dm{fH© [anmoQ© - 2014-15
Annual Report - 2014-15
~‹S>m¡Xm ñdamoµOJma Baroda Swarojgar
{dH$mg g§ñWmZ Vikas Sansthan
(~‹S>m¡Xm Ama-goQr)
www.bankofbaroda.co.in
( Baroda R-SETI )
3
mebIešveelcekeâ Ûeeš&
yeQkeâ Dee@]heâ yeÌ[ewoe
yeÌ[ewoe mJejespeieej efJekeâeme mebmLeeve
(yeerSmeJeerSme)
Meemeer efvekeâeÙe
DeIÙe#e
GheeIÙe#e
meefÛeJe
meomÙe
yeÌ[ewoe Deejmesšer (yeerSmeJeerSme)
SueSmeer
(mLeeveerÙe meueenkeâej meefceefle)
DeOÙe#e SueSmeer/
(efpeuee ceefpemš^sš)
meomÙe
SueSmeer
efveosMekeâ
mebkeâeÙe meomÙe
4
ØeMeemeefvekeâ mšeheâ
heosve meomÙe
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
yeÌ[ewoe mJejes]peieej efJekeâeme mebmLeeve
Baroda Swarojgar Vikas Sansthan
(yeÌ[ewoe Deej-mesšer) / (BARODA R-SETI)
efJeòeerÙe Je<e&, 2014-15 keâer Jeeef<e&keâ efjheesš&
ANNUAL REPORT FOR THE FINANCIAL YEAR 2014-15
yeQkeâ Dee@]heâ yeÌ[ewoe / BANK OF BARODA
«eeceerCe SJeb ke=âef<e yeQefkebâie efJeYeeie / RURAL & AGRI BANKING DEPARTMENT
yeÌ[ewoe keâeheexjsš meWšj / BARODA CORPORATE CENTRE
cegbyeF& / MUMBAI
1
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
DeOÙe#e keâer efjheesš&
PRESIDENT'S REPORT
YeejleerÙe DeLe&kÙekemLee cesb ke=efæ keâjves kesâ efueS Yeejle cesb ieÇeceerCe
efkekeâeme yengle ner cenlkehetCe& Ieškeâ nw. Yeejle cegKÙele: Skeâ
ke=âef<e heÇOeeve osMe nw. Yeejle kesâ mekeâue Iejsuet Glheeo cesb ke=âef<e keâe
Ùeesieoeve ueieYeie heebÛekee Yeeie nQ ke=âef<e hewoekeej cesb ke=efæ keâjves
kesâ GösMÙe mes mejkeâej ves Yeejle cesb ieÇeceerCe efkekeâeme keâeÙe&›eâce mes
mebyebefOele yengle meer ÙeespeveeSb yeveeÙeer nQ. Yeejle cesb ieÇeceerCe #es$e
kesâ efkekeâeme mes mebyebefOele veerefle, efveÙece Skeb DeefOeefveÙece yeveeves
kesâ efueS ieÇeceerCe efkekeâeme ceb$eeueÙe mekee&sÛÛe mebmLee nw. ieÇeceerCe
kÙekemeeÙe leLee DeLe&kÙekemLee kesâ efkekeâeme cesb ke=âef<e, nmleefMeuhe,
ceÚueerheeueve, cegieer&heeueve, [sÙejer leLee mecyeæ keâeÙe&keâueehe
cenlkehetCe& Ùeesieoeve osles nQ.
ieÇeceerCe efkekeâeme keâeÙe&›eâce keâe cetue GösMÙe DeeefLe&keâ Skeb meeceeefpekeâ yegefveÙeeoer
megefkeOeeDeesb kesâ ceeOÙece mes iejeryeer Skeb yesjespeieejer efceševee, ieÇeceerCe yesjespeieej ÙegkeeDeesb
kesâ efueS heÇefMe#eCe keâer kÙekemLee keâjvee leLee Menjer #es$eesb cesb ceewmeceer leLee mLeeÙeer
heÇkeeme keâes jeskeâves kesâ efueS meerceeble efkeâmeeveesb/ cepeotjesb keâes jespeieej GheueyOe keâjevee
nw.
Yeejle mejkeâej kesâ GösMÙe keâes hetje keâjves kesâ efueS nceejs yeQkeâ ves Deheves keâewMeue
mebkeæ&ve keâeÙe&›eâce leLee GÅeefcelee efkekeâeme keâeÙe&›eâceesb kesâ ceeOÙece mes ceeveke hetbpeer keâe
efkekeâeme keâjves kesâ efueS 2004 cesb yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve Meg® efkeâÙee Lee.
nceejer Úesšer meer Meg®Deele Deye efkekeâefmele nes keâj hetjs osMe cesb 49 kesâvõesb hej ye=no
GÅece keâe ™he OeejCe keâj Ûegkeâer nw Deewj 31.03.2015 lekeâ 225104 heÇefleYeeefieÙeesb
keâes ueeYeeefvkele efkeâÙee nw.
yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve kesâ cetue GösMÙe cesb, efkeMes<e ™he mes ieÇeceerCe
ÙegkeeDeesb kesâ efueS lewÙeej efkeâÙes ieS efveMegukeâ Yeespeve leLee Deekeeme kÙekemLee meefnle
efveMegukeâ, DeveesKes leLee meIeve DeuheekeefOe DeekeemeerÙe mke-jespeieej heÇefMe#eCe keâeÙe&›eâce
Meeefceue nQ. yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve keâe GösMÙe Ùegkee leLee menÙeesieer
GÅeefceÙeesb keâer mkeÙeb keâer kÙekeneÙe& kÙeekemeeefÙekeâ FkeâeF& mLeeefhele keâjves lekeâ meneÙelee
keâjvee nw.
nceves yeQefkebâie meskeeDeesb, efkeâmeer kÙeefòeâ keâer $e+Ce mebyebOeer keâef"veeFÙeesb Deewj efkelleerÙe
ÙeespeveeDeesb cesb megOeej keâjves kesâ efueS efkelleerÙe mee#ejlee peeie®keâlee Heâwueeves kesâ GösMÙe
mes yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve mes pegÌ[s ngÙes 49 efkelleerÙe mee#ejlee Skeb $e+Ce
hejeceMe& kesâvõ Yeer Keesues nQ.
Fmekeâe heÇcegKe GösMÙe DeuheekeefOe heÇefMe#eCe keâeÙe&›eâceesb kesâ ceeOÙece mes yesjespeieej
ÙegkeeDeesb keâes kÙekeefmLele oerIee&keefOe meneÙelee heÇoeve keâj ÂÌ{ mke-jes]peieej GÅeceer cesb
®heebleefjle keâjvee nw. heÇefMe#eCe keâeÙe&›eâce Fme lejn mes DeeÙeesefpele efkeâÙes peeles nQ efpememes
efkeâ kes DeelceefkeMkeeme cesb ke=efæ keâj mekeWâ Deewj mkeGÅeceer iegCe efkekeâefmele keâj mekesâb,
DemeHeâue nesves kesâ peesefKece keâce efkeâS pee mekesâb leLee mkeÙeb keâes Skeâ heefjkeefle&le Spesbš
kesâ ™he cesb efkekeâefmele keâj mekesâb.
cegPes Ùen peevekeâj yeÌ[er heÇmeve>lee nes jner nw efkeâ yeerSmekeerSme Éeje heÇefMeef#ele 225104
Ùegkekeâesb cesb mes 139052 (61.77%) Ùegkekeâesb ves Ùee lees jespeieej heÇehle keâj efueÙee
nw Ùee Gvnesbves Dehevee GÅece mLeeefhele keâj efueÙee nw. ceQ meYeer mebyebefOeleesb mes DevegjesOe
keâjlee ntb efkeâ kes Fmekeâe oeÙeje yeÌ{eves Deewj DeÛÚe ueeYeheÇo kÙekemeeÙe kesâ efueS heÇÙeeme
keâjsb leeefkeâ yeerSmekeerSme Ûeeuet efkelleerÙe ke<e& 2015-16 cesb DeÛÚs heefjCeece heÇmlegle
keâj mekesâb.
yeQkeâ Dee@]heâ yeÌ[ewoe Deej-mesšer leLee SHeâSuemeermeer Deheves heÇÙeemeesb cesb meHeâue nesb, Fmekesâ
efueS cesjer MegYekeâeceveeSb.
Rural Development in India is one of the most
important factors for the growth of the Indian
economy. India is primarily an agriculture-based
country. Agriculture contributes nearly onefifth of the gross domestic product in India. In
order to increase the growth of agriculture, the
Government has planned several programmes
pertaining to Rural Development in India. The
Ministry of Rural Development in India is the apex
body for formulating policies, regulations and acts
pertaining to the development of the rural sector.
Agriculture, handicrafts, fisheries, poultry, dairy
and allied activities are the primary contributors to the rural
business and economy.
(yeer. yeer. peesMeer)
DeOÙe#e, yeerSmekeerSme Skeb keâeÙe&heeuekeâ efveosMekeâ
yeQkeâ Dee@]heâ yeÌ[ewoe
(B. B. Joshi)
President, BSVS & Executive Director,
Bank of Baroda
2
The basic objectives of Rural Development Programmes
have been alleviation of poverty and unemployment through
creation of basic social and economic infrastructure, provision
of training to rural unemployed youth and providing employment
to marginal farmers/ labourers to discourage seasonal and
permanent migration to urban areas.
To fulfill this objective of Govt. of India, our Bank started the
BSVS in 2004 for development of Human Capital through its skill
enhancement programmes and entrepreneurship development
programmes. Our small initiative has now blossomed with a
great venture with 49 centers all over the country benefiting
2,25,104 participants as of 31.03.2015.
BSVS’s core offering include its free, unique and intensive
short-term residential self employment training programmes
with free food and accommodation designed specifically for
rural youth. BSVS also aims at hand holding the young and
buddy entrepreneur till they successfully establish their own
viable business units.
We have also opened 49 FLCCs attached to the BSVS centers
with a view to promote financial literacy awareness of the
banking services, financial planning and amelioration of debtrelated distress of an individual.
The large objective is for transforming unemployed youth into
confident self employed entrepreneurs through a short duration
learning program followed by systematic long duration hand
holding support. The trainings are executed in such a way that
they build entrepreneurship qualities improve self confidence,
reduce risk of failure and develop them into change agents.
I am happy to note that out of 2,25,104 youths trained by BSVS,
1,39,052 (61.77%) have already either secured employment or
set up their own ventures. I urge all concerned to follow up for
more coverage and better settlement rate so that BSVS present
still better results for the current F Y 2015-16.
My Best wishes to Bank of Baroda R-SETIs & FLCCs in all their
endeavors.
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
GheeOÙe#e keâer efjheesš&
VICE-PRESIDENT’S REPORT
Deehekeâes Ùen yeleeles ngS yengle KegMeer nes jner nw efkeâ osMe
cesb yeÌ[ewoe Deej-mesšer (yeerSmekeerSme) yeQkeâ kesâ 45 DeieÇCeer
efpeueesb cesb mLeeefhele efkeâÙes ieÙes nQ Deewj Fme heÇkeâej keâewMeue
efkekeâeme heÇefMe#eCe kesâ ceeOÙece mes ieÇeceerCe leLee DeOe&Menjer
Ùegkekeâesb keâes mkejes]peieej mLeeefhele keâjves kesâ efueS yeQkeâ ves
ueieYeie meYeer DeieÇCeer efpeueesb cesb yegefveÙeeoer megefkeOeeSb osves
keâe henuee keâoce G"eÙee nw. yeQkeâ ves 4 iewj-DeieÇCeer efpeueesb
DeLee&led peÙehegj, ieebOeerveiej, ueKeveT leLee hegCes cesb Yeer
Deej-mesšer Keesues nQ, pees mkejes]peieej kesâ ceeOÙece mes iejeryeer
efceševes keâer efoMee cesb yeQkeâ keâer heÇefleyeælee keâes oMee&les nQ.
DeYeer lekeâ Deej-mesšer ves 225104 ÙegkeeDeesb keâes heÇefMe#eCe efoÙee nw, efpevecesb
mes 36902 DevegmetefÛele peeefle, 55985 DevegmetefÛele pevepeeefle, 22907
DeuhemebKÙekeâ leLee 61190 DevÙe efheÚÌ[e keie& mecegoeÙe mes nQ. Ghejesòeâ cesb
mes 139052 Ùegkekeâesb ves Ùee lees jespeieej heÇehle keâj efueÙee nw Ùee Gvnesbves Dehevee
GÅece mLeeefhele keâj efueÙee nw, efpevecesb mes 22029 DevegmetefÛele peeefle, 32139
DevegmetefÛele pevepeeefle, 14255 DeuhemebKÙekeâ leLee 37120 DevÙe efheÚÌ[e
keie& mecegoeÙe mes nQ. Fme lejn 61.77% ueesieesb keâes jespeieej heÇehle ngDee nw.
Deej-mesšer mLeeefhele keâjves kesâ Deueekee yeQkeâ ves ieÇeceerCe leLee Menjer #es$eesb cesb
yeQefkebâie meskeeDeesb keâer peeie®keâlee leLee efkelleerÙe mee#ejlee, efkelleerÙe hejeceMe&
meskeeSb GheueyOe keâjkeeves kesâ efueS 48 DeieÇCeer efpeueesb cesb 49 efkelleerÙe mee#ejlee
Skeb $e+Ce hejeceMe& kesâvõ (SHeâSuemeermeer) ‘meejLeer’ Yeer Keesues nQ.
SHeâSuemeermeer mes DeYeer lekeâ 2,28,568 ueesieesb vesb ueeYe G"eÙee nw, efpevecesb
mes 1,91,948 ueesieesb keâes ueeYeoeÙekeâ jespeieej heÇehle ngDee nw. Fvemes ueeYe
G"eves keeues ueesieesb cesb DeefOekeâlej ueesie 30 ke<e& keâer DeeÙeg lekeâ kesâ nQ.
ceQ Fme Dekemej hej efkeefYeve> mejkeâejer efkeYeeieesb, je<š^erÙe ieÇeceerCe efkekeâeme
mebmLeeve, Deej-mesšer kesâ efveiejeveer keâ#e, YeejleerÙe efj]peke& yeQkeâ, veeyee[& leLee
DevÙe SpesbefmeÙeesb keâe neefo&keâ DeeYeej kÙeòeâ keâjlee ntb, efpevekesâ melele ceeie&oMe&ve
ke meceLe&ve kesâ efyevee kesâvõ mLeeefhele keâjvee leLee mebÛeeueve keâjvee mebYeke veneR
Lee.
ceQ yeerSmekeerSme kesâ Meemeer efvekeâeÙe, mLeeveerÙe hejeceMe&oelee meefceefle, SvepeerDees
leLee yeÌ[ewoe Deej-mesšer Skeb SHeâSuemeermeer keâer meHeâueleeDeesb cesb meef›eâÙe ®he
mes Yeeie uesves keeueer DevÙe mebmLeeDeesb keâes neefo&keâ OevÙekeeo oslee ntb leLee
DevegjesOe keâjlee ntb efkeâ Fme ceneve keâeÙe& kesâ efueS Deeies Yeer hetCe& menÙeesie
heÇoeve keâjles jnsb.
(Deej kesâ ceeLegj)
GheeOÙe#e (yeerSmekeerSme)
Skeb ceneheÇyebOekeâ (ieÇeceerCe Skeb ke=âef<e yeQefkebâie)
yeQkeâ Dee@]heâ yeÌ[ewoe
It is indeed a matter of great happiness to
share with you that the Baroda RSETIs
(BSVS) have been set up in 45 Lead Districts
of Bank in the country and thus the first step
of creating the basic infrastructure in almost
all lead districts of the Bank for generating
self employment of Rural and Semi Urban
youth through skill development training
has been taken. Also the Bank has opened
RSETIs in 4 Non Lead Districts i.e. at Jaipur,
Gandhinagar, Lucknow and Pune which
reflects the Bank’s commitment towards the cause of
poverty alleviation through self employment.
