August 21, 2016 NYSE: BITA BITAUTO HOLDINGS LTD -ADR BUY A+ A A- HOLD B+ B Annual Dividend Rate NA B- C+ C Annual Dividend Yield NA SELL C- D D- Beta 2.47 Sector: Technology BITA BUSINESS DESCRIPTION Bitauto Holdings Limited provides Internet content and marketing services for the automotive industry in the People's Republic of China. The company operates in three segments: Advertising Business, EP Platform Business, and Digital Marketing Solutions Business. D+ E+ E E- HOLD F Market Capitalization $1.6 Billion 52-Week Range $16.09-$37.31 Sub-Industry: Internet Software & Services Weekly Price: (US$) SMA (50) RATING SINCE 08/18/2015 Price as of 8/18/2016 $27.12 Source: S&P SMA (100) 1 Year 2 Years 100 90 80 70 60 50 STOCK PERFORMANCE (%) 3 Mo. Price Change 45.72 1 Yr. -3.60 3 Yr (Ann) 28.24 12 Mo. 48.96 -210.61 -182.38 3 Yr CAGR 55.31 NA NA 40 30 20 GROWTH (%) Last Qtr 48.53 -2,051.28 -1,300.00 Revenues Net Income EPS RETURN ON EQUITY (%) BITA Q1 2016 NA Q1 2015 8.03 Q1 2014 17.34 Ind Avg 14.12 12.76 14.87 S&P 500 11.83 13.71 14.43 n/m 36.87 25.30 BITA Ind Avg S&P 500 Volume in Millions 20 10 2014 2015 0 2016 COMPUSTAT for Price and Volume, TheStreet Ratings, Inc. for Rating History Q1 -0.28 2015 HIGHLIGHTS The revenue growth came in higher than the industry average of 24.0%. Since the same quarter one year prior, revenues rose by 48.5%. This growth in revenue does not appear to have trickled down to the company's bottom line, displayed by a decline in earnings per share. BITAUTO HOLDINGS LTD -ADR has experienced a steep decline in earnings per share in the most recent quarter in comparison to its performance from the same quarter a year ago. The company has reported a trend of declining earnings per share over the past two years. However, the consensus estimate suggests that this trend should reverse in the coming year. During the past fiscal year, BITAUTO HOLDINGS LTD -ADR swung to a loss, reporting -$1.05 versus $1.75 in the prior year. This year, the market expects an improvement in earnings ($6.24 versus -$1.05). Q4 -0.63 Q3 -0.24 Q1 -0.02 Q2 -0.16 Q4 0.51 Q3 0.68 Q1 0.14 HOLD The gross profit margin for BITAUTO HOLDINGS LTD -ADR is rather high; currently it is at 67.47%. Regardless of BITA's high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, BITA's net profit margin of -9.98% significantly underperformed when compared to the industry average. EPS ANALYSIS¹ ($) Q2 0.42 BUY RECOMMENDATION We rate BITAUTO HOLDINGS LTD -ADR (BITA) a HOLD. The primary factors that have impacted our rating are mixed - some indicating strength, some showing weaknesses, with little evidence to justify the expectation of either a positive or negative performance for this stock relative to most other stocks. The company's strengths can be seen in multiple areas, such as its robust revenue growth and expanding profit margins. However, as a counter to these strengths, we also find weaknesses including deteriorating net income, a generally disappointing performance in the stock itself and feeble growth in the company's earnings per share. P/E COMPARISON 2014 10 Rating History 2016 NA = not available NM = not meaningful 1 Compustat fiscal year convention is used for all fundamental data items. In its most recent trading session, BITA has closed at a price level that was not very different from its closing price of one year earlier. This is probably due to its weak earnings growth as well as other mixed factors. The fact that the stock is now selling for less than others in its industry in relation to its current earnings is not reason enough to justify a buy rating at this time. The company, on the basis of change in net income from the same quarter one year ago, has significantly underperformed when compared to that of the S&P 500 and the Internet Software & Services industry. The net income has significantly decreased by 2051.3% when compared to the same quarter one year ago, falling from -$0.78 million to -$16.78 million. