Deposits are not the only protection for our savings. Invest in the IDFC Capital Protection Oriented Fund - Series II A three year close ended scheme KEY INFORMATION MEMORANDUM (KIM) New Fund Offer Opens: June 1, 2010, New Fund Offer Closes: June 30, 2010 Offer of Units of at Rs. 10 per unit during the New Fund Offer Period Rated AAA (so) by CRISIL AAA (so)” Rating is being assigned by CRISIL and is only valid for IDFC Capital Protection Oriented Fund Series II. The rating only indicates highest degree of certainty regarding payment of face value of investment (excluding entry load charged, if any) to the unit holders on maturity and is not an opinion on the stability of the scheme’s NAV before its maturity dates. The rating will be reviewed on a quarterly basis. Name of Mutual Fund : IDFC Mutual Fund Name of Asset Management Company : IDFC Asset Management Company Limited Name of Trustee Company : IDFC AMC Trustee Company Limited Addresses of the entities : One India Bulls Centre, 841, Jupiter Mills Compound, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013. Website : www.idfcmf.com INSTRUCTIONS Please read the offer document carefully before signing the application form and tendering payment. The application form should be filled in Block letters in English only. A) INVESTORS DETAILS i. v. Applicant's name and address must be given in full (P.O. Box No. alone is not sufficient). ii. All communication and payments shall be made to the first applicant or the Karta in case of HUF. F) APPLICATIONS UNDER POWER OF ATTORNEY In case of an application under a Power of Attorney please submit a notarised copy of the Power of Attorney along with the application form. The Mutual Fund reserves the right to reject applications not accompanied by a Power of Attorney. Further, the Mutual Fund reserves the right to hold redemption proceeds in case the requisite documents are not submitted. iii. The subscription amounts can be tendered by cheque payable locally at any of the AMC offices or Bank Collection Centres, crossed "A/c Payee only". iv. Please mention the application form number and the name of the first applicant on the reverse of the instrument. B) PAN DETAILS G) APPLICATIONS BY LIMITED COMPANY/ FIRM/ TRUST/ BODY CORPORATE/ REGD. SOCIETY In case of an application by a Limited Company/ Body Corporate/ Registered Society/ Trust/ Partnership Firm, please submit the following documents within seven days from the date of application submission, quoting the details of the application at the Registrar's office at Chennai. As per SEBI Circular No. MRD/DoP/Cir- 05/2007 dated April 27, 2007, it is now mandatory that Permanent Account Number (PAN) issued by the Income Tax Department would be the sole identification number for all participants transacting in the securities market, irrespective of the amount of transaction. Accordingly investors will be required to furnish a copy of PAN together with request for fresh purchases, additional purchases and systematic investments registration (SIP). Application Forms without these information and documents will be considered incomplete and are liable to be rejected without any reference to the investors. The procedure implemented by the AMC and the decisions taken by the AMC in this regard shall be deemed final. Trust : Duly certified copies of Trust Deed, specimen signatures of the authorised signatories & relevant resolution. Body Corporates : Duly certified copies of Memorandum & Articles of Associations and/or other documents governing the entity, specimen signatures of the authorised signatories & necessary Board Resolution. C) DETAILS FOR COMPLIANCE WITH ANTI MONEY LAUNDERING REGULATIONS OF SEBI Prevention of Money Laundering Act, the SEBI Circulars on Anti Money Laundering and the Client Identification implementation procedures prescribed by AMFI interalia require the AMC to verify the records of identity and address(es) of investors. To ensure adherence to these requirements, investors are required to approach Points of Service (POS) (list of POS available on amfiindia.com) appointed by CDSL Ventures Limited and submit documents for completion of appropriate KYC checks. The details for KYC compliance can also be downloaded from AMFI website, www.amfiindia.com or website of the mutual fund, www.idfcmf.com. The Mutual Fund website also prescribes the list of documents that can be submitted by investors to the POS to get their KYC checks completed. It is mandatory for all applications for subscriptions of Rs. 50,000/- and above to submit necessary documents for compliance with Anti money laundering (guardian in case of minor). The guidelines will be applicable for both Institutional as well as Non Institutional investors. The sole applicant or in case of joint application, each of the applicants, falling within the category, should ensure compliance with requirements to submit necessary KYC documents to POS while filling the application form. In case of investments through Power of Attorneys(POA), the transaction request needs to be accompanied with the proof of having complied with KYC of POA holder and the investor. Registrars (CAMS)will overwrite static data of investors with data from CVL. After completion of KYC compliance, investors need to approach CVL for Change of Address and not Registrar (CAMS). In respect of KYC compliant Folio, prospective Change of Address received along with transaction slip will not be processed by Registrar (CAMS). The AMC reserves the right to reject subscription requests in the absence of appropriate compliance with the AML Laws. D) PAYMENT OPTIONS RESIDENT INVESTORS 1. The subscription amounts can be tendered by cheque payable locally at any location where we have an NFO Collection Centre and crossed "A/c Payee only". Application forms accompanied with outstation cheques/ post dated cheques will not be accepted. 2. Cheque has to be drawn on “IDFC Capital Protection Oriented Fund - Series II” or "IDFC CPOF - Series II". 3. Investors residing in cities with no NFO Collection Centre can apply through DD. The AMC will not accept any request for refund of demand draft charges. NON-RESIDENT INVESTOR 1. In case of FII/ NRIs/ Persons of Indian Origin applying on repatriation basis, payment may be made by Cheques drawn out of NRE/ FCNR Accounts. 2. In case of Indian Rupee drafts purchased from abroad or payments from FCNR/NRE accounts, a Certificate from the Bank issuing the draft confirming the debit and/ or foreign inward remittance Certificate (FIRC) issued by investor's banker should also be enclosed. The Mutual Fund reserves the right to hold redemption proceeds in case the requisite details are not submitted. E) INVESTMENT DETAILS AND DEFAULT OPTIONS i. Minimum investment amount is Rs. 5,000/- and in multiples of Rs.10/- thereafter. ii. You can opt for either Growth Option (for capital appreciation) or Dividend Payout (for regular income) by selecting the particular Option. iii. In case you wish to opt for both the Options, please fill separate application forms. iv. If no indication is given by the investor in the scheme, the default option will be Growth. If the mandate of operation is not clearly ticked, the default option will be 'Joint' incase the number of holders is more than one. Partnership Firm : Duly certified copies of Partnership deed, Specimen signatures of the authorised signatories & relevant Resolution. H) BANK DETAILS Investors are requested to mention the bank account details where the redemption/ dividend cheques should be drawn, since the same is mandatory as per the directives issued by SEBI. Applications without this information will be deemed to be incomplete and are liable for rejection. The Mutual Fund reserves the right to hold redemption proceeds in case the requisite details are not submitted. I) DECLARATION AND SIGNATURES i. Signature can be in English or in any other Indian language. Thumb impressions must be attested by a Magistrate/ Notary Public under his/ her official seal. ii. In case of HUF, the Karta will sign on behalf of the HUF. iii. Applications by minors should be signed by their guardian. J) GENERAL INSTRUCTIONS 1. For direct applications, the Investor should write in the space provided for the broker code “Direct Application” or “Not Applicable (N.A.)”. 2. In case of change in broker, the investor will be required to strike off the old broker code and countersign near the new broker code, before submitting the application form / transaction form / purchase from at the applicable collection centres / OPA (Official points of Acceptance). 3. The Registrar and the AMC shall effect the received changes in the broker code within the reasonable period of time from the time of receipt of written request from the investor at the designated collection centres / OPA. Decision of the Registrar/AMC in this regard shall be final and acceptable to all. 4. All Unitholders who have currently invested through channel distributors and intend to make their future investments through the Direct route, are advised to complete the procedural formalities prescribed by AMC from time to time. Any application may be accepted or rejected at the sole and absolute discretion of the Trustee, without assigning any reason whatsoever. 5. List of Officials points of Acceptance is available on the website of the Mutual Fund. www.idfcmf.com. 6. The Fund may from time to time commence/ discontinue Direct Credit arrangements with various banks for a direct credit of redemptions/ Dividends. Investors would not have to submit a separate consent letter to avail of this service. The AMC would commence this operation based on the bank mandate details forwarded by the Investor. 7. Any communication /despatch of redemption /dividend proceeds, account statements etc. to the unitholders would be made by the Registrar/AMC in such a manner as they may consider appropriate in line with reasonable standards of servicing. Dividend /Redemption proceeds may also be credited to the Unitholder's bank accounts electronically. In case the Unitholders require these to be sent by cheque/ draft using postal /courier service, the unitholders shall provide appropriate instructions for the same to the AMC/Registrar. 8. No entry load shall be charged for direct applications received by the AMC i.e. applications received through internet, submitted to AMC or collection centre/ Investor Service Centre that are not routed through any distributor/agent/broker. It shall also be applicable to additional purchases done directly by the investor under the same folio and switch-in to a scheme from other schemes if such a transaction is done directly by the investor. INSTRUCTIONS FOR NOMINATION 1. The nomination can be made only by individuals applying for / holding units on their own behalf singly or jointly. Non-Individuals including society, trust, body corporate, partnership firm, Karta of Hindu Undivided Family, holder of Power of Attorney cannot nominate. If the units are held jointly, all joint holders will sign the nomination form. Space is provided as a specimen, if there are more joint holders more sheets can be added for signatures of holders of units and witnesses. 2. A minor can be nominated and in that event, the name and address of the guardian of the minor nominee shall be provided by the Unitholder. If no guardian is provided, nomination of minor will be invalid. The guardian should be a person other than the Unitholder. Nomination can also be in favour of the Central Govt., State Govt., local authority, any person designated by virtue of his office or a religious charitable trust. 