PASTILI/101/2/2016
Tutorial Letter 101/2/2016
Liability Insurances
PASTILI
Semester 2
Centre for Business Management
This tutorial letter contains the assignment questions and other important
information about your module.
This letter is only available in electronic format.
CONTENTS
1
INTRODUCTION AND WELCOME......................................................................................2
2
PURPOSE OF AND OUTCOMES FOR THE MODULE .......................................................3
2.1
2.2
Purpose ...............................................................................................................................3
Outcomes ............................................................................................................................3
3
LECTURER AND CONTACT DETAILS ..............................................................................3
4
ASSESSMENT ....................................................................................................................4
4.1
4.2.
4.3
4.4
Assessment plan ..................................................................................................................4
Due dates of assignments ....................................................................................................5
Submission of assignments ..................................................................................................5
Feedback on assignments ...................................................................................................5
5
EXAMINATIONS..................................................................................................................6
6
CONCLUDING REMARKS.................................................................................................... 6
ANNEXURE A: ASSIGNMENTS...........................................................................................7
Please note / important notes:
Please register as a user of myUnisa as soon as possible. It is free of charge. Visit
https://my.unisa.ac.za for details. At myUnisa you will be able to get in touch with fellow students,
submit your assignments, update your details, find self assessment questions, as well as participate
in discussion forums and blogs.
It is also important that you provide Unisa with your cellular number because important
announcements may be sent to you by sms.
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PASTILI/101
1
INTRODUCTION AND WELCOME
Dear Student
Welcome to the Liability Insurances (PASTILI) module. I trust that you will find it interesting and
informative. This tutorial letter contains important information pertaining to this module and the
assignment questions for this module.
2
PURPOSE OF AND OUTCOMES FOR THE MODULE
2.1
Purpose
The purpose of this module is to equip students with the necessary competencies to apply the
fundamental concepts, principles, and processes of the liability insurance.
2.2
Outcomes
Each chapter has a stated purpose (the reason why it is being studied) and specific outcomes (what
you should be able to do), upon completion thereof. These are set out in the prescribed book and
you should familiarise yourself with it. The assignments and examination will measure your ability to
illustrate sound understanding and/or your ability to perform any tasks as formulated in the specific
outcomes. Refer to specific chapter objectives/outcomes reflected at the beginning of each chapter
in the books.
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LECTURER AND CONTACT DETAILS
You are welcome to contact me via email to discuss any problems you may encounter in your
academic study material. To enable me to assist you, please be specific on the enquiry and furnish
me with the following information:

Topic

Definition of the problem/concern

Your suggested solution/understanding of the problem
You may also want to discuss certain topics with other students using the discussion forum on
myUnisa (https://my.unisa.ac.za).
Please make a formal appointment beforehand for personal visits. Also note that lecturers can only
help you with academic matters. We are in the process of appointing a lecturer for this module and
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as you will be informed of the contact details once the process has been finalised. My contact
details are as follows:
Name
Mr J van Huyssteen
E-mail
vhuysj@unisa.ac.za
PLEASE NOTE:
You may contact your lecturers about academic matters only. Any other enquiries should be
directed to the relevant administrative sections as indicated in tutorial letter
Please provide your student number when contacting the University.
4
ASSESSMENT
4.1
Assessment plan
To fully benefit from our formative tuition and assessment, you are required to submit Assignment
01 to gain admission to the examination. The mark obtained for this assignment will contribute to
your year mark. Please refer to CBMALLD/301/4/2016 for a detail explanation on the year mark
composition.
Assignment 02 is a self-evaluation assignment and must not be submitted for marking. Please
complete this assignment after studying all the prescribed material. Although this assignment is not
contributing to the year mark, it is a very important exercise and learning experience. The
examination paper will consist of short and long easy type questions and multiple choice questions.
The assignments appear in Annexure A of this tutorial letter.
You year mark will contribute 20% to your final mark in the examination. A 40% subminimum
however applies (i.e. you must obtain a minimum of 40% for the exam before the year mark is
taken into account). Therefore, a mark of less than 40% in the exam will be the final mark obtained
for this module. Refer to tutorial letter CBMALLD/301/4/2016 for more detail on the final
examination processes.
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PASTILI/101
4.2
Submission of assignments
Students may submit the written assignment either by post or in PDF format electronically via
myUnisa. Assignments may not be submitted by fax or e-mail.
PLEASE NOTE:
For enquiries about assignments (e.g. whether or not the university has received your
assignment or the date on which an assignment was returned to you), see my Studies @
Unisa, or you can also find information on myUnisa.
4.3
Feedback on assignments
The suggested solutions for the two assignments will be supplied in Tutorial letter
PASTILI/201/2/2016. This tutorial letter will be uploaded on myUnisa after the due date of
Assignment 01. The tutorial letter will only be available in an electronic format.
The assignments form an important part of your learning experience and it is advisable to redo the
assignments after you receive the feedback to make sure that you comprehend the learning
outcomes and to prepare you for the examination.
Assignments are seen as part of the learning material for this module. As you do the assignments,
study the reading texts and refer to the learning outcomes and assessment criteria given for each
chapter in the prescribed text to determine what is required of you.
Refer to Annexure A for the assignments.
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EXAMINATIONS
Use your my Studies @ Unisa brochure for general examination guidelines and examination
preparation guidelines.
The examination paper will consist of essay type questions. All questions in the paper must be
answered. The duration of the examination paper is two-hours for a total of 70 marks.
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CONCLUDING REMARKS
We would like to wish you a successful year of study and trust that this module will contribute to
your personal and professional development.
Please do not hesitate to contact us, in writing or personally, to discuss any problems you may
encounter with your studies.
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ANNEXURE A
SEMESTER 01
Assignment 01:
Due date:22 August 2016
This assignment will contribute 100% percent towards your year mark.
The recommended answers to this assignment will be provided in Tutorial Letter 201.
Question 1
[15 marks]
Discuss the difference between defective workmanship and products liability cover.
Question 2
[10 marks]
Explain “liability for the acts of others” in context of the motor car owner and driver and illustrate
with an example.
[Total: 25 marks]
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PASTILI/101
ASSIGNMENT 02 – Self evaluation
NOTE: This is a self evaluation assignment and must not be submitted for marking.
Please answer the questions under a simulated examination condition.
Study
Study all the chapters in the prescribed book.
In addition to the assignment questions you should also work through all the self-evaluation
questions in the prescribed book. Please refer back to the outcomes formulated at the beginning
of a unit after you have worked through the self-evaluation questions in the textbook and ensure
that you can achieve the stated outcomes.
The solution to this assignment will be included in Tutorial letter 201.
Question 1 (25 marks)
Discuss the elements of delict under the following headings:

Conduct

Wrongfulness

Loss/harm
Question 2 (15 marks)
Discuss the difference between defective workmanship and products liability cover.
Question 3 (10 marks)
A liability policy can be issued on either an occurrence or claims made basis. Discuss the claims
made basis and list the advantages and disadvantages applicable.
©
UNISA 2016
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