BIAN Webinar;
“BIAN Release 9.0, from Open Banking Enterprise
Architecture up to Open Semantic APIs”
November 3rd, 2020
A Warm Welcome to YOU –
Dialing in From all around the globe!
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On Today’s
Webinar
• Hans Tesselaar
BIAN Executive Director
• Patrick Derde
BIAN Architect
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Contact information:
Hans Tesselaar
Email:
hans.tesselaar@bian.org
Web:
www.bian.org
www.portal.bian.org
Since 2011 I’m the Executive Director of the Banking Industry Architecture Network responsible for the day to day operations, PR, New
Member Acquisition and long- and mid-term strategy.
I’m also owner / director of The Netherlands based consultancy company Advance Banking Design.
Professional Skills.
Over 30 years experience in Financial Services Industry being active for Banks, Insurance companies and Pension funds.
For 15 years at different management positions within ING Insurance, from Chief Architect to Director Sourcing, Innovation and
Governance (Director CIO Office) and Program Director.
Special areas of knowledge: Enterprise Architecture, Banking Transformation, IT Strategy, API and Microservices development and
implementations.
Long term experience as managing partner of an international ICT Consultancy Firm specializing in Financial Services. Areas of expertise;
Strategic Business Planning, Enterprise Architecture, IT Strategy Planning, Innovation.
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Contact information:
Patrick Derde
+32 497 302 387
patrick.derde@envizion.eu
linkedin.com/in/patrick-derde
www.bian.org
www.envizion.eu
www.twitter.com/patrickderde
Patrick is a BIAN 9.0, Cobit 5, TOGAF 9.2, ArchiMate 3.1 and SFIA 6 certified enterprise architect. He has more than 20
years experience in the different domains of enterprise architecture in financial institutions, Retail, Government, Utilities, etc.
He has a master in Commercial Engineering and at the university of Leuven KULeuven and he also graduated in Insurance
sciences. In 2009 he was awarded and nominated as a fellow of the university of Leuven. He is founding member and
director of the Data Management Association (www.dama-belux.org), Managing Partner of Envizion (www.envizion.eu). In
2018 he started developing the BIAN Information Architecture and became responsible for the BIAN Architecture Repository
(www.bian.org).
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Agenda
▪Briefly understand BIAN
▪ The Organization (Hans Tesselaar)
▪ The Reference Architecture (Patrick Derde)
▪Navigating the Open Banking Industry Architecture
▪ How to get involved ? (Hans Tesselaar)
▪Q&A
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BIAN’s Mission
To provide the world with the best banking architecture. To be the banking
technology standard.
The Central objective is to support the banking business/clients with high
performance and security.
One of the key objectives for IT in the banking industry are to lower the IT and
operational costs of the bank and help banks mitigate the risks associated with
technology innovation.
To provide a trusted roadmap for constant innovation. We create best practice
architecture that the world’s banks can rely upon 100%. To gather the best
minds in banking architecture for the world to share in an open way.
By collaborating and sharing in an open way, the best expertise across our
global ecosystem of leading banks, technology providers, FinTech players,
academics and consultants to define a revolutionary banking technology
framework that standardizes and simplifies the overall banking architecture.