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2016. All rights reserved. Report Date: August 21, 2016 PAGE 1 August 21, 2016 NYSE: BITA BITAUTO HOLDINGS LTD -ADR Sector: Technology Internet Software & Services Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA PEER GROUP ANALYSIS Market Capitalization $1.6 Billion 52-Week Range $16.09-$37.31 Price as of 8/18/2016 $27.12 INDUSTRY ANALYSIS REVENUE GROWTH AND EBITDA MARGIN* 120% The US internet software and services industry includes companies that develop and market internet software and provide services such as online databases, interactive services, web address registration, database construction, and website design. The industry is highly competitive and characterized by rapid technological changes, evolving industry standards, and frequent new product and service developments. The industry includes about 4,000 companies, with combined annual revenue of approximately $30 billion. Alphabet (GOOG), eBay (EBAY), and Yahoo (YHOO) are major players. FA NEWR RA VO BL E STMP Over the past decade, consumers have embraced the online channel to purchase goods and services. The number of worldwide consumers becoming more comfortable in using the internet to purchase goods or services is expected to continue to grow. Increasing online availability of services and declines in broadband tariffs and associated hardware prices will continue to drive robust growth. TWOU ENV UN B RA VO EGOV SOHU LE -20% WBMD SCOR FA Revenue Growth (TTM) Beta 2.47 -30% 40% There is an on-going trend toward industry consolidation as leading companies seek access to new technology and customer bases developed by recent start-ups in order to increase market share. Recent acquisitions by large and well-capitalized technology companies have altered the competitive landscape. Profitability of individual companies depends largely on volume and efficient operations and small companies compete by serving niche segments or by providing technical expertise. EBITDA Margin (TTM) Companies with higher EBITDA margins and revenue growth rates are outperforming companies with lower EBITDA margins and revenue growth rates. Companies for this scatter plot have a market capitalization between $1.5 Billion and $2 Billion. Companies with NA or NM values do not appear. *EBITDA – Earnings Before Interest, Taxes, Depreciation and Amortization. Looking forward, companies’ success will depend on their ability to adopt rapidly evolving technologies, alter services to meet industry standards, and improve the performance and reliability of services. Investment in research and development will continue to be an integral part of company and industry success. 120% REVENUE GROWTH AND EARNINGS YIELD PEER GROUP: Internet Software & Services FA NEWR RA VO BL E STMP TWOU B RA VO SCOR EGOV WBMD LE -20% FA SOHU YY ENV UN Revenue Growth (TTM) BITA SFUN -6% The industry is highly competitive, particularly in the advertising segment. This competition has intensified as a result of consolidation and low entry barriers, which has caused price reductions for advertising space, implying a drop in margins. Another challenge facing the industry is related to secure transmission of personal information over public networks. These networks are vulnerable to unauthorized access by hackers and computer viruses. Allowing unauthorized access to users’ information subjects a company to reputational, financial, and legal risks. 6% Earnings Yield (TTM) Companies that exhibit both a high earnings yield and high revenue growth are generally more attractive than companies with low revenue growth and low earnings yield. Companies for this scatter plot have revenue growth rates between -2.2% and 100.6%. Companies with NA or NM values do not appear. Ticker BITA WBMD YY NEWR ENV TWOU SCOR SFUN STMP SOHU EGOV Recent Company Name Price ($) BITAUTO HOLDINGS LTD -ADR 27.12 WEBMD HEALTH CORP 52.12 YY INC -ADR 50.74 NEW RELIC INC 35.15 ENVESTNET INC 38.82 2U INC 35.13 COMSCORE INC 27.39 SOUFUN HLDGS LTD 4.30 STAMPS.COM INC 87.02 SOHU.COM INC 38.72 NIC INC 22.62 Market Cap ($M) 1,639 2,032 1,850 1,787 1,662 1,647 1,552 1,524 1,503 1,499 1,492 Price/ Earnings NM 31.21 19.37 NM NM NM NM NM 45.32 NM 31.86 Net Sales TTM ($M) 674.18 670.87 980.61 201.77 495.33 176.90 368.82 964.72 287.40 1,816.28 305.41 Net Income TTM ($M) -79.07 74.15 155.20 -70.44 -19.55 -23.35 -6.76 -135.05 34.73 -74.59 47.69 The peer group comparison is based on Major Internet Software & Services companies of comparable size. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2016. All rights reserved. Report Date: August 21, 2016 PAGE 2 August 21, 2016 NYSE: BITA BITAUTO HOLDINGS LTD -ADR Sector: Technology Internet Software & Services Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA COMPANY DESCRIPTION Bitauto Holdings Limited provides Internet content and marketing services for the automotive industry in the People's Republic of China. The company operates in three segments: Advertising Business, EP Platform Business, and Digital Marketing Solutions Business. The Advertising Business segment provides advertising services, including new automobile pricing and promotional information, specifications, reviews, and consumer feedback to automakers through its bitauto.com and taoche.com Websites, as well as mobile applications. The EP Platform Business segment provides Web-based and mobile-based integrated digital marketing, customer relationship management (CRM), and automobile listing services to automobile customers in China. This segment's platform enables dealer subscribers to create their own online showrooms, list pricing and promotional information, provide dealer contact information, place advertisements, and manage customer relationships. It also provides automobile transaction, CRM, and online automotive financial platform services to automobile customers. The Digital Marketing Solutions Business segment provides one-stop digital marketing solutions, such as Website creation and maintenance, online public relations, online marketing campaigns, and advertising agent services to automakers. The company also distributes its dealer customers' automobile pricing and promotional information through its partners who provides Internet services. In addition, it provides customer services and training to dealer customers. Bitauto Holdings Limited was founded in 2000 and is headquartered in Beijing, the People's Republic of China. BITAUTO HOLDINGS LTD -ADR New Century Hotel Office Tower, 6th Floor, No. 6 S Beijing 100044 CYM Phone: 86 10 6849 234 http://www.bitauto.com Employees: 5000 Beta 2.47 Market Capitalization $1.6 Billion 52-Week Range $16.09-$37.31 Price as of 8/18/2016 $27.12 STOCK-AT-A-GLANCE Below is a summary of the major fundamental and technical factors we consider when determining our overall recommendation of BITA shares. It is provided in order to give you a deeper understanding of our rating methodology as well as to paint a more complete picture of a stock's strengths and weaknesses. It is important to note, however, that these factors only tell part of the story. To gain an even more comprehensive understanding of our stance on the stock, these factors must be assessed in combination with the stock’s valuation. Please refer to our Valuation section on page 5 for further information. FACTOR SCORE 2.0 Growth out of 5 stars weak Measures the growth of both the company's income statement and cash flow. On this factor, BITA has a growth score better than 30% of the stocks we rate. strong 2.5 Total Return out of 5 stars weak Measures the historical price movement of the stock. The stock performance of this company has beaten 40% of the companies we cover. strong 2.0 Efficiency out of 5 stars weak Measures the strength and historic growth of a company's return on invested capital. The company has generated more income per dollar of capital than 30% of the companies we review. strong 1.5 Price volatility out of 5 stars weak Measures the volatility of the company's stock price historically. The stock is less volatile than 20% of the stocks we monitor. strong 2.0 Solvency out of 5 stars weak Measures the solvency of the company based on several ratios. The company is more solvent than 30% of the companies we analyze. strong 0.5 Income out of 5 stars weak Measures dividend yield and payouts to shareholders. This company pays no dividends. strong THESTREET RATINGS RESEARCH METHODOLOGY TheStreet Ratings' stock model projects a stock's total return potential over a 12-month period including both price appreciation and dividends. Our Buy, Hold or Sell ratings designate how we expect these stocks to perform against a general benchmark of the equities market and interest rates. While our model is quantitative, it utilizes both subjective