ADPA MEMBERS COMMERCIAL BUSINESS INSURANCE POLICY innovative INSURANCE solutions for healthcare organisations MEDIPROTECT is a market leader dedicated to providing innovative financial service solutions to healthcare professionals, medical and healthcare affinity groups. The company was first established in September, 1999. In 2009 the company celebrated 10 years of commitment to these markets which has seen the company grow to be a recognised specialist healthcare insurance intermediary able to develop unique products for general practice, the dental profession, day surgeries and hospitals, the allied health sector, disability and care organisations and many, many more health associations. Insurance Marketing Group of Australia Pty Ltd MEDIPROTECT Unit 11a 44 Station Rd Yeerongpilly QLD 4105 PO Box 6013 Fairfield QLD 4103 Remembering what it was like to be a small business ourselves, we are committed to providing exceptional service standards no matter what the size of your business. Phone: 07 3426 0400 Fax: 07 3426 0444 Over the years our commitment to the healthcare profession has afforded us valued support from various associations and groups in the form of “Memorandum of Understandings” (MOU’s) or an “Approved Product Provider” to their members. admin@imga.com.au www.mediprotect.com.au We are very proud of our partner relationships with, and continued support from: •ADAQ (Aust. Dental Association of Qld.) •ADHA (Aust. Day Hospital Assoc.) •ACMI (Aust. College of Midwives Inc.) •AGPAL (Aust. General Practice Accreditation Ltd) •ADPA (Aust. Dental Prosthetics Association) •ADPA (Aust. Assoc. of Dental Prothetists.) Just to name a few... AFSL: 234421 ADPA MEMBERS COMMERCIAL BUSINESS INSURANCE POLICY BUILDING & CONTENTS: Accidental Damage cover including Burglary / Theft BONUS FEATURES: Rewriting of records, employee tools / equipment / clothing, fire extinguishment costs & removal of debris, landscaping, temporary removal of contents within Australia. Deterioration of refrigerated medical supplies. Fusion of Electric motors up to 2.5 hp. BUSINESS INTERRUPTION: Cover for your gross income as a result of a insured event causing an interruption to your business. (optional cover) Automatic Cover: Extra Cost of Working - $100,000 cover. BONUS FEATURES: Accounts Receivable $10,000 & Accountant Fees $10,000 We understand that you & your business differ from the masses; so… our ADPA Members Commercial Business Package has been designed exclusively for you and your business. MONEY Automatic $1000 cover—On Premises 24 Hours including: your (or your employees’) private residence. In transit to the bank, your home or anywhere in Australia. BONUS FEATURES: Damage to your safe or strong room GLASS Underwritten by a major Australian Insurer, ADPA Members Commercial Business Package offers extra protection, and yet - it is not expensive, call us today for a no obligation, no pressure comparison. Internal & external glass - Replacement value BONUS FEATURES: Including signs (illuminated & sign written) and damage to window frames. PUBLIC LIABILITY Automatic cover of $10 million for Public & Products Liability. ELECTRONIC EQUIPMENT AND MACHINERY BREAKDOWN (optional cover) Electronic Equipment - Breakdown of office equipment, (including Power Surge), and medical diagnostic. Increased cost of working after a break down & loss of data cover can be included. Machinery Breakdown - Repair or replacement (including hire costs) of air-conditioners, refrigeration units, compressors etc. Loss of income can also be requested Insurance Marketing Group of Australia Pty Ltd MEDIPROTECT GENERAL PROPERTY Cover for equipment that is permanently out of the office BONUS FEATURES: Property loss or damage anywhere in Australia for a Medical Bag ($1000) and one Mobile Phone ($500). Unit 11a 44 Station Rd Yeerongpilly QLD 4105 PO Box 6013 Fairfield QLD 4103 TAX INVESTIGATION Automatic Cover: $50,000 for Professional expenses incurred during an investigation by the Taxation Department. Phone: 07 3426 0400 Fax: 07 3426 0444 EMPLOYEE DISHONESTY admin@imga.com.au www.mediprotect.com.au Automatic Cover: Employee related theft or fraud of your Property, Money or negotiable Instruments ($10,000) FLOOD COVER: Available on request and at the insurers discretion Policy Excess $250 Standard, $2000 Named Cyclone & $500 Property Damage – Public Liability $5000 for Flood if insured (for other excess refer to policy wording) AFSL: 234421