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FLORIDA ASSOCIATION OF INSURANCE AGENTS
COMMERCIAL STATISTICAL PLAN (CSP) CODES
The Group 1 causes of loss (“Fire”) rate for a building and an occupant’s personal property is based on the CSP code
applicable to the building. The CSP codes are listed below. An asterisk (*) means that risks so classified are subject to
class rating if meeting other criteria for such rating; others are subject to specific rating.
If subject to class rating, when the insured’s business is located in an apartment-mercantile, multiple occupancy
mercantile, or office building, rating for the insured’s personal property depends upon a “Contents Group” (A, B or C)
which is determined from the CSP code applicable to the insured’s occupancy. The applicable Contents Group is stated
following the CSP code.
Example: If there is a drug store in a class rated multiple occupancy mercantile building without a furniture
occupant, the CSP code is 0581 for both building coverage and personal property coverage for the drug store; the
drug personal property coverage is subject to rating at Contents Group B.
Group 01 — Apartments
*0311-A
*0312-A
*0313-A
*0321-A
*0322-A
*0323-A
Without mercantile occupancies – up to 10 units
Without mercantile occupancies – 11 to 30 units
Without mercantile occupancies – over 30 units
With mercantile occupancies – up to 10 units
With mercantile occupancies – 11 to 30 units
With mercantile occupancies – over 30 units
Group 02 — Other Habitational
*0074-A
*0075-A
*0076-A
Boarding and lodging houses, rooming houses, fraternities, sororities, dormitories:
Up to 10 units
11 to 30 units
over 30 units
*0077-A
*0078-A
*0079-A
Convents, Monasteries, rectories, orphan homes, nurses homes, sisters homes:
Up to 10 units
11 to 30 units
over 30 units
*0196-A
*0197-A
*0198-A
Dwellings Subject to Commercial Property rating (Lessors Risk)
1–Family
2–Family
3,4–Family
0300
Large area housing developments (special rating treatment)
Group 03 — Restaurants and Bars
*0541-B
0542
Bars and taverns
Restaurants with commercial cooking
Group 04 — Other Mercantiles
0431
0432
0433
0434
*0511-A
Sole occupancy mercantile, over 15,000 square feet, building coverage, other than food risks
Sole occupancy mercantile, over 15,000 square feet, food risks, buildings and personal property
Multiple occupancy mercantile, over 15,000 square feet, building coverage only, not class rated
Multiple occupancy mercantile, less than 15,000 square feet, building coverage only, not class rated
Risks having low susceptibility personal property NOC
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FLORIDA ASSOCIATION OF INSURANCE AGENTS
Group 04 — Other Mercantiles (Continued)
*0512-C
*0520-B
*0531-C
*0532-C
*0550-C
*0561-C
*0562-B
*0563-C
*0564-B
*0565-C
*0566-C
*0567-C
*0570-B
*0580-B
*0581
*0582
Tire, battery and accessory dealers without tire recapping and vulcanizing
Wearing apparel, textiles, shoes
Alcoholic beverages other than bars
Food products including retail bakeries and beverages excluding alcoholic beverages
Motor vehicle (auto, aircraft, marine) sales, no repair
Boat and marine supply dealers
Drugs
Electrical goods, hardware and machinery
Furniture and home furnishings other than appliances
Jewelry
Sporting goods
Risks having moderate susceptibility personal property NOC
Risks having high susceptibility personal property NOC
Greenhouses
Multiple occupancy mercantile, class rated, without furniture occupant
Multiple occupancy mercantile, class rated, with furniture occupant
Group 05 — Public Buildings
*0701-A
*1000-A
*1051-B
*1070-A
Governmental offices
Penal institutions
Museums, libraries, art galleries (non-profit)
Other public buildings, fire department, police, water/sewer
Group 06 — Churches
*0900-A
Churches and synagogues
Group 07 — Schools
*1052-A
Schools – academic
Group 08 — Offices and Banks
*0702-A
Non-governmental offices and banks
Group 09 — Recreational Facilities
0755
*0756-C
*0757-C
*0831-C
*0832-B