Till now, the RSETIs have so far trained 225104 youth
out of which 36902 belong to SC, 55985 to ST, 22907 to
Minorities and 61190 to other Backward communities. Out
of the above 139052 youths have already secured either
employment or set up their ventures, of which 22029
belong to SC, 32139 to ST, 14255 to Minorities and 37120
to Other Backward communities. The settlement rate as of
March 2015 is 61.77%.
Apart from setting up of RSETIs, the Bank has also set up
49 Financial Literacy & Credit Counseling Centers (FLCC)
‘SAARTHI’ in 48 Lead Districts for providing the financial
Counseling services, financial literacy and awareness of
banking services in rural and semi urban areas.
FLCCs have so far, benefited 2,28,568 persons, out of
which 1,91,948 have made gainful use of the same for
their settlement. The age group which has benefited most
is upto the age of 30 years.
I take this opportunity to place on record my sincere
thanks to the various Government Departments, NIRD,
Monitoring Cell for RSETIs, RBI, NABARD and other
agencies without whose proactive support this dream of
setting up and running the centers would not have been
possible and seek their continued support.
I also express my gratitude to the members of Governing
Body of BSVS, Local Advisory Committees, NGOs and
other institutions who are actively participating in the
success of these Baroda RSETIs & FLCCs and request for
their continued wholehearted support towards this noble
cause.
(R K Mathur)
Vice-President (BSVS)
& General Manager (Rural & Agri Banking)
Bank of Baroda
3
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve (yeer Sme keer Sme) (yeÌ[ewoe Deej-mesšer)
yeQkeâ ves meesmeeÙešer jefpemš^sMeve DeefOeefveÙece 1860 Skeb cegbyeF& heefyuekeâ š^mš DeefOeefveÙece 1950 kesâ lenle hebpeerke=âle Skeâ meesmeeÙešer kesâ ™he cesb
19 efomebyej, 2003 keâes yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve keâer mLeehevee keâer efpemekeâe GösMÙe mkejes]peieej GÅece Meg™ keâjves nsleg yesjes]peieej
Ùegkekeâesb keâes %eeve Deewj heÇkeerCelee heÇoeve keâjvee Lee.
ue#Ùe Skeb GösMÙe :
•
•
•
•
•
•
•
•
•
Ùegkekeâesb keâes heÇefMeef#ele keâjvee, mkejes]peieej GÅece Meg™ keâjves nsleg %eeve Deewj keâewMeue heÇoeve keâjvee.
ieÇeceerCe #es$eesb cesb, ieÇeceerCe efkekeâeme heefjÙeespeveeDeesb cesb keâece keâjves kesâ efueS Âef<škeâesCe efkekeâefmele keâjvee.
mkejes]peieej Skeb efkelleerÙe mebmLeeveesb mes $e+Ce heÇehle keâjves cesb Ùegkekeâesb keâer meneÙelee keâjvee.
osMe cesb heÇefMe#eCe kesâbõesb keâer mLeehevee ke jKejKeeke.
mkeÙeb Ùee DevÙe mebie"veesb kesâ menÙeesie mes efkeefYeve> heÇefMe#eCe keâeÙe&›eâce DeeÙeesefpele keâjvee.
mebmLeebDeesb/mebie"veesb/kÙeefòeâÙeesb keâes efkeMes<e ceeie&oMe&ve ke meneÙelee heÇoeve keâjvee.
mJejes]peieej Skeb ieÇeceerCe efkekeâeme kesâ efueS ÙegkeeDeesb keâes hejeceMe& ke ceeie&oMe&ve heÇoeve keâjvee
mJejes]peieej Skeb ieÇeceerCe efkekeâeme #es$eesb cesb DevegmebOeeve keâeÙe&›eâce Meg™ keâjvee
efkeâmeer ceewpetoe FkeâeF& keâe DevegyebOe meefnle Ùee DevegyebOe efyevee pewmee efkeâ Meemeer efveosMekeâ ceC[ue GefÛele mecePes, DeefOeieÇnCe keâjvee Skeb Gmekeâe heÇyebOeve
keâjvee.
• mkejes]peieej Skeb ieÇeceerCe efkekeâeme cesb %eeve kesâ heÇmeej kesâ efueS efHeâuce, heef$ekeâeDeesb, efkeâleeyeesb, kÙeeKÙeeve Skeb DevÙe he"veerÙe ke meefÛe$e meeceieÇer keâes efheÇbš,
heÇkeâeefMele Deewj heÇoefMe&le keâjvee.
• ieÇeceerCeesb kesâ efkekeâeme Skeb ieÇeceerCe peerkeve keâer iegCekellee yeÌ{eves nsleg keâeÙe& keâjvee.
• meceÙe-meceÙe hej MeemekeâerÙe efvekeâeÙe Éeje efueS ieS efveCe&Ùe kesâ Deveg™he meesmeeÙešer kesâ GösMÙeesb kesâ heÇYeekeer keâeÙee&vkeÙeve nsleg DeekeMÙekeâ DevÙe ieefleefkeefOeÙeeb.
heÇcegKe keâeÙe&keâueehe
nceejs mJejes]peieej efkekeâeme mebmLeeveesb ves DeYeer lekeâ 65 mes DeefOekeâ keâeÙe&keâueeheesb kesâ efueS heÇefMe#eCe keâeÙe&›eâce DeeÙeesefpele efkeâS nQ. Fvecesb mes
kegâÚ heÇcegKe keâeÙe&keâueehe efvecveefueefKele nQ:
• SmepeerSmekeeF& kesâ efueS GÅeefcelee efkekeâeme keâeÙe&›eâce
• [sjer HeâeefceËie, [sjer efkekeâeme Skeb keceer& kebâheesmš
• efmeueeF&, yÙetšer heeue&j
• ceesyeeFue cejccele
• meeheäš efKeueewves Skeb mepeekeš kesâ meeceeve, Deiejyelleer‍ efvecee&Ce
• Dee@šes, št-kneruej efjhesÙeefjbie
• keâbhÙetšj ne[&kesÙej keâer meefke&me, cejccele Skeb jKejKeeke
• KeeÅe heÇmebmkeâjCe lekeâveerkeâ
• šerkeer, jsef[Ùees DevÙe Fueskeäš^erkeâue kemlegDeesb keâer cejccele
• keâbhÙetšj ne[&kesÙej
• m›eâerve efheÇbefšbie, ÛeceÌ[s kesâ Glheeoesb keâe efvecee&Ce
• šerkeer cejccele Deeefo.
4
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
yeÌ[ewoe mJejes]peieej efkekeâeme mebmLeeve (yeÌ[ewoe Deej-mesšer)
31.03.2015
›eâceebkeâ
keâes yeerSmekeerSme (yeÌ[ewoe Deej-mesšer) kesâ Meemeer efvekeâeÙe kesâ meomÙe
yeerSmekeerSme š^mš kesâ Meemeer
efvekeâeÙe kesâ heoeefOe‍keâejer
heoveece
1
DeOÙe#e
keâeÙe&heeuekeâ efveosMekeâ
2
GheeOÙe#e
ceneheÇyebOekeâ (ke=âef<e Skeb ieÇeceerCe yeQefkebâie)
3
meefÛeke
meneÙekeâ ceneheÇyebOekeâ (ke=âef<e Skeb ieÇeceerCe yeQefkebâie)
4
meomÙe
ceneheÇyebOekeâ (efkelleerÙe meceekesMeve)
5
meomÙe
ceneheÇyebOekeâ (Sce Sme Sce F& yeQefkebâie)
6
meomÙe
ceneheÇyebOekeâ (ceeveke mebmeeOeve heÇyebOeve)
7
meomÙe
ceneheÇyebOekeâ (Oeve mebheoe heÇyebOeve, keâe. heÇ. Skeb cegKÙe efMe#eCe DeefOekeâejer)
8
meomÙe
ceneheÇyebOekeâ (G. heÇ. Skeb GllejeKeb[ DebÛeue), ueKeveT
9
meomÙe
ceneheÇyebOekeâ (jepemLeeve DebÛeue), peÙehegj
10
meomÙe
ceneheÇyebOekeâ (oef#eCe iegpejele DebÛeue), yeÌ[ewoe
11
meomÙe
heÇOeeveeÛeeÙe&, mšeHeâ keâe@uespe, Denceoeyeeo
12
heosve meomÙe
Ghe ceneheÇyebOekeâ (ieÇeceerCe Skeb ke=âef<e yeQefkebâie)
5
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
keâeÙe&efve<heeove keâer
heÇcegKe efkeMes<eleeSb

oes SHeâSuemeermeer mLeeefhele efkeâS ieS, efoveebkeâ 31.3.2015 lekeâ
SHeâSuemeermeer keâer mebKÙee yeÌ{keâj 49 nes ieF& nw.

nceejs Ún yeerSmekeerSme kesâvõ hebleveiej, Depecesj, heÇleeheieÌ{,
yeebmekee[e, peÙehegj, PeeyegDee Deheves efvepeer heefjmej cesb keâeÙe&jle
nw. Ûeewon DevÙe kesâbõesb hej efvecee&Ce keâeÙe& heÇieefle hej nw.

7777 keâeÙe&›eâce mebÛeeefuele keâj 225104 Ùegkekeâesb keâes heÇefMeef#ele
efkeâÙee ieÙee, Gvecesb mes 139052 (61.77%) ves Ùee lees jespeieej
heÇehle keâj efueÙee nw Ùee Gvnesbves Deheves GÅece mLeeefhele keâj
efueS nQ.

yeÌ[ewoe Deej-mesšer kesâ efveosMekeâesb keâer keâe@vkeäueske efoveebkeâ 13-14
Deòeâtyej keâes DeeÙeesefpele keâer ieF&.

heÇlÙeskeâ Deej-mesšer cesb yeer Sme keer Sme efveosMekeâesb keâer meneÙelee
kesâ efueS meheesš& mšeHeâ DeLee&led mebkeâeÙe, Dee@efHeâme DeefmemšQš leLee
Dešwv[j heÇoeve efkeâÙee ieÙee.

ceefnuee meMeefòeâkeâjCe hej OÙeeve kesâefvõle keâj leLee Gvnsb
mLeeF& DeeÙe heÇoeve keâjves kesâ efueS Depecesj yeerSmekeerSme kesâvõ,
ceefnueeDeesb keâes heÇefMeef#ele keâjves kesâ efueS meceefhe&le nw. Fme kesâvõ
ves efmeHeâ& ceefnueeDeesb kesâ efueS 456 keâeÙe&›eâce DeeÙeesefpele efkeâS
leLee 10,554 ceefnuee DeYÙeefLe&Ùeesb keâes heÇefMeef#ele efkeâÙee efpevecesb
mes 8162 (77.34%) ceefnueeSb Deheves GÅece mLeeefhele keâj
Ûegkeâer nQ.
6
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
efveosMekeâesb keâer keâe@vkeäueske
ieÇeceerCe efkekeâeme ceb$eeueÙe kesâ efoMeeefveo&sMeevegmeej heÇejefcYekeâ leewj hej Deej-mesšer efveosMekeâesb kesâ keeef<e&keâ keâeÙe&›eâce kesâ ™he cesb 2 efokemeerÙe meccesueve DeeÙeesefpele
keâjves kesâ efueS, efheÚues ke<eeX keâer lejn, yeQkeâ ves Deeies yeÌ{keâj Deej-mesšer efveosMekeâesb kesâ efueS ÛeewLes oewj keâe meccesueve efoveebkeâ 13 ke 14 Deòetâyej, 2014 keâes
yeÌ[ewoe Sheskeäme Dekeâeoceer, Denceoeyeeo cesb DeeÙeesefpele efkeâÙee.
keâeÙe&›eâce keâe GoIeešve keâeÙe&heeuekeâ efveosMekeâ Skeb yeerSmekeerSme kesâ DeOÙe#e ßeer efhe. ßeerefvekeeme Éeje efkeef[Ùees keâe@vHeÇsbâefmebie kesâ ceeOÙece mes efkeâÙee ieÙee, peyeefkeâ
ßeer F&. SÛe jefnceeve, ceneheÇyebOekeâ, ieÇeceerCe Skeb ke=âef<e yeQefkebâie, yeermeermeer Skeb GheeOÙe#e yeerSmekeerSme, ßeer keâceuesMe hešsue, heÇOeeveeÛeeÙe& Skeb Ghe ceneheÇyebOekeâ,
keâce&Ûeejer heÇefMe#eCe ceneefkeÅeeueÙe, yeQkeâ Dee@]heâ yeÌ[ewoe Deewj ßeer kesâ. Sve. peveeo&ve, cegKÙe heefjÙeespevee mecevkeÙekeâ, Deej-mesšer efveiejeveer mesue, Deej mesšer kesâ
efveosMekeâieCe Deewj yeQkeâ kesâ DevÙe heoeefOekeâeefjÙeesb ves GoIeešve me$e cesb Yeeie efueÙee.
heÇLece efove keâeÙe&efve<heeove keâer meceer#ee, Deej-mesšer kesâ efveosMekeâesb Éeje DevegYekeesb keâe Deeoeve heÇoeve Deewj meHeâuelee keâer keâneefveÙeesb hej efkeÛeej-efkeceMe& efkeâÙee
ieÙee.
otmejs efove Yetefce Deekebšve Skeb Deej-mesšer heefjmejesb kesâ efvecee&Ce mebyebOeer ceeceueesb hej ßeer Dees. Sve. yebmeue, heefjÙeespevee efveosMekeâ, SveDeeF&Deej[er, nwojeyeeo Éeje
efkemleej mes ÛeÛee& keâer ieF& Deewj Gvnesbves ieÇeceerCe efkekeâeme ceb$eeueÙe kesâ efvecee&Ce mebyebOeer vekeervelece efoMeeefveo&sMeesb mes Yeer Dekeiele keâjeÙee.
meceeheve meceejesn kesâ oewjeve ßeer F&.SÛe. jefnceeve ceneheÇyebOekeâ, ieÇeceerCe Skeb ke=âef<e yeQefkebâie, yeermeermeer ves meYeer heÇefleYeeefieÙeesb mes Deheerue keâer efkeâ Gvnsb iejeryeesb keâes
peerefkekeâe keâe Dekemej heÇoeve keâjves cesb ceoo keâjves kesâ efueS Deeies yeÌ{keâj keâeÙe& keâjvee ÛeeefnS. Gvnesbves yeQkeâ $e+Ce kesâ ceeOÙece mes heÇefMe#egDeesb keâes jespeieej GÅece
mLeeefhele keâjves leLee Deej-mesšer kesâ yeejs cesb ueesieesb cesb peeie™keâlee Hewâueeves kesâ efueS ieebkeesb cesb DeefOekeâ mes DeefOekeâ oewjs keâjves hej peesj efoÙee. Gvnesbves Fme Dekemej
hej meneÙekeâ mšeHeâ keâes Úgóer cebpetj keâjves leLee GÅeefcelee peeie®keâlee keâeÙe&›eâce DeeÙeesefpele keâjves Deewj Gve hej Deeies keâer keâej&keeF& kesâ efueS efpeues kesâ efkeefYeve>
ieekeesb cesb oewje keâjves nsleg Deebleefjkeâ mebkeâeÙe meomÙeesb keâes DeefYeheÇsefjle keâjves kesâ efueS keâce&Ûeejer Éeje efkeâÙes peeves keeues pesyeer KeÛeeX kesâ meeLe kesâšefjbie KeÛeeX keâer
DeefOekeâlece meercee cesb mebMeesOeve keâer Yeer Iees<eCee keâer.
