Investment Options
Performance, Asset & Equity Splits Q4, 2014
for Public Sector Employees
Performance to 01 January 2015+
Lifestyle Pension Funds
IRIS**
IRIS 2014
IRIS 2015
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
*Previously known as Consensus IRIS
1 Mth
3 Mth
YTD
1 Yr
3 Yrs
5 Yrs
10 Yrs
1.8%
1.7%
1.5%
1.2%
0.8%
0.5%
0.3%
0.2%
0.1%
0.0%
0.0%
0.0%
-0.1%
-0.1%
-0.3%
5.1%
4.6%
3.9%
3.2%
2.4%
1.7%
1.5%
1.4%
1.3%
1.3%
1.2%
1.2%
1.2%
1.2%
1.1%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
18.5%
16.9%
15.1%
13.3%
11.4%
9.4%
9.1%
8.8%
8.7%
8.6%
8.6%
8.5%
8.4%
8.3%
7.7%
9.6%
9.3%
10.6%
10.2%
11.1%
10.6%
11.2%
11.2%
11.7%
11.7%
13.2%
13.2%
13.2%
13.2%
13.1%
7.2%
7.0%
7.8%
7.6%
8.1%
7.8%
8.1%
8.1%
8.4%
8.4%
9.2%
9.2%
9.2%
9.2%
9.1%
3.7%
3.6%
3.8%
3.7%
3.7%
3.6%
3.5%
3.4%
3.7%
3.7%
4.1%
4.1%
4.1%
4.1%
4.0%
** Previously known as Retirement Funds (IRIS)
Very Low Risk Pension Funds
Pension Cash Fund
1 Mth
0.0%
3 Mth
0.0%
YTD
0.0%
1 Yr
0.2%
3 Yrs
0.2%
5 Yrs
0.5%
10 Yrs
1.8%
1 Mth
-0.1%
3 Mth
-1.4%
YTD
0.0%
1 Yr
3.6%
3 Yrs
5.3%
5 Yrs
-
10 Yrs
-
1 Mth
1.9%
-0.6%
-1.1%
3 Mth
4.7%
0.5%
-1.8%
YTD
0.0%
0.0%
-0.0%
1 Yr
20.2%
5.9%
2.3%
3 Yrs
10.1%
5.2%
6.3%
5 Yrs
7.2%
-
10 Yrs
5.5%
-
1 Mth
0.8%
1.0%
1.6%
1.2%
3 Mth
2.2%
4.5%
3.1%
1.6%
YTD
0.0%
0.0%
0.0%
0.0%
1 Yr
11.9%
16.1%
16.4%
11.5%
3 Yrs
14.9%
15.8%
13.9%
13.9%
5 Yrs
10.2%
11.3%
9.9%
10.4%
10 Yrs
5.1%
6.3%
4.6%
4.2%
1 Mth
-0.6%
-2.2%
3 Mth
2.2%
-0.9%
YTD
0.0%
0.0%
1 Yr
12.3%
7.4%
3 Yrs
17.4%
8.5%
5 Yrs
11.2%
5.2%
10 Yrs
-
Low to Medium Risk Pension Funds
Elements (Pension)
Medium Risk Pension Funds
Pension Gilt Fund
BNYM Global Real Return Fund (Pension)
Protected Assets Fund
Medium to High Risk Pension Funds
Pension Managed Fund
Pension Consensus Fund
Pension Evergreen Fund
Ethical Managed Fund (Pension)
High Risk Pension Funds
Pension Indexed All Equity Fund
Innovator (Pension)
+ Note: Performance is based on the price calculated for 01 January 2015, which is calculated using close of market prices from the previous working day.
Source: Moneymate. Performance is quoted gross of taxation and fund management charges.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
taking care of you...
