Sacramento Association
of REALTORS®
PRSRT STD
US Postage
PAI D
Permit No. 538
Sacramento, CA
2003 Howe Avenue
Sacramento, California
95825
®
A PUBLICATION OF SACRAMENTO ASSOCIATION OF REALTORS®
March 2006
Volume 8, Number 3
INSIDE
THIS ISSUE
P r e s i d e n t ’s
Perspective
Page 2
New Members
Page 3
G o v t . Wa t c h
Page 10
SAR Members Earn State Award for Political Action
SAR Members have received one of only two prestigious
C.A.R. statewide awards for political action in 2005. The award
was presented to SAR representatives during a C.A.R.
Board of Directors meeting
held recently in Anaheim.
The award recognizes SAR
for outstanding efforts in
increasing Our REALTOR®
Action Fund (RAF) contributions by 50% from 2004 to
2005. “This is an extraordinary achievement for an
Association as large as ours,”
said President Leigh Rutledge.
“Political issues are extremely important to our business,
and I think this award is an
acknowledgment that our
Members are better informed
and better prepared to defend
our business than some of
our peers.”
The RAF Trustee Committee has set more record-breaking
goals for the 2006 campaign. “Raising Members’ total investment for political action work
is a great accomplishment,”
noted RAF Trustee Chairman
Doug Covill, “however, this
year we’re focusing more on
increasing the number of RAF
participants than on the dollar total.” With SAR already
ranking among the top three
large California associations
in RAF participation, the
Committee has set a goal of
51% member participation in
the RAF by year-end. “That
would make SAR the Number
One large REALTOR®
Association in California,
hands down,” Rutledge added.
“It’s an achievable goal and a
critically important cause.”
PRESIDENT LEIGH RUTLEDGE AND GOVERNMENT AFFAIRS DIRECTOR GREG
VLASEK SHOW OFF THE C.A.R. REALTOR ACTION FUND ACHIEVEMENT
AWARD PRESENTED TO SAR ON JANUARY 28, 2006
MLS Stats
Page 12–13
Many Thanks to our REALTOR® ACTION FUND CONTRIBUTORS
SAR Educational
Offerings
A sincere Thank You to the SAR Members and staff listed below who have contributed to the 2006
REALTOR® Action Fund (RAF). These are the Members who have already invested $197 - The True Cost
of Doing Business - or more to protecting REALTORS®’ political future.
Page 14–15
(List is complete as of 02/08/06 for Members contributing through dues renewal. Future lists will include
donors through C.A.R.and Internet.)
April Calendar
Page 16
SAR WEBSITE:
www.sacrealtor.org
Gregory Alves
Nancy Arndorfer
Lorin Brown
Idelle Claypool
Paula Colombo
Peggy Coughlin
Doug Covill
Judy Covington
Tamara Dawn
Michelle Dinh
Randy Dunham
Eva Garcia
Carole Goodin
Jerry Gooding
Ron Greenwood
David Heitz
Brian Holloway
Nelson Janes
Gina LaPlaca
Julie Lewis
Patrick Lieuw
George Mijares
Carl Olson
Sue Olson
Ted Olson
Karla Oppliger
Patti Priess
Eric Rasmusson
Marge Reid
Florence Robinson
Leigh Rutledge
Tracey Saizan
Mark Schaller
Judy Schoer
Clay Sigg
Charlene Singley
Cathryn Snow
Dick Swayne
Dave Tanner
Greg Vlasek
Alan Wagner
Brude Werking
Rich Wilks
Linda Wood
Jackie Zappetta
Sacramento Association
of REALTORS®
President’s
Sacramento Association
2003 Howe Avenue, Sacramento, CA 95825
(916)of
922-7711
REALTORS®
FAX (916) 922-1221 or FAX (916) 922-3904
2003 Howe Avenue
METROLIST
1164 W. National Dr. Suite 60
Sacramento, CA 95834
(916) 922-2234 or (916) 922-7584
2006 SAR BOARD OF DIRECTORS
Leigh Rutledge
President
Tracey Saizan
President-Elect
Alan Wagner
Secretary/Treasurer
Dave Tanner
Immediate Past President
DIRECTORS
Lorin Brown
Judy Covington
Carole Goodin
Gina LaPlaca
Carl Olson
Sherri Radovich
Cathryn Snow
Doug Covill
Shirley Delao
Barbara Harsch
Patrick Lieuw
Betty Pomeroy
Charlene Singley
Linda Wood
SAR MISSION STATEMENT
The purpose of the Sacramento
Association of REALTORS® is to enhance
the ability of its Members to practice their
profession ethically and effectively.
VISION STATEMENT
Our vision is to identify and
communicate innovations, promote
professionalism and affect changes
in the real estate industry to benefit our
Members and the community at large.
Here to Serve You
SAR STAFF
Feel free to call us directly.
Nelson Janes – 916.437.1201
Executive Vice President
Jennifer Macias – 916.437.1204
Controller
Aaron Truby – 916.437.1203
Staff Accountant
Greg Vlasek – 916.437.1208
Director of Public Affairs
Pat Lowell – 916.437.1206
Director of Professional Standards
Judy Wegener – 916.437.1207
Director of Education and Communications
Traci Sarria – 916.437.1202
Education Assistant
Pamela Johnson – 916.437.1205
Masters Club Events Coordinator
Cassie Papin – 916.437.1209
Director of Meetings & Events
Tippi Nicholson – 916.437.1212
Meetings & Events Coordinator
Todd Nicholson – 916.437.1214
Building Superintendent
Eric Rasmusson – 916.447.0283
Consulting Advocate
SAR Member Services
Nancy Manly – 916.437.1217
Director of Member Services
Lyndsey Harank – 916.437.1221
Membership/Retail Center Assistant
Robin Mayer – 916.437.1216
Member Services
Denise Stone – 916.437.1219
Member Services
Amelia Warrington – 916.437.1218
Member Services
Barbara Wells – 916.437.1220
Member Services
SAR Retail Center
Carl Carlson – 916.437.1223
Director of Retail Operations
Daniel Allen – 916.437.1224
Retail Center Specialist and Network
Administrator
Kimberly Mar – 916.437.1222
OFFICE HOURS: M-F 7:30AM - 4:30PM
SAR STORE HRS: M-F 8:00AM-4:30PM
EQUALHOUSING
HOUSING
EQUAL
EQUAL
HOUSING
OPP
PPP
POO
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Perspective
Answering the Call to Action
By now, I hope I’ve reached every Member of this Association,
asking you to answer the call to political action. It was the focus of
my message in your dues renewal notices. I’ve repeated it at every
Main Meeting. I’ve asked the REALTOR® Action Fund trustees
to reach out to Members at regional meetings, SAR events and by
every means possible. This month the Sacramento REALTOR®
editors gave me one more shot at spreading the message, so I’m
taking it now.
Our industry and our Association are facing huge political challenges, from trial lawyers, misguided government regulators and
giant banking corporations, just to name a few. The only way we
can meet these challenges is through the REALTOR® Action Fund
(RAF) and I’m asking every Member - REALTORS® and Affiliates
- to contribute $197 this year to support the RAF.
Are you aware, for example, that a presidential advisory commission has recommended a phase-out of the IRS home mortgage
interest deduction? If adopted, this act would make homeownership
unattainable for tens of millions of Americans, including many
REALTORS®. Perhaps you haven’t heard the President or any
other politician talking about it because this is an election year, but
tax reforms will be on the congressional agenda shortly after the
November election. REALTORS® need to be ready with our political cannons loaded to protect this critical deduction.
Do you know the latest on the Big Banks’ efforts to take over
the real estate industry? Despite a lot of support for REALTORS®
in Congress, we remain subject to the threat of liberalized banking laws that would blur - maybe even eliminate - the distinction
between REALTOR® and lender. This has already occurred in the
United Kingdom, and could happen here as well.
Closer to home, SAR’s Government Affairs team has been
working patiently - and quietly - for over a year to defeat an onerous mandatory rental inspection ordinance proposed by the City of
Sacramento. Though well-intentioned, this ordinance could have
cost local landlords and property managers millions of dollars in
landlord registration and education programs, and tens of thousands
of unnecessary inspections. Thanks largely to our past political
groundwork and ongoing advocacy, it appears as of this writing,
that this particular ordinance is dead. As always, though, we have
to stay alert. The next bad, bureaucratic scheme or program is never
far away.
