ENDURANCE INSURANCE, U.S.
We partner with insureds that seek committed
long-term relationships with a carrier offering
breadth and depth of expertise. Servicing clients
ranging from small businesses to multi-nationals,
Endurance Insurance’s U.S. team offers a diversified set of specialty insurance products through
our network of wholesale and retail brokers. By
carefully monitoring changes in the market and
truly understanding clients’ risk exposures, we offer tailored solutions and responsive service.
CONTR AC T BINDING
OPER ATIONS
U N D E RW R I T I N G C A PA B I L I T Y
• Highly experienced underwriting team, adept at
understanding, handling and supporting complex and
challenging accounts
Our dedicated focus enables us to work with our binding
authority agent network to develop programs and provide
coverage for unique risks that are traditionally hard to place,
often due to the types of operations or their size. Target
accounts exhibit a low exposure to frequency and moderate
exposure to severity and include general contractors, trade
contractors, retail, lessors’ risk, packages, new entities and
a variety of additional niche product lines.
• Limiting appointments to a select number of agents
provides a competitive advantage and promotes
long-term relationships
C OV E R AG E F EAT U R E S
MINIMUM PREMIUM
C A S UA LT Y B U S I N E S S
• In-house limits available up to $1M per occurrence/$2M
aggregate
• Service-oriented team provides agents with prompt
claims and coverage responses
• All rating, quoting, binding, issuance and endorsements
are transacted via our state-of-the-art web portal accessible
by our appointed agent network
• In most states minimum policy premium of $500
POLICY FORMS
• Attachment points will typically be first dollar or over
a small deductible (e.g. $2,500 roofing operations)
• Generally follow ISO, with additional company specific
exclusions and coverage parts; We provide coverage
extensions and/or limitations on manuscript basis
P RO P E RT Y B U S I N E S S
AC C O U N T R EQ U I R E M E N T S
• We underwrite risks up to a limit of $1M per location.
This capacity is generally utilized on a primary basis
• Standard applications and supplements, signed and dated
– Earthquake/Flood:
We do not write earthquake or flood
– Wind: In wind-exposed areas, deductibles (typically
2% to 10% of TIV, including loss of use) will be used
to mitigate exposure and we generally require brick
construction or better
• 3 years of currently valued carrier loss runs
• Complete outline of all operations
• Timely policy issuance
To learn more, visit us at: www.enhinsurance.com
K E Y C O N TAC TS
ABOUT ENDURANCE
Gary Tully
Executive Vice President,
Head of CBO
T +1.212.209.7255
E gtully@enhinsurance.com
Endurance Specialty Holdings Ltd., a New York
Stock Exchange listed insurance and reinsurance
company domiciled in Bermuda operates through
its subsidiaries on a global basis. Endurance writes
property, agriculture, professional lines, casualty
and other specialty lines of insur­ance and property,
catastrophe, casualty and other specialty lines
of reinsurance.
NEW HYDE PARK
3333 New Hyde Park Road
Suite 210
New Hyde Park, NY 11042
T +1.212.209.7239
Ted Kuhn
Vice President,
Underwriting Lead, CBO
T +1.212.209.7229
E tkuhn@enhinsurance.com
Catherine Titone
GL Underwriter, CBO
T +1.212.209.7256
E ctitone@enhinsurance.com
Irene Kubler
GL Underwriter, CBO
T +1.212.209.7231
E ikubler@enhinsurance.com
Rich Rooney
Property Underwriter, CBO
T +1.212.209.7232
E rrooney@enhinsurance.com
CLAIMS
John Lucas
Vice President,
Manager Property & Casualty Claims
T +1.212.471.2792
E jlucas@enduranceservices.com
Toll Free Customer Help Desk:
+1.855.869.9217
Toll Free Submissions:
+1.855.838.7792
John Guadagno
Vice President,
Marketing Manager, CBO
T +1.212.209.7235
E jguadagno@enhinsurance.
com
Theresa Cioffi
Director, Customer Service,
CBO
T +1.212.209.7242
E tcioffi@enhinsurance.com
We maintain excellent financial strength and are
recognized industry leaders in risk management.
• We maintain group ratings of A (Excellent)
from A.M. Best (XV size category) and A (Strong)
from Standard & Poor’s
• “Strong” ERM rating - Only 20% of all
insurance companies receive this distinction
• Our group balance sheet is exceptionally strong,
with high quality assets and excellent liquidity
ENDURANCE’S SPECIALTY FOCUS
With a strong commitment to the specialty markets,
each of our teams is led and staffed by experienced
underwriters with deep expertise in the class or line
of business in which they specialize. It is this focus
and dedication that enables us to anticipate and manage our clients’ risks, delivering tailored solutions to
address their unique exposures.
Our clients know they can count on us today and
well into the future. By providing responsive and
consistently high quality underwriting, actuarial,
legal and claims services, we strive to live up to
our name and surpass our clients’ expectations.