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Introduction | BIAN & Financial Institutions
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Introduction | BIAN & Partners
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Introduction | BIAN & Academic, Standard Bodies and Training Partners
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Agenda
▪Briefly understand BIAN
▪ The Organization (Hans Tesselaar)
▪ The Reference Architecture (Patrick Derde)
▪Navigating the Open Banking Industry Architecture
▪ How to get involved ? (Hans Tesselaar)
▪Q&A
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Digital Transformation Goals for Banks
1. Adaptive to known and unknown changes
2. Be the financial service provider in whatever Stakeholder Journey
3. Defining new Business Operating Models
4. Information Driven (operational BI, AI, Common business language)
5. Lowering Development Costs to realize Integration/Interoperability
Agile Architecture principles
Separation of concerns
Loose Coupling
Reusability
Encapsulation
Interoperability
Service Oriented
Simplicity and transparency
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BIAN – Banking Industry Architecture Network - Framework
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BIAN – Banking Industry Architecture Network - Framework
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Stakeholders
▪ Strategists
▪ Business/ICT Managers
▪ Enterprise Architects
▪ Business Architects
▪ Information Architects
▪ Business Analists
▪ Business Process Modelers
▪ Application Architects
▪ Data Architects
▪ Software Developers
▪ API developers
Service
Domain
Control
Record
Service
Operation
Business
Capability
Semantic
API
Business
Scenario
Business
Object
Swagger
File
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BIAN v9 - Updates
• Modeling Tool &
Metamodel
• Service Domain &
Service Landscape
• Business Capability
Model
• Information Model
• Business Scenarios
• Semantic APIs,
Practitioner Guide &
Book
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BIAN v9 – Continuous Improvement
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Service Landscape – Value Chain View
Draft Value Chain Layout – V9.0
Business Management
Corporate
Relations
Investor Relations
Corporate Relationship
Corp Alliance/Stakeholder
Corporate Communications
Corporate Policies
Financial Control
Corporate Strategy
Group Treasury
Operational Risk
Organizational Direction
Financial Control
Company Billing & Payments
Business Risk Models
Product & Service Direction
Financial Compliance
Approved Supplier Directory
Operational Risk Models
HR Direction
Financial Statements
Enterprise Tax Admin
Production Risk Models
Corporate Services
IT Systems Direction
Legal Compliance
Asset & Liability Mgmt
Internal Audit
Property Portfolio
Operations
Security Advisory
Clearing & Settlement
Security Assurance
Settlement Obligation Mgmt.
Order Allocation
Corresp.Bank Data Mgmt
Counterparty Administration
Correspondent Bank
Card Financial Settlement
Continuity Planning
Resource Management
Unit Management
Business Unit Direction
Business Unit Financial Ops
Business Unit Management
Business Unit Accounting
Business Unit Fin Analysis
Human Resources
Recruitment
Finance & Risk Management
Business Direction
Empl Payroll & Incentives
Employee Assignment
Employee Benefits
Employee Evaluation
Workforce Training
Employee Certification
Travel & Expenses
Empl/Contractor Contract
Employee Access
Custody, Collateral & Documents
Custody Administration
Collateral Allocation Mgmt
Collateral Asset Admin
Account Recovery
Document Services
Collections
Document Library
Archive Services
Investment Account
Customer Tax Handling
Commissions
Fraud Evaluation
Account Reconciliation
Securities Position Keeping
Operational Services
Platform Operations
Systems Assurance
Internal Network Operation
System Deployment
Platform Operations
Systems Operations
Systems Help Desk
Buildings & Equipment
Customer Billing
Disbursement
Open Item Management
Delinquent Account Handling
Card Collections
Internal Bank Account
Product Combination
Rwd Points Awards & Red.
Issued Device Admin
Issued Device Tracking
Card Transaction Switch
External Agency
Fixed Asset Register
Utilities Administration
Procurement
Site Operations
Interbank Relationship Mgmt
Product Broker Agreement
Equipment Administration
Site Administration
Corresp Bank Rel Mgmt
Sub Custodian Agreement
Equipment Maintenance
Building Maintenance
Syndicate Management
Commission Agreement
Product Service Agency
Contractor/Supplier Agmt
Gap Analysis
Bank Portfolio Admin
Limit & Exposure Mgmt
Bank Portfolio Analysis
Position Management
Asset Securitization
Economic Capital
Products
Intellectual Property Port
Management Manual
Business Architecture
Knowledge Exchange
Models & Analytics
Quant Model
Solution Devel.
IT Stds & Guidelines
Credit Risk
Regulatory & Legal Authority
Regulatory Compliance
Credit Management
Regulatory Reporting
Counterparty Risk
Guideline Compliance
Fraud Resolution
Compliance Reporting
Customers
Market Operations
Party Reference
Market Trading
Traded Position Mgmt
Legal Entity Directory
Trading Book Oversight
Credit Risk Operations
Trade Confirmation Matching
Securities Fails Processing
Market Order
Securities Dlvry & Rcpt Mgmt
Financial Inst Valuation
Market Order Execution
Program Trading
Trade/Price Reporting
Corporate Events
Dealer Workbench
Stock Lending/Repos
Quote Management
Market Making
Suitbility Checking
Corporate Finance
Advisory Services
Party Reference Data Dir
Location Data Management
Investment Svs
Consumer Investments
eTrading Workbench
Investment Portfolio Planning
Investment Portfolio Analysis
Investment Portfolio Mgmt
ECM/DCM
Unit Trust Administration
M&A Advisory
Corporate Tax Advisory
Relationship Mgmt
Private Placement
Hedge Fund Administration
Corporate Finance
Consumer Advisory Services
Public Offering
Mutual Fund Administration
Customer Relationship Mgmt
Customer Behavioral Insights
Customer Credit Rating
Customer Agreement
Sales Product Agreement
Cust. Prod. and Svs. Eligibility
Customer Proposition
Customer Event History
Customer Products and Svs.
Trade Banking
Loans & Deposits
Loan
Consumer Loan
Corporate Loan
Mortgage Loan
Corporate Lease
Merchandising Loan
Trade Finance
Letter of Credit
Bank Guarantee
Bank Drafts & Trvl. Checks
Corporate Banking
Leasing Item Administration
Leasing
Corporate Current Account
Direct Debit Mandate
Syndicated Loan
Deposit Account
Cash Mgmt & Account Svs
Direct Debit
Fiduciary Agreement
Savings Account
Corporate Trust Services
Cheque Lock Box
Underwriting
Corporate Deposits
Credit Facility
Standing Order
Cards
Factoring
Project Finance
Notional Pooling
Account Balance Sweeping
Employee Payment Services
Consumer Banking
Credit Card
Merchant Relations
Card Authorization
Card Network Participant Fac
Current Account
Trust Services
Card Capture
Merchant Acquiring Fac
Brokered Product
Payment Initiation
Card Billing & Payments
Credit Card Position Keeping
Service Product
Currency Exchange
Credit Card Transaction
Credit Card Transaction Exec
Sales Product
Remittances
Business Development
Intellectual Property
& Knowledge
Credit/Margin Management
Corporate Treasury Analysis
Accounting Services
Position Keeping
Customer Position
Accounts Receivable
Financial Accounting
Reward Points Account
Fraud Diagnosis
Employee Data Mgmt
Cheque Processing
ACH Fulfillment
Transaction Engine
Payment Order
Payments Execution
Card Clearing
Card eCommerce Gateway
Regulatiory
Compliance
Market Risk
Corporate Treasury
Marketing & Development
Product Management
Contribution Models
Trading Models
Customer Behavior Models
Fin Inst.Valuation Models
Systems Administration
Product Design
Product Training
Credit Risk Models
Market Risk Models
Development Environment
Production Release
Product Portfolio
Case Root Cause Analysis
Fraud Models
Liquidity Risk Models
System Development
Product Deployment
Product Directory
Discount Pricing
Product Quality Assurance
Business Development
Customer Portfolio
Contribution Analysis
Segment Direction
Brand Management
Sales Planning
Advertising
Promotional Events
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Market Research
Market Analysis
Competitor Analysis
Customer Campaign Mgmt
Customer Campaign Design
Prospect Campaign Mgmt
Prospect Campaign Design
Customer Surveys
Sales
Cust Campaign Execution
Lead/Opportunity Mgmt
Prospect Campaign Exec
Party Lifecycle Management
Product Sales Support
Product Expert Sales Support
Product Matching
Customer Offer
Special Pricing Conditions
Customer Orders
Servicing Mandate
Servicing Order
Customer Case Mgmt
Customer Case
Card Case
Channels
Informtn. Providers
Public Reference Data Mgmt
Financial Instr Ref Data Mgmt
Financial Market Research
Financial Market Analysis
Market Information Mgmt
Market Data Switch Ops
Information Provider Ops
Cross Channel
Customer Workbench
Contact Handler
Contact Routing
Session Dialogue
Customer Profile
Party Authentication
Customer Access Entitlement
Transaction Authorization
Channel Activity History
Channel Specific
ATM Network Operations
Branch Location Operations
Advanced Voice Svs Ops
E-Branch Operations
Financial Gateway
Card Terminal Admin.
