Thinking Differently The Arkansas Capital Corporation Group SMALL BUSINESS LENDING • PROJECT FINANCING The Arkansas Capital Corporation Group is dedicated to improving the lives of Arkansans by providing capital and other resources to entrepreneurs and small businesses. The Arkansas Capital Corporation Group of companies empower entrepreneurs by providing capital in conjunction with community banks to businesses through its capital availability products and advocating for entrepreneurs through capital, educational, and technological improvements. The Arkansas Capital Corporation Group serves as the platform from which new opportunities are launched. In addition to the flagship company of Arkansas Capital Corporation, there are seven affiliate and partner companies, including, Six Bridges Capital Corporation, Arkansas Capital Relending Corporation, Arkansas Economic Acceleration Foundation, Heartland Renaissance Fund, Connect Arkansas, Pine State Regional Center, and SouthWind Analytics. ARKANSAS CAPITAL CORPORATION Arkansas Capital Corporation, established in 1957, is the flagship company of the Arkansas Capital Corporation Group. Arkansas Capital Corporation is a private, non-profit lending corporation dedicated to empowering entrepreneurs in Arkansas through partnerships with the lending community. Arkansas Capital Corporation, in partnership with community banks, provides permanent, long-term financing for business startups, expansions and acquisitions. Risk mitigation for both businesses and financial partners is at the foundation of Arkansas Capital Corporation’s existence and success. arcapital.com SIX BRIDGES CAPITAL CORPORATION Six Bridges Capital Corporation, established in 1989, is a private, non-profit, lending corporation specializing in financing for small business-occupied commercial real estate and equipment. As an economic development tool, the SBA 504 loan program through Six Bridges Capital Corporation provides long-term, permanent, fixed-rate financing to new and expanding businesses that have the highest probability of successfully creating new jobs for the state of Arkansas. The program, often referred to as “small business’ window to Wall Street,” is typically structured with a 10 percent borrower investment, a 40 percent subordinate SBA 504 loan and a 50 percent loan from a financial institution. IN PARTNERSHIP WITH THE ARKANSAS CAPITAL CORPORATION GROUP ARKANSAS CAPITAL RELENDING CORPORATION Arkansas Capital Relending Corporation, established in 1998, is a private, non-profit provider of loans to small businesses under the United States Department of Agriculture’s Intermediary Relending Program. Arkansas Capital Relending Corporation provides an economic finance tool for rural areas designed to assist with financing businesses that create or retain jobs. A rural area is any area with a population of 25,000 or less. AN AFFILIATE OF THE ARKANSAS CAPITAL CORPORATION GROUP ARKANSAS ECONOMIC ACCELERATION FOUNDATION Arkansas Economic Acceleration Foundation, established in 1999, is a private, 501(c)3 non-profit corporation dedicated to education-based initiatives that promote and foster the development of innovation and entrepreneurship within Arkansas. With broad support from the state’s business community, Arkansas Economic Acceleration Foundation’s purpose is to nurture people and ideas to generate future Arkansas entrepreneurs. Arkansas Economic Acceleration Foundation established and now manages the Donald W. Reynolds Governor’s Cup, a collegiate business plan competition, as well as business plan competitions for grades 5th-8th via the Youth Entrepreneur Showcase (Y.E.S) for Arkansas and grades 9th-12th through the Youth Entrepreneur Showcase 2.0 (Y.E.S. 2.0). AN AFFILIATE OF THE ARKANSAS CAPITAL CORPORATION GROUP HEARTLAND RENAISSANCE FUND Heartland Renaissance Fund, established in 2002, is dedicated to stimulating economic activity in disadvantaged areas in Arkansas through the use of New Markets Tax Credits. Heartland Renaissance Fund has received a total CONNECT ARKANSAS Connect Arkansas, established in 2007, is dedicated to increasing high-speed Internet subscription and improving and sustaining Internet adoption throughout Arkansas. The Connect Arkansas Broadband Act was signed into law on March 28, 2007, with the goal of improving personal lives and creating economic opportunity for Arkansans. Act 604 of 2007 Connect Arkansas states that Connect Arkansas’s A PROJECT OF THE mission is to “prepare the people ARKANSAS CAPITAL CORPORATION GROUP and businesses of Arkansas to secure the economic, educational, health, social, and other benefits available via broadband use.” Connect Arkansas seeks to advance that goal through community-based initiatives. PINE STATE REGIONAL CENTER Pine State Regional Center, LLC, was established in 2013 and is an approved Regional Center in compliance with the U.S. Citizenship and Immigration Services’ EB-5 Immigrant Investment Program. Pine State will provide financing to a variety of jobcreating projects, deploying foreign investor capital into a AN AFFILIATE OF THE ARKANSAS CAPITAL CORPORATION GROUP range of businesses and projects throughout Arkansas. Although it is a private company, Pine State Regional Center works closely with state and local economic development partners to create jobs and serve as a catalyst for Arkansas’s economy. SOUTHWIND ANALYTICS SouthWind Analytics, established in 2013, is dedicated to providing business and financial institutions with geospatial intelligence for placing capital in the marketplace through discovery of previously unknown business opportunities. SouthWind Analytics is able to work with clients on a variety of Geographic Information Systems consulting services ranging from the customization of maps to drive time analysis, logistics network analysis and digitizing analog maps. SouthWind Analytics also offers custom economic impact analysis using the IMPLAN economic modeling suite, web application development and GIS consulting. EM PO W ER ING E N TR EPR E AN AFFILIATE OF THE ARKANSAS CAPITAL CORPORATION GROUP 200 River Market Avenue, Suite 400 | Little Rock, Arkansas 72201 800.216.7237 | arcapital.com v.06-27-14 New Markets Tax Credit allocation of $200 million and is working with private and public sector leaders to use these credits to deploy low-cost capital to businesses throughout Arkansas. SINCE 1957 Copyright © 2014 Arkansas Capital Corporation. All rights reserved. Arkansas Capital Corporation Group is an equal opportunity provider. NE UR S