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Fund Information as at 31 December 2014
Lifestyle Pension Funds Asset Splits
IRIS**
IRIS 2014
IRIS 2015
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
Long Bonds
Cash
Fixed
Interest
74.8%
74.8%
59.9%
44.4%
30.2%
14.9%
–
–
–
–
–
–
–
–
–
25.2%
25.2%
20.3%
15.4%
10.4%
6.4%
4.4%
2.4%
1.4%
0.9%
0.7%
0.4%
0.4%
0.3%
0.1%
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Target Return Government
Strategy
Bonds
–
–
8.0%
16.1%
24.0%
32.3%
39.9%
41.3%
42.3%
43.2%
43.0%
43.2%
42.1%
41.1%
39.90%
–
–
4.0%
8.0%
11.8%
15.8%
20.0%
16.8%
14.4%
12.8%
11.1%
10.0%
9.0%
8.0%
2.90%
Corporate
Bonds
Property
Equities
–
–
3.5%
6.9%
10.3%
12.8%
13.3%
13.8%
12.8%
10.4%
9.1%
6.9%
5.9%
4.9%
2.00%
–
–
0.4%
0.9%
1.2%
1.6%
2.1%
2.6%
2.9%
3.4%
3.8%
4.2%
4.2%
4.2%
4.2%
–
–
8.9%
8.3%
12.1%
16.2%
20.3%
23.1%
26.2%
29.3%
32.3%
35.3%
38.4%
41.5%
50.9%
** Previously known as Retirement Funds (IRIS)
Target Return Strategy (TRS) Holdings as at 31 December 2014
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
Overall TRS
Holdings
Equities
Government
Bonds
Corporate
Bonds
Commodities
Cash
Emerging
Market
Equity
High Yield
Bonds
Property
8.0%
16.1%
24.0%
32.3%
39.9%
41.3%
42.3%
43.2%
43.0%
43.2%
42.1%
41.1%
39.9%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
8.8%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
2.1%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
26.6%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
59.8%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
1.0%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
0.5%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
1.1%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
2 of 4
Fund Information as at 31 December 2014
Low to Medium Risk Pension Funds
Elements (Pension) Asset Split
n Cash
46.3%
n Corporate Bonds
33.6%
n Government Bonds
10.4%
n Equities
8.2%
n Property
1%
n High Yield Bonds
0.5%
Medium Risk Pension Funds
BNYM Global Real Return Fund (Pension) Asset Split
n Equities
60.3%
n Government Bonds
20.4%
n Cash
7.1%
n Commodities
4.5%
BNYM Global Real Return Fund (Pension) Equity Split
n Other Eurozone Equities 42.5%
n North American Equities 29.2%
n UK Equities
n Japanese Equities
n Alternative Investments 3%
n Corporate Bonds
n Infrastructure
4.8%
n Other Pacific Basin Equities 4.6%
2.7%
2%
18.1%
Protected Assets Fund Asset Split
n Other Equities
0.8%
Protected Assets Fund Equity Split
n Other Eurozone Equities 43.8%
n Cash
60.2%
n North American Equities 34.1%
n Equities
37%
n UK Equities
9.7%
n Protection Asset
2.8%
n Japanese Equities
9.2%
n Emerging Market Equities 3.2%
Medium to High Risk Pension Funds
Pension Managed Fund Asset Split
n Equities
76.1%
n Government Bonds
11.5%
n Cash
6.7%
n Property
5.7%
Pension Managed Fund Equity Split
n North American Equities 38.4%
n Other Eurozone Equities 18.3%
n Other Pacific Basin Equities 10.9%
n Other European Equities 10.1%
n Japanese Equities
7.5%
n UK Equities
7%
n Irish Equities
6%
n Other Equities
1.8%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
3 of 4
Fund Information as at 31 December 2014
Medium to High Risk Pension Funds continued
Pension Consensus Fund Asset Split
n Equities
79.8%
n Government Bonds
15.4%
n Cash
Pension Consensus Fund Equity Split
4.8%
Pension Evergreen Fund Asset Split
n Equities
56.2%
n Property
21.4%
n Government Bonds
15%
n Cash
7.4%
Pension Evergreen Fund Equity Split
Ethical Managed (Pension) Asset Split
n Equities
76.9%
n Government Bonds
15.8%
n Cash
n Property
n North American Equities 45.7%
n Other Eurozone Equities 15.5%
n UK Equities
10.5%
n Other European Equities 8.4%
n Japanese Equities
7.8%
n Irish Equities
5.8%
n Other Pacific Basin Equities5.6%
n Emerging Market Equities 0.6%
n North American Equities 38.3%
n Other Eurozone Equities 18.1%
n Other Pacific Basin Equities10.9%
n Other European Equities
10%
n Japanese Equities
7.5%
n UK Equities
6.9%
n Irish Equities
6.6%
n Other Equities
1.8%
Ethical Managed (Pension) Equity Split
4%
3.3%
n North American Equities 37.1%
n Other Eurozone Equities 17.3%
n Other Pacific Basin Equities 12.7%
n Japanese Equities
10.9%
n Other European Equities 9.4%
n UK Equities
8.5%
n Irish Equities
4.2%
High Risk Pension Funds
Pension Equity Fund Asset Split
n North American Equities 38.6%
n Other Eurozone Equities 18.3%
n Other Pacific Basin Equities10.8%
n Other European Equities 10.2%
n Japanese Equities
7.5%
n UK Equities
7%
n Irish Equities
5.7%
n Other Equities
1.9%
Innovator (Pension) Asset Split
n Environmental Solutions 31.1%
n Emerging Markets
24%
n Water
15.4%
n Agri Business
14.8%
n Alternative Energy
7.4%
n Commodities
6.9%
n Cash
0.4%
Please contact your financial advisor for further details on any of these funds
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
Terms and conditions apply. The details shown relating to the funds and their composition are as at the dates stated and may change over time. The content of this
document is for information purposes only and does not constitute an offer or recommendation to buy or sell any investment or to subscribe to any investment
management or advisory service. Mention of individual stocks/assets is not a recommendation to purchase or sell those stocks/assets. While the information has been
taken from sources we believe to be reliable, we do not guarantee its accuracy and any such information may be complete or condensed. Not all funds mentioned may
be available with all products. Please refer to the relevant product terms and conditions for details of the funds available.
New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
January 2015
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301417 Q4 2014