AGENDA
EBA Risk Management Committee
Wednesday, April 22nd
@ 12:00p Eastern
CAPSULE –
Immediately following the subcommittee updates…
“Adobe Acrobat PDF File Management – Musings of a Banker”
Dennis Firestone and Greg Doyle of CBRE will facilitate a discussion with Georgia Dannatt of
Bank of the West, and David Lambert of Wells Fargo, regarding the ever-increasing wave of
PDF documents that pour into banks through RIMS, FTP sites, and email. One of the objectives
of this call is to crowd source an update to RMC Tip Sheets 1a (April) and 1b (May) on these
topics.
April call:
TIP SHEET 1a: “Adobe Acrobat PDF Management – Creating PDFs,
Optimizing, Reducing, and Image Resizing”
May call:
TIP SHEET 1b: “Redaction, Metadata Management, Digital Signatures,
and Print Ripping”
Dial-in Number: 712.432.0075
(Canadian callers: Dial this access number first: 559.546.1400.. and then the number above)
Access code: 880073#
Un-/Mute: *6
CALL TO ORDER:
[[Welcome to the April - EBA-RMC Call. Today is *Wednesday, April 22, 2015*. Bill Sloan and
Dennis Firestone are today’s hosts, and this call is being recorded in lieu of Minutes. This call is
intended for EBA members and invited guests only. Unauthorized use of the content is
prohibited.]]
ROLL-CALL:
In lieu of a roll-call, please introduce yourself on the call (even if you are not a member) and then
take a moment during the call to e-mail your name to dennis.p.firestone@cbre.com ... or use
the button embedded in the 15-Minute Reminder.
ADMINISTRATIVE:
Outlook v-Cards to detach to your Outlook Contacts
(Please delete the old vCards, before saving these):
OLD BUSINESS & TASK GROUP UPDATES:
Audio-replays (mp3 format) for the past two months:
Listen to the calls with one of several “fast-playback” Android Applets:
https://play.google.com/store/apps/details?id=com.astroplayer
•
February - 127 lines: “The Dodd-Frank Act” is all over the news. It’s reportedly killing
community banks, and will impact most of the EBA membership in some capacity. John
Rybak and Greg Lampe of BB&T Bank provided an explanation of what’s going on, notably
with respect to Banking Vendor Management (“vetting the vendors”). There were numerous
follow-up comments on this topic.
http://www.envirobank.org/EBA/files/ccLibraryFiles/Filename/000000001683/409387-948624075.mp3
•
March – 92 lines: “Plan and Cost Review” The ever-entertaining Bob Szustakowski of
First Niagara Bank discussed the process and sought feedback on the various issues. Bob’s
talking points included: Are the consultants hitting the mark?; Required Documents: “have to
have” and others are “nice to have.”; Cost Estimates; Contracts; Contingencies; The “So
What” Factor; Codes – Budgets v Contingency; Communications; Uncertainties; Weather
Impacts; Shelf-life; and Schedule.
https://s3.amazonaws.com/RMC/Bob+Szustakowski+Plan+and+Cost+Review.mp3
ASTM Updates:
•
•
ASTM 1527-13 – Julie Kilgore
ASTM 1528-14 – Bill Weissman
NEW BUSINESS:
Presentation:
“Adobe Acrobat PDF File Management – Musings of a Banker”
Dennis Firestone and Greg Doyle of CBRE will facilitate a discussion with Georgia Dannatt of
Bank of the West, and David Lambert of Wells Fargo, regarding the ever-increasing wave of
PDF documents that pour into banks through RIMS, FTP sites, and email. One of the objectives
of this call is to crowd source an update to RMC Tip Sheets 1a (April) and 1b (May) on these
topics. Draft Tip Sheet 1a will be distributed prior to the call, in the 15-minute call reminder.
April call:
TIP SHEET 1a: “Adobe Acrobat PDF Management – Creating PDFs,
Optimizing, Reducing, and Image Resizing”
TIP SHEET 1a Adobe Acrobat PDF Management - 4-20-15.pdf
May call:
TIP SHEET 1b: “Redaction, Metadata Management, Digital Signatures,
and Print Ripping”
OPEN DISCUSSION:
•
Members should submit requested announcements to Bill and Dennis prior to the call.
