Ntiy nra;tjpy;iy Ÿ xU rpwpa epWtdj;ij elj;JfpwhH Ÿ epWtdk;> vz;zk;> nghUs; my;yJ Nrit Mfpatw;wpd; midj;J Mgj;Jfs; kw;Wk; ntFkjpfisAk; mDkhdpf;fpwhH njhopy;KidNthHfspd; tiffs; gpd;tUgit njhopy;KidNthHfspd; ehd;F Kf;fpa tiffs; MFk;: Ÿ ghuk;gupa njhopy;KidNthH: ,e;j tifahd njhopy;KidNthH nghJthf rpy tifahd jpwidf; nfhz;bUg;ghHfs;- mtHfs; xU jr;rH> nkf;fhdpf;> rikay;fhuH Nghd;wtHfshf ,Uf;fyhk;.mtHfs; gy Mz;Lfshf cztfq;fs;> filfs; kw;Wk; jr;R Ntiyf;fil Nghd;w tzpfj;ij Nkw;nfhs;thHfs;. mNj njhopypy; jq;fspd; nrhe;j tzpfj;ij mtHfs; njhlq;Fk;nghOJ> mtHfs; me;jf; Fwpg;gpl;l njhopypy; Vuhskhd mDgtj;ijg; ngw;wpUg;ghHfs;. Ÿ tsUk; jpwDs;s njhopy;KidNthH: tsuf;$ba xU epWtdj;ij njhlq;fp> gy thbf;ifahsHfis rk;ghjpj;J> Vuhskhd gzk; <l;LtNj ,e;j tifahd njhopy;KidNthupd; tpUg;gk; MFk;. xU ey;y ,yhgj;jpw;F jq;fspd; epWtdj;ij tpw; g id nra; t Nj mtHfspd; ,Wjpahd Nehf; f k; MFk; . mj; j ifa njhopy;KidNthHfs; mwptpay; my;yJ njhopy;El;g gpd;Gyj;ijf; nfhz;bUg;ghHfs;. Ÿ jpl;lk;-rhHe;j njhopy;KidNthH: ,e;j tifahd njhopy;KidNthHfs; nghJthf fiy my;yJ cstpay; gpd;Gyj;ijf; nfhz;bUg;ghHfs;. mtHfSf;F kpfTk; tpUg;gkhd xd;iwg; gw;wp mtHfspd; epWtdk; ftdk; nrYj;Jk;. Ÿ tho;f;ifKiw njhopy;KidNthH: ,e;j tifahd njhopy;KidNthH nghJthf xU MrpupaH my;yJ xU nrayhsuhf Ntiy nra;jpUg;ghH. mtHfs; mjpfkhd gzk; rk;ghjpg;gjw;Fg; gjpyhf> kf;fs; tpUk;Gk; rpytw;iw tpw;gjpy; MHtkhf ,Ug;ghHfs;. xU njhopy;KidNthupd; gz;Gfs; ntw;wpfukhd njhopy;KidNthHfs; gpd;tUk; gz;Gfisf; nfhz;bUg;ghHfs;: Ÿ mtHfs; mjpfkhf Cf;fg;gLj;jg;gl;bUg;ghHfs; Ÿ mtHfs; GJikahf Nahrpg;gtHfshf> rpe;jidiaj; J}z;LgtHfshf ,Ug;ghHfs; Ÿ mtHfs; xt;nthU gzpiaAk; nra;tjw;F kdjstpy; jahuhf ,Ug;ghHfs; Ÿ mtHfs; rpwe;j tzpfj; jpwd;fisf; nfhz;bUg;ghHfs;-jq;fspd; gzg;Gof;fk;> tpw;gid kw;Wk; tUthia vt;thW kjpg;gpLtJ vd;gij mtHfs; njupe;J itj;jpUg;ghHfs; Ÿ mtHfs; mjpf mghaq;fs; epiwe;j fhupaq;fisr; nra;tjw;F tpUk;GthHfs; 58 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ mtHfs; kpfTk; RWRWg;ghf ,Ug;ghHfs;-kw;wtHfs; xU Ntiyiar; nra;a Ntz;Lk; vd;W fhj;jpUf;fhky; mtHfNs me;j Ntiyia nra;a Ntz;Lk; vd;W tpUk;GthHfs; Ÿ mtHfs; xU njhiyNehf;Fg;ghHitiaf; nfhz;bUg;ghHfs; - mtHfs; ngupajhf rpe;jpj;Jg; ghHg;ghHfs; Ÿ mtHfs; tise;JnfhLf;Fk;jd;ikAld;> jpwe;j kdJld; ,Ug;ghHfs; Ÿ KbTfs; vLg;gjpy; rpwe;jtHfshf ,Ug;ghHfs; njhopy;KidNthH ntw;wpf; fijfs; jpUgha; mk;ghdp jpUgha; mk;ghdp> fpHdhH kiyapy; thu ,Wjpfspy; Gdpj ahj;jpiu gazpfSf;F ||g[pah];|| tpw;gjd;%yk; jdJ njhopy;KidT tho;f;ifia njhlq;fpdhH. 16 tajpy;> mtH Vkd; nrd;W vupthA-epiya cjtpahsuhfTk;> xU vz;nza; epWtdj;jpy; vOj;juhfTk; gzpGupe;jhH. mtH 50>000 &ghAld; ,e;jpah te;J> xU [Tsp tpw;gid epWtdj;ijj; njhlq;fpdhH. rHtNjr re;ijfspy; gzj;ij <l;Lk; Kjy; ,e;jpa epWtdkhfTk;> /NghHg;]; 5000 gl;baypy; NrHe;j Kjy; ,e;jpa epWtdkhfTk; upiyad;]; cUthdJ. lhf;lH.fHrd;gha; gNly; fHrd;gha; gNly; jdJ tPl;bd; gpd;gf;fj;jpy; ryitj;J}is jahH nra;jhH. mtH tPLtPlhfr; nrd;W xt;nthU nghUisAk; tpw;W> mtH tpw;w xt;nthU nghl;lyj;jpw;Fk; gzk; jpUk;gg; ngWtjw;fhd cj;juthjk; mspj;jhH. me;j Neuj;jpy; kypthd ryitj;J}Ns xU fpNyhTf;F &.13 vd;W ,Ue;jnghOJ> mtH xU fpNyhTf;F &.3 kl;LNk t#ypj;jhH. lhf;lH.gNly; epHkh epWtdj;ijj; njhlq;fpdhH> mJ ,e;jpa cs;ehl;L ryitj;J}s; re;ijapd;1 KO mq;fkhf khwpaJ. njhopy;KidT nray;Kiw njhopy;KidT nray;Kiwfspd; gbepiyfisg; ghHf;fyhk;. gbepiy 1: jpl; l j; i j cUthf; F jy; . xU njhopy; K idNthuhy; Nahrpf; f g; g l; l jpl;lj;JlNdNa njhopy;KidT nray;Kiw njhlq;FfpwJ. jpl;lk; vd;gJ jPHf;fg;gLk; rhj;jpaKs;s xU gpur;rpidahFk;. gbepiy 2: mUk;Gjy; my;yJ mq;fPfupj;jy;. ,e;jg; gbepiyapy;> milahsk; fhzg;gl;l gpur;rpidf;F xU rhj;jpaKs;s jPHit Nahrpf;f Ntz;Lk;. gbepiy 3: jahuhjy; my;yJ gFj;jwpTld; Ma;Tnra;jy;. gpur;rpid NkYk; Ma;Tnra;ag;gl;L> mNj gpur;rpidf;F kw;wtHfs; vt;thW jPHT fhz Kaw;rpj;jhHfs; vd;W Ma;Tnra;a Ntz;Lk;. gbepiy 4: milfhj;jy; my;yJ fw;gid nra;jy;. mjpf NahridfSld; tUk; Nehf;fj;jpw;fhf GJikahf rpe;jpg;gJ ,e;jg; gbepiyahFk;. gpur;rpidf;Fupa gFjpfSf;F Fiwthd Nahrid nfhLf;fg;gLk;. gbepiy 5: rhj;jpaj;jd;ikia Ma;Tnra;jy;: ,e;jj; jpl;lkhdJ ,yhgj;ij Vw;gLj;Jkh vd;gijj; jPHkhdpf;f rhj;jpaj;jd;ikia Ma;Tnra;tNj mLj;j gbepiyahFk;. gbepiy 6: njsptiljy; my;yJ czHjy;. njsptw;w midj;Jk; jpBnud njspthf MFk; jUzk; ,J. jdJ jpl;lk; ed;ikia mspf;Fk; vd;W njhopy;KidNthH ek;gpf;ifahf czHthH. gbepiy 7: rupghHj;jy; my;yJ cWjpnra;jy;. ,e;j ,Wjpg;gbepiyapy;> jpl;lk; ed;whf nray;gLkh kw;Wk; gaDs;sjhf ,Uf;Fkh vd;W rupghHf;fg;gLk;. 1- http://www.humanengineers.com/hr_library/19446/?testimonial_page=25 59 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL ,e;jr; nray;Kiwiag; gw;wp ed;whfg; Gupe;Jnfhs;s> fPNo cs;s glj;ijg; ghHf;fTk;. mUk;Gjy; (mq;fPfupj;jy;) jpl;lj;ij cUthf;Fjy; jahuhjy; (gFj;jwpTld; Ma;Tnra;jy;) milfhj;jy; (fw;gid nra;jy;) rhj;jpaj;jd;ikia Ma;Tnra;jy; njsptiljy; (czHjy;) rupghHj;jy; (cWjpnra;jy;) njhopy;KidT #oy; gw;wpa mwpKfk; njhopy;KidTf;F Mjuthd #oyhdJ njhopy;Kidtpd; xl;Lnkhj;j kw;Wk; KOikahd ,ay;igf; Fwpf;fpwJ. Gjpa epWtdq;fshdJ cUthfp>nropg;ghf ,Ug;gJ> mijj; njhlq;fpa ijupakhd> njhiyNehf;Fg;ghHit nfhz;l njhopy;KidNthHfshy; kl;Lk; my;y> mtHfs; epWtdj;ij mikj;j xU tsUk; #oy; my;yJ jdpahH kw;Wk; nghJ gq;Nfw;ghsHfs; ,Uf;Fk; #oypaYk; xU fhuzkhFk;. ,e;j tifahd nray;ghl;lhsHfs; Gjpa epWtdq;fis tsHj;J> mij jf;fitg;ghHfs; kw;Wk; njhopy;KidNthupd; Kaw;rpfis Cf;Ftpg;ghHfs;. xU njhopy;KidT #oypy; gpd;tUk; MW Kf;fpa fsq;fs; cs;sd: 1. rhjfkhd fyhr;rhuk;: mghaq;fs; kw;Wk; jtWfis rfpj;Jf;nfhs;Sjy;> kjpg;Gkpf;f tiyaikg;G kw;Wk; njhopy;KidNthupd; Mf;fg;g+Htkhd rKjha epiy Mfpait ,jpy; cs;slq;Fk;. 2. nfhs;iffis vspjhf;Fjy; kw;Wk; jiyikg;gz;G: xOq;FKiw fl;likg;G Cf;fkspg;Gfs; kw;Wk; nghJ Muha;r;rp ikaq;fs; ,Uj;jy; Mfpait ,jpy; cs;slq;Fk;. 3. epjpAjtpf;fhd tha;g;Gfs;: kfspH epjpAjtpf;FO> ntd;rH Nfg;gplyp];l; kw;Wk; FW fld;fs; Mfpait ,jw;fhd rpwe;j vLj;Jf;fhl;Lfs; MFk;. 4. kdpj %yjdk;: gapw;rpaspf;fg;gl;l kw;Wk; gapw;rpaspf;fg;glhj gzpahsHfs;> njhopy;KidNthHfs; kw;Wk; njhopy;KidT gapw;rpj; jpl;lq;fs; Nghd;wtw;iw ,J Fwpf;fpwJ. 5. nghUl;fs; kw;Wk; NritfSf;F cfe;j re;ij: ,J nghUs; my;yJ Nritf;F cs;s re;ij my;yJ re;ijf;fhd tha;g;ig Fwpf;fpwJ. 6. epWtd kw; W k; cs; f l; l ikg; G cjtp: rl; l kw; W k; epjp MNyhrfHfs; > njhiyj;njhlHGfs;> b[pl;ly; kw;Wk; Nghf;Ftuj;J cs;fl;likg;G kw;Wk; njhopy;KidT tiyaikg;Gj; jpl;lq;fs; Mfpait ,jpy; cs;slq;Fk;. xU typikahd njhopy;KidTf;F Mjuthd #oy; ,Uf;fpwjh>; ,e;jr; #oiy NkYk; Cf;Ftpf;f murhq;fk; vd;d eltbf;iffs; vLf;f Ntz;Lk; vd;gij ,e;jf; fsq;fs; fhl; L fpd; w d. MW fsq; f s; kw; W k; mjd; gy; N tW mk; r q; f s; glkhf fhl;rpg;gLj;jg;gl;Ls;sd. 60 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk tiyaikg;Gfs; gue;j tiyaikg;Gfs; gd;dhl;L epWtdq;fs; 61 glk;.1.5.2. njhopy;KidT xU ghHit re;ij ,zf;fkhd rq;fk; Ÿ tzpfj;jpl;l Nghl;bfs; Ÿ khehLfs; Ÿ njhopy;KidNthUf;F njhopy;Kidit Nkk;gLj;Jjy; Ÿ ,yhgkpy;yhtw;wpy; muR-rhuh epWtdk; MjuTfs; epjp ez;gHfs;> FLk;gj;jpdH Ÿ Ÿ Ÿ Ÿ t¨f[ke;qDr iw¡th fuf/k futh bDoVh lkoZtfud iw¡th cktkj dtZ rfpj;Jf;nfhs;Sjy; Gj;jhf;fk;> GJik> Nrhjid Kaw;rp njhopy;KidNthupd; rKjha epiy nry;tk; cUthf;Fjy; nfhs;if> ,af;fk;> Njly; Ÿ mghak;>jtWfs;>Njhy;tpfis rKjha Nfhl;ghLfs; Ÿ fhzf;$ba ntw;wpfs; Ÿ epWtdHfspd; nry;tk; ngUFjy; Ÿ rHtNjr Gfo; ntw;wpf;fijfs; %yjdk; Ÿ [PNuh-epiy KjyPl;L • • • • nrhj;Jupik kw;Wk; gzpahsH Ÿ v.fh. jpthyhjy;> xg;ge;j mkyhf;fk;> rhjfkhd rl;lk; Ÿ Muha;r;rp epWtdq;fs; KjyPl;lhUf;F tupr;rYiffs; Ÿ xOq;FKiw fl;likg;G Cf;fk; v.fh. Ÿ FW-fld;fs; Ÿ ngz; KjyPl;lhsHfs;> epjp %yjdk; Muha;r;rp kw;Wk; Nkk;ghl;bw;fhf> njhlq;f Ÿ epjp cjtp v.fh. KjyPL> cjtp Ÿ epWtdq;fs; v.fh. murhq;fk; fyhr;rhuk; njhopy;KidT nfhs;if Ÿ njhopy;KidT cj;jp Ÿ mtruk;> neUf;fb kw;Wk; rthy; kdpj %yjdk; Ÿ rl;lk; Ÿ fzf;Fg;gpupT Ÿ KjyPl;L tq;fpahsHfs; MjuTfs; fyhr;rhuk; yh[p];bf;]; Ÿ Mw;wy; Ÿ %yjdk; Ÿ njhiyj;njhlHGfs; Ÿ Nghf;Ftuj;J kw;Wk; cs;fl;likg;G Ÿ Fwpg;gpl;l njhopy;KidTg; gapw;rp fy;tpapay;) Ÿ nghJg; gl;lq;fs; (njhopy;Kiw kw;Wk; fy;tp epWtdq;fs; Ÿ jpwd;kpf;f kw;Wk; jpwdw;w Ÿ njhlHr;rpahd njhopy;KidNthHfs; Ÿ gpe;ija jiyKiwf; FLk;gk; gzpahsH Ÿ Ÿ Ÿ njhopy;KidNthH tiyaikg;Gfs; Ÿ <Lnra;aKbahj MjuT Ÿ r%f cz;ikj;jd;ik Ÿ tpthjj;jpw;F jpwe;j kdJld; Ÿ fUj;ij Muk;gj;jpy; Vw;gtHfs; Ÿ nghUs; jahupg;gpy; epGzHfs; Ÿ Nkw;Nfhs; thbf;ifahsH Ÿ Kjy; kjpg;gha;T Ÿ tpepNahf topKiwfs; ,Uj;jy; jiyikg;gz;G Muk;gfl;l thbf;ifahsHfs; Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gq;Nfw;ghsu; ifNaL xt;nthU njhopy;KidNthupd; #oYk; jdpj;Jtkhf ,Uf;Fk; kw;Wk; #oypy; cs;s tp\aq; f s; midj; J k; xd; W f; n fhd; W rhHe; j pUg; g it. ngUk; g hYk; midj; J g; gpuhe; j paq; f spd; njhopy; K idT #oYk; Nkw; f z; l mk; r q; f shy; tpupthf tptupf;fg;gl;bUe;jhYk;> xt;nthU #oypYk; Mapuf;fzf;fhd tp\aq;fs; kpfTk; rpf;fyhd kw;Wk; jdpj;Jtkhd topapy; xd;Wf;nfhd;W njhlHG nfhz;bUf;Fk;. njhopy;KidT #oyhdJ (kpfg;ngupajhf) Ra-rhHGilajhf MfpapUf;Fk;. MW fsq;fSk; tise;J nfhLf;Fk; jd;ikAld; ,Ue;jhy;> mit gu];guk; ed;ikailAk;. ,j;jifa #oypy;> murhq;fj;jpd; <Lghl;il Fwpg;gplj;jf;f msT Fiwf;f KbAk;. #oiyj; jf;fitf;f nghJj jiytHfs; mjpfkhf KjyPL nra;aj; Njitapy;iy. njhopy;KidT #oy; Cf;fkspg;GfshdJ #oiyj; jf;f itg;gjpy; ftdk; nrYj;JfpwJ vd;gij epidtpy;nfhs;sTk;. ,e;jpahtpy; jahupg;Nghk; gpur;rhuk; xt;nthU njhopy;KidNthUf;Fk; rpy Njitfs; ,Uf;Fk;. gpd;tUgit rpy Kf;fpakhd Njitfs; MFk;: Ÿ vspjhf fld; ngWjy; Ÿ KjyPl;lhsHfis vspjhff; fz;Lgpbj;jy; Ÿ tup tpyf;Ffisg; ngWjy; Ÿ tsq;fs; kw;Wk; ey;y cs;fl;likg;ig vspjhf mZFjy; Ÿ jilfs; ,y;yhj> tpiuthd eilKiwia mDgtpj;jy; Ÿ kw;w epWtdq;fSld; vspjhf gq;Fjhuuhf NrHjy; gpujkH Nkhbahy; njhlq;fg;gl;l ,e;jpahtpy; jahupg;Nghk; vDk; gpur;rhukhdJ> ,sk;> MHtKs;s njhopy;KidNthHfspd; midj;J NjitfisAk; g+Hj;jpnra;fpwJ. mjd; Fwpf;NfhshdJ: Ÿ KjyPl;il vspjhf;Fjy; Ÿ Gjpa jpl;lq;fSf;F Mjutspj;jy; Ÿ jpwd; Nkk;ghl;il mjpfupj;jy; Ÿ njhopy;KidNthHfspd; jpl;lq;fSf;Fg; ghJfhg;gspj;jy; Ÿ nghUl;fis cw;gj;jpnra;a cyfj;juk;tha;e;j trjpfis cUthf;Fjy; njhopy;KidNthHfis Cf;Ftpg;gjw;fhd Kf;fpaj; jpl;lq;fs; njhopy;KidNthHfSf;F cjt murhq;fk; gy jpl;lq;fis mspf;fpwJ. ,e;jj; jpl;lq;fshdJ> Kjy; jiyKiw njhopy;KidNthHfSf;F cjTtjw;fhf gy;NtW mikr; r fk; Æ ,e; j pa muRj; Jiwfshy; ,af; f g; g Lfpd; w d. njhopy; K idit Cf;Ftpg;gjw;fhd rpy Kf;fpa jpl;lq;fs; Fwpj;Jg; ghHf;fyhk;: t.vz; jpl;lj;jpd; ngaH 1. gpujkH Kj;uh Nah[dh - FW njhopy;fs; Nkk;ghL kw;Wk; epjpAjtp Kfik (Kj;uh)> 2. epkpHe;Jepy; ,e;jpah 3. gpujkH Ntiytha;g;G cUthf;fj; jpl;lk; (gp.vk;.,.