Date of issuance: 10 November 2020 To Whom It May Concern: This letter certifies that Nawaf A K Jaloud was an employee in the role of Shari'a indicators with Al Mashora & Al Raya for Islamic Financial Consulting, Kuwait during the period beginning start date 01/10/2018] till Now During his time with Al Mashora & Al Raya for Islamic Financial Consulting, Kuwait, Nawaf A K Jaloud has remained dedicated and loyal to his work and responsibilities with our company. He has done an exemplary job while in this role. Nawaf A K Jaloud has always maintained a professional and courteous attitude and appearance while with our company. Please contact us for any additional information. Sincerely, [Al Mashora & Al Raya for Islamic Financial Consulting, Kuwait]