ßeer. peveeo&ve, cegKÙe heÇespeskeäš keâe@[er&vesšj, cee@veeršefjbie mesue Deej-mesšer leLee
yeQkeâ kesâ keâeÙe&heeuekeâieCe keâe@vkeäueske keâe GoIeešve keâjles ngS.
7
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
31.03.2015 keâes
yewbkeâ Dee@]Heâ yeÌ[ewoe kesâ DeieÇCeer efpe}esb leLee yeerSmekeerSme kesâvõesb keâer jepÙekeej metÛeer
jepÙe
›eâ.meb DeieÇCeer efpeuee
Gllej heÇosMe
GllejeKeb[
jepemLeeve
8
›eâ.meb. yeerSmekeerSme kesâbõ
yeerSmekeerSme Kegueves keâer leejerKe
iewj De«eCeer #es$e
1
ueKeveT
20.02.2008
1
jeÙeyejsueer
2
jeÙeyejsueer
20.02.2008
2
megueleevehegj
3
meguleevehegj
29.09.2011
3
Deces"er
4
Deces"er
06.11.2006
4
Heâlesnhegj
5
Heâlesnhegj
19.04.2011
5
keâevehegj (veiej)
6
keâevehegj (veiej)
28.03.2011
6
jceeyeeF& veiej
7
Dekeâyejhegj
29.09.2011
7
Fueeneyeeo
8
Fueeneyeeo
25.04.2011
8
keâewMebyeer
9
keâewMebyeer
29.09.2011
9
heÇleeheieÌ{
10
heÇleeheieÌ{
29.09.2011
10
Hewâpeeyeeo
11
Heâwpeeyeeo
28.03.2009
11
Debyes[keâj veiej
12
Dekeâyejhegj
29.03.2011
12
yejsueer
13
yejsueer
30.03.2009
13
Meenpenebhegj
14
Meenpenebhegj (yeb$ee)
18.03.2011
14
jecehegj
15
jecehegj
31.05.2010
15
heerueerYeerle
16
heerueerYeerle
11.05.2011
16
vewveerleeue
17
vewveerleeue (nuÉeveer)
01.12.2012
17
GOece efmebn veiej
18
GOece efmebn veiej
16.07.2010
iewj DeieÇCeer #es$e
19
peÙehegj
12.03.2004
18
keâjewueer
20
keâjewueer
25.03.2009
19
šesbkeâ
21
šesbkeâ
30.09.2009
20
mekeeF& ceeOeeshegj
22
mekeeF& ceeOeeshegj
15.09.2010
21
yetboer
23
yetboer
24.02.2011
22
[tbiejhegj
24
[tbiejhegj
19.03.2007
23
yeebmekee[e
25
yeebmekee[e
19.03.2007
24
heÇleeheieÌ{
26
heÇleeheieÌ{
12.03.2010
25
Ûeg™
27
Ûeg®
25.03.2009
26
PegbPetveg
28
PegbPetveg
23.12.2010
27
Depecesj
29
Depecesj
13.03.2006
28
YeeruekeeÌ[e
29
efÛelleewÌ[ieÌ{
DevÙe yeQkeâesb keâer Deej-mesšer nw
30
efÛelleewÌ[ieÌ{
19.03.2007
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
jepÙe
iegpejele
ceOÙe heÇosMe
efyenej
›eâ.meb DeieÇCeer efpeuee
›eâ.meb. yeerSmekeerSme kesâbõ
yeerSmekeerSme Kegueves keâer leejerKe
30
yeÌ[ewoe
31
yeÌ[ewoe (Deueerhegje)
29.06.2009
31
hebÛecenue
32
hebÛeceneue (ieesOeje)
02.03.2006
32
oesneo
33
oesneo
06.12.2010
33
DeeCebo
34
DeeCebo (yeesjmeo)
03.11.2009
34
Kes[e
35
metjle
35
metjle
02.04.2004
36
leeheer
36
leeheer (kÙeeje)
30.12.2010
37
Ye™Ûe
37
Ye™Ûe
11.03.2010
38
vece&oe
38
vece&oe (jepeefheheuee )
11.03.2010
39
keuemee[
39
keuemee[
11.03.2010
40
[ebie
40
[ebie (Deenkee)
30.12.2010
41
vekemeejer
41
vekemeejer
11.03.2010
iewj DeieÇCeer #es$e
42
ieebOeerveiej
30.03.2004
42
Úesše Gowhegj
43
Úesše Gowhegj
31.03.2014
43
ceefnmeeiej
44
ceefnmeeiej
31.03.2014
44
PeeyegDee
45
PeeyegDee
29.08.2011
45
Deefuejepehegj
46
Deefuejepehegj
19.11.2011
46
meerleeceÌ{er
47
meerleeceÌ{er
01.04.2012
47
efMenesj
48
efMenesj
30.03.2010
iewj DeieÇCeer #es$e
49
hegCes (LesÙegj)
06.01.2005
-
--
ceneje<š^
efouueer
48
Meenoeje
kegâue DeieÇCeer efpeuee
48
kegâue yeerSmekeerSme
DevÙe yeQkeâesb keâer Deej-mesšer nw
49
9
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
yeerSmekeerSme (yeÌ[ewoe Deej-mesšer) Éeje 31.03.2015 lekeâ DeeÙeesefpele heÇefMe#eCe keâeÙe&›eâceesb cesb kesâvõ keej
heÇefleYeeieer
DeheÇwue 2014 mes ceeÛe& 2015 kesâ oewjeve heÇieefle
›eâ.
meb.
yeerSmekeerSme keâe veece
keâeÙe&›eâceesb
keâer mebKÙee
ceeÛe& 2015 lekeâ mebÛeÙeer heÇieefle
heÇefleYee‍efieÙeesb jes]peieej Øeehle keâeÙe&›eâceesb
keâer mebKÙee heÇefMe#eCeeefLe&Ùeesb keâer mebKÙee
keâer mebKÙee
heÇefleYee‍efieÙeesb jes]peieej Øeehle
keâer mebKÙee heÇefMe#eCeeefLe&Ùeesb
keâer mebKÙee
1
ueKeveT
30
819
564
264
6060
4299
2
jeÙeyejsueer
30
820
332
201
5300
3448
3
meguleevehegj
25
770
663
85
2495
1757
4
Deces"er
26
775
576
193
5460
2795
5
Heâlesnhegj
26
756
460
96
3116
2065
6
keâevehegj veiej
30
791
486
112
3134
1978
7
jceeyeeF& veiej (Dekeâyejhegj)
30
803
405
100
2666
1519
8
Fueeneyeeo
28
839
236
105
3254
1860
9
keâewmebyeer
29
767
533
76
2114
1272
10
heÇleeheieÌ{ (GheÇ)
21
503
112
58
1416
578
11
Heâwpeeyeeo
25
718
511
156
4492
3153
12
Debyes[keâj veiej (Dekeâyejhegj)
25
750
542
81
2086
1316
13
yejsueer
26
745
287
131
3862
2160
14
Meenpenebhegj (yeb$ee)
23
611
567
70
1922
1354
15
jecehegj
25
703
484
108
3343
2138
16
heerueerYeerle
15
433
127
70
1934
1058
17
(vewveerleeue) nu‍Éeveer
23
619
317
67
1763
888
18
Ùet. Sme. veiej (hebleveiej)
26
729
297
96
2589
1296
19
peÙehegj
19
444
224
212
4814
2608
20
keâjewueer
16
397
240
96
2969
1866
21
šesbkeâ
24
637
196
110
2662
1402
22
mekeeF& ceeOeeshegj
21
422
206
72
1964
1213
23
yetboer
21
484
339
89
2133
1334
24
[tbiejhetj
21
552
95
199
5336
3275
25
yeebmekeeÌ[e
26
656
150
290
6735
3947
26
heÇleeheieÌ{ (jepemLeeeve)
28
669
336
88
2252
1129
27
Ûeg™
19
440
298
135
3677
2241
10
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
DeheÇwue 2014 mes ceeÛe& 2015 kesâ oewjeve heÇieefle
›eâ.
meb.
yeerSmekeerSme keâe veece
keâeÙe&›eâceesb
keâer mebKÙee
ceeÛe& 2015 lekeâ mebÛeÙeer heÇieefle
heÇefleYee‍efieÙeesb jes]peieej Øeehle keâeÙe&›eâceesb
keâer mebKÙee heÇefMe#eCeeefLe&Ùeesb keâer mebKÙee
keâer mebKÙee
heÇefleYee‍efieÙeesb jes]peieej Øeehle
keâer mebKÙee heÇefMe#eCeeefLe&Ùeesb
keâer mebKÙee
28
PegbPetvet
27
770
645
99
2843
2170
29
Depecesj
22
530
215
456
10554
8162
30
efÛelleesÌ[ieÌ{
25
644
225
257
9005
6118
31
yeÌ[ewoe (Deueerhegje)
26
904
499
161
6623
3691
32
hebÛecenue (ieesOeje)
23
416
229
388
14102
10063
33
oesneo
25
744
420
275
7321
5086
34
DeeCebo (yeesjmeo)
56
1114
856
219
6050
4155
35
metjle
30
877
464
399
14770
10061
36
leeheer (kÙeeoje)
17
469
111
96
2758
764
37
Ye®Ûe
32
879
614
173
5386
3023
38
vece&oe (jepeheerheuee)
28
1039
530
117
4434
2304
39
yeuemeeÌ[
30
816
816
150
4392
2690
40
[ebie (Denkee)
13
356
211
184
6222
3165
41
vekemeejer
29
742
286
130
4072
2390
42
ieebOeerveiej
49
1568
1001
796
22917
13437
43
PeeyegDee
20
661
317
91
2844
1270
44
Deueerjepehegj
12
304
128
47
1186
545
45
meerleeceÌ{er
21
631
335
62
1904
871
46
Mesnesj
30
865
457
116
3508
2169
47
hegCes (LesTj)
19
472
152
176
3809
2540
48
Úesše Gowhegj
12
464
201
12
464
201
49
ceefnmeeiej
13
392
228
13
392
228
1217
33309
18523
7777
225104
139052
kegâue
11
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
lekeâ yeerSmekeerSme (yeÌ[ewoe Deej-mesšer) Éeje mebÛeeef}le Deewj me=efpele mkejes]peieej keâeÙe&›eâceesb keâe
ef›eâÙeekeâ}ehe-keej yÙeewje
31.03.2015
DeheÇwue 2014 mes ceeÛe& 2015 kesâ oewjeve heÇieefle
›eâ.
meb.
Øees«eece keâe veece
keâeÙe&›eâceesb
keâer mebKÙee
heÇefleYee‍efieÙeesb jes]peieej Øeehle
keâer mebKÙeee heÇefMe#eCeeefLe&Ùeesb
keâer mebKÙee
ceeÛe& 2015 lekeâ mebÛeÙeer heÇieefle
keâeÙe&›eâceesb
keâer mebKÙee
heÇefleYee‍efieÙeesb jes]peieej Øeehle
keâer mebKÙee heÇefMe#eCeeefLe&Ùeesb
keâer mebKÙee
ke=âef<e F&[erheer
7
245
130
206
7462
6883
161
4816
2057
890
32964
23317
28
973
614
405
13011
10829
efkekeâefmele [sjer heÇyebOeve
1
24
8
3
88
41
5
mesjerkeâuÛesj (jsMece Glheeove)
2
52
11
6
168
11
6
cegieer&heeueve
5
131
107
26
715
432
7
megDej heeueve
3
48
42
5
124
97
8
YesÌ[ heeueve
18
634
317
30
932
533
9
hesmeerkeâuÛej (celmÙe heeueve)
5
110
29
21
650
472
10
heewOeesb keâe veme&jer heÇyebOeve
7
192
112
13
400
249
11
ceOegcekeäKeer heeueve
10
377
193
41
1361
732
12
ceMe®ce Glheeove
4
105
74
11
298
145
13
jyej šwefhebie
0
0
0
2
48
0
14
Deew<eOeerÙe Skeb megiebefOele heewOeesb
keâer Kesleer
3
101
76
40
838
517
15
kÙeeheeefjkeâ heg<he Kesleer
2
55
42
19
468
377
16
kÙeehekeâ yeeiekeeveer
4
115
62
12
309
242
1
kÙeehekeâ ke=âef<e Skeb mebyebefOele
ieefleefkeefOeÙeeb
2
ogiOe Glheeove /ogiOe efkekeâeme
3
[sjer Skeb keceer&-keâc‍heesmš
4
heÇesmesme F&[erheer
17
Fuesefkeäš^keâ ceesšj efjkeeFef[bie
Deewj heche-mesš cesbšsvesbme
4
118
113
31
894
603
18
Iejsuet efyepeueer meeceeve keâer
cejccele
23
594
272
115
2706
1658
19
jsefHeÇâpejsMeve Skeb SÙejkeâb[erMeefvebie
10
278
122
52
1208
723
20
š^@keäšj meefke&efmebie, jKejKeeke
Skeb cejccele
4
105
56
5
155
70
21
št kneruej meefke&efmebie
3
69
2
42
785
483
22
Fvekeš&j Skeb ÙetheerSme
cewvÙegHewâkeäÛeefjbie Skeb meefke&efmebie
11
276
193
34
906
533
12
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
DeheÇwue 2014 mes ceeÛe& 2015 kesâ oewjeve heÇieefle
›eâ.
meb.
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
Øees«eece keâe veece
ueeFš ceesšj keenve
(SueScekeer) [^eFefkebie
šerkeer/[erkeer[er leLee DevÙe
ef[peeršue Fueskeäš^e@efvekeäme keâer
meefke&efmebie
ceušerHeâesve meefke&efmebie
keâbhÙetšj yesefmekeäme
keâbhÙetšj [smkeâ še@he
heefyuekesâMeve
keâbhÙetšj ne[&kesÙej (A+) Skeb
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huebefyebie Skeb me@efvešjer keâeÙe&
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314
139
76
1846
710
2
42
20
29
621
337
33
820
176
304
7276
4069
56
1470
689
146
3971
1457
5
124
81
24
666
378
7
91
54
137
3314
1942
110
2775
1102
654
17880
8967
10
319
242
10
319
242
0
0
0
2
49
29
4
98
91
41
801
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1
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0
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708
248
1
31
13
3
74
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18
489
214
199
5217
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77
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58
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231
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DeheÇwue 2014 mes ceeÛe& 2015 kesâ oewjeve heÇieefle
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45
46
47
48
49
50
51
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229
124
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DevÙe mebyebæ meskeeSb *
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Depecesj
hebleveiej
peÙehegj
yeebmekeeÌ[e
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15
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
uesKee hejer#ekeâesb keâer efjheesš& – yeerSmekeerSme - SHeâSuemeermeer
yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve
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meerleeceÌ{er, efMenewj, veef[Ùee[, YeeruekeeÌ[e, hegCes (LesÙetj), Meenoje Skeb hegPekeäkeâue cesb nQ. nce Ùen metefÛele keâjles nQ efkeâ :
1.
2.
3.
4.
5.
6.
7.
8.
Keeles efveÙeefcele ™he cesb yeveeS jKes ieS nQ Deewj Ùes DeefOeefveÙece leLee efveÙeceesb kesâ heÇekeOeeveesb kesâ Devegmeej nw.
heÇeefhleÙeeb leLee mebefkelejCe GefÛele ™he cesb efkeâÙee ieÙee nw Deewj Fmes Keeleesb cesb mener {bie mes oMee&Ùee ieÙee nw.