[p.gP) 4. rHtNjr xj;Jiog;G 5. nray;jpwd; kw;Wk; fld; kjpg;gPL 6. re;ijg;gLj;jy; cjtpj; jpl;lk; 7. gl;ilf; FwpaPl;Lf;fhd gjpTf; fl;lzj;ij jpUk;g mspj;jy; 62 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 8. khepy Æ khtl;l mstpyhd tHj;jf fz;fhl;rpfspy; epWtdq;fis gq;Nfw;f nra;jy; kw;Wk; epjpAjtp mspj;jy; 9. njhopy;El;g GJg;gpg;Gf;fhd fldpy; %yjd khdpa cjtp rpW>FW kw;Wk; eLj;ju 10. FW kw;Wk; rpW epWtdq;fSf;F fld; cj;juthj cjtp (rp[pv/g;vk;v];,) 11. Iv];X juepiyfs; ngWtjw;fhd rhd;wpjo; fl;lzq;fis jpUk;g mspj;jy; 12. tptrhaj;ij re;ijg;gLj;jy; 13. rpW tptrhaj;ij re;ijg;gLj;jy; 14. nkfh czTg;g+q;fh 15. Mjpthrp kfspH rh]; mjpfhu Nah[dh 1. gpujkH Kj;uh Nah[dh - FW njhopy;fs; Nkk;ghL kw;Wk; epjpAjtp Kfik (Kj;uh)> tpsf;fk; gpujkH Kj;uh Nah[dhtpd; ghJfhg;ghd cjtpAld;> Kj;uh jdJ Muk;gfl;l nghUl;fs; / jpl;lq;fis Vw;fdNt cUthf;fptpl;lJ. tsHr;rp Æ Nkk;ghl;L epiy kw;Wk; gad;ngWk; FW epWtdk; Æ njhopy;KidNthupd; epjpj; Njitfisf; Fwpg;gjw;fhf kw;Wk; mLj;j fl;l gbepiy Æ tsHr;rpf;fhd xU Nkw;Nfhs; mspg;gjw;fhf> ,ilaPLfSf;F ~rpR|> ~fpN\hH| kw;Wk; ~jUz;| vd ngauplg;gl;Ls;sJ: a. rpR:&. 50>000Æ- tiuapyhd fld;fs; b. fpN\hH:&. 50>000Æ- Kjy; &. 5 ,yl;rk; tiuapyhd fld; c. jUz;: &. 5 ,yl;rk; &. 10 ,yl;rk; tiuapyhd fld; ahH tpz;zg;gpf;f KbAk;? cwg ; jj ; p> nrayg ; LjJ ; jy>; tHjj ; fk; myy ; J NritjJ ; iw Nghdw ; gzi ; z-rhuh njhopypy; tUkhdk; <lL ; tjwf ; hd tzpfj; jpll ; k; css ; > &. 10 ,ylr ; jj ; pwF ; f; Fiwthf fld; NjitAss ; vej ; ,ej ; paf; FbkfDk; xU tqf ; p> vkv ; /gI ; myy ; J tqf ; prhuh epjp 1 epWtdqf ; is gpujkH Kju;h Nah[dh (gv P knfxa); jpll ; jj ; pdf ; o P ; Kju;h fldf ; s; ngwyhk.; 2. epkpHe;Jepy; ,e;jpah tpsf;fk; xU Gjpa epWtdj;ij mikg;gjw;fhf> xU tq;fpf; fpisapy; Fiwe;jgl;rk; xU jho;j;jg;gl;l tFg;G (v];rp) my;yJ goq;Fbapd tFg;igr; (v];b) NrHe;j xU fld; ngWgtH kw;Wk; Fiwe;jgl;rk; xU ngz; fld; ngWgtUf;F &. 10 ,yl;rk; Kjy; &. 1 Nfhb tiuapyhd tq;fpf;fld; nfhLj;J cjTtNj epkpHe;Jepy; ,e;jpah jpl;lj;jpd; Nehf;fk; MFk;. ,e;j epWtdkhdJ cw;gj;jp> Nritfs; my;yJ tHj;jfj; Jiwapy; ,Uf;fyhk;. jdpegH my;yhj epWtdq;fs; vdpy;> 51% gq;F itj;jpUg;G kw;Wk; 2 fl;Lg;ghL xU v];rp Æ v];b my;yJ ngz; njhopy;KidNthuplk; ,Uf;f Ntz;Lk;. ahH tpz;zg;gpf;f KbAk;? v];rp > v];b kw;Wk; ngz;fs; 3. gpujkH Ntiytha;g;G cUthf;fj; jpl;lk; (gPvk;,[pgP) tpsf;fk; ,ej ; j; jpll ; khdJ> jiyik epWtdkhd fhjp kwW ; k; fpuhkj; njhopyf ; s; Mizajj ; hy; (NftpIrp) Njrpa mstpy; eilKiwgg ; Ljj ; gg ; LfpwJ. khepy mstpy>; ,ej ; j; jpll ; khdJ khepy NftpIrp ,afF ; dufqf ; s>; khepy fhjp kwW ; k; fpuhkj; njhopyf ; s; thupak; (NftpIgp)> khtll ; njhopy; ikaqf ; s; kwW ; k; tqf ; pfshy; eilKiwgg ; Ljj ; gg ; LfpwJ. ,ej ; j; jpll ; jj ; pdg ; bahd murhqf ; khdpakhdJ> milahsk; fhzgg ; lL ; ss ; tqf ; pfspd; %ykhf gydhspfs; / njhopyK ; idNthHfSfF ; mtHfspd; tqf ; pf; fzfF ; fspy; NftpIrp %ykhf ,Wjpahf tpepNahfpff ; gg ; Lk.; 1- http://www.mudra.org.in/offerings 2- http://vikaspedia.in/social-welfare/scheduled-caste-welfare-1/stand-up-india-scheme 63 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL cjtpapd; ,ay;G xU jpl;lk; Æ epWtdj;jpw;F cw;gj;jp Jiwapd;fPo; mDkjpf;fg;gl;Ls;s mjpfgl;r njhif &. 25 ,yl;rk; kw;Wk; tzpfk; Æ Nritj; Jiwapd;fPo; mDkjpf;fg;gl;Ls;s mjpfgl;r njhif &. 10 ,yl;rk; MFk;. gPvk;,[pgP-d;gb epjpAjtpapd; msTfs;: gPvk;,[pgP-d;fPo; gydhspfspd; tiffs; gydhspfspd; khdpaj; njhif gq;fspg;G (jpl;l nrytpy;) (jpl;l nrytpy;) gFjp (jpl;lk; / epWtdj;jpd; miktplk;) efHg;Gwk; fpuhkg;Gwk; nghJg;gpupT rpwg;Gg;gpupT (v];rp / v];b / Xgprp / rpWghd;ikapdH/ ngz;fs;> Kd;dhs; ,uhZtj;jpdH> cly; CdKw;NwhH> vd;<MH> Fd;W kw;Wk; vy;iyNahug; gFjpfs;> Nghd;wit cl;gl) 10% 15% 05% 25% 35% nkhj;j jpl;lr; nrytpd; kPjKs;s njhifahdJ tq;fpfshy; fld;fshfTk;> nray;gLk; %yjdkhfTk; mspf;fg;gLk;. ahH tpz;zg;gpf;f KbAk;? 18 taJf;F Nky; cs;s ve;j jdpegUk; tpz;zg;gpf;fyhk;. cw;gj;jp Jiwapy; &.10 ,yl;rj;jpw;F mjpfkhfTk;> tzpfk; Æ Nritj; Jiwapy; &.5 ,yl;rj;jpw;F mjpfkhfTk; jpl;lr; nryT cs;stHfs; Fiwe;jgl;rk; vl;lhk; tFg;G NjHr;rp ngw;wpUf;f Ntz;Lk;. gPvk;,[pgP-d;fPo; Gjpa jpl;lq;fs; kl;LNk xg;Gjy; mspg;gjw;F fUj;jpy;nfhs;sg;gLk;. Racjtpf;FOf;fs; (NtW ve;j jpl;lj;jpd;fPOk; rYiffs; ngwtpy;iynadpy; tWikf;Nfhl;Lf;F fPo; cs;stHfs; cl;gl)> $l;LwT gjpTr;rl;lk;> 1860-d;fPo; gjpTnra;Js;s epWtdq;fs;@ cw;gj;jp $l;LwT rq;fq;fs;>kw;Wk; mwepiya bu];l;fSk; jFjpngw;wit MFk;. jw;NghJs;s epWtdq;fs; (gPvk;MHxa;>MH,[pgp my;yJ NtW VjhtJ khepy muR my;yJ kj;jpa muRj; jpl;lj;jpd;fPo;) kw;Wk; NtW VjhtJ khepy muR my;yJ kj;jpa muRj; jpl;lj;jpd;fPo; Vw;fdNt murhq;f khdpak; ngw;Ws;s epWtdq;fSf;F 1 jFjp ,y;iy . 4. rHtNjr xj;Jiog;G tpsf;fk; ,e;jj; jpl;lj;jpy; gpd;tUk; nray;ghLfs; ,Uf;Fk;: a. njhopy; E l; g j; i j cl; G Fj; J jy; Æ GJg; g pj; j Yf; f hd Gjpa tp\aq; f is Ma;Tnra;jy;> $l;L KjyPl;Lf;F cjTjy;> FW> rpW kw;Wk; eLj;ju epWtdg; nghUl;fSf;fhd re;ijia Nkk;gLj;Jjy;> ntspehl;L $l;L xj;Jiog;igg; ngWjy; Mfpatw;Wf;fhf FW> rpW kw;Wk; eLj;ju epWtd tzpfg; gpujpepjpfis NtW ehLfSf;F mDg;Gjy;. b. ,e;jpahtpy; kw;Wk; ntspehl;by; elf;Fk; rHtNjr fz;fhl;rpfs;> tHj;jf fz;fhl;rpfs; kw;Wk; rHtNjr gq;Nfw;G cs;s tpw;gidahsH - thq;FgtH re;jpg;G Mfpatw;wpy; ,e;jpa vk;v];vk;,-f;fs; gq;Nfw;wy;. c. vk;v];vkv];1 elj;Jjy;. njhlHghd jiyg;Gfspy; rHtNjr khehLfs; kw;Wk; fUj;juq;Ffs; cjtpapd; ,ay;G Irpv]; jpl;lkhdJ>njhopy;KidNthHfspd; tpkhdf; fl;lzk; kw;Wk; ,l thliff;fhd epjpAjtpia toq;FfpwJ. epWtdj;jpd; msT kw;Wk; tifapd; mbg;gilapy; cjtp toq;fg;gLfpwJ. 1- http://www.kviconline.gov.in/pmegp/pmegpweb/ 64 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; ahH tpz;zg;gpf;f KbAk;? a. khepy Æ kj;jpa muR epWtdq;fs;@ b. njhopw;rhiy Æ epWtd $l;likg;Gfs;@ kw;Wk; c. gjpTnra;ag;gl;l rq;fq;fs; Æ bu];l; njhlHGila epWtdq;fs;1 kw;Wk; vk;v];vk;, tsHr;rp kw;Wk; Nkk;ghl;Lld; cjtpapd; ,ay;G 5. FW kw;Wk; rpW epWtdq;fSf;fhd nray;jpwd; kw;Wk; fld; kjpg;gPL tpsf;fk; FW kw;Wk; rpW epWtdq;fspy;> mtw;wpd; nray;ghLfspd; gyq;fs; kw;Wk; gytPdq;fs; kw;Wk; mtw;wpd; fld; kjpg;Gj;jd;ik Fwpj;J tpopg;GzHT Vw;gLj;JtNj ,e;jj; jpl;lj;jpd; Nehf;fkhFk;. cjtpapd; ,ay;G yhgk; vk;v];vk;, mikr;rfj;jhy; jpUg;gpaspf;fg;gl Ntz;ba fl;lzk; &.50 ,yl;rq;fs; tiu kjpg;gpLk; epWtdj;jhy;> mjpfgl;rkhf &.15>000/- tiu fl;lzj;jpy; 75% t#ypf;fg;gLk; &. 50 ,yl;rq;fs; Kjy; &. 200 ,yl;rq;fs; tiu kjpg;gpLk; epWtdj;jhy;> mjpfgl;rkhf &.30>000/- tiu fl;lzj;jpy; 75% t#ypf;fg;gLk; &.200 ,yl;rq;fSf;F Nky; kjpg;gpLk; epWtdj;jhy; fl;lzj;jpy; 75% t#ypf;fg;gLk; ahH tpz;zg;gpf;f KbAk;? ,ej ; pahtpy; FW myy ; J rpW epWtdkhf gjpT nraJ ; ss ; vej ; epWtdKk; tpzz ; gg ; pff ; yhk.; 6. re;ijg;gLj;jy; cjtpj; jpl;lk; tpsf;fk; gpd;tUk; nray;ghLfSf;F cjtp toq;fg;gLfpwJ: a. ntspehl;by; fz;fhl;rpfs; elj;Jjy; kw;Wk; fz;fhl;rpfspy; gq;FngWjy; rHtNjr fz;fhl;rpfs; / tHj;jf b. kw;w epWtdq;fs; / njhopw;rhiy $l;likg;Gfs; / Kfikfs; Mfpatw;why; elj;jg;gLk; fz;fhl;rpfSf;F ,iz epjpAjtpaspj;jy; c. tpw;gidahsH - thq;FgtH re;jpg;G> jPtpukhd gpur;rhuq;fs; kw;Wk; re;ijg;gLj;jy; tpsk;gu epfo;Tfs; Mfpatw;iw Vw;ghL nra;jy; cjtpapd; ,ay;G njhopy;KidNthHfspd; tpkhdf; fl;lzk; kw;Wk; ,l thlifapy; 95% tiu epjpAjtp toq;fg;gLfpwJ. epWtdj;jpd; msT kw;Wk; tifapd; mbg;gilapy; cjtp toq;fg;gLfpwJ. ,iz epjpAjtpaspf;Fk; epWtdj;jpw;F> mjpfgl;rkhf &.5 ,yl;rj;jpw;F cl;gl;L> nkhj;j nrytpy; 40% tiu epjpAjtp toq;fg;gLfpwJ. ahH tpz;zg;gpf;f KbAk;? vk;v];vk;,-f;fs;> njhopw;rhiy $l;likg;Gfs; kw;Wk; vk;v];vk;, Jiw njhlHGila gpw epWtdq;fs;. 7. gl;ilf; FwpaPl;Lf;fhd gjpTf; fl;lzj;ij jpUk;g mspj;jy; tpsf;fk; gl;ilf; FwpaPL gad;gLj;Jtjw;fhf> xNu xUKiwf;fhd gjpTf; fl;lzj;jpy; 75% jpUk;gg; ngWtjw;F epjpAjtp toq;fg;gLfpwJ. NkYk;> Kjy; %d;W Mz;LfSf;F kPz;Lk; nrYj;j Ntz;ba Mz;Lf; fl;lzj;jpy; 75% vk;v];,-My; [pv];1-f;F nrYj;jg;gLfpwJ. 1- http://msme.gov.in/sites/default/files/Sch-vol1-151214.pdf-sri.pdf 65 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL cjtpapd; ,ay;G xUKiw kw;Wk; kPz;Lk; nrYj;j Ntz;ba gl;ilf; FwpaPL gjpTf;fl;lzq;fspy; 75% jpUk;gg; ngWtjw;F epjpAjtp toq;fg;gLfpwJ. ahH tpz;zg;gpf;f KbAk;? ,vk; gjpTnfhz;l midj;J vk;v];vk;,-f;fs;. 8. khepyÆkhtl;l mstpyhd tHj;jf fz;fhl;rpfspy; rpW>FW epWtdq;fis gq;Nfw;f nra;jy; kw;Wk; epjpAjtp mspj;jy; kw;Wk; eLj;ju tpsf;fk; cw;gj;jp nra;Ak; vk;v];vk;,-f;fSf;F re;ijg;gLj;Jk; jsj;ij mspf;f> khepyÆkhtl;l mjpfhupfs;Ærq;fshy; Vw;ghL nra;ag;gLk; khepyÆkhtl;l mstpyhd fz;fhl;rpfspy; gq;Nfw;fr; nra;jy;. cjtpapd; ,ay;G tHj;jf fz;fhl;rpfspy; gq;Nfw;gjw;F gjpT ,ytrk; Fwpg;G: tpz;zg;g gbtk; rkHg;gpf;fg;gl;l gpwF> gq;Nfw;ghsHfs; vk;v];vk;,-bI-My; NjHT nra;ag;gLthHfs;. 