In addition to the foregoing examples, here are a few more political challenges we’ll be working on in 2006:
·
Fighting trial lawyers and shakedown lawsuits against
REALTORS®
·
Opposing business license fees and commission taxes
·
Opposing property transfer taxes and
conveyance fees
·
Electing pro-REALTOR® candidates
·
Opposing expensive point-of-sale mandates
·
Protecting property owners from unfair
land seizures (eminent domain)
·
Guarding against disclosure liability
·
Promoting flood protection
Sacramento communities
·
Fighting “open MLS” advocates and
initiatives
tion to prove it. In late January, it
was my privilege to accept on your
behalf a CAR award for increasing
our political action contributions
by 50% in 2005. SAR was one of
only two large Associations statewide to receive such an honor.
My goal for this year is to
achieve at least 51% SAR Member
participation. That would be the
highest participation rate SAR has
ever achieved; in fact, it would
be the highest rate achieved by
any large California REALTOR®
Association ever. At last count,
our 2006 RAF participation was
running close to 45%, so we are
very clearly within the realm of
the achievable.
Leigh Rutledge
2006 SAR President
But the more important goal is for all our Members to understand
and appreciate the magnitude of the threats facing our businesses
and livelihoods. That is why we resurrected the SAR Legislative
Committee in 2006, and why we will relentlessly seek your
support.
We’re asking for a $197 contribution from each REALTOR®
because that is the true annual cost of protecting your business. It’s
a small price to pay - less than $3.80 a week (the price of a good
latte) - for the assurance that your real estate career opportunities
will be there for you in the months and years to come. Contributing
is easy. Visit the SAR Member Services counter or log on to www.
car.org and click the REALTOR® Action Fund button. If you have
any questions, please give me a call at 916.484.2030. It’s time to
answer the call.
While I’ve got you here, let me remind you of a decidedly more
light-hearted matter: my 50th Birthday Bash at SAR. It’s coming up
Friday, March 24th at 6:30 pm. Yes, it happens to be my birthday
and, yes, we are going to have a great time eating, drinking and
rocking out to the live party band Animal House. But this is really
about getting together as SAR Members, letting our hair down a
little and raising money for the SAR Scholarship Fund. It sounded
good enough to me to invite 8,000 people to my 50th birthday party.
I hope you’ll join us.
for
It takes hard work and monetary support
from the REALTOR® Action Fund to protect
your business from these kinds of threats.
Thankfully, SAR Members are by-and-large
a politically well-informed, conscientious
group, and we’ve got the statewide recogni-
Sacramento REALTOR® is published
monthly by the Sacramento Association of
REALTORS® for the benefit of its membership.
Advertisements and statements of fact and opinion are the responsibility of the authors alone and
do not imply an opinion or endorsement on the
part of SAR officers, members or staff. All material copyright 2006, Sacramento Association of
REALTORS®. All rights reserved.
2 Sacramento REALTOR® • March 2006
Sacramento REALTOR®
Newsletter
Editor:Judy Wegener
Publisher:Ned Foley,
Foley Publications
Design & Layout: Brio Creative
To Advertise:Foley Publications
1-800-628-6983
Editorial Policy
The Sacramento Association of REALTORS® (SAR) welcomes articles
of educational interest to its members. Published articles will feature the
author’s name, title and company; however, no direct compensation will
be paid to the author. SAR reserves the right to edit submitted articles for
length, grammar, and appropriateness.
Articles will be printed in SAR’s publications on a space available basis.
Attempt will be made to publish submitted articles in a timely manner;
however, submission of an article does not guarantee when, or if, it will be
published.
New SAR Members
As of January 2006
New REALTOR® Members
Margarita Abakhina
Maximum Real Estate & Finance
5858 Florin Road
Sacramento, CA 95823
Andre L. Abernathy
Chanteclair Realty
6930 Destiny Drive, Suite 200
Rocklin, CA 95677
Bernadette Abucayan
Apple One Realty
1850 Del Paso Rd
Sacramento, CA 95835
Julia P. Adamson
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Frances A. Artau
Prudential CA Realty
7801 Laguna Blvd., Suite 100
Elk Grove, CA 95758
Barbara J. Ashland
Prudential CA Realty
2425 Fair Oaks Blvd, Ste 1-2-3
Sacramento, CA 95825
Lyle E. Auerbach
Massey Advantage Inc.
4531 Shady Oak Way
Fair Oaks, CA 95628
Sharon K. Auerbach
Massey Advantage Inc.
4531 Shady Oak Way
Fair Oaks, CA 95628
Arthur Avalos
Arriaga Real Estate
8469 Elk Grove Blvd., Ste 5
Elk Grove, CA 95758
Cheri M. Baker
RE/MAX Gold Elk Grove
8694 Elk Grove Blvd, Ste 9
Elk Grove, CA 95624
Marcia L. Ballard
Keller Williams Realty
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Tamara A. Batiz
Westcoast Mortgage Grp & Rlty
2716 Broadway
Sacramento, CA 95818-2734
Richard D. Beeskau
Assist 2 Sell Buyers & Sellers
3621 Marconi Avenue
Sacramento, CA 95821
Fran J. Bishop
Paragon Real Estate
5306 Nesting Place
Rocklin, CA 95677
Rebecca S. Bourque
Keller Williams Realty
391 Howe Ave
Sacramento, CA 95825
Melissa S. Brandon
Coldwell Banker-Res R E Srv
8890 Elk Grove Blvd.
Elk Grove, CA 95624
Julie A. Bravo
Avalar R.E. & Mortgage Network
24988 Blue Ravine Rd, Ste 100
Folsom, CA 95630
Christy L. Brent
Sirsi & Company Real Estate
8700 Auburn-Folsom Rd, Ste 700
Granite Bay, CA 95746
Paul C. Brown
Coldwell Banker-Res R E Srv
9470 Madison Ave
Orangevale, CA 95662
Darlene J. Calhoun
J.W. Hood & Associates Inc.
1052 Melody Lane Ste 200
Roseville, CA 95678
Kimberly A. Carr
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Carlos G. Carrasco
Ron Allen & Associates R. E.
P.O. Box 246051
Sacramento, CA 95824
Gerri L. Conlon
Lyon RE Fair Oaks East
8055 Madison Avenue
Citrus Heights, CA 95610
James M. Duncan
Cook Real Estate
2220 Watt Avenue
Sacramento, CA 95825
Sonia M. Cervantes
Culp Mortgage & Real Estate
2045 Hurley Way #425
Sacramento, CA 95825
Susan B. Coy
Agent Network
4748 Engle Rd Suite 100
Carmichael, CA 95608
Mary L. Durham-Abdallah
Grace Realty
433 N. Camden Dr, Suite 400
Beverly Hills, CA 90210
Howard C. Chan
Prudential CA Realty
2250 Del Paso Road Ste A
Sacramento, CA 95834
Rawland M. Crawford Jr
Progressive Real Estate & Mrg.
6704 Sao Tiago Way
Elk Grove, CA 95757
Carol J. Edon
The Souza/Sasse Group
9024 Elk Grove Blvd
Elk Grove, CA 95624
Salveen Chand
Century 21 Landmark R. E.
7321 Stockton Blvd
Sacramento, CA 95823
Donald Crumlin
Serious Sellers
8000 Tyne Fell Ct
Antelope, CA 95843
Ronda R. Ellingsworth
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Roger L. Chang
Superior Realty & Investments
9008 Elk Grove Blvd.
Elk Grove, CA 95624
Celso D. Cruz
Cruz Realty
2390 Maritime Drive, Suite 110
Elk Grove, CA 95758
Cynthia Espinoza
Prudential CA Realty
10540 White Rock Rd, Ste 100
Rancho Cordova, CA 95670
William K. Chao
Coldwell Banker-Res R E Srv
341 Iron Point Road, Ste 100
Folsom, CA 95630
Herminia M. Dela Cruz Locsin
AtHome Realty
7311 Greenhaven Drive, Ste 207
Sacramento, CA 95831
Carrie J. Faber
Fidelity Capital Properties
1180 Iron Point Rd, Ste 250
Folsom, CA 95630
Jae K. Choi
WonderAgents, Inc.