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vÙeemeer Éeje heÇceeefCele Fvkesbšjer Deewj DevÙe omleekespe Skeb efjkeâe[& nceejs mece#e heÇmlegle efkeâS ieS Les.
vÙeeme keâer keâesF& mebheeflle DeLekee efveefOe vÙeeme kesâ heÇÙeespeve DeLekee keâeÙe& mes efYeve> efkeâmeer DevÙe keâeÙe& DeLekee heÇÙeespeve kesâ efueS veneR ueieeF& ieF&.
ueeskeâ vÙee‍me keâe keâesF& Yeer Oeve, Oeeje 35 kesâ heÇekeOeeveesb kesâ heÇefleketâue efvekesMe venerb efkeâÙee ieÙee nw.
DeÛeue mebheeflle keâe nmleeblejCe Oeeje 36 kesâ heÇekeOeeve kesâ heÇefleketâue venerb efkeâÙee ieÙee nw.
ncesb Ùen metefÛele keâjvee nw efkeâŠkeâ. Keeles vekeâoer DeeOeej hej yeveeS jKes peeles nQ.
Ke. Denceoeyeeo cesb Debyeekee[er Keeles kesâ uesKeesb keâe efjkeâe[& Deewj yeerkesâmeer, cegbyeF& cesb SveDeeF&Deej[er efveefOe DeblejCe Keeles keâe heÇOeeve keâeÙee&ueÙe uesKeesb kesâ ™he
cesb uesKee hejer#ee keâer ieF& nw.
ie. mšsMevejer KeÛe&s cesb heÇefMe#eCeeefLe&ÙeeW keâes oer ieF& mšsMevejer Yeer Meeefceue nw.
ke=âles S.meÛeoske Skeb keâbheveer
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Sce.veb. 078628
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efoveebkeâ : 23.09.2015
16
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
cegbyeF& heefyuekeâ vÙeeme DeefOeefveÙece, 1950
DevegmetÛeer IXC (efveÙece 32)
heefyuekeâ vÙeeme keâe veece – yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve
ceeHe&âle yeQkeâ Dee@]heâ yeÌ[ewoe mšeHeâ keâe@uespe, uee@ iee[&ve kesâ meeceves, SefuemeefyeÇpe
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Jeeef<e&keâ efjheesš& / Annual Report 2014-15
jeefMe (®.)
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18
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cegbyeF& heefyuekeâ vÙeeme DeefOeefveÙece, 1950
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heefyuekeâ vÙeeme keâe veece – yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve
ceeHe&âle yeQkeâ Dee@]heâ yeÌ[ewoe mšeHeâ keâe@uespe, uee@ iee[&ve kesâ meeceves, SefuemeefyeÇpe, Denceoeyeeo : 380006
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efoveebkeâ : 23.09.2015
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Jeeef<e&keâ efjheesš& / Annual Report 2014-15
cegbyeF& heefyuekeâ vÙeeme DeefOeefveÙece, 1950
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heefyuekeâ vÙeeme keâe veece – yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve
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efoveebkeâ : 23.09.2015
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heefyuekeâ vÙeeme keâe veece – yeÌ[ewoe mkejes]peieej efkekeâeme
ceeHe&âle yeQkeâ Dee@]heâ yeÌ[ewoe mšeHeâ keâe@uespe, uee@ iee[&ve kesâ meeceves, SefuemeefyeÇpe
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Jeeef<e&keâ efjheesš& / Annual Report 2014-15
21
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
`meejLeer'
efkelleerÙe mee#ejlee Skeb $e+Ce hejeceMe& kesâvõ (SHeâSuemeermeer)
(yeÌ[ewoe mkejes]peieej efkekeâeme mebmLeeve š^mš kesâ lenle mLeeefhele)
yeQkeâ ves keâehee&sjsš meeceeefpekeâ oeefÙelke kesâ Debleie&le Skeâ henue kesâ ™he cesb efkelleerbÙe mee#ejlee Deewj $e+Ce hejeceMe& kesâvõ mLeeefhele efkeâS nQ. Fme kesâvõ keâe veecekeâjCe
`meejLeer' kesâ ™he cesb efkeâÙee ieÙee nw, pees mecemÙeeDeesb mes heÇYeeefkele ueesieesb kesâ ceeie&oMe&ve Deewj DevÙeb ueesieesb keâes efkelleerÙe DekÙekemLee keâer efmLeefle mes yeÛeeves nsleg
efMeef#ele keâjves kesâ Deheves cetueYetle GösMÙe keâes Fbefiele keâjlee nw. `meejLeer' (SHeâSuemeermeer) keâer mLeehevee nceejs yeerSmekeerSme vÙeeme kesâ lenle keâer ieF& nw Deewj
Fmekeâer ieefleefkeefOeÙeesb keâe heÇyebOeve, Gme hej efveÙeb$eCe leLee Gvekeâe heÙe&kes#eCe yeerSmekeerSme keâer iekeefveËie yee@[er Éeje efkeâÙee peelee nw.
efkelle ke<e& 2014-15 kesâ oewjeve yeQkeâ ves efouueer kesâ Meenoje leLee kesâjue kesâ hegPeekeäkeâue cesb 2 veS SHeâSuemeermeer mLeeefhele efkeâS nQ. yeQkeâ ves efyenej, iegpejele,
ceneje<š^, ceOÙeheÇosMe, jepemLeeve, Gllej heÇosMe, GllejeKeb[, efouueer leLee kesâjue cesb 49 SHeâSuemeermeer mLeeefhele efkeâS nQ.
SHeâSuemeermeer kesâ GösMÙe :
1.
™-ye-™ keelee&ueehe kesâ meeLe-meeLe FÛÚgkeâ kÙeefòeâ keâer megefkeOee kesâ Devegmeej DevÙe GheueyOe ceeOÙeceesb pewmes F&-cesue, Hewâkeäme, ceesyeeFue FlÙeeefo kesâ
peefjS efkelleerÙe hejeceMe& meskeeSb heÇoeve keâjvee. Fve meskeeDeesb cesb DeekeMÙekeâleeveg™he GOeej uesves, kÙekeneÙe& Skeb Meg™Deeleer yeÛele keâer Deeole [eueves leLee
DeewheÛeeefjkeâ Deewj / DeLekee DeveewheÛeeefjkeâ efkelleerÙe #es$eesb kesâ keâpe&oej kÙeefòeâÙeesb keâes $e+Ce mebyebOeer hejeceMe& Yeer Meeefceue nesiee.
2.
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3.
DeewheÛeeefjkeâ ™he mes efkelleerÙe #es$e mes pegÌ[s jnves kesâ HeâeÙeoesb kesâ yeejs cesb ueesieesb cesb peeie™keâlee ueevee.
4.
cegefMkeâueesb cesb Heâbmes $e+efCeÙeesb kesâ efueS $e+Ce hegvemeËjÛevee Ùeespevee yeveevee Deewj Gmes DeewheÛeeefjkeâ efkelleerÙe mebmLeeDeesb keâes, efpemecesb menkeâejer mebmLeeSb Yeer
Meeefceue nQ, efkeÛeejeLe& mebmlegeefle meefnle heÇmlegle keâjvee.
5.
Ssmes keâesF& Yeer keâeÙe&keâueehe DeeÙeesefpele keâjvee, efpevemes efkelleerÙe mee#ejlee keâes yeÌ{ekee efceuelee nes, yeQefkebâie meskeeDeesb ke efkelleerÙe ÙeespeveeDeesb kesâ yeejs cesb
peeie™keâlee Deeleer nes, leLee ueesieesb kesâ $e+Ce mebyebOeer hejsMeeefveÙeesb keâes otj keâjves cesb meneÙelee efceueleer nes.
22
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
DeieÇCeer efpeues ke SHeâSuemeermeer kesâbõ meejLeer (SHeâSuemeermeer) kesâ Debleie&le 31.03.2015 keâes heÇieefle
jepÙe
Gllej heÇosMe
GllejeKeb[
jepemLeeve
DeieÇCeer efpeuee
SHeâSuemeer kesâvõ
SHeâSuemeermeer Kegueves
keâer leejerKe
1
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1
jeÙeyejsueer
08.01.2010
2
meguleeuevehegj
2
meguleeuevehegj
29.09.2011
3
Deces"er
3
Deces"er
23.03.2010
4
Heâlesnhegj
4
Heâlesnhegj
20.09.2011
5
keâevehegj (veiej)
5
keâevehegj (veiej)
28.03.2011
6
jceeyeeF& veiej
6
jceeyeeF& veiej
29.09.2011
7
Fueeneyeeo
7
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29.09.2011
8
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8
keâewmegbyeer
15.12.2011
9
heÇleeheieÌ{
9
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10.10.2011
10
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10
Heâwpeeyeeo
16.03.2011
11
Deebyes[keâj veiej
11
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15.12.2011
12
yejsueer
12
yejsueer
12.10.2010
13
Meenpenebhegj
13
yeb$ee
18.03.2011
14
jecehegj
14
jecehegj
28.12.2010
15
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15
heerueerYeerle
29.09.2011
16
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16
vewveerleeue
01.12.2011
17
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17
ÙetSmeveiej
24.10.2011
18
keâjewueer
18
keâjewueer
31.03.2011
19
šesbkeâ
19
šesbkeâ
17.09.2011
20
mekeeF& ceeOeeshegj
20
mekeeF& ceeOeeshegj
15.09.2010
21
yetboer
21
yetboer
24.02.2011
22
[tbiejhegj
22
[tbiejhegj
17.09.2011
23
yeebmekee[e
23
yeebmekee[e
15.09.2011
24
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24
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10.10.2011
25
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25
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19.09.2011
26
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26
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11.02.2011
27
Depecesj
27
Depecesj
26.12.2009
28
YeeruekeeÌ[e
28
YeeruekeeÌ[e
20.07.2012
29
efÛelleewÌ[ieÌ{
29
efÛelleewÌ[ieÌ{
14.09.2011
23
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
jepÙe
iegpejele
ceOÙe heÇosMe
efyenej
efouueer
kesâjue
DeieÇCeer efpeuee
SHeâSuemeermeer Kegueves
keâer leejerKe
30
yeÌ[ewoe
30
Deueerhegje ke[esoje
30.03.2010
31
hebÛecenue
31
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16.03.2011
32
oesneo
32
oesneo
15.03.2011
33
DeeCebo
33
yeesjmee[
23.02.2012
34
Kes[e
34
Kes[e
28.09.2012
35
metjle
35
metjle
17.03.2011
36
leeheer
36
kÙee je
19.02.2013
37
Ye®Ûe
37
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10.01.2012
38
vece&oe
38
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06.12.2010
39
yeuemeeÌ[
39
yeuemeeÌ[
31.12.2011
40
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40
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31.12.2011
41
vekemeejer
41
vekemeejer
25.05.2012
42
Úesše GoÙehegj
42
Úesše GoÙehegj
31.03.2014
43
ceefnmeeiej
43
ceefnmeeiej
31.03.2014
44
PeeyegDee
44
PeeyegDee
16.08.2011
45
Deueerjepehegj
45
Deueerjepehegj
23.08.2011
46
meerleeceÌ{er
46
meerleeceÌ{er
20.07.2012
47
Mesnesj
47
Mesnesj
20.07.2012
48
Meenoje
48
Meenoje
22.11.2014
iewj DeieÇCeer efpeuee
49
hegPeekeäkeâue
08.08.2014
kegâue DeieÇCeer efpeues 48
24
SHeâSuemeer kesâvõ
kegâue SHeâSuemeermeer 49
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
‘meejLeer’ (SheâSuemeermeer) kesâ Debleie&le 31 ceeÛe&, 2015 keâes heÇieefle
(keâ) hejeceMe& kesâ efueS DeeS efkeâmeeve/iewj-efkeâmeeveesb keâer kegâue mebKÙee
›eâ.
meb.
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efvehešeS ieS
heÇefle ceen efveheševe kesâ
efueS DeeS Deewmele ceeceues
1
jeÙeyejsueer
08.01.2010
62
10534
5527
170
2
meguleevehegj
29.09.2011
41
2826
240
69
3
Ú$e. meengpeer cenejepe
23.03.2010
59
1264
864
21
4
Heâlesnhegj
20.09.2011
41
536
536
13
5
keâevehegj (osnele)
28.03.2011
47
2931
2931
62
6
jceeyeeF& veiej
29.09.2011
41
3191
1136
78
7
Fueeneyeeo
29.09.2011
41
1983
0
48
8
keâewMebyeer
15.12.2011
39
1692
1303
43
9
heÇleeheieÌ{
10.10.2011
41
2360
820
58
10
Heâwpeeyeeo
16.03.2011
47
3240
713
69
11
Deebyes[keâj veiej
15.12.2011
38
954
620
25
12
yejsueer
12.10.2010
52
4339
363
83
13
Meenpenebhegj
18.03.2011
47
1395
380
30
14
jecehegj
28.12.2010
48
2280
2280
48
15
heerueerYeerle
29.09.2011
41
124
97
3
16
vewveerleeue
01.12.2011
38
4972
4267
131
17
Ùet Sme veiej
24.10.2011
40
2455
954
61
18
keâewjesueer
31.03.2011
47
12678
10930
270
19
šesbkeâ
17.09.2011
41
9883
9883
241
20
mekeeF& ceeOeeshegj
15.09.2010
53
4860
4860
92
21
yegboer
24.02.2011
48
4759
4759
99
22
[tiegjbhegj
17.09.2011
41
4242
3695
103
23
yeebmekee[e
15.09.2011
41
52693
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1285
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heÇleeheieÌ{
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40
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673
25
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19.09.2011
41
103
0
3
26
PegbPegveg
11.02.2011
48
2332
2332
49
27
Depescej
26.12.2010
50
2078
2078
42
28
efÛeleewÌ[ieÌ{
14.09.2011
41
35279
35279
860
29
yeÌ[ewoe
30.03.2010
59
875
873
15
25
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
›eâ.
meb.