3. The Nominee shall not be a trust other than a religious or charitable trust, society, body corporate, Partnership firm, Karta of Hindu Undivided Family or a Power of Attorney holder. A non - resident Indian can be a Nominee subject to the exchange controls in force, from time to time. 4. Nomination in respect of the units stands rescinded upon the transfer of units. 5. Transfer of units in favour of a Nominee shall be valid discharge by the Asset Management Company against the legal heir(s). In case of nomination by joint unit holders, transfer to nominee is possible only on the death of all the Unit holders. 6. The cancellation of nomination can be made only by those individuals who hold units on their own behalf singly or jointly and who made the original nomination. (Please note this, if one of the joint holder dies other surviving holder cannot cancel.) 7. On cancellation of the nomination, the nomination shall stand rescinded and the Asset Management Company shall not be under any obligation to transfer the units in favour of the Nominee. 8. Nomination shall be registered only if the form is filled in completely. 9. Unitholders should mention number of nominees who shall receive the amounts to the deceased unitholder’s credit in the event of his/her death in ratio mentioned by the unitholder. Incase the ratio is not mentioned the holding will be equally split. However, the AMC reserves the right to treat such requests as incomplete. Decision of AMC in this regard shall be final. 10.The investor/s by signing this nomination form is/are deemed to have read and understood the provisions of Regulation 29 A of SEBI (Mutual Funds) Regulations, 1996, [inserted vide SEBI (Mutual Funds) (Second Amendment) Regulations, 2002 w.e.f. June 11, 2002] read with SEBI Circular dated Feb. 16, 2004 and / or any amendments thereto or any rules / regulations framed in pursuant thereof governing the nomination facility and agree/s to be bound by the same. IDFC Capital Protection Oriented Fund Series II (IDFC-CPOF - Series II) Application Form New Fund Offer Period : June 1 to June 30, 2010 Application No. Distributor Code / ARN No. Sub-distributor Code / ARN No. Bank Sr. No. Date of receipt Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor. 1. EXISTING UNIT HOLDER INFORMATION Folio No. Existing Investors: Please fill in the Sections 1, 9, 10,11, 12 and 14 only. 2. UNIT HOLDER INFORMATION (refer instruction A). New Investors: Please fill in all the Sections (2 to14). Date of birth D D M M Y Y Y Y Name of the first applicant / corporate investor Mr. / Ms. / M/s. PAN1 (mandatory) Enclosed PAN Proof KYC Compliance. 3. STATUS OF FIRST APPLICANT Name of the second applicant Mr. / Ms. / M/s. PAN1 (mandatory) Enclosed PAN Proof KYC Compliance. Resident Individuals Bank HUF Proprietor On Behalf of Minor Society Name of the third applicant FII NRI - NRE Mr. / Ms. / M/s. Partnership Firm NRI - NRO PIO Trust PAN1 (mandatory) Enclosed PAN Proof KYC Compliance. Company Name of the guardian (in case of a minor) Mr. / Ms. / M/s. Others (specify) 4. MODE OF OPERATION PAN@ (mandatory) Enclosed PAN Proof KYC Compliance. Name of the Power of Attorney Holder Anyone or Survivor Joint (Default option is Anyone or Survivor.) Mr. / Ms. / M/s. PAN1 (mandatory) Enclosed PAN Proof KYC Compliance. 5. E-MAIL COMMUNICATION (In case you wish to receive the following document(s) via e-mail in lieu of physical document(s).) 1 PAN Number and PAN Proof is mandatory for all Applicants, irrespective of the amount of investment. Please attach a copy of PAN card. @Incase of investment by minor, PAN of guardian should be mentioned, if minor has no PAN. KYC Mandatory if amount invested is Rs. 50,000 or more for all Investors & POA holders. This will be applicable for each of the applicants. In the absence of KYC Compliance, the AMC reserves the right to reject the application. Please attach a copy of KYC Compliance. Annual Report Newsletter Account Statement Other Info 6. CONTACT DETAILS OF FIRST / SOLE APPLICANT / CORPORATE INVESTOR (P.O. Box Address may not be sufficient. Investors residing overseas, please 7. CONTACT & ADDRESS OF POWER OF ATTORNEY HOLDER provide your Indian address.) Indian address.) Address Address City State Tel. (O) Tel. ( R) Pincode Mobile E-mail (P.O. Box Address may not be sufficient. Investors residing overseas, please provide your City State Tel. (O) Tel. ( R) Pincode Mobile E-mail 8. OCCUPATION (of First / Sole Applicant) Service Housewife Defence Professional Retired Dealers in High Value commodities (Traders in Precious Metals, Jewellers & Antique Dealers) Business Money Service Bureaux Others (specify) 9. BANK DETAILS (Please note that as per SEBI Regulations it is mandatory for investors to provide their bank account details. Please enclosed a copy of the cancelled cheque) Name of bank Branch City Account Type- State Current Savings NRO NRE FCNR Others (specify) MICR Account No. code RTGS/ NEFT code 10. A. DEBIT MANDATE (For Standard Chartered Bank account holders only.) To Branch Manager – Standard Chartered Bank ACKNOWLEDGMENT SLIP (To be filled in by the investor.) Application No. IDFC Mutual Fund I/We (Name of the account holder) authorise you to debit my/our Account no. Rs. (in figures) Rs. (in words) to pay for the purchase of IDFC-CPOF - Series II Application No. for Scheme : IDFC Capital Protection Oriented Fund - Series II Investor Name Instrument no. Rs. (in figures) Date Signature of Applicant(s) / Authorised Signatory(ies) Stamp & Signature 10. PAYMENT OPTIONS (Please tick either debit mandate or cheque / DD payment.) 10 A. Debit mandate (Debit mandate also to be filled separately.) Facility presently available with SCB only. Cheque / DD No. Cheque / DD Date Drawn on (Bank / Branch Name) Cheque Issuer Name In case cheque is issued by person other than the investor A/c No. Branch Total amount DD Charges 10 B. Cheque / DD payment (Cheque has to be drawn on IDFC Capital Protection Oriented Fund - Series II / IDFC CPOF - Series II). Rs. (In figures) Rs. (In words) Rs. (In figures) inclusive of DD charges inclusive of DD charges if paid 11. INVESTMENT DETAILS (Refer instruction D.) IDFC Capital Protection Oriented Fund - Series II Growth* Dividend - Payout *Default Option (If no indication is given by the investor in the scheme, the default option will be Growth). 12. DEMAT ACCOUNT DETAILS* (Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with the Depository Participant). * Incase of investor opting for units in Demat Account. Nomination provided in the Demat Account shall be considered. Do you want Units of IDFC-CPOF - Series II in Demat Form (Please tick) National Securities Depository Limited (NSDL) Depository Participant Name DP ID No. Beneficiary Account No. Yes No If Yes, please provide the below details Central Depository Services (India) Limited (CDSL) Depository Participant Name Client ID No. 13. NOMINATION DETAILS 14. DECLARATION AND SIGNATURES Having read and understood the contents of the Scheme Information Document of the I/We _______________________________________________________do Scheme(s), I / we hereby apply for units of the Scheme(s) and agree to abide by the terms, conditions, rules hereby nominate the undermentioned Nominee to receive the units to my / our credit in and regulations governing the Scheme(s). I / We hereby declare that the amount invested in this folio no. in the event of my / our death. I / We also understand that all payments and the Scheme(s) is through legitimate sources only and does not involve and is not designed for the purpose of the contravention of any Act, Rules, Regulations, Notifications or Directions of settlements made to such Nominee and signature of the Nominee acknowledging the provisions of the Income Tax Act, Anti Money Laundering Laws, Anti Corruption Laws or receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustees. Nominee's Name Address In case Nominee is a Minor Name of Guardian Address of Guardian Date of Birth First / Sole Applicant / Guardian Signature Second Applicant any other applicable laws enacted by the Government of India from time to time. I / We have understood the details of the Scheme(s) & I/we have not received nor have been induced by any rebate or gifts, directly or indirectly in making this investment. I / We confirm that the funds invested in the Scheme(s), legally belong to me / us. In the event "Know Your Customer" process is not completed by me / us to the satisfaction of the Mutual Fund, I / we hereby authorise the Mutual Fund, to redeem the funds invested in the Scheme(s), in favour of the applicant, at the applicable NAV prevailing on the date of such redemption and undertake such other action with such funds that may be required by the Law. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. For NRIs only: I /We confirm that I am /we are Non Residents of Indian nationality / origin and that I / we have remitted funds from abroad through approved banking channels or from funds in my / our Non-Resident External / Non-Resident Ordinary / FCNR account. I / We confirm that details provided by me / us are true and correct. Third Applicant Third Party Cheque Issuer POA Holder The third party cheque signatory should sign in the signature box provided. Please refer to the attached Key Information Memorandum for details of the Scheme(s). IDFC MUTUAL FUND OFFICES: Ahmedabad : Ground Floor, Zodiac Avenue, Opp. Mayor's Bungalow, Near Law Garden, Ahmedabad - 380 006. Tel.: 079-64505881/ 5857. • Bangalore : Raheja Point, 2nd Floor, Magrath Road, Opp. Garuda Mall, Bangalore - 25. Tel.: 080-64501951/ 52, 66111504/ 05/ 06. • Bhubaneshwar : Shop No. 208, 2nd Floor, Janpath Tower, Ashok Nagar, Bhubaneswar - 751 002. • Chandigarh : SCO 2475/ 76, 1st Floor, Sector 22C, Chandigarh - 160 022. Tel.: 0172-5071918/ 19/ 21/ 22. Fax: 0172-5071918. • Chennai : KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600 031. Tel.: 044-45644201/ 202 Fax No.: 044-45644222. •Coimbatore : Red Rose Plaza, 509 H, II Floor, D. B. Road, R. S. Puram, Coimbatore - 641 002. • Dehradun : C/o. EBD Business Centre, Cubicle No.3, 49, Rajpur Road, Dehradun - 248 001. • Goa : Advani Business Centre, Neelkamal Arcade, Atmaram Borkar Road, Above Federal Bank, Panjim, Goa. Tel.: 0832-6650403. • Guwahati : 4E, 4th Floor, Ganapati Enclave, G. S. Road, Ulubari, Opp. Bora Service Station, Guwahati - 781 007. Mobile: 09957568099. • Hyderabad : 4th Floor, Central Plaza, # 6-3-902/A, Raj Bhawan Road, Somajiguda, Hyderabad - 500 082. Tel.: 040-42014646/ 47. Fax: 040-40037521. • Indore: 405, 4th Floor, 21/ 1, D. M. Tower, Race Course Road, Indore - 452 001. Tel.: 0731-4206927. • Jaipur : G7, G8, Anukampa Towers, Church Road, Jaipur - 302 001. Tel.: 0141-5105797, 5105798. • Kanpur: Office No. 214/ 215, 2nd Floor, KAN Chambers, 14/113, Civil Lines, Kanpur - 208 001. Tel.: 0512-2331071, 2331119. • Kochi: 39/3993 B2, Ground Floor, Vantage Point, VRM Road, Ravipuram, Kochi - 682 016. Tel.: 0484-4029291, 3012639. Fax: 0484-2358639. • Kolkata : Oswal Chambers, 1st Floor, 2 Church Lane, Kolkata - 700 001. Tel.: 033-3024 9794/ 78/ 88/ 89/ 90. • Lucknow: Flat No. 2, 1st Floor, SAS House, 6B, Tej Bhadur Sapru Marg, Lucknow - 226 001. Tel.: 0522-3056900/ 01/ 02/ 03/ 04/ 05. Fax: 0522-3056900. • Ludhiana: SCO 16-17, Basement, Feroz Gandhi Market, Ludhiana - 141 