4-H Youth Development
2007
Insurance
Finances
Risk Mgmt Risk Mgmt
Terms
Strategies
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4
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5
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Potpourri
Insurance for 1
A written contract for
insurance between an
insurance company and
policyholder stating details of
coverage.
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Insurance for 1
Answer: What is an insurance
policy?
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Insurance for 2
The insurance policy that
pays first when you have a
loss that’s covered by more
than one policy.
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Insurance for 2
Answer: What is primary
insurance?
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Insurance for 3
The form of insurance that
protects against losses
involving autos.
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Insurance for 3
Answer: What is automobile
insurance?
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Insurance for 4
This insurance is utilized after
the primary insurance has
been exhausted.
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Insurance for 4
Answer: What is secondary
insurance?
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Insurance for 5
The liability portion of this
policy covers the homeowner
for accidental injuries caused
to third parties and/or their
property.
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Insurance for 5
Answer: What is homeowner’s
insurance?
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Finances for 1
The number of signatures
required on a 4-H club check.
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Finances for 1
Answer: What is 2?
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Finances for 2
The level of the 4-H program
requiring annual financial
reporting and accountability.
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Finances for 2
Answer: What is federal (or
national)?
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Finances for 3
Location where 4-H money
must be kept.
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Finances for 3
Answer: What is a public
financial institution?
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Finances for 4
The manner in which 4-H
money can most accurately
be described.
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Finances for 4
Answer: What is public
money?
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Finances for 5
Location where 4-H clubs must
submit an annual financial
report.
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Finances for 5
Answer: What is the UWExtension Office?
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Risk Management Terms
for 1
Anticipating potential risks in
planning and deciding ways
to manage these risks.
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Risk Management Terms
for 1
Answer: What is risk
management?
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Risk Management Terms
for 2
Legally bound or responsible.
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Risk Management Terms
for 2
Answer: What is liability?
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Risk Management Terms
for 3
Negligence, assault and battery,
false arrest and imprisonment,
invasion of privacy, defamation,
and violation of constitutional
rights.
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Risk Management Terms
for 3
Answer: What are forms of
liability?
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Risk Management Terms
for 4
Failure to use that degree of
care which an ordinary person
of responsible prudence
would use under the given or
similar circumstances.
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Risk Management Terms
for 4
Answer: What is negligence?
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Risk Management Terms
for 5
Wisconsin government
provision to limit volunteer
liability.
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Risk Management Terms
for 5
Answer: What is a state
statute?
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Risk Management Strategies
for 1
Accept the risk and prepare
for the possibility of loss to
occur.
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Risk Management Strategies
for 1
Answer: What is assume the
risk?
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Risk Management Strategies
for 2
A decision to discontinue an
activity since the risks are too
severe and the possibility of
occurrence is too great.
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Risk Management Strategies
for 2
Answer: What is avoid the
risk?
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Risk Management Strategies
for 3
Change the activity or
conditions to decrease the
likelihood that a loss will
occur.
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Risk Management Strategies
for 3
Answer: What is reduce the
risk?
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Risk Management Strategies
for 4
Purchase accident or medical
insurance, use consent forms,
or pay a vendor for services.
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Risk Management Strategies
for 4
Answer: What are examples of
transferring the risk?
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Risk Management Strategies
for 5
Leadership in an organization
monitors and evaluates risk
plans in this phase of the risk
management process.
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Risk Management Strategies
for 5
Answer: What is risk review?
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Potpourri for
1
Minimum age for chaperones.
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Potpourri for
1
Answer: What is 21 years of
age?
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Potpourri for
2
The required ratio of
chaperones to youth for
overnight events.
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Potpourri for
2
Answer: What is 1 adult for
every 10 youth?
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Potpourri for
3
The use of this type of vehicle
is highly discouraged
(prohibited if UW-Extension
staff members are driving).
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Potpourri for
3
Answer: What is a 12 or 15
passenger van?
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Potpourri for
4
Minimum age of drivers if 4-H
Youth Development staff
members are arranging for
youth transportation.
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Potpourri for
4
Answer: What is 21 years of
age?
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Potpourri for
5
Providing medical attention to
the injured.
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Potpourri for
5
Answer: What is the first
priority in case of an
emergency?
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