School for Advanced Studies College Bound Newsletter January 2015 In This Issue The Miami National College Fair Important Dates and Deadlines Mid-Year College Grade Reports Florida’s Tuition Wavier Program Timeline For Juniors – Mr. Roddy’s Wish List? Financial Aid 101 Video Overview of how the Financial Aid System Works Information Needed to Complete Your FAFSA Financial Aid Audio/Video Resources “I have an open door policy. That means that if the door is open – “come on in” you are welcome anytime.” Volume 8, Number 4 The Miami National College Fair 150+ colleges and universities from around the country! Sunday, February 22nd , 2015 Noon-4 p.m. • Doubletree Miami Mart/Airport Hotel & Exhibition Center 777 N.W. 72 Ave. Just off S.R. 836 and Milam Dairy Road FREE Admission and FREE Information Sessions Parking fee: $5.00 For more information, call 305-995-1739 Monday-Friday, 8 a.m.-4:30 p.m. or visit www.nacacnet.org If you have a disability that requires accommodation, you may call the number listed above or call the Telecommunications Device for the Deaf (TDD) at 305-995-2400. **PRE-REGISTRATION** Requesting information from multiple colleges/universities at the College Fair just g easier. By pre-registering, students can print a bar-coded confirmation to be used a the fair as an electronic ID. No more filling out information cards! Pre-register at: www.gotomyncf.com . Online registration is available now!!! Sponsored by Miami-Dade County Public Schools National Association for College Admission Counseling College Searches College Board - BIGFUTURE ACT - College Search Engine Knowledge for College: Art and Design Colleges: College Accreditation: Colleges that change lives Important Dates and Deadlines December 1, 2014: (Seniors) Florida Health Careers: Colleges in the UK: Virtual College Tours: College Confidential College View Occupational Outlook Handbook The common Application: Seniors, I have sent you an e-mail notifying you that the Florida Office of Student Financial Aid has activated their website. The email I sent you has the link that connects you directly the site where you can register for Bright Futures and other scholarships, grants, loans and work study programs offered by the state of Florida. Please register before the end of the fi semester The direct link to the registration is: Initial Student Florida Financial Aid Application (Please use Microsoft Internet Explorer browser version 6.3 or higher for best results) Beginning January 1, 2015: (Seniors) FINANCIAL AID - FAFSAs for the 2015-2016 academic year can be filed beginning Januar 1, 2015 by going to www.fafsa.ed.gov . I highly recommend that your parents finish their 2014 Federal Income Tax as soon as possible. If you are not able to complete your 2014 Federal Income Taxes before the priority deadline to file the FAFSA at your college – then recommend that you do a FAFSA estimate using your parents 2013 Federal Income Tax returns. I will be talking to all seniors through their Govt./Econ classes starting this week. Applying for Federal Financial Aid (FAFSA) Attending College Beginning Summer 2015 Then Fall 2015 Beginning Fall 2015 TESTING Here are some websites that provide SAT and ACT preparation Number2.com Max the Test Princeton Review Use FAFSA Form 2014– 2015 FAFSA 2015– 2016 FAFSA 2015– 206 FAFSA Use IRS Income Tax From 2013 Available right now 2014 Available January 1 2014 Available January 1 Each college sets its own deadline regarding financial aid, but it is in your best interest to fil the FAFSA (and any other required forms) as early as possible. Colleges have a finite amount of money budgeted for financial aid. Students who file later risk receiving less a as colleges approach their budget limits. The early bird gets the money--don't delay filing. The ideal way to complete the FAFSA is with numbers taken from your completed federal income tax return. Unfortunately, few taxpayers complete their income tax by February (which is when some colleges have their priority financial aid deadlines). If you have the discipline and the information to complete your tax return early (even if you don't actually send the return to the IRS until April 15), you can cut out a few steps in the process. State University Minimums: SAT: Math: 460 / Verbal: 460 / writing: 440 ACT: 19 Reading 19 Math 2014 – 2015 SAT AND ACT PROGRAM TEST DATES REGISTRATION DATES NATIONAL TEST DATES 2015 March 14 April 18 May 2 June 6 June 13 NCAA INFORMATION NCAA online: NCAA Clearinghouse initial eligibility TEST SAT I ACT SAT I & II SAT I & II ACT REGULAR POSTMARK DEADLINE February 13 March 13 April 6 May 8 May 8 LATE POSTMARK DEADLINE March 3 March 27 April 21 May 27 May 22 (Juniors) We would like all juniors to finish their SAT/ACT testing by the end of their junior yea just ask a senior why? Take time to plan out your testing dates and follow through. Mid-Year College Grade