001. Tel.: 0161-5022155, 5022156. • Mangalore : Raj Business Centre, IIIrd Floor, Raj Towers, Balmatta Road, Mangalore - 575 001. • Mumbai : 17/18, 3rd Floor, Vasvani Mansion, 120, Dinshaw Vachha Road, Opp. K. C. College, Churchgate, Mumbai - 400 020. Tel.: 022-22876419. • Nagpur : Fortune Business Centre, First Floor, 6 Vasant Vihar, WHC Road, Shankar Nagar, Nagpur - 440 010. Tel.: 0712-6451428/ 2525657. Mobile: 09923700189. • Nashik : Kavita Complex, 2nd Floor, Madan Services, Near Big Bazar, College Road, Nasik - 422 005. Mobile: 09970625856. • New Delhi : 4th Floor, Narain Manzil, 23, Barakhama Road, New Delhi - 110 001. Tel.: 011-47311301/ 02/03/04/05. • Patna : 406, Ashiana Hariniwas, New Dak Bungalow Road, Patna - 800 001. Tel.: 0612-6510353. • Pune : 1st Floor, Dr. Herekar Park Building, Next to Kamala Nehru Park, Off. Bhandarkar Road, Pune - 411 004. Tel.: 020-66020965. • Raipur : 227-228, 2nd Floor, Lalganga Shopping Mall, G. E. Road, Raipur - 492 001. Mobile: 09926908790. • Rajkot : Star Plaza, 2nd Floor, Office No. 201, Phulchab Chowk, Rajkot - 360 001. • Surat : U 1 5 / 1 6 , J o l l y Plaza, Athwa Gate, Surat - 395 001. Tel.: 0261-2475060 & 2475070. • Vadodara : Ground Floor, Akash Ganga Complex, Adjacent to Vanijaya Bhavan, Race Course Circle, Vadodara - 390 007. Tel.: 0265-6620919/ 939. • Visakhapatnam: Visakha Executive Centre, 47-11-1/5, Eswar Arcade, Dwarakanagar,1st Lane, Visakhapatnam - 530 016. Mobile: 09963439222. Call free 1-800-226622 Available between 8.00 am to 7.00 pm on business days only. www.idfcmf.com Email : investor@idfcmf.com SMS : ‘invest’ to 5676768 KEY INFORMATION MEMORANDUM This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the website www.idfcmf.com. The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. Investment Objective Asset Allocation Pattern of the scheme The scheme endeavours to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as a secondary objective. However, there can be no assurance that the investment objective of the scheme will be realized. Types of Instruments Normal Allocation (% of Net Assets) Equities & Equity Related securities* 0 – 16 Debt securities & Money Market instruments # 84 – 100 (0 – 30 % in securitized instruments) * Equity Derivatives (futures and options) may be used in place of cash equities with the condition that the total notional exposure together with the investments in equities will not exceed the allocation of the corpus towards equity investments at any point of time. Investments in derivatives shall be in accordance with SEBI Circulars dated January 20, 2006 and September 20, 2006. The use of derivative shall only be for hedging and portfolio rebalancing. Also such use shall be for the purpose of static hedge strategy only. Further the use of derivatives and not options only shall be restricted to avoid any downside risk to the investor. The total exposure to equity, debt and derivative positions on a gross basis will not exceed 100% of the net assets of the scheme. # The scheme shall not invest in securitized instruments, other than single loan sell downs. At any point of time such investment shall not exceed 30 % of the scheme corpus. Exposure to securitized debt shall be within the overall exposure to debt securities and money market instruments. The scheme will initially deploy atleast 84% of the funds collected during the new fund offer in debt securities/money market instruments with an intention to protect the principal at the time of maturity of respective plans The scheme will invest in a portfolio predominantly of fixed income securities that matures on or before the date of the maturity of the scheme. (3 years) Fund Manager may alter allocation during subsequent deployment of funds provided such deployment is generated out of appreciation in value of (existing) investments. Fund manager shall endeavor that capital remains protected on maturity and ensure rating of the scheme is not adversely affected. Investment strategy of the scheme The scheme will endeavor to achieve stability of capital (with an intent to protect capital) and generate reasonable return by building a portfolio that is a judicious mix of safe debt and money market instruments and good quality equity instruments. The debt and money market instruments would bring about the safety element in the scheme and the well researched good quality equity instruments would enable the scheme to provide reasonable returns. Such asset allocation would inter-alia depend on various parameters like the level of interest rates in the economy, underlying economic growth rates, inflation, conditions of the equity markets, profitability of the corporate sector etc. The scheme will try and shift allocations from equity to debt and vice-versa on a regular basis so as to achieve the stated objected of the scheme. The Scheme will initially deploy at least 84% of the funds collected during the New Fund Offer in debt securities/money market instruments with an intention to protect the principal at the time of maturity of the scheme. The Fund manager(s), may alter the asset allocation pattern mentioned above at the time of any subsequent deployment of funds generated out of the appreciation in the value of the investments to the extent deemed appropriate in the best interest of the investors, while endeavouring that the capital will remain protected on maturity and ensuring that the rating of the Scheme is not adversely affected. Hence, the asset allocation pattern mentioned above is not a steady state pattern; it is the allocation pattern for the initial deployment of funds collected during the New Fund Offer. The asset allocation pattern described above would alter from time to time on keeping in view market conditions, market opportunities, applicable regulations and political, economic factors and review by rating agency. The scheme will invest in a portfolio predominantly of fixed income securities that are generally maturing in line with the duration of the scheme (3 years). The scheme shall follow a passive investment strategy for the fixed income component of the Scheme. The scheme shall mature on June 30, 2013. If the maturity date falls on a holiday, the maturity date would be the following business day. Investment approach for equity allocations: The scheme will invest in well-managed growth companies that are available at reasonable value. Companies would be identified through a systematic process of reviewing the company’s financial performance and valuations. The guiding principles while managing the equity portfolio are summarized below: 1) Sustainable company profits drives long term share value Fund management would focus primarily on business fundamentals of the underlying company. The Equity Research process will endeavor to acquire a robust understanding of the dynamics of the underlying business. This would form the basis for forecasts on future profitability and sustainability of cash profit growth. Stock prices of companies that can sustain periods of high cash profit growth, generally outperform the markets over the long term. Investors entering this scheme are therefore expected to have at least a one year time horizon. 2) Acquire stocks at reasonable value Once good businesses are identified, stocks would be endeavored to be acquired when they are available at a reasonable value. Overall market corrections and stock price falls due to temporary factors that don’t affect long-term profitability are an excellent opportunity to buy stocks cheap. 3) Monitor market interest to ensure consistent performance Systematically tracking over stock ownership and over researched sectors would help to reduce the risk of a sudden sell off. Stock prices react to event triggers that are constantly monitored to ensure that portfolio performance is relatively more consistent. Risk Profile of the Scheme • The scheme is “oriented towards protection of capital” and “not with guaranteed returns”. The scheme does not guarantee any returns. The orientation towards protection of capital originates from the structure of the Portfolio of the Scheme and not from any Bank guarantee, Insurance Cover etc. There is no assurance that the structure would provide the necessary protection of capital. • Factors such as interest rate movements, reinvestment risk, credit defaults etc. can impact the ability of the portfolio to meet capital protection on maturity. • All CRISIL ratings are under surveillance. CRISIL reserves the right to suspend, withdraw or revise the above ratings at any time on the basis of any new information or unavailability of information or any other circumstances which CRISIL believes may have an impact on the rating. • The initial investment mix of the scheme is based upon assumptions on collections, pre-determined initial and running expenses and yield on the securities in the fixed income portfolio. • The scheme could face reinvestment risks on interim interest cash flows, if the yield on such reinvestments is lower than the yield on the initial investments. The Scheme also proposes to invest in equity and equity related instruments. Equity instruments by nature are volatile and prone to price fluctuations on a daily basis due to both macro and micro factors. Trading volumes, settlement periods and transfer procedures may restrict the liquidity of these investments. Different segments of financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The inability of the Scheme to make intended securities’ purchases due to settlement problems could cause the Scheme to miss certain investment opportunities. Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully for details on risk factors before investment. Scheme specific Risk Factors are summarized below: • Price-Risk or Interest-Rate Risk: Fixed income securities such as bonds, debentures and money market instruments run price-risk or interest-rate risk. Generally, when interest rates rise, prices of existing fixed income securities fall and when interest rates drop, such prices increase. The extent of fall or rise in the prices is a function of the existing coupon, days to maturity and the increase or decrease in the level of interest rates. • Credit Risk: In simple terms this risk means that the issuer of a debenture/bond or a money market instrument may default on interest payment or even in paying back the principal amount on maturity. Even where no default occurs, the price of a security may go down because the credit rating of an issuer goes down. It must, however, be noted that where the Scheme has invested in Government Securities, there is no credit risk to that extent. Different types of securities in which the scheme would invest as given in the scheme information document carry different levels and types of risk. Accordingly the scheme’s risk may increase or decrease depending upon its investment pattern. E.g. corporate bonds carry a higher amount of risk than Government securities. Further even among corporate bonds, bonds which are AAA rated are comparatively less risky than bonds which are AA rated. • Re-investment Risk: Investments in fixed income securities may carry re-investment risk as interest rates prevailing on the interest or maturity due dates may differ from the original coupon of the bond. Consequently, the proceeds may get invested at a lower rate. • Repurchase Risk: The Scheme is a close ended income Scheme. No redemption/repurchase of units shall be allowed prior to the maturity of the scheme. Investors wishing to exit may do so through stock exchange mode. Listing of the units of the fund does not necessarily guarantee their liquidity and there can be no assurance that an active secondary market for the units will develop or be maintained. Consequently, the Fund may quote below its face value / NAV. Risk Factors for derivatives 1. Credit Risk: The credit risk is the risk that the counter party will default obligations and is generally negligible, as there is no exchange of principal amounts in a derivative transaction. (especially in case of debt derivatives). 