Business Administration – Course Syllabus
COURSE: BUS 125 Personal Finance
CREDIT HOURS: 3
SECTION: 0001
SEMESTER: Spring
INSTRUCTOR: Dr Lorraine D. Powers
TELEPHONE: (goggle number working remotely, texting works best): 919-675-2612
E-MAIL: ldpowers1@waketech.edu
OFFICE HOURS: MTWTH 1 pm – 3 pm or by appointment
OFFICE LOCATION: Virtual all meetings will be scheduled via Teams
CLASS DAYS AND TIME: fully online with 3 optional meeting times see course schedule
CLASS LOCATION: Online
REQUIRED TEXT/SUPPLIES/SOFTWARE:
By: Arthur J. Keown
Publisher: Pearson
Print ISBN: 9780134730363, 0134730364
COURSE ENTRY QUIZ (HYBRID AND ONLINE CLASSES):
This course is fully online. In order to remain enrolled in this course, each student is required to open and
complete the Course Entry Quiz on Blackboard. The course entry quiz is accessible from the menu on the left is
due by 11:59pm on the deadline date below. Students who do not complete the Course Entry Quiz by the
deadline will be dropped from the course with no tuition refund- no exceptions.
COURSE BEGINS: January 7
COURSE ENDS: May 11
DEADLINE FOR COURSE ENTRY QUIZ: January 19, 2021 at 11:59 pm
COURSE USAGE OF BLACKBOARD:
Copies of the course syllabus and major assignments may be found on Blackboard. You are responsible for
regularly checking the online resources, which are accessed through Blackboard Learning Management System
(opens in new window) [Plain text URL: https://blackboard.waketech.edu].
COLLEGE EMAIL POLICY:
Wake Tech requires that every student use the provided my.waketech.edu e-mail account for all school related
correspondence. Instructors respond to this email only due to privacy concerns, so use it to correspond with
your instructor. This is a strictly enforced school policy. Please review e-mail information carefully. If you have
questions or concerns regarding your Wake Tech e-mail, contact Distance Education Support for guidance.
STUDENT AGREEMENT-RESPONSIBILITES:
When enrolling in the class the student enters into an agreement with the instructor, part of that agreement is
purchasing the required materials and having the appropriate technology to complete the course. It is the
student’s responsibility to ensure they have the required materials to be successful in the course and to have
those items within the first week of class.
Teams classes are used during the semester, you are not required but encouraged to keep video on to support
engagement.
COURSE DESCRIPTION:
This course provides a study of individual and family financial decisions. Emphasis is placed on building useful
skills in buying, managing finances, increasing resources, and coping with current economic conditions. Upon
completion, students should be able to develop a personal financial plan.
STUDENT LEARNING OUTCOMES FOR THIS COURSE:
Develop a personal financial plan.
BUSINESS ADMINISTRATION PROGRAM LEARNING OUTCOMES:
 Business Foundation: Demonstrate a proper understanding of the critical components of basic business
 Legal foundation: Demonstrate understanding of the legal environment of business
 Managerial foundation: Demonstrate knowledge of business management theories, leadership, and team
work in an organization
 Marketing Foundations: Demonstrate understanding of the key principals of marketing
 Economic foundations: Demonstrate an understanding of microeconomic or macroeconomic principles as
the apply to the business environment (ECO 151, 251, or 252)
 Financial Foundation: Demonstrate understanding of the functions of accounting and finance
 Human relations foundations: Identify and discuss critical human resource issues as they relate to managing
personnel in an organization
ASSIGNMENT AND GRADING POLICY:
Grades for this course will be a weighted average of the following:
Category
Assignments
Quizzes
Project
Discussion Board
Test
Percent of Grade
15
15
10
10
50
FINAL GRADING SCALE FOR WAKE TECHNICAL COMMUNITY COLLEGE:
Percent of Grade
90- 100%
80-89%
70-79%
60-69%
BELOW 60%
Letter Grade
A
B
C
D
F
STUDENT CODE OF CONDUCT, RIGHTS, AND RESPONSIBILITIES:
It is the student's responsibility to abide by Wake Tech's Student Code of Conduct (Wake Tech Student
Handbook Student Rights (opens in new window) [Plain text URL:
http://handbook.waketech.edu/files/studentrights.pdf].
The instructor may impose the following academic penalties.