1075 E Brokaw Rd
San Jose, CA 95131
Rome G. Dimacali
Coldwell Banker All State Home
830 Jefferson Blvd, Suite 10
West Sacramento, CA 95691
Cynthia Fedrick
O’Neal Properties
8807 Mohamed Circle
Elk Grove, CA 95624-6503
Brian M. Clark
Help-U-Sell Property Source
1414 Broadway
Sacramento, CA 95818
Kenny Dinh
Coldwell Banker All State Home
8011 Elsie Ave
Sacramento, CA 95828
Denise Toni Felgueres
RE/MAX Gold Folsom
2340 E Bidwell St
Folsom, CA 95630
Jermaine C. Clarke
American Mutual Financial Serv
2833 Junction Ave, Ste 202
San Jose, CA 95134
Anthony J. Dixon
Lyon RE Folsom
150 Natoma Station Dr, Ste 300
Folsom, CA 95630
Pascasio B. Felisilda
Centex Homes Realty
3300 Douglas Blvd, Suite 270
Roseville, CA 95661
Corinne A. Clayborne
Realty Executives-Capitol City
3000 Freeport Blvd. Ste C
Sacramento, CA 95818
Linh T. Do
Century 21 Landmark R. E.
7321 Stockton Blvd
Sacramento, CA 95823
Thomas A. Fernando
Coldwell Banker-Diez & Leis RE
5120 Mazanita Ave, Suite 120
Carmichael, CA 95608
Lynn L. Cole
Keller Williams Realty
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Larry S. Domino
Allgenes Realty
8031 Fruitridge Rd Ste F
Sacramento, CA 95820
Donald C. Foley
Re-Sell Real Estate
P.O. Box 593
Wilton, CA 95693
Daniel P. Colvin
Keller Williams Realty
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Lynn M. Doty
Choice Real Estate Group
101 Parkshore Drive Suite 100
Folsom, CA 95630
Robert J. Fouche
Pacific National, REALTORS
7803 Madison Ave, Ste A-150
Citrus Heights, CA 95610
Continued on page 4
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(916) 567-5326
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(916) 567-5354
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John Burgess
(916) 567-5327
Michael Quihuiz Doug Radovich
(916) 567-5350
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Ed Cardona
(916) 567-5339
Habla Espanol
Kelley Carter
(916) 567-5332
Fred Claussen
(916) 567-5338
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Forh
(916) 567-5306
Mark Galbo
(916) 567-5378
Loretta Manfre
(916) 567-5320
Sherri Radovich Quinton Radovich Susan Richter
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(916) 567-5345
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George Sanders
(916) 567-5341
Mark Shelton
(916) 567-5359
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(916) 567-5337
1950 Arden Way, 2nd Floor, Sacramento, CA 95815
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Sacramento REALTOR® • March 2006 3
New Members
Continued from page 3
Erin M. Fowler
Coldwell Banker-Res R E Srv
9250 Laguna Springs Drive
Elk Grove, CA 95758
Arniece K. Frei
Century 21 Haley & Assoc, Inc
3291 Truxel Road, Suite 11
Sacramento, CA 95823
Teddy C. Galo
Keller Williams Realty
4180 Truxel Road #150
Sacramento, CA 95833
Elena Gamboa
AM Realty and Mortgage
8715 Whitehouse Road
Elk Grove, CA 95758
Noe T. Garcia
AtHome Consulting Group, Inc.
2180 Ringwood Ave
San Jose, CA 95131
Rachel Garcia
Ron Allen & Associates R. E.
P.O. Box 246051
Sacramento, CA 95824
Gladys L. Garcia
Cook Real Estate
2220 Watt Avenue
Sacramento, CA 95825
Antionette G. James
Sacramento Land and Home
11638 Fair Oaks Blvd, Ste 210
Fair Oaks, CA 95628
Just One Look? NoWay.
Christoffer W. James
Live Oak Realty
2756 E. Bidwell Street
Folsom, CA 95630
It takes a lot more than that. A CREIA Inspector member does a thorough,
independent visual examination of the physical structure and systems of a
home. Qualified Inspector members of the California Real Estate Inspection
Association (“CREIA”), a nonprofit industry and consumer organization, are
tested professionals who adhere to CREIA’s Standards & Code of Ethics. When
you’re looking for an inspector in California, look for the CREIA logo. Contact
CREIA to locate a qualified Inspector in your area.
Kathi S. Johnson
Gold Valley Real Estate
6661 Florin Rd
Sacramento, CA 95828
Ritchie S. Jones
RE/MAX Gold Sacramento
550 Howe Avenue # 100
Sacramento, CA 95825
www.CREIA.org
800/388-8443
Samuel J. Jordan
AtHome Realty
7311 Greenhaven Drive, Ste 207
Sacramento, CA 95831
Look for the
online locator button for
a quick listing
Zille H. Khan
Lyon RE Folsom
150 Natoma Station Dr, Ste 300
Folsom, CA 95630
Continued on page 6
JL11_0702 7/22/05
The Symbol of
Professionalism
in the
California
Real Estate
Inspection
Industry
11:58 AM
Page 1
Walter E. Gates
GreatWest GMAC Real Estate
3604 Fair Oaks Blvd, Ste120
Sacramento, CA 95864
Jack W Glueck
1st American Realty
5740 Windmill Way, Ste 1
Carmichael, CA 95608
Karoliegh M. Gonzalez
Davis & Davis Associates
6151 Fair Oaks Blvd, Ste 1
Carmichael, CA 95608
Yvette M. Goodwin
RE/MAX Gold Sacramento
550 Howe Avenue # 100
Sacramento, CA 95825
Tiffany K. Ha
Coldwell Banker-Dunnigan
9165 Elk Grove-Florin Rd #90
Elk Grove, CA 95624
Shahram Sha Halimi
Cook Real Estate
2220 Watt Avenue
Sacramento, CA 95825
Shahwali Helmand
RE/MAX Gold Elk Grove
8694 Elk Grove Blvd, Ste 9
Elk Grove, CA 95624
Michael R. Hendsbee
American Heritage R.E. Srvs
120 Blue Ravine Rd. Ste 5
Folsom, CA 95630
80% less
mortgage
paperwork.
And competitive rates.
Meg L. Hobbs
Keller Williams Realty
391 Howe Ave
Sacramento, CA 95825
( We knew you’d like that.)
Randolph K. Hommel
Espinosa & Associates R E
6410 Scenic Oak Court
Carmichael, CA 95608-1125
Shelia Howell
Executive Realtors
2020 Hurley Ste 245
Sacramento, CA 95825
John T. Huynh
Coldwell Banker All State Home
8011 Elsie Ave
Sacramento, CA 95828
Janet A. Hyde
Prudential CA Realty
1819 K Street, Ste 100
Sacramento, CA 95814
Brett K. Hypolite
WonderAgents, Inc.
1075 E Brokaw Rd
San Jose, CA 95131
Rebecca E. Icelow
Century 21 Landmark R. E.
8240 Calvine Road, Ste E
Sacramento, CA 95828
Kim L. Imus
Lyon RE Fair Oaks
6815 Madison Ave
Fair Oaks, CA 95628
Josephine Jackson
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Nancy L. Jackson
ERA Town and Country RE
P.O. Box 1225
Rancho Murieta, CA 95683-1225
4 Sacramento REALTOR® • March 2006
So if you’d like more information, call today.
Bank of America Mortgage
Sacramento Sales Office
916.364.2540
8880 Cal Center Drive #270
Sacramento, CA 95826
Not all applicants will qualify for reduced paperwork benefits.
All credit is subject to approval, normal credit standards apply.
Bank of America, N. A., Member FDIC, Equal Housing Lender
©2002 Bank of America Corporation
BOAA-0702
Sacramento REALTOR® • March 2006 5
New Members
Continued from page 4
Jenifer L. Klarfeld
Pacific Coast Realty
151 Sunrise Blvd Suite 713
Roseville, CA 95661
Edward F. Kroesing
ZipRealty, Inc.
7311 Greenhaven Dr #206
Sacramento, CA 95831
Chona J. Lawless
RE/MAX Gold of Gold River
2095 Golden Centre Ln, Ste 30
Gold River, CA 95670
Max C. Lazo Jr.
Better Homes Realty/North Vlly
11721 Fair Oaks Blvd
Fair Oaks, CA 95628
Nicole A. Lee
Coldwell Banker All State Home
830 Jefferson Blvd, Suite 10
West Sacramento, CA 95691
Ann Marie D. Ljubisavljevic
Lyon RE Sierra Oaks
2580 Fair Oaks Blvd. Ste 20
Sacramento, CA 95825
Vickie E. Lombardi
Century 21 Select Real Estate
7919 Pebble Beach Dr, Ste 101
Citrus Heights, CA 95610
Tara A. Lusk
Keller Williams Realty
391 Howe Ave
Sacramento, CA 95825
Elizabeth A. Lynch
Coldwell Banker-Res R E Srv
5750 Sunrise Blvd., Suite 100
Citrus Heights, CA 95610
Melody S. Maduli
VGC Real Estate Group
9240 Laguna Springs Dr., #101
Elk Grove, CA 95758
Richard Martin Sr.
