DISCLAIMER OF WARRANTIES All materials, information, software, products and services included in or available by the Association are provided “as in”. The Association, its subsidiaries, affiliates, owner, and its representatives accept no liability for any problems associated with your use of the services, including, but not limited to, damage to your software, hardware, or other equipment; any delay in operation or transmission of services; any communications line failure, theft or destruction; any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, providers, or computer equipment; or any traffic congestion of failure of the internet or any web site. The services are provided without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. The Association, its subsidiaries, affiliates, and its representatives do not warrant that the services are accurate, reliable or correct; that the services will be uninterrupted or available at any particular time and location; that the services are secure or that any wireless or wired connections will not be accessed, intercepted, altered or destroyed in whole or in part by an unauthorized third party; that any data files, programs, procedures or information(Including your personally identifiable information)downloaded, recorded, transmitted or input through the services will be secure or protected from unauthorized access to , alternation, deletion, defect or destruction; that any defects or errors will be corrected; or that the content or services are free of viruses or other harmful component. Some jurisdictions do not permit the exclusion of certain warranties, so these exclusions may not apply to you. LIMITATION OF LIABILITY Under no circumstances shall the Association, its subsidiaries, affiliates, owner or its representatives be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use the services. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the Association’s liability in such jurisdictions shall be limited to maximum extent permitted by law. INDEMNFICATION You shall defend, indemnify and hold the Association and its owner, subsidiaries and other affiliated companies, and their employees, contractors, officers and directors harmless from all liabilities, claims, and expenses, including attorney’s fee resulting from your use or misuse of the Services. THIRD PARTY SITES Your use of the Services may link you to other sites on the Internet. These sites may contain information or material that some people may find it appropriate or offensive. These other sites are not under the control of the Association, and you acknowledge that the Association is the not responsible for the accuracy, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by the Association or any association with its operators. RULES OF CONDUCT You agree not to use these Services for unlawful purposes or in an offensive manner, including, without limitation, usage that (i) is threatening, abusive, harassing, defamatory, libellous, deceptive, fraudulent, invasion of another’s privacy, tortuous, or (ii) contains languages (sexual or otherwise) of a violent or threatening nature directed at another individual or group of individuals, or victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability. You shall also be prohibited form usage that infringes any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party (collectively, “Intellectual Property”). You shall not introduce any software virus or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party. You further agree that you will not knowingly solicit or collect personal information from a minor (anyone under 18 yrs old) without appropriate prior verifiable parental consent. The Association makes no representation that materials accessed through the Service are appropriate or available for use in location outside the United States, and accessing them from territories where their contents are illegal is prohibited. MONITORING The Association, its subsidiaries, affiliates, owner or its representatives have no obligation to monitor, track, record, store or disclose your use of the Services, including, without limitation, the URLs of the websites you visit and the data you enter, transmit, or receive, but may do so (i) to comply with legal or regulatory requirements or to assist in law enforcement investigations and procedures; (ii) to operate the Services properly; (iii) to ensure compliance with the terms and conditions herein; or (iv) based on a good faith belief that such monitoring, tracking, recording, storing, or disclosure is otherwise necessary or advisable including, without limitation, if there is reason the believe that © SAFRA National Service Association such information is necessary to identify, contact or bring legal action against someone who may causing interference with our rights or properties, whether intentionally or otherwise, or when anyone else could be harmed by such activities. PROPRIETARY RIGHTS You acknowledge and agree that all content and materials available to you through these Services are protected by Intellectual Property rights and laws. Reproduction, copying, or redistribution for commercial purposes of any materials or design elements obtained through these Service is strictly prohibited without the express written permission of Intellectual Property owner. REVISIONS The Association reserves the right, in it sole discretion, to update or revise these terms from time to time.