*0833-C
*0841-C
*0842-C
*0843-C
*0844-C
*0845-C
*0846-C
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Golf clubs, tennis clubs, similar sports facilities:
With cooking
Without cooking
Clubs NOC including fraternal and union halls
Motion picture studios
Theaters
Drive-in theaters
Bowling alleys
Roller rinks
Halls and auditoriums
Recreational facilities NOC
Boys’ and girls’ camps
Dance halls
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Group 10 — Hotels and Motels
0742
0743
0744
*0745-A
*0746-A
*0747-A
With restaurant – up to 10 units
With restaurant – 11 to 30 units
With restaurant – over 30 units
Without restaurant – up to 10 units
Without restaurant – 11 to 30 units
Without restaurant – over 30 units
Group 11 — Hospital and Nursing Homes
*0851-A
*0852-A
Hospitals
Nursing and convalescent homes
Group 12 — Buildings Under Construction
*1150
Buildings under construction
Group 13 — Motor Vehicle Risks
*0931-A
*0932-C
*0933-C
*0934-C
*0940-B
Auto parking garages, car washes
Gasoline service stations
Aircraft hangars with repairing, motor vehicle repairing including auto body shops, with or without sales
Tire recapping and vulcanizing with or without sales
Aircraft hangars without repairing
Group 14 — Other Non-Manufacturing
*0911-C
*0912-C
*0913-C
*0921-A
*0922-C
*0923-A
*1180
*1190
Dry cleaner and dyeing plants, other than self-service
Laundries, other than self-service
Self-service laundries and dry cleaners
Light hazard service occupancies
Service occupancies, other than light hazard, NOC
Funeral homes
Vacant buildings
Yard property NOC, including property in the open
Group 15 — Storage
1200
*1211-B
*1212-B
*1213-B
*1220-B
*1230-B
1251
1252
1300
*1400-B
1450
1501
1502
1550
1610
*1650-B
*1700-B
*1751-B
*1752-B
Piers, wharves, bridges
Freight terminals
General storage warehouses – bailee
Miscellaneous products storage (other than retail or wholesale)
Household goods storage
Cold storage warehouses
Farm products (other than grain, cotton, tobacco)
Grain, seed, bean warehouses
Cotton compresses and storage
Waste and reclaimed materials, including yards
Whiskey and liquor warehouses in connection with distilleries
Tobacco warehouses, storage
Tobacco sales warehouses
Grain elevators – terminal
Grain elevators – country
Building supply yards, including retail lumberyards, coal and coke yards
Mill yards
Oil distributing, oil terminals and LPG tank farms, including stock
Oil distributing, oil terminals and LPG tank farms, excluding stock
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Group 17 — Food Manufacturing
2000
2059
2150
2200
2250
2300
2350
2400
2459
2550
2600
Dairy products
Meat, poultry, fish products
Grain milling, including feed, stock, flour mills
Bakeries and bakery products
Fruit, nut and vegetable products
Sugar, molasses and syrup refining
Beverages excluding alcoholic beverages
Breweries
Distilleries and wineries
Tobacco and tobacco products
Food products NOC
Group 18 — Wood Manufacturing
3809
3959
Basic wood products including veneer and plywood plants
Furniture and other wood products NOC
Group 19 — Wearing Apparel
2800
3009
Textile mill products – natural and synthetic
Clothing and apparel including furs and finished products
Group 20 — Chemical Manufacturing
5000
5050
5100
Chemicals and pharmaceuticals – low hazard
Chemicals and pharmaceuticals – moderate hazard
Chemicals and pharmaceuticals – high hazard 5000
Group 21 — Metal Manufacturing
6810
6850
Heavy metalworking including basic metalwork
Metalworking NOC
Group 22 — Other Manufacturing
NOC
2750
3409
4400
4450
4809
5500
5759
6009
Cotton gins
Leather and leather products
Paper manufacturing
Paper and paper products manufacturing
Printing
Plastic products
Rubber products
Stone, glass, concrete, gypsum, brick, tile and clay products, abrasives, plaster and other minerals
6210
6250
6900
Mining other than coal
Coal mining
Precision products, electronic, radio and television manufacturing
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