MANAGEMENT & PROFESSIONAL LIABILITY INSURANCE
LAWYERS PROFESSIONAL LIABILITY INSURANCE
Get superior liability
protection for your
law firm – from a
leading provider.
Your law firm doesn’t have to be at risk to need liability protection.
The Hartford’s comprehensive Lawyers Professional Liability (LPL)
program for law firms with 19 or fewer attorneys provides broad coverage
customized to meet the individual needs of your law firm.
WE CAN HELP YOU CLOSE THE COVERAGE GAPS
Significant benefits for you:
• Our dedicated team of experienced LPL underwriters who
customize each policy
ACCESS OUR CONFIDENTIAL
RISK MANAGEMENT HOTLINE
1-866-HART-PRO
To help our law firm clients
get answers to questions on
risk management, we offer this
confidential toll-free hotline,
administered by a large, nationally
established law firm. Get expert
input on:
• Comprehensive flexible pricing with credits for Continuing
Legal Education
• Minimum premium of $750
• Comprehensive policy offering:
»» Limits up to $5 million
»» Claims expense outside the limits option
»» Multiple deductible limits (including first dollar defense and
aggregate deductible) options
»» Network security, data breach and theft of data coverage included
»» Subpoena coverage included
• Loss prevention
»» Career coverage option
• Claims
»» Definition of insured includes retired attorneys, independent
contractors, per diem attorneys and newly acquired organizations
• Ethics
• Professional responsibilities
»» Definition of professional services includes Bar Association membership and the publication and presentation of research papers
»» Extended reporting period options
»» Free retirement extended reporting period for individuals who qualify
»» Full prior acts coverage available
Prepare. Protect. Prevail.®
continued
LAWYERS PROFESSIONAL LIABILITY INSURANCE
CONSIDER THESE ACTUAL CLAIMS SCENARIOS
CLAIM 1
Type of claim
Title research negligence
Type of insured
Law firm
Situation
An attorney was retained by a title company to research the title to a parcel of
real estate property that was going to be refinanced. The attorney issued a clean
title report and policy that showed the new lender in a first secured position.
Unfortunately, the attorney failed to find two recorded security deeds that were
ahead of the new lender’s lien.
Resolution
The case settled for a payment of over $100,000.
CLAIM 2
Type of claim
Failure to file a timely complaint
Type of insured
Law firm
Situation
An attorney represented a client who had been injured in an auto accident. The
attorney failed to file a complaint prior to the expiration of the statute of limitations.
The client filed suit for failing to timely file the complaint.
Resolution
The case settled for approximately $75,000.
TARGET INSURANCE SERVICES
®
A DIVISION OF CRUMP INSURANCE SERVICES, INC.
ADMINISTERED BY TARGET INSURANCE SERVICES
The
Hartford’sFinancial
Lawyers Professional
Liability coverage is administered by Target Insurance Services,
Hartford
Products
a countrywide program administrator-managing general underwriter. Target Insurance Services has
LawyersProfessionalLiability
years of experience handling professional liability coverage.
LEARN MORE. Contact your agent from The Hartford today or visit us online at
THEHARTFORD.COM/LAWYERS.
The scenarios summarized herein are offered only as examples. Coverage discussed herein is summary only.
Coverage depends on the actual facts of each case and the terms, conditions, and exclusions of the issued
policy. Please refer to the issued policy to determine all terms, conditions, exclusions and limitations of coverage.
Coverage is provided by the property and casualty companies of The Hartford Financial Services Group, Inc. and
may not be available to all businesses in all states. All information and representations herein are as of June 2015.
Professional liability protection for your law firm
The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing companies,
Hartford Fire Insurance Company, Hartford Life Insurance Company and Hartford Life and Accident Insurance
Company. Its headquarters is in Hartford, CT.
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15-0381 © June 2015 The Hartford Financial Services Group, Inc. All rights reserved.