PERSONAL
INVESTMENT
PLAN
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Discovery
Use a search engine to find out about personal financial plans by
placing ‘personal financial plan’ in the search box.
• What do you find?
• Is there a lot of free information out there?
• How do you know where to start?
• Do you know how investing can help you
‘burn calories’?
Copyright © Texas Education Agency, 2012. All rights reserved.
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Need to Know Terms
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Investment
US Savings Bond
Certificates of Deposit
Mutual Funds
Stock
Real Estate
Collectibles
Commodities
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Penny Stock
Rate of Return
Income Tax Statement
W-2 Form
W-4 Form
1040 EZ Form
Personal Investment Plan
Copyright © Texas Education Agency, 2012. All rights reserved.
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IntroductionPurpose of
Assignment
SWBAT
(Student Will Be Able To)
• Determine what type of
investor he/she is
• Identify and examine
investment options
• Evaluate investment options
• Prepare a Personal Financial
Plan
• Complete a 1040 EZ Tax
Return Form
Copyright © Texas Education Agency, 2012. All rights reserved.
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Guided Practice 1 -Financial Plan Worksheet
Download the Financial Plan Worksheet
As a class, we will fill out this form
together to come up with how much
money a person would have to invest after
recording their income and expenses for a
3-month time period.
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Independent Practice 1What Kind of Investor Am I?
Type in the following link to your browser:
http://njaes.rutgers.edu/money/riskquiz/d
efault.asp.
Determine what kind of investor you are
based on the results of your quiz.
Based on this information and the chart on
the next slide, what kind of investments
would I be likely to make?
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Guided Practice 2
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Copyright © Texas Education Agency, 2012. All rights reserved.
Independent Practice 2-Personal Financial Plan
Answer the following
questions:
• How much money do I have
to invest after a 3-month
time period?
• How will I invest it?
• Why did I make the choices
I made?
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9
Guided Practice 1 –Filling out a 1040 EZ
As a class, we will go through the process of
filling out a 1040 EZ tax return form.
Please have a pencil ready and let’s go
through this together.
FYI-The IRS has forms posted for people to
download for use. Go to
http://www.irs.gov/formspubs/index.html.
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Summary
Summary
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What are some investment options you have?
What kind of risk taker are you?
What kind of investments match up with different levels of risk takers?
How do you determine how much money to invest?
What form, provided by your employer, do you need in order to fill out a
1040 EZ form?
• Can you fill out a 1040 EZ tax return form?
Copyright © Texas Education Agency, 2012. All rights reserved.
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