Police Sergeants Benefits In Brief – Eastern Michigan University Regular Employees (With appointment status of 50% or more) January 2015 BENEFIT & ELIGIBILITY Health Plan 91st day of hire WHO PAYS Blue Care Network HMO Employee Semi-Monthly Contribution: Single - $6.29 Two Person - $12.54 3 to 4 - $15.67 5 or more - $18.84 Blue Cross Blue Shield Simply Blue PPO/HSA Employee Semi-Monthly Contribution: Single - $18.84 Two Person - $37.63 3 to 4 - $47.04 5 or more - $56.46 COVERAGE Immediate participation in a choice of three plans. Each plan has deductibles and co-insurances. Cost sharing and co-pays are required for all plans. Plans include prescription drug coverage and vision services. For specific information for each plan, please visit: EMU Benefits Directory: http://www.emich.edu/hr/benefits/bendirectory.html Blue Cross Blue Shield Community Blue PPO Option 5 Employee Semi-Monthly Contribution: Single - $29.59 Two Person - $59.21 3 to 4 - $71.04 5 or more - $82.88 Dental Plan 91st day of hire Eastern Michigan University Includes employee, spouse, AEA and dependent children through 25. Subject to reasonable and customary charges, dental benefits coverage provides: 100% for diagnosis, cleaning, x-rays; 75% for extractions, root canals, fillings; 50% for dentures, bridges, etc. 50% for braces Plan pays up to a maximum of $1,000 per calendar year per person. $1,500 lifetime maximum for orthodontic expenses. These highlights are only intended to briefly summarize Eastern Michigan University’s Benefits Program. Currently described benefits may change as a result of future collective bargaining and/or changes in Eastern Michigan University policy. Police Sergeants Benefits In Brief – Eastern Michigan University Regular Employees (With appointment status of 50% or more) January 2015 BENEFIT & ELIGIBILITY Life Insurance and Accidental Death and Dismemberment WHO PAYS COVERAGE Eastern Michigan University After 90 day probation period, insurance coverage for the following twelve months is equal to one times base salary (rounded to the next $1,000). Effective in the fifteenth (15th) month of employment, coverage equals base salary (rounded to the nearest $1,000) times 2. Maximum coverage is $100,000. Eastern Michigan University Provides income continuation for disability due to non-occupational illness or injury in the amount of 60% of average weekly earnings for a period of up to 13 weeks. Benefits commence on the eighth (8th) day of disability. Eastern Michigan University Income continuation equal to sixty percent (60%) of employee's regular monthly earnings up to a maximum benefit of $5,000 per month. Benefits begin on the ninety-first (91st) day of continuous disability and will continue until the end of the disability or until age 65. If disability begins after age 60, benefits continue for five years or until age 70, whichever comes first. 91st day of hire Short Term Disability First day of the month after 90 days of hire Long Term Disability First day of the month after 90 days of hire Retirement Date of hire required employee contribution. Hired after January 1, 2013 - Choice of one (1) defined contribution plan offered. 100% vesting after 2 years. Employee can choose to contribute (at least 5% of earnings) for additional employer match of 5% of earnings. MPSERS: State Requirement Grandfathered Employees (MPSERS pension based on a percentage of average salary times years of service, vested after 10 years. Member Investment Plan, MIP, after 1/01/90, mandatory contribution required. Grandfathered for employees as of December 31, 1995.) Eastern Michigan University: contributes 5% of employee earnings (TIAA-CREF) with no Eastern Michigan University Twenty (20) days per year. Part-time employees receive a pro-rata benefit amount based on percent of appointment. Maximum accumulation is 160 hours. No employee may carry over more vacation time into the new fiscal year than the maximum earned in one year. Eastern Michigan University Receive ten (10) days of sick leave at the beginning of each calendar year (January 1 to December 31). Of the 10 days, three (3) may be used for personal business. Part-time employees receive a pro-rated benefit based in their percent appointment. Paid Vacation After one year of hire Paid Sick Leave After 90 days of hire These highlights are only intended to briefly summarize Eastern Michigan University’s Benefits Program. Currently described benefits may change as a result of future collective bargaining and/or changes in Eastern Michigan University policy. Police Sergeants Benefits In Brief – Eastern Michigan University Regular Employees (With appointment status of 50% or more) January 2015 BENEFIT & ELIGIBILITY Paid Holidays Date of hire WHO PAYS Eastern Michigan University Spouse and dependents : term following date of hire Tax Deferred Annuities Date of hire or anytime thereafter FSA - Dependent Care/Health Care Expenses Within 30 days of hire or Open Enrollment Ten holidays plus seasonal days between Christmas and New Year’s Day. Eastern Michigan University Tuition waiver program waives up to six (6) semester hours of undergraduate or graduate level per semester (Fall & Winter) and up to twelve (12) semester hours of undergraduate or graduate lever for summer semester at EMU. Applies to tuition only. Part-time employees up to three (3) semester hours. Spouses and dependents are eligible for fifty percent (50%) of undergraduate tuition waived on all credit hours. Employee May select participation in one (1) of the plans currently offered by the University. Potential tax savings through tax deferred investments. Employee Able to put aside money on a pre-tax basis in order to pay personal health and/or dependent care expenses. Maximum amount allowable for Healthcare Expenses per year is $2,550 and the maximum amount allowable for the Dependent Care accounts is $5,000 per year. Tuition Waiver Employee: after one year of hire COVERAGE These highlights are only intended to briefly summarize Eastern Michigan University’s Benefits Program. Currently described benefits may change as a result of future collective bargaining and/or changes in Eastern Michigan University policy.