2. Market risk: Derivatives carry the risk of adverse changes in the market price. 3. Illiquidity risk: The risk that a derivative cannot be sold or purchased quickly enough at a fair price, due to lack of liquidity in the market. 4. The risk is to the extent that returns are limited for the investors in case of extreme movement in call rates. (applicable to debt derivatives) 5. The fund pays the daily compounded rate. In practice however there can be a difference in the actual rate at which money is lent in the call market and the benchmark, which appears and is used. (applicable to debt derivatives) Dematerialization The Unit holders are given an Option to hold the units by way of an Account Statement or in Dematerialized (‘Demat’) form. Unit holders opting to hold the units in demat form must provide their Demat Account details in the specified section of the application form. The Unit holder intending to hold the units in Demat form are required to have a beneficiary account with a Depository Participant (DP) (registered with NSDL / CDSL as may be indicated by the Fund at the time of launch of the scheme) and will be required to indicate in the application the DP's name, DP ID Number and the beneficiary account number of the applicant held with the DP. Incase the unit holders do not provide their Demat Account details, an Account Statement shall be sent to them. Such investors will not be able to trade in the stock exchange till their holdings are converted into demat form. No redemption/repurchase of units shall be allowed prior to the maturity of the scheme. Unit holders wishing to exit may do so through the Stock Exchange mode. Risk management strategies The Fund by utilizing a holistic risk management strategy will endeavor to manage risks associated with investing in equity and debt markets. The risk control process involves identifying & measuring the risk through various risk measurement tools. The Fund has identified following risks of investing in equities and designed risk management strategies, which are embedded in the investment process to manage such risks. Risk & Description specific to Equities and Debt Risk Mitigants / Management strategy Quality risk Risk of investing in unsustainable/weak companies Investment universe carefully selected to only include high quality businesses. Stringent credit evaluation process for debt securities Concentration risk The fund manager will create a well diversified portfolio of high quality names Liquidity risk High impact costs Fixed income portfolio will have a duration that matches the duration of the scheme Volatility Price volatility due to company or portfolio specific factors Asset allocation between debt and equity will mitigate the volatility effect of equities Sub Plans and Options Sub Plans: Nil Option: Dividend & Growth Applicable NAV for repurchase This is a close ended scheme. Units shall be on offer for subscription only during the New Fund Offer period. Applicable NAV for sales No Redemption/ repurchase of units shall be allowed prior to the maturity of the scheme. Unitholders who wish to exit may do so through the Stock Exchange mode. Switch outs to other schemes/plans of the Mutual Fund will be permitted only on maturity of the scheme. Minimum Application Amount Purchase / Number of Units Rs. 5,000/- per application and in multiples of Rs. 10/- thereafter. Despatch of Repurchase (Redemption) Request Repurchase No redemption/repurchase of units shall be allowed prior to the maturity of the scheme. Investors wishing to exit may do so through stock exchange mode. The redemption shall be effected on the exchange and the payment of redemption proceeds shall be at such frequency as per the exchange norms. Benchmark Index CRISIL MIP Blended Index. Dividend Policy Dividend declaration and distribution shall be in accordance with SEBI Regulations as applicable from time to time. The AMC reserves the right to declared dividend from time to time, depending on availability of distributable surplus. Name of the Fund Manager Mr. Ashwin Patni Name of the Trustee Company IDFC AMC Trustee Company Limited Performance of the scheme The scheme does not have any performance track record Expenses of the scheme NEW FUND OFFER EXPENSES: New Fund offer expenses will be borne by the AMC. (i) Load Structure There is no Entry and Exit Load in the scheme No redemption/repurchase of units shall be allowed prior to the maturity of the scheme. Investors wishing to exit may do so through stock exchange mode. (ii)Recurring Expenses 1. on the first Rs. 100 crore of the Scheme's weekly average net assets, will not exceed 2.25% 2. on the next Rs. 300 crore of the Scheme's weekly average net assets, will not exceed 2.00% 3. on the next Rs. 300 crore of the Scheme's weekly average net assets, will not exceed 1.75% and 4. on the balance of the Scheme's weekly average net assets, will not exceed 1.50%. Recurring expenses incurred in excess of the aforesaid limits will be borne by the AMC. Tax treatment for the Investors Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor. (Unitholders) Daily Net Asset Value (NAV) Publication The NAV will be declared on a daily basis and will be published in 2 newspapers. NAV can also be viewed on www.idfcmf.com and www.amfiindia.com. You can also contact us at 1-800-226622. For Investor Grievances please contact Name and Address of Registrar Computer Age Management Services Private Limited (CAMS) 148 Old Mahabalipuram Road, Okkiyam Thuraipakkam, Chennai - 600096. Tel. :044-24587266. Fax 044-24580980. Investor relations officers of IDFC AMC Ltd.: Unitholders’ Information Name Region Address and Contact Number Sunil Aryamane West 17/18, 3rd Floor, Vaswani Mansion, 120, Dinshaw Vachha Road, Opp. K. C. College, Churchgate, Mumbai - 400 020. Tel: 22841378. E-Mail ID: sunil.aryamane@idfcmf.com Vijith Raghavan East Oswal Chambers, 1st Floor, 2 Church Lane, Kolkata - 700 001. Tel. 033-3024 9778 / 80 / 81. E-Mail ID : vijith.raghavan@idfcmf.com Ms Jincy John North 4th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi - 110 001. Tel. : 011-47311323. Fax: 011-23326669, 41524332. E-Mail ID : jincy.john@idfcmf.com Shaji Perincheri South KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600 031. Tel.: 044-45644201/ 202. Fax No.: 044-45644222. E-mail ID : shaji.perincheri@idfcmf.com Account Statement (on transactions), shall be provided to investors by post or by e- mail if required. Annual Financial results shall be provided to the investor by post. The Half Yearly portfolio shall be disclosed in 2 newspapers within 1 month of the close of the half year. Notwithstanding anything contained in the Scheme Information Document (SID) / Statement of Additional Information (SAI)/ Key Information Memorandum (KIM) the provisions of SEBI (Mutual Funds) Regulations 1996 and Guidelines thereunder shall be applicable. Further, investors may ascertain about any further changes from the Mutual Fund/Investor Service Centres / distributors or brokers. Dated: May 17, 2010 CAMS TRANSACTION POINTS (Only for Repurchase / Switch Out) • AGRA: No. 8, II Floor, Maruti Tower, Sanjay Place, Uttarpradesh, Agra, Pin code: 282002. Phone: 0562-324 0202, 324 2267 • AKOLA: Opp. Rlt Science College, Civil Lines, Akola - 444001 Phone : 7243203830 • ANANTAPUR: 15-570-33, I Floor, Pallavi Towers, Anantapur - 515 001 A.P. Phone: 8554-326980/326921 • ANKLESHWAR: G-34, Ravi Complex, Valia Char Rasta, G.I.D.C. Ankleshwar: Bharuch 393 002. Phone: 02646-310206/310207 • AJMER: Shop No.S-5, Second Floor Swami Complex, Ajmer - 305 001. Phone: 0145-329 2040. • AHMEDNAGAR: 203-A, Mutha Chambers, Old Vasant Talkies, Market Yard Road, Ahmednagar, Maharashtra, Pin code: 414 001,Phone: 241- 320 4221, 320 4309 • ALLAHABAD: No.7 Ist Floor, Bihari Bhawan, 3 , S.P. Marg, Civil Lines, Allahabad-211001. Phone:05323291273/3291274 • ALWAR: 256A, Scheme No:1, Arya Nagar, Alwar-301001. Phone:0144-3200451 • ALIGARH: City Enclave, Kumar Nursing Home, Ramghat Road, U.P. Aligarh-202001. Phone: 571-321 771 /321 787 • AMRAVATI: 81,Gulsham Tower, 2nd Floor Near Panchsheel Takies, Amaravati - 444 601. Phone: 0721 - 3291965 • AMRITSAR: 378-Majithia Complex, 1st Floor, M. M. Malviya Road Amritsar - 143001. Phone:0183-3257404 • ANAND: 101, A.P. Tower, B/H, Sardhar Gunj, Next to Nathwani Chambers, Anand-388001. Phone: 02692-325071/320704 • ASANSOL: Block - G 1st Floor P C Chatterjee Market Complex Rambandhu Talab P O Ushagram Asansol - 713303. Phone: 0341 - 329 5235 / 329 8306 • AURANGABAD: Office No. 1, 1st Floor, Amodi Complex, Juna Bazar, Aurangabad 431 001. Phone: 0240-3295202. • BALASORE: B C Sen Road, Balasore-756001. Phone: 06782-326808 • BAREILLY: 2-C, Radheyshyam Enclave, Behind Vikas Bhawan, Civil Lines, Bareilly - 243001. Phone: 581-3243172/3243322 • BELLARY: No.18A, 1st Floor, Opp. Ganesh Petrol Pump, Parvathi Nagar Main Road, Bellary-583103. Phone: 08392-326848/326065 • BELGAUM: Tanish Tower, CTS No.192/A, Guruwar Peth, Tilakwadi, Belgaum: 590006. Phone: 0831-329 9598 • BEHRAMPUR: 1st Flr., Upstairs of Aaroon Printers, Gandhi Nagar Main Road, Ganjam Dt, Berhampur-760001, Orrisa : Phone: 0680320923/3205855 • BHATINDA: 2907 GH,GT Road, Near Zila Parishad, Punjab, Bhatinda, Pin code: 151001. Phone: 164-320 4511, 320 4170 • BHAVNAGAR: 305-306, Sterling Point, Waghawa Road, Opp. HDFC Bank Bhavnagar - 364002. Tel. No.: (Off) 0278 - 3004641• BHAGALPUR: Dr R P Road ,Khalifabag Chowk, Bhagalpur-812001 Phone: 64-3209093/3209094 • BHUJ: Data Solution, Office No:17, I st Floor, Municipal Building Opp Hotel Prince, Station Road, Bhuj - Kutch-370001 Phone: 02832-320762/320924 • BHILAI: 209, Khichariya Complex, Opp IDBI Bank, Nehru Nagar Square, Bhilai 490 020 Phone: 0788 - 3299 040, 3299 049. • BHILWARA: C/o Kodwani & Associates, F-20-21, Apsara Complex, Azad Market, Bhilwara-311001. Phone: 01482-320809/231808 • BHOPAL: C-12, Near City Bank, Above Delhi Prakashan Agency, Zone-I, M.P.Nagar, Bhopal - 462011 (M.P.). Phone: 0755 - 329 5878 / 329 5873.• BOKARO: HC-3, Ist Floor, City Centre, Sector-4, Bokaro Steel City, Bokaro 827004. State: - Jharkhand. Phone. 06542 - 324 881 / 326 322 • BURDWAN: 399, G T Road, Opposite of Talk of the Town Burdwan - 713101. Phone: 0342 -320 7001/3207077. • CALICUT: 17/28, H 1st Floor, Manama Building, Mavoor Road, Calicut - 673 001. Phone: 0495 - 325 5984. • CUTTACK: Near Allahabad Bank, Cantonment Road, Cuttack - 753001. Phone: 0671 - 329 9572. • DAVENEGERE:13, Ist Floor, Akkamahadevi Samaj Complex, Church Road, P.J.Extension, Devengere-577002. Phone:08192-326226/326227 • DHANBAD: Urmila Towers, Room No: 111(1st Floor), Bank More, Dhanbad - 826 001. Phone: 0326 - 3290217. • DHULE: H. No. 1793 / A, J.B. Road, Near Tower Garden, Maharashtra Dhule-424 001. Phone: 329902/329903 • DEOGHAR: S S M Jalan Road, Ground floor, Opp. Hotel Ashoke, Caster Town, Deoghar-814112 Phone : 6432-320227/320827. • DEHRADUN: 204/121 Nari Shilp Mandir Marg , Old Connaught Place Dehradun- 248001. Phone: 0135 - 325 1357, 325 8460 • ERODE: 199/1, Brough Road (Near Sivaranjani Hotel) Erod -638001. Phone - 0424 - 320 7730 / 3207733.