1. vk;v];vk;,-f;fSf;F (nghJthd tif njhopy;KidNthHfs;) mUfpYs;s ,uapy; epiyak;ÆNgUe;J epiyaj;jpy; ,Ue;J fz;fhl;rp eilngWk; ,lj;jpw;F Fiwthd J}uk;ÆNeub ,uapypy; (,uz;L mLf;F Vrp tFg;G tiu) te;J nry;tjw;fhd fl;lzj;jpy; 50% tiu jpUk;g mspf;fg;gLk; kw;Wk; ,l thlif fl;lzq;fspy; 50% tiu jpUk;g mspf;fg;gLk;. 2. ngz;Æv];rpÆv];b njhopy;KidNthHfs; kw;Wk; ,e;jpa murpd; tlfpof;Fg; gFjpapy; ,Ue;J tUk; njhopy;KidNthHfSf;F> NkNy (2)-y; gl;bayplg;gl;Ls;sjpy; 80% tiu jpUk;g mspf;fg;gLk;. Fwpg;G: ngz;Æv];rpÆv];bÆcly; CdKw;w njhopy;KidNthHfSf;F nkhj;jkhf jpUk;g mspf;fg;gLk; njhif mjpfgl;rkhf xU epWtdj;jpw;F &. 30>000Æ- Mf ,Uf;Fk;. kw;w epWtdq;fSf;F xU vk;v];vk;,-f;F xU egUf;F mjpfgl;rkhf &. 20>000Æ- Mf ,Uf;Fk;. Fwpg;G: gzk; jpUk;gg;ngWtjw;F gq;Nfw;ghsHfs; fye;Jnfhz;L te;jgpwF mjw;fhd rhd;Wfis rkHg;gpf;f Ntz;Lk;. \\vdJ tpz;zg;gq;fs;" vd;w gpuptpd;fPo; Md;iydpYk; rhd;Wfis rkHg;gpf;f KbAk; my;yJ bI mYtyfj;ij Neubahfj; njhlHGnfhz;Lk; rhd;Wfis rkHg;gpf;fyhk;. ahH tpz;zg;gpf;f KbAk;? ,vk; gjpTnfhz;l midj;J vk;v];vk;,-f;fs;. 9. njhopy;El;g GJg;gpg;Gf;fhd fldpy; %yjd khdpa cjtp tpsf;fk; njhopy;El;gj;ij GJg;gpg;gjw;fhf vk;v];vk;,-f;fs; ngw;w fldpy; %yjd khdpa cjtp (~15%)ngw KbAk;. cjtpapd; ,ay;Gfld; ngWtjw;fhd epjpAjtp cjtpapd; ,ay;G fld; ngWtjw;fhd epjpAjtp. ahH tpz;zg;gpf;f KbAk;? Ÿ cjtp ngWtjw;fhf tpz;zg;gpf;fyhk;. Ÿ fld; kw;Wk; %yjd khdpak; ngWtjw;F vk;v];vk;,-f;fs; cupa tq;fpfis Neubahfj; njhlHGnfhs;s Ntz;Lk;. tq;fpfs; kw;Wk; epjp epWtdq;fs; brp -vk;v];vk;,-f;F 66 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; tpz;zg;gpg;gJ vg;gb? ePq;fs; xU epjp epWtdkhf ,Ue;jhy;> ",g;nghOJ tpz;zg;gpf;fTk;" nghj;jhd;kPJ f;spf; nra;aTk; my;yJ ePq;fs; brp- vk;v];vk;, mYtyfj;ij Neubahfj; njhlHGnfhs;syhk;. brp- vk;v];vk;, mYtyfj;jpd; njhlHG tptuq;fis ePq;fs; ghHj;Jf;nfhs;syhk;. ePq;fs; xU vk;v];vk;, Mf ,Ue;jhy;> jpl;lj;jpd; topfhl;Ljypy; gl;bayplg;gl;Ls;s tq;fpfs; / epjp epWtdq;fis ePq;fs; Neubahfj; njhlHGnfhs;syhk;. 10. rpW>FW kw;Wk; eLj;ju epWtdq;fSf;fhf gpizapy;yh fld; toq;Fjy; tpsf;fk; ,e;jj; jpl;lj;jpd;fPo; tq;fpfs; kw;Wk; epjp epWtdq;fs; epjpAjtp mspf;fpd;wd> vdNt mtw;why; vk;v];vk;,-f;fSf;F gpizapy;yh fld; toq;f KbfpwJ. cjtpapd; ,ay;G vk;v];vk;,-f;fSf;F gpizapy;yh epWtdq;fSf;F fld; cjtp. fld; toq;Ftjw;F tq;fpfs; kw;Wk; epjp ahH tpz;zg;gpf;f KbAk;? cjtp ngWtjw;fhf brp- vk;v];vk;,Ævk;v];vk;, -bI mYtyfj;jpy; tq;fpfs; kw;Wk; epjp epWtdq;fs; tpz;zg;gpf;fyhk;. fld; ngWtjw;fhf cupa tq;fpfis vk;v];vk;,f;fs; Neubahfj; njhlHGnfhs;s Ntz;Lk;. 11. Iv];X juepiyfs; ngWtjw;fhd rhd;wpjo; fl;lzq;fis jpUk;g mspj;jy; Iv];X9000Æ Iv];X 14001rhd;wpjo; fl;lzk; jpUk;g mspj;jy;. tpsf;fk; Iv];X18000ÆIv];X22000ÆIv];X27000 rhd;wpjo; ngWk; vk;v];vk;, cw;gj;jp epWtdj;jpw;F> mjw;fhd xUKiw nryit jpUk;g mspf;f ,e;jpa murhy; epjpAjtp toq;fg;gLk;. cjtpapd; ,ay;G Iv];X juepiyfisg; ngw;wjw;fhf nra;j nryitj; jpUk;gg;ngWjy;. ahH tpz;zg;gpf;f KbAk;? ,vk; gjpTnfhz;l midj;J vk;v];vk;,-f;fs;. 12. tptrhaijj; re;ijg;gLj;jy; tpsf;fk; Cuf fplqF ; fis flL ; tjwF ; ÆruPikgg ; jwF ; %yjd Kjyl P L ; khdpak.; mwptpayg ; +Htkhd Nrkpgg ; f trjpia cUthfF ; jy; kwW ; k; tpwg ; id ghjpff ; gg ; Ltij jLjj ; y.; cjtpapd; ,ay;G tptrhapfSf;F 25% khdpak;> epWtdq;fSf;F jpl;l nrytpy; 15% ahH tpz;zg;gpf;f KbAk; vd;[pX-f;fs;>Ra cjtpf; FOf;fs;>epWtdq;fs;> $l;LwT rq;fk;. 13. rpW tptrhaj;ij re;ijg;gLj;jy; tpsf;fk; tzpf Nkk;ghl;Lf;fhf gq;fspg;G tbtj;jpy; KjyPl;L cjtp toq;fg;gLfpwJ kw;Wk; gapw;rpfs; kw;Wk; tptrha-KidNthHfspd; tUiff;F Vw;ghL nra;ag;gLfpwJ. tptrhapfspd; Ntshz;ik tzpf rq;fk; tzpf Nkk;ghl;Lf;fhf gq;fspg;G tbtj;jpy; KjyPl;L cjtp toq;fg;gLfpwJ. NkYk; gapw;rpfs; kw;Wk; tptrha-KidNthHfspd; tUiff;F Vw;ghL nra;ag;gLfpwJ. cjtpapd; ,ay;G 67 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL &5 ,yl;rk; tiuapyhd epjp cjtp. ahH tpz;zg;gpf;f KbAk; jdpegHfs;> tptrhapfs;> cw;gj;jp FOf;fs;> gq;FjhuHÆcupikahsH epWtdq;fs;> Ra cjtpf; FOf;fs;> tptrha-KidNthHfs; Nghd;wtHfs;. 14. nkfh czTg;g+q;fh tpsf;fk; kjpg;G $l;liy mjpfupf;f> tptrhapfspd; tUkhdj;ij Nkk;gLj;j> Cufg;gFjpapy; Ntiytha;g;ig cUthf;f> tptrha cw;gj;jp kw;Wk; re;ijia ,izg;gjw;fhd Kiw. cjtpapd; ,ay;G &.50 Nfhb tiu jpl;l nrytpy; 50% tiu xUKiw mspf;fg;gLk; %yjd khdpak;. ahH tpz;zg;gpf;f KbAk; tptrhapfs;> tptrhaf; FOf;fs;> Ra cjtpf;FOf;fs; 15. Mjpthrp kfspH rh]; mjpfhu Nah[dh tpsf;fk; v];.b gpupT ngz;fspd; nghUshjhu Nkk;ghl;bw;fhd rYifj; jpl;lk;. cjtpapd; ,ay;G jpl;l nrytpy; 90% tiu rYif tl;btpfpjj;jpy; fld; rYif. ahH tpz;zg;gpf;f KbAk; goq;Fb ,dg; ngz;fs;. Fwpg;Gfs; Ÿ cq;fspd; njhopy;Kidit nray;gLj;j> jw;NghJs;s re;ijia Ma;Tnra;J> gpw njhopy;KidNthHfs;> %yjd KjyPl;lhsHfs;> ngz; KjyPl;lhsHfs; MfpNahUld; tiyaikg;gpy; ,iz e;J nfhs;iffis KOikahf Ma;T nra;aTk;. Ÿ Njhy;tp vd;gJ gbf;fw;fNs> mJ rhiyapd; KbT my;y. cq;fs; kw;Wk; cq;fs; rfhf; f spd; Njhy; t pia kjpg; g ha; T nra; J > mij vjpHfhy KjyP l ; b y; rupnra;Jnfhs;sTk;. Ÿ cq;fspd; #oypy; RWRWg;ghf nray;gLq;fs;. cq;fs; #oypd; Kf;fpa mk;rq;fis milahsk;fz;L> cq;fs; njhopy;KidTf;F Mjuthd #oypy; Ra jf;fitf;Fk; jd;ikia cWjpnra;a mtw;iw tsg;gLj;jTk;. 1.5.7 mghaj;ij vjpHnfhs;Sjy; & kPz;nlOjy;: njhopy;KidT kw;Wk; mghak; njhopy;KidNthHfs; ,ay;ghfNt Jzpe;J nray;gLgtHfs; mtHfs; ,Uf;Fk; ghijapy; nry;gtHfs; my;y> ghijia cUthf;FgtHfs;. xU rhjhuz> vr;rupifAs;s egH Nghy; ,y;yhky;> xU njhopy;KidNthH jdJ Ntiyia (jdJ xNu tUkhdk;) tpLtjw;F ,uz;L Kiw Nahrpf;f khl;lhHfs;. mtHfs; jq;fs;kPJ> jq;fs; jpl;lj;jpd;kPJs;s ek;gpf;ifapy; Jzpe;J nray;gLthHfs;. 1- http://msme.gov.in/sites/default/files/Sch-vol1-151214.pdf-sri.pdf 68 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; jdJ fdTfis nray;gLj;Jk;nghOJ> a+fq;fs; ngha;j;Jg;Nghfyhk; kw;Wk; vjpHghuhj epfo;Tfs; Vw;glyhk; vd;gij xU njhopy;KidNthH njupe;Jitj;jpUg;ghH. vz;zw;w gpur;rpidfis rkhspj;j gpwFk;> ntw;wp vd;gJ cj;juthjkhdJ my;y vd;gij mtH njupe;Jitj;jpUg;ghH. njhopy;KidT tpy; Jzpe;J nray;gLk; jpwDk; xd;whFk;. ,e;jj; jpwNd mghaj;ij vjpHnfhs;Sjy; vdg;gLfpwJ. ,e;jj; njhopy;KidT FzhjprakhdJ ghjp kuGuPjpahf tUk; kw;Wk; ghjp jhdhf tUk;. mghaj;ij vjpHnfhs;Sjy; vd;why; vd;d mghaj;ij vjpHnfhs;Sjy; vd;gJ jdJ ,yf;Ffis miltjw;fhf xU epWtdj;jpd; Jzpe;J nray;gLk; jpwidf; Fwpf;fpwJ. mbg;gilapy;> rhj;jpaKs;s ,yhgq;fs; kw;Wk; #oypy; (nghUshjhu mikg;G> nfhs;iffs; Nghd;wit) Vw;gLk; khw;wq;fshy; cUthFk; mghaq;fSf;F ,ilNa cs;s xU epWtdj;jpd; rkepiyia ,J Fwpf;fpwJ. mjpf mghaq; f is vjpHnfhs; t J mjpf ntFkjpfis mspf; f yhk; > Mdhy; mjpf ,og;GfSf;fhd rhj;jpaq;fSk; cs;sd. Mdhy;> goikthj Fzj;Jld; ,Ug;gJ> tsHtjw;fhd ey;y tha;g;Gfis jtwtpl;L> epWtdj;jpd; ,yf;Ffis miltij jtwtpLtjhy;> mJ epWtdj;jpw;F vjpuhfr; nry;yyhk;. mghaj;ij vjpHnfhs;Sk; msTfshdJ \\Fiwthd"> \\kpjkhd" kw;Wk; \\mjpfkhd" vd;W gpupf;fg;gl;Ls;sJ. epWtdj;jpd; njhopy;KidNthH(fs;) midj;J rhj;jpaKs;s khw;WfisAk; kjpg;gpl;L> ntw;wpngWtjw;F mjpf rhj;jpaKs;s tha;g;ig NjHTnra;a Ntz; L k; . epWtdq; f spd; mghaj; i j vjpHnfhs; S k; msTfshdJ> ntt; N tW Fwpf;Nfhs;fSf;F Vw;g khWgLk;. msTfs; gpd;tUgitfis rhHe;J ,Uf;Fk;: Ÿ njhopw;rhiyapd; tif Ÿ re;ij mOj;jq;fs; Ÿ epWtdj;jpd; Fwpf;Nfhs;fs; cjhuzkhf> xU Gul;rpfukhd fUj;Js;s njhlf;f epWtdk;>kpf mjpfkhd Jzpr;riyf; nfhz;bUf;Fk;. me;j njhlf;f epWtdk; ePz;l fhy ntw;wpia milAk;Kd;dH> FWfpa fhy Njhy;tpfis rkhspf;f KbAk;. ,e;j tifahd Jzpr;ry; epiyahf ,Uf;fhJ@ ,J epWtdj;jpd; jw;Nghija #oy;fSf;F Vw;g rupnra;ag;gLk;. mghaj;ij vjpHnfhs;tjw;fhd mwpf;if jq;fspd; Fwpf;Nfhs;fs; kw;Wk; tha;g;Gfs; njhlHghf vLf;fg;gl;l KbTfSf;F Vw;g mghaj;ij vjpHnfhs;StJ Fwpj;J> epWtdq;fs; tiuaWf;f Ntz;Lk; kw;Wk; njspthf $w Ntz;Lk;. mghaj;ij vjpHnfhs;tjw;fhd mwpf;if vd;gJ tzpfj;jpy; mghaj;ij Vw;Wf;nfhs;tij kw;Wk; epHtfpg;gij njspthf Fwpg;gpLk; xU fl;likg;ig ngWtjw;fhdJ MFk;. ,J epWtdj;jpw;Fs; Jzpr;ryhf nray;gLtjw;fhd tiuaiwfis mikf;fpwJ. mghaj;ij vjpHnfhs;tjw;fhd mwpf;if gpd;tUgitfisj; njuptpf;f Ntz;Lk;: Ÿ tzpfk; vjpHnfhs;Sk; mghaj;jpd; ,ay;G. Ÿ ve;j tifahd mghaj;ij Vw;Wf;nfhs;sKbahjit. Ÿ midj;J mgha tiffspYk; vt;tsT mghaj;ij Vw;Wf;nfhs;s KbAk;. Ÿ mghak; kw;Wk; ntFkjp ,ilNa cs;s tpUk;gpa rkepiy. Ÿ mgha mstPLfs; mgha ntspg;ghLfis gupNrhjpf;Fk; kw;Wk; xOq;Fg;gLj;Jk; Kiwfs;. epWtdk; vLf;fyhk; kw;Wk; ve;j mghaq;fs; njhopy;KidT kw;Wk; kPz;nlOk;jd;ik njhopy;KidNthHfs; kPz;nlOk;jd;ik vd;w xU Fzhjpraq;fspd; njhFg;ghy; Fwpg;gplg;gLfpwhHfs;. xU epWtdj;ij tsHf;Fk; Muk;g fl;lq;fspy; ,e;jf; Fzhjpraq;fs; Kf;fpa gq;Ftfpf;fpd;wd. mghaj;jpy; ,Ue;J kPz;nlOjy; vd;gJ tzpfr; #oypy; cs;s rthy; f s; kw; W k; khw; w q; f spy; ,Ue; J njhopy; KidNthHfisg; ghJfhg; g jhf 69 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL ek;gg;gLtjhy;> mJ xU kpfTk; kjpg;Gkpf;f gz;G MFk;. kPz;nlOk; njhopy;KidT vd;why; vd;d jq;fspd; tho;f;if kw;Wk; njhopy;fspy; Vw;gl;l gpd;dilTfspy; ,Ue;J kPz;L tUk; jdpegHfspd; jpwidf; Fwpf;f kPz;nlOjy; vd;w thHj;ij gad;gLj;jg;gLfpwJ. xU kPz;nlOk; egH vd;gtH gpd;dilTfspy; ,Ue;J vspjhf kw;Wk; tpiuthf kPz;L tUk; jpwDila egH MthH. xU njhopy;KidNthUf;F> kPz;nlOjy; vd;gJ Kf;fpakhd gz;ghFk;. njhopy;Kidtpy; kPz;nlOjiy gpd;tUk; topfspy; Nkk;gLj;jyhk;: Ÿ gapw;rpahsHfs; kw;Wk; mwpTiuahsHfs; epiwe;j xU njhopy;Kiw tiyaikg;ig cUthf;Ftjd;%yk; Ÿ khw;wk; vd;gJ tho;f;ifapd; xU gFjp vd;gij Vw;Wf;nfhs;tjd;%yk; Ÿ jilfs; vd;gJ fle;Jtuf;$ba xd;W vd;W ghHg;gjd;%yk; xU kPz;nlOk; njhopy;KidNthupd; gz;Gfs; gpd;tUgit jdJ tzpf epWtdj;ij KOikahf elj;Jtjw;F> xU njhopy;KidNthH kPz;nlOtjw;F NghJkhd gz;Gfs; MFk;: Ÿ cs;SzHTfis typikahff; fl;Lg;gLj;Jjy Ÿ gutyhf;f kw;Wk; tpupthf;fj; jpwd Ÿ typikahd r%f ,izg;Gfs Ÿ kPl;gH mZFKiw Ÿ gpd;dilTfspd; ,Ue;J fw;Wf;nfhs;Sk; jpwd Ÿ gzg;Gof;f czHT Fwpj;j gof;fq;fs; njhiyNehf;fpy; ghHf;Fk; jpwd Ÿ tptukhf ftdpj;jy Fwpg;Gfs; Ÿ thbf;ifahsHfs;> nghUs; toq;FgtHfs;> rfg; gzpahsHfs;> ez;gHfs; kw;Wk; FLk;gj;jpdH nfhz;l xU ngupa tiyaikg;ig cUthf;Fq;fs;. ,J cq;fspd; tsHf; f cjTtNjhL kl; L ky; y hky; > Gjpa tha; g ; G fis milahsk; f hz> fw;Wf;nfhs;s kw;Wk; re;ijapy; Vw;gLk; khw;wq;fs; Fwpj;J njupe;Jnfhz;bUf;f cq;fSf;F cjTfpwJ. Ÿ gpd;dilTfisf; fz;L Jts Ntz;lhk;. NkYk; cq;fSf;Fj; Njit vd;gjpy; ftdk; nrYj;Jq;fs;. Ÿ cq;fspd; nryTfisf; Fiwf;f Kaw;rpf;Fk;nghOJ> mJ cq;fspd; tsHr;rpf;fhd nryTfisg; ghjpf;ff;$lhJ vd;gij cWjpnra;Aq;fs;. Kd;Ndwp nry;tjw;F vd;d 10.5.8 ntw;wpfs; kw;Wk; Njhy;tpfs;: njhopy;Kidtpy; ntw;wpfs; kw;Wk; Njhy;tpfisg; Gupe;Jnfhs;Sjy; \;ahk; jdJ ntw;wpf; fijf;fhf mwpag;gLk; xU Gfo;ngw;w njhopy;KidtH Mthu;. Mdhy;> epiwa egHfSf;F njupahjJ vd;dntdpy;> jdJ epWtdk; ntw;wpfukhf MFk; Kd;dH \;ahk; gyKiw Njhy;tpaile;jpUf;fpwhH. njhopy;KidT vd;why; cz;ikapy; vd;d vd;gijj; njupe;Jnfhs;s> Njhy;tp kw;Wk; ntw;wp ,uz;ilAk; re;jpj;j ,e;j njhopy;KidNthupd; NeHfhziyg; gbAq;fs;. 