Better Homes Realty/North Vlly
11721 Fair Oaks Blvd
Fair Oaks, CA 95628
Katholyn J. Mathis
Fidelity Capital Properties
1180 Iron Point Rd, Ste 250
Folsom, CA 95630
Lindsey C. Morin Mondragon
Code 3 Realty & Mortgage, Inc
3000 T Street Ste 101
Sacramento, CA 95816
Cindy L. O’Neal
Century 21 Landmark R. E.
8240 Calvine Road, Ste E
Sacramento, CA 95828
Mark A. Reyes
Landmark Properties
9632 Emerald Oak Drive, Ste K
Elk Grove, CA 95624
Michele L. Matsumoto
The Souza/Sasse Group
9024 Elk Grove Blvd
Elk Grove, CA 95624
Eyasu Mulatu
Sycamore Homes, R.E. Division
2020 Hurley Way, Ste 485
Sacramento, CA 95825
George L. O’Neil
Real Estate Forum, The
8300 Fair Oaks Blvd # 100
Carmichael, CA 95608
Maria Rico Nambo
Global One Realty
6911 Stockton Blvd Ste 500A
Sacramento, CA 95823
Arnulfo M. Mayo
AtHome Realty
7311 Greenhaven Drive, Ste 207
Sacramento, CA 95831
Reed D. Nail
Steele Realty & Invest, Inc
8900 Grantline Rd
Elk Grove, CA 95624
Iosif Padurets
NorCal Real Estate
7844 Madison Avenue, Ste 106
Fair Oaks, CA 95628
Charles R. Robertson
Coldwell Banker-Res R E Srv
8890 Elk Grove Blvd.
Elk Grove, CA 95624
Mary A. McCall
Keller Williams Realty
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Serapio M. Nambo
AM Realty and Mortgage
8715 Whitehouse Road
Elk Grove, CA 95758
Ofelia Palachuk
Coldwell Banker All State Home
8011 Elsie Ave
Sacramento, CA 95828
Andrea M. Robinson
Realty World-Franklin RE Group
1002 River Rock, Ste 221
Folsom, CA 95630
Arnulfo Medina
Lyon RE Natomas
2400 Del Paso Rd Ste 195
Sacramento, CA 95834
Sarah J. Nash
Parkside Property
155 15th Street
West Sacramento, CA 95691
Anna M. Parker
Sacramento R. E. Network, Inc.
18 Business Parkway
Sacramento, CA 95828
Kirk A. Rowert
ERA Town and Country RE
P.O. Box 1225
Rancho Murieta, CA 95683-1225
Nikki Melgoza
Realty World A+ Real Estate
7840 Madison Ave, Ste 145
Fair Oaks, CA 95628
Salvador Navarro
Paragon Real Estate
5306 Nesting Place
Rocklin, CA 95677
Stacy A. Peacher
Coldwell Banker All State Home
830 Jefferson Blvd, Suite 10
West Sacramento, CA 95691
Anthony J. Salcedo
Pipeline Real Estate
1033 S Street, Suite 300
Sacramento, CA 95814
Cystal R. Melson
Realty World-Sterling Calif.
702 Sutter Street, Ste D
Folsom, CA 95630
Kimberly L. Nelson
Century 21-All Professional
1520 River Park Drive
Sacramento, CA 95815
Lori J. Phelan
Davis & Davis Associates
6151 Fair Oaks Blvd, Ste 1
Carmichael, CA 95608
Soudabeh S. Salek
Keller Williams Realty
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Gary E. Milter
All Stop Mortgage & R E Serv.
2831 Fruitridge Road, Ste # J
Sacramento, CA 95820
Thien (Anne) Thi Nguyen
RE/MAX Gold Elk Grove
8694 Elk Grove Blvd, Ste 9
Elk Grove, CA 95624
Jonathan H. Plumer
Davis & Davis Associates
6151 Fair Oaks Blvd, Ste 1
Carmichael, CA 95608
Richard J. Saltzman
1st American Realty
5740 Windmill Way, Ste 1
Carmichael, CA 95608
John D. Mixon
Mack J McBeth Realty
7000 Franklin Blvd, Ste 310
Sacramento, CA 95823
Maria T. Nguyen
Century 21 Select Real Estate
4805 Laguna Blvd., Ste 103
Elk Grove, CA 95758
Brandon S. Polk
Keller Williams Realty
4180 Truxel Road #150
Sacramento, CA 95833
Ronald P. Sampe
Coldwell Banker-Res R E Srv
5034 Sunrise Blvd
Fair Oaks, CA 95628
Carol L. Mondine
Holsum Realty
4619 Auburn Blvd, Ste G
Sacramento, CA 95841
Maria C. Nishimura
Coldwell Banker-Res R E Srv
2450 Del Paso Road
Sacramento, CA 95834
Anna E. Portillo
Provident R E & Investments
300 Harding Blvd., Ste 102
Roseville, CA 95678
Annjeet (Anna) Sangha
Century 21 Select Real Estate
4805 Laguna Blvd., Ste 103
Elk Grove, CA 95758
Shahriar S. Monfared
Coldwell Banker-Res R E Srv
2450 Del Paso Road
Sacramento, CA 95834
Shaunda L. Oates
Lyon RE Folsom
150 Natoma Station Dr, Ste 300
Folsom, CA 95630
Lynette C. Pray
Real Estate America
PO Box 293196
Sacramento, CA 95828
Albert J. Saporito
Community One Financial Serv
39350 Civic Center Dr. Ste 300
Fremont, CA 94538
Erika L. Monterroza
Su Casa Realty
3820 Auburn Blvd., #81
Sacramento, CA 95821
Rotimi A. Oladejo
Amity Real Estate Service
3811 Florin Road Ste 10
Sacramento, CA 95823
John L. Pride
Prudential CA Realty
7801 Laguna Blvd., Suite 100
Elk Grove, CA 95758
Gregory P. Schiro
RE/MAX Gold of Greenhaven
7410 Greenhaven Drive Ste 105
Sacramento, CA 95831
Continued on page 7
6 Sacramento REALTOR® • March 2006
New Members
Continued from page 6
Mohammed A. Shakeel
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Bakhshish Singh
WonderAgents, Inc.
1075 E Brokaw Rd
San Jose, CA 95131
Kulbindar J. Singh
Coldwell Banker All State Home
8011 Elsie Ave
Sacramento, CA 95828
Linda L. Siqueido
Century 21-All Professional
711 East Bidwell, Ste 2
Folsom, CA 95630
Rizalyn A. Smith
Gateway Mortgage, Inc.
6233 Mack Road
Sacramento, CA 95823
Preetika Sodhi
WonderAgents, Inc.
1075 E Brokaw Rd
San Jose, CA 95131
Sheldon M. Steele
Steele Realty & Invest, Inc
8900 Grantline Rd
Elk Grove, CA 95624
Sharon R. Tawlks
Davis & Davis Associates
2237 Douglas Blvd Suite 125
Roseville, CA 95661
Nancy J. Victor
Superior Realty & Investments
1184 35th Ave
Sacramento, CA 95822
Aaron T. Stypes
Sierra View Real Estate
8099 A Greenback Lane
Citrus Heights, CA 95610
Joanna Thompson
Coldwell Banker-Res R E Srv
9250 Laguna Springs Drive
Elk Grove, CA 95758
Joseph V. Villaflor
Golden Valley Financial
2530 J Street, Ste 320
Sacramento, CA 95816
Kellie L. Swayne
Dunnigan Assoc
4215 Freeport Blvd
Sacramento, CA 95822
Antonio Torres
RE/MAX Gold of Greenhaven
7410 Greenhaven Drive Ste 105
Sacramento, CA 95831
Patricia A. Violette
Century 21-Haley & Assoc, Inc
4444 Manzanita Ave, Ste 6
Carmichael, CA 95608
Martin A. Swingle
Help-U-Sell West Sacramento
1510 Merkley Avenue, Ste 9B
West Sacramento, CA 95691
Dat B. Tran
Global One Realty
6911 Stockton Blvd Ste 500A
Sacramento, CA 95823
Christopher J. Walker
Enterprise Real Estate
3000 T Street #202
Sacramento, CA 95816
Joanne Tan
Keller Williams Realty
2600 E. Bidwell St., Suite 150
Folsom, CA 95630
Sean S. Tyree
Kraft Real Estate
8121 Madison Ave, Ste A-1
Fair Oaks, CA 95628
Leahe D. Webb
Choice Real Estate Group
101 Parkshore Drive Suite 100
Folsom, CA 95630
Tina M. Tavalero
Pacific Equity Properties
101 Parkshore Drive, # 100
Folsom, CA 95630
Raul J. Venzon
Global One Realty
4040 Lennane Dr
Sacramento, CA 95834
Brenda D. White
Sierra View Real Estate
8099 A Greenback Lane
Citrus Heights, CA 95610
Brian Williams
Lyon RE Folsom
150 Natoma Station Dr, Ste 300
Folsom, CA 95630
CLIENTS TRYING TO TRIM YOUR COMMISSION?
