Banks County
Community
Profile
129th in order of
county creation
Dec. 11, 1858
Prepared for Banks County Cooperative Extension
by the Center for Agribusiness and Economic Development
The University of Georgia • Athens, GA
Total Population
Banks County
17,947
18,006
16,055
14,422
2010 Trend CAED
2010 Proj. OPB
2005 Est.
2000
10,308
8,702
6,833
6,497
6,935
8,733
9,703
1990
1980
1970
1960
1950
1940
1930
0
5,000
10,000
15,000
Primary data sources: U.S. Census Bureau, decennial censuses & estimate; CAED (Center for
Agribusiness & Economic Development); OPB (State Office of Planning & Budget).
20,000
Population Composition by Age
Banks County
100%
65 +
45-64
20-44
5-19
<5
6.0
15.2
32.5
35.5
8.1
16.9
31.4
10.4
10.9
11.5
11.5
10.5
-1.0
20.4
22.1
19.1
19.5
23.7
+4.2
31.1
36.4
39.3
36.9
27.1
25.3
23.1
21.3
28.4
31.6
32.0
10.8
12.1
8.9
8.9
7.7
6.6
7.5
1940
1950
1960
1970
1980
1990
2000
0%
2005 Estimated Median Age
Primary data source: U.S. Census Bureau
Change in
proportion
1990-2000
Banks Co. = 35.5 yrs.
-2.4
-1.8
+0.9
GA = 34.0 yrs.
2005 County Population Comparisons
Total
Total
Rank
Density
per sq.mi.
land area
% Chg.
2000-05
Rank of
% Chg.
BANKS
16,055
102
68.7
11.3
42
FRANKLIN
21,590
83
82.0
6.4
63
HABERSHAM
39,603
50
142.4
10.3
45
HALL
165,771
11
421.1
19.0
19
HART
24,036
72
103.5
4.5
85
JACKSON
52,292
38
152.7
25.7
7
MADISON
27,289
63
96.1
6.1
67
STEPHENS
25,060
67
139.8
-1.5
137
County
Primary data source: U. S. Census Bureau
Population Change: 1930-2000
50
40
Percentage Change
30
20
10
0
-10
-20
-30
1930-40
1940-50
1950-60
U.S.
Primary data source: U.S. Census Bureau
1960-70
Georgia
1970-80
1980-90
1990-2000
Banks Co.
Components of Population Change: 2000-2005
Natural Increase & Net Migration*
Area
BANKS
FRANKLIN
HABERSHAM
HALL
HART
JACKSON
MADISON
STEPHENS
Avg. GA Co.
GEORGIA
Primary data source:
U. S. Census Bureau
Numerical
Change
# Natural
Increase
(BirthsDeaths)
Rate of
Natural
Increase
# Net
Migration
Rate of
Net Migration
1,633
1,303
3,705
26,456
1,038
10,703
1,559
-375
5,571
885,760
388
150
1,052
9,632
81
1,572
495
93
2,365
376,105
4.8
1.4
5.3
12.0
0.7
6.4
3.6
0.7
4.8
8.3
1,271
1,185
2,698
16,664
997
9,255
1,093
-438
2,676
425,510
15.9
10.8
13.6
20.8
8.1
37.6
7.9
-3.3
7.7
9.4
* Numerical change includes “residual” not represented in either NI or NM.
Average annual estimates of annual rates per 1,000 population
Population Change: 2000-2005
LOSS
0 – 5.3%
5.3 – 10.8%
10.8 – 21.6%
21.6 – 42.7%
Avg. GA
County =
7.2%
GA = 10.8%
US = 5.3%
Primary data source: U.S. Census Bureau
Selected Vital Statistics
2004 Rates
15.5
Total births per 1,000 pop
15.7
29.6
Unwed per 100 total births
39.2
Teen pregnancy per 1,000
females age 10-19
39.6
34.7
6.9
Deaths per 1,000 pop
Induced terminations per
1,000 females age 15-44
7.4
4.6
16.2
7.5
Low birth weight per 100
births
Infant deaths per 1,000 births
10-yr. rates 1995-2004
8.8
3.9
Banks Co.
Georgia
8.7
2004 Banks Co. Natality Data
243 total births, 72 unwed births
9 induced terminations
40 teen pregnancies
19 low birth weight babies
2004 Banks Co. Mortality Data
108 total deaths
3 infant deaths
Primary data source: GA Dept. Public Health
Highest Level of Educational Attainment: 2000
3.7
Grad or Prof Degree
8.3
4.9
Bachelor's degree
16.0
3.2
Associate degree
5.2
15.2
Some college, no degree
20.4
38.3
HS Grad
28.7
21.4
9th-12th no diploma
Banks Co.
Georgia
13.8
13.2
< 9th grade
7.6
0
5
10
15
20
25
30
35
40
Percent of Persons Age 25+
Banks Co.
