Personal Financial Literacy 2015 August Monday Tuesday Wednesday Thursday Friday 3 4 5 6 7 10 11 12 13 14 In-Service 17 In-Service 18 In-Service 19 1st Day of School Get to know you activities 20 School/Class Procedures and rules Class Overview 24 Chapter 1: Overview of Personal Finance Objective 2: The Benefits of Good Financial Decision Making 1 Day 31 Chapter 2: The financial Plan Objective 1: What is a Financial Plan? 25 Chapter 1: Overview of Personal Finance Objective 3: What are You Planning for? 1 Day 26 Chapter 1: Overview of Personal Finance Objective 4: Sources of Information 1 Day 27 21 Chapter 1: Overview of Personal Finance Objective 1: What is Personal Financial Planning? 1 Day 28 Chapter 1 Test Chapter 1 Review Personal Financial Literacy 2015 1 Day September Monday Tuesday Wednesday Thursday Friday 2 Chapter 2: The financial Plan Objective 2: The Components of Your Financial Plan Day 2 9 Chapter 3: Financial Decision Making Objective 1: Cash Flows & your Financial Future 1 Day 3 4 7 Labor Day 1 Chapter 2: The financial Plan Objective 2: The Components of Your Financial Plan (2 days) Day 1 8 In-Service 14 15 16 Chapter 4: Budgets & Balance Sheets-Your Personal Financial Statements Objective 1: Creating a Budget 1 Day 23 Chapter 5: Careers & Education Objective 1: Determining a Career Path 1 Day 30 Chapter 6: Paying Taxes Chapter 3 Review 21 Chapter 3 Test 22 Chapter 4 Review 28 Chapter 4 Test 29 Chapter 5 Chapter 5 Chapter 2 Review 10 Chapter 3: Financial Decision Making Objective 2: The Step-byStep Decision Making Process (2 days) Day 1 17 Chapter 4: Budgets & Balance Sheets-Your Personal Financial Statements Objective 2: Personal Balance Sheet 1 Day 24 Chapter 5: Careers & Education Objective 2: Sources of Career Information 1 Day Chapter 2 Test 11 Chapter 3: Financial Decision Making Objective 2: The Step-byStep Decision Making Process Day 2 18 Chapter 4: Budgets & Balance Sheets-Your Personal Financial Statements Objective 3: Budgeting & Your Financial Plan 1 Day 25 Chapter 5: Careers & Education Objective 3: Getting the Skills you Need 1 Day Personal Financial Literacy 2015 Review Test Objective 1: Tax Basics 1 Day October Monday Tuesday 5 Chapter 6: Paying Taxes Objective 4: Taxes & Your Financial Plan 1 Day 6 12 Chapter 7: Insuring Your Health & Your Life Objective 3: Life Insurance Objective 4: Getting Insurance 1 Day 19 Chapter 8: The Economy & You Objective 1: Economics & Your Financial Plan 1 Day 13 Wednesday 7 Chapter 6 Review Chapter 6 Test 14 Chapter 7 Review 20 Chapter 8: The Economy & You Objective2: Factors in the Larger Economy 1 Day Chapter 7 Test 21 Chapter 8 Review & Test Thursday Friday 1 Chapter 6: Paying Taxes Objective 2: Understanding Payroll Taxes 1 Day 8 Chapter 7: Insuring Your Health & Your Life Objective 1: The Importance of Health Insurance 1 Day 15 Parent/Teacher Conferences 2 Chapter 6: Paying Taxes Objective 3: Filing Taxes 1 Day 22 Chapter 9: Spending & Credit Objective 1: the Basics of Credit Consumers 1 Day 23 Chapter 9: Spending & Credit Objective 2: Building Good Credit 1 Day 9 Chapter 7: Insuring Your Health & Your Life Objective 2: Health Insurance Features and Terms 1 Day 16 Fall Break Personal Financial Literacy 2015 26 Chapter 9: Spending & Credit Objective3: Threats to Your Credit: Identity Theft 1 Day 27 28 Chapter 9 Review Chapter 9 Test 29 Chapter 10: Personal Loans & Purchasing Decisions Objective 1: Personal Loans 1 Day 30 Chapter 10: Personal Loans & Purchasing Decisions Objective 2: Financing Your Home 1 Day November Monday Tuesday Wednesday Thursday Friday 2 Chapter 10: Personal Loans & Purchasing Decisions Objective 3: Financing Your Education Objective 4: Financing Your Car 1 Day 9 Chapter 11: Credit Cards & Other Forms of Credit Objective 2: Credit Card Features 1 Day 3 4 5 Chapter 11: Credit Cards & Other Forms of Credit Objective 1: How Credit Cards Work (2 days) Day 1 6 Chapter 11: Credit Cards & Other Forms of Credit Objective 1: How Credit Cards Work Day 2 12 Chapter 12: Banking Procedures & Services Objective 1: Banks & Financial Institutions 1 Day 13 Chapter 12: Banking Procedures & Services Objective 2: Banking Basics: Checking Accounts (2 days) Day 1 19 20 16 Chapter 12: Banking Procedures & Services Objective 2: Banking Basics: Checking Accounts Day 2 Chapter 10 Review 10 Chapter 11: Credit Cards & Other Forms of Credit Objective 3: Tips on Using Credit Cards Objective 4: Other Risky Credit Arrangements 1 Day 17 Chapter 12: Banking Procedures & Services Objective 3: Other Banking Services Chapter 10 Test 11 Chapter 11 Review & Chapter 11 Test 18 Chapter 12: Banking Procedures & Services Objective 4: The Federal Reserve & The Banking System Chapter 12 Review Chapter 12 Test Personal Financial Literacy 2015 1 Day 23 Objective 4: Deposit Insurance 1 Day 24 25 26 27 Thanksgiving Break Thanksgiving Break Thanksgiving Break Thanksgiving Break Thanksgiving Break 30 Chapter 13: Methods of Saving Objective 1: Interest & your Savings 1 Day December Monday Tuesday Wednesday Thursday Friday 2 Chapter 13: Methods of Saving Objective 2: Types of Bank Accounts Objective 3: Retirement Savings Options Day 2 9 Chapter 14: Methods of Investing Objective 4: Mutual Funds Objective 5: Other Ways of Investing 1 Day 3 4 Chapter 14: Methods of Investing Objective 1: Why Invest 1 Day 7 Chapter 14: Methods of Investing Objective 2: Investing in Stocks Objective 3: Investing in Bonds (2 days) Day 1 14 Chapter 15 Planning for the Future 1 Chapter 13: Methods of Saving Objective 2: Types of Bank Accounts Objective 3: Retirement Savings Options (2 days) Day 1 8 Chapter 14: Methods of Investing Objective 2: Investing in Stocks Objective 3: Investing in Bonds Day 2 15 Chapter 15 Planning for the Future 16 Chapter 15 Planning for the Future 17 Semester Testing Chapter 13 Review & Test 10 11 Chapter 14 Review Chapter 15 Chapter 14 Test 18 Semester Testing Chapter 15 Personal Financial Literacy 2015 Objective 1: Time Value of Money 1 Day Objective 2: Managing Your Investments 1 Day 22 Objective 3: Retirement Planning & Time Value Concepts Objective 4: Estate Planning 1 Day 23 21 Review & Test Review & Test 24 25 Christmas Break Christmas Break Christmas Break Christmas Break Christmas Break 28 29 30 31 1 Christmas Break Christmas Break Christmas Break Christmas Break Christmas Break