BBA_V-11_ June 2015
ADIB Business Accounts
Schedule of Charges
adib.ae/business-banking
1
02 6578777
2
Business
one
Business
Premium
Business
elite
AED 5,00025,000
AED 25,001200,000
Above AED
200,000
AED 100
AED 75
AED 25
Monthly Charges for
usd accounts
USD 35
USD 25
USD 10
Monthly Charges for
EURO accounts
EURO 25
EURO 20
EURO 6
Monthly Charges for
gbp accounts
GBP 20
GBP 15
GBP 5
Monthly Charges for
Business Accounts in
different currencies
Should be
Equivalent to
AED 100
Should be
Equivalent to
AED 75
Should be
Equivalent to
AED 25
ChequeBook
Chequebook
Classic
Special format
for AED 10
Gold
Special format
included in
the monthly
charges
Platinum
Personalized
included in
the monthly
charges
Special
format for
AED 10
Special
format for
AED 10
Personalized
format for
AED 10
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
FEATURES
Minimum Monthly
Average Balance*
Current account
Monthly Charge For
AED account
Subsequent Chequebook
Monthly ACCOUNT
statement
Monthly Account
Statement
Duplicate Account
Statement (per cycle)
Aed 50 or
AED 50 or
AED 50 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
Competitive
Preferred
Privileged
TELLER TRANSACTIONS
(Cash/Cheque
Withdrawals, Cash/
Cheques Deposits, Local
TTs, International TTs)
10 montly
transactions
(included in the
monthly charges)
30 monthly
transactions
(included in the
monthly charges)
AED 10 for any
additional teller
transaction**
AED 10 for any
additional teller
transaction**
phone & SMS
banking
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Customer sUPPORT
Dedicated Business
Banking Call Center
(02 6578 777)
Dedicated Business
Banking Call Center
(02 6578 777)
Dedicated
Relationship
Manager
Client service point
• Business Banking
Centres
• Branches
• E-ADIB
• SMS Banking
• Phone Banking
• ADIB Business
Call Center
(02 6578777)
• Business Banking
Centres
• Branches
• E-ADIB
• SMS Banking
• Phone Banking
• ADIB Business
Call Center
(02 6578777)
• Business Banking
Centres
• Branches
• E-ADIB
• SMS Banking
• Phone Banking
• ADIB Business
Call Center
(02 6578777)
1
forex
FOREX (As fixed and
agreed with treasury)
*Of all investments and current accounts.
**In addition to any applicable charges to any of these teller transaction
The applicable spot exchange rate shall be agreed upon and applied at the transaction time.
1
3
Unlimited
transactions
(included in the
monthly charges**)
Business
one
Business
Premium
debit card
Issuance (Primary and
Supplementary)
classic
Included in the
monthly charges
gold
Platinum
Included in the
monthly charges
Included in the
monthly charges
Replacement (Primary
and Supplementary)
aed 100
aed 50
Included in the
monthly charges
Islamic Business
Covered Card
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Balance Inquiry
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Mini-statement
(Last 5 transactions)
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Transfer within Accounts
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Utility Bill Payment
(ADWEA, SEWA, DEWA)
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
aed 2
aed 2
aed 2
aed 1
aed 1
aed 1
aed 1
aed 1
aed 1
aed 6
aed 6
aed 6
aed 3
aed 3
aed 3
aed 20
aed 20
aed 20
2%
2%
2%
cards
using adib atm
Withdrawal/Deposit
using uae
switch atm
Withdrawal
Inquiry
Decline
using gcc
switch atm
Withdrawal
Inquiry
using overseas atm
for visa electron
Withdrawal
International
Transaction in
Foreign Currency
1
Conversion Rate
1
Business
elite
Added to the non-AED transactions wholesale foreign exchange market spot rate that is selected and applied by Visa on
the date of conversion.
