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First

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First, the creditor has possession of the mortgaged property.
There will be cases where the thing is delivered to the debtor under a Real mortgage transaction, but
the debtor normally retains custody of the property.
Second, in an antrichresis contract, the creditor is only entitled to the property's fruits. As a result, it
does not produce a real right -and in the case of a real mortgaged property, the creditor has no right to
the fruits. However, it establishes a legitimate right to the property that is enforceable throughout the
world.
Third, unless there is a stipulation, the creditor is obligated to pay taxes and charges on the estate; in
other words, the creditor may not be liable to pay taxes if there is a stipulation.
4th It is specifically stated.
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