Reports NCAA Sports by Type and Division ***************** This is the time when a number of colleges request a mid-year report of your grades. Some colleges provide their own report form that is to be filled out by your guidance counselor. Others may merely request an updated transcript. My suggestion to you is that you check with the admissions department of the college you have applied to and inquire as to the nee for this report. In addition, it is wise for those students who have yet to be accepted and know that they are on the borderline academically to also send an updated grade report. Your case for acceptance may be boosted if you send them a copy of your first semester grades along w an additional letter of recommendation. This action may truly help to push you over the edg Grades should be updated by the second week of February. There are two ways available request grade reports: 1. Request a transcript to be sent through the Registrar’s office. Transcript request forms are found in the registrar’s office. Please write on the form that this is for a mid-year transcript. Transcripts will be sent out by the registrar as soon as updati has been completed. Also note that it is better to send a paper transcript because it will show all your mid-year grades. 2. You can also request a grade by filling out a counselor request form. On it, please specify that you need a mid-year college grade report as requested by your college Common Application Errors “I’ll start the application next week.” Don’t run out of time to complete the application. Give yourself at least two weeks to find mistakes. “I already ran a spell-check on my computer.” Words can be spelled correctly but used incorrectly. Ask a counselor, teacher or family member to proof read the application to catch any errors or poor phrasing. “One copy is enough.” Print out any online forms and keep copies of all paperwork. “I can send my application as soon as I’m finished.” Before you seal the envelope or click “Send” on your computer, double- and triple-check that you have included all necessary materials. Follow-up in two weeks to verify that all mailed materials have been received. “I assume this is right.” If you’re confused by a question or any part of the application, ask someone. A quick call to the admissions office can save you from making an embarrassing If you have any questions, please contact your SAS counselor. Florida’s Tuition Wavier Program Children who exit foster care by themselves at age 18, are in the custody of a relative at ag 18, or are adopted from the Department of Children and Families after May 5, 1997 are eligible for Florida’s tuition wavier program. This program is valid at Florida’s public universities, public community colleges and public vocational schools until the child is age 2 The students are exempt from paying tuition and fees, including lab fees. No money change hands; eligible students are simply not charged these fees. For further information contact the local post-adoption services counselor, contact information is at http://www.adoptflorida.org/contactPACounselor.shtml. Youth may also be eligible for the Road to Independence if they were adopted at age 16 or 17 and are enrolled in a post-secondary school. Frequently Asked Question about the program can be found on pages 9-13 on this web page, http://www.dcf.state.fl.us/programs/ indliving/docs/faqs.pdf Timeline For Juniors 1. BEGIN YOUR COLLEGE SEARCH EARLY (like…right now!!!) Beyond the obvious, get know what GPA and SAT/ACT score will give you your best chance of being accepted. Mak a table of application requirements (essays, recommendation letters, community service, SAT II requirements and so on) 2. TEST EARLY: complete all your SAT/ACT testing by the end of your junior year. Pl out a strategy as to which tests and what dates to register for. Allow for time to either take a test preparation class or work with a tutor if you find yourself scoring below what you need t get into your dream college. 3. APPLY EARLY: Students applying in September, October and November have a better chance than those applying in late December, January, February and March (slim chance). Achieving your target GPA and Test scores by the end of your junior year will also allow yo to take advantage of Early Decision and Early Action deadlines in October and November. 4. BEING ACCEPTED EARLY: By applying early, you may be accepted early. Just think how nice it would be to go you your family parties and dinners in December and tell everyon that you have already been accepted to college!!! 