UNIVERSITY OF MALTA FACULTY OF LAWS M.A. FINANCIAL SERVICES Intake of October 2007 - Part Timers Agius Annemarie P/T Asset Protection Trusts: Providing Legitimate Financial Self Defence Camilleri Geoffrey P/T Non-performing and problem loan portfolios - Opportunities and Challenges in the Maltese Banking Industry Cassar Graziella P/T Protecting Investor Interests – An Examination of the Role of Collective Investment Schemes Governance Debono Jean Carl P/T Loan and Mortgage Fraud in Malta: A comparative analysis of its significance and consequences with particular reference to the Maltese Banking Sector Demicoli Antoine P/T Mutual assistance between states in the field of taxation: the international, European Union and Maltese perspectives Fenech Anita P/T Legislating towards a single payments area within the European Union: Benefits, strategic opportunities and complexities presented by the Payments Services Directive Grech Mellyora P/T The implementation of the first pillar by Maltese Investment Services Licence Holders Manicolo Stefano P/T Valuation Analysis of HSBC Bank Malta p.l.c. and Bank of Valletta p.l.c. securities using the Free Cash Flow to Equity Technique. Micallef Annelise P/T Foundations as Commercial Entities: Anathema to their True Nature? Spiteri Jonathan P/T Developments in financial sector crisis management - a domestic and international perspective. Zammit Marvin P/T The securitization process and the role of SPVs in the local financial markets