First offense: Instructors suspecting an academic integrity violation will initiate a discussion with the student to
further evaluate the potential occurrence(s) and clarify the academic integrity policy with said student. Students
are strongly encouraged to keep all copies of work, including drafts, in their original format in order to preserve
the originality of the documents, such as electronic time stamps. If the instructor determines that no violation
took place, the student will be thoroughly debriefed and the matter will be closed with no further action
necessary. Should a breech in academic conduct be evident, the instructor will enact formal procedures. The
following penalties for a first offense will be enacted:



The loss of a grade on that assignment or test.
If the offence is deemed severe, loss of credit in that class with the grade of “F” for the course and a loss of
rights to attend remaining class sections. In addition, the Dean of Students shall be given written notice of
any academic penalty.
Student will receive written notification and may be requested to meet with the instructor.
Second Offense: A second offense may occur in one of two ways:
 Within the same course after receiving written notification from the instructor of that course.


If evidence presents itself, an academic integrity violation occurred in another course and the student
received written notification regarding academic integrity policies, that behavior will be considered a second
violation.
The following policies for a second offense will be enacted:
o The loss of credit in that class with a grade of “F” for the course and a loss of rights to attend
remaining class sections.
o The Dean of Students shall be given written notice of any academic penalty.
COLLEGE RESOURCES:
The following resources provide clarity regarding what is and is not cheating or behavior indicative of plagiarism.



Academic Integrity (opens in a new window) [Plain text URL: http://integrity.mit.edu/]
Explains that accepted levels of collaboration can vary greatly 'from class to class, even within the same
department..."
What Constitutes Plagiarism (opens in new window) [Plain text URL:
http://isites.harvard.edu/icb/icb.do?keyword=k70847&pageid=icb.page342054] (Harvard College Writing
Program)
Clear explanations and examples of verbatim and mosaic plagiarism, inadequate paraphrasing, uncited work
and how to revise them acceptably.
COLLEGE ATTENDANCE, LATENESS, AND DEPARTURE POLICY:
It is the student’s responsibility to abide by the Wake Tech Attendance Policy (opens in a new window) [Plain
text URL: http://catalog.waketech.edu/pdfs/WakeTechCatalog.pdf]. Wake Technical Community College has an
attendance requirement of 90%. The policy states “Students are expected to be in attendance at least 90% of all
scheduled class hours. If the student misses more than 10% of the scheduled classes, it is the instructor’s option
to withdraw the student from the class for an attendance policy violation.
Students are expected to arrive to class on time and to remain in class for the entire class period. Arriving late or
leaving early disrupts the learning environment; however, extenuating circumstances may necessitate late
arrivals or early departures.
COURSE ATTENDANCE AND LATENESS POLICY:
Two weeks of consecutive absences will lead to withdrawal from the course and you can petition the Instructor
for reinstatement. Reinstatement is at the discretion of the Instructor.
This is an online course and assignments are open and available for two weeks. Assignments open up on
Monday morning and close on Sunday two weeks later. You CANNOT turn in assignments late. Do not ask.
All assignments except the last week are 2 weeks. You must complete at least one assignment each two weeks
to remain in the class. If you do not you will be dropped 24 hours after the Due Date. You may petition the
instructor to be reinstated, but it is your responsibility to email the instructor. Once reinstated, you have 24
hours to complete at least one assignment for the current week or you will be dropped the following Monday. If
you are dropped and reinstated you cannot make up missed work that was due while you were dropped-ie you
cannot go back to the previous two weeks and complete assignments.
I do not accept late work, do not ask.
I drop your two lowest quiz grades but do not drop assignments, discussion boards or tests.
DISABILITY SUPPORT SERVICES:
Disability Support Services is available for students who require academic accommodations due to any physical,
psychological, or learning disability. To determine eligibility, contact the office at 124 Holding Hall or call 8665670 (TDD 779-0668). Disability Support Services web page (opens in a new window) [Plain text URL:
http://disabilityservices.waketech.edu/]
ILC-INDIVIDUALIZED LEARNING CENTER:
The Individualized Learning Center (ILC) offers professional tutoring in a wide variety of courses. Our services are
available without charge to Wake Tech students at each campus location and online. ILC website (opens in a
new window) [Plain text URL: http://www.waketech.edu/student-services/individualized-learningcenter/locations-hours]
STUDENT CONCERNS:
For a student complaint or grievance, BPST Division instructors follow the guidelines in the Wake Tech Student
Handbook.
The first step for resolving the situation is for the student to communicate concerns or complaints with the
instructor, outside of class time. This allows the instructor to know about your concerns and make every
attempt to resolve the concern.