and objective elements. For instance, subjective elements include expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings. Objective elements include volatility of past operating revenues, financial strength, and company cash flows. Our model gauges the relationship between risk and reward in several ways, including: the pricing drawdown as compared to potential profit volatility, i.e.how much one is willing to risk in order to earn profits; the level of acceptable volatility for highly performing stocks; the current valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's valuation as compared to projected earnings growth; and the financial strength of the underlying company as compared to its stock's performance. These and many more derived observations are then combined, ranked, weighted, and scenario-tested to create a more complete analysis. The result is a systematic and disciplined method of selecting stocks. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2016. All rights reserved. Report Date: August 21, 2016 PAGE 3 August 21, 2016 NYSE: BITA BITAUTO HOLDINGS LTD -ADR Sector: Technology Internet Software & Services Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA Consensus EPS Estimates² ($) IBES consensus estimates are provided by Thomson Financial Beta 2.47 Market Capitalization $1.6 Billion 52-Week Range $16.09-$37.31 Price as of 8/18/2016 $27.12 FINANCIAL ANALYSIS BITAUTO HOLDINGS LTD -ADR's gross profit margin for the first quarter of its fiscal year 2016 is essentially unchanged when compared to the same period a year ago. Even though sales increased, the net income has decreased, representing a decrease to the bottom line. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. To learn more visit www.TheStreetRatings.com. 1.77 Q3 FY16 6.24 E 12.01 E 2016(E) 2017(E) INCOME STATEMENT Net Sales ($mil) EBITDA ($mil) EBIT ($mil) Net Income ($mil) Q1 FY16 168.04 NA -13.31 -16.78 Q1 FY15 113.13 NA -2.76 -0.78 Q1 FY16 576.92 NA NA NA Q1 FY15 936.67 1,399.84 0.00 889.72 Q1 FY16 67.47% NA -7.92% NA NA NA Q1 FY15 68.06% NA -2.44% 0.32 5.10% 8.03% Q1 FY16 NA NA NA NA Q1 FY15 5.08 0.00 0.24 -11.66 Q1 FY16 62 0.00 -0.28 NA NA 600,628 Q1 FY15 NA 0.00 -0.02 NA NA 618,390 BALANCE SHEET Cash & Equiv. ($mil) Total Assets ($mil) Total Debt ($mil) Equity ($mil) PROFITABILITY Gross Profit Margin EBITDA Margin Operating Margin Sales Turnover Return on Assets Return on Equity DEBT Current Ratio Debt/Capital Interest Expense Interest Coverage SHARE DATA Shares outstanding (mil) Div / share EPS Book value / share Institutional Own % Avg Daily Volume 2 Sum of quarterly figures may not match annual estimates due to use of median consensus estimates. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2016. All rights reserved. Report Date: August 21, 2016 PAGE 4 August 21, 2016 NYSE: BITA BITAUTO HOLDINGS LTD -ADR Sector: Technology Internet Software & Services Source: S&P Annual Dividend Rate NA Annual Dividend Yield NA RATINGS HISTORY Our rating for BITAUTO HOLDINGS LTD -ADR has not changed since 8/18/2015. As of 8/18/2016, the stock was trading at a price of $27.12 which is 27.3% below its 52-week high of $37.31 and 68.6% above its 52-week low of $16.09. Beta 2.47 Market Capitalization $1.6 Billion HOLD: $28.13 BUY: $82.28 $100 $75 $50 Price/Earnings 1 2 3 4 5 BITA NM Peers 36.87 • Neutral. The absence of a valid P/E ratio happens when a stock can not be valued on the basis of a negative stream of earnings. • BITA's P/E is negative making this valuation measure meaningless. Price/Projected Earnings 2015 MOST RECENT RATINGS CHANGES Date Price Action 8/18/15 $28.13 Downgrade 8/18/14 $82.28 No Change 1 2 3 premium From Buy Buy To Hold Buy Price reflects the closing price as of the date listed, if available (as of 8/18/2016) 40.77% Buy - We believe that this stock has the opportunity to appreciate and produce a total return of more than 10% over the next 12 months. 