70 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; NeHfhzy; nra;gtH: \;ahk;> njhopy;KidNthH vd;gtHfs; ve;jtpj gaKk; ,y;yhky; kpfTk; Jzpr;ryhf ,Ug;ghHfs; vd;W ehd; Nfs;tpg;gl;bUf;fpNwd;. mJ cz;ikah? \;ahk;: `h`h> ep[j;jpy; mJ cz;ikapy;iy! njhopy;KidNthHfs; gakpy;yhky; MHtj;Jld; ,Uf;f Ntz;Lk; vd;W ngUk;ghyhd egHfs; ek;GfpwhHfs;. Mdhy;> cz;ikapy;> ePq;fs; xU epWtdj;ijj; njhlq;f jpl;lkpLk;nghOJ> gak; vd;gJ xU rhjhuzkhd> rupahd kdpj czHT MFk;!cz;ikapy;> ehd; Njhw;WtpLNtNdh vd;W kpfTk; gae;Njd;. cz;ikapy;> njhopy;KidNthHfs; ntw;wpailAk; msT Njhy;tpAk; milfpwhHfs;. cq;fspd; jpl;lq;fSld; Kd;Ndhf;fp nry;Yk;nghOJ> Njhy;tp gak; cq;fis jLf;fhky; ,Ug;gNj ,jpy; cs;s je;jpuk; MFk;. Njhy;tp vd;gJ vjpHfhy ntw;wpf;fhd ghlq;fs; vd;gij epidtpy;nfhs;sTk;! NeHfhzy; nra;gtH: njhopy;KidNthH Njhy;tpailtjw;fhd fhuzk; vd;W ePq;fs; vij epidf;fpwPHfs;? \;ahk;: njhopy;KidNthH Njhy;tpailtjw;F xNu fhuzk; vd;W vJTk; ,y;iy. njhopy;KidNthH Njhy;tpailtjw;F vz;zw;w fhuzq;fs; ,Uf;fpd;wd. cq;fspd; Njhy;tp gak; cq;fis Njhw;fbj;jhy;$l ePq;fs; Njhy;tpaila Neuyhk;. ePq;fs; cq;fs; Ntiyiag; gpupj;Jf;nfhLf;f tpUk;ghky; ,Uf;fyhk;. “ePq;fs; vijAk; nra;ayhk;> Mdhy; vy;yhtw;iwAk; nra;a KbahJ!" vd;W xU gonkhop cs;sJ. ePq;fs; vspjhf tpl;Lf;nfhLg;gjhy; $l ePq;fs; Njhy;tpailayhk;- ePq;fs; tplhg;gpbahf Kaw;rpf;fhkYk; ,Ue;jpUf;fyhk;. Kf;fpakhd nray;fis nra;ahky;> cq;fspd; Mw;wiy rpwpa> Kf;fpakw;w nray;fspy; ftdk; nrYj;jpajhYk; ePq;fs; Njhy;tpailayhk;. jtwhd egHfSld; $l;L NrUjy;> cq;fspd; nghUis rupahd Neuj;jpy; rupahd tpiyapy; rupahd thbf;ifahsHfsplk; tpw;f Kbahky; NghFjy; Mfpait Njhy;tpailtjw;fhd gpw fhuzq;fs; MFk;… kw;Wk; gy fhuzq;fs; ,Uf;fyhk;! NeHfhzy; nra;gtH: xU njhopy;KidNthuhf> Njhy;tpia vg;gb ghHf;f Ntz;Lk; vd;W ePq;fs; epidf;fpwPHfs;? \;ahk;: midj;J Njhy;tpfisAk; vjpHkiwahfg; ghHf;fhky;> xU nrhj;jhfg; ghHf;f Ntz; L k; vd; W ehd; ek; G fpNwd; . cq; f splk; xU jpl; l k; ,Ue; j hy; > mJ Njhy;tpailtjw;fhd tha;g;G ,Ue;jhYk; ePq;fs; mij Kaw;rpj;Jg; ghHf;f Ntz;Lk; vd;W ehd; ghHf;fpNwd;. Vnddpy;> Kaw;rpf;fhky; ,Ug;gNj xU Njhy;tpjhd;! NkYk;> Njhy;tp vd;gJ Vw;glhkNy ,Uf;f Ntz;ba xU Nkhrkhd tp\ak; my;y. Kaw;rpf;fNt ,y;iynad;why; ehd; tUj;jg;gLNtd;. mjdhy; Kaw;rpj;J> cz;ikapy; Njhy;tpailtNj guthapy;iy. NeHfhzy; nra;gtH: czHe;jPHfs;? ePq;fs; Kjy;Kiw Njhy;tpaile;jnghOJ ePq;fs; vt;thW \;ahk;: ehd; KOikahf nehWq;fptpl;Nld;! mJ xU typkpFe;j mDgtk;. Mdhy;> ePq;fs; Njhy;tpapy; ,Ue;J kPs;tJ xU ey;y nra;jpahFk;. NkYk;> xt;nthU mLj;jLj;j Njhy;tpfspYk;> kPz;nlOjy; vd;gJ vspjhf MdJ. Vnddpy; ePq;fs; xt;nthU Njhy;tpiaAk; kPz;Ltu Kbahj xU jilahf my;yhky; xU ghlkhf ghHf;f njhlq;fpapUg;gPHfs;. mJ cq;fSf;F ntw;wpaila cjTk;. Njhy;tpapy; gy ed;ikfs; cs;sij ePq;fs; czu Muk;gpg;gPHfs;. NeHfhzy; nra;gtH: Njhy;tpailjypd; rpy ed;ikfis cq;fshy; $w KbAkh? \;ahk;: Njhy;tpfs; vd;id xU tp\aj;ij Gjpa Nfhzj;jpy; ghHf;f itj;jd vd;gJ ehd; jdpg;gl;l Kiwapy; vjpHnfhz;l Njhy;tp mDgtj;jpd; ed;ikfspy; xd;whFk;. vdf;F ,jw;FKd; fpilf;fhj tpilfis mJ vdf;F nfhLj;jJ. Njhy;tp cq;fis typikahdtuhf;Fk;. mJ cq;fspd; mfq;fhuj;ijf; fl;Lg;ghl;by; itf;Fk;. NeHfhzy; nra; g tH: jq; f spd; nrhe; j epWtdj; i jj; njhopy;KidNthHfSf;F ePq;fs; vd;d mwpTiu $WtPHfs;? njhlq; f g; N ghFk; \;ahk;: rpy Muha;r;rpfs; nra;J> mtHfspd; nghUs; cz;ikapNyNa thbf;ifahsHfSf;F Njitahd xd;Wjhd; vd;gij cWjpnra;Jnfhs;SkhW ehd; $WNtd;. mtHfspd; 71 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL gq;FjhuHfs; kw;Wk; gzpahsHfis kpfTk; Gj;jprhypj;jdkhf> ftdj;Jld; NjHT nra;a Ntz;Lk; vd;W ehd; $w tpUk;GfpNwd;. jPtpuj;jd;ikAld; ,Uf;f Ntz;Lk; vd;W ehd; $w tpUk;GfpNwd;. cq;fspd; nghUl;fis Kbe;j msT ntspNa mDg;gp> re;ijg;gLj;j Ntz;Lk;. xU epWtdj;ij njhlq;FtJ mjpf nryTkpf;fJ. vdNt gzk; ,y;yhj #oiy rkhspf;f jahuhf ,Uf;f Ntz;Lk; vd;W ehd; vr;rupf;f tpUk;GfpNwd;. xU ePz;lfhy ,yf;if cUthf;fp> mij miltij Nehf;fp nray;gl Ntz;Lk; vd;W ehd; $w tpUk;GfpNwd;. cz;ikapy;> jdpj;Jtkhd xU nghUisf; fl;likf;FkhW ehd; mtHfSf;Ff; $w tpUk;GfpNwd;. ePq;fs; kw;nwhU njhlf;f epWtdj;ij efnyLf;ftpy;iy vd;gjpy; kpfTk; vr;rupf;ifahf ,Uf;fTk; kw;Wk; cWjpnra;Jnfhs;sTk; Ntz;Lk;. ,Wjpahf> mtHfs; rupahd KjyPl;lhsHfisf; fz;Lgpbf;f Ntz;Lk; vd;gJ kpf Kf;fpakhdJ vd;gij ehd; mtHfSf;F $w tpUk;GfpNwd;. NeHfhzy; nra;gtH: ,J cz;ikapy; kpfTk; cjtpfukhd mwpTiu> \;ahk;! ,J jq;fspd; gazj;ij njhlq;f jahuhFk; midj;J njhopy;KidNthHfSf;Fk; cjtpfukhf ,Uf;Fk; vd;W ehd; epr;rakhff; $WNtd;! cq;fspd; mwpTg;g+Htkhd ghHitf;F kpf;f ed;wp! Fwpg;Gfs; Ÿ KbahjJ vJTk; ,y;iy vd;gij epidtpy;nfhs;sTk;. Ÿ njhlq;Ftjw;F Kd;dH cq;fs; gzp kw;Wk; Nehf;fj;ij milahsk; fhzTk;. Ÿ cq;fspd; mLj;j gbepiyfSf;Fj; jpl;lkplTk; - mtrug;gl;L KbTfs; vLf;f Ntz;lhk;. 72 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; gpuptpd; 1.6. njhopy;KidNthuhf Maj;jkhFjy; gpuptpd; Fwpf;Nfhs;fs; ,e;jg; gpuptpd; ,Wjpapy;> cq;fshy; gpd;tUgitfisr; nra;a KbAk;: 1. vt;thW re;ij Muha;r;rp Nkw;nfhs;sgLfpwJ vd;W tpthjpf;f KbAk;. 2. khu;nfl;bq; y;cs;s ehY \\gp" fis tptupf;f KbAk;. 3. Nahridfis cUthf;Ftjd; Kf;fpaj;Jtj;ij gw;wp tpthjpf;f KbAk;. 4. mbg;gil njhopy; nrhy;ypay;fis epid$u KbAk;. 5. rp.Mu;.vk; d; Njitia tpthjpf;f KbAk;. 6. rp.Mu;.vk;.d; gad;ghLfis tpthjpf;f KbAk; 7. nel;nthu;fpq; d; Njitia tpthjpf;f KbAk;. 8. nel;nthu;fpq; d; gad;ghLfis tpthjpf;f KbAk;. 9. Fwpf;Nfhs;fs; mikg;gjd; Kf;fpaj;Jtj;ij tpthjpf;f KbAk;. 10. FWfpa fhy> kj;jpa fhy kw;Wk; ePz;l fhy Fwpf;Nfhs;fis NtWgLj;jp fhl;l KbAk;. 11. njhopy; jpl;lk; mikg;gJ vg;gb vd;W tpthjpf;f KbAk;. 12. epjpepiyf;Fupa jpl;l nray;Kiwia tpsf;f KbAk;. 13. cq;fsJ Mgj;Jfis rkhspf;Fk; topKiwfis gw;wp tpthjpf;f KbAk;. 14. epjpf;F tpz;zg;gpf;Fk; topKiwfisAk; nray;KiwfisAk; tptupf;f KbAk;. 15. cq;fsJ nrhe;j epWtdj;ij epu;tfpg;gJ gw;wp tpthjpf;f KbAk;. 16. xt;nthU njhopy;KidNthUk; xU njhopiy njhlq;Ftjw;F Kd;G Nfl;fg;glNtz;ba Nfs;tpfis gl;baypl KbAk;. 1.6.1 re;ijiag; gw;wp gbj;jy;Ækhu;nfl;bq;d; ehY 'gp' fs;ÆNahridapd; Kf;fpaj;Jtk;: re;ij Muha;r;rp gw;wp Gupe;Jnfhs;Sjy;. re;ijapy; tpw;f$ba xU nghUisg; gw;wpNah Nritiag; gw;wpNah gFg;gha;e;J> tptuq;fs; Nrfupj;J Jgh\pj;J Nkw;nfhs;Sk; nray;Kiwia re;ij Muha;r;rp MFk;.,jpy; NkYk; mlq;fpa jfty;fs;: Ÿ fle;j> epfo; kw;Wk; tUq;fhy Efu;Nthu;fs;. Ÿ Efu;Nthupd; Fzeyd;fs; kw;Wk; nryT nra;Ak; jd;ik. Ÿ ,yf;F re;ijf;ffhd NjitAk; ,lKk;. Ÿ xl;Lnkhj;j epWtdk; Ÿ njhlu;Gila Nghl;bahsu;fs;. re;ij Muha;r;rp ,uz;L jfty;fis cs;silf;fpaJ: Ÿ Kjd;ik jfty;:,J cq;fshy; Nrfupf;fg;gl;l jfty;fshFk;. Ÿ ,uz;lhk;epiy jfty;: Vw;fdNt cs;s jfty;. ,jpy; ekf;F Njitahdij fz;lwpe;J cgNahf;f Ntz;Lk;. my;yJ 73 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk cq;fis Ntiyf;F mku;j;jpatuhy; gq;Nfw;ghsu; ifNaL Kjd;ik Muha;r;rp: Kjd;ik Muha;r;rp ,uz;L tifg;gLk;: Ÿ Muha;jy; rk;ge;jkhd: ,jpy; tpupthd fl;likg;gl;l;w Neu;f;fhdy;fs; mlq;fpapUf;Fk;. Ÿ Fwpg;gpl;l: ,jpy; Jy;ypakhd fl;likg;Gila Kiwahd Neu;f;fhdy;fs; ,Uf;Fk;. ,J Nkw;$upa Muha;r;rpiafhl;bYk; nryT mjpfdkhdJ. ,uz;lhk;epiy Muha;r;rp: ,J ntspj;jfty;fisf; nfhz;lJ.rpy ,uz;lhk;epiy Mjhuq;fs; gpd;tUkhW. Ÿ nghJ Mjhuq;fs;:,jpy; mjpf Njitahd jfty;fs; fpilg;gNjhL ,J Kw;wpYk; ,ytrkhFk;. vLj;Jfhl;bw;F murhq;f Jiwfs; kw;Wk; njhopy; Jiwfspd; E}yfq;fs;. Ÿ tpahghu Mjhuq;fs;: ,jpy; kjpg;Gkpf;f Mjhuq;fs; fpilf;Fk;.. mdhy; fl;lzq;fs; tR+ypf;fg;gLk;. vLj;Jfhl;bw;F Muha;r;rp kw;Wk; tzpf rq;fq;fs;> tq;fpfs;>gpw epjpj;Jiw epWtdq;fs;. Ÿ fy;tp epWtdq;fs;: ,J jfty; fsQ;rpaq;fshfFk;>vLj;Jfhl;bw;F gy;fiyfofq;fs; njhopy;El;g epWtdq;fs;. fy;Y}upfs;> khu;nfl;bq;-d; ehY 'gp|| fs;: khu;nfl;bq;-d; ehY 'gp' fs; ahnjdpd; nghUs;> tpiy> ,lk; kw;Wk; tpUj;jp. ,jid tpupthf fhzyhk;. nghUs; xU nghUnsd;gJ Ÿ xU cWjpahd tpahghug; nghUs;. Ÿ xU njhl;Lzu Kbahj Nrit. ve;jxU nghUis tpUk;gpf; nfhLf;fpNwhNkh> mjdpd; jdpj;Jt Fzeyd;fis njspthf tpku;rpj;J Gupe;J nfhz;l gpwNf re;ij nray;Kiwfis njhlq;f Ntz;Lk;ePq;fs; cq;fisNa Nfl;Lf;nfhs;s Ntz;ba Nfs;tpfs;: Ÿ mg;nghUs; my;yJ NritapypUe;J Efu;Nthupd; Njitia fz;lwpa Ntz;Lk;. Ÿ ve;j Njitia mJ G+u;j;jp nra;fpwJ ? Ÿ NkYk; rpy trjpfis mjpy; Nru;f;f KbAkh? Ÿ mjpy; VNjDk; Njitaw;w tpiy cau;e;j trjp cs;sjh? Ÿ Efu;Nthu; mjid vt;thW gad;gLj;Jthu;fs;? Ÿ mjid vd;dntd;W miof;f Ntz;Lk;? Ÿ mJ njhlu;Gila gpw nghUs;fsplkpUe;J vt;thW tpj;jpahrg;gl;Ls;sJ? Ÿ mjid cw;gj;jp nra;a vt;tsT gzk; nrythFk;? Ÿ mjid yhgj;jpw;F tpw;f KbAkh? tpiy: xU nghUis jahupf;f Njitahdtw;iw epWtpa gpd;du; mg;nghUspd; tpiy kw;Wk; Njitia fzf;fpy; vLj;Jnfhs;s Ntz;Lk;.nghUspd; tpiy vd;gJ mjd; yhgk; >toq;fy;>Njit kw;Wk; khu;nfl;bq; je;jpuj;ijg; nghUj;jJ. ePq;fs; cq;fisNa Nfl;Lf;nfhs;s Ntz;ba Nfs;tpfs;: Ÿ Efu;NthUf;F mg;nghUs; my;yJ Nritapd; kjpg;G vd;d? 74 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ cs;Shu; nghUfs; Nritfspd; tpiy Gs;spfs; epWtg;gl;Ls;sjh? Ÿ Efu;Nthu; tpiyia xg;Gnfhs;fpuhu;fsh? Ÿ rYiffs; mspf;fg;gl Ntz;Lkh? Ÿ cq;fsJ Nghl;bahsu;fspd; tpiyNahL cq;fs; tpiyia vt;thW xg;gpLfpwPu;fs;? tpUj;jp (tpsk;guk);: nghUSk; mjd; tpiyAk; cWjpahd gpd;du; mjid tpUj;jp nra;a Nahridfs; Nkw;nfhs;s Ntz;Lk;. rpy Nahridfs;: tpsk;gug;gLj;Jjy;> r%f tiyjsq;fspy; khu;nfl;bq; nra;jy;> kpd;dQ;ry; khu;nfl;bq;> Njly; ,ae;jpuk; %yk; khu;nfl;bq; nra;jy;> fhnzhsp %yk; khu;nfl;bq; nra;jy;. ePq;fs; cq;fisNa Nfl;Lf;nfhs;s Ntz;ba Nfs;tpfs;: Ÿ vq;F cq;fsJ nghUs; Nritia tpsk;gug; gLj;j Ntz;Lk;? Ÿ thbf;ifahsu;fis Nru;tjw;F vJ rpwe;j Clfk; ? Ÿ nghUs; Nritia tpsk;gug; gLj;j vJ rpwe;j Neuk; ? Ÿ cq;fsJ Nghl;bahsu;fs; vt;thW tpsk;gug; gLj;Jfpwhu;fs;? ,lk;: khu;nfl;bq;-d; mbg;gil ahjdpy;> xU nghUs;/ Nritia rupahd tpiyapy;> rupahd ,lj;jpy;> rupahd Neuj;jpy; khu;nfl;bq; nra;a Ntz;Lk;. ,jd; fhuzkhf > rupahd ,lj;ij Nju;T nra;jy; tUq;fhy thbf;ifahsu;fis epue;jukhf;fpnfhs;s KbAk;. ePq;fs; cq;fisNa Nfl;Lf;nfhs;s Ntz;ba Nfs;tpfs;: Ÿ cq;fsJ nghUs; Nritia filfspNyh Md;iydpNyh tpw;gid nra;a KbAkh? Ÿ mjw;fhd rpwe;j tpepNahf Nrdy;fSf;F vd;d mZFKiwia ifahs NghfpwPu;fs;? Ÿ cq;fSf;F tpw;gid gil Njitg;gLkh? Ÿ cq;fsJ Nghl;bahsu;fs; vq;F mtu;fsJ nghUs; Nritia tpw;gid nra;fpwhu;fs;? Ÿ cq;fs; Nghl;bahsu;fspd; fhy;jlq;fis gpd;gw;WfpwPu;fsh? Ÿ cq;fs; Nghl;bahsu;fsplk; ,Ue;jJ VNjDk; tpj;jpahrk; fhl;LfpwPu;fsh? Nahridapd; Kf;fpaj;Jtk;: NahridfNs tsu;r;rpapd; mbj;jsk;.xU Nahrid rpwpjhfNth >rhjpf;f vspjhfNth> my;yJ nray;gLj;j kpfTk; fbdkhfNth ,Uf;fyhk;.vJ vg;gb ,Ue;jhYk; NahridNa jFjpiaj; jUk;.Nahrid ,y;yhky; vijAk; rhjpf;f KbahJ.gupfhrj;jpw;F gae;J gyu; jq;fsJ Nahridfis ntspNa $Wtjpy;iy.vdpDk; ePq;fs; njhopy;KidNthuhf GJik fhz;gtuha;Nghl;bf;Fcupatuha; ,Ug;gpd; cq;fs; Nahridfis ntspf;nfhzu Ntz;baJ mtrpakhFk;. ,jid Nkw;nfhs;s rpy topfs;: Ÿ cq;fSf;fhf gq;fspf;f tpUk;Ggtu;fis nfhz;L Nahridfis tpthjpf;fyhk;. Ÿ cq;fsJ Nahridia cuf;f nrhy;tjd; %yk; gpwupd; MNyhridfisg; ngwyhk;. Ÿ cq;fsJ Nahrid Nfypf;Fupajhf ,Ug;gpDk; mjid tpthjpf;f jaq;ff;$lhJ. Ÿ cq;fsJNahrid clNd Ntis nra;ahky; ,Ug;gpd; mjid Jl;r;g;gLj;j $lhJ. NkYk; mjid NjitNfw;g gbg;gbahf gpd;dhspy; jpUj;jk; nra;ayhk;. 75 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Fwpg;Gfs; Ÿ rpwe;j Nahridfs; vg;nghOJNk jdpj;Jtk; tha;e;jjhf ,Uf;fNtz;Lk; vd;W mtrpakpy;iy vd;gij kdjpy; itj;Jnfhs;s Ntz;Lk;. Ÿ rupahd Neuk;jhd; cq;fs; Nahridfis ntw;wp ngw itf;Fk;. Ÿ R+o;epiyfSk; re;ju;g;gq;fSk; khWtjw;F Vw;whu;Nghy NahridfisAk; khw;wpf;nfhs;s Ntz;Lk 1.6.2 tpahghu epWtdf; fUj;Jf;fs;: mbg;gil tpahghu nrhy;ypay; tpahghuk; njhlq;fp nray;g;gLj;j Gupe;Jnfhs;Sjy; mtrpakhFk;. tpisNthu; rpy mbg;gil tpahghu nrhw;fis gpd;tUk; nrhw;fis xt;nthU njhopy;KidNthUk; njupe;Jitj;Jf; nfhs;Sjy; mtrpak;. Ÿ fzf;fpay;: epjpg; gupkhw;wq;fis mwpf;if jahupj;jy; kw;Wk; gjpT nra;Ak; Kiw. Ÿ nryT fzf;F: xU epWtdk; mjw;F fld; nfhLj;jtu;fSf;fhf fld; gl;Ls;s gzk;. Ÿ tuT fzf;F: epWtdj;jpd; thbf;ifahsu;fs; %yk; ngwg;gl;l gzk;. Ÿ nrhj;Jfs;: epWtdj;jpw;F nrhe;jdkhd midj;jpd; kjpg;Gk; tpahghuk; Nkw;nfhs;Sjy;. Ÿ ,Ug;Gepiy: Fwpg;gpl;l jUzj;jpy; me;epWtdj;jpd; nkhj;j nrhj;Jfs; fld;fs;> cupikahsupd; gq;Ffs; mlq;fpa tptuk;. Ÿ fPo;tup: xU khjf; filrpapy; mt;tpahghuj;jpd; %yk; rk;ghupf;fg;gl;l;l my;yJ tplg;gl;l nkhj;j njhifapd; fzf;F. Ÿ tpahghuk;: yhgk; <l;Lk; Nehf;fj;jpy; nray;gLk; xU epWtdk;. Ÿ tpahghuk; 2 tpahghuk;: xU tpahghuj;jpd; %yk; ,d;ndhU tpahghuj;jpw;F nghUs; Nritfis tpw;wy;. Ÿ tpahghuk; 2 Efu;Nthu;: xU tpahghuj;jpd; %yk; filepiy Efu;NthUf;F Neubahf nghUs; Nritia tpw;wy;. Ÿ %yjdk;: xU tpahghuj;jpd; fzf;Ffs;> nrhj;Jf;fs; kw;Wk; KjyPLfspy; cs;s nkhj;j gzk;. ,J gw;W kw;Wk; gq;F vd;W ,U tifg;gLk;. Ÿ gzg;Gof;fk;: xt;nthU khjj;jpYk; tpahghuj;jpy; epfOk; epjpg; gupkhw;wk;. ,jDs; tUtha;fSk; nryTfSk; mlq;Fk;. Ÿ gzgG ; off ; mwpfi ; f: Fwpgg ; pll ; fhyjj ; py; css ; tUtha; kwW ; k; nryTff ; hd mwpfi ; f. Ÿ xg;ge;jk;: Ntiy ghu;g;gjw;F Copak; nfhLj;jYf;fhd Kiwahd cld;ghL. Ÿ Nja;khdk;: fhyg;Nghf;fpy; nrhj;Jf;fspd; kjpg;G Fiwjy;. Ÿ nryT: tpahghu nray;ghLfSf;fhd njhif. Ÿ epjp: Nkyhz;ik kw;Wk; epjp xJf;fPL kw;Wk; nrhj;Jf;fs;. Ÿ epjp mwpf;if: tpahghu gupkhw;wq;fs; kw;Wk; nryTfspd; tpupthd fzf;F. epiyahd njhif: xU Kiw nryT. Ÿ tUtha; mwpf;if: (yhg e\;l mwpf;if):Fwpg;gpl;l fhyj;jpy; tpahghuj;jpd; yhgg; Nghf;fpid fhl;Ljy;. Ÿ fld;fs;: kw;wtu;fSf;fhf tpahghuk; %yk; fld;gl;bUf;Fk; njhif. 76 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk kw;Wk; mjd; %yk; Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ khu;nfl;bq;: xU nghUs;ÆNritia' tpsk;gug;gLj;Jjy;> tpw;wy;>gfpu;e;jspj;jy;. Ÿ nkhj;jh tUtha;Æyhgk;: tUtha; - nryTfs;. Ÿ nkhj;j kjpg;G: tpahghuj;jpd; nkhj;j kjpg;G. Ÿ jpUg;gpnrYj;Jk; fhyk;: Muk;gfhy KjyPl;il jpUk;gg;ngw vLf;Fk; fhyk;. Ÿ yhg msT: yhgj;jpw;Fk; tUtha;f;Fkhd tpfpjk;> rjtpfpj;jpy; Fwpg;gplg;gLk;. Ÿ KjyPl;bd; kPjhd tUtha;: KjyPLfspd; %yk; tpahgu;j;jpu;f;fhf fpilf;fg; ngWk; njhif. Ÿ tUtha;: nryTfis fopg;gjw;F Kd;G cs;s nkhj;j tUtha;. Ÿ tpw;gid Jz;Lg;gpuRuk;: xU rhj;jpakhd Efu;Nthu;. Ÿ rg;gisau;: tpahghuj;jpw;F Njitahdij rg;gis nra;gtu;. Ÿ ,yf;F re;ij: xU epWtdj;jpd; nghUis Fwpg;gpl;l thbf;ifahsu;fis Fwpitj;J tpw;gid nra;jy;. Ÿ kjpg;gPL: xU tpahghuj;jpd; xl;Lnkhj;j kjpg;gPL. Ÿ khWgLk; tpiy: tpahghuj;jpdhy; khwg;gLk; nrytpd; tpfpjk;. Ÿ %yjdk; (Ntiy): jw;g; Nghija nrhj;Jf;fs; - jw;Nghija fld;fs; Ÿ tpahghug; gupkhw;wq;fs;: ,J %d;W tifg;gLk;. mit: ¡ ¡ ¡ rhjhuz gupkhw;wq;fs;: tpw;gtUf;Fk;> Efu;NthUf;Fk; Md xU Kiw gupkhw;wk; MFk; vLj;Jfhl;bw;F> fhg;gp thq;Fjy;. rpf;fyhd gupkhw;wq;fs;: KOg; gupkhw;wk; KbAk; Kd;G gy tu;j;jfq;fis Nkw;nfhs;Sjy;. vLj;Jfhl;bw;F> tPL thq;Fjy;. ele;Jnfhz;bUf;Fk; gupkhw;wq;fs;: xg;ge;jq;fspd; gb gzk; nrYj;Jjy;/ ngWjy;. vLj;Jfhl;bw;F> tpw;gtuplk; cld;gbf;if Nkw;nfhs;Sjy;. mbg;gil fzf;F R+j;jpuq;fs;(ghu;Kyhf;fs;): njhopy;KidNthu; mtrpak; njupe;Jnfhs;s Ntz;ba fzf;F ghu;Kyhf;fs; gpd;tUkhW. 1. fzf;F rkd;ghL: xU epWtdk; tpahghuk; nra;a itj;jpUf;Fk; nkhj;j nrhj;Jfs;. ghu;Kyh: nrhj;Jf;fs; = fld;fs;+ cupikahsupd; gq;Ffs;. 2. nkhj;j tUtha;: epWtdj;jpd; yhgk;. ghu;Kyh: nkhj;j tUtha;= tUtha; - nryTfs;. 3. gpNuf;-<td; Gs;sp :,g;Gs;spapy; epWtdj;jpw;F yhgKk; ,y;iy. e\;lKk; ,y;iy.nkhj;j tUthAk; nryTk; rkkhf ,Uf;Fk;. ghu;Kyh: gpNuf;-<td; = epiyahd tpiy / tpw;gid tpiy - xU gpuptpw;fhd khwg;gLk; tpiy. 4. fhR tpfpjk;: epWtdj;jpd; nkhj;j ,Ug;G( gzkhf). ghu;Kyh: fhR tpfpjk; = fhR / jw;Nghija fld;fs;. 5. yhgf; fzf;F: ,J rjtpfpj;jpy; Fwpg;gplg;gLk;. tpahghuj;jpy; midj;J nryTfisAk; <Lfl;ba gpd;du; vQ;rp ,Uf;Fk; tpw;gid rjtPjk; MFk;. 77 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL ghu;Kyh: yhgf;fzf;F = nkhj;j tUtha; / tpw;gid. 6. fld; - gq;F tpfpjk;: ,e;j tpfpjk; %yk; xU epWtdk; mjd; fld; kw;Wk; gq;Ffisf; nfhz;L mjd; nrhj;jpw;F epjp gpul;bj;j;UfpwJ vd;W mwpayhk;. NkYk; gq;Fjhuu;fspd; gq;F %yk; tpahghuj;jpy; e\;lk; te;j NghjpYk; fld; gl;ltu;fSf;F mjd; flikia epiwNtw;w KbAkh vd;W mwpayhk;. ghu;Kyh: fld; - gq;F tpfpjk; = nkhj;j fld;fs; / nkhj;j gq;Ffs;. 7. tpw;w nghUs;fspd; tpiy: xU nghUs; / Nritia cUthf;f Njitg;gl;l nkhj;j gzk; MFk;. ghu;Kyh: tpw;w nghUs;fspd; tpiy = nghUl;fspd; tpiy / ruf;F - ntsp<Lfspd; tpiy. 8. KjyPl;bd; kPjhd tUtha;: ,J rjtpfpj;jpy; Fwpg;gplg;gLk;. cz;ik tpiyiaf; nfhz;L KjyPl;bd; yhgj;ij rjtPjj;jpy; fzf;fplg;gLk;. ghu;Kyh: KjyPl;bd; kPjhd tUtha; = nkhj;j yhgk; / nkhj;j KjyPL * 100. 9. rhjuhd tl;b: Muk;g Kjypl;bidf; nfhz;L <l;Lk; tUthahFk;. ghu;Kyh: A = P (1+rt) ; R = r * 100 ,jpy;> A = nkhj;j njhif( mry; + tl;b) P = mry; njhif I = tl;b r = xU tUlj;jpw;fhd tl;b; r= R/ 100 t = fhy mtfhrk;( khjk; Æ tUlk;) 10. tUlhe;jpu $l;L tl;b: fld; / itg;gpd; nkhj;j njhiff;fhd $l;L tl;b. ghu;Kyh: A = P(1+r/n)^nt ; ,jpy;> A = fld;ÆKjyPl;bw;f;fhd vjpu;fhy kjpg;G > (tl;bAld;) P = mry; (Muk;g itg;G epjp Æ fld;) r = tUlhe;jpu tl;b. n = xU tUlj;jpy; tl;b $l;lg;gLk; vz;zpf;if. t = gzk; fld; Æ KjyPL nra;ag;gl;l tUlq;fspd; vz;zpf;if. 78 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.6.3 thbf;ifahsu; njhlu;G Nkyhz;ik kw;Wk; nel;nthu;f;fpq; thbf;ifahsu; njhlu;G Nkyhz;ik. Kw;fhyj;jpy; thbf;ifahsu; njhlu;G Nkyhz;ik vd;why; thbf;ifahsu;fs; cldhd epWtdj;jpd; cwitr; nrk;ikahfg; ghu;j;Jf; nfhs;tJ vd;gjhf mu;j;jk; nfhs;sg; gl;lJ. Mdhy; ,g;NghJ> thbf;ifahsu;fs; cldhd ,e;j cwit Nkk;gLj;j cjTk; jfty; njhopy;El;gk; mikg;Gfs; kw;Wk; nkd;nghUl;fs; thbf;ifahsu; njhlu;G Nkyhz;ik vdg;gLfpd;wJ. thbf;ifahsu; njhlu;G Nkyhz;ikf;fhd Njit ehk; ve;j mstpw;F ekJ thbf;ifahsu;fis ftdpj;Jf; nfhs;fpd;NwhNkh> me;j mstpw;F ek;Kila epWtdk; tsu tha;g;G fpilf;Fk;. ve;j xU njhopy; KidNthUf;F> jd;dplk; Vw; f dNt ,Uf; F k; thbf; i fahsu; f isj; jf; f itj; J f; nfhs; t Jk; > GJ thbf;ifahsu;fisg; ngWtJk; mtrpak; Mfpd;wJ. ,jdhy; jhd; thbf;ifahsu;fSld; jpdKk; njhlu;G nfhs;s> mtu;fis Nkyhz;ik nra;a cjTk; njhopy;El;g mikg;Gfs; gutyhfp tUfpd;wd. gadu; Njitfs; ehSf;F ehs; kpf Ntfkhf khwpf; nfhz;Nl tUfpd;wd. ,e;epiyapy; mtu;fspd; Njit khw;wj;ij Neupy; fz;L gpbf;f cjTfpd;wJ ,e;j thbf;ifahsu; njhlu;G Nkyhz;ik