PPO Plan Overview 2016 New Member Kit PPO Plan Overview Welcome to Memorial Hermann Health Insurance. For more than 100 years, Memorial Hermann has delivered compassionate, patient-centered care, world-class physicians, and leading-edge innovation to the Greater Houston area. That same tradition of excellence continues with Memorial Hermann Health Insurance, the only health coverage backed by Memorial Hermann. By aligning care delivery, physicians and health insurance, Memorial Hermann has created something unique for Houston – a truly integrated health system that delivers safer, smarter and more cost-effective care. As a member of Memorial Hermann Health Insurance, you have access to the quality care and service provided by 12 hospitals, nearly 100 urgent care and walk-in facilities, 3 convenient care centers and numerous specialty institutes, along with a comprehensive portfolio of home health services, rehabilitation centers, outpatient imaging, laboratory services and access to more than 3,000 physicians in Houston and the surrounding areas. Quick Reference Guide If you have any questions about your coverage, or if you need to request specific forms, obtain certificates of coverage, or file claims, please use this handy guide to point you in the right direction. Memorial Hermann Health Plan healthplan.memorialhermann.org Customer Service: 888.594.0671 or 713.338.4683 Complaints: 888.594.0671 or 713.338.4683 Utilization Review or Medical Management: 888.252.7680 Find a Provider healthplan.memorialhermann.org/providers Request a New ID Card If you have any questions about your coverage, please call us at 713.338.4683, or toll free at 888.594.0671. healthplan.memorialhermann.org/members Thank you for choosing Memorial Hermann Health Insurance. We wish you the best of health. humanabehavioralhealth.com Sincerely, Behavioral Health Information Behavioral Health Customer Care: 800.777.6330 Additional Services Provided by Alere Smoking Cessation: 866.784.8454 Maternity: 855.312.2229 Neil Kennish Associate Vice President, Marketing and Sales Memorial Hermann Health Solutions Quality Care Close to Home With a PPO plan from Memorial Hermann Health Insurance Co, you have access to 12 hospitals, nearly 100 urgent care and walk-in facilities, 3 convenient care centers and more than 3,000 physicians in Harris, Montgomery, Fort Bend, Wharton, Galveston, Brazoria and Walker counties. 1 58 56 Memorial Hermann The Woodlands The Woodlands 57 50 51 60 45 59 52 Spring 48 36 49 27 Humble 21 2 3 28 26 Memorial Hermann Northeast 20 4 29 13 Jersey Village Memorial Hermann Katy 33 11 23 30 14 35 31 55 22 10 Memorial Hermann Memorial City 17 15 16 34 32 24 Memorial Hermann Greater Heights Memorial Hermann Orthopedic and Spine 12 25 9 TIRR Memorial Hermann Texas Medical Center Children’s Memorial Hermann Pasadena Memorial Hermann Southwest 5 6 39 Sugar Land Memorial Hermann Sugar Land 55 53 54 42 46 18 Memorial Hermann Southeast 41 43 44 47 19 40 38 7 8 37 Rediclinic Take Care Health Memorial Hermann Convenient Care Center Neighborhood Health Center MinuteClinic Memorial Hermann Urgent Care For more detailed location information, please go to healthplan.memorial.hermann.org. Memorial Hermann Hospitals Clinic Locations Name Address City ZIP Code Phone 1 MinuteClinic - The Woodlands 3705 FM 1488 Rd Conroe 77384 866.389.2727 2 Take Care Health - Cypress 16211 Spring Cypress Rd Cypress 77429 281.213.3675 3 MinuteClinic - Cypress 26265 Northwest Fwy Cypress 77429 866.389.2727 4 Rediclinic - Cypress 24224 Northwest Fwy Cypress 77429 281.758.2282 5 Take Care Health - Deer Park 3300 Center St Deer Park 77536 281.479.3488 6 MinuteClinic - Deer Park 3505 Center Rd Deer Park 77536 866.389.2727 7 Memorial Hermann Urgent Care 1505 E Winding Way Dr, Ste 112 Friendswood 77546 281.993.3860 8 Rediclinic - Friendswood 701 W Parkwood Ave Friendswood 77546 281.947.0018 9 MinuteClinic - Richmond 1003 Richmond Ave Houston 77006 866.389.2727 10 Neighborhood Health Center (Northwest) 1800 W 26th St, Ste 103 Houston 77008 713.957.8400 11 Take Care Health - 43rd St 1215 West 43rd St Houston 77018 866.825.3227 12 Take Care Health - Gray St 1919 W Gray St Houston 77019 484.351.3200 13 Memorial Hermann Summer Creek Convenient Care Center 14201 E Sam Houston Pkwy N Houston 77044 281.436.8800 14 Rediclinic - Bunker Hill 9710 Katy Fwy Houston 77055 713.932.8800 15 MinuteClinic - Houston 5402 Westheimer Rd, Ste K Houston 77056 866.389.2727 16 Take Care Health - Westheimer 5200 Westheimer Houston 77056 866.825.3227 17 Rediclinic - Fountainview 2660 Fountainview Houston 77057 713.343.2679 18 MinuteClinic - Bay Area Blvd 2469 Bay Area Blvd Houston 77058 866.389.2727 19 Take Care Health - Space Center Blvd 16185 Space Center Blvd Houston 77062 484.351.3200 20 MinuteClinic - FM 1960 5603 FM 1960 Rd W Houston 77069 866.389.2727 21 Rediclinic - Louetta 10919 Louetta