5. APPLY FOR FINANCIAL AID EARLY: By being accepted early, you can apply for financial aid (FAFSA) early – beginning January 1 of your senior year. “The early bird gets the worm” is so true when it comes to financial aid. MONEY RUNS OUT!!!!! error You must go to the SAS Registrar’s Office to request copies of your Transcripts to be sent to those Colleges you applied to. 6. EVALUATE YOUR AWARD LETTERS: If you apply for financial aid early, you will receive your financial aid award letter early. You will now be able to sit down with your parents and go over with them the financial “bottom line” of your final college selection. 7. YOUR FINAL CHOICE…AND THE WINNER IT!!!: This whole process boils down to the day you select “the winner”. Most colleges would like an answer from you by May 1 st. Remember not only should you notify the college that you’ll be attending “that you’re cumin but it is also courteous to notify those colleges that you are declining. A nice courteous and thoughtful letter on your part may very well open up a slot for another well deserving student. And so begins another wonderful and exciting journey in your life………. Financial Aid 101 Financial aid carries with it responsibilities that college-bound students must manage throughout college and beyond. Students and families should take the time to learn about their financial aid options before signing on the dotted line. There are four types of aid that can create a financial aid package: College Planning Timelines Whether you are coming in as a new freshman, a transfer student or a returning student, a lot of moving parts go into planning for college. Stay on track, up-to-date and organized by following a step-by-step college planning timeline suited to your current status. Timelines: 9th/10th Grade College Planning Timeline 11th Grade College Planning Timeline 12th Grade College Planning Timeline College Issues: College Articles & Advice Planning For College Taking College Entrance Exams Choosing a College The College Application Process Paying For College Paying for Two-Year Colleges and Trade Schools Scholarships - Students usually do not have to pay back scholarships, which awa money for academic achievement, athletic ability, special talents, and more. Scholarships are often available through public service organizations, like the Lions Club, the Rotary Club, and the National Association for the Advancement of Colore People (NAACP), through religious institutions and local businesses. Grants - Grant programs may be federal, state, or school-sponsored. Students ma receive federal and state grants based on financial need, and they may receive school-sponsored grants based on financial need or merit. Students should check with the schools they're interested in attending for more information on schoolsponsored grants. Work-study - Schools can provide students with on- or off-campus employment to help pay for college costs. Students also gain career-related, hands-on work experience. Student loans - Borrowers must repay loans with interest. Several types of loans are available: o Federal Perkins Loans and Direct Subsidized Loans are need-based, government-subsidized loans. The government pays the interest that accrues on these loans while students are in-school at least half-time and during their grace period. o Direct Unsubsidized Loans are calculated based on your student's cost o attendance, minus other financial aid he/she receives. Interest begins accruing on unsubsidized loans from the date of disbursement. Your stude is responsible for all interest that accrues on these loans. Any unpaid intere that remains at the end of the student's grace period will be capitalized (added to the principal balance) before repayment begins. o Parent PLUS Loans are federally guaranteed loans for parents who want help pay for their student's education. Parents can borrow up to the cost of attendance, minus any financial aid awarded to the student. o Private Education Loans are available through financial institutions like banks or credit unions. They typically have higher interest rates, more fees Campus Life Going to Graduate School Checklist: Testing Tips Checklist: Campus Visit Checklist: Writing a College Essay Checklist: College Interview Checklist: Financial Aid Application Checklist: Off to College Checklist: Managing Academics ************************* Careers and Majors Career Articles & Advice Finding a Job 1. Creating Your Résumé Creating Your Cover Letter Acing the Interview Internships Volunteer Work Career-Changing Tips Résumé Builder Résumé Examples Checklist: Tips for Successfully Wrapping up an Interview Checklist: Job Search Checklist: Building a Career Network Careers - Top Careers In Demand Careers and less flexible repayment options than federal student loans. Loan terms and limits on Private Education Loans vary substantially by lender. Student should consider these loans only if they need additional funds after obtainin aid through scholarships, grants, and federal loans. Video Overview of how the Financial Aid System Works To apply for federal student aid, you need to complete the FAFSASM or Free Application for Federal Student Aid. Completing and