Milliman Behavioral Health Advisor Why healthcare costs are considerably higher for patients with chronic medical conditions and comorbid psychological disorders Our research shows that there are significant levels of comorbid behavioral disorders among members who suffer from chronic medical conditions. Our soon-to-be released Milliman research report, “Chronic conditions and comorbid psychological disorders,” details the healthcare cost impact of comorbid depression and anxiety on patients who have chronic medical conditions. The findings of the report show that for patients with chronic medical conditions, costs are significantly higher for those who also have comorbid depression or anxiety. Dr. Roger Kathol of Cartesian Solutions, Inc. ™, co-presented on this topic with me at this week’s Society of Actuaries Health Conference in Los Angeles. He did a great job explaining causes of this cost increase and highlighted other negative effects of comorbid behavioral disorders on chronic disease patients. Depressed Diabetics – An Example of Behavioral Differences Is This An Opportunity for Change? Our research shows that there are significant levels of comorbid behavioral disorders among members who suffer from chronic medical conditions. And far too often, they are unidentified, untreated, or ineffectively treated. A system of segregated physical and mental healthcare contributes to this issue. We challenged the health actuaries in attendance at our session to consider new innovative solutions to this problem in their organizations and their healthcare products. There were a lot of heads nodding, which I was pleased to see. I believe that there is more momentum gathering for integrated medicalbehavioral approaches, which I believe is just what we need in the U.S healthcare delivery systems. Dr. Kathol indicated that depressed diabetics have higher probabilities of experiencing specific symptoms such as daytime sleepiness, blurred vision, shakiness, and pain in the hands and feet than their non-depressed counterparts. They have a significantly lower level of control of their HbA1c levels. Depressed diabetics also have a greater probability of having 3 or more cardiac risk factors than non-depressed diabetics (61.3% to 35.0%). In addition to experiencing higher probabilities for troublesome and even dangerous symptoms, depressed diabetics are less likely to have good self-care. Medication non-adherence among depressed diabetics is 30% to 50% higher than in their non-depressed counterparts. Diabetic patients with depression are also less likely to eat healthy, less likely to exercise consistently, and more likely to smoke than non-depressed diabetic patients. The increased likelihood of troublesome symptoms, lack of self-care, and other undesirable health outcomes associated with comorbid depression in diabetics undoubtedly contribute to the increase in costs associated with this population. The Behavioral Health Advisor is a monthly publication by Steve Melek, designed to bring interesting and informative behavioral health topics to the forefront. Melek is a leading professional in combining actuarial expertise with behavioral health knowledge. He consults on effective integration of medical and behavioral healthcare, efficiency in delivery and successful health outcomes, predictive modeling, and collaborative research with other disciplines. May 2008 Stephen P. Melek, F.S.A., MAAA Principal & Consulting Actuary Direct: 303 299.9400 Steve.Melek@milliman.com milliman.com