Rd Houston 77070 281.251.1800 22 MinuteClinic - Memorial 15010 Memorial Dr Houston 77079 866.389.2727 23 Take Care Health - Gessner 2808 Gessner Dr Houston 77080 866.825.3227 24 Take Care Health - Highway 6 6768 Hwy 6 S Houston 77083 484.351.3200 25 RediClinic - Alabama St 1701 W Alabama St Houston 77098 713.522.3200 26 Neighborhood Health Center (Northeast) 9813 Memorial Blvd, Ste H Humble 77338 281.319.8500 27 Take Care Health - Humble 7440 FM 1960 Rd W Humble 77346 866.825.3227 28 Rediclinic - Humble 7405 FM 1960 East Humble 77346 281.913.7255 29 MinuteClinic - Humble 8000 N Sam Houston Pkwy E Humble 77396 866.389.2727 30 MinuteClinic - Katy 3103 N Fry Rd Katy 77449 866.389.2727 31 Take Care Health - Katy 411 S Mason Rd Katy 77450 866.825.3227 32 Memorial Hermann South Katy Convenient Care Center 22430 Grand Corner Drive Katy 77494 281.371.1980 33 Rediclinic - Katy 25675 Nelson Way Katy 77494 281.347.7700 34 Rediclinic - Grand Parkway 6711 S Fry Rd Katy 77494 281.395.5080 35 MinuteClinic - Katy 602 W Grand Pkwy S Katy 77494 866.389.2727 Clinic Locations (Cont.) 36 RediClinic - Kingwood 4303 Kingwood Dr Kingwood 77339 281.358.0013 37 Rediclinic - League City 2955 Gulf Fwy League City 77573 281.337.7351 38 Rediclinic - Missouri City 8900 Highway 6, Ste 120 Missouri City 77459 281.778.0602 39 Rediclinic - Pasadena 6210 Fairmont Pkwy Pasadena 77505 832.775.0165 40 MinuteClinic - Pearland FM 518 2900 Broadway St Pearland 77581 866.389.2727 41 Memorial Hermann Pearland Convenient Care Center 16100 South Freeway Pearland 77584 713.413.6500 42 Rediclinic - Pearland 2805 Business Ctr Dr Pearland 77584 713.436.5208 43 MinuteClinic - Pearland Broadway 9522 Broadway St Pearland 77584 866.389.2727 44 Take Care Health - Pearland 8430 Broadway St Pearland 77584 484.351.3200 45 Take Care Health - Porter 24917 FM 1314 Rd Porter 77365 866.825.3227 46 MinuteClinic - Richmond 1410 Crabb River Rd Richmond 77469 866.389.2727 47 MinuteClinic - Seabrook 2800 Bayport Blvd Seabrook 77586 866.389.2727 48 MinuteClinic - Spring - Aldine-Westfield 24802 Aldine Westfield Spring 77373 866.389.2727 49 MinuteClinic - Spring - Cypress & Champion 8754 Spring Cypress Rd Spring 77379 866.389.2727 50 MinuteClinic - Spring - Grogans Mill 25110 Grogans Mill Rd Spring 77380 866.389.2727 51 Rediclinic - Spring 130 Sawdust Rd Spring 77380 281.419.3162 52 Take Care Health - Spring 19710 Holzwarth Rd Spring 77388 866.825.3227 53 MinuteClinic - Sugar Land 16515 Lexington Blvd Sugar Land 77479 866.389.2727 54 Rediclinic - Sugar Land 19900 Southwest Fwy Sugar Land 77479 281.341.8330 55 Rediclinic - Highway 6 530 Highway 6 Sugar Land 77479 281.325.0311 56 Take Care Health - The Woodlands 8000 Research Forest Dr The Woodlands 77382 866.825.3227 57 Rediclinic - The Woodlands 10777 Kuykendahl Rd The Woodlands 77382 281.907.4104 58 Rediclinic - Woodlands 3601 FM 1488 Rd The Woodlands 77382 936.321.9030 59 Rediclinic - Tomball 28520 Tomball Pkwy Tomball 77375 281.255.3085 60 MinuteClinic - Tomball 24048 Kuykendahl Rd Tomball 77375 866.389.2727 How to Find a Provider Memorial Hermann Health Insurance is here to make access to quality care easy for our members. To get started, just follow these simple steps. STEP 1: STEP 2: Go to healthplan.memorialhermann.org and click on either the “Providers” link or the “Find a Doctor” link. Choose your provider type. You will then be presented with different options such as choosing a network, depending upon which provider type you choose. Select the option that best applies to your plan or your needs. STEP 3: STEP 4: Provide information such as your ZIP code and search radius. Much of this information is optional. But remember, greater detail will give you more specific results. After hitting “Submit,” you will be taken to an overview page where you will find contact information, addresses and links to doctor profiles. You may also refine your search by editing your preferences in the panel located to the left of your results. Step Therapy The main goal of Step Therapy is to promote safer, more cost-effective treatment by encouraging a “step” approach in evaluating prescription drug use. To receive the maximum plan benefit, you may first need to try a proven, cost-effective option before engaging in a newer treatment that may be higher-cost and higher-risk. If your doctor determines that a first-line drug is not right for you, then your prescription drug benefit will cover second-line drugs, which are often less-preferred and more expensive. Prior Authorization is required for certain high-cost, highrisk drugs, including those with the greatest potential for misuse. Before medications on the Prior Authorization list can be covered under your plan, your doctor will need to give approval. If you have questions about Step Therapy or Prior Authorization, please call the Pharmacy Program number on the back of your