mikg;Gfs;. ,jd; %yk; ehk; gadu;fspd; Njitia fz;fhzpj;J> mjw;F clNd gjpy; mspf;f KbAk;. ,J kl;Lk; my;yhky;> ,jd; %yk; ekJ epWtdj;ij khw;wpf; nfhz;Nl> ekJ gadu;fspd; Njitfis G+u;j;jp nra;a KbAk;. ,jd; %yk; xt;nthU epWtdKk; jdJ gadupd; kjpg;ig czu KbAk;. ,jd; ed;ikfs; thbf;ifahsu; njhlu;G Nkyhz;ik mikg;gpd; ed;ikfs; gpd;tUkhW Ÿ ,jd; %yk; ekJ gadu;fSldhd cwit Nkk;gLj;j KbAk;. ,jd; %yk; ¡ tpw;gidia mjpfupf;f KbAk; ¡ thbf;ifahsu; Njitia mwpa KbAk; ¡ NkYk; jahupg;Gfis mtu;fSf;F mDg;g KbAk; Ÿ ,jd; %yk; xU epWtdj;jpd; jahupg;Gfs; kw;Wk; Nritfis rpwg;ghf tpsk;gug; gLj;j KbAk;. Ÿ ,J thbf;ifahsu; jpUg;jpia mjpfg; gLj;Jfpd;wJ Ÿ ,jpy; yhgk; jUk; gaduf ; is fzl ; wpeJ ; mtuf ; SfF ; r; rpwgG ; r; rYiffis mspff ; KbAk; nel;nthu;f;fpq; vd;why; vd;d? nel;nthu;f;fpq; vd;gJ tzpfj;jpy;> cq;fSf;F ,Uf;Fk; tzpf kw;Wk; jdpg;gl;l cwitg; gad;gLj;jp jq;fsJ tzpfj;ij Nkk;gLj;JtJ. ,J kl;Lky;yhky; ,J xU rpwg;ghd> nrytpy;yh tpsk;gu cj;jpahf mikAk;. ,jd; %yk; vspikahf tpw;gid tha;g;Gfs; kw;Wk; njhlu;Gfis cUthf;f KbAk;. nel;nthu;f;fpq; vd;gJ njhiyNgrp> kpd;dQ;ry;> r%f Clfk; kw;Wk; ,iza tzpf gf;fq;fspd; %yk; elf;fyhk;. nel;nthu;f;fpq;fpd; Njit nel;nthu;f;fpq; vd;gJ xt;nthU njhopyjpgUf;Fk; ,Uf;f Ntz;ba jFjpahFk;. cwTfis Nkk;gLj;Jjypd; Nkk;gl;l jFjp MFk;. njhopy; KidNthu; mikg;gpy; nel;xu;f;fpq; kpfg; ngupa mq;fk; tfpf;fpd;wJ. NkYk; ,jd; %yk; topfhl;ly;fis ,ytrkhfg; ngw KbAk;. cyfk; KOtJk; eilngWk; rpW nel;nthu;f;fpq; epfo;r;rpfs;> xNu Nehf;fk; nfhz;l gy;NtW KidNthiu xNu ,lj;jpy; nfhz;L Nru;f;fpd;wd. ,jd; %yk; jfty; njhlu;G> vz;zq;fs;> fUj;Jf;fs; Kjypatw;iw gupkhwpf;nfhz;L> mjw;fhfg; ghLgl KbAk;. ,J kl;Lky;yhky; ,jd; %yk; njhopy; KidNthu; jq;fsJ KjyPl;lhsu;fSlDk; njhlu;G nfhs;s KbAk;. njhopy; KidNthu; gy;NtW gpd;Gyj;jpy; ,Ue;J te;jpUe;jhYk; mtu;fsplk; xNu Fwpf;Nfhs; ,Ug;gijf; fhz KbAk; - mtu;fSf;F njhlu;Gfs;> cj;Ntfk;> MNyhridfs;> tha;g;Gfs; kw;Wk; topfhl;bfs; mtrpak;. ,ij nra;a nel;nthu;f;fpq; mtrpak;. 79 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL nel;nthu;f;fpq;fpd; ed;ikfs; nel;nthu;f;fpq; njhopy; KidNthUf;Fg; gy;NtW gad;fis mspf;fpd;wJ. mtw;Ws; rpy gpd;tUkhW: Ÿ cau; ju thbf;ifahsu;fisg; ngWtJ Ÿ tzpf tha;g;Gfis mjpfg; gLj;JtJ Ÿ xj;j njhlu;GfSf;F ,izg;Gfisj; jUtJ Ÿ cq;fisg; Nghd;w njhopy; KidNthupd; topfhl;Ljy;fs; Ÿ kw;wtu;fSf;F cq;fisg; gw;wpa tptuq;fis nfhz;L Nru;g;gJ Ÿ Neu;kiw vz;zq;fSk;> Mu;tKk; nfhz;l kf;fSld; ,izg;gJ Ÿ jd;dk;gpf;ifia mjpfupg;gJ Ÿ kw;wtu;fSf;F cjtpa jpUg;jpiaj; jUtJ Ÿ ePz;l fhy el;Gfis cUthf;FtJ Fwpg;Gfs; Ÿ thbf;ifahsu; Njitfis mwpa kw;Wk; mtu;fs; fUj;Jf;fis Nrfupf;f r%f Clfq;fisg; gad; gLj;Jq;fs; Ÿ nel;nthu;f;fpq; nra;Ak; nghOJ Mk;> ,y;iy vd;w gjpy; nrhy;Yk; Nfs;tpfisf; Nff;fhky;> tpupthd gjpy; nfhz;l Nfs;tpfisf; NfSq;fs; 1.6.4 tzpfj; jpl;lk; : ,yf;Ffspd; Kf;fpaj;Jtk; xt;nthU tzpfj;ij Jtf;Ftjw;F Kd;Gk; ekf;F xU ,yf;F mtrpak;. ,yf;Ffis epu;izapg;gjd; %yk;> FWfpa fhyj;jpy; ekf;Fj; Njitahd cj;Ntfj;ijAk;> ePz;l fhy mbg;gilapy;> Njhiy Nehf;Fg; ghu;itiaAk; jUfpd;wd. xt;nthU tzpfj;jpw;F %d;W tifahd ,yf;Ffs; Njit - FWfpa fhy ,yf;Ffs;> ePz;l fhy ,yf;Ffs;> ,ilg;gl;l eLj;ju fhy ,yf;Ffs; FWfpa fhy ,yf;Ffs;: Ÿ ,e;j ,yf;Ffs; cldbahf XupU ehl;lfs; my;yJ xU thu fhyj;jpw;F mila Ntz;bait. cjhuzj;jpw;F: cq;fs; njhopw;rhiyapy; gOjile;j ve;jpuj;ij rup nra;tJ eLj;ju fhy ,yf;Ffs;: Ÿ ekf;F ,Uf;Fk; FWfpa fhy ,yf;Ffis mbg;gilahff; nfhz;L ,e;j eLj;ju fhy ,yf;Ffs; epu;zapf;fg; gl Ntz;Lk; Ÿ ,e;j ,yf;Ffs; FWfpa fhy ,yf;Ffs; Nghd;W> kpfj; njspthf ,Uf;fj; Njit ,y;iy cjhuzj;jpw;F: ,dp njhopw;rhiyapy; ve;jpuq;fs; gOjilahky; ,Uf;f> xU FOit mikg;gJ my;yJ mjw;fhd ty;Yeu;fis epakpg;gJ ePz;l fhy ,yf;Ffs; ve;j xU ntw;wpf;Fk;> ePz;l fhy ,yf;Ffs; kpfTk; mtrpakhdit. mtw;iwj; njspthfj; jpl;lk; ,l Ntz;Lk;. ePz;l fhy ,yf;Ffis mila Fiwe;jJ xU tUlk; vLf;Fk;gb jpl;lk; Ilh Ntz;Lk;. 80 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; cjhuzj;jpw;F: Gjpa ve;jpuq;fis thq;Ftjw;fhd epjpia jahu; nra;tJ xU tzpfj; jpl;lj;jpd; mtrpak; tzpfj; jpl;lk; vd;gJ>cq;fSila njhopiy KOikahfg; Gupe;J nfhs;s cq;fSf;F cjTk;. ,ijf; nfhz;L> xt;nthU fhy ,ilntspapYk; ePq;fs; mile;j ntw;wpfs;> milaj; jtwpa ,yf;Ffs; Mfpatw;iw fz;fhzpf;f KbAk;. ,jd; %yk; tzpfj;jpd; ghijiaAk; fz;L jPu;khdpf;f KbAk;. nghJthf ,e;j tzpfj; jpl;lq;fspy; xU epWtdj;jpd; 3-5 tUl gazk; fzpf;fg;gl;L> me;jf; fhyfl;lj;jpy;> me;j epWtdk; gpd;gw;w Ntz;ba topKiw> <l;l Ntz;ba tUtha; Mfpait jpl;lkplg; gLk;. ,J jtpu Kf;fpakhd gzpahsu;fSf;F ,yf;Ffis epu;zapf;fTk;> KjyPl;lhsu;fis <u;f;fTk; ,e;j tzpfj; jpl;lq;fs; kpfTk; mtrpak;. nghJthf> xU tzpfj; jpl;lj;jpy; gpd;tUk; vl;L gFjpfs; ,Uf;Fk;. tzpfj; jpl;lj;jpd; $Wfs; epu;thfr; RUf;f mwpf;if xU tzpfj; jpl;lj;jpy;> jiyg;igj; njhlu;e;J epu;thfr; RUf;f mwpf;if ,lk; ngWk;. ,e;j RUf;f ciuapy;> xU epWtdkhf ePq;fs; mila epidf;Fk; ,yf;Ffisj; njspthf vLj;Jiuf;f Ntz;Lk;. ,J cq;fs; tzpfk; kw;Wk; ,yf;Ffspd; NkNyhl;lkhf ,Uf;f Ntz;Lk;. ,ij mjpf gl;rk; 1-2 gf;fq;fSf;Fs; Kbj;Jf; nfhs;sTk; cq;fs; epu;thfr; RUf;f mwpf;ifapy; ,Uf;f Ntz;ba Kf;fpakhd jfty;fs; Ÿ epWtdj;jpd; Fwpf;Nfhs; : cq;fs; epWtdj;ij gj;J thu;j;ijfspy; tptupAq;fs; cjhuzj;jpw;F: ief;fp epWtdj;jpd; Fwpf;Nfhs; thrfk; ief;fp epWtdj;jpd; Fwpf;Nfhs; thrfk; "cyfpy; ,Uf;Fk; midj;J tpisahl;L tPuu;fSf;Fk; cj;Ntfk; kw;Wk; GJikia mspg;gJ" Ÿ epWtdk; Fwpj;j jfty;fs;: ,e;jg; gFjpapy; ePq;fs; ,e;j tzpfj;ij njhlq;fpa tUlk;> ,ij epWtpatu;fs;> mtu;fS xt;nthUtUila gq;F> epWtdj;jpy; Ntiy nra;Ak; gzpahsu;fspd; vz;zpf;if> cq;fs; epWtdj;jpd; gzpaplq;fs; Mfpait Fwpg;gplg; gl Ntz;Lk;. Ÿ tsu;r;rp tptuq;fs;: cq;fs; epWtdj;jpd; epu;thf kw;Wk; tUtha; tsu;r;rp Fwpj;J Fwpg;gpLq;fs;. Njitahd ,lj;jpy; tiuglq;fs; %yk; ,ij tpsf;Fq;fs;. Ÿ epWtdj;jpd; jahupg;Gfs; my;yJ Nritfs;: cq;fs; epWtdk; jahupf;Fk; jahupg;Gfs; my;yJ Fwpj;j tpupTiu. Ÿ epjp epiyik Fwpj;j jfty;fs;: ePq;fs; gad;gLj;Jk; thq;fp> cq;fs; KjyPl;lhsu;fs; Fwpj;j jfty;fs;. Ÿ tUq;fhyj; jpl;lq;fspd; RUf;fk;: ,jpy; cq;fs; epWtdj;jpd; ePl fhy ,yf;if tptupf;f Ntz;Lk;. ,d;Dk; gj;J Mz;Lfspy;> cq;fs; epWtdk; mila Ntz;Lnkd ePq;fs; epidf;fpd;w ,yf;iff; Fwpg;gpLq;fs;. tzpf tptuq;fs; ,uz;lhk; gFjpahd ,e;jg; gf;fj;jpy;> cq;fs; epWtdk; kw;Wk; tzpfj;jpd; gy;NtWk; $WfisAk; Fwpj;Jj; njspthf> tpupthf tptupf;f Ntz;Lk;. cq;fs; epWtdj;jpd; rupahd gad; kw;Wk; ,yf;F> ePq;fs; mspf;f ,Uf;Fk; jdpj;Jtkhd Nrit - ,it ,uz;ilAk; Fwpj;J KjyPl;lhsu;fs; ,e;jg; gFjpapy; ,Ue;Nj mwpa KbAk;. ,e;jg; gFjpapy; ,Uf;f Ntz;ba jfty;fspd; gl;bay; Ÿ cq;fs; tzpfj;jpd; ,ay;G Fwpj;j tpupthf;fk; Ÿ ePq;fs; G+u;j;jp nra;a my;yJ jpUg;jpg;gLj;j ,Uf;Fk; re;ij (kf;fs; FO) Fwpj;j tpsf;fk; Ÿ mtu;fspd; Njitia cq;fs; jahupg;G my;yJ Nrit vg;gb G+u;j;jp nra;Ak; 81 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL vd;gJ Fwpj;j jfty; Ÿ ePq;fs; Nrit toq;f ,Uf;Fk; thbf;ifiaahsu; kw;Wk; epWtdq;fs; Fwpj;j tptuq;fs; Ÿ cq;fs; Nghl;b epWtdq;fspy; ,Ue;J ePq;fs; khWgl;L ,Uf;Fk; tpjk; thbf;ifahsu; re;ij gFg;gha;T nghJthf tzpf tptuq;fs; gFjpiaj; njhlu;e;J> cq;fs; thbf;ifahsu; re;ijapd; gFg;gha;T tptuq;fs; cs;splg; gl Ntz;Lk;. ,e;jg; gFjpapd; Kf;fpa (kiwKf) Nehf;fk;> ePq;fs; cq;fsJ thbf;ifahsu; re;ij Fwpj;J vt;tsT J}uk; mwpe;J itj;jpUf;fpwPu;fs; vd;W vLj;Jiug;gNj MFk;. re;ij epytuk; Fwpj;j cq;fsJ Ma;Tfs;> Ma;T KbTfs; Mfpatw;iw Fwpg;gpl ,JNt rupahd gFjpahFk;. cq;fsJ thbf;ifahsu; re;ij gFg;gha;T gFjpapy; ,lk; ngw Ntz;ba jfty;fs; Ÿ cq;fs; njhopy;Jiw Fwpj;j tpsf;fk; kw;Wk; NkNyhl;l tptuq;fs; Ÿ cq;fs; Neub thbf;ifahsu; re;ij Fwpj;j jfty;fs; Ÿ cq;fs; thbf;ifahsu; re;ij Njitfs; kw;Wk; tpsf;fg; glq;fs; Ÿ cq;fs; thbf;ifahsu; re;ijapd; vz;zpf;if msT Ÿ ePq;fs; ifg;gw;w epidf;Fk; re;ij msT Ÿ cq;fs; jahupg;Gfspd; tpiy epu;zak; Ÿ cq;fs; Nghl;bahsu;fs; Fwpj;j gFg;gha;T Ÿ xOq;FKiw Njitfs; mikg;Gfs; kw;Wk; Nkyhz;ik epr;rakhf> re;ij gFg;gha;T gFjpf;Fg; gpwF ,e;jg; gFjp ,lk; ngw;wpUf;f Ntz;Lk;. ,e;jg; gFjpapy; gpd;tUk; jfty;fs; ,lk; ngw;wpUf;fpd;wd Ÿ cq;fs; epWtdj;jpd; epu;thf mikg;G Ÿ cq;fs; epWtd gq;Fjhuu;fs; kw;Wk; cupikahsu;fs; Ÿ cq;fs; epu;thff; FOtpd; tptuq;fs; Ÿ cq;fs; epWtd epu;thf ,af;Fdu;fspd; jFjp Ÿ cq;fs; epWtdj;jpd; fPo; ,aq;Fk; xt;nthU Jiuapd; tptuk; kw;Wk; mjd; gzpfs; Ÿ ePq;fs; cq;fs; gzpahsUf;F toq;Fk; Cjpak; kw;Wk; ,ju ed;ikfs; Ÿ ePq;fs; toq;Fk; ,ju rYiffs; jahupg;G my;yJ Nritfspd; Kf;fpaj;Jtk; ,jw;F mLj;j gFjp jahupg;G my;yJ Nritfspd; Kf;fpaj;Jtk; . ,e;jg; gFj;bapy; ePq;fs; toq;Fk; jahupg;G my;yJ Nritfspd; Kf;fpaj;Jtk;> gad;> mjdhy; cq;fs; jw;Nghija thbf;ifahsu;fs; kw;Wk; tUq; fhy thbf;ifahsu;fSf;F fpilf;Fk; ed;ikfs; Fwpj;J tptupf;f Ntz;Lk;. RUf;fkhf nrhy;y Ntz;Lk; vd;why;> ,e;jg; gFjpapy; cq;fs; thbf;ifahsu;fs;> cq;fs; jahupg;Gfis thq;ff; fhuzkhf ,Uf;Fk; midj;ijAk; tptupf;f Ntz;Lk; cq;fs; jahupg;G my;yJ Nritfspd; Kf;fpaj;Jtk; gFjpapy; gpd;tUk; jfty;fs; ,lk; ngw;wpUf;f Ntz;Lk; Ÿ cq;fs; jahupg;G my;yJ Nrit tptuk; Ÿ cq;fs; jahupg;G my;yJ Nritapd; MAs; Row;rpapd; tpsf;fk; 82 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Ÿ cq;fs; jahupg;G kPjhd cq;fsJ fhg;Gupik tptuq;fs; Ÿ ePq;fs; nra;a ,Uf;Fk; Muha;r;rp kw;Wk; tsu;r;rp jpl;lq;fs; khu;f;nfl;bq; kw;Wk; tpw;gid cq;fs; jahupg;G kw;Wk; Nrit Fwpj;j tptuq;fis tptupj;j gpwF> ehk; tpsf;f Ntz;ba Kf;fpakhd gFjp khu;f;nfl;bq; kw;Wk; tpw;gid. ehk; kpf tpj;jpahrkhd jahupg;ig nfhz;L te;jpUe;jhYk;> mij vg;gb khu;f;nfl;bq; %yk; thbf;ifahsu;fSf;F nfhz;L Nru;f;f Nghfpd;Nwhk; vd;gij tptupf;fNt ,e;jg; gFjp. ,e;jg; gFjpapy; gpd;tUk; cj;jpfisj; jpl;lkpl;L tptupf;f Ntz;Lk; Ÿ re;ij CLUty; cj;jp: Vw;fdNt re;ijapy; ,Uf;Fk; jahupg;Gfs; kw;Wk; Nritfs; kj;jpapy;> cq;fs; jahupg;ig