Card Terminal Operation
Servicing
Contact Center Operations
Point of Service
Interactive Help
Servicing Issue
Servicing Event History
Distribution
Product Inventory Distribution
Branch Currency Distribution
Correspondence
Channel Management
Channel Portfolio
Branch Location Mgmt
Branch Portfolio
ATM Network Mgmt
Contact Center Management
Branch Network Mgmt
Servicing Activity Analysis
Advanced Voice Svs Mgmt
Financial Message Analysis
E-Branch Management
Channel Activity Analysis Product Inventory Item Mgmt
Information Provider Admin
Central Cash Handling
Market Data Switch Adm
Branch Currency Mgmt
Service Domain & Service Landscape Updates
▪ BIAN v9 NEW Service
Domains
▪ Service Domain Name
Changes
•
Account Balance Sweeping
•
Credit Card Position Keeping
• Fraud AML/Resolution => Fraud
Resolution
•
Credit Card Transactions
• Credit/Charge Card => Credit Card
•
Credit Card Transaction Execution
•
Customer Products and Services
• Customer Product/Service Eligibility =>
Customer Product and Service Eligibility
•
Document Services
• Document Services => Document Library
•
Employee Payment Services
•
Internal Bank Account
• Party Data Management => Legal Entity
Directory
•
Notional Pooling
•
Standing Orders
•
Securities Position Keeping
•
Investment Account
▪ Functional Pattern Changes
•
Credit Facility
• Document Library: “operate” => “catalog”
•
Virtual Account
• Customer Position: “analysis” => “monitor”
▪ 315 to 328 Service Domains, Value
Chain View included in Excel file now
• Customer Reference Data Management
=> Party Reference Data Directory
• Contact Dialogue => Session Dialogue
• Direct Debit Mandate: “fulfill” => “catalog”
• Card Terminal Administration:
“administer” => “allocate”
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Copyright BIAN 2020 | Banking Industry Architecture Network
▪ Other Changes
• “Dunning” merged with “Delinquent
Account Handling”
• “Customer Precedents” merged
with “Party Life Cycle Management”
• Value Chain SL:
Business Domain “Customer Order”
=> “Customer Care”
Business Domain “Investment
Products” => “Corporate Finance”
• Behavior Qualifier in
“Correspondence” “Outbound with
Response” => “Outbound with
Reply”
• Service Operations elaborated in
wave 1-5 have input/output
parameters associated
Service Domain Overview Diagrams
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Information Model Updates
Consumer Loan BOM Diagram
Service Domain based Business Object
Model (BOM)
A Business Object Model (BOM) is created for a Service
Domain, representing the main objects managed by the
Service Domain; BiZZdesign repository
89 BOM diagrams => 143
Service Domain based Control Record
(CR) Model
A Control Record (CR) Model is created which represents
main business information governed by the Service Domain.
0 Control Record (CR) Model diagrams => 183
Control Record BOM to ISO20022
Mappings (Light)
Between Control Record elements, business objects and
attributes (BIAN BOM) and business components and
elements (ISO20022 BM)
16 Full ISO20022 Mappings in v7 + Light Mapping for 35 SDs
in v9
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Business Scenarios Updates
▪ Business Scenarios
important updates
•
31 new Business Scenarios
•
Linking Service Connections
in the Business Scenarios to
the Service Operations
•
Upgraded to reflect the new
Service Domains and
changes to existing Service
Domains
•
A Business Purpose is
defined for each Business
Scenario
•
Explanatory description added
to each Business Scenario as
documentation
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BIAN API’s
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Link to ISO20022
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Agenda
▪Briefly understand BIAN
▪ The Organization (Hans Tesselaar)
▪ The Reference Architecture (Patrick Derde)
▪Navigating the Open Banking Industry Architecture
▪ How to get involved ? (Hans Tesselaar)
▪Q&A
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Walkthrough
BIAN v9 Excel
▪ BIAN Portal: Open Banking Reference Architecture: https://www.bian.org
▪ BIAN Portal: Open Banking Semantic API: https://portal.bian.org
▪ BIAN Members Wiki: https://biancoreteam.atlassian.net/wiki/spaces/SL/pages/1259883/Documents
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Navigating BIAN Digital Repository
BIAN Meta
Model
Service
Domain
Control
Record
Service
Operation
Business
Capability
Semantic
API
Business
Scenario
Business
Object
Swagger
File
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Copyright BIAN 2020 | Banking Industry Architecture Network
Agenda
▪Briefly understand BIAN