If the issue is not resolved between the instructor and the student, the student may contact the Department
Head or Associate Department Head, if applicable.
If the matter remains unresolved, the student should contact the Dean of the Business and Public Services
Technologies Division. Students need to be prepared to explain the particular area of disagreement with the
decision of the instructor and Department Head/Director to the BPST Dean.
Student Conduct:
Student Code of Conduct, Academic Integrity Policy, Final Course Grade Appeal Form, Discrimination and Due
Process (DRGC), Student Conduct Grievance Request Form, Title IX & Sexual Misconduct Complaints (Other
Complaints) and Student Complaint Report Form can be found by clicking on the link below. You will be
prompted to sign-in using your student ID and password.
Student Code of Conduct Home Page (opens in a new window) [Plain text URL:
http://www.waketech.edu/student-services/catalog/student-code-conduct-rights-and-responsibilities]
BUSINESS ADMINISTRATION ADDENDUM:
SUBMITTING ASSIGNMENTS:
Please visit the Getting Started section of your Blackboard course to learn more about how to submit
assignments as well as complete your quizzes or other graded work. Only Word document or PDF document file
formats will be accepted. Always include a Works Cited section at the end of each written assignment and follow
all course directions regarding citations. Recommended browsers are Google Chrome, Internet Explorer, and
Firefox. Many assignments and quizzes will not operate fully on a mobile device, so it is recommended to use a
computer when completing work, especially timed tests. Use netiquette (online etiquette) and professional
language when completing collaborations, which includes completing collaborations in a timely manner to allow
your classmates ample response time.
FERPA NOTICE:
Wake Tech, in the execution of its responsibilities to students, maintains accurate and confidential student
records. College staff recognize the rights of students to have access to their educational and personal records in
accordance with college policy and the Family Educational Rights and Privacy Act of 1974. FERPA Notice
Information (opens in a new window) – [Plain text URL: https://www.waketech.edu/sites/default/files/page-fileuploads/AnnualFERPANotice.pdf.]
CLASS SCHEDULE:
Course: BUS 125
Unit
Week
Unit 1 Financial
Planning
Week 1 and 2
Week 3 and 4
Team Meeting
Wednesday,
January 20 11 11:30
Beginning/Ending
Hours
Required
6-8 s
Reading
Assignment/Lesson
Due Date
C1&2
Q 1 & 2, Assignment
1and 2, Forum 1
January 19 January 31
6-8 s
C3&4
Q 3 & 4, Forum 2,
Assignment
Unit 1 Test C 1- 4
Q C 5 & 6,
Assignment, Forum 3
Q C 7 & 8,
Assignment, Unit 2 test
C 5-8
Q C 9 &10 ,
Assignment 5, Forum
5, Unit 3 Test c 9 and
10
Discuss Project
January 19
@ 11:59 pm
January 18
is a holiday
Team
Meeting
January 20
Assignments
due January
31, 11:59
pm
Feb 14 ,
11:59 pm
Feb 28,
11:59 pm
January 7 - 19
Unit 2
Managing
Money
Week 5 and 6
Feb 1 – Feb 14
6-8 s
C5&6
Week 7 and 8
Feb 15 – Feb 28
6-8
C7&8
Unit 3
Protecting
yourself with
insurance
Week 9 and 10
This unit only 2
weeks
Team Meeting
March 2 1 -1:30
March 1 – March
21 (Spring break
March 8 – March
21
6-8
C 9 &10
Week 11 and 12
March 22 – April 4
6-8
C 11 & 12
Q C 11 &12,
Assignment, Project
discussion, Forum 6
April 4,
11:59 pm
Week 13 and 14
Team Meeting,
April 7 1-1:30
April 5 – April 18
6-8
C 13 &14
Q C 13 & 14,
Assignment, Project
due
Unit 4 test C 11-14
Week 15 and 16
Final exam May
5-6 C 16 and 17
April 19 – May 2
6-8
C 16 &17
Q C 16 & 17, Final
Forum,
assignment,Unit 5 Test
C 16 and 17, opens
May 5-May 6 closes
April 18,
11:59 pm
April 7
Team
meeting
May 2.
11:59 pm
assignments
Final May 6
Unit 4
Managing Your
Investments
Unit 5
Life Cycle
Issues
March 21
11:59 pm
March 2
Team
Meeting
Note: The agenda below is a preliminary; meaning that I reserve the right to change any of the information
included therein at my discretion. This includes but is not limited: Textbook, reading assignments, homework
assignments, test dates, lecture dates etc.