vg;gb NtWgLj;jpf; fhl;b> tpw;fg; Nghfpd;wPu;fs; vd;w cj;jpia tprhupf;Fk; gFjp ,J. Ÿ tsur ; r ; p cjj ; p: Fiwej ; fhyjj ; py; tpiyiaf; FiwjJ ; > yhgji ; jf; FiwjJ ; f; nfhzl ; hYk>; rpwpJ fhyjj ; pwF ; g; gpwF cqf ; s; tUthia vgg ; bg; gbgg ; bahf cauj ; j ; g; Nghfpdw ; uPf ; s; vdg ; ij tptupff ; ,ej ; gbgg ; bahf cauj ; j ; g; Nghfpdw ; uPf ; s; vdg ; ij tptupff ; ,ej ; g; gFjp. Ÿ tpepNahf Kiw cj;jp: ePq;fs; tpw;gid nra;tJ jahupg;ghf ,Uf;Fk; gl;rj;jpy;> mij vg;gb tpw;gid nra;ag; Nghfpd;wPu;fs; vd;gij tptupf;f ,e;jg; gFjp. ,jpy; nkhj;j tpw;gidahsu;fs;> rpy;yiw tzpfu;fs;> tpepNahfp];ju;fs;> ,izak; vd midj;ijAk; tptupf;f Ntz;Lk;. Ÿ jfty; njhlu;G cj;jp: ,jpy; vOj;J tbtj; njhlu;G (kpd;dQ;ry;> FWQ;nra;jp)> tha;topj; njhlu;G (miyNgrp miog;Gfs;> fhnzhsp mul;il> Neubj; njhlu;Gfs;)> tpsk;gu gyif cj;jpfs; (FwpaPLfs;> ,izajsg; gf;fq;fs;> milahsf; FwpaPLfs;) vd midj;ijAk; tptupf;f Ntz;Lk;. cq;fs; tpw;gid cj;jpfs; gf;fj;jpy;> gpd;tUk; cj;jpfs; tptupf;fg; gl Ntz;Lk;: Ÿ tpw;gidf; FO cj;jpfs; : ,e;j gFjpapd; Kf;fpa ,yf;F> epWtdj;jpd; tUthia mjpfupg;gJ Fwpj;j cj;jpia tptupg;gJ. ,jpy; tpw;gidf;F FO Fwpj;j jfty;fs; Fwpg;gplg; gl Ntz;Lk; Ÿ cq;fs; tpw;gid eltbf;iffs; : ,e;jg; gFjpapy; ePq;fs; vg;gb cq;fs; jahupg;Gfs; my;yJ Nritfis tpw;gid nra;ag; Nghfpd;wPu;fs; vd;gij tptupAq;fs; ,izaj;jpy myyJ filfspyh> tpw;fhj; jpl;lkpLk; vz;zpf;if> jpl;lkpl;l tpiy vd midj;Jk; ,jpy; mlq;Fk;. KjyPLfSf;fhd Nfhupf;if ,e;jg; gFjp jq;fs; epWtdq;fSf;F KjyPL jpul;Ltjw;nfd cUthf;fg;gLk; tzpfj; jpl;lq;fspy; ,lk; ngw Ntz;Lk;. ,e;jg; gFjpapy; gpd;tUk; jfty;fs; ,lk; ngw Ntz;Lk;. Ÿ cq;fs; epWtdj;jpw;F ePq;fs; jpl;lkpl;l epjp KjyPL Ÿ ePq;fs; mLj;j Ie;J tUlj;jpy; cq;fs; epWtdj;jpw;Fj; jpul;l jpl;lk; ,l;Ls;s KjyPL. ,J cq;fs; ePz;l fhy jpl;lj;ijg; nghWj;J khWk;. Ÿ ePq;fs; jpul;lj; jpl;lkpLk; KjyPL tif. ePq;fs; vjw;F Ntz;LkhdhYk; nryT nra;af; $ba tifapyhd KjyPl;il vjpu; ghu;f;fpwPu;fsh my;yJ xU Fwpg;gpl;l tif KjyPl;il vjpu; ghu;f;fpwPu;fsh vd;gij tptupAq;fs; Ÿ ePz;l fhy njhopy; cj;jpfs;. ,jpy; cq;fs; epWtdj;jpw;fhd ePz;l fhy jpl;lj;ij tptupj;J> mtw;iw nray; gLj;j vt;tsT KjyPL Njit vd;gij njspthf tptupf;f Ntz;Lk; fle;j fhy epjp epiyikj; jfty;fs; kw;Wk; tUq;fhy fzpg;Gfs; - cq;fs; epWtdk; njhlq;fpa ehspy; ,Ue;J midj;J Mtzq;fisAk; Nrkpj;J itg;gjd; 83 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL %yk; ,e;j gFjpia tiuaWf;f KbAk;. ,e;jg; gFjpapy; epWtd epjp Fwpj;j midj;J jfty;fSk; gfpu;e;J nfhs;sg; gl Ntz;Lk;. cq;fs; epWtdj;jpd; nrhj;Jf;fs; kw;Wk; fld;fs;> cq;fs; tUkhdk; kw;Wk; tUtha;> cq;fSila tUkhd tup Fwpj;j jfty;fs;> ,J jtpu gzj; jl;Lg;ghL> gz cgup (%d;W tUlj;jpw;Fk; Fiwahky; ,Ug;gJ ey;yJ) ,g;gb midj;ijAk; njspthf tiuglq;fSld; Fwpg;gpl Ntz;Lk;. ,ij tUfhyj;jpw;F cq;fshy; fzpj;Jf; $w KbAk; vd;why; kpfTk; eyk;. tuT nryT fzf;F guhkupg;G ePq;fs; cq;fs; epWtdj;ijj; njhlq;Ftjw;F Kd;G cq;fs; epjpg; gad;ghl;ilj; jpl;lkpl Ntz;Lk;. mjhtJ nryT> tuT kw;Wk; KjyPl;bw;fhd jpl;lk;. epjpj; jpl;lk; jPl;Ltjw;fhd gbg;gb Kiwfis fPNo fhzyhk; topKiw 1: cq;fsJ epjpj; jpl;lj;jpd; Kjy; gFjp> cq;fs; ,yf;Ffs;> mjw;fhd cj;jpfs;> mij Kbf;fj; jpl;lkpl;l ehs;fs; Mfpatw;iw Fwpg; ngLj;Jf; nfhs;tJ topKiw 2: Kf;fpakhd tuT nryT Mtzq;fis jahu; nra;J itj;Jf; nfhs;sTk;. xU Nfhg;gpy; ePq;fs; ngl;uh KjyPL Fwpj;j tptuq;fs;> tq;fpf; fzf;F mwpf;if> fpnubl; fhu;L urPJfs;> fhg;gPl;Lj; jpl;l Mtzq;fs; kw;Wk; midj;J epjp njhlu;ghd Mtzq;fisAk; Nrkpj;J itAq;fs; topKiw 3: cq;fsJ epfu nrhj;Jf; fzf;if kjpg;gpLq;fs;. mjthJ cq;fsJ efUk; kw;Wk; efuh nrhj;Jf;fs; (epyk;> tPL> tq;fp fzf;Ffs;> KjyPLfs;). ,jw;Fg; gpwF cq;fs; fld;fis kjpg;gpLq;fs; (fld; tptuq;fs;> nrYj;j Ntz;ba fl;lq;fs;). nrhj;Jf;fspy; ,Ue;J fld;fis fopj;jy; cq;fSila nkhj;j; epfu nrhj;Jf; fzf;F fpilf;Fk; topKiw 4: njspthd nryTf; fzfi ; f jpll ; kpLqf ; s.; mjhtJ cqf ; SfF ; vqf ; pUeJ ; gzk; tu ,Uff ; pdw ; J> mij vgg ; b vyy ; hk; nryT nraa ; ,Uff ; pwuPf ; s; vdg ; ij jpll ; kpLqf ; s.; topKiw 5: mtru fhy epjpia xJf;fp itAq;fs;. mtru fhy epjpapy; Fiwe;jJ MW khjq;fSf;fhd nryTj; njhifia Nrkpj;J itg;gJ kpfTk; ey;yJ. topKiw 6: cldbahf cq;fs; epWtdj;jpw;Ff; fhg;gPL nra;Aq;fs;. ,jd; %yk; cq;fs; epWtdj;jpw;F ePz;l fhy epjpg; ghJfhg;G fpilf;Fk;. mgha Nkyhz;ik xU njhopy; Kidgtuhf> cq;fs; cq;fs; njhopy; Jiwapy; tuhfp $ba mghaq;fis fzpj;J mjw;F jpl;lq;fis tFg;gJ cq;fs; flik. ,ij cq;fs; epWtdj;ijj; njhlq;Ftjw;F Kd;Ng jpl;lkpLq;fs;. tu ,Uf;Fk; mghaq;fis fzpj;j gpwF> gpd;tUk; topKiwfspd; %yk; mtw;iw epu;tfpf;f KbAk; Ÿ cq;fs; Jiwapy; ,Uf;Fk; epWtdq;fs; re;jpj;j mghaq;fs;> mtu;fs; mtu;fs; mijj; jtpu;j;j tpjk; Fwpj;J MuhAq;fs; Ÿ jw;Nghija re;ij epytuj;ij mwpe;J> rkPg fhyj;jpy; cq;fs; jahupg;G Nghd;w jahupg;Gfs; vg;gb ,Uf;fpd;wd vd;gijAk;> thbf;ifahsu;fs; vg;gb mij vg;gbg; ghu;f;fpwhu;fs; vd;gijAk; MuhAq;fs;. Ÿ cq;fs; jahupg;Gfs; my;yJ Nritfis ntspapl epGzj;Jtk; ,Uf;fpd;wjh vd;gij mwpe;J nfhs;Sq;fs; Ÿ cq;fs; epjp epiyikia Muha;e;J> cq;fSf;F NghJkhd tUkhdk; ,Uf;fpd;wjh vd;gijAk; rup ghu;j;Jf; nfhs;Sq;fs; Ÿ cq;fs; ehl;bd; nghUshjhuj;ij gbj;J> mjd; jw;Nghija epiyik Fwpj;J mwpe;J> mjd;gb cq;fs; epWtdj;jpd; Nghf;if jpl;lkpLq;fs; Ÿ njspthd tzpfj; jpl;lj;ij cUthf;Fq;fs; 84 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk cq;fSf;Fg; NghJkhd Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; Fwpg;Gfs; Ÿ midj;J $WfSk; cq;fSila jpl;lj;jpy; tpsf;fg;gl;L tpl;ldth vd;gij cWjp nra;Aq;fs; Ÿ midj;J fzf;FfisAk; gy Kiw cWjp nra;Aq;fs; Ÿ eilKiwapy; elf;ff; $baij Fwpg;gpLq;fs;. cq;fs; fdTfis Fwp,g;gpLk; ,lk; ,Jty;y. Ÿ fzpg;Gfisf; Fwpg;gpLk; NghJ ngupJ gLj;jhky;> cz;ikiaf; $Wq;fs; Ÿ Njitahd ,lq;fspy; tiuglq;fis gad; gLj;Jq;fs; 1.6.5 tq;fp epjpAjtpf;fhd nray;Kiw kw;Wk; tiuKiwfs; : tq;fp epjpAjtpf;fhd mtrpak; njhopy; KidNthUf;F ,Uf;Fk; kpfg;ngupa gpur;rid> jq;fs; epWtdj;jpw;fhd Kjy; fl;l epjpiaj; jpul;LtJ. gy;NtW epjp KjyPl;L topfs; ,Uf;Fk; ,e;jf; fhyfl;lj;jpy;> ve;j KjyPL jq;fSf;F kpfTk; rhjf khdjhf ,Uf;Fk; vd;gij mtu;fNs KbT nra;a Ntz;Lk;. ,e;jpahtpy; rpW njhopy; KidNthUf;F> epjpd; toq;Ftjpy; tq;fpfs; Kjyplk; tfpf;fpd;wd. tq;fpfspd; %yk; xt;nthU tUlKk; Mapuf; fzf;fhd rpW njhopy; epWtdq;fSf;F epjp cjtp toq;fg; gLfpd;wJ. epjp cjtp fpilf;f njhopy; KidNthu; jq;fs; tq;fpfspy; nfhLf;f Ntz;ba Mtzq;fs; xU tq;fpiaj; njhlu;G nfhs;Sk; Kd;G> me;j tq;fpfs; njhopy; KidNthiuj; Nju;e;J vLf;f gpd;gw;Wk; topKiw> jFjpfs;> fld; tl;b tpfpjk;> epjp cjtp toq;Fk; Kiw cs;spl;l midj;ijAk; njupe;J itj;jpUf;f Ntz;Lk;. mwj;njhL tq;fpf;F Kf;fpakhd jfty;fis cz;ikahff; nfhLg;gjw;fhd mtrpaj;ijAk; njhopy; KidNthu; mwpe;jpUf;f Ntz;Lk;. ,jd; %yk; fld; thq;Fgtu;fspd; epjp epiyikia fz;fhzpg;gJ epjp epWtdq;fSf;F vspjhf ,Uf;Fk;. tq;fpfsplk; epjp cjtp ngw tpUk;Gk; njhopy; KidNthu;> jq;fs; rhd;Wfs;> epjp epiyik kw;Wk; cWjpg; gj;jpu nrhj;Jf;fs; Mfpatw;iwj; njspthff; Fwpg;gpl Ntz;Lk;. nghJr; rhd;Wfs; ,e;jg; gFjpapy;> xU njhopy; KidNthuhf ePq;fs; gpd;tUk; jfty;fis tq;fpf;F toq;f Ntz;Lk;: Ÿ mwpKff; fbjk;: cq;fis ed;F njupe;j> kw;wtu;fSf;F mwpKfg; gLj;jf; $ba epiyapy; ,Uf;Fk; xU njhopyjpguhy; ,ld;`hf; fbjk; vOjg;gl Ntz;Lk;. ,e;jf; fbj;jj;jpd; Kf;fpa Nehf;fk;> cq;fsJ fle;j fhy rhjidfis mtu;fSf;F vLj;Jiuj;J> cq;fs; kPjhd ek;gpf;ifia $l;LtNj MFk; Ÿ cq;fs; Ratptuk;: RUf;fkhfr; nrhy;y Ntz;Lnkd;why;> ,J cq;fSila jw;Fwpg;G. ,jpy; cq;fSila fy;tpr; rhjidfs;> Njhop rhu;e;j gapw;rpfs;> jFjpfs;> gzp tuyhW kw;Wk; kw;w rhjidfs; Fwpj;J tq;fpf;F njupa itf;f Ntz;Lk;. Ÿ tzpf NkNyhl;l rpw;NwL: nghJthf xU tzpf rpw;Nwl;by;> me;j epWtdk;> jahupg;G> Nrit> thbf;ifahsu;> epWtdk; ,aq;fp te;j ehl;fs; Fwpj;j jfty;fs; Fwpg;gplg; gl Ntz;Lk;. Ÿ tq;fpf; Fwpg;Gfs;: ePq;fs; kw;w tq;fpfspy; tq;fp fzf;F itj;jpUe;jhy;> mJ Fwpj;j Fwpg;Gfis toq;FtJ kpfTk; ey;yJ. Ÿ epWtd cupik kw;Wk; gjpTr; rhd;wpjo;fs;: rpy Neuq;fspy; ePq;fs; tq;fpf;F cq;fs; epWtd cupik kw;Wk; gjpTr; rhd;wpjo;fis mspg;gJ mtrpak; Mfpd;wJ. cq;fSf;F ,Uf;Fk; nrhj;Jf;fs; kw;Wk; fld;fisAk; Fwpg;gpLtJk; mtrpak; Mfyhk;. 85 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL epjp epiyik epytuk; rpy tq;fpfs; cq;fSila epWtdj;jpd; epjp epiyik Fwpj;j Mtzq;fis vjpu; ghu;f;fyhk;. nghJthf epjp epytu Mtzq;fspy; gpd;tUk; jfty;fs; ,lk; ngw;wpUf;Fk;. Ÿ ,Ug;Gepiy Ÿ ,yhg e\;lf; fzf;F Ÿ gzg; Gof;f mwpf;if Ÿ fzpf;fg;gl;l tUtha; kw;Wk; tpw;gid Ÿ tzpfj; jpl;lk; Ÿ nrayhf;f Ma;T cj;juthjq;fs; kw;Wk; cWjpg; ghj;jpuq;fs; nghJthf tq;fpfs; rupahd cj;juthjk; ,y;yhky; fld; toq;Ftjpy;iy. ePq;fs; rupahd Neuj;jpy; flid jpUg;gtpy;iy vd;why;> tq;fpfs; cq;fsJ nrhj;ij ifafg; gLj;jp> mij kw;wtu;fSf;F tpw;f KbAk;. mira nrhj;Jf;fshd ve;jpuq;fs;> thfdq;fs; Kjypa tw;iwAk; tq;fpfs; cj;juthjkhf vLj;Jf; nfhs;Sk;. tq;fpf; fld;fSf;fhd mbg;gilj; jFjpfs; fPo;f;fz;l mbg;gilj; jFjpfis ePq;fs; nfhz;bUe;jhy;> tq;fpfsplk; njhopy; KidNthu; fld; ngWtJ kpfTk; vspJ Ÿ NghJkhd gzg; Gof;fk; Ÿ NghJkhd msT gq;Fjhuu; epjp KjyPL Ÿ NghJkhd cj;juthjk; Ÿ tzpfj;jpy; Njitahd msT Kd; mDgtk; Ÿ ew;ngau; topKiw tq;fpfspy; epjp cjtpf;F tpz;zg;gpf;f> fPo;f;fhZk; topKiwfisg; gpd;gw;w Ntz;Lk;. 1. cq;fs; tpz;zg;gk; kw;Wk; Njitahd midj;J Mtzq;fisAk; tq;fpfspy; rupahf rku;g;gpAq;fs; 2. tq;fpfs; cq;fsJ epWtdj;jpd; jFjpfshd epu;thfk;> epjp epiyik> nray;ghL> Jiw epiyg;ghL> ,J jtpu tUtha; vd midj;ijAk; jPtpukhf myrp Muha;thu;fs;. 3. ,jw;Fg; gpwF cq;fs; epWtdj;jpw;F fld; toq;fyhkh Ntz;lhkh vd;gij mtu;fs; KbT nra;thu;fs;. Fwpg;Gfs; Ÿ fld; cjtp ngWtJ Fwpj;j gy;NtW topfis mDgtk; nfhz;l njhopyjpgu;fsplk; Nfl;L mwpAq;fs; Ÿ cq;fSf;Fj; Njitahd msit tpl mjpfkhff; fld; thq;Ftijj; jtpUq;fs;. Njitia tpl mjpf fhyj;jpw;Nfh> mjpf tl;bf;Nfh fld; thq;Ftijj; jtpUq;fs;. 