▪ The Organization (Hans Tesselaar)
▪ The Reference Architecture (Patrick Derde)
▪Navigating the Open Banking Industry Architecture
▪ How to get involved ? (Hans Tesselaar)
▪Q&A
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BIAN Service Landscape 9.0
More about BIAN:
https://www.bian.org/
BIAN Service Landscape in ArchiMate:
https://bian.org/servicelandscape-9-0/
BIAN API Portal:
https://portal.bian.org/landing
BIAN Certified Architect:
https://www.vhls.global/examination/ex
am-instructions/
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BIAN Certified Architect
1. Purchase exam voucher
€449,95
(Ex. VAT) via
www.vanharen.net
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2. Register exam voucher at
https://certn.global/
4
3. Identity yourself via registration
4. Do the trial exam (Simulated
exam)
(Over 60 questions multiple
trials)
3
5. Do the actual exam (online)
6. Score minimal 70%
More info available at
https://www.vhls.global/examination/exam-instructions/
7. Download your certificate and
social badge
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Benefits: Premium versus Freemium
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MEMBER
COMMUNITY
Consume software and standards
Anyone in the community can use and provide feedback for our open source
projects and standards
Contribute to the BIAN Standard
Members and non-members are encouraged to get engaged and contribute
Propose New Programs
Any member can propose ideas for new programs or working groups
Approve and Steer Programs
The Board approves new programs driving the Foundation direction
Foundation Corporate Governance
Board and Members meet annually to drive the strategy of the community
NETWORK
Program Promotion & Thought Leadership
We work with our Community to promote standards adoption and produce thought leadership
content
Strategy Advisory
Free attendance and additional member perks at our annual conference.
BIAN Introduction Days
Meet-ups open to the entire community focused on specific topics
Member Meetings, Resources and Events
Member only events with market leaders including shared networking and
workgroup meetings
Open Developer API Platform
Our Open API Sandbox environment is open for all contributions
BIAN SERVICES
BIAN Architect Certification Program
Access to training and certification program and supporting materials
Project Startup and Support
Mentor and advisory services to our members as they consider to use the BIAN Models in their
Architectural environment to ensure the projects succeed.
General Assembly Meeting
All members have voting rights, 1 member 1 vote, due=ring our annual general assembly regarding
Board Elections, Budget, Strategy and so on
Roundtables, Training, Workshops
SMEs from BIAN and member firms provide custom training and workshops on a range of topics
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NON-MEMBER
Member driven organization
Fees (annual membership)
▪ Large Software / Tech vendors / Integrators
(250 employees or more)
EUR 30.000,-
▪ Banks / FI’s that are not vendors
EUR 20.000,-
▪ Mid-Size Software / Tech vendors / Integrators
(less than 250 employees)
EUR 10.000,-
▪ Federal Banks / Central Banks
EUR 10.000,-
▪ Small Software / Tech vendors / Integrators / FinTech's
(less than 50 employees)
EUR 5.000,-
▪ Academic Partners
EUR 0,32
Copyright BIAN 2020 | Banking Industry Architecture Network
2020 - Planned BIAN Open Webinars Q4
Complimentary BIAN Webinar:
BIAN Release 9.0, from Open Banking
Enterprise Architecture to Open
Semantic APIs
Complimentary BIAN Webinar:
The BIAN Framework as the Cornerstone for
Open Banking in China
In this webinar BIAN will give an introduction in
November
the BIAN release 9.0 of the Banking Industry
Reference Architecture.
We guide you through the content of the BIAN
release 9.0 digital repository and show how to
navigate through the BIAN architectural
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In this webinar, our members Shanghai Pudong
Development Bank share their experiences on
an Open Banking PoC they launched in China
9am - 10am (CET) or
Their experiences are an example for the usage
3pm - 4pm (CET)
BIAN for the Chinese Banking and Insurance
artifacts.
Can´t make it on
Sector.
November 3?
More
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tbd
Questions?
Please stay muted and type
your Questions in the righthand
bar, or send them to
info@bian.org
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There is a
short poll at
the end of this
webinar,
please take a
few minutes to
share your
thoughts with
us!
Thank you in
advance.