I would like to say how pleased I was to hear the comments of Steve Entin on tax reform. I'm a strong supporter of free tax initiative. We need to keep this matter on the forefront and perhaps we can make a difference and actually have meaningfull tax reform. Thank you Fred Lozano for his comments on tax reform at the panel hearings. He was positive on change and the value of a "consumption based" tax system (but not necessarily our plan). For those of you who did not see the hearings and