DeieÇCeer efpeuee
SHeâSuemeermeer
Kegueves keâer leejerKe
hetjs efkeâS ieS
ceen
hejeceMe& nsleg
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efvehešeS ieS
heÇefle ceen efveheševe kesâ
efueS DeeS Deewmele ceeceues
30
hebÛeceneue
16.03.2011
47
811
811
17
31
oesne[
15.03.2011
47
422
420
9
32
DeeCebo
23.02.2012
36
714
714
20
33
metjle
17.03.2011
47
658
658
14
34
Ye™Ûe
10.01.2012
37
837
313
23
35
vece&oe
06.12.2010
50
1388
845
28
36
keuemeej
31.12.2011
38
5587
231
147
37
[bieme
31.12.2011
38
914
20
24
38
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16.08.2011
42
2999
2999
71
39
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23.08.2011
42
197
197
5
40
vekemeejer
25.05.2012
33
3761
2208
114
41
Meesnej
20.07.2012
31
2257
1740
73
42
meerleeceÌ{er
20.07.2012
31
516
516
17
43
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20.07.2012
31
463
463
15
44
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28.09.2012
29
1079
1079
37
45
leeheer (kÙeeje)
19.02.2013
24
175
0
7
46
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31.03.2014
11
1036
951
94
47
Úesše GoÙehegj
31.03.2014
11
215
3
20
48
Meenoje
22.11.2014
4
624
624
156
49
hegPeekeäkeâue
01.08.2014
6
146
146
24
228568
191948
kegâue
26
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
(Ke) $e+Ce hejeceMe& kesâ efueS DeeS efkeâmeeve /iewj-efkeâmeeveesb keâer mebKÙee
SHeâSuemeermeer kesâbõ
ke=âef<e $e+Ce
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(jeefMe ueeKe cesb)
kÙeefòeâiele $e+Ce
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kegâue
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jeÙeyejsueer
138
374
32
28
351
300
9
55
903
944
1433
1700
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43
59
11
16
179
97
3
3
26
20
262
195
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197
281
482
1058
613
464
31
170
321
858
1644
2831
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471
25
65
5
0
0
0
0
0
0
536
30
keâevehegj (osnele)
0
0
0
0
0
0
0
0
0
0
0
0
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0
0
0
0
0
0
0
0
0
0
0
0
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0
0
0
0
0
0
0
0
0
0
0
0
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18
26
0
0
66
43
0
0
0
0
84
69
heÇleeheieÌ{
21
15
0
0
16
4
0
0
9
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46
23
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0
0
0
0
0
0
0
0
0
0
0
0
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6
4
0
0
6
3
2
30
8
4
22
42
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0
0
0
0
0
0
0
0
4
2
4
2
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0
0
0
0
0
0
0
0
0
0
0
0
80
968
47
719
0
0
0
0
2023
2238
2150
3925
0
0
0
0
0
0
0
0
1
2
1
2
102
71
0
0
0
0
1
0
7
13
110
84
0
0
0
0
0
0
0
0
37
21
37
21
12
29
7
25
0
0
1
8
20
78
40
140
0
0
0
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0
0
0
0
0
0
0
0
243
269
4
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1
1
29
57
277
331
0
0
0
0
0
0
0
0
0
0
0
0
[tiegjbhegj
54
16
0
0
0
0
0
0
36
16
90
32
yeebmekee[e
586
356
154
183
0
0
19
264
237
134
996
937
heÇleeheieÌ{
1722
3856
1
2
1658
1750
881
1976
2885
2919
0
0
0
0
0
0
0
0
0
0
0
0
45
30
0
0
0
0
0
0
54
68
99
98
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0
0
0
0
0
0
40
509
133
1193
173
1702
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0
0
0
0
0
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1
3
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6
3
4
30
7
12
18
49
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yegboer
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7147 10503
27
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
(jeefMe ueeKe cesb)
SHeâSuemeermeer kesâbõ
ke=âef<e $e+Ce
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jeefMe
kÙeefòeâiele $e+Ce
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kegâue
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0
0
0
0
0
0
0
0
73
377
73
377
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0
0
0
0
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36
43
0
0
0
0
0
0
0
0
36
43
metjle
86
77
64
51
0
0
7
52
501
2210
658
2389
Ye™Ûe
291
43
0
0
15
5
7
1
0
0
313
49
vece&oe
50
145
5
7
0
0
10
60
12
11
77
223
152
171
1
1
25
20
2
13
81
27
261
232
[bieme
5
1
0
0
0
0
0
0
0
0
5
1
PeeyegDee
0
0
0
0
0
0
0
0
0
0
0
0
Deueerjepehegj
101
115
6
9
50
29
8
23
51
39
216
214
vekemeejer
304
381
20
28
0
0
83
725
84
322
491
1457
Meesnej
123
145
32
49
174
153
18
63
85
37
432
447
meerleece{er
333
424
91
56
20
15
17
85
55
55
516
635
efYeuekeeÌ[e
21
283
7
15
0
0
9
452
35
339
72
1089
KesÌ[e (veeow[ )
16
38
0
0
0
0
1
20
0
0
17
58
1
3
1
1
1
1
0
0
26
4
29
9
194
247
6
13
0
0
1
8
0
0
201
267
ceefnmeeiej
0
0
0
0
0
0
0
0
0
0
0
0
Meenoje
0
0
hegPeekeäkeâue
1
1
1
1
5453
8498
1036
2270
3180
2886
1155
4548
keuemeej
leeheer (kÙeeje)
Úesše Gowhegj
kegâue
28
7743 12005 18567 30207
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
ie. DevÙe efkeMues<eCe–hejeceMe& kesâ efueS DeeS kÙeefòeâÙeesb keâe DeeÙegkeej leLee ÙeesiÙeleevegmeej Deueie-Deueie efkekejCe
SHeâSuemeermeer kesâvõ
hejeceMe& kesâ efueS DeeS kÙeefòeâÙeesb keâe DeeÙegkeej keieer&keâjCe
30 mes
keâce
30-40
40-50
50-60
60 mes
pÙeeoe
jeÙeyejsueer
5503
3659
1172
168
meguleevehegj
2694
117
14
1
Ú$e. meengpeer cenejepe
466
558
192
36
12
Heâlesnhegj
187
218
131
0
0
keâevehegj (osnele)
1835
650
424
22
0
jceeyeeF& veiej
2348
628
173
42
0
Fueeneyeeo
1608
273
100
2
0
keâewMebyeer
908
451
239
94
0
heÇleeheieÌ{
1332
662
366
0
0
Hewâpeeyeeo
2185
498
344
163
50
618
184
86
28
38
3124
848
367
0
0
910
438
46
1
0
1273
575
280
118
34
97
17
7
2
1
vewveerleeue
2784
1598
470
74
46
Ùet Sme veiej
1762
477
171
45
0
keâjesueer
7311
2901
1621
613
232
šesbkeâ
4755
2553
1895
359
321
mekeeF& ceeOeeshegj
4191
470
133
50
16
yegboer
2555
1038
656
425
85
[tiegjbhegj
2893
860
357
132
0
yeebmekee[e
20145
14862
11601
4615
1470
heÇleeheieÌ{
21310
3635
1413
418
135
83
7
3
9
1
1796
372
125
23
16
709
511
374
230
254
20037
6785
4663
3638
156
yeÌ[ewoe
426
176
146
83
44
hebÛeceneue
690
60
50
10
1
Deebyes[keâj veiej
yejsueer
Meenpenebhegj
jecehegj
heerueerYeerle
Ûeg®
PegbPegveg
Depescej
efÛeleewÌ[ieÌ{
32
29
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
SHeâSuemeermeer kesâvõ
hejeceMe& kesâ efueS DeeS kÙeefòeâÙeesb keâe DeeÙegkeej keieer&keâjCe
30 mes
keâce
30-40
40-50
50-60
60 mes
pÙeeoe
oesne[
129
124
93
52
24
DeeCebo
284
199
119
62
50
metjle
410
161
77
8
2
Ye™Ûe
312
230
187
89
19
vece&oe
451
443
243
187
64
3372
1368
543
224
80
395
363
100
56
0
2223
645
93
38
0
53
102
40
2
0
vekemeejer
1545
1345
754
104
13
Meesnej
1420
795
42
0
0
meerleeceÌ{er
25
34
430
27
0
efYeuekeeÌ[e
280
99
52
21
11
KesÌ[e (veeow[)
561
293
153
70
2
leeheer (kÙeeje)
20
71
73
11
0
Úesše GoÙehegj
277
191
264
235
69
60
115
19
21
0
212
190
115
78
29
16
30
68
17
15
128580
52879
31084
12703
3322
keuemeej
[bieme
PeeyegDee
Deueerjepehegj
ceefnmeeiej
Meenoje
hegPeekeäkeâue
kegâue
30
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Heâesšes iewuejer
nceejs keâeÙe&heeuekeâ efveosMekeâ ßeer yeer. yeer. peesMeer, heodce Yet<eCe mecceeefvele [e@ keerjsvõ nwiie[s mes
Glke=â<šlee keâe Dekee[& ieÇnCe keâjles ngS
yeerSmekeerSme hebÛeceneue cesb [sÙejer HeâeefceËie heÇefMe#eCe keâeÙe&›eâce keâe
DeeÙeespeve
yeerSmekeerSme keâevehegj cesb DeefYeheÇsjCee keâeÙe&›eâce keâe DeeÙeespeve
31
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
meye pesue ieesOeje cesb keâwefoÙeesb kesâ efueS keâkej yewie, efueHeâeHeâs leLee
HeâeFue yeveeves keâe heÇefMe#eCe keâeÙe&›eâce
yeerSmekeerSme hebÛeceneue cesb heÇefMe#eCeeefLe&Ùeesb kesâ efueS Ùeesiee
keäueeme keâe DeeÙeespeve
yeerSmekeerSme Deces"er cesb GÅeefcelee peeie®keâlee keâeÙe&›eâce
keâe DeeÙeespeve
yeerSmekeerSme Ye™Ûe cesb nukesâ keenve Ûeueeves keâe heÇefMe#eCe
keâeÙe&›eâce DeeÙeesefpele
SHeâSuemeermeer jeÙeyejsueer cesb peeie®keâlee keâwche
keâe DeeÙeespeve
yeerSmekeerSme jeÙeyejsueer cesb GÅeefcelee peeie®keâlee
keâeÙe&›eâce keâe DeeÙeespeve
32
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
meHeâuelee keâer keâneveer meb#eshe cesb
yeerSmekeerSme, šesbkeâ keâer heÇefMe#eg megßeer T®mee keeefueo šsueefjbie ke [^sme
ef[peeFefvebie cesb heÇefMe#eCe kesâ yeeo Deheves efvekeeme hej šsueefjbie Ùetefveš ke
heÇefMe#eCe kesâvõ keâe meHeâue mebÛeeueve keâj jner nw. Gvekeâer ceeefmekeâ DeeÙe
®. 5000 nw.
yeerSmekeerSme metjle kesâ heÇefMe#eg ßeer efkekeâeme ÛeewOejer efheÇbefšbie Deewj yeeFbef[bie
keâe heÇefMe#eCe uesves kesâ yeeo mkeÙeb keâe kÙekemeeÙe meHeâueleehetke&keâ Ûeuee jns nQ.
Gvekeâer ceeefmekeâ DeeÙe ®. 30,000 nw.
yeerSmekeerSme, metjle kesâ heÇefMe#eg ßeer efkevegYeeF& kemeekee heÇefMe#eCe kesâ heMÛeele
yeQkeâ Dee@]heâ yeÌ[ewoe mes ›eâsef[š keâer ceoo mes KeeÅe heoeLe& yeveeves keâe kÙekemeeÙe
meHeâueleehetke&keâ keâj jns nw. Gvekeâer ceeefmekeâ DeeÙe ®.16500 nw.
yeerSmekeerSme, Deces"er keâer heÇefMe#eg megßeer megceve šsueefjbie ke [^sme ef[peeFefvebie
cesb heÇefMe#eCe kesâ yeeo Deheves efvekeeme hej šsueefjbie Ùetefveš ke heÇefMe#eCe kesâvõ keâe
meHeâue mebÛeeueve keâj jner nw. Gvekeâer ceeefmekeâ DeeÙe ®. 5000 nw.
yeerSmekeerSme, hebÛeceneue kesâ heÇefMe#eg ßeer heÇie>sMekegâceej ceesyeeF&ue efjhesÙeefjbie keâe
heÇefMe#eCe uesves kesâ heMÛeele meHeâueleehetke&keâ ceesyeeFue efjhesÙeefjbie keâer ogkeâeve
Ûeuee jns nQ. Gvekeâer ceeefmekeâ DeeÙe ®. 20,000 nw.
yeerSmekeerSme, hegCes kesâ heÇefMe#eg ßeer peÙesMe ÛeewOejer yesefmekeâ HeâesšesieÇeHeâer keâe
heÇefMe#eCe uesves kesâ heMÛeele meHeâueleehetke&keâ Dehevee mšgef[Ùeesb Ûeuee jns nQ.
Gvekeâer ceeefmekeâ DeeÙe ®. 25,000 nw.
33
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
meHeâuelee keâer keâneveer meb#eshe cesb
yeerSmekeerSme, efMenewj kesâ heÇefMe#eg ßeer oerhekeâ kegâceej keâbchÙegšj ne[&kesÙej ke
vesškeefkeËâie keâe heÇefMe#eCe uesves kesâ Ghejeble Dehevee keâbchÙegšj ke vesškeefkeËâie
meskee keâe kÙekemeeÙe meHeâueleehetke&keâ keâj jns nw. Gvekeâer ceeefmekeâ DeeÙe
®. 12,000 nw.
yeerSmekeerSme hegCes kesâ heÇefMe#eg ßeer efveefKeue ÛeewOejer heÇefMe#eCe uesves kesâ Ghejeble
Dehevee ceesyeeF&ue efjhesjerbie keâe kÙekemeeÙe meHeâueleehetke&keâ keâj jns nw. Gvekeâer
ceeefmekeâ DeeÙe ®. 20,000 nw.
yeerSmekeerSme vekemeejer kesâ heÇefMe#eg ßeer censMe peeOeke yewie cesefkeâbie keâe heÇefMe#eCe
uesves kesâ Ghejeble meHeâueleehetke&keâ Dehevee kÙekemeeÙe keâj jns nw. Gvekeâer ceeefmekeâ
DeeÙe ®. 7,000 nw.
yeerSmekeerSme vekemeejer kesâ heÇefMe#eg ßeer efheÇlesMe efceŒeer heerSceF&peerheer kesâ heÇefMe#eCe
kesâ Ghejeble meHeâueleehetke&keâ Dehevee kÙekemeeÙe keâj jns nw. Gvekeâer ceeefmekeâ
DeeÙe ®. 10,000 nw.
yeerSmekeerSme Meenpenehetj keâer heÇefMe#eg megßeer cecelee ßeerkeemleke yÙegšer heeue&j
keâe heÇefMe#eCe uesves kesâ Ghejeble Dehevee kÙekemeeÙe meHeâueleehetke&keâ keâj jner nw.
Gvekeâer ceeefmekeâ DeeÙe ®. 4,000 nw.
yeerSmekeerSme vekemeejer kesâ heÇefMe#eg ßeer hebkeâpeYeeF& hešsue heerSceF&peerheer mes
heÇefMe#eCe kesâ Ghejeble yeQkeâ Dee@]heâ yeÌ[ewoe mes ›eâsef[š keâer ceole mes meHeâueleehetke&keâ
HeâeF&yej iueeme keâe kÙekemeeÙe keâj jns nw. Gvekeâer ceeefmekeâ DeeÙe ®. 10,000
nw. 34
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
BARODA SWAROJGAR VIKAS SANSTHAN (BSVS) (BARODA R-SETI)
Bank established Baroda Swarojgar Vikas Sansthan on 19th December 2003 as a society registered under
Societies Registration Act 1860 and also under Bombay Public Trust Act 1950 to impart knowledge and skill
for unemployed youth to enable them to take up self employment ventures.
AIMS & OBJECTIVES:
•
To train youth, impart knowledge & skill for taking up self employment venture.
•
To develop attitude for working in rural areas, rural development projects.
•
Assist youth in self employment and obtaining credit from financial institutions.
•
Open and maintain training centres within the country.
•
Conduct various training programmes - independent or in collaboration with other organizations.
•
Provide expert guidance and assistance to the institutions / organizations / individuals.
•
Provide counseling and consultancy guidance to youth for self employment and rural development.
•
Take up research activity in self employment and rural development area.
•
Take over and manage any existing unit with or without obligations as the governing board may deem fit.
•
Print, publish and exhibit film, journals, periodicals, books, lectures and other reading and pictorial matter for
diffusion of knowledge and training in self employment and rural development.
•
Work for development of villagers and quality of life in rural area.
•
Other activities as are necessary for effective implementation of objectives of the society as governing body
may decide from time to time.
