We are encouraging all members to start the 2021 year off by taking an analysis of the most important assets in your life and ensure you have the proper protections in place. This is Part 2 of a two-part article. HEALTH Health Insurance. We need Health Insurance. Health Insurance protects you when you go to the doctor, but health insurance can also help you if you are involved in a car accident or some other accident. There are different types of Health Insurance plans available for people, and this article can help you decide which one may be best for you. https://www.webmd.com/health-insurance/types-ofhealth-insurance-plans#1 Vision Insurance As we age, deteriorating eyesight can become an issue for us. Having Vision Insurance allows us to have consistent check-ups, purchase eyeglasses or contacts if needed, and alert us to underlying health conditions. This article will help you determine a vision plan to choose. https://www.allaboutvision.com/vision-insurance/choosing-vision-plan.htm Dental Insurance A lot of people fore-go purchasing Dental Insurance because they do not believe it provides a lot of value for the cost. Here is a guide to help you consider important factors in choosing dental insurance. https://www.investopedia.com/articles/personal-finance/120914/4important-steps-choosing-dental-insurance.asp DISABILITY INSURANCE/SUPPLEMENTAL INSURANCE Health insurance only covers your medical expenses if you get hurt or sick. You may still need financial assistance to cover bills and other expenses if you cannot work due to illness or injury. That is when Disability Insurance and/or Supplemental Insurance will help. Read more about the differences between these two and how they can both help you in this article. https://tylerinsurancegroup.com/health-insurance-vs-disabilityinsurance/# LIVING WILL AND DESIGNATION OF HEALTH CARE SURROGATE A Living Will and a designation of health care surrogate are documents you need to have in place so that decisions can be made about your health by family members if you are unable to speak for yourself. A Living Will establishes whether an individual wants artificial life prolonging treatment. A Designation of Health Care Surrogate authorizes certain people to make decisions regarding your health care on your behalf if you are unable to. Read more about these two documents and how they can help you here. https://www.forbes.com/sites/alangassman/2018/10/04/avoiding-tragic-health-caresurrogate/?sh=1987c5014570 AUTO Many of us depend on our automobiles to transport us to work, school, church, and all our leisure and everyday living activities. We must ensure we are carrying the proper amounts of coverage on our vehicles to protect us in the event of an accident caused by others or ourselves. Florida has certain requirements in place for automobile insurance in Florida. You can read more about those requirements here. https://www.flhsmv.gov/insurance/
