Blockchain and its implementation in: Fraud Prevention, Payment System, Customer Relationship, and Election Bisnis Digital dan Intelejensia Bisnis Blockchain is distributed -- Using a shared digital ledger can help reduce fraud because it increases the visibility and transparency of the transactions made throughout a supply chain and between members of a business network. Participants can see the history and transfer of assets, so fraudulent transactions are easier to identify. Fraud Prevention Blockchain is immutable – They cannot be deleted or changed. Before a “block” of transactions can be appended to the blockchain, network participants must agree the transaction is valid through a process called consensus. Blockchain can be permissioned -- permissioned networks can be great for fraud prevention because they restrict who is allowed to participate and in what capacity. Members of a permissioned network must be invited and validated before they can contribute. Bitcoin • The first application as a new way of making payment. • Current exchange & remittance. Banking • Blockchain can designed as advanced distributed ledger. • Enable the participating banks to design and use self-executing transactions agreement (smart contracts) to process globally recognized transaction. • Commonwealth Bank using Ripple technology produced by Google Ventures-backed start-up Ripple to allow its subsidiaries to transfer payments between themselves. Private Market Platform • The NASDAQ Private Market Platform is a new initiative launched in January 2014, to enable pre-IPO trading among private companies. It has also said that they would leverage the Open Assets Protocol, a colored coin concept, to build their private exchange platform. Later, in June 2015, it announced a partnership with Chain, a blockchain infrastructure provider for FIs and enterprises. (letstalkpayments.com) Letstalkpayment.com Letstalkpayment.com Implementation of Blockchain in Customer Relationship 1. Pelanggan memiliki lebih banyak informasi 2. Secara regulasi patuh dan pemumgutan pajak terjadi secara real time Industri Asuransi Manajemen klaim asasuransi (mengururangi biaya administrasi) Buku besar yang didistribusikan dapat memungkinkan perusahaan asuransi dan customer mengakses dengan mudah, cepat, dan update relevan info tentang klaiim asuransi mereka. Misalnya: formulir klaim, bukti, laporan polisi, laporan ahli Industri Logistik • Transparansi untuk customer (pelacakan) • Dengan teknologi blockchain, pelanggan dapat melihat setiap bagian dari perjalanan produk mereka sebelum tiba di tangan mereka. Jaringan di balik rak toko tidak lagi tersembunyi, sehingga memungkinkan pelanggan dapat mengambil keputusan yang tepat. • Contoh : JNE/ pandu logisti/ dianta Mempermudah pelanggan dalam pemesanan • Implementasi: sistem pelayanan pada cafe Mujigae. How can Blockchain help in ballot? Every party that participate in the system can see the exact same results; Every vote can be traced to its source; The voters will be able to verify their vote, for Blockchain offers end-toend verifiable voting systems. Transparency Accessibility Security Auditability Disusun oleh: Ayu Tania P (1606952692) Dameria Annissa FS (1606952780) Gita Swasti (1606953000) Ruth Felisa S (1606953436)