MAJOR ACTIVITIES
So far our BSVS centers have organized trainings in more than 65 activities. Some of the major activities are:
•
Entrepreneurship development programme for SGSY
•
Dairy farming, dairy development and vermi compost
•
Tailoring, Beauty parlor
•
Mobile repair
•
Soft toys and decorative items, Agarbatti manufacturing
•
Auto, two-wheeler repairing
•
Service, repair and maintenance of computer hardware
•
Food processing technique
•
Repair of Radio and other Electrical items.
•
Computer Hardware
•
Food processing techniques
•
Screen printing, leather goods manufacturing
•
TV repairs etc
35
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Members of Governing Body of BSVS (Baroda R-SETI): As on 31.03.2015
Sr.
No.
36
Office Bearer of the Governing
Body of BSVS Trust
Designation
1
President
Executive Director
2
Vice President
General Manager (Rural & Agri Banking)
3
Secretary
Asst. General Manager (Rural & Agri Banking)
4
Member
General Manager (Financial Inclusion)
5
Member
General Manager (MSME Banking)
6
Member
General Manager (HRM)
7
Member
General Manager (Estate Management & OA and Chief
Learning Officer)
8
Member
General Manager (Eastern UP Zone), Lucknow
9
Member
General Manager (Rajasthan Zone), Jaipur
10
Member
General Manager (South Gujarat Zone), Baroda
11
Member
Principal, Staff College, Ahmedabad
12
Ex- officio Member
Dy. General Manager (Rural & Agri Banking)
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Performance
Highlights
 Established two FLCCs in 2014-15 taking the
total no of FLCCs to 49 as of 31.3.2015.

Our Six BSVS centres in Pantnagar, Ajmer,
Pratapgarh, Banswara, Jaipur, Jhabua
are operating from their own premises.
Construction work in fourteen other centres is
under progress.
 225104 youths trained, by conducting 7777
programmes, 139052 (61.77%) have secured
either employment or set up their own
ventures.
 Director’s Conclave of all the Baroda RSETIs
was held from 13th to 14th October, 2014.
 Support staff viz Faculty, Office Assistant,
and Attender to assist the BSVS Directors
provided at each RSETI.
 Focusing on women empowerment and
providing them sustainable income- Ajmer
BSVS centre is dedicated to train women,
which has organized 456 programmes
exclusively for women, trained 10554
candidates, out of which 8162 (77.34%) have
settled.
37
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Director’s Conclave
In terms of MoRD guidelines as a starting point to organize a 2-day Conclave of RSETI Directors as an annual event,
as in the previous years, took the lead in organizing 4th round of Conclave for RSETI Directors on 13th and 14th
October 2014 at Staff Training College, Ahmedabad.
The programme was inaugurated by Executive Director and President BSVS Sh. P. Srinivas, through video while Sh.
E. H. Rahiman, General Manager Rural & Agri Banking BCC and Vice President BSVS, Sh. Kamlesh Patel, Principal
and DGM, Staff Training College, Bank of Baroda and Sh. K N Janardhana, Chief Project Co-ordinator, Monitoring
Cell for RSETIs, Directors of RSETIs and other officials from the Bank participated in the inaugural session.
On the first day, sessions on review of performance, sharing of experiences and Success Stories by the Directors of
RSETIs were deliberated upon.
On the second day, issues related to land allotment and construction of RSETI premises were discussed at length by
Sh. O N Bansal, Project Director, NIRD, Hyderabad, and latest guidelines of MoRD regarding construction were also
informed by him.
During the valedictory function, Sh. E. H. Rahiman, General Manger, Rural & Agri. Banking, BCC appealed to the
participants that they all should come forward to help poor people for their livelihood occupation. He emphasized on
frequent visits to the villages and to create more awareness among people about RSETIs and monitoring the linkage
though Bank’s credit to the trainers to set up employment venture. On this occasion he also announced revision of
upper limit of catering expenses, providing ‘Out of Pocket Expenses’ to motivate In-house Faculties to visit various
villages in the district for conducting EAPs and follow-up.
Shri. Janardhana CPC Monitoring Cell of RSETI and Bank’s Executives at
inaugural session of the Conclave.
38
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
List of State-wise Lead Districts of Bank of Baroda & BSVS Centres as on 31.03.2015
State
Uttar Pradesh
Uttarakhand
Rajasthan
Sr.No. Lead District
Sr.No. BSVS Centre
Date of Opening of BSVS
Non Lead Area
1
Lucknow
20.02.2008
1
Raebareli
2
Raebareli
20.02.2008
2
Sultanpur
3
Sultanpur
29.09.2011
3
Amethi
4
Amethi
06.11.2006
4
Fatehpur
5
Fatehpur
19.04.2011
5
Kanpur (Nagar)
6
Kanpur Nagar
28.03.2011
6
Ramabai Nagar
7
Akbarpur
29.09.2011
7
Allahabad
8
Allahabad
25.04.2011
8
Kaushmbi
9
Kaushmbi
29.09.2011
9
Pratapgarh
10
Pratapgarh
29.09.2011
10
Faizabad
11
Faizabad
28.03.2009
11
Ambedkar Nagar
12
Akbarpur
29.03.2011
12
Bareilly
13
Bareilly
30.03.2009
13
Shahjahanpur
14
Shahjahanpur (Bantra)
18.03.2011
14
Rampur
15
Rampur
31.05.2010
15
Pilibhit
16
Pilibhit
11.05.2011
16
Nainital
17
Nainital (Haldwani)
01.12.2012
17
Udham Singh Nagar
18
Udham Singh Nagar
16.07.2010
Non Lead Aera
19
Jaipur
12.03.2004
18
Karauli
20
Karauli
25.03.2009
19
Tonk
21
Tonk
30.09.2009
20
Sawai Madhopur
22
Sawai Madhopur
15.09.2010
21
Bundi
23
Bundi
24.02.2011
22
Dungarpur
24
Dungarpur
19.03.2007
23
Banswara
25
Banswara
19.03.2007
24
Pratapgarh
26
Pratapgarh
12.03.2010
25
Churu
27
Churu
25.03.2009
26
Jhunjhunu
28
Jhunjhunu
23.12.2010
27
Ajmer
29
Ajmer
13.03.2006
28
Bhilwara
29
Chittorgarh
Other Bank’s RSETI exists
30
Chittorgarh
19.03.2007
39
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
State
Gujarat
Madhya Pradesh
Bihar
Sr.No. Lead District
Date of Opening of BSVS
30
Vadodara
31
Vadodara (Alipura)
29.06.2009
31
Panchmahal
32
Panchmahal (Godhra)
02.03.2006
32
Dahod
33
Dahod
06.12.2010
33
Anand
34
Anand (Borsad)
03.11.2009
34
Kheda
35
Surat
35
Surat
02.04.2004
36
Tapi
36
Tapi (Vyara)
30.12.2010
37
Bharuch
37
Bharuch
11.03.2010
38
Narmada
38
Narmada (Rajpipla)
11.03.2010
39
Bulsar
39
Bulsar
11.03.2010
40
Dangs
40
Dangs (Ahwa)
30.12.2010
41
Navsari
41
Navsari
11.03.2010
Non Lead Aera
42
Gandhinagar
30.03.2004
42
Chhota Udepur
43
Chhota Udepur
31.03.2014
43
Mahisagar
44
Mahisagar
31.03.2014
44
Jhabua
45
Jhabua
29.08.2011
45
Alirajpur
46
Alirajpur
19.11.2011
46
Sitamarhi
47
Sitamarhi
01.04.2012
47
Sheohar
48
Sheohar
30.03.2010
Non Lead Area
49
Pune (Theur)
06.01.2005
--
--
Maharashtra
Delhi
48
Shahdara
Total Lead Dist.
48
Total BSVS
40
Sr.No. BSVS Centre
Other Bank’s RSETI exists
49
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Centre-wise Participation in Training Programmes conducted as of 31.03.2015 by
BSVS (Baroda RSETIs)
Progress during April 2014 to
March 2015
Sr.
No.
Name of BSVS
No. of
Prog.
No. of
participants
Cumulative Progress till
March 2015
No. of
trainees
settled
No. of
Prog.
No. of
participants
No. of
trainees
settled
1
Lucknow
30
819
564
264
6060
4299
2
Raebareli
30
820
332
201
5300
3448
3
Sultanpur
25
770
663
85
2495
1757
4
Amethi
26
775
576
193
5460
2795
5
Fatehpur
26
756
460
96
3116
2065
6
Kanpur Nagar
30
791
486
112
3134
1978
7
Ramabai Ngr.(Akbarpur)
30
803
405
100
2666
1519
8
Allahabad
28
839
236
105
3254
1860
9
Kaushmbi
29
767
533
76
2114
1272
10
Pratapgarh (UP)
21
503
112
58
1416
578
11
Faizabad
25
718
511
156
4492
3153
12
Ambedkarnagar (Akbarpur)
25
750
542
81
2086
1316
13
Bareilly
26
745
287
131
3862
2160
14
Shahjahanpur (Bantra)
23
611
567
70
1922
1354
15
Rampur
25
703
484
108
3343
2138
16
Pilibhit
15
433
127
70
1934
1058
17
Nainital (Haldwani)
23
619
317
67
1763
888
18
U S Nagar (Pantnagar)
26
729
297
96
2589
1296
19
Jaipur
19
444
224
212
4814
2608
20
Karauli
16
397
240
96
2969
1866
21
Tonk
24
637
196
110
2662
1402
22
S.Madhopur
21
422
206
72
1964
1213
23
Bundi
21
484
339
89
2133
1334
24
Dungarpur
21
552
95
199
5336
3275
25
Banswara
26
656
150
290
6735
3947
26
Pratapgarh (RZ)
28
669
336
88
2252
1129
27
Churu
19
440
298
135
3677
2241
28
Jhunjhunu
27
770
645
99
2843
2170
29
Ajmer
22
530
215
456
10554
8162
30
Chittorgarh
25
644
225
257
9005
6118
41
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Progress during April 2014 to
March 2015
Sr.
No.
Name of BSVS
No. of
Prog.
No. of
participants
No. of
trainees
settled
Cumulative Progress till
March 2015
No. of
Prog.
No. of
participants
No. of
trainees
settled
31
Vadodara (Alipura)
26
904
499
161
6623
3691
32
Panchmahal (Godhra)
23
416
229
388
14102
10063
33
Dohad
25
744
420
275
7321
5086
34
Anand (Borsad)
56
1114
856
219
6050
4155
35
Surat
30
877
464
399
14770
10061
36
Tapi (Vyara)
17
469
111
96
2758
764
37
Bharuch
32
879
614
173
5386
3023
38
Narmada (Rajpipla)
28
1039
530
117
4434
2304
39
Bulsar
30
816
816
150
4392
2690
40
Dangs (Ahwa)
13
356
211
184
6222
3165
41
Navsari
29
742
286
130
4072
2390
42
Gandhinagar
49
1568
1001
796
22917
13437
43
Jhabua
20
661
317
91
2844
1270
44
Alirajpur
12
304
128
47
1186
545
45
Sitamarhi
21
631
335
62
1904
871
46
Sheohar
30
865
457
116
3508
2169
47
Pune (Theur)
19
472
152
176
3809
2540
48
Chhota Udepur
12
464
201
12
464
201
49
Mahisagar
13
392
228
13
392
228
1217
33309
18523
7777
225104
139052
Total
42
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Activity-wise Details of Programmes conducted and employment generated by
BSVS (Baroda R-SETIs) as on 31.03.2015
Progress during FY 2014 -15
Sr.
No.
Name of Training
Programme
No. of
Prog.
Cumulative Progress till 31.03. 2015
No. of
Participants
No. of
Trainees
taken up
employment
7
245
130
161
4816
28
No. of
Prog.
No. of
Participants
No. of
Trainees
taken up
employment
206
7462
6883
2057
890
32964
23317
973
614
405
13011
10829
AGRICULTURAL EDP
1
Comprehensive
Agriculture & Allied
Activities
2
Dairy Farming /Dairy
Development
3
Dairy & Vermi-compost
4
Advanced dairy
management
1
24
8
3
88
41
5
Sericulture
2
52
11
6
168
11
6
Poultry
5
131
107
26
715
432
7
Piggery
3
48
42
5
124
97
8
Sheep Rearing
18
634
317
30
932
533
9
Pisci culture
5
110
29
21
650
472
10
Plant Nursery
Management
7
192
112
13
400
249
11
Bee keeping
10
377
193
41
1361
732
12
Mushroom Productions
4
105
74
11
298
145
13
Rubber Tapping
0
0
0
2
48
0
14
Cultivation of Medicinal &
Aromatic Plants
3
101
76
40
838
517
15
Commercial Floriculture
2
55
42
19
468
377
16
Comprehensive
Horticulture
4
115
62
12
309
242
4
118
113
31
894
603
PROCESS EDP
17
Electric Motor Rewinding
& Pump -set Maintenance
18
Domestic Electric
Appliances Repair
23
594
272
115
2706
1658
19
Refrigeration and
Air-conditioning
10
278
122
52
1208
723
20
Tractor Servicing,
Maintenance and repairs
4
105
56
5
155
70
21
Two wheeler servicing
3
69
2
42
785
483
22
Inverter & UPS
Manufacturing and
servicing
11
276
193
34
906
533
43
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Progress during FY 2014 -15
Sr.
No.
Name of Training
Programme
No. of
Prog.
Cumulative Progress till 31.03. 2015
No. of
Participants
No. of
Trainees
taken up
employment
No. of
Prog.
No. of
Participants
No. of
Trainees
taken up
employment
23
Light Motor Vehicle (LMV)
driving
15
314
139
76
1846
710
24
servicing of TV/DVD and
other Digital Electronics
2
42
20
29
621
337
25
Multi phone servicing
33
820
176
304
7276
4069
26
Computer Basics
56
1470
689
146
3971
1457
27
Computer Desk Top
Publication
5
124
81
24
666
378
28
Computer Hardware (A+)
and Networking (N+)
7
91
54
137
3314
1942
29
Beauty Parlor
Management
110
2775
1102
654
17880
8967
30
Men’s Parlor Management
10
319
242
10
319
242
31
Plumbing and Sanitary
Works
0
0
0
2
49
29
32
Basic Photography &
Video graphy
4
98
91
41
801
471
33
Sewing Machine Repair
1
26
0
22
708
248
34
Aluminum Fabrication
1
31
13
3
74
51
PRODUCT EDP
35
Gems and Artificial
Jewellery
18
489
214
199
5217
2544
36
Hand Embroidery
2
56
21
109
2999
1441
37
Embroidery and Fabric
Painting
0
0
0
39
955
451
38
Stained Glass Etching &
Painting
73
2600
1792
77
2691
1836
39
Food Processing &Bakery
Products
20
505
141
142
3841
2307
40
Preparation of domestic
products
29
769
408
126
3461
1895
41
Dress Designing for Men
20
721
512
127
3985
2248
42
Dress Designing for
Women
156
2135
1352
1249
30226
16780
43
Lambani Kasuti &
Karnatak Kasuti
58
1618
1327
59
1645
1344
44
Apparel Designing Course
8
231
171
13
347
205
45
Jardosi & Maggam Work
40
1260
829
86
2600
1782
44
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Progress during FY 2014 -15
Sr.
No.
Name of Training
Programme
No. of
Prog.
Cumulative Progress till 31.03. 2015
No. of
Participants
No. of
Trainees
taken up
employment
7
224
137
No. of
Prog.
