Terms & Conditions of Use for Clifford Capital’s Website 2nd September 2014 1 20140902 TERMS & CONDITIONS OF USE FOR CLIFFORD CAPITAL’S WEBSITE IMPORTANT - PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OR CONDITIONS, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE. Copyright and Trademark Notices Except as otherwise expressly stated herein, the copyright and all other intellectual property (including without limitation all trademarks, service marks and logos) in the contents of this website (including, but not limited to, all design, text, sound recordings or images) are the property of Clifford Capital Pte. Ltd. ("Clifford Capital") and/or the respective third party proprietors identified in this website, if any. As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered or otherwise used in whole or in part in any manner without the prior written consent of Clifford Capital. No licence or right is granted and your access to this website should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any copyright or other intellectual property (including without limitation trademarks, service marks or logos) appearing on the website without the prior written consent of Clifford Capital or the relevant third party proprietor thereof, if any. References to any names, marks, products or services of third parties do not necessarily constitute or imply Clifford Capital's endorsement, sponsorship or recommendation of the third party, information, product or service. Hyperlinks Save and except with Clifford Capital's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage. For your convenience, Clifford Capital may include hyperlinks to websites on the Internet that are owned or operated by third parties. Such linked websites are not under the control of Clifford Capital and Clifford Capital cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website, nor for the privacy and security practices employed by these websites. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement or verification of such linked websites or the contents therein by Clifford Capital. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein. Proper Use You agree to use this website in accordance with these terms of use and for lawful and proper purposes including without limitation you shall not:a. upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable or which creates liability on Clifford Capital’s part; b. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; c. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or d. interfere or attempt to interfere with the operation or functionality of this website; or obtain or attempt to obtain unauthorized access, via whatever means, to any of Clifford Capital’s systems. 2 20140902 Disclaimer The information and materials contained in or accessed through this website are provided on an "as is" and "as available" basis and are of a general nature. Such information and materials are provided for general information only and you should seek professional advice at all times before making any decision based on any such information or materials. Clifford Capital does not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. No warranty of any kind, implied, express or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, noninfringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus and other malicious code), is given in conjunction with such information and materials, or this website in general. Under no circumstances shall Clifford Capital be liable for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website even if the Clifford Capital had been advised as to the possibility. In no event shall Clifford Capital be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of this website, or reliance on any information or materials provided at this website and even if Clifford Capital had been advised as to the possibility of such damages. Personal Data Clifford Capital is committed to protecting and respecting your personal data. Please read the Privacy Statement, available at Clifford Capital’s website to understand our views and practices regarding your personal data and how we will treat it. Miscellaneous The information and materials herein are subject to change (including, without limitation, modification, deletion or replacement thereof) without notice. Clifford Capital may terminate your access to this website at any time without notice and without assigning any reason therefor. Suggestions, Comments and Feedback Should you respond to any part of the materials contained herein in this website with any communications including feedback data, such as questions, comments, suggestions, or the like, such information shall be deemed to be non-confidential and Clifford Capital shall have no obligation whatsoever with respect to such communications and shall be free to reproduce, use, disclose and distribute the information to others without limitation, and shall be free to use in any way for any purpose whatsoever the content of such communications including any ideas, know-how, techniques or concepts disclosed therein. Governing Law and Jurisdiction You agree that your access and/or use, as well as these Terms and Conditions of Use shall be governed by, and construed in accordance with the laws of Singapore and you agree to submit to the exclusive jurisdiction of the Singapore courts. 3 20140902