AzLand / cStat Update (Kurt Winters)
http://www.prnewswire.com/news-releases/cstat-property-condition-field-application-approved-by-apple300055279.html
FUTURE CALLS:
These are only tentative dates and topics; speaker availability drives the ultimate line-up and
specific week. Please step forward if you have a proposed topic or want to throw someone under
the bus propose a speaker.
Topics queued:
•
•
May: Tip Sheet 1b - Adobe
June: Tip Sheet 2 – Asbestos
Topics in development:
•
•
•
•
•
Tip Sheet Topics
Asbestos, LBP, and Radon – Which states have license requirements
Ultimate Risk Management Chess Match. Is Federal AAI enough? There are various adoptions at the State
level, but what could really happen to an owner in a worst-case scenario? David Lunn - Nussbaum Gillis.
Vendor Contract and Insurance issues from the different perspectives (legal, EP, lender)
Environmental Risk in the context of Participations
•
•
•
Non real estate environmental risks/liabilities/mitigants. Transactions where real estate is not the primary
collateral. Financial transactions in such industries as energy, healthcare, industrial, transportation, etc. where
the bank may be financing acquisition, working capital, or non-RE assets (inventory or finished products).
Lead Risk Assessments
Potential concerns associated with various property types - focus on less commonly known uses of concern
ADJOURNMENT Random links – CTRL + Click to follow the links (thanks to those that contributed; please
take a minute and send me your Favorites).
Feral assets, creepy collateral and peculiar places:
http://themindunleashed.org/2015/03/huge-5000-year-old-underground-city-discovered-in-turkey.html
http://underground.viralnova.com/derinkuyu/?mb=dyk
http://www.dailymail.co.uk/news/article-2361731/The-house-time-forgot-Red-brick-semi-frozen-1920s-originaldecoration-food-furniture-untouched-90-YEARS.html
http://m.huffpost.com/uk/entry/4801607
http://themindunleashed.org/2014/07/5-mind-blowing-underwater-cities-around-world.html
http://www.collective-evolution.com/2015/04/10/this-family-lives-in-floating-fortress-in-the-middle-of-the-ocean/
http://www.lifebuzz.com/construction-fails/?p=1&utm_source=vi&utm_campaign=constructionfails&fp=vi?
http://www.bbc.com/news/uk-england-essex-30146968
http://news.nationalgeographic.com/news/2015/01/150109-oceans-plastic-sea-trash-science-marine-debris/
http://thespiritscience.net/2015/04/02/20-spiritual-and-metaphysical-travel-destinations-you-need-to-visit/
Yi! – US Disasters
http://www.theweathernetwork.com/news/articles/if-the-yellowstone-supervolcano-ever-blew-its-top-this-new-studyshows-us-what-to-expect/35720/
http://www.bioprepper.com/2014/05/18/americas-death-zones-where-not-to-be-when-it-hits-the-fan/
http://newyorkstimers13.com/2465351-9344231
http://www.wired.com/2015/03/californias-run-water-act-now/?mbid=social_fb
Meanwhile, in Detroit:
http://www.detroitnews.com/picture-gallery/news/local/michigan-history/2015/04/01/1940-what-was-happening-inmichigan-75-years-ago/70774332/
DPF’s Tech Recs (proceed at your own risk):
http://www.pcworld.com/article/2046227/meet-darknet-the-hidden-anonymous-underbelly-of-the-searchable-web.html
Anyone charging their power-hungry Android or iPhone smartphone should benefit from this. Using the free applet
“Ampere,” I was able to see a jump from 10mA-180mA… to 600mA-780mA using this product. It doesn’t seem to make a
“big” difference when charging from a 2.0A charger, but it does help. This is gold when you’re in an airport, trying to
quickly sync’ your laptop and top-off your phone charge from your laptop’s side port.
