11th Grade Scam If you send me money, you will get the job. If you send me money, I will send you this amount back. You want to make $10,000 without doing any work? These are common phrases that are used when people are trying to scam you. A scam is dishonest act or plan used to cheat someone. It is usually for money, but it can be for multiple things. People will reach out to you by phone, email, mail, and sometimes in person to try to scam you. The people that are trying to scam you can be young or old, in the USA or outside of it. You never know, but you have to be careful. People that scam do not have a particular target. It is whomever will believe the story they are telling. You can be from any income level, age, background. Sometimes they scam you by going into your email and stating that your account has been closed with a bank or service that you do not have. You will click the link and they take all of your information from your phone or computer and use it to steal your money. They also scam by saying that they are in need of money for different reasons saying a family member is dying, you owe the IRS, they can help you grow your business, or your account has been hacked and they need all of your information to stop . Before giving any of your information, verify that it is a credible company first. Do not be so quick to give out your name, address, and social security number to anyone that calls, emails, or mails you anything. Breathe and take time to see if it is legit. Lots of times when a person offers you anything, whether it is a job or opportunity, you should not have to take a check and put it in your account and give to them before you can get money. SCAM My brother has died and left me $5,000,000 dollars, he stated that I can give it to you if you send me money first. SCAM If you give me your account number, I will send you money. SCAM I will pay you $7,000 a month with a check and you give me half of it back. SCAM You have won a prize and if you give me money, I will send to you. SCAM I am with the federal government and if you do not give me money now. SCAM Everything is not a scam, but you have to be aware. Here are some tips to help with not getting scammed. 1. Do not give your personal information out to anyone 2. Talk to someone you trust 3. Do not let anyone pressure you to send money now 4. Do not open suspicious emails or links 5. Keep your personal information including your phone and computer secure 6. Pay attention to payment requests such as gifts cards or money transfer companies 7. Do not ask off of instinct. Breathe. If it is too good to be true. It probably is. Lets avoid scammers if all possible. Lets Get Started! 11th Grade Cost of Living Video 1 How much will I be getting paid? This is a common question before you start a job. No one wants to start a job now and find out what they are getting paid later. Why is that? Because what you are getting paid affects your cost of living. Your cost of living is the amount of money needed to support a certain lifestyle. Rent, food, clothing, and where you stay are to name a few. Your cost of living deals with the money coming in which is income and the money going out which is expenses. In order to figure out what is good for you and your lifestyle, your pay is important. If the company is paying you minimum wage, then you may have to stay home with your parents, get a roommate, receive government assistance, or work multiple jobs in order to survive. Minimum wage is the lowest amount that you can be paid per hour by law. Regardless of the job, your age, educational level, or work experience, no employer can pay you less than minimum wage. Each state sets its own minimum wage, but there is a federal minimum wage that every state has to abide by. Some pay more than others depending on the cost of living. If the employer goes below the federal wage minimum, they are subject to penalties and possibly jail time. There are two types of minimum wage. The standard minimum wage which is for lower level jobs such as retail sales associates and the tipped minimum wage which is for workers that get a base pay amount plus tips such as bartenders. The type of worker you are depicts how much you get paid. Unskilled workers do not have a lot of skills to perform the job and can be cashiers or fast food workers. Semi skilled workers have some training or education before performing the job and can be flight attendants or truck drivers. Skilled workers require that you obtain a degree or have extensive training in order to work this profession and are doctors or plumbers. The pay for each depends on experience, education, or both. Some of the workers start off as interns or apprentices who usually work under someone for free or low wages to gain knowledge in the field before they begin their career. There is a lot that goes into how much you get paid versus how you live. Lets get Started!