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Understanding your time-loss checks
JAN UARY
SUN
MON
28
29
4
5
TUE
30
WED
DOI/
DOK
6
THU
FRI
SAT
3 DAY WAIT
31
1
2
3
7
8
9
10
14
15
16
17
TL
11
12
13
WEEK IN ARREARS
18
19
20
21
22
23
24
27
28
29
30
31
TL
25
26
D O I / D O K [Da te of Injury / Da te of Knowledge]
Joe was injured on Dec. 31, which also is the
employer’s date of knowledge of the injury.
His doctor takes him off work until Jan. 11 and
releases him to start modified work on Jan. 12
at four hours per day, five days per week. Joe’s
employer can accommodate his modified work
release.
Joe’s first time-loss check will be sent on Jan. 13.
It will include payment for Jan. 4 through Jan. 13.
The “three-day wait” for Joe’s claim is Jan. 1-3
and is unpaid because he was not released from
work for 14 consecutive days or admitted to the
hospital due to his injury. Joe’s payment, and any
future payments, also will be prorated against
any wages paid to him by his employer since his
release to modified work on Jan. 12.
Joe’s second check would be sent on Jan 27. The
“week in arrears” will be taken out of the second
check, so the check will include payment for Jan.
14 through Jan. 20.
3 - DAY WA I T [Sta rts the f irst da y of m issed wor k]
T L [Tim e- loss pa ym ent issued]
W E E K I N A R R E A R S [WIA]
Joe’s third check would be sent on Feb. 10, and
will include payment for Jan. 21 through Feb. 3.
SUN
MON
1
2
TUE
WED
THU
FRI
SAT
3
4
5
6
7
11
12
13
14
FE B R UA RY
TL
8
15
9
10
16
17
RELEASE
18
19
20
21
25
26
27
28
TL
22
23
24
29
T L [Tim e Loss pa ym ent issued]
R E L E A S E TO R E G U L A R WO R K
SAIF Corporation, Communication and Design 8/12
Joe was declared medically stationary and
authorized to return to regular work on Feb. 18 by
his doctor. His fourth check, sent on Feb. 24, will
be his last one. It will include payment for Feb. 4
through Feb. 17.
The week in arrears, which was taken out of the
second check, would be paid in the final check.
What if Joe wasn’t released to regular work
on Feb. 18?
If Joe had not been returned to regular work
on Feb. 18, or modified work was no longer
available, then a time-loss check would continue
to be paid every 14 days until the work release or
modified job situation changed.