http://www.amazon.com/PortaPow-PPSCA01SmartCharge/dp/B00QRRZ2QM/ref=sr_1_1?ie=UTF8&qid=1428456170&sr=8-1&keywords=portapow+smart+charge
http://iphone-unknown-tricks.diply.com/humorous-comics/video-smartphone-photography-tips-tricks/110818
http://www.fhfn.org/top-5-phones-with-the-highest-radiation/
http://thespiritscience.net/2015/04/09/5-ways-the-next-10-years-are-going-to-blow-your-mind/
http://www.pcworld.com/article/2044281/install-any-version-of-windows-using-any-windows-disc-you-can-find.html
http://www.pcworld.com/article/2877236/excel-formulas-cheat-sheet-15-essential-tips-for-calculations-and-commontasks.html
http://share.inpwrd.com/fpvS
http://www.pcworld.com/article/2906512/new-battery-could-reduce-phone-charging-to-just-one-minute.html
http://www.pcworld.com/article/2893517/what-to-do-if-someone-steals-your-ip-address.html
http://www.pcworld.com/article/2904016/ransomware-alert-pacman-scheme-uses-dropbox-link-to-gobble-victims.html
http://www.pcworld.com/article/2903450/how-to-figure-out-if-a-website-is-down-or-if-its-just-you.html
http://www.pcworld.com/article/2902263/this-trick-can-quickly-fix-many-mysterious-hardware-failures.html
http://www.pcworld.com/article/2899952/all-major-browsers-hacked-at-pwn2own-contest.html
http://www.pcworld.com/article/2883961/5-tips-for-creating-macros-perfectly-in-office-applications.html
http://www.wired.com/2015/03/ugly-mail/?mbid=social_fb
http://www.wired.com/2015/03/become-nsa-spook-iphone-puzzle-game/?mbid=social_fb
http://funny-lies.viralnova.com/terrible-liars/?mb=wworld
http://www.pcworld.com/article/2158167/troubleshoot-a-dead-internet-connection.html
http://www.pcworld.com/article/2152491/what-you-need-to-know-about-libraries.html
http://www.pcworld.com/article/2013534/how-and-why-to-surf-the-web-in-secret.html
Teach yourself tech stuff with these sites:
http://ocw.mit.edu/index.htm
http://www.iheartintelligence.com/2014/01/18/beat-the-system-40-free-educational-websites/
https://www.edx.org/
https://www.khanacademy.org/
http://www.the-open-mind.com/11-amazing-sites-to-teach-yourself-anything-1/
http://lifehacker.com/unusual-youtube-channels-that-actually-teach-you-someth1693101828?utm_campaign=socialflow_lifehacker_facebook&utm_source=lifehacker_facebook&utm_medium=socialfl
ow
Random:
Ira Grossman shared: Banks, and the insurance companies that cover them. He relays you can sign up for free access to
five articles per month:
http://www.ft.com/intl/cms/s/0/370df762-b6ce-11e4-95dc-00144feab7de.html?siteedition=intl
http://funny-lies.viralnova.com/terrible-liars/?mb=wworld
http://www.wakingtimes.com/2015/04/09/why-not-all-green-veggies-should-be-eaten-raw/
http://viralthread.com/21-expensive-purchases-that-everyone-needs-to-make/1
http://lifehacker.com/the-company-you-work-for-is-not-your-friend1692113529?utm_campaign=socialflow_lifehacker_facebook&utm_source=lifehacker_facebook&utm_medium=socialfl
ow
http://www.collective-evolution.com/2015/04/04/global-mass-consumption-captured-in-disturbing-series-of-pictures/
http://www.wasatchmasonbees.com/
http://grist.org/food/how-to-talk-and-eat-like-an-oyster-pro/
http://www.wired.com/2015/04/see-diseases-spread-mesmerizing-graphics/?mbid=social_fb
The first “new” idea I’ve seen a LONG time:
http://themindunleashed.org/2015/04/engineering-students-invent-a-sound-wave-fire-extinguisher.html
http://www.wired.com/2015/03/lifepaint-reflective-paint/?mbid=social_fb
Step away.. from the chips
http://m.youtube.com/watch?v=p-H9yyHwuXw
http://thescienceofeating.com/wp-content/uploads/2015/01/Header-Dangers-Of-Visceral-Fat-e1422066869893.jpg
How Bill and I put these calls together:
http://dangerousminds.net/comments/meet_bina48_the_robot_who_can_tell_jokes
http://www.grammarly.com/blog/2015/using-that-and-which-is-all-about-restrictive-and-non-restrictiveclauses/?sf&utm_campaign=Blog_Augment_1&utm_source=Facebook_org&utm_medium=link_post
http://m.9gag.com/gag/aNZwWLb