• FARIDHABAD: B-49, Ist Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridhabad-121001. Phone:0129/3241148/32411470 • GHAZIABAD: 207/A-14, IInd Floor, Devika Chamber, RDC, Raj nagar, Gazhiabad-201002. Phone: 01203266917/3266918 • GORAKHPUR: Shop No.3, Second Floor, Cross Road, A.D. Chowk, Bank Road Gorakhpur - 273 001. Phone: 0551 - 329 4771. • GUNTUR: • Door No 538-44, 5/1 BRODIPET, Near Ravi Sankar Hotel Guntur - 522 002. Phone: 0863 - 325 2671. • GURGAON: SCO - 17, 3rd Floor, Sector-14, Gurgoan-122001. Phone: 0124-326 3763/326 3833 • GWALIOR: 1st Floor, Singhal Bhavan, Daji Vitthal Ka Bada, Old High Court Road, Gwalior - 474001. Phone: 0751 - 320 2873 / 3202311 • GULBARGA: Pal Complex, Ist Floor, Opp. City Bus Stop,SuperMarket, Gulbarga - 585 101. Karnataka. Phone: 8472-310119/310523 • GUWAHATI: Old post office lane, A. K. Azad Lane Rehabari, Guwahati -781008. Phone: 0361 - 260 7771 / 213 9038. • HAZARIBAG: Municipal Market, Annanda Chowk, Hazaribagh - 825301 Phone: 6546-320251/320250 • HISAR: 12, Opp. Bank of Baroda, d Square Market, Hisar - 125001. Haryana. Phone: 1662-329580/315546 • HOSU: Shop No.8 J D Plaza, OPP TNEB Office, Royakotta Road, Hosur-635109. Phone: 04344-321002/321004 • HUBLI: 206 & 207, ' A ' Block 1st Floor, Kundagol Complex, Opp. Court, Club Road. Hubli - 580029. Phone: 0836 - 329 3374/320 0114. • JAMMU: 660- A Near Digital Wares, Lane opposite Dushara Ground, Front Gate, Gandhi Nagar, Jammu-180004 Phone: 0191-9906082698/2432601 • JABALPUR: 975, Chouksey Chambers, Near Gitanjali School, 4th Bridge, Napier Town, Jabalpur - 482 001. Phone: 0761 - 329 1921 • JALANDHAR: 367/8, Central Town, Opp. Gurudwara Diwan Asthan, Jalandhar - 144 001. Phone: 0181 - 325 7165, 325 7103. • JAMNAGAR: 217/218, Manek Centre, P. N. Marg, Jamnagar-361001. Phone: 0288-329 9737. • JALGAON: Right Infotech, F-16, II ND Floor, Golani Market, Jalgaon-425001. Phone: 0257-3207118/3207119 • JAMSHEDPUR: Millennium Tower, S-4 Ground Floor, R- Road, Bistupur , Jamshedpur- 831001. Phone: 0657 - 329 4594. • JODHPUR: 1/5, Nirmal Tower, Ist Chopasani Road, Jodhpur - 342 003. Phone: 0291 - 325 1357 • JHANSI: Opp SBI Credit Branch, Babu Lal Kharkana Compound, Gwalior Road, Jhansi-284001. Phone: 510-3202399 • JUNAGADH: Circle Chowk, Near Choksi Bazar Kaman, Gujarat, Junagadh-362001. Phone: 0285-3200909/3200908 • KADAPA: Door No.1-1625, DNR Laxmi Plaza, Opp. Rajiv Marg, Railway Station Road, Yerramukkapalli, Kadapa, Andhra Pradesh, Pin code: 516 004 Phone: 8562- 322 469, 322 099 • KARIMNAGAR: HNo.7-1-257, Upstairs S B H, Mangammathota, Karimnagar , A.P., Pin code: 505 001 Phone: 878- 320 5752, 320 8004 • KANNUR: Room No.14/435, Casa Marina Shopping Centre, Talap, Kannur – 670004 Kerala. Phone: 497-324 9382/324 9147 • KALYANI: A - 1/50, Block - A, Nadia Dt, Kalyani-741235. Phone: 033-32422712/32422711 • KESTOPUR: AA 101, Prafulla Kanan, Sreeparna Appartment, Ground Floor, Kolkata, Kestopur-700101. Phone: 033-32415332/32415333 • KOTA: B-33 'Kalyan Bhawan', Triangle Part, Vallabh Nagar, Kota-324 007. Phone: 0744 - 329 3202. • KOLLAM: Kochupilamoodu Junction, Near VLC, Beach Road, Kollam-691001. Phone: 474-3248376/3248377 • KOLHAPUR: AMD Sofex Office No.7, 3rd Floor , Ayodhya Towers , Station Road Kolhapur - 416 001 • KOTTAYAM: Door No. IX / 1276 , Amboorans Building, Manorama Junction, Kottayam - 686 001. Ph:- 0481 - 3207011 / 3206093 • KUMBAKONAM: Jailani Complex, 47, Mutt Street, Tamil Nadu Kumbakonam - 612001. Phone: 435-3200912/3200911 • KURNOOL: H.No.43/8, Upstairs, Uppini Arcade, N R Peta, Kurnool - 518 004 A.P. Phone: 8518-312 978/312 970 • LATUR: Kore Complex, 2nd Cross Kapad Line, Near Shegau Patsanstha, Latur - 413 512 Maharashtra Phone : 2382-341927/341507 • MANIPAL: Academy Annex, First Floor, Opposite Corporation Bank, Upendra Nagar, Manipal - 576104. Phone: 0820 - 325 5827 • MATHURA: 159/160 Vikas Bazar, Mathura-281001. Phone: 0565-3207007/3206959 • MEHSANA: 1st Floor, Subhadra Complex, Urban Bank Road, Mehsana - 384 002. Gujarat Phone: 2762-323985/323117• MEERUT: 108 Ist Floor Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut - 250 002. Phone: 0121 - 325 7278 • MORADABAD: B-612 'Sudhakar', Lajpat Nagar, Moradabad - 244 001. Phone: 0591 - 329 7202, 329 98412 • MYSORE: No.1, 1st Floor, CH.26 7th Main, 5th Cross, (Above Trishakthi Medicals), Saraswati Puram, Mysore - 570 009. Phone: 0821 - 234 2182 / 329 4503. • MUZZAFARPUR: Brahman Toli, Durga Asthan, Gola Road, Muzaffarpur842001. Phone: 0621-3207504/3207052 • NASIK: "Varsha Bungalow", 1st Floor, Near Rungtha High School, 493, Ashok Stambh, Nasik - 422001. Phone: 0253 - 329 7084, 325 0202. • NELLORE: 97/56, I Floor, Immadisetty Towers, Ranganayakulapet Road, Santhapet, Andhra Pradesh, Nellore, Pin code: 524001, Phone: 0861-329 8154, 320 1042 • NAVSARI: Dinesh Vasani & Associates, 103 -Harekrishna Complex, above IDBI Bank, Nr. Vasant Talkies, Chimnabai Road, Navasari-396445. Phone: 02637327709/329238. • NOIDA : B-20, Sector - 16, Near Metro Station, Noida - 201301, Uttar Pradesh. Phone : 0120-304335/36/37/38. • PANIPAT: 83, Devi Lal Shopping Complex, Opp ABN Amro Bank, G.T.Road, Panipat - 132 103. Phone : 0180 -325 0525 /400 9802 • PATIALA: 35, New lal Bagh Colony, Patiala -147001. Phone: 0175 - 329 8926 / 222 9633. • PONDICHERRY: S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherry - 605 001. Ph: 0413 -21 0030 / 329 2468 • PORBANDAR: 1st Floor, Silver Complex, S.T. Road, Gujarat, Porbandar , Pin code: 360575 Phone: 286- 320 7767, 320 5220 • RAICHUR: # 12 – 10 – 51 / 3C, Maram Complex, Besides State Bank of Mysore, Basaveswara Road, Raichur - 584101. Karnataka Phone: 8532 – 323215 / 323006 • RAIPUR: C-23, Sector 1, Devendra Nagar , Raipur - 492004. Phone: 0771 - 3296404 • RAJAMUNDHRY: Cabin 101 D. no 7-27-4, 1st Floor Krishna Complex, Baruvari Street, T Nagar, Rajahmundry - 533101. Phone: 0883 325 1357 • RAJKOT: 111, Pooja Complex , Harihar Chowk, Near GPO , Rajkot - 360001. Phone: 0281 - 329 8158, 329 8206 • RANCHI: 223,Tirath Mansion (Near Over Bridge),1st Floor, Main Road, Ranchi - 834 001. Phone: 0651 - 329 6202, 329 8058 • RATLAM: Dafria & Co, 81, Bajaj Khanna, Ratlam-457001. Phone: 07412324829/324817 • ROURKELA: 1st Floor, Mangal Bhawan Phase II, Power House Road , Rourkela - 769001. Phone : 0661 329 0575 • ROHTAK: 205, 2ND Floor, Blg. No. 2, Munjal Complex, Delhi Road, Rohtak-124001. Phone: 01262-318687/318589 • SAGAR: Opp. Somani Automobiles, Bhagwanganj, Sagar - 470 002. Madhya Pradesh Phone: 7582-326711/326894. • SATARA: 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Maharashtra Satara-415002. Phone: 2162-320926/320989 • SATNA: 1st Floor, Shri Ram Market, Besides Hotel Pankaj, Birla Road, Satna - 485 001. Madhya Pradesh. Phone: 7672/320896-320756 • SOLAPUR: 4, Lokhandwala Tower, 144, Sidheshwar Peth, Near Z.P. Opp. Pangal High School, Solapur-413001. Phone: 0217-3204201/3204200 • SALEM: No.2, I Floor Vivekananda Street, New Fairlands, Salem-636016. Phone: 0427 - 325 2271 • SAMBALPUR: C/o Raj Tibrewal & Associates, Opp.Town High School, Sansarak , Sambalpur - 768001. Orissa. Phone 0663 - 329 0591 • SILIGURI: No 8, Swamiji Sarani, Ground Floor, Hakimpara , Siliguri - 734401. Phone: 0353 - 329 1103 • SHIMLA: I Floor, Opp. Panchayat Bhawan Main gate Bus stand, Shimla - 171001. Himachal Pradesh. Phone : 177-3204944/3204945 • SHIMOGA: Nethravathi, Near Gutti Nursing Home, Kuvempu Road, Shimoga, Karnataka, Pin code: 577 201. Phone: 8182- 322 966, 322 980 • SRIGANGANAGAR: 18 L Block, Sri Ganganagar - 335001. Rajasthan. Phone: 154-3206580 / 3206295 • SURENDRANAGAR: 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar, Gujarat, Pin code: 363035 Phone: 2575- 320 321, 320 233 • TIRUPATHI: Shop No14, Boligala Complex, 1st Floor, Door No. 18-841B, Near Leela Mahal Circle, Tirumala Byepass Road, Tirupathi-517501. Phone: 0877-3206887/3209257 • THIRUPUR: 1(1), Binny Compound, Iind Street, Kumaran Road, Thiruppur-641601. Phone: 0421-3201271/3201272 • TRICHUR: Adam Bazar, Room no.49, Ground Floor, Rice Bazar (East). Trichur - 680 001. Phone: 0487 - 325 1564 • TRICHY: No 8, I Floor, 8th Cross West Extn., Thillainagar, Trichy - 620 018. Phone: 0431 - 329 6906, 329 6909 • TRIVANDRUM: R S Complex ,Opposite of LIC Building, Pattom PO, Trivandrum-695004. Phone: 0471 - 324 0202, 324 1357 • TIRUNELVELI: III Floor, Nellai Plaza, 64-D, Madurai Road, Tirunelveli - 627 001. Ph:- 0462 -233 3688 • UDAIPUR: 32, Ahinsapuri Fatehpura Circle, Udaipur - 313004. Phone: 0294 - 329 3202. • VARANASI: C 27/249 - 22A, Vivekanand Nagar Colony, Maldhaiya, Varanasi 221002. Phone: 0542 - 325 3264, 325 3265 • VASHI: Mahaveer Center, Office No:17, Plot No:77, Sector 17, Vashi-400703. Phone : 022-32598154/32598155 • VELLORE: No:54, Ist Floor, Pillaiyar Koil Street, Thotta Palayam, Vellore-632004. Phone: 0416/3209017-3209018 • VALSAD: C/o. CAD HOUSE, Siddhivinayak Complex, F-1, First Floor, Avenue Building, Near R.J.J. School, Tithal Road, Valsad - 396001. Phone: 02632 - 324 202 / 324 047 • WARANGAL: F13, 1st Floor, BVSS Mayuri Complex , Opp. Public Garden, Lashkar Bazaar, Hanamkonda, Warangal - 506 001. Phone: 0870 - 320 2063 / 320 9927. • YAMUNANAGAR: 124-B/R Model Town, Yamunanagar, Haryana - 135 001. Phone: 1732 316880/316770. SCB BANK LTD. - Collection Centres: • Ahmedabad: Abhijeet Ii, Ground Floor Meetakali, 6th Roadahmedabad – 380006. Contact Person: Hariharan Iyer / Mansi Shah. Tel. : 91 79 6470061 / 646123. Fax No.: 91 79 6468302.• Allahabad: 2 Sardar Patel Marg, Civil Lines, Allahabad - 211 001. Contact Person: Prasonjit Bosoury. Tel.: 91532-2427065. Fax: 91532-2427066. • Amritsar: Gandhi Bazar, The Mall, Post Box - 3. Amritsar - 143001. Contact Person: Radhey Kishan Wahi. Tel. : 0183 -240 1665. Fax: 0183 – 2227492. • Bangalore: 4th Floor, West Wing, Raheja Towers. M. G. Road, Bangalore - 560 001. Contact Person : Nk Smitha. Tel. : 080-5326061 5095105. Fax: 080 - 5589870, 5325373. • Bhopal: Ground Floor, Northern Wing, Alankar Complex, Plot No.10, Zone Ii, MP Nagar, Bhopal - 462011. Contact Person : Kapil Seth. Tel. :0755-2554281. Fax: 0755-2554281. • Bhubaneshwar: Plot No 3, Bapuji Nagar, Janpath, Bhubaneshwar - 751 009. Contact Person: Bhardwaj Mishra. Tel. : 0674 2539436. • Chandigarh: SCO, 137-138, Sector – 9C, Madhya Margchandigarh. Contact Person: Purushottam Thakur. Tel. : 0172-5072884-6. Fax : 0172-5072881. • Chennai.: 19, Rajaji Salai, Chennai - 600001. Contact Person: Ramesh Joshi / Aniruddha Verma. Tel : 91 44 25349159/ 9314. Fax No.: 91 44 25349156 Cell No. Ramesh Joshi : 9841722181. Aniruddha Verma : 9841267205. • Cochin : XXIV/ 1633, KPK Menon Road Willingdon Island, Cochin- 682003. Contact Person: P R Unnikrishnan / Nk Sajith. Tel : 0484 - 2668360 / 2666246. Fax : 2668391/ 2667637. • Coimbatore: 509, D. B. Road, R. S. Puramcoimbatore - 641 002. Contact Person: Satheesh Shankar. Tel : 0422-2544620, 2544629. Fax : 0422-2542592. • Guwahati: G N Bardoli Roadambari - Guwahatiguwahati - 781001. Contact Person: Lallan Ram. Tel. : 0361-2632264. Fax: 0361-2543192” • Hyderabad: 6-3 1090 Raj Bhavan Road, Somajiguda, Hyderabad - 500082 Contact Person: Deepak Prabhu / Vishwakant. Tel. : 91 40 23321442 23321421. Fax No.: 23397332. • Indore: 21/1 DM Tower, Race Cource Road, Indore - 452001. Contact Person: Mr.a ushitosh Mehta. Tel: 0731- 5206913/ 14. Fax No.: 0731- 