4
cheques
cheques
Clearing Cheques
Cheque sent
for collection
Cheques Payable at
Centres where a CB
Clearing Facility is
Available
Cheques Payable at
Centres where a CB
Clearing Facility is
Not Available
Other Charges
Returned Cheques
Business
one
Business
Premium
Business
elite
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
aed 100
aed 100
aed 100
aed 250 or
aed 250 or
aed 250 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
Special Clearing
aed 150
aed 150
aed 150
Stop Payment
aed 150
aed 150
aed 150
Certified Cheque
Issuance
aed 250 or
aed 250 or
aed 250 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
aed 50
aed 40
aed 35
Current Buying
Rate
Current Buying
Rate
Current Buying
Rate
As per fixed with
Treasury
As per fixed with
Treasury
As per fixed with
Treasury
remittances
Inward Remittance
in aed
Credited to Account
with ADIB
Paid in Cash at
ADIB Counter
Paid to Beneficiary
Account Elsewhere
in UAE by Swift
in foreign currency1
Paid in AED to an
ADIB Customer
Credited to Account in
Local Currency
Remitted Elsewhere in
UAE in Same Currency
aed 75 or
Equivalent in
foreign currency
1
aed 60 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
The applicable spot exchange rate shall be agreed upon and applied at the transaction time
5
remittances
outward remittance
swift transfer
Within UAE
GCC Countries
Other Countries
Confirmation of Payment
to Beneficiary
Payment through UAE
Central Bank
Business
one
aed 75 or
Equivalent in
foreign currency
aed 75 or
Equivalent in
foreign currency
aed 110 or
Equivalent in
foreign currency
aed 100 or
aed 110 or
Equivalent in
foreign currency
aed 100 or
aed 75 or
Equivalent in
foreign currency
aed 110 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 100
aed 100
aed 100
SWIFT Inquiries
(Overseas)
Equivalent in
foreign currency
aed 100 or
aed 100 or
aed 55 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
aed 100
aed 100
aed 100
Buying Rate
Buying Rate
Buying Rate
aed 150
aed 150
aed 150
aed 10
Included in the
monthly charges
Included in the
monthly charges
utofax:
A
Statement/Advice
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Sweeps (Between
Customer’s accounts)
Included in the
monthly charges
Included in the
monthly charges
Included in the
monthly charges
Courier Service
Cancellation of cheques
issued in foreign
currencies (Same Day)1
Stop Payment
other services
PDC Collection
Account Closed Within
6 Months
Account Balance
Certificate
Document/Cheque Copy
Liability Certificate
Clearance Certificate
1
aed 75 or
Equivalent in
foreign currency
aed 55 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
Payment Order/
Manager’s Cheque
aed 60 or
Equivalent in
foreign currency
Business
elite
Equivalent in
foreign currency
SWIFT Cancellation/
Funds Recall
demand draft
Issuance to Customer
Business
Premium
aed 100 or
Equivalent in
foreign currency
aed 200 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 200 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
aed 200 or
Equivalent in
foreign currency
aed 50
aed 50
aed 50
aed 500 or
aed 500 or
aed 500 or
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
Equivalent in
foreign currency
aed 100 or
Equivalent in
foreign currency
The applicable spot exchange rate shall be agreed upon and applied at the transaction time
6
other services
Other Certificate
Business
one
aed 100 or
Business
Premium
aed 100 or
Business
elite
aed 100 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
Hold Mail Annual Charges
aed 100
aed 100
aed 100
Temporary Overdraft
aed 100
aed 100
aed 100
Treasury Newsletter
on Foreign Exchange
N/A
Included in the
monthly charges
Included in the
monthly charges
Financing
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Trade Finance Services
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Wealth Management
Products
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Standing
Instructions
Setting Up/Amendments
Per Transaction
aed 25 or
Equivalent in
foreign currency
aed 25 or
aed 25 or
Equivalent in
foreign currency
aed 25 or
aed 25 or
Equivalent in
foreign currency
aed 25 or
Equivalent in
foreign currency
Equivalent in
foreign currency
Equivalent in
foreign currency
System Auto-transfer
(Account to Account)
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Charitable Donation
Available as
per terms &
conditions
Available as
per terms &
conditions
Available as
per terms &
conditions
Small (35x25x7)
aed 350
aed 350
aed 350
Medium (35x25x11)
aed 500
aed 500
aed 500
Big (35x25x19)
aed 800
aed 800
aed 800
Large (35x25x29)
aed 1000
aed 1000
aed 1000
Very Large (35x25x50)
aed 1500
aed 1500
aed 1500
Super (35x25x100)
aed 2000
aed 2000
aed 2000
Replacement Key
aed 1000
aed 1000
aed 1000
Safe Deposit
Locker Insurance
aed 1000
aed 1000
aed 1000
SAFE DEPOSIT LOCKERS*
(cm)[*Annual Rental Charges
Payable in Advance]
For more information call Business Banking Call Centre 02 6578777 or
visit www.adib.ae
7
Internet Banking
charges *
Features
fees
Initial Setup Fee
AED 200 for View Only Customers
AED 400 for Transacting Customers
Security Token
1st issued Token is free
Additional Token AED 100
Monthly Charges for View Only
Customers
Free
Monthly Charges for Transacting
Customers
AED 150
Online WPS Payments
Available for transacting customers
(Standard WPS Charges apply)
For more information call Business Banking Call Centre 02 6578777 or
visit www.adib.ae
*
Applicable to all ADIB Business Accounts (Business One, Business Premium, and Business Elite)
8