WE CAN HELP! TELL THEM YOU WILL…
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…WHEN THEY GO DIRECT TO your HOME LOAN CENTER
IN SACRAMENTO CREDIT UNION.
AVOID THE COSTLY “MIDDLEMAN TRAP” Last year many Sacramento area homebuyers paid too
much in fees for their home loan. They paid extra because they made the mistake of using a middleman. Everyone
knows a middleman must get paid…thousands of dollars on every mortgage loan.
Your clients can AVOID paying extra for their next mortgage loan by eliminating the costly middleman. GO DIRECT to
the source…GO DIRECT to your Home Loan Center in Sacramento Credit Union. As a direct lender, you can trust Sacramento Credit Union to give your clients an honest home loan. We’ve been lending money to Sacramento residents
for more than 70 years!
• A variety of flexible, low-cost loan programs to fit
your needs 15-, 20, 30, and 40-year fixed rate mortgages,
100% first mortgages, and 3/1, 5/1 and 7/1 adjustable rate mortgages. Interest only and Option ARM mortgages and many more.
• Competitive mortgage rates and terms you can
count on Unlike middlemen, we don’t charge any “add-on”
fees—just our flat processing fee of $590.We also have
preferred rates with our appraisers and title company to save
you even more money!
• Local decision-making and personalized service
You can meet personally with your loan consultant to discuss
your lending needs and get frequent updates throughout the
loan process period. You can even meet personally with the loan
underwriters who make the loan approval decision.
• Fast application and loan approval process Because
decisions are made locally, our loan process is faster compared
to companies that require multiple levels of approvals from other
cities or states.
• Frequent loan status updates to keep you in touch
Enjoy ongoing and direct contact with your loan consultant and
check on your loan status 24/7 via our website scuhome.com.
Kenneth W. Williams
The Sacramento Cornerstone RE
2020 Hurley Way Suite 245
Sacramento, CA 95825
Terri R. Wright
Novella Garcia Real Estate Inc
740 M Street
Rio Linda, CA 95673
Harry Yao
R & R Financial & Realty
P O BOX 653
Davis, CA 95617
Mia Yee
First National Real Estate
7467 Rush River Drive
Sacramento, CA 95831
Jocelly H. Yip
Su Casa Realty
3820 Auburn Blvd., #81
Sacramento, CA 95821
Pearline Yocum
VGC Real Estate Group
9240 Laguna Springs Dr., #101
Elk Grove, CA 95758
Danielle M. York
ERA Realty Center
2505 East Bidwell
Folsom, CA 95630
Thomas J. Zeigler Jr.
Cooper & Associates
9630 Bruceville Rd #107
Elk Grove, CA 95757
Nadia Zierke
Coldwell Banker-Res R E Srv
9250 Laguna Springs Drive
Elk Grove, CA 95758
New Broker Associates
Ronn Kaiser
Centex Homes Realty
3300 Douglas Blvd, Suite 270
Roseville, CA 95661
New Designated REALTORS®
Amber R. Bell Lashley
A.Rochelle Bell, Inc.
1420 E. Roseville Pkwy
Roseville, CA 95661
Catherine M. Cruz
Cruz Realty
2390 Maritime Drive, Suite 110
Elk Grove, CA 95758
David Dastagir
Evergreen Mortgage & Realty
2124 Blake Stree Ste 7
Berkeley, CA 94704
Raymond R. Delarosa
Raymond Delarosa
9702 Silvertrail Lane
Elk Grove, CA 95624
CALL OUR LOAN EXPERTS TODAY
Marshall D. Goins
Prospect Real Estate
9401 E Stockton Blvd., Ste 225
Sacramento, CA 95829
KIMBERLY REILLY
(916) 224-7677
FOLGER M. EMERSON
(925) 389-6258
DAVID YAFFEE
(916) 719-0224
( 9 1 6 ) 4 4 1 - L OA N • s c u h o m e. c o m
Ask for our 7 Secrets to Saving Time
and Money on home loans!
Abbie Higashi
ZipRealty, Inc.
7311 Greenhaven Dr #206
Sacramento, CA 95831
Continued on page 8
©2006 Sacramento Credit Union
Sacramento REALTOR® • March 2006 7
New Members
Continued from page 7
Nicholas Maloof
Nicholas Maloof
3825 Brownson Street
Sacramento, CA 95821
Gayle A. McCutchan
Gayle McCutchan, Broker
104 Catlin Court
Folsom, CA 95630-4934
June D. Nguyen
Goldmax Realty
8276 Crystal Walk Circle
Elk Grove, CA 95758
Warren W. Quann
Warren Quann
1730 L Street, Suite 2
Sacramento, CA 95814
Mukesh Sharma
Mukesh Sharma REALTOR
15-A Quinta Court
Sacramento, CA 95823
William R. Shower
William Shower, Broker
1112 Jefferson Blvd.
West Sacramento, CA 95691
Michael A. Soto
MAS Real Estate Investment Srv
94 Covered Bridge Road
Carmichael, CA 95608
Hong X. Vo
Silvercreek Realty
4997 Gardenside Place
San Jose, CA 95138
New Affiliate Members
Lindsay S. Applegate
Innovative Energy Ideas
4804 Brompton Court
Carmichael, CA 95608
Sadie J. Benson
New World Commercial Lender
5120 Robert Mathews Pkwy Ste 2
El Dorado Hills, CA 95762
Mary C. Kasch
Certification Business Mgt
11160 Sun Center Dr
Rancho Cordova, CA 95670
Chris J. Oskiera
New World Commercial Lender
5120 Robert Mathews Pkwy Ste 2
El Dorado Hills, CA 95762
Diana M. Burbano
Diane M Burbano
1522 Alyssum Way
Roseville, CA 95747
Ronald S. Lang
New World Commercial Lender
5120 Robert Mathews Pkwy Ste 2
El Dorado Hills, CA 95762
Christian Peragallo
HomeCheck Inspections, LLC
2524 Marshall Ave
Sacramento, CA 95818
Jeffery A. Colbert
Sierra View Financial Corp
8788 Greenback Lane, Ste 104
Orangevale, CA 95662
Geoffrey Lewis
SAFE Credit Union
3720 Madison Ave
North Highlands, CA 95660
Kimberly Reilly
Sacramento Credit Union
800 H Street
Sacramento, CA 95812
Don Collins
SAFE Credit Union
3720 Madison Ave
North Highlands, CA 95660
Frederick R. Ludeman
Sierra View Financial Corp
8788 Greenback Lane, Ste 104
Orangevale, CA 95662
Darcey K. Schmelzer
Cornerstone Title Company
440 Drake Circle #110
Sacramento, CA 95864
Mark Craig
Real Estate Buyer’s Guide
2110 K St
Sacramento, CA 95816
Scott Malone
SAFE Credit Union
3720 Madison Ave
North Highlands, CA 95660
Colleen Tiner
Tiner Appraisals
P.O. Box 5052
Fair Oaks, CA 95628-5052
Folger M. Emerson
Sacramento Credit Union
800 H Street
Sacramento, CA 95812
Randy Manowski
SAFE Credit Union
3720 Madison Ave
North Highlands, CA 95660
Samantha Toronto
HomeGuard, Inc
231-B Lathrop
Sacramento, CA 95815
Anthony D. Gayner
New World Commercial Lender
5120 Robert Mathews Pkwy Ste 2
El Dorado Hills, CA 95762
Chuck Meng
GMAC Mortgage
9250 Laguna Springs Ste 220
Elk Grove, CA 95758
Christine R. Wagner
CoopNet
9112 Ivy League Circle
Orangevale, CA 95662
Matt Glasco
SAFE Credit Union
3720 Madison Ave
North Highlands, CA 95660
Brad Nakanishi
GMAC Mortgage
9250 Laguna Springs Ste 220
Elk Grove, CA 95758
J. Martin Walsh
EPY
4531 Hillview Way
Sacramento, CA 95822
Janet M. Hause
Hause Appraisals
11657 New Albion Way
Rancho Cordova, CA 95670
Chris Opfer
GMAC Mortgage
9250 Laguna Springs Ste 220
Elk Grove, CA 95758
David Yaffee
Sacramento Credit Union
800 H Street
Sacramento, CA 95812
Lori Jones
GMAC Mortgage
9250 Laguna Springs Ste 220
Elk Grove, CA 95758
Rodney Osborne
GMAC Mortgage
9250 Laguna Springs Ste 220
Elk Grove, CA 95758
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8 Sacramento REALTOR® • March 2006
SAR Salutes Monthly Sponsors
MASTERS CLUB EVENTS
Featuring The Annual Awards
Luncheon
“Success in a Changing Market” made
for successful Educational Roundtables
Countrywide Home Loans –
February Sponsor
Washington Mutual –
June Sponsor
A QUALIFIED 1031 EXCHANGE INTERMEDIARY
“Trust Your
Exchange to
the National
Leader”
•
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•
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Nationwide Exchange Services
Forward and Reverse Exchange Expertise
Legal Counsel on Staff
Seminars - Newsletter Updates
Free Consultation and Review
Secure Funds Guaranteed by:
“The First American Corporation”
Debra Culbertson
Vice President
Director of Marketing
Kim Nettleman
San Jose
Account Manager
On February 3rd, Masters Club President
Elect, Doug Covill, with his Educational
Roundtable sub-committee, sponsored
another very successful annual Educational
Round table program. The event was widely
attended and featured the theme “Success in
a Changing Market.” Attendees remarked
that the four workshops, the presenters,
and the panelists, were highly informative
and very motivational. The four workshops
were given by Kathy Chigbrow, Bruce
Slaton, Derek Kirk and Michael Brickner.