4206913. • Jaipur: H8, Showroom No.1, Bhagwat Bhawan, MI Road, Jaipur. Contact Person: Nitin Gupta. Tel. : 0141-2367949. Fax : 01415116073. • Jallandhar: Plot No. 34, G. T. Road, Jalandhar - 144 001. Contact Person: Yash Parmar. Tel. : 0181-5073412. Fax : 0181-2220295. • Kanpur: 16/105, M. G. Marg, Kanpur - 208 001. Contact Person: Tarun Jha / Amit Dixit. Tel. : 0512-2303961/ 2303408 (Tele Fax) 0512-2306536. • Kolkata: 19 Netaji Subhas Road, Kolkata - 700001. Contact Person: Dilip Chakravorty / Mohideep Sen. Tel. : (033)- 22220173/ 22220263. Fax No. -22220201/ 22102464. • Lucknow: 4 Shahnajaf Road, Lucknow Up - 226001. Contact Person : Nishant Dixit. Tel. : 0522-2201826. Fax: 0522-2201870. • Ludhiana: SCO 16-17, Feroze Gandhi Market, Ludhiana Punjab - 141001. Contac Person : Harvinder Singh. Tel: 0161-5084028. Fax No.: 0161- 5084032. • Mumbai: 270 D.N. Road, Fort, Mumbai - 400001. Contact Person: Joseph George. Tel. : 91 22 22092213 / 22683975. Fax No.: 91 22096067/ 68. Cell: 9819233225. • Nagpur: Narang House, Palm Road, Civil Line, Nagpur - 440001. Contact Person: Sandeep Tambe. Tel.: 0712-5620706. • New Delhi: A-1 Block, Hamilton House, Connaught Palace, New Delhi - 110 001, India. Contact Person : vivek Gupta/ Rajeev Mehrotra. Tel : 011 - 43654095, 43654009. Fax No.: 011-23725103. • Patna: Bhagwati Dwaraka Arcade, Plot No: 830 P, Exhibition Road, Patna - 800 001. Contact Person: Vivek Dalmia. Tel.: 0612 - 2223139/ 43. Fax No. : 0612-2223136. • Pune: Shrirang House, 364-365 Junglee Maharaj Road, Shivaji Nagar, Pune - 411 005. Contact Person : Deepak Kunder / Chavan Rahul. Tel. : 9520 5521879/ 78. Fax : 9520 - 25521830. • Rajkot: Business Empire, 5 Jagnath Plot, Gymkhana Road, Rajkot - 360002. Contact Person: Niranjan Shukla. Tel. : +0281 + 2461341. Fax No: 0281-6626008. • Surat: C. K. Tower,1st Floor, Nr. Sargam Shopping Center, Towards, Surat-dumas Rd., Parle Point, Surat - 395007. Contact Person : Viral Minawala. Tel. : 0261 222 0110. Fax : 0261 2220078. • Vadodara: Gokulesh, R C Dutt Road, Vadodara - 390 009. Contact Person : Kalpesh Modhia. Tel. : 0265-232 0071. Fax : 0265-232 0071. HDFC BANK LTD. - Collection Centres: • AGRA - Shop No F3,F3-A, 1st Floor, Friend’s Plaza, Sanjay Place, Agra - 282 002 • AHMEDABAD - Astral Building , Next to HDFC House, Opposite Reliance General Insurance Building, Near Mithakhali Six Roads, Navrangpura, Navrangpura - 380 009 • AHMEDNAGAR - Amber Plaza, Station Road, Opp ADCC Bank, Sahakar Gruh, Ahmednagar - 414 001 • Ajmer - AMC No. - 13/10 & 14/10, Near Suchma Kendra, Adajcent to Swami Complex, Ajmer- 305 001 • Akola - Sethi Heights, Opp to Collector Office, Z P Road, Akola- 444 001 • Aligarh - 3-316 Ramghat Road, Near Devi Tray Hospital, Aligarh - 202 001 • Allahabad - 2nd Floor, Above Honda Showroom 58, Sardar Patel Marg, Civil Lines, Allahabad - 211 001 • Alwar - Bhagat Singh Circle, Road No 2, Alwar - 301 001 • Ambala, Shingar Palace Complex, Nicholson Road, Ambala Cantt, 133 001 • Amravati - C/o. Rasik Plaza, Jaistambh Chowk, Morshi Road, Amravati - 444 601 • Amreli - 2 Manekpura, Station Road, Amreli - 365 601 • Amritsar - 1st Floor, R.S. Towers, Hall Bazar, Amritsar - 143 001 • Anand - 1st Floor, Sanket Towers, Opp Anand Arts College, Grid Road, Anand - 388 001 • Ankleshwar - Commercial Plot - 73 / P, GIDC Estate, SA Motors Building, Ankleshwar - 395 002 • Asansol - CMS Dept., P C Chatterjee Market , G.T Road, Rambhandu Tala, Asansol - 713 303 • Aurangabad - Shivani Chambers, Manjeet Nagar, Jalna Road, Opp. Akashwani, Aurangabad - 431 001 • Bagalkot - CTS. No 121, B.S No 39 Ward X, Opposite Railway Station, Bagalkot - 587 102 • Balasore - C/o. Bharat Motors, F.M. Circle, Balasore - 756 001 • Bangalore- No 8 / 24 Salco Centre, Richmond Road, Bangalore-560 025 • Bardoli - Shree Ambika Niketan Temple, Shree Ambika Niketan Temple, Bardoli - 394 601 • Barielly - 154, Krishna Palace, Civil Lines, Bareilly - 243 001 • Baroda - 5th Floor, Midway Heights, Next to Panchmukhi Hanuman Temple, Lokmanya Tilak Road, Kirti Mandir, Near Kala Ghoda, Raopura Baroda - 390 001 • Batala - SCF-173-174 Jalandhar Road, Batala - 143 505 • Begusarai- Kachari Chowk, Begusarai - 851 101 • Belgaum 3rd Floor, Khimjibhai Complex, Belgaum - 590 006 • BhagalpurKhalifa Bagh Chowk, Triveni Apartments, Dr. R P Road, Bhagalpur - 812 002 • Bharuch Near Octroi, Naka Link Road, Near Octroi Naka, Link Road, Bharuch - 392 001 • Bhatinda - 3027-B, Guru Kanshi Marg, Bhatinda - 151 001 • Bhavnagar - 1st Floor, Gopi Arcade, Opp Takhteshwar Post Office, Waghawadi Road, Bhavnagar - 364 001 • Bhilai - Chauhan Estate, G.E Road, Supela, Bhilai - 490 023 • Bhilwara - 2-3-4, S.K Plaza Complex, Pur Road, Bhilwara - 311 001 • Bhiwadi - SP 54 Ashiana Arcade, Riico Industrial Area, Bhiwadi - 301 019 • Bhiwani - S 175 D Meham Chowk, Bhiwani - 127 201 • Bhopal - Service Branch, 1st Floor, Z-1 , Zone 1, M P Nagar, Bhopal - 462 011 • Bhubaneshwar - Junction of Janpath & Gandhi Marg, Hotal Jajati Complex, Kharvelanagar, Unit - III, Master Canteen Square, Bhubaneshwar - 751 001 • Bhuj - 101 & 102 Sunrise Tower, 11 - Vijaynagar Society, Hospital Road, Bhuj - 370 001 • Bhusaval Mansingh Complex , C.T.S No 3294, H No 4 / 285, Jamner Road, Opposite CSM Complex, Bhusaval - 425 201 • Bikaner - Roshan Plaza, Rani Bazar, Bikaner - 334 001 • Bilaspur - A - 99 Link Road, Near Agrasen Chowk, Bilaspur C.G. Bilaspur 495 001 • Bokaro - B9 City Centre, Sector IV, B - 9, City Center, Sector IV, Bokaro Steel City, Bokaro - 827 004 • Burdwan - 45 G.T Road, Birhata, Burdwan - 713 001 • Calicut - 3rd Floor, Simax Tower, Kannur Road, Nadakkavu, Calicut 673 013 • Chandigarh - SCO - 371 / 372, Sector 35 - B, Chandigarh - 160 034 • Changanacherry CMS Dept, Golden Tower, Golden Tower, M C. Road, Vezhakattiuchira, Changanacherry - 686 101 • Chengannur Govt Hospital Junction, Chengannur- 689 121 • Chennai - Mariam Centre, Ground Floor - 751 B, Anna Salai - Chennai 600 002 • Cochin - 1st Floor, Sl Plaza, Palarivattom, Cochin - 682 025 • Coimbatore- 1635 Classic Tower, Trichy Road, Coimbatore - 641 018 • Cuddapah - 72 - 1A, Dwarka Nagar, Beside Sandhya Theatre , Nagaraju, Palli Village, Cuddapah - 516 001 • Curchorem - Cms Dept., Mopkar Chamunda , Ground Floor, Near Post Office, Curchorem - Sanguem Road, Curchorem - 403 706 • Cuttack - Bajrakbati Road, Cuttack 753 001 • Dahanu - Matruashish Building, Irani Road, Dahanu Road, Dahanu - 401 602 • Daman Arc Shopping Mall, Dilip Nagar, Teen Batti, Daman - 396 210 • Darbhanga - Natraj Bhawan, Tower Chowk, Darbhanga-846 004 • Davangere No 621, BHM Enclave, Binny Co Road, Mandipet, Davangere - 577 002 • Dehradun 56, Rajpur Road, Uttaranchal, Dehradun - 248 001 • Delhi - Figops, Ist Floor, Kailash Building, 26 K G Marg, New Delhi- 110 001 • Deogarh - Assam Access Road, New Tower Chowk, Deogarh- 814 112 • Dhanbad - Sri Ram Plaza, 1st Floor, Bank More Dhanbad, Jharkhand- 826 001 • Dharamsala- 363 / 6 Centre Point, Civil Lines, Dharamsala - 176 216 • Dhule- Lane No 6, Mundada Arcade, Parola Road, Dhule- 425 001 • Durgapur- A102 & 103, City Centre, Bengal Shristi Complex, City Center, Durgapur Road, Durgapur- 713 216 • Erode- 456 Brough Road, Erode- 638 001 • Fazilka- MC594, Gaushala Road, Fazilka- 152 123 • Ferozepur- CMS Dept. Building 307 / 7, The Mall, Ferozpur City, Haryana - 152 002 • Gandhidham- Plot No 1, Sector 8, Rabindranath Tagore Road, Near GPO Gandhidham - 370 201 • Gaya - Near Ganta Ghar, K.P Road, Gaya - 823 001 • Gondal - Ground And First Floor, College Chowk, Next To Central Bank of India, Gondal - 363 031 • Gorakhpur- CMS Dept, Prahlad Rai Trade Centre, Ayodhya Crossing, Bank Road, Gorakhpur - 273 001 • Guntur - 87-90, Main Road, Lakshmipuram, Guntur- 52 2007 • Gurdaspur - Cms Dept, SCF-1& 2 Shopping Complex, Improvement Trust Market, Hanuman Chowk, Gurdaspur- 143 521 • Guwahati - Fancy Bazar Branch - WBO- Mishra Complex Jail Road, Guwahati- 781 001 • Gwalior - Block G1, Plot No. 43, Anand Deep Building, City Centre, Gwalior- 474 011 • Hajipur Vimal Complex, Dak Banglow ComplexOpp T V S Showroom Hajipur844 101 • Haldwani8/6 , Nainital RoadBhotia PraoHaldwani263 141 • Hamirpur- Hotel Paradise New Road National Highway 88 Hamirpur177 001 • Hazaribagh Annada ChowkGuru Gobind Singh Road Hazaribagh 825 301 • Himmatnagar G.F Shop No 5-8 & First Floor 4 - 9 Kumar House, Durga Oil Mill Compound Himmatnagar- 383 001 • Hisar- Plot No 3 - 4Mca Area Railway Road, HisarHisar125 001 • Hoshirapur-Sco 1-2-3, Scheme No 11Improvement Trust Market Chandigarh Road, Hoshiarpur-146 001 • Hosur No. 24 & 25, Maruthi NagarNear Dharga, Sipcot Po, Hosur635 126 • Hubli T B Revankar Complex, Vivekanand Hospital Road Hubli 580 029 • Hyderabad 6-1-73 3rd Floor Saeed Plaza, Lakadikapaul, Hyderabad 500 004 • Ichalkaranji - House No 7 - 55, Main Road, Janata ChowkIchalkaranji 416 115 • Indore3 Rd Floor, 9/1a, U.V.House, South TukonjIndore 452 001 • Jabalpur1702, Naiper TownModel Road Jabalpur - 482 002 • Jagadhri First Floor, Plot No.1 Rajesh Nagar Colony, Ambala Road, Jagadhri - 135 003 • Jagraon - 368 B, Kapoor Building, Tehsil Road, Jagraon142 026 • Jaipur1st Floor, O-10, Ashok Marg Ahimsa Circle, C Scheme, Jaipur-302 001 • Jalandhar 911, Near Narinder Cinema, G T Road, Jalandhar144 001 • Jalgaon Plot No 134 / 135, Dsp Chowk, Facing Mahal Road, Jalgaoan - 425 001 • Jammu, CB 13, Railhead Complex, Gandhi Nagar, Jammu Tawi, Jammu180 001 • Jamnagar Plot No 6, Park Colony, St Ann’s School, Bedi Bunder Road, Jamnagar361 008 • Jamshedpur C/o Mithila Motors Ltd., Near Ram Mandir, Bistupur, Jamshedpur 831 001 • Jhansi Damroo Cinema Complex, Civil Lines, Jhansi - 284 001 • Jind - SCF - 5 Near Rani Talab, Jind - 126 102 • Jodhpur - Plot No 57 / B9th Chopasani Road, Jodhpur342 003 • Junagadh - Moti Palace, Ground Floor, Opp RaijinagarJunagadh362 001 • Kadi - Radhaswami Complex, R.S No. 242, Nr N.C. Desai Petrol Pump, Highway Char Rastha, Kadi - 382 715 • Kaithal 1450-1451-A/4 Ambala Road, Near Pehowa Chowk, Kaithal - 136 027 • Kangra Opp Government PolytechnicKangra (H.P)176 001 • Kannur CMS Dept K V R Towers, South Bazar Road,Kannur - 670 002 • Kanpur - Navin Market Branch, 15/46 Civil Lines, Kanpur - 280 001 • Kapurthala Mgn School, Mall Road, Kapurthala144 601 • Karad Near Hotel Sangam Pune, Bangalore Highway Karad - 415 110 • Karnal - Sco 778-779, Opp Mahabir Dal Hospital, Kanjpura Road, Karnal132 001 • Karur126 / D / E , Anna Plaza, Kovai Road, Karur - 639 002 • Khanna - Opp Bus Stand, G.T Road, Khanna141 401 • Kolhapur Gem Stone, Raosaheb Vichare Complex 517, E Ward , New Shahupuri, Near Central Bus Stand And Parikh Pool, Kolhapur - 416 001 • Kolkata - Abhilasha II ,61st Floor, 6 Royd Street, Kolkata - 700 016 • Kota - Show Room No 13 - 14, Main Jhalawar Road, Kota - 324 007 • Kotkapura B -X/740, Faridkot Road, Kotkapura - 151 204 • Kottayam - 3rd Floor, Unity Building, Opp MDC Centre, K K Road Kottayam - 686 002 • Kurukshetra CMS Dept, Shop No 1 To 5, Kalawati Market Railway Road, Kurukshetra136 118 • Latur Shri Prabha Arcade, Shop No 3-6, M.G Road, Near Nagar Parishad, Opp Town Hall Latur - 413 512 • Lucknow - Pranay Tower, Darbari Lal Sharma Marg, Beside Pratibha Cinema, Lucknow - 226 001 • Ludhiana CMS Dept., 5th Floor, Mall Road, Ludhiana141 001 • Madurai Nithtya Kalyani Towers, No 34, Krishnayar Tank Street No.8, North Veli Street, Madurai - 625 001 • Mandi Gobindgarh, Hukum Chand Bansal BuildingMain Post Office Roda, Mandi Gobindgarh147 301 • Mangalore M.N Towers, Kadri, Mangalore - 575 002 • Manjeri CMS Dept, Kurikal Plaza, Bldg #20/1245 HDFC BANK LTD. - Collection Centres (Contd.): Kacheripady, Malapurram Road, Manjeri - 676 121 • Mapuca S 1 / 2 Ground Floor, Cosmos Towers, Near Govt Bldg. Complex, Mapusa - 403 507 • Margoa Ranghavi Building, Opp Municipality Garden Dr.George Barette Road, Margoa- 403 601 • MathuraCms Dept, Ops Bsa CollegeGaushala Raod, Mathura - 281 001 • Meerut 1st Floor, 381 Western Kutchery Road, Meerut - 250 001 • Mehsana Prabhu Complex, Near Raj Kamal Petrol PumpAbhu Highway, Mehsana - 384 002 • Moga - G.T Road, Opp D.C Office, Moga - 141 001 • Moradabad Chaddha Shopping Complex, GMD Road, Moradabad - 244 001 • Morvi Om Shopping Center, Revapur Main Road, Morvi - 363 641 • Mumbai Maneckjiwadia Building, Nanik Motwani Marg, Mumbai - 400 023 • Muzzafarnagar 53/4 -A Bhag Kambal Wala, Jansat Road, New Mandi, Muzaffarnagar 251 001 • Muzzafarpur Above Maruti Showroom, Choti Saria Ganj, Muzzafarpur - 842 001 • Mysore - Mythiri Arcade, 1st Main, Saraswathipuram, Mysore - 570 009 • Nabha Sco 14-15 Patiala Gate, Nabha - 147 201 • Nadiad Shoot Out Building, Nadiad Ice Factory Compound College Road, Nadiad - 387 001 • Nagpur - 303 & 304 3rd floor, Wardh Road 12, Milestone, Near Lokmat Square, Nagpur - 440 010 • Narnaul Opp S P Residence Mahinder Garh Road, Narnaul - 123 001 • Nasik Archit Centre, 3rd Floor, Chandak Circle Link Road, Opp Sandeep Hotel, Near Mahamarg Bus Stand, Nasik - 422 002 • Navsari Nandini Complex, Ground Floor, Station Road, Sandh Kuva, Navsari - 396 445 • Nawanshahar B 1 / 48, Banga Road, Nawanshahar144 514 • Nellore G.T Road, Nellore - 524 001 • Palakkad 8 / 246 Chandra Nagar, Palakkad - 678 007 • Palanpur Parth Complex, Near Cozy Tower, Opp Joravar Palace, Palanpur - 385 001 • Panipat - 801 / 4 , G.T Road, Panipat - 132 103 • Panjim - Swami Vivekanand Road, 301, Milroc Lar Menezes,Opp Gomantak Maratha Samaz, Panjim - 403 001 • Pathanamthitta CMS Dept, Aban Arcade Ward # 9/1128 Pathanathitta-Kumbazha Road, Pathanathitta - 689 645 • Patiala S.C.O - 1150, First Floor, Leela Bhawan, Patiala - 147 001 • Patna - Rajendra Ram Plaza, Exhibition Road, Patna - 800 001 • Perinthalmanna Calicut Road, Perinthalmanna, Malappura Dist Perinthalmanna 679 322 • Phagwara Kalra Road, Opp Hanuman Garhi Mandir, G.T.Road, Phagwara144 401 • Ponda Royal Chambers, GD1 -GD4, TiskPonda 403 401 • Pondicherry TS No. 6, 100 Feet Road, Ellaipillaichavady, Pondhicherry - 605 005 • Porbandar Om Shiv Sakthi, R D Chamber, Porbander360 575 • Pune Fortune Square Model Colony, Pune 411 016 • QuilonVgp Buildings, Door No XVI / 1539 (1320A)Vadakumbhagom Ward, Irumpupalam, Kollam - 691 001 • Raipur Chawla Tower, Near Bottle House, Shankar Nagar, Raipur - 492 001 • Rajamundry H.No : 46-17-20, Main Road, Danavaipet Rajahmundry 533 103 • Rajapalayam No 251, Thenkasi Road, Kadambankulam, Rajapalayam - 626 117 • Rajkot - Opp Alfred High School, 2nd Floor, Panchratna Bldg, Jawahar Road, Rajkot - 360 001 • Rajpura 11-12 Block B, Chandigarh Patiala Road, Rajpura -140 401 • Ramganjmandi Shanti Sadan, Opposite SBBJ, Bazar No - 1, Ramganj Mandi, Ramganjmandi - 325 519 • Ramgarh NH-33, Main Road, Ramgarh Cantontment Ramgarh - 829 122 • Ranchi Rohini 1st Floor, 56 Circular Road, Ranchi - 834 001 • Raniganj NSB Road, Plot No 408, Raniganj - 713 347 • Ratlam 90, Station Road, Ratlam - 475 001 • Rewari L-203, Old Court Road, Model Town, Rewari - 123 401 • Rishikesh M No 53 , M J Mall, Railway Road, Rishikesh - 249 201 • Rohatak - 401-402, D Park, Model Town, Main Delhi Road, Rohtak124 001 • Roorkee 313 / 8, Civil Lines, Roorkee - 247 667 • Ropar Sohana Chandigarh Rd., College Road, Ropar - 141 001 • Rourkela Bisra Road, Dwivedi Bhawan, Dwivedi Square, Rourkela - 769 001 • Rudrapur Plot No1&2, Nanital Road, Plot No1&2, Nanital Road, Rudrapur - 263 153 • Saharanpur Mission Compound, Court Road, Adjoining Top Shop Saharanpur - 247 001 • Salem 5/241-F, Rathna Arcade, Omalur Main Road, Salem - 636 004 • Sambalpur Nayapara Golbazar Chowk Sambalpur768 001 • Sangamner Shop No 1, Janak Plaza, Opposite Kubera Sankul, New Nagar Road, Sangamner - 422 605 • Sangli 640, Venkatesh SenateMiraj Road, Sangli - 414 416 • Sangrur Shop No. 1-2-3, Kaula Park Market, Shop No. 1-2-3, Kaula Park Market Sangrur148 001 • Shillong Police Bazar, Shillong - 793 001 • Shimla Jankidas Building, 3, The Mall Shimla171 001 • Shimoga No 447, Sharavathi Complex Saverlane Road, Shimoga - 577 201 • Siliguri 3 No, Ramkrishna Samity Building, Sevoke Road, Pani Tanki More, Siliguri - 734 401 • Silvassa 1-16 Jaypee House, Opp Patel Petrol Pump, Vapi Silvassa Road, Silvassa 396 230 • Sindhanur R.K Complex, Kushtagi Road, Sidhanur - 584 128 • Solan Anand Bhavan, Near DC Office, Rajgarh Road, Solan173 212 • Solapur Sun Plaza, 1st Floor 8516 / 11, Murarji Peth, Lucky Chowk, Solapur 413 007 • Srinagar M.S Shopping Mall, Residency Road, Srinagar190 001 • Surat 7th Floor, Kashi Plaza, Next to Dr. Bipin Desai Children Hospital, Majura Gate, Surat - 395 002 • Surendranagar Middle Point, Near Milan Cinema, Surendranagar - 363 002 • Thalassery Avk Nair Road, Thalassery - 670 001 • Theni No 422 - A, Periyakulam Road, Opposite Convent, Theni Allinagaram, Theni - 625 531 • ThiruvallaIllampallil Buildings 26/149(1&2), MC Road, Tiruvalla - 689 101 • Tirunelveli 12,13 Trivandrum High Road, Vannarpet, Palayamkottai, Tirunelveli - 627 002 • Tirupathi H.No. 10-14-575/A3 Mosque Road, V.V Mahal Road, Tirupati - 517 501 • Tirupur160, Chidambaram Complex, Kumaran Road, Tiruppur - 641 604 • Tirur KMS Tower, Thazepalam Tirur - 676 101 • Trichur Global Centre, M. G. Road, Trichur - 680 004 • Trichy A-10, Lakshmi Arcade11th Cross Main Road, Thillainagar Trichy - 620 018 • Trivandrum Kenton Towers Vazhuthacaud Trivandrum - 695 014 • Udaipur 358 Post Office Road, Chetak Circle, Adjacent to Chetak Cinema, Udaipur - 313 001 • Udupi Panduran Towers, Court Road, Diana Circle Udupi - 576 101 • Unjha Suvidhi Complex, 1 St Floor, Nr. Radha Krishna Temple,Station Road, Unjha - 382 170 • Valsad 1st Floor, Ekta Appt, Near R J J High School, Thithal Road, Valsad - 396 001 • Vapi 1st Floor, Kanta Trade Centre, Behind Asopalav Hotel, GIDC Char Rasta, Vapi - 396 195 • Varanasi D 58/2 Kuber Complex, Rathyatra Crossing, Varanasi 221 010 • Vasco Ground Floor, Damodar Building, Swatantra Path, Vasco Da Gama - 403 802 • Vellore No73, Officers, Line Krishna Nagar, Vellore - 632 001 • Veraval Amrutdeep, Opp Public Garden Rajamahal Road, Veraval - 362 265 • Vijaywada 40-1-48/2, M.G Road, Labbipet, Vijaywada - 520 010 • Vishakapatnam 1st Floor, Poduri Castle, Above Rayomond Showroom, Dwarka Nagar, Vishakapatnam - 530 016 • Warangal No.1-8-605 / 1 Nakkalgutta Hanamkonda, Warangal - 506 002. KOTAK MAHINDRA. - Collection Centres : • AGRA: Shriram Hospital, M. G. Road, Agra, Uttar Pradesh - 282 003.• AHMEDABAD: Ground Floor, Chandan House, Opp. Abhijeet III, Near Mithakali Six Roads, Navrangpura, Ahmedabad, Gujarat - 380 006. •AHMEDNAGAR: Ground Floor of Hotel Oberoi, Nagar Manmad Road, Savedi, Ahmednagar, Maharashtra - 414 003.• ALLAHABAD: 2, Sardar Patel Marg, Civil Lines, Allahabad, Uttar Pradesh - 211 001. •AMRITSAR: 10, Kennedy Avenue, The Main Mall Road, Amritsar, Punjab - 143 001. • ANAND: P. M. Chambers, Mota Bazar, Vallab Vidya Nagar, Anand, Gujarat - 388 120. • ANKLESHWAR: Shop # 11/ 12, 12 A, Narmada Arcade, Old Naitonal Highway No. 8, Ankleshwar, Gujarat - 393 002. • AURANGABAD: CTS No. 12995, Kandi Towers, Near Rokadiya Hanuman Colony, Jalna Road, Aurangabad, Maharashtra - 431 001. • BANGALORE: 10/7, Umiya Land Mark, Next to Chancery Hotel, Lavelle Road, Bangalore, Karnataka - 560 001. • BARBIL: Ground & First Floor, Barbil Trade Center, Main Road, Near Kali Mandir, Barbil, Orissa 758 035. • BARDOLI: Pitru Chaya, Station Road, Bardoli, Gujarat - 394 601. • BARODA: Panorama Building, R. C. Dutt Road, Alkapuri, Vadodara, Gujarat - 390 015. • BHARUCH: Shop No. G 10, Ground Floor, Shop No. 6, 7, 8, 9 & 11, Yash Kamal Complex, Linking Road Crossing, Nandalev, Bharuch, Gujarat - 392 001. • BHAVNAGAR: Bhavna Construction Company, Plot No. 2108 /A, G. R. Sterling Centre, Waghwadi Road, Bhavnagar, Gujarat - 364 001. • BHOPAL: 214, Bhagwan Complex, Zone 1, M. P. Nagar, Bhopal, Madhya Pradesh - 462 016. • BHUBANESHWAR: 184, Ground Floor, Janpath Bhubaneswar, Bhubaneswar, Orissa - 751 001. • BODELI: First Floor, Shop No. 9,10 & 11, Gajanand Plaza, Opp. S. T. Depot, Halol Rd, Alipura, Bodeli, Gujarat - 39115. • CHANDIGARH: SCO 153-154-155, Madhya Marg, Sector 9 C, Chandigarh, Punjab - 160 009. • CHENNAI: Capitale, Ground Floor, 555, Anna Salai, Chennai, Tamil Nadu - 600 018. • COCHIN: Ground Floor, Kumarapillai Estate, M. G. Road, Cochin, Kerala - 682 031. • COIMBATORE: 727, Avinashi Road, Skanda Square, Coimbatore, Tamil Nadu - 641 018. • DAHANU: Shop No. 2, 3 & 4, First Floor, Janardhan Arcade, Main Road, Dahanu Road, Maharashtra - 401 602.• DAHOD: Ground Floor, Central Park, Durga Mills, Compound Gadi Road, Dahod, Gujarat - 389 151. • DEESA: Shop No. 63-66, Aditya Complex, Near Jalaram Mandir, Deesa, Gujarat - 385 573. •DHANBAD: Ground Floor, Ward No. 18, Ramson Arcade, Shastri Nagar, Dhanbad, Jharkhand - 826 001. • GANDHIDHAM: Office No. 1, Ground Floor, Sindhu 1, SRC Plot No. 309, Gandhidham, Gujarat - 370 201. • GURDASPUR: House No. 498, Ward No. 6, Gian Singh Transporter, Tibri Road, Gurdaspur, Punjab - 143 521. • GUWAHATI: 4th Floor, Ganapati Enclave, G. S. Road, Uluvari, Opp. Bura Service Station, Guwahati, Assam - 781 007. • HIMMATNAGAR: Gr. Floor, Dodiya House, Opp. Govt Godown, Nr. Civil Circle, Himmatnagar, Gujarat - 383 001. • HYDERABAD: Pavani Jewel Tower, Ground Floor, Somajiguda, Hyderabad, Andhra Pradesh - 500 089. • INDORE: 580, M. G. Road, Indore, Madhya Pradesh - 452 001. • JAIPUR: 57, Krishna Tower, Sardar Patel Marg, C-Scheme, Jaipur, Rajasthan - 302 001. • JALANDHAR: Midas Corporate Park, G. T. Road, Jalandhar, Punjab - 144 001. • JAMSHEDPUR: Gayatri Enclave, K. Road, S. Town, Bistupur, Jamshedpur, Jharkhand - 831 001. • JODHPUR: Bombay Motor Building, Bombay Motor Circle, 87/B-2, Chopasani Road, Jodhpur, Rajasthan - 342 003. • JORHAT: Dr. K. C. Dey's Building, Gar Ali Road, Junction of Rupahi Ali & Gar Ali Road, Jorhat, Assam - 785 001. • KADI: 2, Kunal Complex, Opp. J. K. Petrol Pump, Kadi, Gujarat - 382 715. • KANPUR: 17/03, The Mall, Meghdoot Hotel Building, Kanpur, Uttar Pradesh - 208 001. • KAPURTHALA: Ground Floor, Simi Plaza, Plot No. 51, Mall Road, Kapurthala, Punjab - 144 601. • KOLHAPUR: Shop No. B4-B8, Royal Prestige, Sai Extension, City Survey No. 11127, E Ward, Raja Rampuri Road, Kolhapur, Maharashtra - 416 001. • KOLKATTA: Apeejay House, 15, Parkstreet, Kolkatta, West Bengal - 700 016. • KOTTAYAM: Cherukara Towers, Opp. to Collectorate, Kottayam, Kerala - 686 001. •LUCKNOW: 3GF, Speed Building, Shahanazaf Road, Lucknow, Uttar Pradesh - 226 001. • LUDHIANA: SCO 120, Ground Floor, Feroze Gandhi Market, Ludhiana, Punjab - 141 001. • MADURAI: 1-A, West Perumal Maistry Street, Madurai, Tamil Nadu - 625 001. • MATHURA: GF, Tera Towers (Right Portion), Plot No. 217/ 371, Bhuteshwar Road, Mathura, Uttar Pradesh - 281 004. • MEERUT: 179/1, University Road, Mangal Pandey Nagar, Meerut, Uttar Pradesh - 250 004. • MEHSANA: Rajendra Estate, Opp. Gayatri Temple, State Highway, Mehsana, Gujarat - 384 002. • MORADABAD: Sri Ganapati Complex, Near Ekta Dwar, Opp. Mission School, Civil Lines, Moradabad, Uttar Pradesh - 244 001. • MORBI: Shop No. 5-8, Ground Floor, Silver Plaza, Ram Chowk, Savsar Plot, Morbi, Gujarat - 363 641. • MUMBAI: 5 C/ II, Mittal Court, 224, Nariman Point, Mumbai, Maharashtra - 400 001. • MYSORE: Plot No. 2912/1, Kantharaj Urs Road, Saraswatipuram, Mysore, Karnataka - 570 009. • NAGPUR: Ground Floor, 345, Shree Mohini Complex, Kingsway, Nagpur, Maharashtra - 440 001. • NAKODAR: Ground Floor, Amrik Chambers, Nurmahal Road, Nakodar, Punjab - 144 040. • NAMAKKAL: SKK Complex, 9-1 A & B, Mohanur Road, Namakkal, Tamil Nadu - 637 001. • NASHIK: Shop No.1, Payas, Opp. B. Y. K. College, Thatte Nagar Road, Nasik, Maharashtra - 422 005. • NAVSARI: UGF, Paradise Towers, Opp. Civil Hospital, Station Road, Navsari, Gujarat - 396 445. • NEW DELHI: Ground Floor, Ambadeep, 14, K. G. Marg, New Delhi -110 001. • PALANPUR: Ground Floor, Agrawal Complex, Palace Road, Palanpur, Gujarat - 385 001. • PANJIM: Ground Floor, Hotel Park Plaza, Opp. Azad Maidan, Panjim, Goa - 403 001. • PATIALA: Ground Floor, SCO 116-119, New Leela Bhavan, Patiala, Punjab - 147 001. • PATNA: Shop No. 3, 4 & 5, Ahmad Husain Complex, Exhibition Road, Gandhi Maidan, Patna, Bihar - 800 001. • PHAGWARA: UGF, Milap Tower, G. T. Road, Phagwara, Punjab - 144 401. • PUNE: Bakre Avenue, FP No. 226/3, Bhandarkar Road, Pune, Maharashtra - 411 004. • RAJKOT: Nath Complex, Ground Floor, Near Race Course, Dr. Yagnik Road, Rajkot, Gujarat - 360 007.