30.59% Hold - We do not believe this stock offers conclusive evidence to warrant the purchase or sale of shares at this time and that its likelihood of positive total return is roughly in balance with the risk of loss. 28.63% Sell - We believe that this stock is likely to decline by more than 10% over the next 12 months, with the risk involved too great to compensate for any possible returns. TheStreet Ratings 14 Wall Street, 15th Floor New York, NY 10005 www.thestreet.com Research Contact: 212-321-5381 Sales Contact: 866-321-8726 5 1 2 3 4 5 Price/Sales 1 2 premium 3 4 5 Price to Earnings/Growth 4 5 discount 1 2 3 premium 4 5 discount BITA NA Peers 0.22 • Neutral. The PEG ratio is the stock’s P/E divided by the consensus estimate of long-term earnings growth. Faster growth can justify higher price multiples. • Ratio not available. Earnings Growth 1 2 3 4 lower 5 higher BITA -182.38 Peers 36.06 • Lower. Elevated earnings growth rates can lead to capital appreciation and justify higher price-to-earnings ratios. • However, BITA is expected to significantly trail its peers on the basis of its earnings growth rate. Sales Growth discount BITA 2.48 Peers 8.89 • Discount. In the absence of P/E and P/B multiples, the price-to-sales ratio can display the value investors are placing on each dollar of sales. • BITA is trading at a significant discount to its industry on this measurement. 3 BITA NA Peers 23.76 • Neutral. The P/CF ratio is the stock’s price divided by the sum of the company's cash flow from operations. It is useful for comparing companies with different capital requirements or financing structures. • Ratio not available. discount BITA NA Peers 5.51 • Neutral. A lower price-to-book ratio makes a stock more attractive to investors seeking stocks with lower market values per dollar of equity on the balance sheet. • Ratio not available. 2 premium discount premium RATINGS DEFINITIONS & DISTRIBUTION OF THESTREET RATINGS 4 BITA 2.26 Peers 23.79 • Discount. A lower price-to-projected earnings ratio than its peers can signify a less expensive stock or lower future growth expectations. • BITA is trading at a significant discount to its peers. Price/Book 1 Price/CashFlow discount $25 2014 Price as of 8/18/2016 $27.12 VALUATION HOLD. This stock’s P/E ratio is negative, making its value useless in the assessment of premium or discount valuation, only displaying that the company has negative earnings per share. The price-to-sales ratio is well above the S&P 500 average, but well below the industry average. premium 2 Year Chart 52-Week Range $16.09-$37.31 1 2 3 lower 4 5 higher BITA 48.96 Peers 27.87 • Higher. A sales growth rate that exceeds the industry implies that a company is gaining market share. • BITA has a sales growth rate that significantly exceeds its peers. DISCLAIMER: The opinions and information contained herein have been obtained or derived from sources believed to be reliable, but TheStreet Ratings cannot guarantee its accuracy and completeness, and that of the opinions based thereon. Data is provided via the COMPUSTAT® Xpressfeed product from Standard &Poor's, a division of The McGraw-Hill Companies, Inc., as well as other third-party data providers. TheStreet Ratings is a division of TheStreet, Inc., which is a publisher. This research report contains opinions and is provided for informational purposes only. You should not rely solely upon the research herein for purposes of transacting securities or other investments, and you are encouraged to conduct your own research and due diligence, and to seek the advice of a qualified securities professional, before you make any investment. None of the information contained in this report constitutes, or is intended to constitute a recommendation by TheStreet Ratings of any particular security or trading strategy or a determination by TheStreet Ratings that any security or trading strategy is suitable for any specific person. To the extent any of the information contained herein may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Your use of this report is governed by TheStreet, Inc.'s Terms of Use found at http://www.thestreet.com/static/about/terms-of-use.html. This report is for information purposes only and should not be considered a solicitation to buy or sell any security. Neither TheStreet Ratings nor any other party guarantees its accuracy or makes warranties regarding results from its usage. Redistribution is prohibited without the express written consent of TheStreet Ratings. Copyright(c) 2006-2016. All rights reserved. Report Date: August 21, 2016 PAGE 5