The lively forum discussion was moderated by Carlos Kozlowski, and the panelists
included Jon Nastro, Barbara Harsch, Nick
LaPlaca and Tina Deller. This annual event
allows all REALTORS®, not just Masters
Club Members, to gain insight and knowledge from some of the area’s most successful REALTORS®.
Masters Mix at the Sutter Club
The beautiful Sutter Club was the scene
of the Winter Masters Club Network Mixer
on Thursday, February 16th. As usual, the
food was wonderful. Masters Club members enjoyed an historic atmosphere to network and catch up with old friends. This
year’s event also featured vocalist, Valerie
Weinberg, with piano accompaniment, lending a cabaret feeling to the event. Masters
Club President, Linda Bennett, had the
distinct honor of presenting flowers to a
very special “charter” member of Masters
Club, Evelyn Morgan. After decades of
top performance and outstanding professionalism in the real estate industry, Evelyn
announced her retirement, at the young age
of 94. Evelyn, in addition to being one of
the founding members of Masters Club, has
also been a past President of Masters Club.
She holds the distinction of “Outstanding
Life Member” and has agreed not to forget
us as she retires.
Annual Awards Luncheon set for end
of March
If you are a Masters Club Member,
please mark your calendar for March 31,
2006, for the annual Masters Club Awards
Luncheon. The luncheon will be held at
the Sheraton Grand Hotel and promises
to be an exciting and fun event. Steering
Committee Members have been busy since
the beginning of the year processing all of
the Masters Club applications, in preparation for this important event. Each year,
Masters Club welcomes its new Members
and rewards its existing Members for their
outstanding sales levels for the prior year.
This year’s event is entitled “The Year of
the Doug” and will feature an exciting Asian
theme. Doug Covill will be installed as the
new President for the Masters Club along
with the year’s new Steering Committee
Members.
Michele MacMartin Nicole M. De Santis
East Bay
Sacramento
Account Manager
Exchange Counsel
www.firstam.com/1031
Call Today - 800.833.4343
RETIRING CHARTER MEMBER EVELYN MORGAN IS HONORED AT THE SUTTER CLUB MIXER
Sac 1st Mortgage and Friends Raise
$10,000 for CARE and Charity
Sac 1st Mortgage recently held its spirited
cabaret-themed event, Cabernet Under the Stars
and raised $10,000 for charity in the process.
The event is an evening of food, wine, cabaret
show, and silent auction.
The event was attended by 300 people from
the industry and community. $6,000 in proceeds was donated to C.A.R.E (Catastrophic
Aid for Real Estate). Another $4,000 was
donated to S.A.F.E, a local organization that
assists those who cannot afford to participate in
school activities.
Co-sponsors of the event included Davis
& Davis Real Estate, North American Title,
Fidelity National Title, Financial Title, Keller
Williams Realty and Gallaway Commercial.
This is the second year Sac 1st Mortgage
Charitable Foundation has joined other Real
Estate leaders to sponsor a charity fundraiser
party. Sac 1st Mortgage formed its charitable
foundation in 2003 specifically to help local real
estate charities and other community causes.
The Foundation plans more fundraisers in
2006. If you are interested in learning more
about how you can participate, please contact
Sac 1st at 916-486-6500.
Sacramento REALTOR® • March 2006 9
Government
Watch
Issues, Programs, Slogans, and Money
Over
the
years
SAR
leadership
and
staff
have used the
various SAR
publications
Public Affairs
to keep the
Legislative Advocate
Membership
informed
regarding
local governmental issues and have, on a
somewhat frequent basis, used these same
publications to motivate our Membership to
contribute to our political programs.
Eric
Rasmusson
SAR and C.A.R.’s political program tool
“Political Survival Fund” has been changed
and is now called the “REALTOR® Action
Fund” (RAF). Call them what you will,
the end game remains the same. Your contributions to the SAR PAC’s allow SAR
leadership and staff to be in a position to
make sure that the REALTOR® voice is
heard loud and clear in the County Building
and various City Halls within SAR’s
jurisdiction.
SAR has managed to keep point of sale
retrofit proposals from becoming law as it
In the 80’s the issues surrounded growth
and the push to stop it or slow it. More
recently, issues seem to focus more on
how to deal with some of the impacts of
the growth that took place back then. SAR
has found itself deeply involved in air
quality, transportation, education, affordable housing and flood control issues and
discussion in recent years. Always, an eye
is kept out for issues that will increase
a REALTOR’S® liability exposure. What
we referred to as property rights back then
might be discussed in a bit different light
now, though still carefully protected.
seems every year there is a new laudable
public goal that is proposed to be placed on
the backs of only those people choosing to
sell their homes. Laws that create a short list
of “reasons” why landlords can terminate a
residential tenancy have also been avoided
due in large part to SAR’s political work.
Looming on the horizon are proposals in
several cities and the county which would
require rental housing to be inspected periodically. Increased local disclosure requirements are also being discussed. The use of
open house signs is always under scrutiny
and will require SAR’s action.
As we enter these discussions and fight
for what is right please consider President
Leigh Rutledge’s request for your support. $197.00 is all that is asked of each
REALTOR® and it will allow us to be
effective advocates on your behalf.
And the latest REALTOR® political
slogan? “$197.00, The True Cost of Doing
Business.”
Truer words may have never been
spoken.
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Legislative Committees dealt in detail
with issues and then became forums for discussion. They have now come back strong
to act as a watchdog, identifying important
issues and helping develop the strategy to
deal with them.
��������������������
The issues may have adjusted and
morphed over the years but the same old
political slogans that SAR chanted in the
80’s and 90’s still mean as much today
as they did then. Perhaps more. “Get into
politics or get out of business” and “If
you’re not part of the solution, you’re part
of the problem” are two of my personal
favorites. These were used many years ago
by REALTOR® organizations to motivate
their Membership to contribute to political
programs.
����������������������
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Affiliate/Finance Report
��������������������������������
by Sherri Radovich, Affiliate/Finance Chair
����������������������������
About the Market:
Twice a year, the Fed Chair speaks to the
House Financial Services Committee. Ben
Bernanke, who replaced Alan Greenspan,
delivered his first report on the state of the
economy. He indicated that more rate hikes
will be needed to keep prices in line. Even
though it appears inflation may be a concern, by managing it in this way, long term
rates actually stay lower.
Talk to Your Lender About:
CALFHA Loans - these loans offer the
first time home buyer’s 100% financing
with 30-year fixed rate loans at 5.50%.
They also have a 35-year loan with the first
5 years Interest Only at 5.75% and the last
30 years fully amortized at the same rate.
The income maximum for a household
size of one to two persons is $76,920.00
and three or more persons are $89,740.00.
The maximum purchase price allowed in
Sacramento County is $429,620.00. You
have a buyer that fits this program!