Not completing HS = 34.6%
With a bachelor’s + degree = 8.6%
Primary data source: U.S. Census Bureau
Selected Public School Statistics
School Year 2004-05
54.5
53.6
Teachers w/adv degrees
49.6
College prep certif
73.8
71.5
69.6
Class '05 Grad Rate
7.5
8.4
Gifted
14.1
12.1
Special Ed
Free/Reduc lunch
47.9
2.6
4.4
Retained in grade
Banks Co.
Georgia
14.4
10.6
Absent >15 days
6.2
5.0
HS Dropout rate
0
10
Primary data source:
Governor’s Office of Student Achievement
20
54.7
30
40
50
Percentage
60
70
80
Banks Co.
K12 enrollment = 2,527
HS dropouts = 47
Per Capita Income: 1999-2004
$35,000
$30,000
$25,000
$20,000
$15,000
$10,000
$5,000
$0
1999
2000
2001
Banks Co.
2004 PCI
Banks Co. = $25,825
Primary data source: U.S. Bureau of Economic Analysis (5/06)
2002
2003
Georgia
Georgia = $29,782
US = $33,050
2004
US
Per Capita Income: 1999-2004
Percentage Change
11
9
Percentage
7
5
3
1
-1
-3
1999-2000
2000-2001
2001-2002
Banks Co.
Primary data source: U.S. Bureau of Economic Analysis (5/06)
2002-2003
Georgia
2003-2004
US
Per Capita Income: 2004
County
PCI
Rank of
PCI
BANKS
FRANKLIN
HABERSHAM
HALL
HART
JACKSON
MADISON
STEPHENS
GA Avg. Co.
$25,825
$25,044
$24,853
$26,043
$21,986
$25,853
$25,224
$24,206
$23,588
33
40
44
31
98
32
38
54
--
Primary data source: U. S. Bureau of Economic Analysis (5/06)
% PCI of
GA Total
% Change
in PCI
1999-2004
86.7
84.1
83.4
87.4
73.8
86.8
84.7
81.3
79.2
19.6
16.1
15.6
10.0
9.6
13.5
14.1
15.4
14.6
Median Household Income
2003 Model-Based Estimates
$43,318
US
$42,421
GEORGIA
$34,859
GA Avg. Co.
$39,998
BANKS
$33,207
FRANKLIN
$36,841
HABERSHAM
$44,334
HALL
$32,684
HART
$41,502
JACKSON
$37,244
MADISON
$30,973
STEPHENS
$0
$9,000
Primary data source: U. S. Census Bureau
$18,000
$27,000
$36,000
$45,000
Transfer Receipts: 2004
Banks Co. Total = $59,192,000
44.2
Retirement/Disab
34.8
18.3
20.0
17.3
19.8
Medicare
Pub Med Assist
1.9
2.6
0.4
0.8
1.9
2.7
Supp Sec Inc
Family Assist
Food Stamps
Banks Co.
Georgia
Banks Co.
$3,766 per capita
transfer receipts
4.6
5.7
Other Inc Maint
2.0
1.9
2.6
3.3
Unemp
Veteran Benefit
14.6% of total personal income
10.5% change in total 2003-2004
6.8
8.4
All Other
0
5
10
15
20
25
Percentage
Primary data source: Bureau of Economic Analysis (5/06)
30
35
40
45
50
Persons Living Below Poverty Level
2003 Model-Based Estimates
# of
Persons
% of all
Persons
Rank
of %
BANKS
1,932
12.3
39
FRANKLIN
3,046
14.6
59
HABERSHAM
4,481
12.1
33
HALL
19,069
12.0
31
HART
3,272
14.1
55
JACKSON
5,935
12.2
38
MADISON
3,489
12.8
43
GA Avg. Co.
7,246
16.0
--
County
Primary data source: U. S. Census Bureau
Persons Living Below the Poverty Level
2003 Model-Based Estimates
5.2 – 9.4%
9.4 – 13.4%
13.4 – 17.0%
17.0 – 20.1%
20.1 – 24.7%
Weighted
average poverty
threshold for a
family of 4
persons in 2003
= $18,810
Primary data source: U.S. Census Bureau
Georgia
1,152,089
persons
13.3%
------------US = 12.5%
Unemployment Rates
Rate per 100 in Labor Forc
7
Banks Co.
Georgia
U. S.
6
5
4
3
2
1
0
1996
1997
1998
2005 Rates
Primary data source: GA Dept. of Labor
1999
2000
2001
Banks Co. = 4.0
2002
2003
GA = 5.3
2004
2005
US = 5.1
Business Establishments, Employment and Wages
Banks County 2005 Annual Averages, % of Total
Estab
Emp
Wages
Agriculture
Whlsle trade
Finance/Insur
Accom/Food Svc
All Other
Primary data source: GA Dept. of Labor
Construction
Retail trade
Prof-Sci-Tech Svc
All other svc
Manufacturing
Transp-warehous
Admin-waste svc
Govt
Employment Comparisons by Industry: 2005
Total GOODS
Producing
Agriculture
Construction
Manufacturing
Total SERVICE
Producing
Wholesale trade
Retail trade
Finance-Ins
Transp-warehous
Information
Prof-Sci-Tech
Adm-Waste svc
Health-Soc Svcs
Accomo-Food svc
All other svcs
Total
GOVERNMENT
43.7
17.7
7.1
0.7
5.9
5.2
11.7
2.6
5.4
6.7
11.6
0.3
3.9
0.0
3.1
0.9
4.1
0.7
5.0
6.2
6.9
0.0
8.8
12.5
8.4
6.4
8.2
19.8
16.5
Primary data source: GA Dept. of Labor
30.7
36.4
Banks Co.