No. of
Participants
No. of
Trainees
taken up
employment
264
8573
4474
46
Agarabatti Making
47
Jute Products
Manufacturing
41
1616
1024
71
2368
1274
48
Soft Toys Making
11
229
124
162
3926
1663
49
Flexi Board and
Lamination
46
1308
755
50
1413
799
50
Paper Cover, Paper Bag,
Envelop & File Making
4
106
79
72
1922
1190
51
Handicrafts Manufacturing
7
240
152
83
1940
883
52
Manufacture of Utility
Items from Waste
7
117
62
22
535
236
53
Computer Tally
26
564
313
73
1750
772
54
Computerized Financial
Accounting
10
279
172
16
434
262
55
Computer - Data entry
operation
3
81
6
10
285
101
GENERAL EDP
56
Rural Entrepreneurship
Development Programme
16
560
359
79
2827
1621
57
Prime Ministers
Employment Generation
Programme
12
350
230
299
7390
5857
WAGE EMPLOYEMENT
58
Computer Tally
0
0
0
22
578
350
59
Computerized Financial
Accounting
7
157
58
7
157
58
60
Computer Data entry
operation
3
67
17
5
117
59
61
Light Motor Vehicle (LMV)
driving
6
169
129
63
1879
1159
62
Computer Basics
1
30
17
44
1301
817
63
Computer Desk Top
Publication (DTP)
1
34
19
3
79
35
64
Computer Hardware (A+)
and Networking (N+)
1
21
19
2
44
28
65
Other Services Activities *
25
1245
845
747
25604
16733
1217
33309
18523
7777
225104
139052
Total
45
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
AJMER
PANTNAGAR
Jaipur
46
BANSWARA
Our
Campuses
PRATAPGARH (RAJ.)
Jhabua
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
AUDITOR’S REPORT - BSVS- FLCC
BARODA SWAROJGAR VIKAS SANSTHAN
We have audited the consolidated accounts of the above named Trust having its Head Office at Ahmedabad and its
branches located at Lucknow, Raebareli, Sultanpur, Amethi (Chhatrapati Sahuji Maharaj Nagar), Fatehpur, Kanpur
Nagar, Ramabainagar, Allahabad, Kaushambi, Pratapgarh(UP), Faizabad, Ambedkarnagar, Bareilly, Shahajahanpur
(Bantra), Rampur, Pilibhit, Haldwani (Nainital), Udham Singh Nagar, Jaipur, Karauli, Tonk, Sawai Madhopur, Bundi,
Dungarpur, Banswara, Pratapgarh (Raj.), Churu, Jhunjhunu, Ajmer, Chittorgarh, Vadodara (Alipura), Panchmahal
(Godhra), Dohad, Anand (Borsad), Surat, Tapi (Vyara), Bharuch, Narmada (Rajpipla), Bulsar, Dang (Ahwa), Navsari,
Gandhinagar (Ahmedabad), Jhabua, Alirajpur, Sitamarhi, Sheohar, Nadiad, Bhilwara and Pune (Theur), Shahdara,
Puzhakkal for the Financial year ended 31/03/2015 and report that :
1. The accounts are maintained regularly and are in accordance with provisions of the Act and Rules.
2. Receipts and Payments are properly and correctly shown in the accounts.
3. The Cash balance and vouchers in the custody of the Manager or Trustee on the date of the Audit are in the
agreement with the accounts.
4. Books/Deeds/Accounts/Vouchers are in the custody of the Manager or Trustee on the date of the audit and are
in the agreement with accounts.
5. The inventory, certified by the Trustee and other documents and records were produced before us.
6. No property or funds of the Trust were applied for any objects or purpose other than the objects or purpose of
the Trust.
7. No money of the Public Trust has been invested contrary to the provision of Section 35.
8. No alienation of the immovable property has been made contrary to the provisions of the Section 36.
We have to report that:
a. The accounts are maintained on Cash basis.
b. Accounting records of Ambawadi account at Ahmedabad and NIRD Fund transfer account at BKC, Mumbai have
been audited as Head Office accounts.
c. Stationery expenses include stationery provided to trainees also.
For A. Sachdev & Co.
Chartered Accountants
Manish Agarwal
Partner
M.No. 078628.
Mumbai.
Date : 23.09.2015
47
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
THE BOMBAY PUBLIC TRUST ACT, 1950
SCHEDULE IXC ( Vide Rule 32 )
NAME OF THE PUBLIC TRUST: BARODA SWAROJGAR VIKAS SANSTHAN
C/O B O B STAFF COLLEGE, OPPOSITE LAW GARDEN,ELLISBRIDGE
AHMEDABAD:380006
REGISTRATION NO-9809/AHMEDABAD
Statement of Receipts and Payments for the year ended 31/3/2015
(Amt in Rs.)
Receipts
Payments
Particulars
31.03.2015
Particulars
31.03.2015
Opening
-- Cash in hand
101453
Boarding Expenses
28456595
-- S.B. A/c Balance
135152982
Honorarium
15343108.00
-- F.D. A/c Balance
125954268
Salary and Wages
17339361.00
Funds received from Bank of Baroda
Funds received from NIRD
Donation
Printing & Stationery
105868000
25000000
4763451
Postage
Telephone
Rent
2347012.00
96710.00
1106129.00
10354343.00
Course fee earned
11426487
Training Materials
8291198.00
Interest earned on Deposits
16105404
Electricity & Water Charges
1822716.00
Repairs & Maintenance
1048034.00
TDS
Sale of old newpapers
Other Receipts
185403
22321
Reference Books
21193.00
Advertisement
243234.00
1. Sponsership (incl. Advance)
26000
TDS
366607.00
2. Sale of Goods
89615
Audit Fees
248186.00
3. Misc. Receipts
547351
from DRDA
1722829
Consultancy charges
16742.00
Insurance
76820.00
Retention Money
120708
Rates & taxes
157333
From Suspence A/c
707536
Newspaper & Periodicals
115031
Entertainment
286719
Misc. Expenses
4748391
Furniture & Fixtures purchased
2450412
Fixed Assets purchased
Telephone security Deposite
48
620325
26075
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
(Amt in Rs.)
Receipts
Payments
Particulars
31.03.2015
Particulars
31.03.2015
Building expenses
18146697
Earnest money refunded
182300
Fund remitted to DRDA
352865
Other Establishment expenses
59400
Travelling expenses
87718
Conveyance Expenses
Expenses payble
Suspence adusted
Closing
-- Cash in hand
-- S.B. A/c Balance
194971061
-- F.D. A/c Balance
117175553
Total
427793808
Total
Subject to our report of even date
For A. Sachdev & Co.
Chartered Accountant
Membership No. 078628
Sd/Manish Agarwal
Chartered Accountant
Membership No. 078628
FRN001307C
427793808
362774
44900
707536
0
120731
For and on behalf of Baroda Swarojgar Vikas Sansthan Trust
Sd/R. K. Mathur
Vice President
Sd/R. K. Kala
Secretary
Place: Mumbai
Date : 23.09.2015
49
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
THE BOMBAY PUBLIC TRUST ACT, 1950
SCHEDULE IXC (Vide Rule 32)
NAME OF THE PUBLIC TRUST: BARODA SWAROJGAR VIKAS SANSTHAN
C/O BOB STAFF COLLEGE, OPPOSITE LAW GARDEN, ELLISBRIDGE
AHMEDABAD: 380006
REGISTRATION NO-9809/AHMEDABAD
INCOME & EXPENDITURE FOR THE YEAR ENDED 31.03.2015
Expenditure
Income
Particulars
To Boarding Expenses
To Honorarium
To Salary & Wages
To Printing & Stationery
To Postage
To Telephones
To Rent
To Training Materials
To Electricity & Water charges
To Repairs & Maintanance
To Reference Books
To Audit Fees
To Consultancy charges
To Depreciation
To Insurance
To Rates & taxes
To Newspapers & Periodicals
To Entertainment
To Advertisement
To Misc. Expenses
To Other Estblishment expenses
To Traveling expenses
To Earnest Refund
Total
Subject to our report of even date
For A. Sachdev & Co.
Chartered Accountant
Membership No. 078628
Sd/Manish Agarwal
Chartered Accountant
Membership No. 078628
FRN001307C
Place: Mumbai
Date : 23.09.2015
50
(Amt in Rs.)
31.03.2015
28524093
15398255
17368114
2338446
109189
1096547
10434743
8349868
1773064
1055964
30790
323422
16742
2490247
75297
219849
115850
278049
274499
4611473
129576
263571
182300
95459948
Particulars
By Bank Interest
By Interest on FDR
By Course Fee Earned :
-- from NABARD
-- from Govt/local authorities
-- from Others
By Sale of old Newspapers etc
By Rent received from NIRD
By Misc. Income
Earnest Money received
Sale of finished goods
Excess of Expenditure over Income
Total
31.03.2015
5588345
10517059
1097697
16440243
3823134
22621
928764
592142
182300
7780
56259863
95459948
For and on behalf of Baroda Swarojgar Vikas Sansthan Trust
Sd/R. K. Mathur
Vice President
Sd/R. K. Kala
Secretary
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
BOMBAY PUBLIC TRUST ACT, 1950
SCHEDULE IXC (Vide Rule 32)
NAME OF THE PUBLIC TRUST: BARODA SWAROJGAR VIKAS SANSTHAN
C/O BOB STAFF COLLEGE, OPPOSITE LAW GARDEN, ELLISBRIDGE
AHMEDABAD: 380006
REGISTRATION NO-9809/AHMEDABAD
INCOME & EXPENDITURE FOR THE YEAR ENDED 31.03.2015
Funds & Liabilities Particulars
Trust Fund
Assets 31.03.2015
Particulars
10000000
Research & Training Fund From Bank of Baroda
239105822 Received during the year
105868000 Closing Balance
344973822
Funds from NIRD
122199379 Received during the year
25000000 TDS Refund
0 (Less) Rent reimbursed
928764 146270615
From NABARD
365402
1400000
Funds received from BOB
for construction
Closing Balance
493009839
Security Deposits from
cateres
300162
Retention money from
contractor
969911
Expenses payable
Audit fee Payble
266495
Rent Payable
27600
Others Payable
861194
Advance from ZP/DRDA
5694283
TOTAL
511129484
Subject to our report of even date
For A. Sachdev & Co.
Chartered Accountant
Membership No. 078628
Sd/Manish Agarwal
Chartered Accountant
Membership No. 078628
FRN001307C
Place: Mumbai
Date : 23.09.2015
(Amt in Rs.)
Fixed Assets
(Less) Depreciation
(As per schedule -1)
FDRs with BOB
Cash in Hand
Bank Balance (SB A/c)
Telephone security deposit
Deposit with Municiple corp.
TDS Receivables
Retention money
Misc. Receivable
Building construction Work
in progress
Misc. Assets
Income & Expenditure A/c
Opening Balance
(Add) During the year
Closing Balance
TOTAL
31.03.2015
34118349 13670955
20447394
117175553
120731 194971061 195091792
49767
235325
528359
35697
1336567
45358550
16750
74593867 56259863 130853730
511129484
For and on behalf of Baroda Swarojgar Vikas Sansthan Trust
Sd/R. K. Mathur
Vice President
Sd/R. K. Kala
Secretary
51
52
31756233
TOTAL
Place: Mumbai
Date : 23.09.2015
Sd/Manish Agarwal
Chartered Accountant
Membership No. 078628
FRN001307C
Subject to our report of even date
For A. Sachdev & Co.
Chartered Accountant
Membership No. 078628
11862486
Land & Building
2035023
240821
Television
Other Assets
561208
Air conditioners
81914
Fire Extinguisher
1083344
4084865
Computer system
Electric Fitting
11806572
Opening
Balance as on
01.04.2014
Furniture & Fixtures
Name of Asset
SCHEDULE-I
3092137
0
156199
50000
0
366662
0
1036545
1482731
Addition
during the
year
730021
0
719326
0
0
0
0
2865
7830
Deduction
during the
year
FIXED ASSETS (GROSS)
34118349
11862486
1471896
290821
561208
1450006
81914
5118545
13281473
2490247
0
168189
34376
36148
152653
9689
672687
1416505
Addition
during the
year
323641
0
321411
0
0
0
0
0
2230
Deduction
during the
year
13670954
0
849078
175837
354079
666029
59608
4120645
7445678
Closing
Balance as on
31.03.2015
Sd/R. K. Mathur
Vice President
Sd/R. K. Kala
Secretary
For and on behalf of Baroda Swarojgar Vikas Sansthan Trust
11504348
0
1002300
141461
317931
513376
49919
3447958
6031403
Closing
Opening
Balance as on Balance as on
31.03.2015
01.04.2014
DEPRECIATION FUND
THE BOMBAY PUBLIC TRUST ACT, 1950
SCHEDULE IXC ( Vide Rule 32 )
NAME OF THE PUBLIC TRUST: BARODA SWAROJGAR VIKAS SANSTHAN
C/O B O B STAFF COLLEGE, OPPOSITE LAW GARDEN, ELLISBRIDGE
AHMEDABAD:380006
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
“SAARTHEE”
FINANCIAL LITERACY & CREDIT COUNSELLING CENTRE (FLCC)
(Established under BSVS Trust)
As a Corporate Social Responsibility initiative, Bank has opened Financial Literacy and Credit Counseling Centres
(FLCCs). The Centre is named as “SAARTHEE” amply indicating its basic objective of steering those under financial
distress and educating others to avoid financial mess. The “SAARTHEE” FLCCs are established under our BSVS
Trust and its activities are managed, controlled and supervised by the Governing Body of BSVS.
During the FY 2014-15 the Bank has opened two more FLCCs at Shahdra in Delhi and Puzhakkal in Kerala. The
Bank has set-up forty nine FLCCs in Bihar, Gujarat, Maharashtra, Madhya Pradesh, Rajasthan, Uttar Pradesh,
Uttarakhand, Delhi and Kerala.
OBJECTIVES OF FLCC
1. To provide financial counseling services through face-to-face interaction as well as through other available media
like e-mail, fax, mobile etc. as per convenience of the interested persons, including education on responsible
borrowing, proactive and early savings, and offering debt counseling to individuals who are indebted to formal
and/or informal financial sectors ;
2. To educate the people in rural and urban areas with regard to various financial products and services available
from the formal financial sector ;
3. To make the people aware of the advantages of being connected with the formal financial sector ;
4. To formulate debt restructuring plans for borrowers in distress and recommend the same to formal financial
institutions, including cooperatives, for consideration ;
5. To take up any such activity that promotes financial literacy, awareness of the banking services, financial planning
and amelioration of debt-related distress of an individual.