• RAJPURA: D9, D10, Caliber Market, Patiala Road, Rajpura, Punjab - 140 401. • RUDRAPUR: Commercial Plot No. 4, Grd. &1st Floor, Awas Vikas Colony, Nainital Road, Rudrapur, Uttaranchal - 263 153.• SALEM: Plot No. 12, S. No. 98, Bharathi Street, Alagapuram, Salem, Tamil Nadu - 636 001. • SANGRUR: SCF 9-10, Kaula Park, Sangrur, Punjab - 148 001. • SANKARI: 17, New Edappadi Road, Sankari, Tamilnadu - 637 301. • SILVASSA: Shop No. 1-5, Rohan Avenue, Silvassa - Vapi Main Road, Silvassa, Daman & Diu - 396 230. • SURAT: Ground Floor, Kotak House, K.G. Point, Ghod Dod Road, Surat, Gujarat - 395 007. • SURENDRANAGAR: 1st Floor, Pranav Complex, Nr. Old Vijay Transport, Bus Stand Road, Surendranagar, Gujarat - 363 002. • TARAPUR: Shop No. 1 & 2, Shivkala Arcade, Ground Floor, Boisar - Tarapur Road, Boisar, Tarapur, Maharashtra - 401 501. • TIRUPUR: Park Avenue, Avinashi Road, Tirupur, Tamil Nadu - 641 603. • TRICHY: B 17, Aishwaryam Building, Sasthiri Road, Thillai Nagar, Trichy, Tamil Nadu - 620 017. • TRIVANDRUM: S. I. Properties, Ground Floor, White Haven, Vellayambalam, Trivandrum, Kerala - 695 010. • UDAIPUR: Trimurti Heights, 8 C Bank Street, Madhuban, Udaipur, Rajasthan - 313 004. • UNJHA: 2nd Floor, Above Bhojanalay, Opp. AMC Building, GunjBazar, Unjha, Gujarat - 384 170. • VALSAD: Shop No. 3-6, Sai Keval Jalaram Road, Valsad, Gujarat - 396 001.• VAPI: Plot No. 5 & 6, Mahalaxmi Society, Vapi - Daman Road, Chala, Vapi, Gujarat - 396 191. • VARANASI: D-37/37, Spice K. C. M. Cineplex Complex, Godowlia Chowk,Varanasi, Uttar Pradesh - 221 001. • VIJAYAWADA: 40-1-48/1, M. G. Road, Labbipet , Vijayawada, Andhra Pradesh - 520 010. • VIRAMGAM: Shop No. 19-22, Akshar Complex, Mandal Road, Viramgam, Gujarat - 382 150. • VISHAKAPATNAM: The Landmark - Unit G 1, Waltair Ward, Ward No. 18, Waltair Uplands, Visakhapatnam, Andhra Pradesh - 530 003. • VISNAGAR: 1st Floor, Rajkamal Complex, Near Railway Station, Visnagar, Gujarat - 384 315. • Vyara: C. D. House, Opp. Swaminarayan Temple, Vyara, Gujarat - 394 650. IDFC AMC Offices Ahmedabad Bangalore Bhubaneshwar Chandigarh Chennai Coimbatore Dehradun Goa Guwahati Hyderabad Indore Jaipur Kanpur Kochi Kolkata Lucknow Ludhiana Mangalore Mumbai Nagpur Nashik New Delhi Patna Pune Raipur Rajkot Surat Vadodara Visakhapatnam : : : : : : : : : : : : : : : : : : : : : : : : : : : : : Ground Floor, Zodiac Avenue, Opp. Mayor's Bungalow, Near Law Garden, Ahmedabad - 380 006. Tel.: 079-64505881/ 5857. Raheja Point, 2nd Floor, Magrath Road, Opp. Garuda Mall, Bangalore - 25. Tel.: 080-64501951/ 52, 66111504/ 05/ 06. Shop No. 208, 2nd Floor, Janpath Tower, Ashok Nagar, Bhubaneswar - 751 002. SCO 2475/ 76, 1st Floor, Sector 22C, Chandigarh - 160 022. Tel.: 0172-5071918/ 19/ 21/ 22. Fax: 0172-5071918. KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai - 600 031. Tel.: 044-45644201/ 202 Fax No.: 044-45644222. Red Rose Plaza, 509 H, II Floor, D. B. Road, R. S. Puram, Coimbatore - 641 002. C/o. EBD Business Centre, Cubicle No.3, 49, Rajpur Road, Dehradun - 248 001. Advani Business Centre, Neelkamal Arcade, Atmaram Borkar Road, Above Federal Bank, Panjim, Goa. Tel.: 0832-6650403. 4E, 4th Floor, Ganapati Enclave, G. S. Road, Ulubari, Opp. Bora Service Station, Guwahati - 781 007. Mobile: 09957568099. 4th Floor, Central Plaza, # 6-3-902/A, Raj Bhawan Road, Somajiguda, Hyderabad - 500 082. Tel.: 040-42014646/ 47. Fax: 040-40037521. 405, 4th Floor, 21/ 1, D. M. Tower, Race Course Road, Indore - 452 001. Tel.: 0731-4206927. G7, G8, Anukampa Towers, Church Road, Jaipur - 302 001. Tel.: 0141-5105797, 5105798. Office No. 214/ 215, 2nd Floor, KAN Chambers, 14/113, Civil Lines, Kanpur - 208 001. Tel.: 0512-2331071, 2331119. 39/3993 B2, Ground Floor, Vantage Point, VRM Road, Ravipuram, Kochi - 682 016. Tel.: 0484-4029291, 3012639. Fax: 0484-2358639. Oswal Chambers, 1st Floor, 2 Church Lane, Kolkata - 700 001. Tel.: 033-3024 9794/ 78/ 88/ 89/ 90. Flat No. 2, 1st Floor, SAS House, 6B, Tej Bhadur Sapru Marg, Lucknow - 226 001. Tel.: 0522-3056900/ 01/ 02/ 03/ 04/ 05. Fax: 0522-3056900. SCO 16-17, Basement, Feroz Gandhi Market, Ludhiana - 141 001. Tel.: 0161-5022155, 5022156. Raj Business Centre, IIIrd Floor, Raj Towers, Balmatta Road, Mangalore - 575 001. 17/18, 3rd Floor, Vasvani Mansion, 120, Dinshaw Vachha Road, Opp. K. C. College, Churchgate, Mumbai - 400 020. Tel.: 022-22876419. Fortune Business Centre, First Floor, 6 Vasant Vihar, WHC Road, Shankar Nagar, Nagpur - 440 010. Tel.: 0712-6451428/ 2525657. Mobile: 09923700189. Kavita Complex, 2nd Floor, Madan Services, Near Big Bazar, College Road, Nasik - 422 005. Mobile: 09970625856. 4th Floor, Narain Manzil, 23, Barakhama Road, New Delhi - 110 001. Tel.: 011-47311301/ 02/03/04/05. 406, Ashiana Hariniwas, New Dak Bungalow Road, Patna - 800 001. Tel.: 0612-6510353. 1st Floor, Dr. Herekar Park Building, Next to Kamala Nehru Park, Off. Bhandarkar Road, Pune - 411 004. Tel.: 020-66020965. 227-228, 2nd Floor, Lalganga Shopping Mall, G. E. Road, Raipur - 492 001. Mobile: 09926908790. Star Plaza, 2nd Floor, Office No. 201, Phulchab Chowk, Rajkot - 360 001. U 15/16, Jolly Plaza, Athwa Gate, Surat - 395 001. Tel.: 0261-2475060 & 2475070. Ground Floor, Akash Ganga Complex, Adjacent to Vanijaya Bhavan, Race Course Circle, Vadodara - 390 007. Tel.: 0265-6620919/ 939. Visakha Executive Centre, 47-11-1/5, Eswar Arcade, Dwarakanagar,1st Lane, Visakhapatnam - 530 016. Mobile: 09963439222. Sponsor Infrastructure Development Finance Company Limited (IDFC) Registered Office ITC Centre, 3rd Floor,760, Anna Salai, Chennai - 600 002. Trustee IDFC AMC Trustee Company Limited (IDFC ATC) One India Bulls Centre, 841, Jupiter Mills Compound, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013. Investment Manager IDFC Asset Management Company Ltd. (IDFC AMC) Registered & Corporate Office One India Bulls Centre, 841, Jupiter Mills Compound, Senapati Bapat Marg, Elphinstone Road (West), Mumbai - 400 013. Registrar Computer Age Management Services Private Limited 148, Old Mahabalipuram Road, Okkiyamthuraipakkam, Chennai - 96. Tel. + 91 - 44 - 24587263 / 7262. Registration No. INR 000002813 Custodian Deutsche Bank AG Kodak House, 222 D N Road, Fort, Mumbai - 400 001 Auditors Deloitte Haskins and Sells 12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate, Worli, Mumbai - 400 018. Offices of Registrar, Computer Age Management Services Private Limited l Ahmedabad : 402-406, 4th Floor - Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad - 380 006. Phone : 079-30082468/ 30082469/ 30082470 l Bangalore : Trade Centre, 1st Floor 45, Dikensen Road (Next to Manipal Centre), Bangalore-560 042. Phone : 080-30574709/ 30574710/ 30578004/30578006 l Bhubaneswar: 101/ 5, Janpath, Unit – III , Near Hotel Swosti, Bhubaneswar - 751 001. Phone : 0674-325 3307/325 3308 l Chandigarh : Deepak Towers, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh-160 017.Phone:0172-304 8720/304 8721/304 8722/3048723 l Chennai :148, Old Mahabalipuram Road, Okkiyamthuraipakkam, Chennai - 96.Tel. + 91 - 44 - 24587263 / 7262. l Cochin : 40 / 9633 D, Veekshanam Road, Near International Hotel, Cochin-682 035. Phone : 0484-323 4658 /323 4662 l Coimbatore : Old # 66 New # 86, Lokamanya Street (West), Ground Floor, R.S.Puram, Coimbatore-641 002. Phone:0422-301 8000/301 8001. l Durgapur : 4/2, Bengal Ambuja Housing Development Ltd, Ground Floor, City Centre Dist - Burdwan, West Bengal, Durgapur-713 216 Phone : 0343/329 8890 /329 8891/6451419 l Goa : No.108, 1st Floor, Gurudutta Bldg, Above Weekender M G Road, Panaji (Goa) - 403 001. Phone : 0832/325 1755-325 1640 l Hyderabad : 102, First Floor , Jade Arcade, Paradise Circle, Secunderabad-500 003. Phone : 040-3918 2471/3918 2473 /3918 2468/3918 2469 l Indore : 101, Shalimar Corporate Centre, 8-B, South tukogunj, Opp.Greenpark, Indore-452 001. Phone : 0731-325 3692/325 3646 l Jaipur : G-III, Park Saroj , Behind Ashok Nagar Police Station, R-7, Yudhisthir Marg ,C-Scheme. Jaipur-302 001Phone - 0141/326 9126/326 9128/5104373/5104372 l Kanpur : G - 27,28 Ground Floor, CITY CENTRE, 63/ 2, THE MALL, Kanpur-208 001. Phone : 0512-3918003/ 3918000/ 3918001/3918002 l Kolkata: “LORDS Building”, 7/1,Lord Sinha Road, Ground Floor, Kolkata-700 071. Phone : 033/32550760/3058 2285/ 3058 2303 / 30582281 l Lucknow : Off # 4,1st Floor,Centre Court Building, 3/c, 5 - Park Road, Hazratganj, Lucknow-226 001. Phone : 0522/391 8000/391 8001/391 8002/ 3918003 l Ludhiana : U/ GF, Prince Market, Green Field, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, Above Dr. Virdi’s Lab, P.O Model Town, Ludhiana-141 002. Phone : 0161-301 8000/301 8001 l Madurai : 86/71A, Tamilsangam Road, Madurai-625 001. Phone : 0452-325 1357/325 2468 l Mangalore : No. G 4 & G 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore575 003. Phone : 0824-325 1357/325 2468 l Mumbai : Rajabahdur Compound, Ground Floor, Opp Allahabad Bank, Behind ICICI Bank 30, Mumbai Samachar Marg, Fort, Mumbai-400 023.Phone : 022-30282468/ 30282469/ 30282471/ 65257932 l Nagpur : 145 Lendra, Behind Indus Ind Bank, New Ramdaspeth, Nagpur - 440 010. Phone : 0712-325 8275/2432447 l New Delhi : 304-305 III Floor, Kanchenjunga Building, 18, Barakhamba Road, Cannaugt Place, New Delhi - 110 001. Phone : 011-3048 2471 /3048 1203 /3048 1205/ 30482468 l Patna : Kamlalaye Shobha Plaza (1st Floor), Behind RBI Near Ashiana Tower, Exhibition Road, Patna-800 001. Phone : 0612-325 5284/325 5285/ 3255286 l Pune : Nirmiti Eminence, Off No. 6, I Floor, Opp Abhishek Hotel, Mehandale Garage Road, Erandawane, Pune - 411 004. Phone:020-30283005/ 30283003/30283000/30283001 l Surat : Office No 2 Ahura -Mazda Complex, First Floor, Sadak Street, Timalyawad, Nanpura, Surat - 395 001. Phone : 0261/326 2267/326 2468/326 0352 l Vadodara : 109 - Silver Line, Besides world Trade Centre, Sayajigunj, Vadodara - 390 005 Phone :0265-301 8029/301 8031 l Vijayawada: 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M.G Road, Labbipet, Vijayawada - 520 010 Phone : 0866-329 9181/329 5202 l Visakhapatnam: 47/ 9 / 17, 1st Floor, 3rd Lane , Dwaraka Nagar, Visakhapatnam-530016. Phone : 0891-329 8397/329 8374/2554893. Please note our investor service email id investor@idfcmf.com www.idfcmf.com