Georgia
65.4
Farm Gate Value by Commodity Group: 2005
Banks Co. Total Value = $209,191,060
Other
0.5%
Ornamental
Horticulture
1.7%
Livestock
4.2%
Row-Forage crops
0.6%
Primary data source: Center for Agribusiness & Economic Development, UGA
Poultry-Egg
92.9%
Components of Gross Property Tax Digest: 2005
Banks Co. Gross Digest (40% Value) = $651,057,465
35.8
Residential
21.7
Ag/Pref/Environ
6.4
14.1
13.3
Commercial
2.0
Industrial
Utility
Motor Vehicle
Mobile Home
Timber
41.5
53.2
37.1
22.2
7.9
7.1
2.9
5.4
3.7
6.8
8.4
6.8
1.2
1.3
0.4
0.1
1.1
0.2
Primary data source: GA Dept. of Revenue
Banks Co.
GA Avg. Co.
GA Total
County Property Tax Digest Comparisons: 2005
County
BANKS
FRANKLIN
HABERSHAM
HALL
HART
JACKSON
MADISON
STEPHENS
Avg. GA Co.
% Resi- % Agri- % Com- % In- % Motor
%
dential cultural mercial dustrial Vehicle Other
35.8
32.7
56.7
55.7
54.3
44.9
49.3
57.0
41.5
Primary data source: GA Dept. of Revenue
37.1
35.1
15.5
6.5
19.8
15.8
25.9
5.6
21.7
14.1
14.7
11.6
16.9
6.1
9.3
6.9
12.4
13.3
2.0
5.5
4.7
10.8
11.1
18.8
0.8
12.7
7.9
6.8
7.3
7.0
7.7
5.5
7.2
9.3
7.5
8.4
4.2
4.7
4.5
2.4
3.1
4.0
7.8
4.7
7.8
Millage Rates, Taxes Levied, & Sales Tax
County
’05 Countywide
Millage*
BANKS
FRANKLIN
HABERSHAM
HALL
HART
JACKSON
MADISON
STEPHENS
23.689
19.285
23.123
24.410
17.583
31.290
26.480
26.850
’05
School
Millage*
’04 Taxes
Levied*
($000)
12.750 $9,997
12.620 $12,713
14.000 $24,996
16.300 $126,111
12.830 $16,513
18.400 $45,504
15.650 $15,085
16.900 $18,461
Sales
Tax Rate
LOST
Type*
as of 10/06 as of 10/06
7
7
7
7
7
7
7
7
LSE
LSE
LSE
LSE
LSE
LSE
LSE
LSE
*All tax districts are assessed an additional .250 state millage. Taxes Levied, but not
necessarily collected. L=Local Option Sales Tax, S=Special Purpose, E=Educational
Primary data source: GA Dept. of Revenue
Retail Sales Analysis: 2005
Banks Co. Total Retail Sales = $112,031,000
0.55
Total Retail Sales
Health-Personal Care
0.11
Bldg Mat-garden equip-supplies
0.04
Gas stations
1.86
0.14
Motor Vehicle-parts
Furniture-Home Furn-Appliance
0.63
2.71
Clothing & Accessories
General Merchandise
0.00
Food Services-Drinking Places
0.93
Food-Beverage Stores
0.31
0
1
2
3
Sales Activity Index-Wealth Factor
A “pull factor” of 1.0 means that the county’s sales are what would be expected
based upon the number of residents and their relative wealth.
Primary data sources: “2006 Georgia Outshopping Report,” SBDC, Applied Research, The University of Georgia.
Commuting to Work: 2000
Percentage of:
Residents working in
county
24.8
Residents working
out of county
75.2
Workers coming into
county
56.4
Residents driving to
work alone
78.7
Residents carpooling
Residents working at
home
15.0
3.6
Banks County
Mean travel time to work = 30.1 min.
Ratio of IN to OUT = 0.43
Resident workers 16+ = 6,928
Residents working in county = 1,721
Residents working out of county = 5,207
Total working in county = 3,947
Workers commuting into county = 2,226
Primary data source: U.S. Census Bureau
This study was developed
to assist community leadership
with their future planning
and decision making.
Special County Area Report
# 06_23
October, 2006
Prepared for Banks County Cooperative Extension
by Susan R. Boatright
Center for Agribusiness and Economic Development
College of Agricultural and Environmental Sciences
The University of Georgia • Athens, GA
Georgia Cooperative Extension
706-542-0760 • 706-542-8938
www.caed.uga.edu AND www.georgiastats.uga.edu