53
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
State-wise Lead Districts of Bank of Baroda & FLCC Centres as on 31.03.2015
State
Uttar Pradesh
Uttarakhand
Rajasthan
54
Lead District
FLCC Centre
Date of Opening
of FLCC
1
Raebareli
1
Raebareli
08.01.2010
2
Sultanpur
2
Sultanpur
29.09.2011
3
Amethi
3
Amethi
23.03.2010
4
Fatehpur
4
Fatehpur
20.09.2011
5
Kanpur (Nagar)
5
Kanpur Nagar
28.03.2011
6
Ramabai Nagar
6
Ramabainagar
29.09.2011
7
Allahabad
7
Allahabad
29.09.2011
8
Kaushmbi
8
Kaushmbi
15.12.2011
9
Pratapgarh
9
Pratapgarh
10.10.2011
10
Faizabad
10
Faizabad
16.03.2011
11
Ambedkar Nagar
11
Akbarpur
15.12.2011
12
Bareilly
12
Bareilly
12.10.2010
13
Shahjahanpur
13
Bantra
18.03.2011
14
Rampur
14
Rampur
28.12.2010
15
Pilibhit
15
Pilibhit
29.09.2011
16
Nainital
16
Nainital
01.12.2011
17
U S Nagar
17
U S Nagar
24.10.2011
18
Karauli
18
Karauli
31.03.2011
19
Tonk
19
Tonk
17.09.2011
20
S.Madhopur
20
S.Madhopur
15.09.2010
21
Bundi
21
Bundi
24.02.2011
22
Dungarpur
22
Dungarpur
17.09.2011
23
Banswara
23
Banswara
15.09.2011
24
Pratapgarh
24
Pratapgarh
10.10.2011
25
Churu
25
Churu
19.09.2011
26
Jhunjhunu
26
Jhunjhunu
11.02.2011
27
Ajmer
27
Ajmer
26.12.2009
28
Bhilwara
28
Bhilwara
20.07.2012
29
Chittorgarh
29
Chittorgarh
14.09.2011
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
State
Gujarat
Madhya Pradesh
Bihar
Delhi
Kerala
Total Lead District 48
Lead District
FLCC Centre
Date of Opening
of FLCC
30
Baroda
30
Alipura Vadodara
30.03.2010
31
Panchmahal
31
Godhra
16.03.2011
32
Dohad
32
Dohad
15.03.2011
33
Anand
33
Borsad
23.02.2012
34
Kheda
34
Kheda
28.09.2012
35
Surat
35
Surat
17.03.2011
36
Tapi
36
Vyara
19.02.2013
37
Bharuch
37
Bharuch
10.01.2012
38
Narmada
38
Rajpipla
06.12.2010
39
Bulsar
39
Bulsar
31.12.2011
40
Dangs
40
Ahwa
31.12.2011
41
Navsari
41
Navsari
25.05.2012
42
Chhota Udepur
42
Chhota Udepur
31.03.2014
43
Mahisagar
43
Mahisagar
31.03.2014
44
Jhabua
44
Jhabua
16.08.2011
45
Alirajpur
45
Alirajpur
23.08.2011
46
Sitamarhi
46
Sitamarhi
20.07.2012
47
Sheohar
47
Sheohar
20.07.2012
48
Shahdara
48
Shahdara
22.11.2014
Non Lead District
49
Puzhakkal
08.08.2014
Total FLCC 49
55
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Progress under “SAARTHEE” (FLCCs) as on 31st March, 2015
A. Total No. of Farmers / Non Farmers Visited for Counseling
Sr.
No. Name of Lead
District
Date of
FLCC
opening
Number
of months
completed
No. of cases
came up for
counseling
of which
settled
Average No. of cases
Per month came up
for counseling
1
Raebareli
08.01.2010
62
10534
5527
170
2
Sultanpur
29.09.2011
41
2826
240
69
3
Ch.Shahuji Mah.
23.03.2010
59
1264
864
21
4
Fatehpur
20.09.2011
41
536
536
13
5
Kanpur (Nagar)
28.03.2011
47
2931
2931
62
6
Ramabai Nagar
29.09.2011
41
3191
1136
78
7
Allahabad
29.09.2011
41
1983
0
48
8
Kaushmbi
15.12.2011
39
1692
1303
43
9
Pratapgarh
10.10.2011
41
2360
820
58
10
Faizabad
16.03.2011
47
3240
713
69
11
Ambedkar Nagar
15.12.2011
38
954
620
25
12
Bareilly
12.10.2010
52
4339
363
83
13
Shahjahanpur
18.03.2011
47
1395
380
30
14
Rampur
28.12.2010
48
2280
2280
48
15
Pilibhit
29.09.2011
41
124
97
3
16
Nainital
01.12.2011
38
4972
4267
131
17
U S Nagar
24.10.2011
40
2455
954
61
18
Karauli
31.03.2011
47
12678
10930
270
19
Tonk
17.09.2011
41
9883
9883
241
20
S.Madhopur
15.09.2010
53
4860
4860
92
21
Bundi
24.02.2011
48
4759
4759
99
22
Dungarpur
17.09.2011
41
4242
3695
103
23
Banswara
15.09.2011
41
52693
52693
1285
24
Pratapgarh
10.10.2011
40
26911
26597
673
25
Churu
19.09.2011
41
103
0
3
26
Jhunjhunu
11.02.2011
48
2332
2332
49
27
Ajmer
26.12.2010
50
2078
2078
42
28
Chittorgarh
14.09.2011
41
35279
35279
860
29
Baroda
30.03.2010
59
875
873
15
30
Panchmahal
16.03.2011
47
811
811
17
56
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Sr.
No. Name of Lead
District
Date of
FLCC
opening
Number
of months
completed
No. of cases
came up for
counseling
of which
settled
Average No. of cases
Per month came up
for counseling
31
Dohad
15.03.2011
47
422
420
9
32
Anand
23.02.2012
36
714
714
20
33
Surat
17.03.2011
47
658
658
14
34
Bharuch
10.01.2012
37
837
313
23
35
Narmada
06.12.2010
50
1388
845
28
36
Bulsar
31.12.2011
38
5587
231
147
37
Dangs
31.12.2011
38
914
20
24
38
Jhabua
16.08.2011
42
2999
2999
71
39
Alirajpur
23.08.2011
42
197
197
5
40
Navsari
25.05.2012
33
3761
2208
114
41
Sheohar
20.07.2012
31
2257
1740
73
42
Sitamarhi
20.07.2012
31
516
516
17
43
Bhilwara
20.07.2012
31
463
463
15
44
Kheda (Nadiad)
28.09.2012
29
1079
1079
37
45
Tapi (vyara )
19.02.2013
24
175
0
7
46
Mahisagar
31.03.2014
11
1036
951
94
47
Chhota Udepur
31.03.2014
11
215
3
20
48
Shahdara
22.11.2014
4
624
624
156
49
Puzhakkal
01.08.2014
6
146
146
24
228568
191948
TOTAL
57
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
B. No. of Farmers/Non Farmers visited for Debt Counseling:
FLCC
Centres
Personal
loan
Agri loan
A/c
Amt
A/c
(Amount in Lacs)
Credit cards
Amt
A/c
Amt
Housing
loans
A/c
Others
Amt
A/c
Total
Amt
A/c
Amt
Raebareli
138
374
32
28
351
300
9
55
903
944
1433
1700
Sultanpur
43
59
11
16
179
97
3
3
26
20
262
195
Amethi (CSM)
197
281
482
1058
613
464
31
170
321
858
1644
2831
Fatehpur
471
25
65
5
0
0
0
0
0
0
536
30
Kanpur (Nagar)
0
0
0
0
0
0
0
0
0
0
0
0
Ramabai Nagar
0
0
0
0
0
0
0
0
0
0
0
0
Allahabad
0
0
0
0
0
0
0
0
0
0
0
0
Kaushmbi
18
26
0
0
66
43
0
0
0
0
84
69
Pratapgarh
21
15
0
0
16
4
0
0
9
4
46
23
Faizabad
0
0
0
0
0
0
0
0
0
0
0
0
Ambedkar Nagar
6
4
0
0
6
3
2
30
8
4
22
42
Bareilly
0
0
0
0
0
0
0
0
4
2
4
2
Shahjahanpur
0
0
0
0
0
0
0
0
0
0
0
0
80
968
47
719
0
0
0
0
2023
2238
2150
3925
0
0
0
0
0
0
0
0
1
2
1
2
102
71
0
0
0
0
1
0
7
13
110
84
0
0
0
0
0
0
0
0
37
21
37
21
12
29
7
25
0
0
1
8
20
78
40
140
0
0
0
0
0
0
0
0
0
0
0
0
243
269
4
4
0
0
1
1
29
57
277
331
0
0
0
0
0
0
0
0
0
0
0
0
Dungarpur
54
16
0
0
0
0
0
0
36
16
90
32
Banswara
586
356
154
183
0
0
19
264
237
134
996
937
Pratapgarh
1722
3856
1
2
1658
1750
881
1976
2885
2919
0
0
0
0
0
0
0
0
0
0
0
0
45
30
0
0
0
0
0
0
54
68
99
98
Ajmer
0
0
0
0
0
0
40
509
133
1193
173
1702
Chittorgarh
0
0
0
0
0
0
0
0
0
0
0
0
Baroda
1
3
0
0
6
3
4
30
7
12
18
49
Panchmahal
0
0
0
0
0
0
0
0
73
377
73
377
Rampur
Pilibhit
Nainital
U S Nagar
Karauli
Tonk
S.Madhopur
Bundi
Churu
Jhunjhunu
58
7147 10503
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
(Amount in Lacs)
FLCC
Centres
Personal
loan
Agri loan
A/c
Amt
A/c
Credit cards
Amt
A/c
Amt
Housing
loans
A/c
Others
Amt
A/c
Total
Amt
A/c
Amt
Dohad
0
0
0
0
0
0
0
0
0
0
0
0
Anand
36
43
0
0
0
0
0
0
0
0
36
43
Surat
86
77
64
51
0
0
7
52
501
2210
658
2389
Bharuch
291
43
0
0
15
5
7
1
0
0
313
49
Narmada
50
145
5
7
0
0
10
60
12
11
77
223
Bulsar
152
171
1
1
25
20
2
13
81
27
261
232
Dangs
5
1
0
0
0
0
0
0
0
0
5
1
Jhabua
0
0
0
0
0
0
0
0
0
0
0
0
Alirajpur
101
115
6
9
50
29
8
23
51
39
216
214
Navsari
304
381
20
28
0
0
83
725
84
322
491
1457
Sheohar
123
145
32
49
174
153
18
63
85
37
432
447
Sitamarhi
333
424
91
56
20
15
17
85
55
55
516
635
Bhilwara
21
283
7
15
0
0
9
452
35
339
72
1089
Kheda (Nadiad)
16
38
0
0
0
0
1
20
0
0
17
58
1
3
1
1
1
1
0
0
26
4
29
9
194
247
6
13
0
0
1
8
0
0
201
267
Chhota Udepur
0
0
0
0
0
0
0
0
0
0
0
0
shahdara
0
0
Puzhakkal
1
1
1
1
5453
8498
1036
2270
3180
2886
1155
4548
Tapi (vyara )
Mahisagar
Total
7743 12005 18567 30207
59
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
C. Other Analysis: Age-wise break of persons visited for counseling
FLCC Centres
Age-wise break of person coming for counseling
Below30
30-40
40-50
50-60
Above 60
Raebareli
5503
3659
1172
168
Sultanpur
2694
117
14
1
Amethi (CSM)
466
558
192
36
12
Fatehpur
187
218
131
0
0
Kanpur (Nagar)
1835
650
424
22
0
Ramabai Nagar
2348
628
173
42
0
Allahabad
1608
273
100
2
0
Kaushmbi
908
451
239
94
0
Pratapgarh
1332
662
366
0
0
Faizabad
2185
498
344
163
50
618
184
86
28
38
3124
848
367
0
0
910
438
46
1
0
1273
575
280
118
34
97
17
7
2
1
Nainital
2784
1598
470
74
46
U S Nagar
1762
477
171
45
0
Karauli
7311
2901
1621
613
232
Tonk
4755
2553
1895
359
321
S.Madhopur
4191
470
133
50
16
Bundi
2555
1038
656
425
85
Dungarpur
2893
860
357
132
0
Banswara
20145
14862
11601
4615
1470
Pratapgarh
21310
3635
1413
418
135
83
7
3
9
1
1796
372
125
23
16
709
511
374
230
254
20037
6785
4663
3638
156
Baroda
426
176
146
83
44
Panchmahal
690
60
50
10
1
Dohad
129
124
93
52
24
Ambedkar Nagar
Bareilly
Shahjahanpur
Rampur
Pilibhit
Churu
Jhunjhunu
Ajmer
Chittorgarh
60
32
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
FLCC Centres
Age-wise break of person coming for counseling
Below30
30-40
40-50
50-60
Above 60
Anand
284
199
119
62
50
Surat
410
161
77
8
2
Bharuch
312
230
187
89
19
Narmada
451
443
243
187
64
Bulsar
3372
1368
543
224
80
Dangs
395
363
100
56
0
Jhabua
2223
645
93
38
0
Alirajpur
53
102
40
2
0
Navsari
1545
1345
754
104
13
Sheohar
1420
795
42
0
0
Sitamarhi
25
34
430
27
0
Bhilwara
280
99
52
21
11
Kheda (Nadiad)
561
293
153
70
2
20
71
73
11
0
277
191
264
235
69
60
115
19
21
0
212
190
115
78
29
16
30
68
17
15
128580
52879
31084
12703
3322
Tapi (vyara )
Mahisagar
Chhota Udepur
Shahdra
Puzhakkal
Total
61
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
PHOTO
GALLERY
Shri. B. B. Joshi, our Excecutive Director receiving award of Excellence from
Padma Bhushan Dr. Veerendra Heggade.
Dairy Farming at BSVS Panchmahal
62
Motivation class at BSVS Kanpur
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Cover Bag Envelop & File Making -Prisoner at Sub Jail, Godhra
Yoga Class for trainees, at BSVS Panchmahal
EAP at BSVS Amethi
Light motor driving programme at BSVS Bharuch
Awareness camp at FLCC Raebareli
EAP at BSVS Raebareli
63
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
SUCCESS STORIES IN BRIEF
Mrs. Urusa Valid, trainee from BSVS Tonk, trained in
tailoring and dress designing, is successfully running
tailoring unit and training centre at her residence. Her
monthly income is Rs.5000.
Mr. Vikas Chaudhary, trainee from BSVS Surat,
trained in printing and binding, is successfully running
up his own business. His monthly income is
Rs. 30,000.
Mr. Vinubhai Vasava, trainee from BSVS Surat, credit
linkage by Bank of Baroda, is successfully running own
business of manufacturing food items. His monthly
income is Rs. 16,500.
Mrs. Suman, trainee from BSVS Amethi, trained in
tailoring and dress designing, is successfully running his
tailoring unit and training centre at her residence. Her
monthly income is Rs. 5000.
Mr. PragneshKumar Baria, trainee from BSVS
Panchmahal, trained in mobile repairing is successfully
running mobile repairing shop. His monthly income is
Rs. 20,000..
Mr. Jaysh Chaudhary, trainee from BSVS Pune trained
in Basic Photography is successfully running own studio.
His monthly income is Rs. 25000.
64
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
SUCCESS STORIES IN BRIEF
Mr. Deepak Kumar, trainee from BSVS Sheohar, trained
in computer Hardware and Networking, is now successfully
running his business of selling computer accessories and
networking services. His monthly income is Rs. 12,000.
Mr. Nikhil Chaudhary, trainee from BSVS Pune, trained
in mobile repairing, is successfully running business
of mobile repairing in his own premises. His monthly
income is Rs. 20,000.
Mr. Mahesh Jadhav, trainee from BSVS Navsari,
trained in Bag making, is successfully running his
business of bag making and repairing. His monthly
income is Rs. 7000.
Mr. Pritesh Mistry, trainee from BSVS Navsari, trained
in PMEGP is successfully running glass & framing shop.
His monthly income is Rs10,000.
Mrs. Mamta Shriwastav, trainee from BSVS
Shahjahanpur, trained in beauty parlor management
is successfully working as beautician. Her monthly
income is Rs. 4,000
Mr. Pankajbhai Patel, trainee from BSVS Navsari,
trained in PMEGP, credit linkage by Bank of Baroda
is successfully running Fiber glass shop. His monthly
income is Rs. 10,000
65
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Notes
66
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Notes
67
Jeeef<e&keâ efjheesš& / Annual Report 2014-15
Notes
68
Organizational Chart
Bank of Baroda
Baroda Swarojgar Vikas
Sansthan (BSVS)
Governing Body
President
Vice President
Secretary
Members
Ex-officio Members
Baroda RSETI (BSVS)
LAC
(Local Advisory Committees)
Chairperson LAC /
District Collector
Members
LAC
Director
Faculty
Administrative Staff
5
2
www.bankofbaroda.co.in