Surcharge-Free Networks Contact Us Convenient Access Mail P.O. Box 22881 Nashville, TN 37202-2881 Toll Free (800) 622-2535 CO-OP Network® provides thousands of surcharge-free ATMs nationwide where you need them—at gas stations, airports, convenience stores, rest stops, and more. Express Call (800) 338-1904 Online www.ttcu.org MoneyTower Network provides hundreds of surcharge-free ATMS statewide—many conveniently located at Walgreens drug stores. Credit Union Service Center® Network provides thousands of shared branch locations nationwide where you can perform transactions on your accounts almost as if you were in a branch of The Tennessee Credit Union. Look for the logos below or visit the Resource Center at www.ttcu.org to get the most updated lists of in-network locations where you can access your money without paying surcharges. All terms and conditions are subject to change. 2012 The Tennessee Credit Union 08/2012 The best of both worlds—an exceptional experience and accessing it conveniently. Your busy life demands convenience, especially when it comes to your money. That’s why The Tennessee Credit Union is dedicated to providing more and more ways to easily access our services every day. Our electronic services paired with our surcharge-free networks make it possible for you to handle your financial affairs from virtually anywhere. Debit Card Convenience The Clear Card® allows you to debit your checking account anywhere in the world that MasterCard® is accepted. It can also be used to access your Credit Union accounts at virtually any ATM. (See fee schedule for ATM fee details) There is no charge for The Clear Card® and no monthly fee for its usage. Smart Branch™ Internet Banking Smart Branch online banking gives you access to your account information anytime and anywhere you have Internet access. Check your balances, transfer funds, pay bills with Bill Payer, view check images, place stop payments, manage your Overdraft Protection settings, and update your contact information—all safely and conveniently. Smart Branch is provided to all TTCU Members at no extra charge. Express Call™ Audio Response Get account information and make transactions anytime with your PIN and a touch-tone phone. Simply call the Express Call number at (615) 242-6232 or toll-free at (800) 338-1904 to access your accounts. Direct Deposit Direct Deposit is the safe, convenient way to handle your regular pay, Social Security, or retirement checks. You won’t have to fight the traffic or stand in line. Direct Deposit will ensure that your money is deposited into your account immediately and is available. Payroll Deduction Use Payroll Deduction and have Credit Union savings and loan payments made automatically. If your employer does not offer Payroll Deduction, we can make those deposits and payments for you. With Payroll Deduction, you’ll save effortlessly, and your loan payments will always be made on time. Bill Payer You can pay any regularly recurring bills automatically from your Credit Union checking account with Bill Payer as well as track your bill payment history to see when the checks have cleared. Bill Payer is offered to members at no charge. eLerts eLerts are customizable email notifications that you can set up to alert you to an overdue loan payment or if your account balance is above or below a certain value. You can sign up for eLerts via your Smart Branch account at no charge. eStatements An eStatement is a free electronic version of your account statement located securely within your passwordprotected Smart Branch account. When you sign up for eStatements, we will send a notification to your email address that the statement information is available via your Smart Branch online banking account. Mobile Banking Mobile Banking is free and allows you to access your accounts anytime via your Smart Phone. Simply open Smart Branch, enter your password (account number) and choose Mobile Banking. If your phone doesn’t have a full browser go to https:// smartbranch.ttcu. org/mobile.