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10 Sacramento REALTOR® • March 2006
ETHICS CORNER
CODE OF ETHICS ARTICLE 4
REALTORS® shall not acquire an interest in or buy or present offers from themselves, any member of their immediate
families, their firms or any member thereof,
or any entities in which they have any
ownership interest, or any real property
without making their true position known
to the owner or the owner’s agent or broker.
In selling property they own, or in which
they have any interest, REALTORS® shall
reveal their ownership or interest in writing
to the purchaser or the purchaser’s representative. (Amended 1/00)
CASE INTERPRETATION: Case #4-4:
Responsibility for Subordinates (Revised
Case #13-6 may 1988. Transferred to Article
4 November, 1994, Revised November,
2001.)
(Copywrite National Association of
REALTORS®, Reprinted from www.realtor.org with
permission ).
REALTOR-ASSOCIATE® B, a sales
associate in REALTOR® A’s office, exclusively listed a suburban house and subsequently convinced the seller to accept
$20,000 less than the listed price. Several
weeks after the transfer to title, the seller
filed a written complaint with the Board,
charging REALTOR-ASSOCIATE B with
a violation of Article 4 in that REALTORASSOCIATE B had sold the property to his
mother without disclosing this relationship
to his client, the seller, and that REALTORASSOCIATE® B got the price reduced for
his mother’s benefit.
The complaint was reviewed by the
Grievance Committee which, with the complainant’s concurrence, named REALTOR®
A as an additional respondent.
At
the
hearing,
REALTORASSOCIATE® B stated that he saw nothing wrong in selling the property to his
mother and that the seller would have
accepted the contract at the reduced price,
even if the buyer had not been REALTOR-
ASSOCIATE® B’s mother. REALTOR®
A stated that REALTOR-ASSOCIATE®
B was an independent contractor licensed
with him. REALTOR® A acknowledged
that he was accountable under the Code
for the actions of other REALTORS® and
REALTOR-ASSOCIATES® associated
with him but shared with the panel information on his firm’s orientation program. He
noted that he required each licensee joining his firm to complete board-sponsored
Code training. In addition, he required
everyone in his firm to read Professionalism
in Real Estate Practice, and produced a
form signed by REALTOR-ASSOCIATE®
B stating that he had carefully read and
understood his personal obligation under
the Code of Ethics.
The panel found that REALTORASSOCIATE® B should have made his
relationship to the buyer, his mother, unmistakably clear to the seller. He should have
disclosed in writing that the buyer was his
mother so there would have been no misunderstanding.
The Hearing Panel found REALTORASSOCIATE® B in violation of Article 4.
The Hearing Panel noted that
REALTORS® are not presumed to be in
violation of the Code of Ethics in cases
where REALTORS® or REALTORASSOCIATES® associated with them are
found in violation. Rather, their culpability,
if any, must be determined from the facts
and circumstances of the case in question. It
was the conclusion of the Hearing Panel that
REALTOR® A had made reasonable efforts
to ensure that REALTOR-ASSOCIATE®
B was familiar with the Code and its
obligations, and that it would have been
unreasonable to expect REALTOR® A to
have known the purchaser was REALTORASSOCIATE® B’s mother. Consequently,
REALTOR® A was found not to have
violated Article 4.
Here’s to Your Health
– Attend SAR’s Spring
Health Fair
With the growing public interest in
health, SAR is excited to announce we
are hosting a health fair during the Main
Meeting on April 4th. It will be held in
the Mack Powell Auditorium at SAR from
8:30-11:00am (please note extended time).
We encourage all SAR Members to attend
and learn about numerous different health
issues, from keeping yourself healthy
to expanding research to curing deadly
diseases through donations. Some of the
many organizations that will be featured
include the Leukemia and Lymphoma
Society, the American Cancer Society,
Bloodsource, the California International
Marathon, the Susan G. Komen Breast
Cancer Foundation, and the American
Diabetes Association.
Ames-Grenz
Insurance Services will also be present
for information regarding the insurance
policies offered to you as an SAR Member.
Members will also have an opportunity to
sign up on the SAR Team for the RACE
FOR THE CURE on May 13th 2006, a 5K
walk or run.
Health Fair featured speaker is Helen
Klein, an extraordinary 80-year-old athlete
who has completed 59 marathons and 132
ultra-marathons. Just last December she
shattered the world marathon best for her
age-group. Aside from that, she holds
many other race records. She is a great
inspiration to anyone interested in staying fit and healthy. Make it a point to hear
Helen’s presentation.
There will also be a blood drive during
the fair, which runs from 9:00am-1:00pm.
We encourage everyone to donate blood to
help those who need it, from accident victims to cancer patients, they will be thankful to know that someone cares. If you are
interested in signing up please contact Tippi
Nicholson at snicholson@sacrealtor.org.
SAR is excited to let you know of a
great opportunity available to you following the health fair. Precision Ultrasound
will offer Accurate Health & Wellness
Screening in the SAR President’s Room
upstairs from 11:00am-5:00pm.
The
screenings are designed to detect masses,
stones, aneurysms, etc with 100% safe
ultrasound. Anyone who is interested in a
wellness screening, please contact Precision
Ultrasound, at (877) 487-7324, to schedule
your appointment. The cost for the screenings run from approximately $195-$325.
Healthy REALTORS® make more
effective, happier REALTORS®. Please
make an effort to attend.
Sacramento REALTOR® • March 2006 11
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Sacramento REALTOR® • March 2006 13
SAR Educational Offerings
For complete details of currently scheduled classes, visit www.sacrealtor.org/education.
To register for classes, visit ims.sacrealtor.org.
If you have questions, call Traci Sarria, 437-1202
Sales and Life Mastery
VIDEO SEMINARS
Friday, March 17
10:00am – 12noon
SAR Mack Powell Auditorium
Cost: $10 if paid by March 14;
$15 after that date
Sponsored by SAR and REVEI
Video seminars are worth 3 DRE credits. They cost $16/members; $25/nonmembers.
No reservations necessary.
• Uncover your winning edge by seeing the unlimited possibilities of your
potential
• Choose the road to mastery
• How to build yourself into a spirited
sales professional
• Drive your efforts to ensure the close
CRS 206 – Technology to Advance
Your Business
Wednesday and Thursday,
March 22 & 23
Wednesday – 8:00 – 8:30am
Registration; 8:30am-5:00pm
Presentation
Thursday – 8:30-4:00pm Presentation
Cost: $285 when paid before 3/14/06;
$310 after
Skills you can apply immediately:
• Using a contact manager
• Creating printed and multimedia
presentations
• Online services, e-mail and the
internet
• Improving time management
Disclosure by Design
CALIFORNIA’S #1 SEMINAR ON
“RED FLAG” DISCLOSURE
Wednesday, March 29
9:00am – 12noon
SAR Mack Powell Auditorium
$10 if paid by March 27; $15 after
that date
• The 5 absolute best disclosure strategies
• The most common TDS errors & how
to avoid them
• Apply risk management principles to
every transaction
• “Red flag” photo review
Trust Fund Handling*
Thurs., March 2
12:30pm
Trust Funds
Ethics & Professional Conduct*
Tues., March 7
9:30am
Ethics
Agency Relationships*
Thurs., March 9
12:30pm
Agency
Fair Housing*
Tues., March 14
9:30am
Fair Housing
Win Win Negotiating
Thurs., March 16
12:30pm
Consumer Service
Principles of Appraisal
Tues., March 21
9:30am
Consumer Protection
Procuring Cause
Thurs., March 23
12:30pm
Consumer Protection
Empowering Strategies
Tues., March 28
9:30am
Consumer Service
Foreclosure
*Testing required after these courses
Thurs., March 30
12:30pm
Consumer Protection
WINForms Training
Wednesday, March 29
9:00am – 12noon
SAR Mack Powell Auditorium
$10 if paid by March 27; $15 after
that date
Learn both Desktop Basic and Advanced
Features
Accredited Seller
Representative Class
Wednesday & Thursday, April 5-6
SAR Mack Powell Auditorium
Cost: $295 if paid by March 31
· Earn the nationally recognized
ASR® designation (Accredited Seller
Representative)
·
Learn California state law regarding
duty, disclosure and documentation
requirement
·
Learn street skills to begin practicing
seller agency immediately
·
Learn how to make an effective listing presentation to a seller, how to
discuss and document your fees, how
to reduce your risk through diligence,
and how to use merit negotiating to get
to closing
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Playing with the Big Boys & Girls
in Real Estate
Tuesday, April 18
9:00-12noon
SAR Mack Powell Auditorium
Cost: $10 if paid by April 14; $15
after that date
Playing with the Big Boys & Girls in
Real Estate provides a potent and concen-
trated look into the minds of the country’s
top residential professionals. Debra will
share the vital research results revealing
what they have in common, and how they
run their business that will inspire you and
help you take your own business to a “bigger suite with a better view.” Whether you
are a novice or a master of real estate sales,
there is something for you to learn from this
seminar.