Memorial Hermann Health Insurance ID card. Teladoc: Where the Doctor Is Always In Enjoy 24/7 access to board-certified doctors via phone, email, text or mobile app – all with no copay and an average wait time of less than 10 minutes. Requesting a consultation is easy. Just have your plan information handy and call 800.835.2362. Or learn more at teladoc.com. Please note: Teladoc applies to HSA-compatible plans at a $40 service charge. Frequently Asked Questions How can I check my deductible status? After logging in with your username and password, you can find detailed information about your deductible amounts and benefit utilizations under “Check Utilizations.” Please note that your Explanation of Benefits (EOB) states your deductible status at the time of claim processing as well. You may also ask about deductibles and benefit utilizations by calling customer service at 713.338.4683. How do I know when to use an Urgent Care facility versus an Emergency Room? ER visits should be limited to severe or life-threatening medical emergencies. Urgent Care facilities offer treatment for less serious medical concerns and other medical needs typically addressed by primary care physicians. Urgent Care visits are less expensive than Emergency Room care. More often than not, Urgent Care visits also take less time. What network would my child use while attending college outside of the coverage area? The network is PHCS Healthy Directions. Once your child returns home or is in the covered service area, he or she will be required to use our Select Network. How do I add my newborn to my policy? Your newborn is automatically covered for the first 31 days. To permanently add your child to the policy, the application should be completed and received by Memorial Hermann prior to day 31. What is the difference between deductibles and copayments? A deductible is the amount of covered expenses you must pay for covered services before benefits are available to you under the health plan. Copayments are set amounts paid directly to your provider by you. In most cases, copayments do not apply toward your deductible. Please refer to your Certificate of Coverage for more details. Health Benefit Quick Tips Using in-network providers keeps costs down. Find in-network providers at healthplan.memorialhermann.org. •Tell us if you or your dependents live outside of the 7-county Memorial Hermann Select Network service area so we can flag your records to allow access to the Healthy Directions and MultiPlan Complementary Network providers where you live.* •Inform physicians that lab specimens should be sent to in-network labs such as Memorial Hermann labs, LabCorp or Quest Diagnostics. Prior Authorization Some services may be denied if you do not obtain prior authorization. To confirm whether a service requires prior authorization, contact Memorial Hermann Health Insurance Company customer service before scheduling a procedure. Have more questions? Call Memorial Hermann Health Insurance Company Customer Service at the numbers on the back of your member ID card. * The Memorial Hermann Select Network service area consists of the following counties: Brazoria, Fort Bend, Galveston, Harris, Montgomery, Walker and Wharton. Create an Online Account Creating an online account gives you access to the tools and resources your need to manage your health and maximize your benefits. TO CREATE YOUR ONLINE ACCOUNT, FOLLOW THESE SIMPLE STEPS: 1 Have your member ID number (found on your membership card), your full name and your date of birth at your fingertips. 5 Once you have selected a username, your customer service rep will provide you with a temporary password. Be sure to write both of these down in a secure location. 2 Call customer service at 888.642.5040. 6 Next, go to healthplan.memorialhermann.org/ members and click on the “Member Login” button at the top right of the page or “Log in now” near the bottom right of the page. 3 The automated menu will present you with a list of options. Please select option 4. 7 You will then be asked for your username and password. Type in the username you selected and the temporary password given to you by your customer service rep. 4 Tell the customer service rep that you need to create a username and password for online account access. 8 Upon login, you will be prompted to change your password. Simply enter your temporary password where prompted and then type in a password of your choosing. If you have any questions about your coverage, please call us at 713.338.4683, or toll free at 888.594.0671. healthplan.memorialhermann.org Insurance coverage is underwritten by Memorial Hermann Health Insurance Company. Memorial Hermann Health Insurance Company and the Memorial Hermann Health Insurance Company logo are registered trademarks of Memorial Hermann Health System. Copyright © 2015 Memorial Hermann. All rights reserved.