My Virtual StrongBox
Nothing’s More Important Than Trust
Q: What is My Virtual Strongbox?
A: The Online Answer to Safe Deposit Boxes
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Store documents safely & securely online behind online banking – like wills, tax
documents, loan packages, mortgage docs, insurance, copy of what’s in a physical safe
deposit box, etc.
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Patent-pending encryption & security
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Share files with trusted advisors and others
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Non-interest income potential can replace lost revenue
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Talk about “Sticky” … member might think twice before closing relationships
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Members trust you with their money & will trust you with their financial documents
My Virtual StrongBox Easy-to-Use Organizational Capabilities
five predefined folders to help members organize files
MVSB Enterprise Connectivity
Your Financial Institution can deposit financial documents into your member’s
MVSB. For example,
1)
2)
3)
4)
Loan documents from your origination system
Account opening documents
Mortgage closing packages
Prepared tax returns, insurance and wealth management documents
MVSB has
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API connectivity to automate transport process
Allows the FI to place a single document into an Accountholder’s StrongBox
Works even if Accountholder hasn’t activated their strongbox yet
Representative remains unable to view contents of StrongBox
Credit Union Can Share Files Three Ways
One-to-one, Groups or all Virtual StrongBox Users.
Members Can Securely Share
Documents with anyone!
Member can share a document (with a security code) via one-time link
e.g. Daughter’s medical history with an Emergency Room Doctor
or
e.g. Loan officer needs a copy of a tax return to complete a loan
Member can allow someone access (with a security code) via one-time link
to place a document in one of their folders
e.g. Accountant can place a copy of my 2013 tax return in my
finance folder – no more emailing or mailing!
Members Can Securely Share
Documents with Anyone!
Educational Wizard Promotes Value &
Profile Wizard Guides the Consumer to “Fill-it-Up”
A Case Study – Redstone FCU
 Huntsville, AL
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$3.5 Billion in assets
 350,000 accounts
 130,000 OLB users
 MVSB launched in December 2012
 25 mb offered as a freemium at launch
 Increased to 125 mb in December 2013
 Over 40,000 OLB users registered for MVSB so far
Mobile iPad App Start Page
Targeted Ad
Engine driven
by CRM data
Icons for
MVSB &
Quick Add via
camera
Mobile iPad App Home Page
Same five
folders &
document
icons as
on the
browser
version
Check Out These MVSB - Key Benefits
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Baby Boomers need this type of service for wealth management & estate planning
Very “Sticky” when tied to checking, OLB or eStatements
Strengthens customer relationships and can be used as a reward for “loyal” customers
Seamless integration with online banking makes it easy to use
Our Software-as-a- Service model means low cost deployment & faster ROI
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It’s a unique offering that sets you apart from the rest
CONSIDER THIS:
EVERY bank and credit union will be offering this service in the next three to five years.
TODAY, your Financial Institution has an opportunity be a leader….. and get there before
someone else in your market space does!!!