86 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 1.6.6 epu;thf Nkyhz;ik - cq;fs; epWtdj;ij vg;gb Nkyhz;ik nra;tJ vd;gJ Fwpj;j NkNyhl;lk; cq;fsJ epWtdj;ij epu;tfpf;f> ePq;fs; cq;fs; epWtdj;ij gy;NtW Nfhzq;fspy; ghu;f;f Ntz;Lk;. md;whl nray; ghLfis kl;Lk; my;yhky;> epfo ,Uf;Fk; ngupa ngupa mstpyhd epfo;TfisAk; fzpf;f Ntz;Lk;. cq;fs; epWtdj;ij jpwikahf epu;tfpf;f cjTk; topKiwfisf; fPNo fhzyhk; topKiw 1: cq;fs; jyikg; gz;Gfis cgNahfpAq;fs;. Njitg;gLk;NghJ cjtpia ehLq;fs; cjhuzj;jpw;F mz;ikapy; rpW njhopy; njhlq;fp ,Uf;Fk; uhKit vLj;Jf; nfhs;Nthk;. uhKtpw;F rpwe;j jiyikg; gz;Gfs; cz;L - mtu; Neu;ikahdtu;> vijAk; njspthf vLj;Jiuf;ff; $batu;> Ntiyfisg; gpwUf;Fg; gpupj;J toq;Ftjpy; ty;ytu;. ,e;jj; jiyikg; gz;Gfs;> jdJ epWtdj;ij epu;tfpg;gjpy; uhKTf;F kpfTk; cjtpahf ,Uf;fpd;wd. MdhYk; rpy rkaq;fspy; epWtdj;jpw;F NeUk; gpur;ridfis rkhspf;f mtuhy; Kba tpy;iy. ,e;j rkaj;jpy; uhK vd;d nra;a Ntz;Lk;? ,e;jj; jUzq;fspy; uhK ,uz;L jPu;Tfisf; ifahsyhk;. xd;W jdJ epWtdj;jpw;F ey;y mDgtk; cs;s Nkyhz;ik ,af;Fdiuj; Nju;T nra;J gzpapy; mku;j;jyhk;. my;yJ jdJ jpwikiag; gad;gLj;jp kw;w epWtdj;jpy; gzp GupAk; ,af;Fdu;fis ez;gu;fshf;fpf; nfhz;L> mtu;fspd; Jiz nfhz;L> epWtdj;ij epu;tfpf;fyhk;. topKiw 2: cq;fSf;Fs; Ntiyfisg; gfpu;e;J nfhs;Sq;fs; - cq;fshy; midj;J NtiyfisAk; nra;a KbahJ vd;gij czUq;fs; cyfpNyNa kpfTk; jpwikahd Nkyhz;ikahsuhy; $l> jdJ epWtdj;jpd; xt;nthU gzpiaAk; jhdhf rpwg;ghfr; nra;J Kbf;f KbahJ. jdJ epWtdj;jpy; ,Uf;Fk; midtUlDk; jdJ Ntiyfisg; gfpu;e;J nfhs;tNj> epWtdk; ntw;wp ngw rpwe;j typ vd;gij xU rpwe;j epu;thfp Gupe;J nfhs;thd;. rpwe;j ,yf;Ffis mila Ntz;Lk; vd;why;> rupahd Kiwapy; Ntiyfisg; gpupj;J mspf;f Ntz;Lk;. ,ijr; rupahfr; nra;a tpy;iy vd;why;> cq;fs; Ntiy ,ul;bg;ghfTk; re;ju;g;gk; cz;L. ,ijr; rupahf nra;a xU cj;jpiaf; ifahSq;fs;.,uz;L gl;bay;fisj; jahu; nra;Aq;fs; - cq;fshy; nra;J Kbf;ff; $ba gzpfs;> kw;wtu;fshy; nrk;ikahf nra;J Kbf;f KbAk; vd;W ePq;fs; vz;zpa gzpfs;. ,e;j ,lj;jpy; ePq;fs; kw;WnkhU jtiwr; nra;J tpl tha;g;Gfs; cz;L. midj;J NtiyfisAk; kw;wtu;fSf;Nf mspj;J tpLtJ. ,JTk; Kw;wpYk; jtwhd Nghf;F. ,jpy; ,Uf;Fk; gpur;rid vd;dntd;why;> epiwa gzpfis kw;wtu;fSf;F toq;Fk; NghJ> mijf; fz;fhzpg;gNj kpfg;ngupa Ntiy Mfp tpLk;. ,jdhy; cq;fSf;F ,Uf;Fk; kpff; Fiwe;j NtiyfisAk; Kbf;f cq;fSf;F Neuk; ,y;yhky; Ngha; tpLk;. rupahf gzpfis kw;wtu;fSf;Fg; gpupj;J mspAq;fs;. topKiw 3: rupahd egu;fis j;Nju;e;J vLj;J>gzpapy; mku;j;Jq;fs; cq;fsJ epWtdj;ij epu;tfpg;gjpy; cq;fs; gzpahsu;fs; kpfTk; Kf;fpakhd thq;F tfpf;fpwhu;fs;. rupahd jFjp tha;e;j gzpahsu;fisj; Nju;e;J vLf;f> cq;fSf;F kpfTk; vspjhd rpwg;ghd> njspthd Neu;fhzy; Kiw mtrpak;. gzpapy; Nru ,Uf;Fk; gzpahsu;fis rupahd Nfs;tpfs; Nfl;L> mtu;fspd; gjpy;fis jPtpukhf Muha;e;J ghu;f;f Ntz;Lk;. xU gzpahsupd; gpd;Gyj;ij Muha;e;J ghu;g;gJk; rpwe;j nrayhFk;. ,e;jg; gzpahsu;fs; cq;fsJ epjpia Neubahf epu;tfpf;fg; Nghfpd;whu;fs; vd;why;> mtu;fsJ epjp epiyikia Muha;e;J ghu;g;gJk; rupahd top MFk;. xt;nthU Ntiyf;Fk; njspthd xU tpsf;fj;ij cUthf;Fq;fs;. mij cq;fs; gzpahsu;fs; rupahfg; Gupe;J nfhz;lhu;fsh vd;gijAk; cWjp nra;Aq;fs;. ,jd; %yk; mtu;fSf;F rupahd nghWg;Gfis rupahd Neuj;jpy; toq;f KbAk;. ,J jtpu gzpahsu;fsplk; ePq;fs; vjpu;ghu;f;Fk; mj;jid tp\aq;fisAk;> njspthf tpsf;Fk; xU rpw;Nwl;il mtu;fSf;F mspAq;fs;. ,J mtu;fSf;F xU cj;Ntfj;ijj; jUk;. ,jd; %yk; xU epWtdk;> rupahd gzpahsu;fisf; nfhz;L MNuhf;fpakhd Kiwapy; tsUk;. topKiw 4: cq;fsJ gzpahsu;fis Cf;Ftpj;J> rpwe;j Kiwapy; mtu;fSf;Fg; gapw;rp mspAq;fs; cq;fsJ gzpahsu;fs; NghJkhd cj;Ntfj;Jld; nray; gl;lhy; kl;LNk> nrk;ikahd 87 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Kiwapy; epWtdj;ij typ elj;j KbAk;. ,jw;F Kjypy; gzpahsu;fs; cq;fs; epWtdj;jpd; Nehf;fj;ij njspthfg; Gupe;J nfhz;L> mij mila KO kdJld; nray; gLtij ePq;fs; cWjp nra;a Ntz;Lk;. ,ij cWjp gLj;j> cq;fs; gzpahsu;fis Cf;Ftpf;f mq;fPfhuk; kw;Wk; ntFkjpfis toq;fyhk;. ,J jtpu nghJ epfo;r;rpfspy;> mtu;fSila nray; ghLfshy; epWtdk; mile;j rhijidfis kw;wtu;fSf;F mwptpg;gjd; %yk; mtu;fis Cf;Ftpf;fyhk;. ,J mtu;fis ngUikg; gl itf;Fk;. NkYk; mtu;fSf;F nghWg;G czu;itj; je;J mtu;fis Cf;Ftpf;Fk;. Mdhy; cq;fSila gzpahsu;fs; rpwg;ghfg; gdp Gupa cj;Ntfk; kl;Lk; NghJkhdjhf ,Uf;fhJ. ,J jtpu mtu;fSf;F mikjp njhopy;El;gq;fspy; NghJkhd gapw;rp kpfTk; mtrpak;. epidtpy; nfhs;sTk;> gapw;rp vd;gJ Xu; Kiw ,yf;F my;y. ,J midtuhYk; epiyahfg; gpd;gw;w vtz;ba ePz;l fhyj; jpl;lk; MFk;. topKiw 5: cq;fs; thbf;ifahsu;fisf; ifahs cq;fs; gzpahsu;fSf;F fw;Wf; nfhLq;fs; thbf;ifahsu; Nkyhz;ikapy; cq;fs; gzpahsu;fs; fha; Nju;e;jtu;fshf ,Uf;f Ntz;Lk;. gzpahsu;fNs cq;fs; epWtdj;jpd; KJnfYk;G. mjdhy; mtu;fspd; Njitfs; vd;ndd;d> mtu;fis vg;gbf; ifahs;tJ vd;w EZf;fq;fis cq;fs; gzpahsu;fSf;Ff; fw;Wf; nfhLq;fs;. ,ij mtu;fs; fw;Wf; nfhs;s> ePq;fs; vg;gb rpwg;ghd Kiwapy; thbf;ifahsu;fis ifahSfpwPu;fs; vd;gij mtu;fs; fhz Ntz;baJ mtrpak;. ,jd; ngau;> kw;wtu;fSf;F Kd;Ndhbahfj; jpfo;tJ. ePq;fs; vg;gb cs;sg; G+u;tkhf cq;fsJ thbf;ifahsu;fspd; fUj;Jf;fisf; Nfl;L> mtu;fsJ Njitfisg; Gupe;J mtu;fSf;F cjt jf;f gjpy; mspf;fpwPu;fs; vd;gijg; Gupa itAq;fs;. ePq;fs; thbf;ifahsu;fsplk; Nfl;Fk; Nfs;tpfspd; %yk;> mtu;fSf;F thbf;ifahsu; vz;z Xl;lj;ijg; Gupa itAq;fs; topKiw 6: cq;fsJ epWtdj;ij rpwe;j Kiwapy; tpsk;gug; gLj;Jq;fs; . cq;fsJ jpwd;fisAk;> cq;fSila gzpahsu;fspd; jpwd;fisAk; nfhz;L> cq;fsJ epWtdj;ij rpwg;ghf tpsk;gug; gLj;Jtjpy; ftdk; nrYj;Jq;fs;. ,e;j nray;ghLfspy; cq;fSf;F cjtp Njitg;gl;lhy;> cupa epWtdq;fspd; Nritia ehLq;fs;. ,g;nghOJ ePq;fs; fw;Wf; nfhz;l Fwpg;Gfis vg;nghOJk; epidtpy; nfhs;Sq;fs;. ,g;nghOJ cq;fs; epWtdj;ijf; ifahStJ kpfTk; vspjhfp tpLk;. Fwpg;Gfs; Ÿ cq;fs; epWtdj;jpw;F epjp epu;thfpfSld; tpthjpAq;fs; Ÿ cq;fSf;Fj; Njitahd msit tpl mjpfkhff; fld; thq;Ftijj; jtpUq;fs;. Njitia tpl mjpf fhyj;jpw;Nfh> mjpf tl;bf;Nfh fld; thq;Ftijj; jtpUq;fs;. cjtp ngWtJ Fwpj;J mDgtk; tha;e;j epjp 1.6.7 njhopy; KidNthuhf MFk; Kd;G cq;fis ePq;fNs Nfl;Lf; nfhs;s Ntz;ba Nfs;tpfs; 1. ehd; Vd; ,e;jj; njhopiy njhlq;f ,Uf;fpNwd;? 2. ehd; jPu;f;Fk; gpur;rid vd;d? vd; jahupg;ig Vd; kf;fs; thq;f Ntz;Lk;? 3. ,e;jg; gpur;ridfis jPu;f;f ,Jtiu ahuhtJ Kad;W ,Uf;fpwhu;fsh? mtu;fs; ntw;wp mile;jhu;fsh Njhy;tp mile;jhu;fsh? 4. ,e;jj; njhopy; mDgtk; tha;e;j ahuhtJ vdf;F topfhl;bahf1 ,Uf;f KbAkh? 5. vd;Dila rupahd thbf;ifahsu;fs;2 ahu;? 6. vd;Dila Nghl;bahsu;fs;3 ahu; ahu;? 7. kw;wtu;fspd; tzpfj; jpl;lj;ij tpl ek;Kila tzpfj; jpl;lk; vt;thW khWgLfpd;wJ? 88 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Ntiytha;g;Gj; jpwd;fs; kw;Wk; njhopy;KidAk; jpwd;fs; 8. vd;Dila jahupg;Gfs; kw;Wk; Nritfspd; rpwg;gk;rk; vd;ndd;d? 9. ehd; vd;Dila gyk;> gytPdk;> tha;g;Gfs; kw;Wk; mr;RWj;jy;fis4 jPtpukhf Muha;e;J tpl;Bu;fsh? 10. cq;fs; jahupg;Gfs; my;yJ Nritfis thq;f ,Uf;Fk; thbf;ifahsupd; vz;zpf;if vt;tsT? 11. cq;fsJ ,e;j cj;jpia rup ghu;f;f cq;fSf;Fj; Njitg;gLk; Fiwe;j gl;r jahupg;G5 vd;d? 12. ehd; ,e;j tzpfj;ijj; njhlq;fhj Njitahd Fiwe;j gl;rj; njhif5 vt;tsT? 13. ehd; fld; ngw Ntz;baJ mtrpakh? 14. vt;tsT rPf;fpuj;jpy; vdJ jahupg;Gfs; my;yJ Nritfs; jahuhFk;? 15. vg;NghJ vd; tUtha; vdJ ,og;Gfis rup fl;Lk;6 milag; Nghfpd;Nwhk;? 16. vdJ tzpfj;jpy; Nghfpd;whu;fs;? KjyPL 17. vdJ epWtdj;jpw;Fj; Nghfpd;Nwd;? nra;Ak; Njitahd my;yJ KjyPl;lhsu;fs; rl;l mikg;ig7 vg;NghJ ehk; yhgkh vg;gb ehd; yhgk; vt;thW milag; cUthf;fg; 18. ehd; nrYj;j Ntz;ba tupfs;8 vd;ndd;d? 19. vdf;F ve;j tifahd fhg;gPL9 Njitg;gLfpd;wJ? 20. ehd; ,Jtiu vd;Dila thbf;ifahsu; fUj;ijf; Nfl;l Jz;lh? Fwpg;Gfs; Ÿ cq;fsJ Neuk; kw;Wk; gzj;ij KjyPL nra;Ak; Kd;G> cq;fs; tzpfj; jpl;lk; rupahdjh vd;gij Kjypy; cWjp nra;Aq;fs; Ÿ ePq;fs; cq;fisNa Nfl;Lf; nfhs;Sk; xt;nthU Nfs;tpAk;> gpd;dhspy; cq;fs; epWtdj;jp nrk;ikahf elj;j cq;fSf;F cjTk;. mbf;Fwpg;Gfs; 1. ekfF ; tzpfjj ; py; cjtp> ekk ; fF ; topfhll ; j; jahuhf ,Ugg ; tuf ; s; topfhlb ; fs; Mthuf ; s; 2. thbf;ifahsu; vd;gtu; ekJ jahupg;Gfs; my;yJ Nritfisg; gad;gLj;jj; jahuhf ,Ug;gtu;fs; 3. Nghl;bahsu;fs; ekJ jahupg;Gfs; Nghd;Nw jahupg;Gfis my;yJ Nritfis ekJ thbf;ifahsu;fSf;F tpw;gtu;fs; 4. gyk>; gytd P k>; thag ; G ; fs; kwW ; k; mrR ; Wjj ; yf ; s; - cqf ; spd; epWtdjj ; pd; kj P hd gyk>; gytd P k>; thag ; G ; fs; kwW ; k; mrR ; Wjj ; yf ; is Muha mtwi ; w glb ; ayplL ; cWjp nraa ; Tk; 5. Fiwej ; glr ; jahupgG ; vdg ; J ehk; ekJ thbfi ; fahsUfF ; tpwF ; k; mstpwF ; k; tbtikjj ; jahupgG ; . ,J thbfi ; fahsupd; fUji ; jg; ngWtjwf ; hf klL ; Nk jahupff ; g; gLk.; 6. xU epWtdk; jdJ tUthapd; %yk;> jdJ nryTfis <L nra;Ak; NghJ yhgkhdjhff; fUjg;gLk; 7. rl;l mikg;G jdp cupikahsuhfNth> gq;Fjhuu; epWtdkhfNth ,Uf;fyhk; 8. ,uz;L tif tupfs; ,Uf;fpd;wd - xd;W Neubahf epWtdk; my;yJ kf;fs; nrYj;Jk; tup. ,uz;L> jahupg;G kw;Wk; Nritfs; kPjhd kiwKf tupfs; 9. mNj Nghy; ,uz;L tiff; fhg;gPLfs; cz;L. xd;W MAs; fhg;gPL kw;nwhd;W nghJthd fhg;gPL. MAs; fhg;gPL xUtupd; MAisAk;> nghJf; fhg;gPL kw;w nghUl;fs;> tpyq;FfSf;fhfTk; toq;fg; gLfpd;wJ. 89 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk gq;Nfw;ghsu; ifNaL Fwpg;Gfs; 90 tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk tpw;gidf;fhf my;y - cl;Gw Row;rpf;F kl;LNk Address: 405/6, 4th Floor DLF City Court, Near Sikanderpur Metro Station, Gurgaon - 122002, Haryana, India Email: Jancy.Mathew@csdcindia.org Web: csdcindia.org Phone: 0124-2222222 CIN No.: 00000000
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