submitting the FAFSA is free and easier than ever, an it gives you access to the largest source of financial aid to pay for college or career school. In addition, many states and colleges use your FAFSA data to determine your eligibility for state and school aid, and some private financial aid providers may use your FAFSA information to determine whether you qualify for their aid. 7 Easy Steps to the FAFSA - Financial Aid Office (This is a MUST view to understand financial aid) Information Needed to Complete Your FAFSA Your Social Security number; Your parents’ Social Security # if you are providing parent information; Your driver's license number if you have one; Your Alien Registration Number if you are not a U.S. citizen; Federal tax information or tax returns including IRS W-2 information, for yourself and spouse, if you are married, and for In-Demand Careers Fastest-Growing Careers Highest Paying Careers Most New Careers Careers with Most Military Veterans your parents if you are providing parent information. If you have not yet filed an income tax return for the previous calendar year, complete and submit the FAFSA using estimated tax information. Use income records for the calendar year prior to the academic year for which you are applying: For instance, if you are planning ************************* to attend school in the fall, you will need income information from the previous calendar year. Information on savings, investments, and business and farm assets for yourself (and for your parents if you are providing parent information). Finally, information on untaxed income, such as child support received, interest income, and veterans non-education benefits for you and for your parents if you are providing parent information. FAFSA Online Help https://fafsa.ed.gov/help.htm FAFSA4caster https://studentaid.ed.gov/fafsa/estimate Financial Aid Audio/Video Resources The most important thing is to begin to understand your eligibility for the various types of financial aid. This understanding will become very key in the near future if you are negotiati with your school’s financial aid office. Resource: http://studentaid.ed.gov/resources Resource English Spanish College Preparation Checklist PDF Coming soon Funding Your Education: The Guide to Federal Student Aid PDF Coming soon Funding Your Education: Audio Highlights Audio Comparing Colleges PDF Available only in English Financial Aid Process Video Video Video Financial Aid Process Graphic Image Image Types of Federal Student Aid Video Video Video Types of Federal Student Aid Graphic Image Image Responsible Borrowing Video Video Video Myths About Financial Aid Video Video Video Career Search Web Page Web Page College Search Web Page Web Page Scholarship Search Web Page Web Page Glossary Web Page Coming soon 2015–16 Do You Need Money for College? Federal Student Aid at a Glance PDF PDF Federal Student Grant Programs PDF PDF Federal Student Loan Programs PDF PDF Information for International Students PDF Coming soon PDF PDF PDF Coming soon Educational and Training Vouchers for Current and Former Foster Care Youth Why Go to College? Choosing a Career Coming soon PDF Free Application for Federal Student Aid (FAFSASM) Information Get detailed information and help on completing the FAFSA Resource English Spanish PDF PDF 2015–16 FAFSA on the Web Work sheet PDF PDF 2015–16 Free Application for Federal Student Aid (FAFSA) PDF PDF 2015–16 Completing the FAFSA Eligibility for Federal Student Aid Graphic Image Image FAFSA Overview Video Video Video How to Fill Out the FAFSA Video Video Video FAFSA: Determining Dependency Status Video Video Video FAFSA Dependency Status Graphic Image Image After the FAFSA: What Happens Next Video Video Online Free Application for Federal Student Aid (FAFSA) Web Page Web Page Federal School Code Search Web Page Web Page Steps to Federal Student Aid PDF Coming soon What Is a Federal Student Aid PIN? PDF Coming soon What Information Do I Need for the FAFSA? PDF Coming soon Am I Dependent or Independent? PDF Coming soon Who Is My "Parent" When I Fill Out the FAFSA? PDF Coming soon Myths About Financial Aid PDF Coming soon Reporting Same-sex Marriage on the FAFSA PDF Coming soon Loan Information Learn about federal student loans—what they are, how to get them, and wh to get them. Understand your options for repaying a federal student loan. Resource English Spanish Direct Loan Basics for Students PDF Coming soon Direct Loan Basics for Parents PDF Coming soon Your Federal Student Loans: Learn the Basics and Manage Your Debt PDF PDF Repayment: What to Expect Video Video Repayment: How to Manage Your Student Loans Video Video Federal Student Loan Programs PDF PDF Why Get a Federal Student Loan? PDF Coming soon Got a Federal Student Loan? Be a Responsible Borrower! PDF Coming soon Income-Based Repayment Plan PDF PDF Student Loans: Avoiding Deceptive Offers PDF