LIABILITY INSURANCE SOLUTIONS FOR
UKAS ACCREDITED TESTING LABORATORIES
AND INSPECTION BODIES
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HOWDEN BROKING GROUP LIMITED
LIABILITY INSURANCE SOLUTIONS FOR UKAS ACCREDITED TESTING LABORATORIES AND INSPECTION BODIES
Howden has worked closely with UKAS, ATaC and the testing laboratory
and inspection sector for over a decade. Using our specialist knowledge
of the sector and our insurance industry expertise, we have continuously
encouraged liability insurers to recognise the significant commitment
to risk management that UKAS accreditation requires. In turn, we
ensure that commitment is rewarded with competitive premiums
and appropriate insurance cover.
Via our exclusive partnership with award
winning insurer Hiscox, Howden provide
liability insurance advice and broking
services to the full spectrum of UKAS
accredited firms from those involved in
asbestos and drug testing through to
calibration and inspection.
Our exclusive product provides protection
for the key business critical risks including,
where required:
lProfessional Indemnity
lEmployers’ Liability
lPublic and Products Liability
lBuildings, Contents and Business
Interruption
lDirectors’ and Officers’ Liability
In addition to our commitment to offering
competitive premiums for the right level of
cover, we provide:
lA single payment for all policies with the
ability to pay by interest free direct debit
where required.
lNon-adjustable premiums – insurers will
not alter the premiums at the end of the
policy year if estimates for items, such
as wage roll, have been exceeded.
lCover for official investigations/
proceedings.
lSimple to increase policy coverage to
incorporate big ticket items for example,
microscopy equipment.
lAccess to advice, guidance and advocacy
from our claims’ team – one of the UK’s
largest and most respected specialist
claims team.
lAssistance with completion of insurance
information for pre-tender questionnaires.
lEmployment
advice from BusinessHR
at a discounted rate, available as a policy
add-on. BusinessHR are experts in
providing employment advice to small
businesses. Their service incorporates
web based access to:
❍Template employee contracts, policies
and letters
❍A wide range of downloadable HR and
Health and Safety guides
❍Free online Human Resources and
Health and Safety risk assessments
❍Monthly newsletters to keep you up
to date on all employment issues
lThe sector expertise and insurance
knowledge necessary to provide
advice on a broad range of business
insurances ranging from, but not limited
to Employee Benefits, Directors’
& Officers’ and Motor Fleet.
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“It is reassuring to place our insurances with a broker
who continues to demonstrate their understanding
of our industry and provides prompt service levels
throughout the year”
Jonathan Francis
Director, Riverside Environmental Ltd
THE INSURERS
HISCOX
With origins going back to 1901, Hiscox
is now a FTSE 250 company with over
1,600 employees in 11 different countries.
Firmly established as a leading international
insurer, Hiscox underwrite a diverse range
of personal and commercial insurance risks
including the insurance programs for over
150,000 UK businesses.
Hiscox aim to provide excellent service
and has a stated commitment to a
series of corporate values that include
quality, integrity and excellence – values
that Howden recognise and value in an
insurance partner. In similarity to Howden,
Hiscox also place claims service at the
heart of their business believing that
superior claims handling should be based
on fairness and common sense.
“I am very pleased to be working with Howden
who have provided us with a comprehensive liability
insurance package which, in my opinion, perfectly
suits our business. I am confident that I can rely
on them for advice and assistance during the policy
period together with a competitive premium. This
gives me confidence in Howden’s products and
a sense that your business is valued. We are more
than happy to recommend Howden to other firms”
CHARLES PICKLES
Finance Director, Lucion Environmental Ltd
“The Howden claims team is comprised of highly
skilled individuals who manage to combine
technical excellence in handling claims with the
ability to communicate cogently and credibly with
underwriters when coverage issues arise. The team
has a wealth of experience and is highly regarded
in the insurance market and beyond. In the provision
of support and in advocating the cause of its clients,
the team is second to none, in my experience”
Head of Professional Risk
Leading law firm
“We are delighted to be working with Howden,
who have demonstrated a sustained commitment
to and a comprehensive understanding of the needs
of firms who provide testing services in the UK.”
MARK RODDIS
Underwriting Manager, Hiscox UK
ABOUT HOWDEN
The Howden Professional Indemnity
division is one of the UK’s most respected
and knowledgeable Professional Indemnity
Insurance (PII) broking teams. We employ
over 100 insurance professionals and our
business leaders across claims, broking
and account management are some of the
most experienced in the industry, all with
over 25 years’ experience.
Unlike many of our peers, we focus on
specific industry sectors rather than
attempting to be generalists. We believe
the depth of knowledge this enables us
to develop is critical to the provision of
great quality advice and service across
broking, claims and risk management.
We are recognised as market leaders in
several professional sectors and our client
base includes many of the UK’s leading
professional services firms.
Established in 1994, Howden Broking
Group employs over 1,300 people around
the world. Whilst our size gives us a
significant advantage when it comes to
negotiating coverage, premiums and
claims with insurers, we remain absolutely
committed to ensuring our customers
continue benefitting from the personal
relationships, quality of service and
specialist knowledge they have received
over the last 20 years.
SECTORS OF PROFESSIONAL
INDEMNITY EXPERTISE
We have the knowledge and expertise
to look after businesses operating across
a range of sectors and territories, but we
specialise in the following areas:
lArchitects
lAccountants
lApproved Inspectors
lAsbestos Testing and Inspection bodies
lEngineers
lFinancial Advisers
lInsurance Intermediaries
lMortgage Brokers
lPsychological therapists
lSolicitors
lSurveyors
CONTACT US
To find out how we can help
you improve your insurance
arrangements, please
contact:
Matt Baker
T +44 (0)20 7133 1567
Colin Pethers
T+44 (0)20 7133 1392
Eukas@howdengroup.com
By combining our in-depth knowledge of
the professional sectors we serve with the
product expertise and global knowledge of
the Howden Broking Group, we are able to
handle the most complex global insurance
programmes including:
PEOPLE
lPersonal
Accident
Medical
lBusiness Travel
lKidnap, Ransom and Extortion
lEmployee Health & Benefits
lWar & Political Risks
lExpatriate
ASSETS
lProperty
lTerrorism
lBusiness
Interruption
lConstruction
lPlant
and Equipment
lMachinery/Electronic Breakdown
lCrime
lFleet
lTitle Insurance
LIABILITIES
lEmployers’
Liability
& Product Liability
lEnvironmental Liability
lDirectors’ and Officers’ Liability
lProfessional Indemnity
lCyber Liability
lIntellectual Property Protection
lCrime
lPublic
Howden Insurance Brokers Limited
71 Fenchurch Street
London
EC3M 4BS
United Kingdom
T +44 (0)20 7133 1300
F +44 (0)20 7133 1500
Einfo@howdengroup.com
www.howdengroup.com
Part of the Hyperion Insurance Group
Howden Insurance Brokers Limited is a
subsidiary of Howden Broking Group Limited,
part of the Hyperion Insurance Group. Howden
Insurance Brokers Limited is authorised and
regulated by the Financial Conduct Authority:
firm reference number 312584. Registered
in England and Wales under company
registration number 203500. Registered
office 16 Eastcheap, London, EC3M 1BD.
Broker at
OUR KNOWLEDGE: YOUR ADVANTAGE