You will learn how these Superstars
implement:
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Marketing that works
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Outstanding customer service that
makes you stand out from others
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Specific actions that deliver the most
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•
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About the Instructor Saul Klein:
•
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Don’t miss NAR’s free e-PRO Workshop,
presented by Saul Klein, President of
InternetCrusade®. Saul, selected as one
of the 25 most influential people in the
real estate industry by NAR® in 2003, will
teach you technology tips that will immediately help differentiate you from your
competition!
Also, hear the latest market trends.
Debra Pestrak is an expert on top producers, a professional speaker, author, and
coach. She is past president of the National
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highly educational and inspirational seminar was featured at C.A.R.’s 2005 annual
Expo.
Sharpen your e-skills! Real
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Intro to e-pro
Tuesday, March 28th, 2006
9:00 am to 10:30 am
Sacramento Association of
REALTORS®
Register Now! Seating is Limited! To
register, simply visit http://ePROworkshop.
InternetCrusade.com or call toll free 1-866ePRONAR (1-866-377-6627)
45 Hours CE Credit in
One-Half Day
(Home Study Program with Live
Review)
Thursday, April 20, 2006
8:45am
Registration
9:00-10:30am
Live Review
10:45am
Exams
SAR Mack Powell Auditorium
$89 (members) $109 (non-members)
No refund available once home study
materials are purchased. If you cannot
attend the live review, you may take
your tests online.
Leigh’s Rock-and-Roll 50th Birthday Bash
Join SAR President Leigh Rutledge and the band
Animal House in rocking the auditorium with loud
shirts, smiles, music, great food and fun! Leigh is
turning 50 with a bang and you are all invited. Be
sure to join us on Friday, March 24th at 6:30pm in the Mack
Powell Auditorium at SAR. The cost is $25 if you register online
(ims.sacrealtor.org) and $30 if you sign up via fax or in person. The
registration deadline is March 16. All the proceeds benefit the SAR
Scholarship Fund. So come wearing a loud shirt and a smile and
help make Leigh’s 50th birthday a smash while helping out a
great cause in the process.
Masters Club Awards Luncheon
Friday, March 31st - Sheraton Grand Sacramento
Invitations will be mailed on March 1.
Masters Club Members are given first priority on reservations.
Health Fair - Tuesday, April 4
Tuesday, April 4 from 8:30-11am (please note special time)
SAR Mack Powell Auditorium
80-year-old marathon runner Helen Klein will be our inspiring Main Meeting
Speaker on that day. There will be a blood drive from 9am-12:30pm, contact
(Stephanie) Tippi Nicholson to sign-up at snicholson@sacrealtor.org
May Main Meeting
Tuesday, May 9th from 9:00-10:30am in the SAR Mack Powell Auditorium
Jack O’Connell, State Superintendent of Schools, speaks on education.
The SAR Scholarships are presented.
Susan G. Komen Race for the Cure
Saturday, May 13th
It’s not too early to start planning for SAR’s Race for the Cure Team. We
are especially interested in hearing from Breast Cancer Survivors who will
join us. If you wish to be including on our team and/or are a breast cancer
survivor who will be participating on May 13, please contact Cassie Papin at
cpapin@sacrealtor.org.
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Sacramento REALTOR® • March 2006 15
Meetings subject to change
*Regional Meeting
Locations
April— (T) Training Rm; (B) Board Rm; (A) Auditorium
Meeting: CENTRAL
Days held: 2nd-5th Tuesdays
Time: 8:30 - 9:30am
Location: SAR Mack Powell Auditorium
Coordinator: Sherri Radovich, Washington Mutual
567-5345
Organized caravan: yes
3
WCR (B)
12-1:30pm
New Member Orientation/Key Class (B)
12:30pm Board Rm
Meeting: SOUTH
Days held: 2nd-5th Tuesdays
Time: 8:30 - 9:30am
Location:Elk’s Lodge, 6446 Riverside Blvd.,
Sacramento
Coordinator: Karla Oppliger, Coldwell BankerDunnigan, 422-3756 ; Linda Morgan 567-5819
Organized caravan: no
Meeting: ORANGEVALE
Days held: 2nd-5th Tuesdays
Time: 8:15 - 9:15am
Location:Orangevale Community Center, 6826
Hazel Avenue, Orangevale
Coordinator: Pam Poore, Century 21 – Select,
536-4200
Organized caravan: no
Meeting:ELK GROVE
Days held: 2nd-5th Tuesdays
Time: 8:30 - 9:15am
Location: Stockman’s Community Serv., 9275 E.
Stockton Blvd., Elk Grove
Coordinators: Bruce Slaton, Keller Williams, 4808658, bruce@bruceslaton.com; Gary Palmer, Lyon
Elk Grove, 683-6600
Organized caravan: yes
Meeting: FOLSOM
Days held: 2nd-5th Tuesdays
Time: 8:30 - 9:15am
Location: Folsom Community Center, West Rm, 52
Natomas Street, Folsom
Coordinators: Brie Cropp, Chicago Title, 673-1400;
Jack Falk, 220-7653
Organized caravan: yes
4
Main Meeting/Health Fair (A)
8:30 – 11:00am
REVEI Video (T)
9:30am-12:30pm
5
New Member Orientation/Key Class
8:30am-12:30pm (B)
Accredited Seller Representative (A)
9:00am – 5:00pm
Interns
2-3pm (B)
6
Affiliate/Finance (A)
8:30am
Accredited Seller Representative (A)
9:00am – 5:00pm
CanTree Committee (B)
9:45am
REVEI Video (T)
12:30am-3:30pm
7
RETI (A)
9:00am – 12:30pm
Legislative Committee (B)
9:30-10:30am
10
Education Committee (B)
10:30am
New Member Orientation/Key Class
12:30pm Board Rm
11
Regional Meetings
8:15am or 8:30am
Different locations
REVEI Video (T)
9:30am-12:30pm
Community Relations 9:45am
Business and Technology Expo Committee (B)
1:00-2:30pm
12
New Member Orientation/Key Class
8:30am-12:30pm Board Rm
Interns
2-3pm (B)
13
GRI (A)
8:00am – 5:00pm
Realtists (A) 9:00am
Masters Club (B) 9:30am
Equal Opps. Comm (P) 11:15am
REVEI Video (T)
12:30am-3:30pm
14
RETI (A)
9:00am – 12:30pm
Good Friday
SAR closes at 12noon
17
New Member Orientation/Key Class
(B)
12:30-4:00pm
18
Regional Meetings
8:15am or 8:30am
Different locations
Playing with the Big Boys and Girls in RE
9:00am-12noon
REVEI Video (T)
9:30am-12:30pm
Hometown Heroes Committee (B) 1:00pm
19
New Member Orientation/Key Class (B)
8:30am-12:30pm
Interns (B)
2:00pm
20
WCR Luncheon (A) 11:30am
REVEI 45 Hours in ½ Day (B) 12noon2pm
REVEI Video (T)
12:30am-3:30pm
21
RETI (A)
9:00am – 12:30pm
26
New Member Orientation/Key Class (A)
8:30am-12:30pm
Fair Housing Month Luncheon (A)
11:30am-1:30pm
Housing Opportunity (B)
2:00-3:00pm
Interns (T) 2:00pm
27
Board of Directors (B)
9:00am
REVEI Video (T)
12:30am-3:30pm
28
Broker/Manager Forum (A)
9:00-10:00am
RETI (A)
9:00am – 12:30pm
24
Team Mastery
10:00am – 12noon
New Member Orientation/Key Class (B)
12:30-4:00pm
25
Regional Meetings
8:15am or 8:30am
Different locations
REVEI Video (T)
9:30am-12:30pm
Meeting: WEST SAC
Days held: 2nd-5th Tuesdays
Time: 8:30 - 9:30am
Location: Yacht Club, 3365 S. River Rd., West
Sacramento
Coordinator: Jim Piatt, Lyon West Sac, 375-1122
Organized caravan: yes
PLEASE NOTE: For caravan guidelines, please
contact meeting coordinator
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Jim Marco
Katie Riccitelli
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Denise Caton
Loan Officer
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Ray Gin
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16 Sacramento REALTOR® • March 2006
